The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM COM 00206R102 632 26,741 SH   SOLE   0 0 26,741
ACADIA PHARMACEUTICALS INC COM COM 004225108 2 100 SH   SOLE   0 0 100
AGNICO EAGLE MINES LTD COM COM 008474108 3 50 SH   SOLE   0 0 50
ALTRIA GROUP INC COM COM 02209S103 5 100 SH   SOLE   0 0 100
AMAZON COM INC COM COM 023135106 33 10 SH   DFND   10 0 0
AMERICAN AIRLINES GROUP INC COM COM 02376R102 2 95 SH   SOLE   0 0 95
AMERICAN ELECTRIC POWER CO INC COM COM 025537101 324 3,248 SH   SOLE   0 0 3,248
ANHEUSER-BUSCH INBEV SA/NV ADR SPONSORED ADR SPONSORED 03524A108 2 26 SH   SOLE   0 0 26
APPLE INC COM COM 037833100 603 3,455 SH   OTR   691 0 2,764
ATLANTIC UNION BANKSHARES CORP COM COM 04911A107 1 17 SH   SOLE   0 0 17
ATMOS ENERGY CORP COM COM 049560105 25 208 SH   SOLE   0 0 208
AVANOS MEDICAL INC COM COM 05350V106 0 1 SH   SOLE   0 0 1
BANK OF AMERICA CORPORATION COM COM 060505104 22 541 SH   SOLE   0 0 541
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 4 111 SH   SOLE   0 0 111
BEAL BK PLANO TEX CD CD 07371AWP4 39 40 PRN   SOLE   0 0 40
BERKSHIRE HATHAWAY INC COM CL B COM CL B 084670702 309 875 SH   SOLE   0 0 875
BOEING CO COM COM 097023105 291 1,521 SH   SOLE   0 0 1,521
BRIGHAM MINERALS INC COM CL A COM CL A 10918L103 102 4,000 SH   SOLE   0 0 4,000
BRISTOL-MYERS SQUIBB CO COM COM 110122108 56 770 SH   SOLE   0 0 770
BUILDERS FIRSTSOURCE INC COM COM 12008R107 19 300 SH   SOLE   0 0 300
CARNIVAL CORP UNITS UNITS 143658300 8 390 SH   SOLE   0 0 390
CAVCO INDUSTRIES COM COM 149568107 48 200 SH   SOLE   0 0 200
THE CHEMOURS COMPANY LLC COM COM 163851108 0 2 SH   SOLE   0 0 2
CHEVRON CORPORATION COM COM 166764100 1,730 10,622 SH   SOLE   0 0 10,622
CHINA CRESCENT ENTERPRISES INC COM COM 16945G207 0 3 SH   SOLE   0 0 3
COCA-COLA CO COM COM 191216100 226 3,650 SH   SOLE   0 0 3,650
CONOCOPHILLIPS COM COM 20825C104 18 175 SH   SOLE   0 0 175
CORTEVA INC COM COM 22052L104 0 4 SH   SOLE   0 0 4
COUSINS PROPERTIES INC COM USD1.00(POST REV SPLIT) COM USD1.00(POST REV SPLIT) 222795502 1 32 SH   SOLE   0 0 32
DXC TECHNOLOGY COMPANY COM COM 23355L106 0 1 SH   SOLE   0 0 1
DIMENSIONAL ETF TR US SMALL CAP ETF US SMALL CAP ETF 25434V500 1 12 SH   SOLE   0 0 12
DIMENSIONAL ETF TR US CORE EQUITY 2 ETF US CORE EQUITY 2 ETF 25434V708 6 209 SH   SOLE   0 0 209
DOCUSIGN INC COM COM 256163106 5 50 SH   SOLE   0 0 50
DOW INC COM COM 260557103 0 4 SH   SOLE   0 0 4
DUKE ENERGY CORP COM COM 26441C204 1,172 10,500 SH   SOLE   0 0 10,500
DUPONT DE NEMOURS INC COM COM 26614N102 0 4 SH   SOLE   0 0 4
ETF MANAGERS TRUST ETFMG ALTR HRVST ETFMG ALTR HRVST 26924G508 46 4,415 SH   SOLE   0 0 4,415
EMERSON ELECTRIC CO COM COM 291011104 39 400 SH   SOLE   0 0 400
ENBRIDGE INC COM COM 29250N105 131 2,850 SH   SOLE   0 0 2,850
ENERGY TRANSFER LP COM UNITS REP LTD PTN INT COM UNITS REP LTD PTN INT 29273V100 22 1,961 SH   SOLE   0 0 1,961
ENTERGY CORP COM COM 29364G103 15 126 SH   SOLE   0 0 126
ESSENTIAL UTILITIES INC COM COM 29670G102 46 905 SH   SOLE   0 0 905
EVERGY INC COM COM 30034W106 779 11,400 SH   SOLE   0 0 11,400
EXXON MOBIL CORPORATION COM COM 30231G102 1,608 19,469 SH   SOLE   0 0 19,469
FLOWERS FOODS INC COM COM 343498101 583 22,672 SH   SOLE   0 0 22,672
GAMEHOST INC COM COM 36468B104 3 400 SH   SOLE   0 0 400
GENESIS ENERGY LP COM UNITS NPV COM UNITS NPV 371927104 2 200 SH   SOLE   0 0 200
GLAXOSMITHKLINE ADR SPONSORED ADR SPONSORED 37733W105 0 6 SH   SOLE   0 0 6
HF SINCLAIR CORP COM COM 403949100 40 1,012 SH   SOLE   0 0 1,012
HALLIBURTON CO COM COM 406216101 15 405 SH   SOLE   0 0 405
HERSHEY COMPANY COM COM 427866108 22 100 SH   SOLE   0 0 100
HEWLETT PACKARD ENTERPRISE CO COM COM 42824C109 0 23 SH   SOLE   0 0 23
HIVE BLOCKCHAIN TECH LTD COM COM 43366H100 0 65 SH   SOLE   0 0 65
INTEL CORP COM COM 458140100 40 800 SH   SOLE   0 0 800
INTERNATIONAL BUS MACH CORP COM COM 459200101 96 740 SH   SOLE   0 0 740
ISHARES TRUST SELECT DIVID ETF SELECT DIVID ETF 464287168 0 3 SH   SOLE   0 0 3
ISHARES TRUST TIPS BD ETF TIPS BD ETF 464287176 4 30 SH   SOLE   0 0 30
ISHARES TRUST IBOXX INV CP ETF IBOXX INV CP ETF 464287242 4 30 SH   SOLE   0 0 30
ISHARES TRUST 7-10 YEAR TREASURY BOND ETF 7-10 YEAR TREASURY BOND ETF 464287440 85 789 SH   SOLE   0 0 789
ISHARES TRUST MSCI EAFE ETF MSCI EAFE ETF 464287465 32 436 SH   SOLE   0 0 436
ISHARES TRUST CORE S&P MCP ETF CORE S&P MCP ETF 464287507 16 60 SH   SOLE   0 0 60
ISHARES TRUST RUS 2000 GRW ETF RUS 2000 GRW ETF 464287648 51 200 SH   SOLE   0 0 200
ISHARES TRUST CORE S&P SCP ETF CORE S&P SCP ETF 464287804 16 148 SH   SOLE   0 0 148
ISHARES TRUST IBOXX HI YD ETF IBOXX HI YD ETF 464288513 4 45 SH   SOLE   0 0 45
JOHNSON & JOHNSON COM COM 478160104 51 285 SH   SOLE   0 0 285
JPMORGAN CHASE BANK NA CD M/W CLBL CD M/W CLBL 48128WGW9 50 50 PRN   SOLE   0 0 50
KAMAN CORP COM COM 483548103 6 127 SH   SOLE   0 0 127
KIMBERLY CLARK CORP COM COM 494368103 63 510 SH   SOLE   0 0 510
KRAFT HEINZ CO COM COM 500754106 3 66 SH   SOLE   0 0 66
KYNDRYL HLDGS INC COM COM 50155Q100 0 2 SH   SOLE   0 0 2
MARINE PRODUCTS CORP COM COM 568427108 12 1,000 SH   SOLE   0 0 1,000
MCDONALD'S CORPORATION COM COM 580135101 170 687 SH   SOLE   0 0 687
MERCK & CO INC COM COM 58933Y105 661 8,050 SH   SOLE   0 0 8,050
MICRO FOCUS INTERNATIONAL PLC ADR SPONSORED ADR SPONSORED 594837403 0 2 SH   SOLE   0 0 2
MONDELEZ INTL INC COM CL A COM CL A 609207105 13 200 SH   SOLE   0 0 200
NINTENDO CO LTD ADR UNSPONSORED ADR UNSPONSORED 654445303 9 150 SH   SOLE   0 0 150
NORFOLK SOUTHERN CORP COM COM 655844108 6,477 22,709 SH   SOLE   0 0 22,709
ORGANON & CO COM COM 68622V106 23 645 SH   SOLE   0 0 645
OYSTER POINT PHARMA INC COM COM 69242L106 13 1,100 SH   SOLE   0 0 1,100
PAN AMERICAN SILVER CORP COM COM 697900108 15 550 SH   SOLE   0 0 550
PEPSICO INC COM COM 713448108 593 3,540 SH   SOLE   0 0 3,540
PHILIP MORRIS INTL INC COM COM 718172109 9 100 SH   SOLE   0 0 100
PHILLIPS 66 COM COM 718546104 19 225 SH   SOLE   0 0 225
PRINCIPAL FINANCIAL GROUP COM COM 74251V102 13 174 SH   SOLE   0 0 174
PROCTER & GAMBLE CO COM COM 742718109 674 4,408 SH   SOLE   0 0 4,408
PRUDENTIAL FINANCIAL INC COM COM 744320102 49 418 SH   SOLE   0 0 418
QUALCOMM INC COM COM 747525103 115 750 SH   SOLE   0 0 750
SPDR S&P500 ETF TRUST TR UNIT ETF TR UNIT ETF 78462F103 35 78 SH   SOLE   0 0 78
SPDR SERIES TRUST PRTFLO S&P500 GW ETF PRTFLO S&P500 GW ETF 78464A409 5 80 SH   SOLE   0 0 80
SPDR SERIES TRUST PORTFOLIO AGRGTE ETF PORTFOLIO AGRGTE ETF 78464A649 183 6,600 SH   SOLE   0 0 6,600
SPDR SERIES TRUST PORTFOLI S&P 1500 COMP STK ETF PORTFOLI S&P 1500 COMP STK ETF 78464A805 584 10,500 SH   SOLE   0 0 10,500
SEARS CANADA INC COM COM 81234D109 0 42 SH   SOLE   0 0 42
SEARS HOLDINGS CORP COM COM 812350106 0 100 SH   SOLE   0 0 100
SHERWIN-WILLIAMS CO COM COM 824348106 250 1,000 SH   SOLE   0 0 1,000
SIRIUS XM HOLDINGS INC COM COM 82968B103 115 17,300 SH   SOLE   0 0 17,300
SMUCKER (JM) CO COM COM 832696405 4 33 SH   SOLE   0 0 33
SOUTHSIDE BANCSHARES INC COM COM 84470P109 44 1,075 SH   OTR   269 0 806
SOUTHWEST AIRLINES CO COM COM 844741108 39 847 SH   SOLE   0 0 847
SYLVAMO CORPORATION COM COM 871332102 0 4 SH   SOLE   0 0 4
SYSCO CORP COM COM 871829107 14 172 SH   SOLE   0 0 172
TRI POINTE GROUP INC COM COM 87265H109 2 90 SH   SOLE   0 0 90
TEXAS INSTRUMENTS INC COM COM 882508104 367 2,002 SH   SOLE   0 0 2,002
3M COMPANY COM COM 88579Y101 116 780 SH   SOLE   0 0 780
TRULIEVE CANNABIS CORP COM COM 89788C104 81 3,850 SH   SOLE   0 0 3,850
TRUSTMARK CORP COM COM 898402102 110 3,630 SH   SOLE   0 0 3,630
UNITED RENTALS INC COM COM 911363109 50 140 SH   SOLE   0 0 140
UNITEDHEALTH GROUP INC COM COM 91324P102 51 100 SH   SOLE   0 0 100
VANGUARD STAR FD TL INTL STK F ETF STAR FD TL INTL STK F ETF 921909768 12,387 207,344 SH   OTR   62,839 0 201,061
VANGUARD SHORT TRM BOND ETF SHORT TRM BOND ETF 921937827 1,186 15,224 SH   OTR   586 0 14,638
VANGUARD TOTAL BND MRKT ETF TOTAL BND MRKT ETF 921937835 2,419 30,407 SH   OTR   1,495 0 28,912
VANGUARD FTSE DEV MKT ETF FTSE DEV MKT ETF 921943858 20 411 SH   SOLE   0 0 411
VANGUARD HIGH DIV YLD ETF HIGH DIV YLD ETF 921946406 40 355 SH   SOLE   0 0 355
VANGUARD STRM INFPROIDX ETF STRM INFPROIDX ETF 922020805 17,861 348,788 SH   OTR   6,540 0 342,248
VANGUARD TOTAL INT BD ETF TOTAL INT BD ETF 92203J407 749 14,289 SH   OTR   595 0 13,694
VANGUARD FTSE EMR MKT ETF FTSE EMR MKT ETF 922042858 7 157 SH   SOLE   0 0 157
VANGUARD ENERGY ETF ENERGY ETF 92204A306 268 2,500 SH   SOLE   0 0 2,500
VANGUARD TAX EXEMPT BD ETF TAX EXEMPT BD ETF 922907746 24 462 SH   SOLE   0 0 462
VANGUARD S&P 500 ETF SHS S&P 500 ETF SHS 922908363 12,423 29,922 SH   OTR   1,453 0 28,469
VANGUARD MCAP GR IDXVIP ETF MCAP GR IDXVIP ETF 922908538 28 125 SH   SOLE   0 0 125
VANGUARD SML CP GRW ETF SML CP GRW ETF 922908595 24 98 SH   SOLE   0 0 98
VANGUARD MID CAP ETF MID CAP ETF 922908629 366 1,537 SH   SOLE   0 0 1,537
VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637 33 157 SH   SOLE   0 0 157
VANGUARD GROWTH ETF GROWTH ETF 922908736 97 338 SH   SOLE   0 0 338
VANGUARD VALUE ETF VALUE ETF 922908744 56 377 SH   SOLE   0 0 377
VANGUARD SMALL CP ETF SMALL CP ETF 922908751 3,431 16,145 SH   OTR   734 0 15,411
VANGUARD TOTAL STK MKT ETF TOTAL STK MKT ETF 922908769 25,874 113,646 SH   OTR   2,214 0 111,432
VERIZON COMMUNICATIONS COM COM 92343V104 37 721 SH   SOLE   0 0 721
VTECH HLDGS ADR UNSPONSORED ADR UNSPONSORED 928929207 3 375 SH   SOLE   0 0 375
WP CAREY INC COM USD0.001 COM USD0.001 92936U109 36 443 SH   SOLE   0 0 443
WABTEC CORP COM COM 929740108 0 4 SH   SOLE   0 0 4
WALMART INC COM COM 931142103 30 200 SH   SOLE   0 0 200
WELLS FARGO & COMPANY COM COM 949746101 25 518 SH   SOLE   0 0 518
WISDOMTREE TR NEW ECON REAL ES JAPN HEDGE EQT ETF JAPN HEDGE EQT ETF 97717W851 2 30 SH   SOLE   0 0 30
XCEL ENERGY INC COM COM 98389B100 99 1,377 SH   SOLE   0 0 1,377