The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 253 1,607 SH   SOLE 0 0 0 1,607
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 693 38,286 SH   SOLE 0 0 0 38,286
ADVISORSHARES TR PURE CANNABIS 00768Y495 96 11,699 SH   SOLE 0 0 0 11,699
ALPHABET INC CAP STK CL C 02079K107 214 93 SH   SOLE 0 0 0 93
ALTRIA GROUP INC COM 02209S103 857 15,605 SH   SOLE 0 0 0 15,605
AMAZON COM INC COM 023135106 356 129 SH   SOLE 0 0 0 129
AMGEN INC COM 031162100 299 1,200 SH   SOLE 0 0 0 1,200
APPLE INC COM 037833100 462 2,953 SH   SOLE 0 0 0 2,953
ARCHER DANIELS MIDLAND CO COM 039483102 519 5,525 SH   SOLE 0 0 0 5,525
AT&T INC COM 00206R102 216 11,330 SH   SOLE 0 0 0 11,330
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 301 912 SH   SOLE 0 0 0 912
BRISTOL-MYERS SQUIBB CO COM 110122108 220 2,906 SH   SOLE 0 0 0 2,906
BROADMARK RLTY CAP INC COM 11135B100 227 28,465 SH   SOLE 0 0 0 28,465
COLGATE PALMOLIVE CO COM 194162103 837 10,377 SH   SOLE 0 0 0 10,377
COSTCO WHSL CORP NEW COM 22160K105 255 461 SH   SOLE 0 0 0 461
CVS HEALTH CORP COM 126650100 278 2,752 SH   SOLE 0 0 0 2,752
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 1,344 25,306 SH   SOLE 0 0 0 25,306
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 1,148 22,865 SH   SOLE 0 0 0 22,865
EXXON MOBIL CORP COM 30231G102 481 5,684 SH   SOLE 0 0 0 5,684
FLEXSHARES TR IBOXX 3R TARGT 33939L506 8,178 317,330 SH   SOLE 0 0 0 317,330
GLOBAL MED REIT INC COM NEW 37954A204 178 12,027 SH   SOLE 0 0 0 12,027
GRANITESHARES GOLD TR SHS BEN INT 38748G101 5,162 275,891 SH   SOLE 0 0 0 275,891
HORIZON TECHNOLOGY FIN CORP COM 44045A102 294 22,647 SH   SOLE 0 0 0 22,647
INTEL CORP COM 458140100 404 8,933 SH   SOLE 0 0 0 8,933
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 285 5,729 SH   SOLE 0 0 0 5,729
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 2,257 107,391 SH   SOLE 0 0 0 107,391
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 2,023 96,699 SH   SOLE 0 0 0 96,699
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 2,012 94,837 SH   SOLE 0 0 0 94,837
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 388 18,778 SH   SOLE 0 0 0 18,778
INVESCO QQQ TR UNIT SER 1 46090E103 738 2,329 SH   SOLE 0 0 0 2,329
ISHARES GOLD TR ISHARES NEW 464285204 1,406 39,238 SH   SOLE 0 0 0 39,238
ISHARES INC MSCI FRONTIER 464286145 484 15,413 SH   SOLE 0 0 0 15,413
ISHARES TR MSCI USA MIN VOL 46429B697 5,895 78,888 SH   SOLE 0 0 0 78,888
ISHARES TR FLTG RATE NT ETF 46429B655 3,817 75,657 SH   SOLE 0 0 0 75,657
ISHARES TR PFD AND INCM SEC 464288687 397 11,722 SH   SOLE 0 0 0 11,722
ISHARES TR CORE US AGGBD ET 464287226 345 3,328 SH   SOLE 0 0 0 3,328
ISHARES TR BARCLAYS 7 10 YR 464287440 2,519 24,336 SH   SOLE 0 0 0 24,336
ISHARES TR CORE S&P MCP ETF 464287507 8,306 33,019 SH   SOLE 0 0 0 33,019
ISHARES TR CORE S&P SCP ETF 464287804 4,028 40,239 SH   SOLE 0 0 0 40,239
ISHARES TR CORE S&P500 ETF 464287200 21,554 51,423 SH   SOLE 0 0 0 51,423
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 506 10,214 SH   SOLE 0 0 0 10,214
JOHNSON & JOHNSON COM 478160104 202 1,111 SH   SOLE 0 0 0 1,111
KRAFT HEINZ CO COM 500754106 362 8,440 SH   SOLE 0 0 0 8,440
MCDONALDS CORP COM 580135101 625 2,530 SH   SOLE 0 0 0 2,530
MERCK & CO INC COM 58933Y105 287 3,397 SH   SOLE 0 0 0 3,397
MICROSOFT CORP COM 594918104 632 2,231 SH   SOLE 0 0 0 2,231
NVIDIA CORPORATION COM 67066G104 490 2,663 SH   SOLE 0 0 0 2,663
OREILLY AUTOMOTIVE INC COM 67103H107 713 1,000 SH   SOLE 0 0 0 1,000
PEPSICO INC COM 713448108 591 3,383 SH   SOLE 0 0 0 3,383
PFIZER INC COM 717081103 207 4,155 SH   SOLE 0 0 0 4,155
PHILIP MORRIS INTL INC COM 718172109 424 4,174 SH   SOLE 0 0 0 4,174
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,901 49,044 SH   SOLE 0 0 0 49,044
PROCTER AND GAMBLE CO COM 742718109 264 1,658 SH   SOLE 0 0 0 1,658
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 732 21,452 SH   SOLE 0 0 0 21,452
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,654 93,838 SH   SOLE 0 0 0 93,838
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 400 9,195 SH   SOLE 0 0 0 9,195
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 289 4,221 SH   SOLE 0 0 0 4,221
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 308 11,901 SH   SOLE 0 0 0 11,901
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 5,249 107,612 SH   SOLE 0 0 0 107,612
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 375 4,893 SH   SOLE 0 0 0 4,893
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,203 16,972 SH   SOLE 0 0 0 16,972
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 6,456 130,744 SH   SOLE 0 0 0 130,744
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 257 4,945 SH   SOLE 0 0 0 4,945
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 344 4,374 SH   SOLE 0 0 0 4,374
SHELL PLC SPON ADS 780259305 439 8,162 SH   SOLE 0 0 0 8,162
SPDR GOLD TR GOLD SHS 78463V107 276 1,571 SH   SOLE 0 0 0 1,571
SPDR SER TR PORTFOLIO S&P500 78464A854 658 13,406 SH   SOLE 0 0 0 13,406
SPDR SER TR PORTFOLIO S&P400 78464A847 366 8,282 SH   SOLE 0 0 0 8,282
TESLA INC COM 88160R101 768 871 SH   SOLE 0 0 0 871
VANGUARD INDEX FDS MID CAP ETF 922908629 494 2,224 SH   SOLE 0 0 0 2,224
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 393 3,677 SH   SOLE 0 0 0 3,677
VANGUARD INDEX FDS LARGE CAP ETF 922908637 212 1,109 SH   SOLE 0 0 0 1,109
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 521 12,169 SH   SOLE 0 0 0 12,169
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 307 1,970 SH   SOLE 0 0 0 1,970
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,628 148,468 SH   SOLE 0 0 0 148,468
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 570 5,226 SH   SOLE 0 0 0 5,226
VERIZON COMMUNICATIONS INC COM 92343V104 358 7,396 SH   SOLE 0 0 0 7,396
WILLIAMS COS INC COM 969457100 710 20,689 SH   SOLE 0 0 0 20,689
WISDOMTREE TR EM EX ST-OWNED 97717X578 3,732 125,015 SH   SOLE 0 0 0 125,015
YUM BRANDS INC COM 988498101 545 4,661 SH   SOLE 0 0 0 4,661