The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 3,826 25,699 SH   SOLE   0 0 25,699
A F L A C INC COM 001055102 7,482 116,193 SH   SOLE   0 0 116,193
A T & T INC NEW COM 00206R102 3,249 137,515 SH   SOLE   0 0 137,515
ABBOTT LABORATORIES COM 002824100 3,191 26,964 SH   SOLE   0 0 26,964
ABBVIE INC COM 00287Y109 7,900 48,731 SH   SOLE   0 0 48,731
ACME UNITED CORP COM 004816104 487 14,425 SH   SOLE   0 0 14,425
ADVANSIX INC COM 00773T101 1,253 24,530 SH   SOLE   0 0 24,530
AFFILIATED MANAGERS GROUP COM 008252108 549 3,894 SH   SOLE   0 0 3,894
AKAMAI TECHNOLOGIES COM 00971T101 816 6,833 SH   SOLE   0 0 6,833
ALGONQUIN POWER & UTILITIES COM 015857105 508 32,700 SH   SOLE   0 0 32,700
ALLSTATE CORP COM 020002101 9,937 71,740 SH   SOLE   0 0 71,740
ALPHABET INC-CL A COM 38259P508 651 234 SH   SOLE   0 0 234
ALPHABET INC-CL C COM 02079K107 15,353 5,497 SH   SOLE   0 0 5,497
ALTRIA GROUP INC COM 02209S103 228 4,368 SH   SOLE   0 0 4,368
AMAZON.COM INC COM 023135106 2,171 666 SH   SOLE   0 0 666
AMCOR PLC COM G0250X107 2,373 209,471 SH   SOLE   0 0 209,471
AMERICAN EXPRESS CO COM 025816109 8,565 45,802 SH   SOLE   0 0 45,802
AMERICAS CAR-MART INC COM 03062T105 849 10,535 SH   SOLE   0 0 10,535
AMGEN INCORPORATED COM 031162100 244 1,010 SH   SOLE   0 0 1,010
ANALOG DEVICES INC COM 032654105 4,531 27,433 SH   SOLE   0 0 27,433
AON PLC COM G0408V102 1,249 3,837 SH   SOLE   0 0 3,837
APA CORP COM 03743Q108 236 5,710 SH   SOLE   0 0 5,710
APOGEE ENTERPRISES COM 037598109 445 9,385 SH   SOLE   0 0 9,385
APOLLO INVESTMENT CORP COM 03761U502 1,083 81,935 SH   SOLE   0 0 81,935
APPLE INC COM 037833100 2,258 12,931 SH   SOLE   0 0 12,931
APPLIED MATERIALS INC COM 038222105 3,511 26,642 SH   SOLE   0 0 26,642
ARES CAPITAL CORP COM 04010L103 4,064 194,001 SH   SOLE   0 0 194,001
ARGAN INC COM 04010E109 860 21,180 SH   SOLE   0 0 21,180
ASSOCIATED BANC-CORP COM 045487105 771 33,895 SH   SOLE   0 0 33,895
ASSURANT INC COM 04621X108 927 5,100 SH   SOLE   0 0 5,100
ATLAS AIR WORLDWIDE HOLDINGS COM 049164205 5,676 65,715 SH   SOLE   0 0 65,715
AUTOMATIC DATA PROCESSING COM 053015103 320 1,407 SH   SOLE   0 0 1,407
AVNET INC COM 053807103 1,614 39,775 SH   SOLE   0 0 39,775
BANK OF AMERICA CORP COM 060505104 1,098 26,643 SH   SOLE   0 0 26,643
BANK OF NY MELLON CP NEW COM 064058100 2,722 54,847 SH   SOLE   0 0 54,847
BAXTER INTERNATIONAL COM 071813109 2,841 36,636 SH   SOLE   0 0 36,636
BECTON DICKINSON & CO COM 075887109 434 1,630 SH   SOLE   0 0 1,630
BERKSHIRE HATHAWAY B NEW CLASS COM 084670702 10,883 30,837 SH   SOLE   0 0 30,837
BERKSHIRE HATHAWAY CL-A COM 084670108 529 1 SH   SOLE   0 0 1
BERKSHIRE HILLS BANCORP INC COM 084680107 509 17,555 SH   SOLE   0 0 17,555
BOEING CO COM 097023105 6,032 31,500 SH   SOLE   0 0 31,500
BP PLC (ADR) COM 055622104 473 16,077 SH   SOLE   0 0 16,077
BREAD FINANCIAL HOLDINGS, INC COM 018581108 982 17,487 SH   SOLE   0 0 17,487
BRISTOL-MYERS SQUIBB CO COM 110122108 3,941 53,967 SH   SOLE   0 0 53,967
BROOKFIELD ASSET MANAGEMENT IN COM 112585104 305 5,400 SH   SOLE   0 0 5,400
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 355 4,307 SH   SOLE   0 0 4,307
CARDINAL HEALTH COM 14149Y108 874 15,420 SH   SOLE   0 0 15,420
CATERPILLAR INC COM 149123101 223 1,000 SH   SOLE   0 0 1,000
CHEVRON CORPORATION COM 166764100 554 3,402 SH   SOLE   0 0 3,402
CIGNA CORP COM 125523100 3,327 13,883 SH   SOLE   0 0 13,883
CISCO SYSTEMS INC COM 17275R102 5,075 91,016 SH   SOLE   0 0 91,016
CITIGROUP INC COM 172967424 6,385 119,578 SH   SOLE   0 0 119,578
CLOROX COMPANY COM 189054109 331 2,380 SH   SOLE   0 0 2,380
COCA COLA COMPANY COM 191216100 633 10,214 SH   SOLE   0 0 10,214
COHEN & STEERS QUAL INC RLTY COM 19247L106 177 10,600 SH   SOLE   0 0 10,600
COMCAST CORP CL A COM 20030N101 4,387 93,692 SH   SOLE   0 0 93,692
COMMERCIAL METALS CO COM 201723103 4,927 118,387 SH   SOLE   0 0 118,387
COMPASS MINERALS INTERNATIONAL COM 20451N101 1,170 18,633 SH   SOLE   0 0 18,633
CONAGRA FOODS INC COM 205887102 1,259 37,518 SH   SOLE   0 0 37,518
CONOCOPHILLIPS COM 20825C104 1,781 17,809 SH   SOLE   0 0 17,809
CONSOLIDATED EDISON INC COM 209115104 656 6,925 SH   SOLE   0 0 6,925
CRANE CO COM 224399105 1,630 15,054 SH   SOLE   0 0 15,054
CVS INC COM 126650100 9,149 90,398 SH   SOLE   0 0 90,398
DELTA AIRLINES INC COM 247361702 4,921 124,374 SH   SOLE   0 0 124,374
DELUXE CORPORATION COM 248019101 745 24,626 SH   SOLE   0 0 24,626
DEVON ENERGY CP NEW COM 25179M103 598 10,105 SH   SOLE   0 0 10,105
DISCOVERY, INC - A COM 25470F104 850 34,092 SH   SOLE   0 0 34,092
DOCUSIGN, INC COM 256163106 321 3,000 SH   SOLE   0 0 3,000
DOVER CORPORATION COM 260003108 274 1,746 SH   SOLE   0 0 1,746
DOW INC COM 260557103 3,621 56,830 SH   SOLE   0 0 56,830
DR HORTON INC COM 23331A109 820 11,000 SH   SOLE   0 0 11,000
DUKE ENERGY CORP NEW COM 26441C204 246 2,200 SH   SOLE   0 0 2,200
E O G RESOURCES INC COM 26875P101 763 6,400 SH   SOLE   0 0 6,400
ELI LILLY & CO COM 532457108 508 1,775 SH   SOLE   0 0 1,775
EXXON MOBIL CORP COM 30231G102 1,677 20,302 SH   SOLE   0 0 20,302
FEDERATED HERMES INC COM 314211103 283 8,320 SH   SOLE   0 0 8,320
FEDEX CORPORATION COM 31428X106 7,491 32,376 SH   SOLE   0 0 32,376
FIDELITY NATIONAL FINL-A COM 31620R303 960 19,660 SH   SOLE   0 0 19,660
FIFTH THIRD BANCORP COM 316773100 650 15,110 SH   SOLE   0 0 15,110
FREQUENCY THERAPEUTICS, INC COM 35803L108 23 11,000 SH   SOLE   0 0 11,000
GENERAL MILLS INC COM 370334104 958 14,150 SH   SOLE   0 0 14,150
GENERAL MOTORS CO. COM 37045V100 1,017 23,240 SH   SOLE   0 0 23,240
GENTEX CORP COM 371901109 924 31,685 SH   SOLE   0 0 31,685
GENUINE PARTS CO COM 372460105 5,945 47,178 SH   SOLE   0 0 47,178
GILEAD SCIENCES INC COM 375558103 1,260 21,193 SH   SOLE   0 0 21,193
GOLDMAN SACHS GROUP INC COM 38141G104 7,365 22,310 SH   SOLE   0 0 22,310
GROUP 1 AUTOMOTIVE COM 398905109 3,622 21,582 SH   SOLE   0 0 21,582
HEIDRICK & STRUGGLES INC COM 422819102 288 7,270 SH   SOLE   0 0 7,270
HELEN OF TROY LTD COM G4388N106 694 3,543 SH   SOLE   0 0 3,543
HILLENBRAND INC COM 431571108 344 7,780 SH   SOLE   0 0 7,780
HONEYWELL INTERNATIONAL COM 438516106 394 2,026 SH   SOLE   0 0 2,026
ICONIC BRANDS INC COM 45107V306 7 18,000 SH   SOLE   0 0 18,000
II-VI INC COM 902104108 2,191 30,225 SH   SOLE   0 0 30,225
INTEL CORP COM 458140100 6,756 136,327 SH   SOLE   0 0 136,327
INTERNATIONAL PAPER COM 460146103 4,015 86,994 SH   SOLE   0 0 86,994
INTL BUSINESS MACHINES COM 459200101 3,497 26,899 SH   SOLE   0 0 26,899
INVESCO S&P EQUAL WEIGHT COM 46137V357 487 3,091 SH   SOLE   0 0 3,091
IRON MOUNTAIN INC COM 46284V101 1,552 28,005 SH   SOLE   0 0 28,005
ISHARES MSCI EAFE ETF COM 464287465 2,319 31,511 SH   SOLE   0 0 31,511
ISHARES RUSSELL 2000 VALUE COM 464287630 834 5,170 SH   SOLE   0 0 5,170
ISHARES RUSSELL 3000 INDEX COM 464287689 300 1,145 SH   SOLE   0 0 1,145
ISHARES TR BARCLAYS TIPS BOND COM 464287176 695 5,583 SH   SOLE   0 0 5,583
ITT INC COM 45073V108 1,950 25,923 SH   SOLE   0 0 25,923
JEFFERIES FINANCIAL GROUP INC COM 47233W109 775 23,590 SH   SOLE   0 0 23,590
JOHNSON & JOHNSON COM 478160104 7,633 43,070 SH   SOLE   0 0 43,070
JOHNSON CONTROLS INC COM G51502105 970 14,787 SH   SOLE   0 0 14,787
JPMORGAN CHASE & CO COM 46625H100 986 7,231 SH   SOLE   0 0 7,231
KIMBERLY-CLARK CORP COM 494368103 4,112 33,386 SH   SOLE   0 0 33,386
KINROSS GOLD CORP NEW COM 496902404 964 164,005 SH   SOLE   0 0 164,005
KNOWLES CORP COM 49926D109 783 36,380 SH   SOLE   0 0 36,380
LABORATORY CRP OF AMER HLDGS COM 50540R409 1,132 4,295 SH   SOLE   0 0 4,295
LANDSTAR SYSTEM INC COM 515098101 1,367 9,060 SH   SOLE   0 0 9,060
LCI INDUSTRIES COM 50189K103 1,565 15,072 SH   SOLE   0 0 15,072
LEGGETT & PLATT INC COM 524660107 1,467 42,147 SH   SOLE   0 0 42,147
LENNAR CORP-A COM 526057104 495 6,100 SH   SOLE   0 0 6,100
LIGHTNING EMOTORS, INC COM 53228T101 1,330 233,303 SH   SOLE   0 0 233,303
LKQ CORP COM 501889208 7,336 161,560 SH   SOLE   0 0 161,560
LOCKHEED MARTIN CORP COM 539830109 7,819 17,715 SH   SOLE   0 0 17,715
LOWE'S COS INC COM 548661107 7,011 34,676 SH   SOLE   0 0 34,676
M/I HOMES INC COM 55305B101 1,053 23,740 SH   SOLE   0 0 23,740
MEDICAL PROPERTIES TRUST INC COM 58463J304 4,222 199,711 SH   SOLE   0 0 199,711
MEDTRONIC PLC COM G5960L103 3,502 31,562 SH   SOLE   0 0 31,562
MERCK & CO INC NEW COM 58933Y105 2,539 30,939 SH   SOLE   0 0 30,939
META PLATFORMS INC-A COM 30303M102 6,606 29,708 SH   SOLE   0 0 29,708
METLIFE INC COM 59156R108 1,986 28,254 SH   SOLE   0 0 28,254
MICROSOFT CORP COM 594918104 17,060 55,333 SH   SOLE   0 0 55,333
MILLER INDS INC TENN COM NEW COM 600551204 707 25,105 SH   SOLE   0 0 25,105
MKS INSTRUMENTS INC COM 55306N104 1,058 7,050 SH   SOLE   0 0 7,050
MODINE MANUFACTURING CO COM 607828100 162 18,035 SH   SOLE   0 0 18,035
MOHAWK INDUSTRIES INC COM 608190104 514 4,141 SH   SOLE   0 0 4,141
MOTOROLA SOLUTIONS INC COM 620076307 1,072 4,428 SH   SOLE   0 0 4,428
NASDAQ INC COM 631103108 209 1,175 SH   SOLE   0 0 1,175
NCR CORP NEW COM 62886E108 887 22,070 SH   SOLE   0 0 22,070
NEW YORK COMMUNITY BANCORP COM 649445103 1,007 93,920 SH   SOLE   0 0 93,920
NOMAD FOODS LTD COM G6564A105 849 37,605 SH   SOLE   0 0 37,605
NOVARTIS A G SPON ADR COM 66987V109 2,983 33,993 SH   SOLE   0 0 33,993
NUTRIEN LTD COM 67077M108 432 4,157 SH   SOLE   0 0 4,157
NVIDIA CORP COM 67066G104 1,143 4,190 SH   SOLE   0 0 4,190
NYMOX PHARMACEUTICAL CORP COM P73398102 18 14,000 SH   SOLE   0 0 14,000
OMNICOM GROUP INC COM 681919106 7,076 83,360 SH   SOLE   0 0 83,360
ONEMAIN HOLDINGS, INC COM 68268W103 651 13,725 SH   SOLE   0 0 13,725
ORACLE CORPORATION COM 68389X105 982 11,865 SH   SOLE   0 0 11,865
OTTER TAIL POWER COM 689648100 263 4,200 SH   SOLE   0 0 4,200
PACKAGING CORP OF AMERICA COM 695156109 265 1,700 SH   SOLE   0 0 1,700
PARAMOUNT GLOBAL COM 92556H206 1,463 38,695 SH   SOLE   0 0 38,695
PARK HOTELS & RESORTS INC COM 700517105 686 35,102 SH   SOLE   0 0 35,102
PATTERSON COS INC COM 703395103 264 8,150 SH   SOLE   0 0 8,150
PAYCHEX INC COM 704326107 273 2,000 SH   SOLE   0 0 2,000
PENNANTPARK INVESTMENT CORP COM 708062104 151 19,375 SH   SOLE   0 0 19,375
PEPSICO INC COM 713448108 596 3,561 SH   SOLE   0 0 3,561
PFIZER INCORPORATED COM 717081103 8,578 165,698 SH   SOLE   0 0 165,698
PIONEER NATURAL RES CO COM 723787107 1,169 4,676 SH   SOLE   0 0 4,676
PNC FINANCIAL SERVICES GROUP COM 693475105 11,466 62,161 SH   SOLE   0 0 62,161
PROCTER & GAMBLE COM 742718109 1,415 9,260 SH   SOLE   0 0 9,260
PROGRESSIVE CORP COM 743315103 890 7,809 SH   SOLE   0 0 7,809
PURE TECH HEALTH PLC COM GB00BY2Z0 263 100,000 SH   SOLE   0 0 100,000
RAYTHEON TECHNOLOGIES COM 75513E101 3,775 38,103 SH   SOLE   0 0 38,103
S P D R S&P 500 COM 78462F103 3,151 6,976 SH   SOLE   0 0 6,976
SABRA HEALTH CARE REIT COM 78573L106 172 11,525 SH   SOLE   0 0 11,525
SAFEGUARD SCIENT INC NEW COM 786449207 119 22,800 SH   SOLE   0 0 22,800
SAFETY INSURANCE GROUP INC COM 78648T100 387 4,257 SH   SOLE   0 0 4,257
SALESFORCE.COM COM 79466L302 382 1,800 SH   SOLE   0 0 1,800
SCH US TIPS ETF COM 808524870 431 7,095 SH   SOLE   0 0 7,095
SCHLUMBERGER LTD COM 806857108 928 22,460 SH   SOLE   0 0 22,460
SCHWAB US BROAD MARKET ETF COM 808524102 305 5,709 SH   SOLE   0 0 5,709
SCHWAB US LARGE-CAP GROWTH COM 808524300 408 5,450 SH   SOLE   0 0 5,450
SENSIENT TECHNOLOGIES CORP COM 81725T100 1,512 18,015 SH   SOLE   0 0 18,015
SHELL PLC COM 780259305 384 6,997 SH   SOLE   0 0 6,997
SNAP ON INC COM 833034101 2,411 11,732 SH   SOLE   0 0 11,732
SPECTRUM BRANDS HOLDINGS INC COM 84790A105 3,513 39,593 SH   SOLE   0 0 39,593
SPROUTS FARMERS MARKET, INC COM 85208M102 224 7,000 SH   SOLE   0 0 7,000
STAG INDUSTRIAL INC COM 85254J102 421 10,180 SH   SOLE   0 0 10,180
STANDARD MOTOR PRODUCTS INC COM 853666105 1,316 30,500 SH   SOLE   0 0 30,500
STRYKER CORP COM 863667101 673 2,516 SH   SOLE   0 0 2,516
SUNCOR ENERGY INC NEW F COM 867224107 2,778 85,250 SH   SOLE   0 0 85,250
TAYLOR MORRISON HOME CORP COM 87724P106 624 22,914 SH   SOLE   0 0 22,914
TE CONNECTIVITY LTD F COM H84989104 4,007 30,592 SH   SOLE   0 0 30,592
TERRITORIAL BANCORP INC COM COM 88145X108 758 31,590 SH   SOLE   0 0 31,590
TJX COMPANIES COM 872540109 885 14,610 SH   SOLE   0 0 14,610
TRAVELERS COMPANIES INC COM 89417E109 1,205 6,596 SH   SOLE   0 0 6,596
U S BANCORP DEL NEW COM 902973304 3,010 56,640 SH   SOLE   0 0 56,640
UFP INDUSTRIES, INC COM 90278Q108 1,137 14,740 SH   SOLE   0 0 14,740
UFP TECHNOLOGIES INC COM 902673102 445 6,730 SH   SOLE   0 0 6,730
UNITEDHEALTH GROUP INC COM 91324P102 8,490 16,648 SH   SOLE   0 0 16,648
UNIVERSAL ELECTRONICS INC COM 913483103 321 10,280 SH   SOLE   0 0 10,280
VANGUARD FTSE EUROPE ETF COM 922042874 577 9,259 SH   SOLE   0 0 9,259
VANGUARD TOTAL INTERNATIONAL S COM 921909768 532 8,897 SH   SOLE   0 0 8,897
VENTAS INC COM 92276F100 205 3,320 SH   SOLE   0 0 3,320
VERIZON COMMUNICATIONS COM 92343V104 4,109 80,669 SH   SOLE   0 0 80,669
VERTEX PHARMACEUTICALS COM 92532F100 835 3,200 SH   SOLE   0 0 3,200
VISA INC-CLASS A COM 92826C839 2,826 12,744 SH   SOLE   0 0 12,744
ZIMMER BIOMET HOLDINGS INC COM 98956P102 1,060 8,290 SH   SOLE   0 0 8,290
iSHARES BARCLAYS AGGREGATE BON COM 464287226 370 3,456 SH   SOLE   0 0 3,456
iSHARES MSCI EMERGING MARKET I COM 464287234 260 5,754 SH   SOLE   0 0 5,754
iSHARES RUSSELL MIDCAP VALUE COM 464287473 678 5,669 SH   SOLE   0 0 5,669
GOLDMAN SACHS GROUP INC PRFD COM 38143Y665 309 14,340 SH   SOLE   0 0 14,340
JP MORGAN CHASE PFRD COM 48128B523 302 14,340 SH   SOLE   0 0 14,340