The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1LIFE HEALTHCARE INC COM 68269G107 1 100 SH   SOLE   0 0 100
ACTIVISION BLIZZARD INC COM 00507V109 4 56 SH   SOLE   0 0 56
ALIGN TECHNOLOGY INC COM 016255101 128 294 SH   SOLE   0 0 294
ALPHABET INC CAP STK CL C 02079K107 67 24 SH   SOLE   0 0 24
ALPHABET INC CAP STK CL A 02079K305 47 17 SH   SOLE   0 0 17
AMAZON COM INC COM 023135106 812 249 SH   SOLE   0 0 249
AMERICAN ELEC PWR CO INC COM 025537101 20 200 SH   SOLE   0 0 200
AMERICAN TOWER CORP NEW COM 03027X100 36 145 SH   SOLE   0 0 145
APPLE INC COM 037833100 4,183 23,956 SH   SOLE   0 0 23,956
ARK ETF TR INNOVATION ETF 00214Q104 24 358 SH   SOLE   0 0 358
ARK ETF TR FINTECH INNOVA 00214Q708 28 950 SH   SOLE   0 0 950
AT&T INC COM 00206R102 288 12,177 SH   SOLE   0 0 12,177
BANK AMER CORP COM 060505104 0 9 SH   SOLE   0 0 9
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 44 125 SH   SOLE   0 0 125
BOEING CO COM 097023105 19 100 SH   SOLE   0 0 100
BOOKING HOLDINGS INC COM 09857L108 7 3 SH   SOLE   0 0 3
BOSTON SCIENTIFIC CORP COM 101137107 9 200 SH   SOLE   0 0 200
BP PLC SPONSORED ADR 055622104 5 8 SH Call SOLE   0 0 8
CALIFORNIA BANCORP COM 13005U101 60 2,625 SH   SOLE   0 0 2,625
CANADIAN NATL RY CO COM 136375102 9 67 SH   SOLE   0 0 67
CARNIVAL CORP COMMON STOCK 143658300 2 100 SH   SOLE   0 0 100
CHEVRON CORP NEW COM 166764100 96 591 SH   SOLE   0 0 591
CHIPOTLE MEXICAN GRILL INC COM 169656105 2 1 SH   SOLE   0 0 1
CISCO SYS INC COM 17275R102 22 400 SH   SOLE   0 0 400
CITIGROUP INC COM NEW 172967424 6 114 SH   SOLE   0 0 114
CLOROX CO DEL COM 189054109 122 875 SH   SOLE   0 0 875
COCA COLA CO COM 191216100 26 414 SH   SOLE   0 0 414
COMCAST CORP NEW CL A 20030N101 66 1,406 SH   SOLE   0 0 1,406
COSTCO WHSL CORP NEW COM 22160K105 63 110 SH   SOLE   0 0 110
CROWN CASTLE INTL CORP NEW COM 22822V101 35 190 SH   SOLE   0 0 190
DAVITA INC COM 23918K108 369 3,266 SH   SOLE   0 0 3,266
DELTA AIR LINES INC DEL COM NEW 247361702 19 488 SH   SOLE   0 0 488
DEVON ENERGY CORP NEW COM 25179M103 7 2 SH Call SOLE   0 0 2
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 174 6,301 SH   SOLE   0 0 6,301
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 45 1,808 SH   SOLE   0 0 1,808
DISNEY WALT CO COM DISNEY 254687106 33 244 SH   SOLE   0 0 244
DUKE ENERGY CORP NEW COM NEW 26441C204 39 346 SH   SOLE   0 0 346
ENPHASE ENERGY INC COM 29355A107 0 1 SH   SOLE   0 0 1
ETF SER SOLUTIONS NATIONWIDE NASDQ 26922A172 0 1 SH Call SOLE   0 0 1
EVERGY INC COM 30034W106 28 412 SH   SOLE   0 0 412
EXXON MOBIL CORP COM 30231G102 17 200 SH   SOLE   0 0 200
FLEXSHARES TR QUALT DIVD IDX 33939L860 1,282 21,623 SH   SOLE   0 0 21,623
FORD MTR CO DEL COM 345370860 12 725 SH   SOLE   0 0 725
GENERAL ELECTRIC CO COM NEW 369604301 1 2 SH Call SOLE   0 0 2
GENERAL ELECTRIC CO COM NEW 369604301 3 34 SH   SOLE   0 0 34
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 2,791 85,265 SH   SOLE   0 0 85,265
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 39 442 SH   SOLE   0 0 442
HIMAX TECHNOLOGIES INC SPONSORED ADR 43289P106 0 30 SH   SOLE   0 0 30
HOME DEPOT INC COM 437076102 46 155 SH   SOLE   0 0 155
INNOVATOR ETFS TR US EQTY BUFR JUL 45782C789 278 8,437 SH   SOLE   0 0 8,437
INNOVATOR ETFS TR US EQTY ULTRA B 45782C532 128 4,300 SH   SOLE   0 0 4,300
INNOVATOR ETFS TR GROWTH ACCELE 45783Y509 5 160 SH   SOLE   0 0 160
INNOVATOR ETFS TR US EQUITY ACCELE 45783Y103 3 120 SH   SOLE   0 0 120
INNOVATOR ETFS TR US EQT ACCEL PLS 45783Y400 8 280 SH   SOLE   0 0 280
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 22 700 SH   SOLE   0 0 700
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 22 700 SH   SOLE   0 0 700
INNOVATOR ETFS TR US EQTY BUF SEP 45782C664 32 989 SH   SOLE   0 0 989
INNOVATOR ETFS TR US EQT ACLRTD 9 45783Y889 16 582 SH   SOLE   0 0 582
INNOVATOR ETFS TR GROWTH ACCELERAT 45783Y608 1 40 SH   SOLE   0 0 40
INNOVATOR ETFS TR US EQTY BUF NOV 45782C581 42 1,300 SH   SOLE   0 0 1,300
INTEL CORP COM 458140100 74 1,490 SH   SOLE   0 0 1,490
INTUITIVE SURGICAL INC COM NEW 46120E602 8 27 SH   SOLE   0 0 27
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 15 435 SH   SOLE   0 0 435
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 24 517 SH   SOLE   0 0 517
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 492 10,329 SH   SOLE   0 0 10,329
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 39 226 SH   SOLE   0 0 226
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 21 117 SH   SOLE   0 0 117
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 50 318 SH   SOLE   0 0 318
INVESCO EXCHANGE TRADED FD T S&P MDCP400 PR 46137V217 11 52 SH   SOLE   0 0 52
INVESCO EXCHNG TRADED FD TR S&P 500 LOW VOL 46138E354 2,826 42,117 SH   SOLE   0 0 42,117
INVESCO EXCHNG TRADED FD TR S&P 500 ENHNCD 46138E396 5 114 SH   SOLE   0 0 114
INVESCO QQQ TR UNIT SER 1 46090E103 287 790 SH   SOLE   0 0 790
ISHARES INC MSCI EQUAL WEITE 464286681 1,634 19,268 SH   SOLE   0 0 19,268
ISHARES INC MIN VOL GBL ETF 464286525 3,107 29,639 SH   SOLE   0 0 29,639
ISHARES INC MSCI JPN ETF NEW 46434G822 5 87 SH   SOLE   0 0 87
ISHARES TR CORE S&P SCP ETF 464287804 12,664 117,385 SH   SOLE   0 0 117,385
ISHARES TR MSCI MIN VOL ETF 46429B697 6,920 89,210 SH   SOLE   0 0 89,210
ISHARES TR USA MOMENTUM FCT 46432F396 1,295 7,696 SH   SOLE   0 0 7,696
ISHARES TR MSCI USA VALUE 46432F388 501 4,787 SH   SOLE   0 0 4,787
ISHARES TR MSCI ACWI ETF 464288257 2,229 22,341 SH   SOLE   0 0 22,341
ISHARES TR GRWT ALLOCAT ETF 464289867 288 5,337 SH   SOLE   0 0 5,337
ISHARES TR CORE S&P MCP ETF 464287507 1,001 3,730 SH   SOLE   0 0 3,730
ISHARES TR RUS 1000 ETF 464287622 2,094 8,374 SH   SOLE   0 0 8,374
ISHARES TR SHORT TREAS BD 464288679 919 8,334 SH   SOLE   0 0 8,334
ISHARES TR RUSSELL 2000 ETF 464287655 51 247 SH   SOLE   0 0 247
ISHARES TR USA QUALITY FCTR 46432F339 1,160 8,615 SH   SOLE   0 0 8,615
ISHARES TR MSCI ACWI EX US 464288240 3 61 SH   SOLE   0 0 61
ISHARES TR MSCI EMG MKT ETF 464287234 23 517 SH   SOLE   0 0 517
ISHARES TR MSCI EAFE ETF 464287465 330 4,479 SH   SOLE   0 0 4,479
ISHARES TR CORE S&P500 ETF 464287200 228 503 SH   SOLE   0 0 503
ISHARES TR RUS MDCP VAL ETF 464287473 9 75 SH   SOLE   0 0 75
ISHARES TR CALIF MUN BD ETF 464288356 103 1,773 SH   SOLE   0 0 1,773
ISHARES TR S&P 500 GRWT ETF 464287309 37 489 SH   SOLE   0 0 489
ISHARES TR MULTIFACTOR USA 46434V282 30 664 SH   SOLE   0 0 664
ISHARES TR EDGE MSCI MINM 46435G433 126 3,385 SH   SOLE   0 0 3,385
ISHARES TR CORE MSCI PAC 46434V696 5 88 SH   SOLE   0 0 88
ISHARES TR GLOBAL ENERG ETF 464287341 4 103 SH   SOLE   0 0 103
JOHNSON & JOHNSON COM 478160104 366 2,065 SH   SOLE   0 0 2,065
JP MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 18,060 360,236 SH   SOLE   0 0 360,236
JP MORGAN EXCHANGE-TRADED F JPMORGAN DIVER 46641Q407 16 150 SH   SOLE   0 0 150
JP MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 132 2,341 SH   SOLE   0 0 2,341
JP MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 7,292 143,998 SH   SOLE   0 0 143,998
JP MORGAN EXCHANGE-TRADED F DIV RTN EM EQT 46641Q308 5 92 SH   SOLE   0 0 92
KONTOOR BRANDS INC COM 50050N103 0 1 SH   SOLE   0 0 1
LOGITECH INTL S A SHS H50430232 0 1 SH   SOLE   0 0 1
MACERICH CO COM 554382101 17 1,080 SH   SOLE   0 0 1,080
MARATHON OIL CORP COM 565849106 7 4 SH Call SOLE   0 0 4
MASTERCARD INC CL A 57636Q104 45 126 SH   SOLE   0 0 126
MCDONALDS CORP COM 580135101 25 100 SH   SOLE   0 0 100
MERCADOLIBRE INC COM 58733R102 35 29 SH   SOLE   0 0 29
MICROSOFT CORP COM 594918104 96 312 SH   SOLE   0 0 312
MIDDLEBY CORP COM 596278101 7 40 SH   SOLE   0 0 40
MODERNA INC COM 60770K107 26 150 SH   SOLE   0 0 150
NEKTAR THERAPEUTICS COM 640268108 0 40 SH   SOLE   0 0 40
NETFLIX INC COM 64110L106 12 33 SH   SOLE   0 0 33
NEXTERA ENERGY INC COM 65339F101 123 1,448 SH   SOLE   0 0 1,448
NOKIA CORP SPONSORED ADR 654902204 11 41 SH Call SOLE   0 0 41
NOKIA CORP SPONSORED ADR 654902204 1 200 SH   SOLE   0 0 200
ORACLE CORP COM 68389X105 22 270 SH   SOLE   0 0 270
OUSTER INC COM 68989M103 3 740 SH   SOLE   0 0 740
PALANTIR TECHNOLOGIES INC CL A 69608A108 1 5 SH Call SOLE   0 0 5
PAYPAL HLDGS INC COM 70450Y103 61 524 SH   SOLE   0 0 524
PENN NATL GAMING INC COM 707569109 4 100 SH   SOLE   0 0 100
PFIZER INC COM 717081103 4 70 SH   SOLE   0 0 70
PIMCO ETF TR ACTIVE BD ETF 72201R775 20,866 205,014 SH   SOLE   0 0 205,014
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 16,841 168,137 SH   SOLE   0 0 168,137
PINNACLE FINL PARTNERS INC COM 72346Q104 53 573 SH   SOLE   0 0 573
PIONEER NAT RES CO COM 723787107 18 71 SH   SOLE   0 0 71
PROCTER & GAMBLE CO COM 742718109 7,060 46,207 SH   SOLE   0 0 46,207
RESERVOIR MEDIA INC COM 76119X105 1 100 SH   SOLE   0 0 100
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 7,764 98,420 SH   SOLE   0 0 98,420
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,427 84,720 SH   SOLE   0 0 84,720
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5,820 77,788 SH   SOLE   0 0 77,788
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,532 47,428 SH   SOLE   0 0 47,428
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,934 35,921 SH   SOLE   0 0 35,921
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 670 14,149 SH   SOLE   0 0 14,149
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 221 4,365 SH   SOLE   0 0 4,365
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 24 831 SH   SOLE   0 0 831
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 49 834 SH   SOLE   0 0 834
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 10 272 SH   SOLE   0 0 272
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 17 596 SH   SOLE   0 0 596
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 6 111 SH   SOLE   0 0 111
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 35 1,079 SH   SOLE   0 0 1,079
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 3 5 SH Call SOLE   0 0 5
SERVICENOW INC COM 81762P102 167 300 SH   SOLE   0 0 300
SHELL PLC SPON ADS 780259305 2 2 SH Call SOLE   0 0 2
SOUTHWEST AIRLS CO COM 844741108 5 108 SH   SOLE   0 0 108
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 295 850 SH   SOLE   0 0 850
SPDR GOLD TRUST GOLD SHS 78463V107 20 111 SH   SOLE   0 0 111
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 23 597 SH   SOLE   0 0 597
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,167 9,227 SH   SOLE   0 0 9,227
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 384 784 SH   SOLE   0 0 784
SPDR SERIES TRUST MSCI USA STRTGIC 78468R812 1,834 14,716 SH   SOLE   0 0 14,716
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 366 4,939 SH   SOLE   0 0 4,939
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 402 6,070 SH   SOLE   0 0 6,070
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 15 210 SH   SOLE   0 0 210
SPDR SERIES TRUST S&P DIVID ETF 78464A763 122 956 SH   SOLE   0 0 956
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 3,848 85,950 SH   SOLE   0 0 85,950
STARBUCKS CORP COM 855244109 15 170 SH   SOLE   0 0 170
STRYKER CORP COM 863667101 11 40 SH   SOLE   0 0 40
T ROWE PRICE ETF INC ULTRA SHRT TRM 87283Q701 114 2,310 SH   SOLE   0 0 2,310
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109 0 7 SH Call SOLE   0 0 7
TESLA INC COM 88160R101 1,754 1,628 SH   SOLE   0 0 1,628
UNITED STS 12 MONTH OIL FD L UNIT BEN INT 91288V103 11 300 SH   SOLE   0 0 300
UNITED STS OIL FD LP UNITS 91232N207 4 7 SH Call SOLE   0 0 7
V F CORP COM 918204108 44 774 SH   SOLE   0 0 774
VALE S A SPONSORED ADS 91912E105 4 3 SH Call SOLE   0 0 3
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 10,460 211,789 SH   SOLE   0 0 211,789
VANGUARD GROUP DIV APP ETF 921908844 667 4,112 SH   SOLE   0 0 4,112
VANGUARD INDEX FDS MID CAP ETF 922908629 4,128 17,357 SH   SOLE   0 0 17,357
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,910 21,565 SH   SOLE   0 0 21,565
VANGUARD INDEX FDS GROWTH ETF 922908736 297 1,033 SH   SOLE   0 0 1,033
VANGUARD INDEX FDS VALUE ETF 922908744 28 191 SH   SOLE   0 0 191
VANGUARD INDEX FDS SMALL CP ETF 922908751 63 294 SH   SOLE   0 0 294
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 40 96 SH   SOLE   0 0 96
VANGUARD INDEX FDS SML CP GRW ETF 922908595 141 569 SH   SOLE   0 0 569
VANGUARD INDEX FDS SM CP VAL ETF 922908611 27 155 SH   SOLE   0 0 155
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 921 9,094 SH   SOLE   0 0 9,094
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 18 305 SH   SOLE   0 0 305
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 208 4,503 SH   SOLE   0 0 4,503
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 75 965 SH   SOLE   0 0 965
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 20 232 SH   SOLE   0 0 232
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 17 331 SH   SOLE   0 0 331
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 16 333 SH   SOLE   0 0 333
VANGUARD WORLD FD MEGA CAP INDEX 921910873 29 182 SH   SOLE   0 0 182
VEEVA SYS INC CL A COM 922475108 57 269 SH   SOLE   0 0 269
VERIZON COMMUNICATIONS INC COM 92343V104 49 955 SH   SOLE   0 0 955
VIATRIS INC COM 92556V106 0 8 SH   SOLE   0 0 8
VIRGIN GALACTIC HOLDINGS INC COM 92766K106 1 96 SH   SOLE   0 0 96
VISA INC COM CL A 92826C839 75 340 SH   SOLE   0 0 340
WELLS FARGO CO NEW COM 949746101 335 6,904 SH   SOLE   0 0 6,904
WHITE MTNS INS GROUP LTD COM G9618E107 102 90 SH   SOLE   0 0 90
WISDOMTREE TR US SMALLCAP DIVD 97717W604 247 7,740 SH   SOLE   0 0 7,740
WISDOMTREE TR US MIDCAP DIVID 97717W505 966 21,752 SH   SOLE   0 0 21,752
WISDOMTREE TR JAPN HEDGE EQT 97717W851 7 105 SH   SOLE   0 0 105
ZYNGA INC CL A 98986T108 14 1,466 SH   SOLE   0 0 1,466