The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 31,552 11,344 SH   SOLE   11,344 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 1,915 50,000 SH   SOLE   50,000 0 0
AMAZON COM INC COM 023135106 30,494 9,354 SH   SOLE   9,354 0 0
APPLE INC COM 037833100 64,283 368,152 SH   SOLE   368,152 0 0
BROADMARK RLTY CAP INC COM 11135B100 40,547 4,649,914 SH   SOLE   4,649,914 0 0
FINCH THERAPEUTICS GROUP INC COM 31773D101 193 38,294 SH   SOLE   38,294 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 80,503 3,697,894 SH   SOLE   3,697,894 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 312 860 SH   SOLE   860 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 213 4,847 SH   SOLE   4,847 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 146,960 1,204,096 SH   SOLE   1,204,096 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 228 2,120 SH   SOLE   2,120 0 0
ISHARES TR CORE US AGGBD ET 464287226 938 8,757 SH   SOLE   8,757 0 0
ISHARES TR EAFE GRWTH ETF 464288885 486 5,048 SH   SOLE   5,048 0 0
ISHARES TR EAFE VALUE ETF 464288877 36,337 722,982 SH   SOLE   722,982 0 0
ISHARES TR FALN ANGLS USD 46435G474 53,078 1,912,014 SH   SOLE   1,912,014 0 0
ISHARES TR MSCI ACWI ETF 464288257 8,414 84,330 SH   SOLE   84,330 0 0
ISHARES TR MSCI EAFE ETF 464287465 38,030 516,712 SH   SOLE   516,712 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 6,672 147,781 SH   SOLE   147,781 0 0
ISHARES TR MSCI INTL VLU FT 46435G409 10,908 428,589 SH   SOLE   428,589 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 292 1,141 SH   SOLE   1,141 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 3,840 23,791 SH   SOLE   23,791 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,589 7,740 SH   SOLE   7,740 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 612,334 2,333,855 SH   SOLE   2,333,855 0 0
ISHARES TR S&P 100 ETF 464287101 8,500 40,764 SH   SOLE   40,764 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 62,892 823,406 SH   SOLE   823,406 0 0
ISHARES TR S&P 500 VAL ETF 464287408 4,546 29,193 SH   SOLE   29,193 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 3,117 29,803 SH   SOLE   29,803 0 0
ISHARES TR U.S. REAL ES ETF 464287739 3,332 30,792 SH   SOLE   30,792 0 0
META PLATFORMS INC CL A 30303M102 13,374 60,146 SH   SOLE   60,146 0 0
MICROSOFT CORP COM 594918104 43,338 140,566 SH   SOLE   140,566 0 0
OWL ROCK CAPITAL CORPORATION COM 69121K104 13,229 876,645 SH   SOLE   876,645 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 280,520 7,639,423 SH   SOLE   7,639,423 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 326,995 6,124,643 SH   SOLE   6,124,643 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 26,102 939,936 SH   SOLE   939,936 0 0
SPDR GOLD TR GOLD SHS 78463V107 20,730 114,755 SH   SOLE   114,755 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 2,234 54,300 SH   SOLE   54,300 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 95,147 210,033 SH   SOLE   210,033 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 46,944 1,789,036 SH   SOLE   1,789,036 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 31,335 473,270 SH   SOLE   473,270 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 165,387 3,678,532 SH   SOLE   3,678,532 0 0
UNDER ARMOUR INC CL C 904311206 775 49,784 SH   SOLE   49,784 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 26,702 878,367 SH   SOLE   878,367 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 1,353 8,979 SH   SOLE   8,979 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,086 3,777 SH   SOLE   3,777 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 669 1,612 SH   SOLE   1,612 0 0
VANGUARD INDEX FDS TAX EXEMPT BD 922908769 503,533 2,211,678 SH   SOLE   2,211,678 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 417,343 2,824,082 SH   SOLE   2,824,082 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 167,113 3,622,657 SH   SOLE   3,622,657 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 10,045 99,170 SH   SOLE   99,170 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 528,622 10,254,555 SH   SOLE   10,254,555 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 333,443 6,942,387 SH   SOLE   6,942,387 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 17,771 310,684 SH   SOLE   310,684 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 16,222 200,073 SH   SOLE   200,073 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 16,646 39,968 SH   SOLE   39,968 0 0