The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4,389 13,015 SH   SOLE   0 0 13,015
EATON CORP PLC SHS G29183103 238 1,568 SH   SOLE   0 0 1,568
MEDTRONIC PLC SHS G5960L103 730 6,578 SH   SOLE   0 0 6,578
PROPERTYGURU GROUP LTD ORD SHS G7258M108 69 10,000 SH   SOLE   0 0 10,000
ASML HOLDING N V N Y REGISTRY SHS N07059210 658 984 SH   SOLE   0 0 984
AT&T INC COM 00206R102 1,229 52,022 SH   SOLE   0 0 52,022
ARK ETF TR INNOVATION ETF 00214Q104 234 3,539 SH   SOLE   0 0 3,539
ARK ETF TR NEXT GNRTN INTER 00214Q401 236 2,706 SH   SOLE   0 0 2,706
ARK ETF TR FINTECH INNOVA 00214Q708 213 7,347 SH   SOLE   0 0 7,347
ABBOTT LABS COM 002824100 930 7,855 SH   SOLE   0 0 7,855
ABBVIE INC COM 00287Y109 1,776 10,955 SH   SOLE   0 0 10,955
ABRDN PLATINUM ETF TRUST PHYSCL PLATM SHS 003260106 578 6,292 SH   SOLE   0 0 6,292
ADOBE SYSTEMS INCORPORATED COM 00724F101 444 974 SH   SOLE   0 0 974
ADVANCED MICRO DEVICES INC COM 007903107 233 2,130 SH   SOLE   0 0 2,130
AFFIRM HLDGS INC COM CL A 00827B106 48,646 1,051,126 SH   SOLE   0 0 1,051,126
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 22,009 202,286 SH   SOLE   0 0 202,286
ALPHABET INC CAP STK CL C 02079K107 1,326 475 SH   SOLE   0 0 475
ALPHABET INC CAP STK CL A 02079K305 3,677 1,322 SH   SOLE   0 0 1,322
ALTRIA GROUP INC COM 02209S103 304 5,818 SH   SOLE   0 0 5,818
AMAZON COM INC COM 023135106 19,914 6,108 SH   SOLE   0 0 6,108
AMERICAN ELEC PWR CO INC COM 025537101 435 4,361 SH   SOLE   0 0 4,361
AMERICAN EXPRESS CO COM 025816109 218 1,166 SH   SOLE   0 0 1,166
AMGEN INC COM 031162100 753 3,113 SH   SOLE   0 0 3,113
APPLE INC COM 037833100 23,233 133,060 SH   SOLE   0 0 133,060
AVALO THERAPEUTICS INC COM 05338F108 45 62,629 SH   SOLE   0 0 62,629
AVANTOR INC COM 05352A100 1,341 39,655 SH   SOLE   0 0 39,655
BK OF AMERICA CORP COM 060505104 242 5,872 SH   SOLE   0 0 5,872
BAXTER INTL INC COM 071813109 310 3,997 SH   SOLE   0 0 3,997
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 843 2,388 SH   SOLE   0 0 2,388
BHP GROUP LTD SPONSORED ADS 088606108 381 4,932 SH   SOLE   0 0 4,932
BIOGEN INC COM 09062X103 2,422 11,501 SH   SOLE   0 0 11,501
BLACKROCK CORE BD TR SHS BEN INT 09249E101 320 24,640 SH   SOLE   0 0 24,640
BLACKROCK MUNIYILD QULT FD I COM 09254F100 1,368 99,225 SH   SOLE   0 0 99,225
BLACKSTONE STRATEGIC CREDIT COM SHS BEN IN 09257R101 348 26,678 SH   SOLE   0 0 26,678
BRISTOL-MYERS SQUIBB CO COM 110122108 902 12,340 SH   SOLE   0 0 12,340
BROADCOM INC COM 11135F101 825 1,310 SH   SOLE   0 0 1,310
CVS HEALTH CORP COM 126650100 895 8,844 SH   SOLE   0 0 8,844
CARDINAL HEALTH INC COM 14149Y108 325 5,728 SH   SOLE   0 0 5,728
CATERPILLAR INC COM 149123101 449 2,015 SH   SOLE   0 0 2,015
CHEVRON CORP NEW COM 166764100 1,358 8,343 SH   SOLE   0 0 8,343
CISCO SYS INC COM 17275R102 1,027 18,429 SH   SOLE   0 0 18,429
CITIGROUP INC COM NEW 172967424 401 7,509 SH   SOLE   0 0 7,509
CLOROX CO DEL COM 189054109 239 1,719 SH   SOLE   0 0 1,719
COCA COLA CO COM 191216100 597 9,629 SH   SOLE   0 0 9,629
COLGATE PALMOLIVE CO COM 194162103 472 6,228 SH   SOLE   0 0 6,228
COMCAST CORP NEW CL A 20030N101 620 13,251 SH   SOLE   0 0 13,251
COMSTOCK MNG INC COM NEW 205750300 25 15,000 SH   SOLE   0 0 15,000
CONOCOPHILLIPS COM 20825C104 720 7,198 SH   SOLE   0 0 7,198
CORTEVA INC COM 22052L104 508 8,835 SH   SOLE   0 0 8,835
COSTCO WHSL CORP NEW COM 22160K105 1,866 3,240 SH   SOLE   0 0 3,240
CROWN CASTLE INTL CORP NEW COM 22822V101 2,712 14,690 SH   SOLE   0 0 14,690
DBX ETF TR XTRACK MUN INFRA 233051705 485 18,271 SH   SOLE   0 0 18,271
DATADOG INC CL A COM 23804L103 304 2,004 SH   SOLE   0 0 2,004
DELL TECHNOLOGIES INC CL C 24703L202 356 7,092 SH   SOLE   0 0 7,092
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 713 14,554 SH   SOLE   0 0 14,554
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 5,072 151,483 SH   SOLE   0 0 151,483
DOW INC COM 260557103 540 8,477 SH   SOLE   0 0 8,477
DUKE ENERGY CORP NEW COM NEW 26441C204 665 5,956 SH   SOLE   0 0 5,956
DUPONT DE NEMOURS INC COM 26614N102 685 9,305 SH   SOLE   0 0 9,305
EATON VANCE MUN BD FD COM 27827X101 1,681 146,144 SH   SOLE   0 0 146,144
EATON VANCE TAX-MANAGED GLOB COM 27829F108 863 88,886 SH   SOLE   0 0 88,886
EMERSON ELEC CO COM 291011104 4,579 46,696 SH   SOLE   0 0 46,696
ENVELA CORP COM 29402E102 388 83,335 SH   SOLE   0 0 83,335
EXXON MOBIL CORP COM 30231G102 1,877 22,730 SH   SOLE   0 0 22,730
META PLATFORMS INC CL A 30303M102 768 3,455 SH   SOLE   0 0 3,455
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 1,283 19,542 SH   SOLE   0 0 19,542
FIDELITY COVINGTON TRUST DIVID ETF RISI 316092832 319 7,156 SH   SOLE   0 0 7,156
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500 356 5,506 SH   SOLE   0 0 5,506
FLUX PWR HLDGS INC COM NEW 344057302 29 11,000 SH   SOLE   0 0 11,000
FORD MTR CO DEL COM 345370860 369 21,835 SH   SOLE   0 0 21,835
FREEPORT-MCMORAN INC CL B 35671D857 317 6,371 SH   SOLE   0 0 6,371
GENERAL MLS INC COM 370334104 630 9,309 SH   SOLE   0 0 9,309
GENERAL MTRS CO COM 37045V100 317 7,242 SH   SOLE   0 0 7,242
GILEAD SCIENCES INC COM 375558103 690 11,605 SH   SOLE   0 0 11,605
GOLDMAN SACHS GROUP INC COM 38141G104 916 2,775 SH   SOLE   0 0 2,775
GUARANTY BANCSHARES INC TEX COM 400764106 270 7,700 SH   SOLE   0 0 7,700
HOLOGIC INC COM 436440101 215 2,800 SH   SOLE   0 0 2,800
HOME DEPOT INC COM 437076102 1,826 6,103 SH   SOLE   0 0 6,103
HONEYWELL INTL INC COM 438516106 2,516 12,931 SH   SOLE   0 0 12,931
HYZON MOTORS INC COM CL A 44951Y102 72 11,300 SH   SOLE   0 0 11,300
ILLUMINA INC COM 452327109 455 1,303 SH   SOLE   0 0 1,303
IMMUNOGEN INC COM 45253H101 119 25,000 SH   SOLE   0 0 25,000
INTEL CORP COM 458140100 1,304 26,324 SH   SOLE   0 0 26,324
INTERNATIONAL BUSINESS MACHS COM 459200101 1,007 7,747 SH   SOLE   0 0 7,747
INTERNATIONAL PAPER CO COM 460146103 375 8,113 SH   SOLE   0 0 8,113
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 486 9,265 SH   SOLE   0 0 9,265
INVESCO QQQ TR UNIT SER 1 46090E103 584 1,611 SH   SOLE   0 0 1,611
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 2,279 129,169 SH   SOLE   0 0 129,169
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 1,356 3,859 SH   SOLE   0 0 3,859
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589 161 12,504 SH   SOLE   0 0 12,504
INVESCO DB MULTI-SECTOR COMM BASE METALS FD 46140H700 947 36,647 SH   SOLE   0 0 36,647
IPSIDY INC COM NEW 46264C206 2,464 628,683 SH   SOLE   0 0 628,683
ISHARES SILVER TR ISHARES 46428Q109 1,118 48,851 SH   SOLE   0 0 48,851
ISHARES GOLD TR ISHARES NEW 464285204 1,460 39,647 SH   SOLE   0 0 39,647
ISHARES INC JP MRG EM CRP BD 464286251 2,687 57,904 SH   SOLE   0 0 57,904
ISHARES INC ASIA/PAC DIV ETF 464286293 514 13,495 SH   SOLE   0 0 13,495
ISHARES INC JP MORGAN EM ETF 464286517 2,768 75,011 SH   SOLE   0 0 75,011
ISHARES TR SELECT DIVID ETF 464287168 899 7,014 SH   SOLE   0 0 7,014
ISHARES TR TIPS BD ETF 464287176 3,007 24,139 SH   SOLE   0 0 24,139
ISHARES TR CORE S&P500 ETF 464287200 3,238 7,136 SH   SOLE   0 0 7,136
ISHARES TR IBOXX INV CP ETF 464287242 5,100 42,172 SH   SOLE   0 0 42,172
ISHARES TR S&P 500 GRWT ETF 464287309 200 2,623 SH   SOLE   0 0 2,623
ISHARES TR GLOBAL FINLS ETF 464287333 3,638 45,787 SH   SOLE   0 0 45,787
ISHARES TR S&P 500 VAL ETF 464287408 3,205 20,581 SH   SOLE   0 0 20,581
ISHARES TR MSCI EAFE ETF 464287465 521 7,078 SH   SOLE   0 0 7,078
ISHARES TR RUS MD CP GR ETF 464287481 327 3,257 SH   SOLE   0 0 3,257
ISHARES TR RUS MID CAP ETF 464287499 2,745 35,174 SH   SOLE   0 0 35,174
ISHARES TR CORE S&P MCP ETF 464287507 1,719 6,408 SH   SOLE   0 0 6,408
ISHARES TR ISHARES BIOTECH 464287556 321 2,463 SH   SOLE   0 0 2,463
ISHARES TR RUS 1000 VAL ETF 464287598 365 2,204 SH   SOLE   0 0 2,204
ISHARES TR RUS 1000 GRW ETF 464287614 2,168 7,809 SH   SOLE   0 0 7,809
ISHARES TR RUS 1000 ETF 464287622 347 1,388 SH   SOLE   0 0 1,388
ISHARES TR RUS 2000 VAL ETF 464287630 257 1,592 SH   SOLE   0 0 1,592
ISHARES TR RUS 2000 GRW ETF 464287648 818 3,197 SH   SOLE   0 0 3,197
ISHARES TR RUSSELL 3000 ETF 464287689 647 2,467 SH   SOLE   0 0 2,467
ISHARES TR U.S. TECH ETF 464287721 275 2,672 SH   SOLE   0 0 2,672
ISHARES TR CORE S&P SCP ETF 464287804 1,381 12,803 SH   SOLE   0 0 12,803
ISHARES TR SHRT NAT MUN ETF 464288158 898 8,583 SH   SOLE   0 0 8,583
ISHARES TR GL CLEAN ENE ETF 464288224 2,971 138,041 SH   SOLE   0 0 138,041
ISHARES TR MSCI ACWI EX US 464288240 1,437 27,496 SH   SOLE   0 0 27,496
ISHARES TR MRGSTR MD CP GRW 464288307 4,939 76,843 SH   SOLE   0 0 76,843
ISHARES TR MSCI USA ESG SLC 464288802 542 5,594 SH   SOLE   0 0 5,594
ISHARES TR US HLTHCR PR ETF 464288828 283 1,002 SH   SOLE   0 0 1,002
ISHARES TR RUS TP200 GR ETF 464289438 10,494 66,051 SH   SOLE   0 0 66,051
ISHARES U S ETF TR INT RT HDG C B 46431W705 4,483 47,926 SH   SOLE   0 0 47,926
ISHARES TR MSCI USA VALUE 46432F388 3,976 38,019 SH   SOLE   0 0 38,019
ISHARES TR MSCI USA MMENTM 46432F396 2,889 17,167 SH   SOLE   0 0 17,167
ISHARES INC CORE MSCI EMKT 46434G103 291 5,252 SH   SOLE   0 0 5,252
ISHARES TR 0-5YR INVT GR CP 46434V100 586 11,870 SH   SOLE   0 0 11,870
ISHARES TR MSCI INTL MOMENT 46434V449 4,286 120,858 SH   SOLE   0 0 120,858
ISHARES TR MSCI INTL QUALTY 46434V456 8,610 233,526 SH   SOLE   0 0 233,526
ISHARES TR CORE DIV GRWTH 46434V621 25,215 472,110 SH   SOLE   0 0 472,110
ISHARES TR GLOBAL REIT ETF 46434V647 3,324 113,791 SH   SOLE   0 0 113,791
ISHARES TR HDG MSCI EAFE 46434V803 281 8,271 SH   SOLE   0 0 8,271
ISHARES TR HDG MSCI JAPAN 46434V886 377 9,767 SH   SOLE   0 0 9,767
ISHARES TR MSCI INTL VLU FT 46435G409 3,427 134,683 SH   SOLE   0 0 134,683
ISHARES TR CORE INTL AGGR 46435G672 4,172 80,036 SH   SOLE   0 0 80,036
JPMORGAN CHASE & CO COM 46625H100 802 5,883 SH   SOLE   0 0 5,883
J P MORGAN EXCHANGE-TRADED F BETABULDRS JAPAN 46641Q217 239 4,714 SH   SOLE   0 0 4,714
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 216 4,262 SH   SOLE   0 0 4,262
J P MORGAN EXCHANGE-TRADED F CORE PLUS BD ETF 46641Q670 10,579 207,160 SH   SOLE   0 0 207,160
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 6,779 134,851 SH   SOLE   0 0 134,851
JANUS DETROIT STR TR HENDERSN SML ETF 47103U209 221 3,628 SH   SOLE   0 0 3,628
JOHNSON & JOHNSON COM 478160104 53,303 300,760 SH   SOLE   0 0 300,760
KIMBERLY-CLARK CORP COM 494368103 513 4,168 SH   SOLE   0 0 4,168
KRAFT HEINZ CO COM 500754106 261 6,621 SH   SOLE   0 0 6,621
LILLY ELI & CO COM 532457108 1,390 4,856 SH   SOLE   0 0 4,856
LOCKHEED MARTIN CORP COM 539830109 699 1,583 SH   SOLE   0 0 1,583
LOWES COS INC COM 548661107 424 2,098 SH   SOLE   0 0 2,098
LUMINAR TECHNOLOGIES INC COM CL A 550424105 635 40,630 SH   SOLE   0 0 40,630
MARVELL TECHNOLOGY INC COM 573874104 227 3,162 SH   SOLE   0 0 3,162
MASTERCARD INCORPORATED CL A 57636Q104 1,235 3,456 SH   SOLE   0 0 3,456
MCDONALDS CORP COM 580135101 637 2,576 SH   SOLE   0 0 2,576
MERCK & CO INC COM 58933Y105 1,318 16,071 SH   SOLE   0 0 16,071
METLIFE INC COM 59156R108 221 3,138 SH   SOLE   0 0 3,138
MICROSOFT CORP COM 594918104 9,502 30,821 SH   SOLE   0 0 30,821
MONDELEZ INTL INC CL A 609207105 485 7,724 SH   SOLE   0 0 7,724
NETFLIX INC COM 64110L106 222 591 SH   SOLE   0 0 591
NEWMONT CORP COM 651639106 395 4,963 SH   SOLE   0 0 4,963
NIKE INC CL B 654106103 507 3,769 SH   SOLE   0 0 3,769
NKARTA INC COM 65487U108 220 19,348 SH   SOLE   0 0 19,348
NOVARTIS AG SPONSORED ADR 66987V109 314 3,578 SH   SOLE   0 0 3,578
NOVAN INC COM NEW 66988N205 262 66,435 SH   SOLE   0 0 66,435
NOVO-NORDISK A S ADR 670100205 289 2,596 SH   SOLE   0 0 2,596
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101 499 34,991 SH   SOLE   0 0 34,991
NUVEEN AMT FREE QLTY MUN INC COM 670657105 380 28,886 SH   SOLE   0 0 28,886
NVIDIA CORPORATION COM 67066G104 1,287 4,717 SH   SOLE   0 0 4,717
NUVEEN QUALITY MUNCP INCOME COM 67066V101 1,285 96,197 SH   SOLE   0 0 96,197
NUVEEN DOW 30 DYNMC OVERWRT SHS 67075F105 382 23,000 SH   SOLE   0 0 23,000
OMNICOM GROUP INC COM 681919106 506 5,958 SH   SOLE   0 0 5,958
ORACLE CORP COM 68389X105 489 5,912 SH   SOLE   0 0 5,912
PALO ALTO NETWORKS INC COM 697435105 467 750 SH   SOLE   0 0 750
PAYPAL HLDGS INC COM 70450Y103 255 2,200 SH   SOLE   0 0 2,200
PENNANTPARK INVT CORP COM 708062104 78 10,000 SH   SOLE   0 0 10,000
PEPSICO INC COM 713448108 944 5,641 SH   SOLE   0 0 5,641
PFIZER INC COM 717081103 1,611 31,123 SH   SOLE   0 0 31,123
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 1,663 17,282 SH   SOLE   0 0 17,282
PROCTER AND GAMBLE CO COM 742718109 1,760 11,515 SH   SOLE   0 0 11,515
PROSHARES TR S&P MDCP 400 DIV 74347B680 1,243 17,199 SH   SOLE   0 0 17,199
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103 1,291 110,794 SH   SOLE   0 0 110,794
QUALCOMM INC COM 747525103 248 1,624 SH   SOLE   0 0 1,624
RAYTHEON TECHNOLOGIES CORP COM 75513E101 293 2,965 SH   SOLE   0 0 2,965
ROSS STORES INC COM 778296103 353 3,900 SH   SOLE   0 0 3,900
SHELL PLC SPON ADS 780259305 422 7,685 SH   SOLE   0 0 7,685
SBA COMMUNICATIONS CORP NEW CL A 78410G104 19,141 55,627 SH   SOLE   0 0 55,627
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,933 6,495 SH   SOLE   0 0 6,495
SPDR GOLD TR GOLD SHS 78463V107 820 4,541 SH   SOLE   0 0 4,541
SPDR SER TR NYSE TECH ETF 78464A102 254 1,828 SH   SOLE   0 0 1,828
SPDR SER TR NUVEEN BLOOMBERG 78464A284 881 15,969 SH   SOLE   0 0 15,969
SPDR SER TR S&P DIVID ETF 78464A763 328 2,560 SH   SOLE   0 0 2,560
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 11,355 252,553 SH   SOLE   0 0 252,553
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,239 3,573 SH   SOLE   0 0 3,573
SALESFORCE COM INC COM 79466L302 710 3,341 SH   SOLE   0 0 3,341
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,369 100,562 SH   SOLE   0 0 100,562
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 343 6,364 SH   SOLE   0 0 6,364
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 6,734 90,008 SH   SOLE   0 0 90,008
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 864 12,102 SH   SOLE   0 0 12,102
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 7,130 90,378 SH   SOLE   0 0 90,378
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 258 6,733 SH   SOLE   0 0 6,733
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 730 4,590 SH   SOLE   0 0 4,590
SENSEI BIOTHERAPEUTICS INC COM 81728A108 34 14,845 SH   SOLE   0 0 14,845
17 ED & TECHNOLOGY GROUP INC ADS 81807M205 65 24,545 SH   SOLE   0 0 24,545
SILVERGATE CAP CORP CL A 82837P408 2,006 13,320 SH   SOLE   0 0 13,320
SIMON PPTY GROUP INC NEW COM 828806109 227 1,722 SH   SOLE   0 0 1,722
SOUTHERN CO COM 842587107 522 7,194 SH   SOLE   0 0 7,194
SOUTHWEST AIRLS CO COM 844741108 245 5,356 SH   SOLE   0 0 5,356
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 356 3,423 SH   SOLE   0 0 3,423
TARGET CORP COM 87612E106 1,025 4,829 SH   SOLE   0 0 4,829
TESLA INC COM 88160R101 436 405 SH   SOLE   0 0 405
TEXAS INSTRS INC COM 882508104 546 2,977 SH   SOLE   0 0 2,977
THERMO FISHER SCIENTIFIC INC COM 883556102 1,234 2,088 SH   SOLE   0 0 2,088
3M CO COM 88579Y101 620 4,163 SH   SOLE   0 0 4,163
UNION PAC CORP COM 907818108 361 1,318 SH   SOLE   0 0 1,318
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 95 10,397 SH   SOLE   0 0 10,397
UNITEDHEALTH GROUP INC COM 91324P102 200 393 SH   SOLE   0 0 393
VIQ SOLUTIONS INC COM NEW 91825V400 163 100,244 SH   SOLE   0 0 100,244
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 970 41,712 SH   SOLE   0 0 41,712
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 6,918 42,663 SH   SOLE   0 0 42,663
VANGUARD STAR FDS VG TL INTL STK F 921909768 608 10,186 SH   SOLE   0 0 10,186
VANGUARD WORLD FD ESG INTL STK ETF 921910725 31,961 558,751 SH   SOLE   0 0 558,751
VANGUARD WORLD FD ESG US STK ETF 921910733 49,718 613,202 SH   SOLE   0 0 613,202
VANGUARD WORLD FD MEGA CAP INDEX 921910873 4,574 28,757 SH   SOLE   0 0 28,757
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 248 5,162 SH   SOLE   0 0 5,162
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 251 2,688 SH   SOLE   0 0 2,688
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,185 11,703 SH   SOLE   0 0 11,703
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,037 16,639 SH   SOLE   0 0 16,639
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 307 5,180 SH   SOLE   0 0 5,180
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,055 13,504 SH   SOLE   0 0 13,504
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,669 51,774 SH   SOLE   0 0 51,774
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 693 1,669 SH   SOLE   0 0 1,669
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 5,834 38,978 SH   SOLE   0 0 38,978
VANGUARD INDEX FDS MID CAP ETF 922908629 668 2,807 SH   SOLE   0 0 2,807
VANGUARD INDEX FDS GROWTH ETF 922908736 8,134 28,285 SH   SOLE   0 0 28,285
VANGUARD INDEX FDS VALUE ETF 922908744 3,772 25,521 SH   SOLE   0 0 25,521
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,332 10,247 SH   SOLE   0 0 10,247
VERIZON COMMUNICATIONS INC COM 92343V104 1,613 31,668 SH   SOLE   0 0 31,668
VIPSHOP HOLDINGS LIMITED SPONSORED ADS A 92763W103 91 10,069 SH   SOLE   0 0 10,069
VISA INC COM CL A 92826C839 963 4,339 SH   SOLE   0 0 4,339
WALMART INC COM 931142103 1,471 9,876 SH   SOLE   0 0 9,876
WELLS FARGO CO NEW COM 949746101 356 7,333 SH   SOLE   0 0 7,333
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,190 26,792 SH   SOLE   0 0 26,792
WISDOMTREE TR CHINADIV EX FI 97717X719 2,001 50,029 SH   SOLE   0 0 50,029
WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683 4,594 181,881 SH   SOLE   0 0 181,881
YUM BRANDS INC COM 988498101 229 1,927 SH   SOLE   0 0 1,927