The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 628 4,219 SH   SOLE   0 0 4,219
ABBOTT LABS COM 002824100 511 4,314 SH   SOLE   0 0 4,314
ABBVIE INC COM 00287Y109 743 4,582 SH   SOLE   0 0 4,582
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 2,770 819,462 SH   SOLE   0 0 819,462
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 15,008 44,502 SH   SOLE   0 0 44,502
ADOBE SYSTEMS INCORPORATED COM 00724F101 854 1,875 SH   SOLE   0 0 1,875
ADVANCED MICRO DEVICES INC COM 007903107 2,171 19,851 SH   SOLE   0 0 19,851
AFLAC INC COM 001055102 255 3,966 SH   SOLE   0 0 3,966
AGNICO EAGLE MINES LTD COM 008474108 260 4,245 SH   SOLE   0 0 4,245
ALARM COM HLDGS INC COM 011642105 3,700 55,675 SH   SOLE   0 0 55,675
ALPHABET INC CAP STK CL A 02079K305 30,285 10,888 SH   SOLE   0 0 10,888
ALPHABET INC CAP STK CL C 02079K107 30,528 10,930 SH   SOLE   0 0 10,930
ALTRIA GROUP INC COM 02209S103 721 13,806 SH   SOLE   0 0 13,806
AMARIN CORP PLC SPONS ADR NEW 023111206 439 133,408 SH   SOLE   0 0 133,408
AMAZON COM INC COM 023135106 8,721 2,675 SH   SOLE   0 0 2,675
AMERICAN AIRLS GROUP INC COM 02376R102 186 10,178 SH   SOLE   0 0 10,178
AMERICAN CENTY ETF TR CORE MUNI FXD IN 025072695 560 11,946 SH   SOLE   0 0 11,946
AMERICAN CENTY ETF TR US EQT ETF 025072885 243 3,156 SH   SOLE   0 0 3,156
AMERICAN EXPRESS CO COM 025816109 827 4,420 SH   SOLE   0 0 4,420
AMGEN INC COM 031162100 448 1,852 SH   SOLE   0 0 1,852
APPFOLIO INC COM CL A 03783C100 679 6,000 SH   SOLE   0 0 6,000
APPLE INC COM 037833100 73,649 421,789 SH   SOLE   0 0 421,789
ARES CAPITAL CORP COM 04010L103 622 29,675 SH   SOLE   0 0 29,675
AT&T INC COM 00206R102 624 26,396 SH   SOLE   0 0 26,396
ATLASSIAN CORP PLC CL A G06242104 784 2,669 SH   SOLE   0 0 2,669
AUTOMATIC DATA PROCESSING IN COM 053015103 671 2,949 SH   SOLE   0 0 2,949
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 641 17,362 SH   SOLE   0 0 17,362
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 11,467 32,492 SH   SOLE   0 0 32,492
BHP GROUP LTD SPONSORED ADS 088606108 444 5,743 SH   SOLE   0 0 5,743
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 322 245 SH   SOLE   0 0 245
BK OF AMERICA CORP COM 060505104 246 5,968 SH   SOLE   0 0 5,968
BLACKLINE INC COM 09239B109 538 7,350 SH   SOLE   0 0 7,350
BOEING CO COM 097023105 908 4,489 SH   SOLE   0 0 4,489
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 229 4,053 SH   SOLE   0 0 4,053
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 594 8,967 SH   SOLE   0 0 8,967
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 535 7,089 SH   SOLE   0 0 7,089
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 719 16,418 SH   SOLE   0 0 16,418
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 1,048 16,393 SH   SOLE   0 0 16,393
CATERPILLAR INC COM 149123101 491 2,205 SH   SOLE   0 0 2,205
CHEVRON CORP NEW COM 166764100 2,661 16,341 SH   SOLE   0 0 16,341
CISCO SYS INC COM 17275R102 5,484 98,355 SH   SOLE   0 0 98,355
COCA COLA CO COM 191216100 365 5,891 SH   SOLE   0 0 5,891
COHEN & STEERS REIT & PFD & COM 19247X100 222 8,250 SH   SOLE   0 0 8,250
COLGATE PALMOLIVE CO COM 194162103 760 10,016 SH   SOLE   0 0 10,016
COMMVAULT SYS INC COM 204166102 206 3,100 SH   SOLE   0 0 3,100
CONSOLIDATED EDISON INC COM 209115104 208 2,200 SH   SOLE   0 0 2,200
CORCEPT THERAPEUTICS INC COM 218352102 896 39,800 SH   SOLE   0 0 39,800
COSTCO WHSL CORP NEW COM 22160K105 525 911 SH   SOLE   0 0 911
CROWDSTRIKE HLDGS INC CL A 22788C105 785 3,455 SH   SOLE   0 0 3,455
DANAHER CORPORATION COM 235851102 1,575 5,368 SH   SOLE   0 0 5,368
DBX ETF TR XTRACK MSCI EAFE 233051200 441 11,702 SH   SOLE   0 0 11,702
DEERE & CO COM 244199105 248 597 SH   SOLE   0 0 597
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,076 40,989 SH   SOLE   0 0 40,989
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 23,697 707,808 SH   SOLE   0 0 707,808
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 460 16,346 SH   SOLE   0 0 16,346
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 99,273 3,599,474 SH   SOLE   0 0 3,599,474
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 46,599 950,621 SH   SOLE   0 0 950,621
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 259 9,568 SH   SOLE   0 0 9,568
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 39,149 698,344 SH   SOLE   0 0 698,344
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 284 11,033 SH   SOLE   0 0 11,033
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 53,191 1,141,930 SH   SOLE   0 0 1,141,930
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 77,232 3,095,480 SH   SOLE   0 0 3,095,480
DISNEY WALT CO COM 254687106 909 6,624 SH   SOLE   0 0 6,624
DSP GROUP INC COM 23332B106 0 2,000 SH   SOLE   0 0 2,000
EBAY INC. COM 278642103 217 3,788 SH   SOLE   0 0 3,788
EMERSON ELEC CO COM 291011104 251 2,558 SH   SOLE   0 0 2,558
ENTERPRISE PRODS PARTNERS L COM 293792107 1,853 71,811 SH   SOLE   0 0 71,811
ESSENT GROUP LTD COM G3198U102 251 6,080 SH   SOLE   0 0 6,080
EXXON MOBIL CORP COM 30231G102 2,035 24,640 SH   SOLE   0 0 24,640
FEDERAL RLTY INVT TR SH BEN INT NEW 313747206 8 66 SH   SOLE   0 0 66
FIFTH THIRD BANCORP COM 316773100 242 5,621 SH   SOLE   0 0 5,621
FREEPORT-MCMORAN INC CL B 35671D857 1,080 21,716 SH   SOLE   0 0 21,716
GENERAL DYNAMICS CORP COM 369550108 231 957 SH   SOLE   0 0 957
GENERAL ELECTRIC CO COM 369604103 153 1,668 SH   SOLE   0 0 1,668
GOLUB CAP BDC INC COM 38173M102 497 32,707 SH   SOLE   0 0 32,707
GRANITESHARES GOLD TR SHS BEN INT 38748G101 234 12,204 SH   SOLE   0 0 12,204
HALLADOR ENERGY COMPANY COM 40609P105 128 36,500 SH   SOLE   0 0 36,500
HAWAIIAN ELEC INDUSTRIES COM 419870100 572 13,508 SH   SOLE   0 0 13,508
HOME DEPOT INC COM 437076102 477 1,595 SH   SOLE   0 0 1,595
INNOVIZ TECHNOLOGIES LTD SHS M5R635108 43 12,000 SH   SOLE   0 0 12,000
INTEL CORP COM 458140100 945 19,072 SH   SOLE   0 0 19,072
INTUIT COM 461202103 920 1,913 SH   SOLE   0 0 1,913
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 276 11,600 SH   SOLE   0 0 11,600
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480 240 4,455 SH   SOLE   0 0 4,455
ISHARES GOLD TR ISHARES 464285105 5,402 146,667 SH   SOLE   0 0 146,667
ISHARES INC CORE MSCI EMKT 46434G103 602 10,840 SH   SOLE   0 0 10,840
ISHARES INC EM MKT SM-CP ETF 464286475 271 4,750 SH   SOLE   0 0 4,750
ISHARES INC EM MKTS DIV ETF 464286319 632 19,313 SH   SOLE   0 0 19,313
ISHARES INC MSCI EMERG MRKT 464286533 293 4,800 SH   SOLE   0 0 4,800
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 1,237 54,626 SH   SOLE   0 0 54,626
ISHARES SILVER TR ISHARES 46428Q109 2,224 97,194 SH   SOLE   0 0 97,194
ISHARES TR 0-5 YR TIPS ETF 46429B747 216 2,056 SH   SOLE   0 0 2,056
ISHARES TR 1 3 YR TREAS BD 464287457 444 5,326 SH   SOLE   0 0 5,326
ISHARES TR 3YRTB ETF 464288125 451 5,983 SH   SOLE   0 0 5,983
ISHARES TR CALIF MUN BD ETF 464288356 2,499 42,955 SH   SOLE   0 0 42,955
ISHARES TR COHEN STEER REIT 464287564 1,050 14,790 SH   SOLE   0 0 14,790
ISHARES TR CORE MSCI EAFE 46432F842 1,969 28,324 SH   SOLE   0 0 28,324
ISHARES TR CORE MSCI EURO 46434V738 732 13,707 SH   SOLE   0 0 13,707
ISHARES TR CORE MSCI PAC 46434V696 497 8,165 SH   SOLE   0 0 8,165
ISHARES TR CORE S&P MCP ETF 464287507 1,339 4,989 SH   SOLE   0 0 4,989
ISHARES TR CORE S&P SCP ETF 464287804 2,329 21,586 SH   SOLE   0 0 21,586
ISHARES TR CORE S&P500 ETF 464287200 3,155 6,954 SH   SOLE   0 0 6,954
ISHARES TR CORE US AGGBD ET 464287226 348 3,253 SH   SOLE   0 0 3,253
ISHARES TR DEVSMCP EXNA ETF 464288497 336 5,508 SH   SOLE   0 0 5,508
ISHARES TR DOW JONES US ETF 464287846 364 3,266 SH   SOLE   0 0 3,266
ISHARES TR EAFE GRWTH ETF 464288885 348 3,610 SH   SOLE   0 0 3,610
ISHARES TR EAFE SML CP ETF 464288273 1,845 27,815 SH   SOLE   0 0 27,815
ISHARES TR EAFE VALUE ETF 464288877 421 8,368 SH   SOLE   0 0 8,368
ISHARES TR EXPANDED TECH 464287515 774 2,245 SH   SOLE   0 0 2,245
ISHARES TR GBL COMM SVC ETF 464287275 399 5,400 SH   SOLE   0 0 5,400
ISHARES TR GLOB UTILITS ETF 464288711 437 6,635 SH   SOLE   0 0 6,635
ISHARES TR INTL SEL DIV ETF 464288448 2,924 92,060 SH   SOLE   0 0 92,060
ISHARES TR ISHS 1-5YR INVS 464288646 340 6,569 SH   SOLE   0 0 6,569
ISHARES TR ISHS 5-10YR INVT 464288638 266 4,851 SH   SOLE   0 0 4,851
ISHARES TR MICRO-CAP ETF 464288869 2,516 19,523 SH   SOLE   0 0 19,523
ISHARES TR MRGSTR SM CP GR 464288604 265 6,000 SH   SOLE   0 0 6,000
ISHARES TR MSCI CHINA ETF 46429B671 597 11,282 SH   SOLE   0 0 11,282
ISHARES TR MSCI EAFE ETF 464287465 2,111 28,682 SH   SOLE   0 0 28,682
ISHARES TR MSCI EAFE MIN VL 46429B689 529 7,331 SH   SOLE   0 0 7,331
ISHARES TR MSCI EMG MKT ETF 464287234 1,118 24,761 SH   SOLE   0 0 24,761
ISHARES TR MSCI EURO FL ETF 464289180 425 22,480 SH   SOLE   0 0 22,480
ISHARES TR NATIONAL MUN ETF 464288414 3,820 34,843 SH   SOLE   0 0 34,843
ISHARES TR PFD AND INCM SEC 464288687 201 5,510 SH   SOLE   0 0 5,510
ISHARES TR RUS 1000 ETF 464287622 3,907 15,623 SH   SOLE   0 0 15,623
ISHARES TR RUS 1000 GRW ETF 464287614 2,981 10,739 SH   SOLE   0 0 10,739
ISHARES TR RUS 1000 VAL ETF 464287598 1,701 10,248 SH   SOLE   0 0 10,248
ISHARES TR RUS 2000 GRW ETF 464287648 758 2,963 SH   SOLE   0 0 2,963
ISHARES TR RUS 2000 VAL ETF 464287630 578 3,583 SH   SOLE   0 0 3,583
ISHARES TR RUS MD CP GR ETF 464287481 229 2,278 SH   SOLE   0 0 2,278
ISHARES TR RUS MDCP VAL ETF 464287473 390 3,262 SH   SOLE   0 0 3,262
ISHARES TR RUSSELL 2000 ETF 464287655 1,852 9,022 SH   SOLE   0 0 9,022
ISHARES TR RUSSELL 3000 ETF 464287689 798 3,042 SH   SOLE   0 0 3,042
ISHARES TR S&P 500 GRWT ETF 464287309 2,294 30,030 SH   SOLE   0 0 30,030
ISHARES TR S&P 500 VAL ETF 464287408 852 5,470 SH   SOLE   0 0 5,470
ISHARES TR SELECT DIVID ETF 464287168 3,186 24,868 SH   SOLE   0 0 24,868
ISHARES TR SP SMCP600VL ETF 464287879 9,054 88,425 SH   SOLE   0 0 88,425
ISHARES TR TIPS BD ETF 464287176 634 5,089 SH   SOLE   0 0 5,089
ISHARES TR U.S. FINLS ETF 464287788 440 5,200 SH   SOLE   0 0 5,200
ISHARES TR U.S. REAL ES ETF 464287739 1,980 18,300 SH   SOLE   0 0 18,300
ISHARES TR U.S. UTILITS ETF 464287697 876 9,621 SH   SOLE   0 0 9,621
ISHARES TR US HLTHCR PR ETF 464288828 685 2,422 SH   SOLE   0 0 2,422
ISHARES TR US REGNL BKS ETF 464288778 359 6,100 SH   SOLE   0 0 6,100
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 252 5,011 SH   SOLE   0 0 5,011
JACOBS ENGR GROUP INC COM 469814107 276 2,000 SH   SOLE   0 0 2,000
JOHNSON & JOHNSON COM 478160104 2,923 16,495 SH   SOLE   0 0 16,495
JPMORGAN CHASE & CO COM 46625H100 1,399 10,261 SH   SOLE   0 0 10,261
KINDER MORGAN INC DEL COM 49456B101 671 35,493 SH   SOLE   0 0 35,493
KLA CORP COM NEW 482480100 265 725 SH   SOLE   0 0 725
KROGER CO COM 501044101 368 6,412 SH   SOLE   0 0 6,412
LAM RESEARCH CORP COM 512807108 460 856 SH   SOLE   0 0 856
LILLY ELI & CO COM 532457108 214 748 SH   SOLE   0 0 748
LINDE PLC SHS G5494J103 322 1,007 SH   SOLE   0 0 1,007
LISTED FD TR HORIZON KINETICS 53656F623 300 9,016 SH   SOLE   0 0 9,016
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 208 4,240 SH   SOLE   0 0 4,240
MAGNITE INC COM 55955D100 292 22,102 SH   SOLE   0 0 22,102
MARVELL TECHNOLOGY GROUP LTD ORD G5876H105 15 203 SH   SOLE   0 0 203
MASTERCARD INCORPORATED CL A 57636Q104 879 2,459 SH   SOLE   0 0 2,459
MCDONALDS CORP COM 580135101 862 3,485 SH   SOLE   0 0 3,485
MERCK & CO INC COM 58933Y105 487 5,940 SH   SOLE   0 0 5,940
META PLATFORMS INC CL A 30303M102 38,403 172,705 SH   SOLE   0 0 172,705
MICROSOFT CORP COM 594918104 8,627 27,981 SH   SOLE   0 0 27,981
MIND C T I LTD ORD M70240102 108 37,000 SH   SOLE   0 0 37,000
MONDELEZ INTL INC CL A 609207105 269 4,290 SH   SOLE   0 0 4,290
NETFLIX INC COM 64110L106 346 923 SH   SOLE   0 0 923
NEW GOLD INC CDA COM 644535106 48 26,584 SH   SOLE   0 0 26,584
NEWMONT CORP COM 651639106 926 11,653 SH   SOLE   0 0 11,653
NIKE INC CL B 654106103 243 1,803 SH   SOLE   0 0 1,803
NORFOLK SOUTHN CORP COM 655844108 236 829 SH   SOLE   0 0 829
NOVAN INC COM 66988N106 1 156 SH   SOLE   0 0 156
NUVEEN NEW YORK AMT QLT MUNI COM 670656107 187 15,431 SH   SOLE   0 0 15,431
NUVEEN QUALITY MUNCP INCOME COM 67066V101 137 10,289 SH   SOLE   0 0 10,289
NVIDIA CORPORATION COM 67066G104 736 2,697 SH   SOLE   0 0 2,697
ONEOK INC NEW COM 682680103 2,580 36,524 SH   SOLE   0 0 36,524
ORACLE CORP COM 68389X105 512 6,193 SH   SOLE   0 0 6,193
PAYPAL HLDGS INC COM 70450Y103 427 3,693 SH   SOLE   0 0 3,693
PEPSICO INC COM 713448108 452 2,702 SH   SOLE   0 0 2,702
PFIZER INC COM 717081103 1,168 22,563 SH   SOLE   0 0 22,563
PHILIP MORRIS INTL INC COM 718172109 950 10,115 SH   SOLE   0 0 10,115
PIMCO ETF TR 1-5 US TIP IDX 72201R205 392 7,199 SH   SOLE   0 0 7,199
PROCTER AND GAMBLE CO COM 742718109 1,071 7,008 SH   SOLE   0 0 7,008
PROSHARES TR ULTRAPRO DOW 30 74347G309 6 200 SH   SOLE   0 0 200
PROTERRA INC COM 74374T109 77 10,300 SH   SOLE   0 0 10,300
PRUDENTIAL FINL INC COM 744320102 314 2,655 SH   SOLE   0 0 2,655
QUALCOMM INC COM 747525103 1,115 7,294 SH   SOLE   0 0 7,294
RAYTHEON TECHNOLOGIES CORP COM 75513E101 220 2,225 SH   SOLE   0 0 2,225
REAVES UTIL INCOME FD COM SH BEN INT 756158101 221 6,400 SH   SOLE   0 0 6,400
REDWOOD TR INC COM 758075402 126 12,000 SH   SOLE   0 0 12,000
SALESFORCE COM INC COM 79466L302 278 1,309 SH   SOLE   0 0 1,309
SCHLUMBERGER LTD COM STK 806857108 525 12,702 SH   SOLE   0 0 12,702
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 661 15,003 SH   SOLE   0 0 15,003
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 647 23,289 SH   SOLE   0 0 23,289
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,327 36,142 SH   SOLE   0 0 36,142
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 302 7,962 SH   SOLE   0 0 7,962
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 568 10,675 SH   SOLE   0 0 10,675
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 432 7,386 SH   SOLE   0 0 7,386
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 821 25,455 SH   SOLE   0 0 25,455
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 546 11,029 SH   SOLE   0 0 11,029
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 541 10,137 SH   SOLE   0 0 10,137
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 922 11,690 SH   SOLE   0 0 11,690
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,659 30,803 SH   SOLE   0 0 30,803
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 605 12,769 SH   SOLE   0 0 12,769
SCHWAB STRATEGIC TR US TIPS ETF 808524870 256 4,214 SH   SOLE   0 0 4,214
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 708 9,330 SH   SOLE   0 0 9,330
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 829 8,053 SH   SOLE   0 0 8,053
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 671 9,015 SH   SOLE   0 0 9,015
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 258 2,923 SH   SOLE   0 0 2,923
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,119 19,625 SH   SOLE   0 0 19,625
SEQUENTIAL BRANDS GROUP INC COM NEW 81734P206 0 8 SH   SOLE   0 0 8
SERVICENOW INC COM 81762P102 425 763 SH   SOLE   0 0 763
SHARECARE INC COM CL A 81948W104 64 26,000 SH   SOLE   0 0 26,000
SIBANYE STILLWATER LTD SPONSORED ADR 82575P107 353 21,757 SH   SOLE   0 0 21,757
SIRIUS XM HOLDINGS INC COM 82968B103 99 14,934 SH   SOLE   0 0 14,934
SK TELECOM LTD SPONSORED ADR 78440P108 1 49 SH   SOLE   0 0 49
SMARTSHEET INC COM CL A 83200N103 526 9,605 SH   SOLE   0 0 9,605
SNOWFLAKE INC CL A 833445109 437 1,907 SH   SOLE   0 0 1,907
SONOCO PRODS CO COM 835495102 429 3,508 SH   SOLE   0 0 3,508
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 252 4,658 SH   SOLE   0 0 4,658
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,933 24,207 SH   SOLE   0 0 24,207
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 859 1,750 SH   SOLE   0 0 1,750
SPROTT PHYSICAL GOLD TR UNIT 85207H104 110,078 7,161,884 SH   SOLE   0 0 7,161,884
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 440 50,200 SH   SOLE   0 0 50,200
SQUARE INC CL A 852234103 3,086 22,757 SH   SOLE   0 0 22,757
STARBUCKS CORP COM 855244109 342 3,761 SH   SOLE   0 0 3,761
STATE STR CORP COM 857477103 482 5,537 SH   SOLE   0 0 5,537
SUPERIOR DRILLING PRODS INC COM 868153107 32 30,000 SH   SOLE   0 0 30,000
TEMPLETON GLOBAL INCOME FD COM 880198106 2,191 435,556 SH   SOLE   0 0 435,556
TESLA INC COM 88160R101 12,698 11,587 SH   SOLE   0 0 11,587
TEXAS INSTRS INC COM 882508104 219 1,195 SH   SOLE   0 0 1,195
THERMO FISHER SCIENTIFIC INC COM 883556102 767 1,299 SH   SOLE   0 0 1,299
TILRAY INC COM CL 2 88688T100 2,041 262,734 SH   SOLE   0 0 262,734
TRUSTCO BK CORP N Y COM 898349105 5 159 SH   SOLE   0 0 159
TWILIO INC CL A 90138F102 205 1,244 SH   SOLE   0 0 1,244
UNION PAC CORP COM 907818108 857 3,135 SH   SOLE   0 0 3,135
UNITEDHEALTH GROUP INC COM 91324P102 394 773 SH   SOLE   0 0 773
VANGUARD BD INDEX FDS INTERMED TERM 921937819 584 7,131 SH   SOLE   0 0 7,131
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,653 34,055 SH   SOLE   0 0 34,055
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,364 17,150 SH   SOLE   0 0 17,150
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 494 10,002 SH   SOLE   0 0 10,002
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 351 6,689 SH   SOLE   0 0 6,689
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 306 1,846 SH   SOLE   0 0 1,846
VANGUARD INDEX FDS GROWTH ETF 922908736 2,298 7,991 SH   SOLE   0 0 7,991
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,805 8,658 SH   SOLE   0 0 8,658
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 220 988 SH   SOLE   0 0 988
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 307 2,051 SH   SOLE   0 0 2,051
VANGUARD INDEX FDS MID CAP ETF 922908629 445 1,869 SH   SOLE   0 0 1,869
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,711 43,475 SH   SOLE   0 0 43,475
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,804 4,346 SH   SOLE   0 0 4,346
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,057 6,010 SH   SOLE   0 0 6,010
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,725 8,117 SH   SOLE   0 0 8,117
VANGUARD INDEX FDS SML CP GRW ETF 922908595 601 2,421 SH   SOLE   0 0 2,421
VANGUARD INDEX FDS TOTAL STK MKT 922908769 42,971 188,743 SH   SOLE   0 0 188,743
VANGUARD INDEX FDS VALUE ETF 922908744 2,677 18,114 SH   SOLE   0 0 18,114
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 321 5,572 SH   SOLE   0 0 5,572
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,228 69,979 SH   SOLE   0 0 69,979
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 2,155 34,602 SH   SOLE   0 0 34,602
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 2,392 32,298 SH   SOLE   0 0 32,298
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 373 7,183 SH   SOLE   0 0 7,183
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 14,230 140,485 SH   SOLE   0 0 140,485
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 436 8,513 SH   SOLE   0 0 8,513
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 326 5,500 SH   SOLE   0 0 5,500
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,816 23,258 SH   SOLE   0 0 23,258
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,367 14,599 SH   SOLE   0 0 14,599
VANGUARD STAR FDS VG TL INTL STK F 921909768 4,600 77,000 SH   SOLE   0 0 77,000
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,102 43,763 SH   SOLE   0 0 43,763
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5,913 52,679 SH   SOLE   0 0 52,679
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,323 4,334 SH   SOLE   0 0 4,334
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,038 9,698 SH   SOLE   0 0 9,698
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,299 13,911 SH   SOLE   0 0 13,911
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 435 1,710 SH   SOLE   0 0 1,710
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,092 2,622 SH   SOLE   0 0 2,622
VANGUARD WORLD FDS UTILITIES ETF 92204A876 455 2,810 SH   SOLE   0 0 2,810
VERIZON COMMUNICATIONS INC COM 92343V104 584 11,471 SH   SOLE   0 0 11,471
VISA INC COM CL A 92826C839 794 3,579 SH   SOLE   0 0 3,579
VMWARE INC CL A COM 928563402 1,248 10,962 SH   SOLE   0 0 10,962
WALMART INC COM 931142103 1,201 8,067 SH   SOLE   0 0 8,067
WASTE MGMT INC DEL COM 94106L109 466 2,940 SH   SOLE   0 0 2,940
WELLS FARGO ADVANTAGE INCOME WF INC OPPTY FD 94987B105 101 12,787 SH   SOLE   0 0 12,787
WELLS FARGO CO NEW COM 949746101 340 7,016 SH   SOLE   0 0 7,016
WELLS FARGO CO NEW PERP PFD CNV A 949746804 331 250 SH   SOLE   0 0 250
WEYERHAEUSER CO MTN BE COM NEW 962166104 1,357 35,805 SH   SOLE   0 0 35,805
WHEATON PRECIOUS METALS CORP COM 962879102 380 7,986 SH   SOLE   0 0 7,986
WISDOMTREE TR CLOUD COMPUTNG 97717Y691 286 6,995 SH   SOLE   0 0 6,995
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,870 42,738 SH   SOLE   0 0 42,738
WISDOMTREE TR EMG MKTS SMCAP 97717W281 1,297 24,336 SH   SOLE   0 0 24,336
WISDOMTREE TR FLOATNG RAT TREA 97717X628 105 2,083 SH   SOLE   0 0 2,083
WISDOMTREE TR INTL LRGCAP DV 97717W794 868 17,864 SH   SOLE   0 0 17,864
WISDOMTREE TR INTL SMCAP DIV 97717W760 4,845 70,584 SH   SOLE   0 0 70,584
WISDOMTREE TR ITL HIGH DIV FD 97717W802 4,506 113,292 SH   SOLE   0 0 113,292
WISDOMTREE TR US HIGH DIVIDEND 97717W208 8,708 98,850 SH   SOLE   0 0 98,850
WISDOMTREE TR US MIDCAP DIVID 97717W505 379 8,537 SH   SOLE   0 0 8,537
WISDOMTREE TR US SMALLCAP DIVD 97717W604 3,373 105,831 SH   SOLE   0 0 105,831
WORKDAY INC CL A 98138H101 499 2,083 SH   SOLE   0 0 2,083
WORLD GOLD TR SPDR GLD MINIS 98149E204 3,729 96,927 SH   SOLE   0 0 96,927
WP CAREY INC COM 92936U109 3,190 39,460 SH   SOLE   0 0 39,460
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 589 5,027 SH   SOLE   0 0 5,027