The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Labs COM 002824100 319 2,700 SH   SOLE   2,700 0 0
Abbvie Inc. COM 00287Y109 227 1,400 SH   SOLE   1,400 0 0
Air Products & Chemicals Inc COM 009158106 2,602 10,412 SH   SOLE   10,412 0 0
Alphabet Inc. Class A COM 02079K305 8,814 3,169 SH   SOLE   3,169 0 0
Alphabet Inc. Class C COM 02079K107 1,522 545 SH   SOLE   545 0 0
Amazon Com Inc COM 023135106 9,819 3,012 SH   SOLE   3,012 0 0
American Electrical Power Inc COM 025537101 349 3,500 SH   SOLE   3,500 0 0
Amgen Inc COM 031162100 1,008 4,170 SH   SOLE   4,170 0 0
Angiodynamics Inc. COM 03475V101 241 11,175 SH   SOLE   11,175 0 0
Apple Inc. COM 037833100 14,758 84,518 SH   SOLE   84,518 0 0
Applied Materials Inc. COM 038222105 728 5,525 SH   SOLE   5,525 0 0
AT&T Corp COM 00206R102 2,325 98,385 SH   SOLE   98,385 0 0
Bank of America Corp COM 060505104 1,276 30,950 SH   SOLE   30,950 0 0
Blackstone Group LP COM 09253U108 740 5,828 SH   SOLE   5,828 0 0
Boeing Co COM 097023105 2,050 10,707 SH   SOLE   10,707 0 0
Booking Holdings Inc. COM 09857L108 3,471 1,478 SH   SOLE   1,478 0 0
Capital One Financial Corp. COM 14040H105 239 1,820 SH   SOLE   1,820 0 0
Caterpillar Inc COM 149123101 4,194 18,823 SH   SOLE   18,823 0 0
Citigroup Inc. COM 172967424 1,936 36,251 SH   SOLE   36,251 0 0
Coca Cola Co. COM 191216100 299 4,820 SH   SOLE   4,820 0 0
Consolidated Edison COM 209115104 904 9,550 SH   SOLE   9,550 0 0
Costco Wholesale Corp COM 22160K105 1,304 2,265 SH   SOLE   2,265 0 0
Danaher Corp. COM 235851102 4,234 14,434 SH   SOLE   14,434 0 0
Deere & Co COM 244199105 5,024 12,092 SH   SOLE   12,092 0 0
Disney Walt Co COM 254687106 604 4,400 SH   SOLE   4,400 0 0
Dow Inc. COM 260557103 545 8,550 SH   SOLE   8,550 0 0
EOG Resources Inc. COM 26875P101 3,922 32,895 SH   SOLE   32,895 0 0
Exxon Mobil Corp. COM 30231G102 419 5,075 SH   SOLE   5,075 0 0
Fedex Corp. COM 31428X106 3,653 15,786 SH   SOLE   15,786 0 0
Freeport-McMoran Inc. COM 35671D857 306 6,150 SH   SOLE   6,150 0 0
General Electric Co COM 369604103 3,381 36,953 SH   SOLE   36,953 0 0
Gilead Sciences Inc COM 375558103 474 7,975 SH   SOLE   7,975 0 0
GXO Logistics Inc. COM 36262G101 1,785 25,025 SH   SOLE   25,025 0 0
Home Depot Inc COM 437076102 217 725 SH   SOLE   725 0 0
Intel Corp COM 458140100 483 9,742 SH   SOLE   9,742 0 0
Iron Mountain Inc. COM 46284V101 767 13,850 SH   SOLE   13,850 0 0
Johnson & Johnson COM 478160104 3,680 20,764 SH   SOLE   20,764 0 0
JP Morgan Chase & Co COM 46625H100 3,522 25,833 SH   SOLE   25,833 0 0
Lam Research Corp. COM 512807108 3,421 6,364 SH   SOLE   6,364 0 0
Lockheed Martin Corp. COM 539830109 309 700 SH   SOLE   700 0 0
Mastercard Inc. Cl. A 57636Q104 3,552 9,939 SH   SOLE   9,939 0 0
McCormick & Co. Inc. COM 579780206 2,588 25,932 SH   SOLE   25,932 0 0
Merck & Co New COM 58933Y105 674 8,217 SH   SOLE   8,217 0 0
Microsoft Corp COM 594918104 6,013 19,502 SH   SOLE   19,502 0 0
Netflix Inc COM 64110L106 693 1,850 SH   SOLE   1,850 0 0
Novo Nordisk A S ADR 670100205 214 1,930 SH   SOLE   1,930 0 0
Nvidia Corp. COM 67066G104 6,278 23,008 SH   SOLE   23,008 0 0
Oneok Inc. New COM 682680103 267 3,775 SH   SOLE   3,775 0 0
Parker Hannifin Corp. COM 701094104 3,783 13,332 SH   SOLE   13,332 0 0
Pepsico Inc. COM 713448108 3,802 22,716 SH   SOLE   22,716 0 0
Pfizer Inc COM 717081103 1,729 33,400 SH   SOLE   33,400 0 0
Procter & Gamble Co. COM 742718109 535 3,500 SH   SOLE   3,500 0 0
Qualcomm Inc COM 747525103 252 1,650 SH   SOLE   1,650 0 0
Raytheon Technologies Corp. COM 75513E101 297 3,000 SH   SOLE   3,000 0 0
Salesforce.com Inc COM 79466L302 3,575 16,839 SH   SOLE   16,839 0 0
Schlumberger Ltd. COM 806857108 262 6,350 SH   SOLE   6,350 0 0
Servicenow Inc. COM 81762P102 3,816 6,852 SH   SOLE   6,852 0 0
Shopify Inc. COM 82509L107 1,614 2,387 SH   SOLE   2,387 0 0
JM Smucker Company COM 832669640 2,438 18,005 SH   SOLE   18,005 0 0
Southern Company COM 842587107 435 6,000 SH   SOLE   6,000 0 0
SVB Financial Group COM 78486Q101 3,183 5,690 SH   SOLE   5,690 0 0
Sysco Corp. COM 871829107 318 3,900 SH   SOLE   3,900 0 0
The Trade Desk Inc. COM 88339J105 461 6,650 SH   SOLE   6,650 0 0
Verizon Communications Inc. COM 92343V104 2,129 41,800 SH   SOLE   41,800 0 0
JP Morgan Chase & Co Prfrd Ser L Preferred 48128B549 872 39,625 SH   SOLE   39,625 0 0
JP Morgan Chase & Co Prfrd Ser D Preferred 48128B655 218 8,500 SH   SOLE   8,500 0 0
US Bancorp Prefrd Ser M Preferred 902973718 643 31,075 SH   SOLE   31,075 0 0
Angel Oak DFS Inc TR COM 03462A102 263 14,225 SH   SOLE   14,225 0 0
Blackrock Capital Allocation Trust COM 09260U109 1,565 94,500 SH   SOLE   94,500 0 0
Blackrock Muni Inc TR COM 09248F109 828 68,000 SH   SOLE   68,000 0 0
Blackrock Muni NY Fd COM 09255E102 247 17,500 SH   SOLE   17,500 0 0
Eaton Vance Muni Bond Fund COM 27827X101 998 86,808 SH   SOLE   86,808 0 0
First Trust Intermediate Duration Pfd Incm. COM 33718W103 1,274 57,950 SH   SOLE   57,950 0 0
Flaherty & Crumrine Dynamic Pfd Preferred 33848W106 1,103 42,350 SH   SOLE   42,350 0 0
Nuveen AMT-Free Municipal Credit Incm Fd. COM 67071L106 1,410 95,323 SH   SOLE   95,323 0 0
Nuveen NY AMT-Free Quality Incm. COM 670656107 917 75,500 SH   SOLE   75,500 0 0
Nuveen Muni Value Fund Inc. COM 670928100 1,174 122,500 SH   SOLE   122,500 0 0
Nuveen Preferred & Income Securities Fd COM 67072C105 849 101,100 SH   SOLE   101,100 0 0
Nuveen Variable Rate Preferred and Income COM 67080R102 230 10,000 SH   SOLE   10,000 0 0
Pimco Dynamic Income Fd COM 72201Y101 2,027 83,184 SH   SOLE   83,184 0 0
Rivernorth Flexible Municipal Incm Fd II COM 76883Y107 410 25,000 SH   SOLE   25,000 0 0
SPDR Portfolio Short Term Corp. Bond Fund COM 78464A474 301 10,000 SH   SOLE   10,000 0 0
Consumer Discretionary Select Sector SPDR COM 81369Y407 3,201 17,300 SH   SOLE   17,300 0 0
Consumer Staples Select Sector SPDR COM 81369Y308 776 10,225 SH   SOLE   10,225 0 0
Energy Select Sector SPDR ETF COM 81369Y506 543 7,100 SH   SOLE   7,100 0 0
Exponential Technologies ETF COM 46434V381 1,767 29,925 SH   SOLE   29,925 0 0
Financial Sector SPDR ETF COM 81369Y605 523 13,650 SH   SOLE   13,650 0 0
First Trust DJ Internet Index ETF COM 33733E302 380 2,025 SH   SOLE   2,025 0 0
Global X Nasdaq 100 Cover ETF COM 37954Y483 241 11,500 SH   SOLE   11,500 0 0
Industrial Select Sector SPDR ETF COM 81369Y704 252 2,450 SH   SOLE   2,450 0 0
Invesco QQQ Trust, Series 1 COM 46090E103 1,780 4,910 SH   SOLE   4,910 0 0
Ishares Biotechnology ETF COM 464287556 752 5,775 SH   SOLE   5,775 0 0
Ishares Dow Jones US ETF COM 464287846 1,904 17,100 SH   SOLE   17,100 0 0
Ishares Global Healthcare ETF COM 464287325 346 3,950 SH   SOLE   3,950 0 0
Ishares International Select Dividend ETF COM 464288448 365 11,500 SH   SOLE   11,500 0 0
Ishares North American Tech ETF COM 464287549 12,982 33,405 SH   SOLE   33,405 0 0
Ishares North American Tech Software ETF COM 464287515 4,350 12,610 SH   SOLE   12,610 0 0
Ishares Russell 1000 Growth ETF COM 464287614 5,678 20,450 SH   SOLE   20,450 0 0
Ishares Russell 2000 ETF COM 464287655 3,014 14,682 SH   SOLE   14,682 0 0
Ishares Russell Mid-Cap ETF COM 464287499 952 12,201 SH   SOLE   12,201 0 0
Ishares Russell Mid-Cap Growth ETF COM 464287481 3,636 36,180 SH   SOLE   36,180 0 0
Ishares Russell Mid-Cap Value ETF COM 464287473 921 7,695 SH   SOLE   7,695 0 0
Ishares S&P 500 Value ETF COM 464287408 405 2,600 SH   SOLE   2,600 0 0
Ishares US Medical Devices ETF COM 464288810 3,164 51,900 SH   SOLE   51,900 0 0
Ishares US Preferred Stock ETF COM 464288687 2,934 80,550 SH   SOLE   80,550 0 0
Robo Global Robotics & Automation COM 301505707 1,089 18,675 SH   SOLE   18,675 0 0
SPDR S&P Biotech ETF COM 78464A870 1,017 11,320 SH   SOLE   11,320 0 0
SPDR Gold Trust COM 78463V107 244 1,350 SH   SOLE   1,350 0 0
SPDR S&P 500 ETF Trust COM 78462F103 2,326 5,150 SH   SOLE   5,150 0 0
SPDR S&P 600 Small Cap ETF COM 78464A813 3,356 35,850 SH   SOLE   35,850 0 0
SPDR Ser Tr S&P Dividend COM 78464A763 1,051 8,200 SH   SOLE   8,200 0 0
SPDR S&P Midcap 400 COM 78467Y107 1,545 3,150 SH   SOLE   3,150 0 0
SPDR Fd Technology COM 81369Y803 4,538 28,550 SH   SOLE   28,550 0 0
SPDR Fd Utilities COM 81369Y886 313 4,200 SH   SOLE   4,200 0 0
Vaneck Semiconductor ETF COM 92189F676 541 2,005 SH   SOLE   2,005 0 0
Vanguard Extended Market ETF COM 922908652 1,209 7,300 SH   SOLE   7,300 0 0
Vanguard Growth ETF COM 922908736 7,302 25,390 SH   SOLE   25,390 0 0
Vanguard High Div Yield COM 921946406 625 5,566 SH   SOLE   5,566 0 0
Vanguard Large-Cap ETF COM 922908637 3,342 16,031 SH   SOLE   16,031 0 0
Vanguard Mega Cap Growth ETF COM 921910816 3,708 15,750 SH   SOLE   15,750 0 0
Vanguard Mid-Cap ETF COM 922908629 278 1,170 SH   SOLE   1,170 0 0
Vanguard Mid Cap Growth ETF COM 922908538 1,564 7,020 SH   SOLE   7,020 0 0
Vanguard Total Stock Market ETF COM 922908769 5,885 25,850 SH   SOLE   25,850 0 0
Vanguard Value ETF COM 922908744 404 2,734 SH   SOLE   2,734 0 0
Ishares TIPS Bond ETF COM 464287176 1,803 14,473 SH   SOLE   14,473 0 0
Pimco Enhanced SH MAT ETF COM 72201R833 4,064 40,571 SH   SOLE   40,571 0 0
SPDR Barclays High Yield Bd ETF COM 78468R622 208 2,030 SH   SOLE   2,030 0 0
Vanguard Short Term Inflation Protected ETF COM 922020805 563 11,000 SH   SOLE   11,000 0 0