The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB Ltd ADR Com 000375204 1,145 35,416 SH   SOLE 0 35,416 0 0
ABB Ltd ADR Com 000375204 236 7,304 SH   DFND 0 3,554 0 3,750
Aflac Incorporated Com 001055102 1,120 17,398 SH   SOLE 0 17,398 0 0
Aflac Incorporated Com 001055102 48 742 SH   DFND 0 742 0 0
AT&T Inc Com 00206R102 5,274 223,177 SH   SOLE 0 223,177 0 0
AT&T Inc Com 00206R102 1,289 54,553 SH   DFND 0 51,728 0 2,825
Ark Innovation ETF Com 00214Q104 519 7,828 SH   SOLE 0 7,828 0 0
Ark Innovation ETF Com 00214Q104 42 628 SH   DFND 0 628 0 0
Abbott Laboratories Com 002824100 15,891 134,256 SH   SOLE 0 134,256 0 0
Abbott Laboratories Com 002824100 2,707 22,871 SH   DFND 0 22,871 0 0
Abbvie Inc Com 00287Y109 23,388 144,270 SH   SOLE 0 143,681 0 589
Abbvie Inc Com 00287Y109 3,957 24,412 SH   DFND 0 23,312 0 1,100
Activision Blizzard Inc Com 00507V109 4,607 57,511 SH   SOLE 0 57,511 0 0
Activision Blizzard Inc Com 00507V109 45 566 SH   DFND 0 566 0 0
Adobe Inc Com 00724F101 5,322 11,680 SH   SOLE 0 11,675 0 5
Adobe Inc Com 00724F101 276 606 SH   DFND 0 606 0 0
Advance Auto Parts Inc Com 00751Y106 739 3,571 SH   SOLE 0 3,571 0 0
Agilent Technologies Inc Com 00846U101 159 1,201 SH   SOLE 0 1,201 0 0
Agilent Technologies Inc Com 00846U101 242 1,830 SH   DFND 0 0 0 1,830
Air Products & Chemical Inc Com 009158106 9,837 39,362 SH   SOLE 0 39,185 0 177
Air Products & Chemical Inc Com 009158106 1,226 4,907 SH   DFND 0 3,207 0 1,700
Alleghany Corp Del Com 017175100 556 657 SH   SOLE 0 657 0 0
Allstate Corp Com 020002101 2,904 20,969 SH   SOLE 0 20,969 0 0
Allstate Corp Com 020002101 60 435 SH   DFND 0 435 0 0
Alphabet Inc Cap Stk Cl C Com 02079K107 42,143 15,089 SH   SOLE 0 15,082 0 7
Alphabet Inc Cap Stk Cl C Com 02079K107 2,176 779 SH   DFND 0 689 0 90
Alphabet Inc Cap Stk Cl A Com 02079K305 11,020 3,962 SH   SOLE 0 3,962 0 0
Alphabet Inc Cap Stk Cl A Com 02079K305 328 118 SH   DFND 0 118 0 0
Altria Group Inc Com 02209S103 665 12,729 SH   SOLE 0 12,729 0 0
Altria Group Inc Com 02209S103 1,609 30,800 SH   DFND 0 30,800 0 0
Amazon Com Inc Com 023135106 40,368 12,383 SH   SOLE 0 12,378 0 5
Amazon Com Inc Com 023135106 2,018 619 SH   DFND 0 619 0 0
American Electric Power Company Inc Com 025537101 120 1,199 SH   SOLE 0 1,199 0 0
American Electric Power Company Inc Com 025537101 100 1,000 SH   DFND 0 1,000 0 0
American Express Co Com 025816109 3,384 18,095 SH   SOLE 0 18,095 0 0
American Express Co Com 025816109 1,826 9,765 SH   DFND 0 9,765 0 0
American Tower REIT Com 03027X100 11,786 46,914 SH   SOLE 0 46,914 0 0
American Tower REIT Com 03027X100 237 945 SH   DFND 0 945 0 0
American Water Works Company Com 030420103 404 2,438 SH   SOLE 0 2,438 0 0
Ameriprise Financial Inc Com 03076C106 114 381 SH   SOLE 0 381 0 0
Ameriprise Financial Inc Com 03076C106 751 2,500 SH   DFND 0 2,500 0 0
Amgen Inc Com 031162100 5,633 23,293 SH   SOLE 0 23,293 0 0
Amgen Inc Com 031162100 1,471 6,083 SH   DFND 0 6,083 0 0
Analog Devices Inc Com 032654105 8,878 53,745 SH   SOLE 0 53,637 0 108
Analog Devices Inc Com 032654105 3,049 18,456 SH   DFND 0 16,944 0 1,512
Apple Inc Com 037833100 71,082 407,089 SH   SOLE 0 407,089 0 0
Apple Inc Com 037833100 8,997 51,526 SH   DFND 0 48,726 0 2,800
Applied Materials Inc Com 038222105 10,621 80,587 SH   SOLE 0 80,587 0 0
Applied Materials Inc Com 038222105 1,602 12,151 SH   DFND 0 8,201 0 3,950
Ares Capital Corp Com 04010L103 298 14,201 SH   SOLE 0 14,201 0 0
Arrow Financial Corp Com 042744102 1,195 36,865 SH   SOLE 0 36,865 0 0
Astrazeneca Plc Adr Com 046353108 169 2,550 SH   SOLE 0 2,550 0 0
Astrazeneca Plc Adr Com 046353108 166 2,500 SH   DFND 0 2,500 0 0
Atmos Energy Corp Com 049560105 1,525 12,766 SH   SOLE 0 12,766 0 0
Atmos Energy Corp Com 049560105 609 5,095 SH   DFND 0 5,095 0 0
Autodesk Inc Com 052769106 1,726 8,050 SH   SOLE 0 8,050 0 0
Automatic Data Processing Com 053015103 9,968 43,806 SH   SOLE 0 43,806 0 0
Automatic Data Processing Com 053015103 2,425 10,657 SH   DFND 0 10,657 0 0
Autozone Inc Com 053332102 1,065 521 SH   SOLE 0 521 0 0
Avista Corporation Com 05379B107 304 6,728 SH   SOLE 0 6,728 0 0
BCE Inc New Com 05534B760 213 3,834 SH   SOLE 0 3,834 0 0
Bank Of America Corp Com 060505104 6,504 157,791 SH   SOLE 0 155,841 0 1,950
Bank Of America Corp Com 060505104 336 8,160 SH   DFND 0 8,160 0 0
Bank New York Mellon Corp Com 064058100 664 13,375 SH   SOLE 0 13,375 0 0
Bank New York Mellon Corp Com 064058100 29 580 SH   DFND 0 580 0 0
Becton Dickinson & Company Com 075887109 16,306 61,300 SH   SOLE 0 61,222 0 78
Becton Dickinson & Company Com 075887109 690 2,595 SH   DFND 0 2,595 0 0
Berkley W R Corp Com 084423102 1,076 16,155 SH   SOLE 0 16,155 0 0
Berkshire Hathaway Inc Cl A Com 084670108 529 1 SH   DFND 0 1 0 0
Berkshire Hathaway Inc Del Cl B New Com 084670702 38,677 109,594 SH   SOLE 0 109,509 0 85
Berkshire Hathaway Inc Del Cl B New Com 084670702 1,509 4,276 SH   DFND 0 3,756 0 520
Biogen Inc Com 09062X103 467 2,217 SH   SOLE 0 2,217 0 0
Blackrock Inc Com 09247X101 19,547 25,580 SH   SOLE 0 25,557 0 23
Blackrock Inc Com 09247X101 805 1,053 SH   DFND 0 718 0 335
Boeing Company Com 097023105 810 4,230 SH   SOLE 0 4,230 0 0
Boeing Company Com 097023105 154 805 SH   DFND 0 805 0 0
Booking Holdings Inc Com 09857L108 5,918 2,520 SH   SOLE 0 2,520 0 0
Booking Holdings Inc Com 09857L108 129 55 SH   DFND 0 55 0 0
Boston Beer Inc Cl A Com 100557107 614 1,580 SH   SOLE 0 1,580 0 0
Bristol Myers Squibb Co Com 110122108 5,793 79,329 SH   SOLE 0 79,019 0 310
Bristol Myers Squibb Co Com 110122108 1,529 20,942 SH   DFND 0 20,102 0 840
Broadcom Inc Com 11135F101 890 1,414 SH   SOLE 0 1,349 0 65
Brookfield Asset Mgmt Inc Cl A Com 112585104 7,694 136,011 SH   SOLE 0 134,661 0 1,350
Brookfield Asset Mgmt Inc Cl A Com 112585104 7 123 SH   DFND 0 123 0 0
Cigna Corp New Com 125523100 1,450 6,051 SH   SOLE 0 6,051 0 0
Cigna Corp New Com 125523100 142 594 SH   DFND 0 594 0 0
CME Group Inc Com 12572Q105 9,518 40,016 SH   SOLE 0 39,971 0 45
CME Group Inc Com 12572Q105 377 1,583 SH   DFND 0 1,583 0 0
CSX Corp Com 126408103 723 19,294 SH   SOLE 0 19,294 0 0
CSX Corp Com 126408103 1,938 51,750 SH   DFND 0 51,750 0 0
CVS Health Corp Com 126650100 15,975 157,837 SH   SOLE 0 157,035 0 802
CVS Health Corp Com 126650100 1,150 11,360 SH   DFND 0 11,360 0 0
Cabot Corp Com 127055101 120 1,755 SH   SOLE 0 1,755 0 0
Cabot Corp Com 127055101 124 1,815 SH   DFND 0 0 0 1,815
Coterra Energy Inc Com 127097103 648 24,032 SH   SOLE 0 24,032 0 0
Coterra Energy Inc Com 127097103 44 1,639 SH   DFND 0 1,639 0 0
Canadian Natl Ry Co Com 136375102 228 1,700 SH   SOLE 0 1,700 0 0
Canadian Pacific Railway Ltd Com 13645T100 627 7,595 SH   SOLE 0 7,595 0 0
Canadian Pacific Railway Ltd Com 13645T100 41 500 SH   DFND 0 500 0 0
Capital One Financial Corp Com 14040H105 7,317 55,729 SH   SOLE 0 55,729 0 0
Capital One Financial Corp Com 14040H105 106 810 SH   DFND 0 810 0 0
Carrier Global Corporation Com 14448C104 1,554 33,876 SH   SOLE 0 33,876 0 0
Carrier Global Corporation Com 14448C104 508 11,079 SH   DFND 0 11,079 0 0
Caterpillar Inc Com 149123101 2,420 10,862 SH   SOLE 0 10,862 0 0
Caterpillar Inc Com 149123101 157 704 SH   DFND 0 704 0 0
Cerner Corp Com 156782104 363 3,885 SH   SOLE 0 3,885 0 0
Charter Communications Inc Com 16119P108 77 141 SH   SOLE 0 141 0 0
Charter Communications Inc Com 16119P108 209 384 SH   DFND 0 384 0 0
Cheniere Energy Inc New Com 16411R208 1,066 7,685 SH   SOLE 0 7,685 0 0
Chevron Corporation Com 166764100 6,406 39,342 SH   SOLE 0 39,342 0 0
Chevron Corporation Com 166764100 2,921 17,936 SH   DFND 0 17,936 0 0
Chipotle Mexican Grill Inc Com 169656105 158 100 SH   SOLE 0 100 0 0
Chipotle Mexican Grill Inc Com 169656105 59 37 SH   DFND 0 37 0 0
Church & Dwight Co Inc Com 171340102 7,738 77,860 SH   SOLE 0 77,860 0 0
Church & Dwight Co Inc Com 171340102 1,184 11,910 SH   DFND 0 11,910 0 0
Cisco Sys Inc Com 17275R102 6,429 115,304 SH   SOLE 0 115,304 0 0
Cisco Sys Inc Com 17275R102 945 16,946 SH   DFND 0 16,946 0 0
Citigroup Inc New Com 172967424 470 8,797 SH   SOLE 0 8,797 0 0
Citigroup Inc New Com 172967424 3 50 SH   DFND 0 50 0 0
Clorox Company Com 189054109 2,784 20,021 SH   SOLE 0 19,764 0 257
Clorox Company Com 189054109 126 908 SH   DFND 0 908 0 0
Coca Cola Co Com 191216100 2,645 42,656 SH   SOLE 0 42,656 0 0
Coca Cola Co Com 191216100 984 15,869 SH   DFND 0 15,869 0 0
Cognizant Technology Sol Corp Cl A Com 192446102 458 5,106 SH   SOLE 0 5,106 0 0
Cognizant Technology Sol Corp Cl A Com 192446102 18 200 SH   DFND 0 200 0 0
Colgate-Palmolive Co Com 194162103 1,579 20,819 SH   SOLE 0 20,819 0 0
Colgate-Palmolive Co Com 194162103 645 8,500 SH   DFND 0 8,500 0 0
Comcast Corp Cl A Com 20030N101 6,976 148,987 SH   SOLE 0 148,385 0 602
Comcast Corp Cl A Com 20030N101 672 14,350 SH   DFND 0 14,350 0 0
Community Bk Sys Inc Com 203607106 152 2,173 SH   SOLE 0 2,173 0 0
Community Bk Sys Inc Com 203607106 295 4,204 SH   DFND 0 4,204 0 0
Conocophillips Com 20825C104 583 5,833 SH   SOLE 0 5,833 0 0
Conocophillips Com 20825C104 88 880 SH   DFND 0 880 0 0
Consolidated Edison Inc Com 209115104 615 6,499 SH   SOLE 0 6,299 0 200
Consolidated Edison Inc Com 209115104 9 100 SH   DFND 0 100 0 0
Constellation Brands Inc Com 21036P108 4,187 18,177 SH   SOLE 0 18,134 0 43
Constellation Brands Inc Com 21036P108 54 234 SH   DFND 0 234 0 0
Corning Inc Com 219350105 311 8,434 SH   SOLE 0 8,434 0 0
Corning Inc Com 219350105 76 2,050 SH   DFND 0 0 0 2,050
Corteva Inc Com 22052L104 591 10,279 SH   SOLE 0 10,279 0 0
Corteva Inc Com 22052L104 129 2,240 SH   DFND 0 2,240 0 0
Costco Wholesale Corporation Com 22160K105 23,864 41,442 SH   SOLE 0 41,396 0 46
Costco Wholesale Corporation Com 22160K105 2,546 4,422 SH   DFND 0 3,852 0 570
Crown Holdings Inc Com 228368106 5,707 45,623 SH   SOLE 0 45,623 0 0
Cummins Inc Com 231021106 853 4,157 SH   SOLE 0 3,987 0 170
Cummins Inc Com 231021106 74 360 SH   DFND 0 360 0 0
Danaher Corp Com 235851102 5,851 19,946 SH   SOLE 0 19,946 0 0
Danaher Corp Com 235851102 502 1,712 SH   DFND 0 1,712 0 0
Deere & Co Com 244199105 4,174 10,046 SH   SOLE 0 10,046 0 0
Deere & Co Com 244199105 384 925 SH   DFND 0 925 0 0
Diageo PLC Spons ADR New Com 25243Q205 8,215 40,440 SH   SOLE 0 40,440 0 0
Diageo PLC Spons ADR New Com 25243Q205 447 2,201 SH   DFND 0 2,201 0 0
Digital Realty Trust Inc Com 253868103 1,766 12,451 SH   SOLE 0 12,271 0 180
Digital Realty Trust Inc Com 253868103 409 2,886 SH   DFND 0 2,886 0 0
Disney Walt Company Com 254687106 17,377 126,689 SH   SOLE 0 126,664 0 25
Disney Walt Company Com 254687106 906 6,603 SH   DFND 0 6,603 0 0
Dominion Energy Inc Com 25746U109 7,078 83,300 SH   SOLE 0 82,484 0 816
Dominion Energy Inc Com 25746U109 534 6,285 SH   DFND 0 6,285 0 0
Dover Corp Com 260003108 824 5,253 SH   SOLE 0 5,253 0 0
Dow Inc Com 260557103 1,021 16,029 SH   SOLE 0 16,029 0 0
Dow Inc Com 260557103 98 1,533 SH   DFND 0 1,533 0 0
Duke Energy Corp New Com 26441C204 1,431 12,816 SH   SOLE 0 12,816 0 0
Duke Energy Corp New Com 26441C204 291 2,606 SH   DFND 0 2,606 0 0
Dupont De Nemours Inc Com 26614N102 1,806 24,550 SH   SOLE 0 24,550 0 0
Dupont De Nemours Inc Com 26614N102 85 1,149 SH   DFND 0 1,149 0 0
Ebay Inc Com 278642103 7,154 124,937 SH   SOLE 0 123,502 0 1,435
Ebay Inc Com 278642103 42 740 SH   DFND 0 740 0 0
Ecolab Inc Com 278865100 9,859 55,841 SH   SOLE 0 55,841 0 0
Ecolab Inc Com 278865100 593 3,358 SH   DFND 0 3,358 0 0
Emerson Electric Co Com 291011104 5,479 55,882 SH   SOLE 0 55,882 0 0
Emerson Electric Co Com 291011104 467 4,763 SH   DFND 0 2,963 0 1,800
Enbridge Inc Com 29250N105 15,384 333,772 SH   SOLE 0 331,752 0 2,020
Enbridge Inc Com 29250N105 1,597 34,653 SH   DFND 0 34,653 0 0
Equinix Inc Com 29444U700 248 334 SH   SOLE 0 334 0 0
Essex Ppty Tr REIT Com 297178105 414 1,197 SH   SOLE 0 1,197 0 0
Eversource Energy Com 30040W108 306 3,468 SH   SOLE 0 3,468 0 0
Exxon Mobil Corp Com 30231G102 5,238 63,420 SH   SOLE 0 63,420 0 0
Exxon Mobil Corp Com 30231G102 1,784 21,602 SH   DFND 0 21,602 0 0
Meta Platforms Inc Com 30303M102 8,123 36,533 SH   SOLE 0 36,533 0 0
Meta Platforms Inc Com 30303M102 528 2,374 SH   DFND 0 2,374 0 0
Fedex Corp Com 31428X106 773 3,342 SH   SOLE 0 3,342 0 0
Fedex Corp Com 31428X106 17 75 SH   DFND 0 75 0 0
Fidelity Natl Information Svcs Inc Com 31620M106 1,094 10,893 SH   SOLE 0 10,285 0 608
Fidelity Natl Information Svcs Inc Com 31620M106 35 347 SH   DFND 0 347 0 0
First Solar Inc Com 336433107 261 3,116 SH   SOLE 0 3,116 0 0
First Solar Inc Com 336433107 249 2,972 SH   DFND 0 1,262 0 1,710
First Tr Global Wind Energy ETF Com 33736G106 165 8,365 SH   SOLE 0 8,365 0 0
First Tr Global Wind Energy ETF Com 33736G106 184 9,317 SH   DFND 0 2,367 0 6,950
AlerisLife Inc Com 33832D205 27 12,511 SH   SOLE 0 12,511 0 0
Flexshares Quality Divd Index ETF Com 33939L860 1,795 30,278 SH   SOLE 0 30,278 0 0
Fortune Brands Home & Sec Inc Com 34964C106 80 1,075 SH   SOLE 0 1,075 0 0
Fortune Brands Home & Sec Inc Com 34964C106 377 5,075 SH   DFND 0 5,075 0 0
General Dynamics Corp Com 369550108 1,443 5,984 SH   SOLE 0 5,984 0 0
General Dynamics Corp Com 369550108 401 1,664 SH   DFND 0 1,664 0 0
General Electric Co Com 369604301 437 4,776 SH   SOLE 0 4,776 0 0
General Electric Co Com 369604301 114 1,244 SH   DFND 0 669 0 575
General Mills Inc Com 370334104 1,319 19,483 SH   SOLE 0 19,483 0 0
General Mills Inc Com 370334104 169 2,495 SH   DFND 0 430 0 2,065
Genuine Parts Co Com 372460105 1,098 8,709 SH   SOLE 0 8,709 0 0
Genuine Parts Co Com 372460105 40 315 SH   DFND 0 315 0 0
Gilead Sciences Inc Com 375558103 279 4,701 SH   SOLE 0 4,701 0 0
Gilead Sciences Inc Com 375558103 18 310 SH   DFND 0 310 0 0
Goldman Sachs Group Com 38141G104 269 816 SH   SOLE 0 816 0 0
Goldman Sachs Group Com 38141G104 20 60 SH   DFND 0 60 0 0
Golub Capital BDC Inc Com 38173M102 523 34,355 SH   SOLE 0 34,355 0 0
W W Grainger Inc Com 384802104 155 300 SH   SOLE 0 300 0 0
W W Grainger Inc Com 384802104 489 948 SH   DFND 0 948 0 0
HP Inc Com 40434L105 338 9,305 SH   SOLE 0 9,305 0 0
HP Inc Com 40434L105 9 248 SH   DFND 0 248 0 0
Healthpeak Properties Inc Com 42250P103 1,090 31,758 SH   SOLE 0 31,758 0 0
Healthpeak Properties Inc Com 42250P103 57 1,659 SH   DFND 0 1,659 0 0
The Hershey Company Com 427866108 331 1,526 SH   SOLE 0 1,526 0 0
The Hershey Company Com 427866108 260 1,200 SH   DFND 0 1,200 0 0
Home Depot Com 437076102 13,482 45,040 SH   SOLE 0 45,005 0 35
Home Depot Com 437076102 585 1,956 SH   DFND 0 1,956 0 0
Honeywell Intl Inc Com 438516106 16,068 82,579 SH   SOLE 0 82,439 0 140
Honeywell Intl Inc Com 438516106 1,062 5,458 SH   DFND 0 3,958 0 1,500
Illinois Tool Wks Inc Com 452308109 8,579 40,969 SH   SOLE 0 40,956 0 13
Illinois Tool Wks Inc Com 452308109 1,042 4,974 SH   DFND 0 4,974 0 0
Intel Corp Com 458140100 9,693 195,574 SH   SOLE 0 195,574 0 0
Intel Corp Com 458140100 764 15,414 SH   DFND 0 15,414 0 0
Intercontinental Exchange Inc Com 45866F104 4,360 33,002 SH   SOLE 0 33,002 0 0
Intercontinental Exchange Inc Com 45866F104 112 846 SH   DFND 0 846 0 0
Intl Business Machines Com 459200101 3,691 28,385 SH   SOLE 0 28,385 0 0
Intl Business Machines Com 459200101 947 7,285 SH   DFND 0 5,912 0 1,373
Invesco QQQ Trust ETF Com 46090E103 2,562 7,068 SH   SOLE 0 7,068 0 0
Invesco QQQ Trust ETF Com 46090E103 4 10 SH   DFND 0 10 0 0
Intuit Com 461202103 6,964 14,482 SH   SOLE 0 14,482 0 0
Intuit Com 461202103 178 370 SH   DFND 0 370 0 0
Intuitive Surgical Inc Com 46120E602 771 2,557 SH   SOLE 0 2,557 0 0
Intuitive Surgical Inc Com 46120E602 535 1,775 SH   DFND 0 1,775 0 0
Invesco S&P 500 Eql Wgt ETF Com 46137V357 339 2,151 SH   SOLE 0 2,151 0 0
Invesco S&P 500 Low Volatility ETF Com 46138E354 457 6,809 SH   SOLE 0 6,809 0 0
Invesco Solar ETF Com 46138G706 2,401 31,821 SH   SOLE 0 31,821 0 0
Invesco Solar ETF Com 46138G706 124 1,648 SH   DFND 0 1,648 0 0
Invesco Global Clean Energy ETF Com 46138G847 1,457 58,759 SH   SOLE 0 58,759 0 0
Invesco Global Clean Energy ETF Com 46138G847 81 3,285 SH   DFND 0 3,285 0 0
I Shares Select Dividend ETF Com 464287168 265 2,065 SH   SOLE 0 2,065 0 0
Ishares S&P 500 Index Fund Com 464287200 3,483 7,677 SH   SOLE 0 7,677 0 0
Ishares S&P 500 Index Fund Com 464287200 40 88 SH   DFND 0 88 0 0
I Shares MSCI Emerging Markets Index Com 464287234 577 12,781 SH   SOLE 0 12,781 0 0
I Shares MSCI Emerging Markets Index Com 464287234 181 4,018 SH   DFND 0 4,018 0 0
I Shares MSCI EAFE Index Fd Com 464287465 1,351 18,353 SH   SOLE 0 18,353 0 0
I Shares MSCI EAFE Index Fd Com 464287465 1 18 SH   DFND 0 18 0 0
I Shares Russell Mid Cap Com 464287499 334 4,282 SH   SOLE 0 4,282 0 0
I Shares Core S&P Mid-Cap ETF Com 464287507 12,203 45,477 SH   SOLE 0 45,477 0 0
I Shares Core S&P Mid-Cap ETF Com 464287507 991 3,692 SH   DFND 0 3,692 0 0
Ishares S&P Midcap 400 Growth Index Fund Com 464287606 1,336 17,288 SH   SOLE 0 17,288 0 0
Ishares S&P Midcap 400 Growth Index Fund Com 464287606 62 800 SH   DFND 0 800 0 0
Ishares Russell 2000 Value Index Fund Com 464287630 268 1,663 SH   SOLE 0 1,663 0 0
Ishares Russell 2000 Value Index Fund Com 464287630 4 24 SH   DFND 0 24 0 0
Ishares Russell 2000 Growth Index Fund Com 464287648 217 847 SH   SOLE 0 847 0 0
I Shares Russell 2000 Com 464287655 278 1,353 SH   SOLE 0 1,353 0 0
I Shares Russell 2000 Com 464287655 1 6 SH   DFND 0 6 0 0
Ishares S&P Midcap 400 Value Index Fd Com 464287705 379 3,460 SH   SOLE 0 3,460 0 0
I Shares Core S&P Small-Cap ETF Com 464287804 13,300 123,283 SH   SOLE 0 123,283 0 0
I Shares Core S&P Small-Cap ETF Com 464287804 1,079 9,999 SH   DFND 0 9,999 0 0
Ishares Kld 400 Social Indexfund Com 464288570 302 3,488 SH   SOLE 0 3,488 0 0
iShares MSCI USA ESG Select Index Com 464288802 298 3,080 SH   SOLE 0 3,080 0 0
iShares MSCI USA ESG Select Index Com 464288802 172 1,772 SH   DFND 0 1,772 0 0
Ishs MSCI USA Min Vol Factor ETF Com 46429B697 220 2,839 SH   SOLE 0 2,839 0 0
Ishs Edge MSCI USA Quality Factor ETF Com 46432F339 267 1,985 SH   SOLE 0 1,985 0 0
Ishs Edge MSCI USA Quality Factor ETF Com 46432F339 1 6 SH   DFND 0 6 0 0
IShares MSCI EM ESG ETF Com 46434G863 397 10,816 SH   SOLE 0 10,816 0 0
IShares MSCI EM ESG ETF Com 46434G863 35 955 SH   DFND 0 955 0 0
JP Morgan Chase & Co Com 46625H100 14,636 107,363 SH   SOLE 0 107,245 0 118
JP Morgan Chase & Co Com 46625H100 5,879 43,126 SH   DFND 0 38,524 0 4,602
Johnson & Johnson Com 478160104 21,522 121,436 SH   SOLE 0 121,256 0 180
Johnson & Johnson Com 478160104 4,030 22,738 SH   DFND 0 20,454 0 2,284
KLA Corporation Com 482480100 202 551 SH   SOLE 0 551 0 0
Kellogg Company Com 487836108 191 2,965 SH   SOLE 0 2,965 0 0
Kellogg Company Com 487836108 71 1,101 SH   DFND 0 1,101 0 0
Kennedy-Wilson Holdings Inc Com 489398107 812 33,285 SH   SOLE 0 33,285 0 0
Kennedy-Wilson Holdings Inc Com 489398107 12 500 SH   DFND 0 500 0 0
Keycorp New Com 493267108 245 10,950 SH   SOLE 0 10,950 0 0
Keycorp New Com 493267108 9 400 SH   DFND 0 400 0 0
Kimberly-Clark Corp Com 494368103 1,190 9,661 SH   SOLE 0 9,661 0 0
Kimberly-Clark Corp Com 494368103 87 710 SH   DFND 0 210 0 500
Kraft Heinz Co Com 500754106 458 11,633 SH   SOLE 0 11,633 0 0
Kraft Heinz Co Com 500754106 14 350 SH   DFND 0 350 0 0
L3Harris Technologies Inc Com 502431109 248 1,000 SH   SOLE 0 1,000 0 0
Laboratory Corp Amer Hldgs New Com 50540R409 643 2,440 SH   SOLE 0 2,440 0 0
LAM Research Corp Com 512807108 1,142 2,124 SH   SOLE 0 2,124 0 0
LAM Research Corp Com 512807108 44 81 SH   DFND 0 81 0 0
Leidos Holdings Inc Com 525327102 245 2,271 SH   SOLE 0 2,271 0 0
Liberty Broadband Corp Ser C Com 530307305 686 5,072 SH   SOLE 0 5,072 0 0
Liberty Media Corp Ser A SiriusSM Group Com 531229409 11,083 242,454 SH   SOLE 0 240,854 0 1,600
Liberty Media Corp Ser A SiriusSM Group Com 531229409 126 2,747 SH   DFND 0 2,747 0 0
Liberty Media Corp Ser C SiriusXM Group Com 531229607 243 5,319 SH   SOLE 0 5,319 0 0
Liberty Media Corp Ser C SiriusXM Group Com 531229607 9 207 SH   DFND 0 207 0 0
Eli Lilly & Company Com 532457108 1,381 4,823 SH   SOLE 0 4,823 0 0
Eli Lilly & Company Com 532457108 810 2,829 SH   DFND 0 1,429 0 1,400
Lockheed Martin Corp Com 539830109 5,936 13,448 SH   SOLE 0 13,448 0 0
Lockheed Martin Corp Com 539830109 285 646 SH   DFND 0 646 0 0
Lowes Companies Inc Com 548661107 14,433 71,385 SH   SOLE 0 71,241 0 144
Lowes Companies Inc Com 548661107 2,299 11,369 SH   DFND 0 10,569 0 800
M & T Bank Corporation Com 55261F104 1,609 9,492 SH   SOLE 0 9,492 0 0
M & T Bank Corporation Com 55261F104 272 1,605 SH   DFND 0 555 0 1,050
MSC Industrial Direct Co Cl A Com 553530106 4,049 47,519 SH   SOLE 0 47,519 0 0
MSC Industrial Direct Co Cl A Com 553530106 54 628 SH   DFND 0 628 0 0
Manulife Finl Corp Com 56501R106 337 15,765 SH   SOLE 0 15,765 0 0
Marathon Petroleum Corp Com 56585A102 73 850 SH   SOLE 0 850 0 0
Marathon Petroleum Corp Com 56585A102 365 4,272 SH   DFND 0 4,272 0 0
Markel Corp Holding Company Com 570535104 850 576 SH   SOLE 0 576 0 0
Marriott International Inc Cl A Com 571903202 180 1,027 SH   SOLE 0 1,027 0 0
Marriott International Inc Cl A Com 571903202 88 503 SH   DFND 0 503 0 0
Masco Corp Com 574599106 123 2,403 SH   SOLE 0 2,403 0 0
Masco Corp Com 574599106 112 2,200 SH   DFND 0 2,200 0 0
Mastercard Inc Com 57636Q104 21,837 61,104 SH   SOLE 0 61,051 0 53
Mastercard Inc Com 57636Q104 1,248 3,492 SH   DFND 0 3,492 0 0
Matson Inc Com 57686G105 196 1,625 SH   SOLE 0 1,625 0 0
Matson Inc Com 57686G105 72 600 SH   DFND 0 600 0 0
McCormick & Co Inc Com 579780206 8,756 87,734 SH   SOLE 0 87,734 0 0
McCormick & Co Inc Com 579780206 515 5,165 SH   DFND 0 5,165 0 0
McDonalds Corp Com 580135101 8,257 33,392 SH   SOLE 0 33,292 0 100
McDonalds Corp Com 580135101 1,111 4,491 SH   DFND 0 4,491 0 0
Merck & Co Inc New Com 58933Y105 7,420 90,437 SH   SOLE 0 89,747 0 690
Merck & Co Inc New Com 58933Y105 1,235 15,047 SH   DFND 0 9,335 0 5,712
Mettler Toledo Intl Inc Com 592688105 302 220 SH   SOLE 0 220 0 0
Microsoft Corp Com 594918104 46,758 151,658 SH   SOLE 0 151,599 0 59
Microsoft Corp Com 594918104 7,201 23,357 SH   DFND 0 23,357 0 0
Mondelez Intl Inc Com 609207105 3,064 48,799 SH   SOLE 0 48,799 0 0
Mondelez Intl Inc Com 609207105 2,479 39,486 SH   DFND 0 39,486 0 0
Moodys Corp Com 615369105 16 46 SH   SOLE 0 46 0 0
Moodys Corp Com 615369105 353 1,046 SH   DFND 0 1,046 0 0
Morgan Stanley Com 617446448 739 8,461 SH   SOLE 0 8,461 0 0
Morgan Stanley Com 617446448 79 899 SH   DFND 0 899 0 0
National Grid PLC ADR New 2017 Com 636274409 165 2,146 SH   SOLE 0 2,146 0 0
National Grid PLC ADR New 2017 Com 636274409 56 731 SH   DFND 0 731 0 0
Netflix Inc Com 64110L106 398 1,062 SH   SOLE 0 1,062 0 0
Netflix Inc Com 64110L106 75 200 SH   DFND 0 200 0 0
Nextera Energy Inc Com 65339F101 15,235 179,844 SH   SOLE 0 179,844 0 0
Nextera Energy Inc Com 65339F101 707 8,347 SH   DFND 0 8,347 0 0
Nike Inc Cl B Com 654106103 11,766 87,443 SH   SOLE 0 87,403 0 40
Nike Inc Cl B Com 654106103 1,586 11,789 SH   DFND 0 11,789 0 0
Norfolk Southern Corp Com 655844108 5,531 19,392 SH   SOLE 0 19,392 0 0
Norfolk Southern Corp Com 655844108 3,185 11,167 SH   DFND 0 10,427 0 740
Northrop Grumman Corp Com 666807102 665 1,488 SH   SOLE 0 1,488 0 0
Northrop Grumman Corp Com 666807102 134 300 SH   DFND 0 300 0 0
Novartis AG ADR Com 66987V109 5,658 64,478 SH   SOLE 0 64,478 0 0
Novartis AG ADR Com 66987V109 373 4,250 SH   DFND 0 4,250 0 0
Novo Nordisk A/S ADR Com 670100205 236 2,123 SH   SOLE 0 2,123 0 0
Novo Nordisk A/S ADR Com 670100205 589 5,300 SH   DFND 0 5,300 0 0
Nucor Corp Com 670346105 240 1,612 SH   SOLE 0 1,612 0 0
Nucor Corp Com 670346105 315 2,120 SH   DFND 0 550 0 1,570
Nvidia Corporation Com 67066G104 3,830 14,038 SH   SOLE 0 14,038 0 0
Nvidia Corporation Com 67066G104 50 184 SH   DFND 0 184 0 0
Oracle Corporation Com 68389X105 2,917 35,257 SH   SOLE 0 35,257 0 0
Oracle Corporation Com 68389X105 621 7,512 SH   DFND 0 7,512 0 0
Otis Worldwide Corp Com 68902V107 1,156 15,025 SH   SOLE 0 15,025 0 0
Otis Worldwide Corp Com 68902V107 236 3,073 SH   DFND 0 2,836 0 237
PNC Financial Services Group Inc Com 693475105 893 4,839 SH   SOLE 0 4,839 0 0
PNC Financial Services Group Inc Com 693475105 25 134 SH   DFND 0 134 0 0
PPG Industries Inc Com 693506107 307 2,342 SH   SOLE 0 2,342 0 0
PPG Industries Inc Com 693506107 83 633 SH   DFND 0 633 0 0
Palo Alto Networks Inc Com 697435105 10,242 16,452 SH   SOLE 0 16,452 0 0
Palo Alto Networks Inc Com 697435105 204 327 SH   DFND 0 327 0 0
Parker Hannifin Corp Com 701094104 238 840 SH   SOLE 0 840 0 0
Parker Hannifin Corp Com 701094104 95 336 SH   DFND 0 336 0 0
Paychex Inc Com 704326107 7,313 53,585 SH   SOLE 0 53,385 0 200
Paychex Inc Com 704326107 159 1,162 SH   DFND 0 1,162 0 0
Paypal Hldgs Inc Com 70450Y103 6,646 57,470 SH   SOLE 0 57,470 0 0
Paypal Hldgs Inc Com 70450Y103 323 2,793 SH   DFND 0 2,793 0 0
Penske Automotive Group Inc Com 70959W103 4,600 49,086 SH   SOLE 0 49,086 0 0
Penske Automotive Group Inc Com 70959W103 49 527 SH   DFND 0 527 0 0
Peoples United Financial Inc Com 712704105 1,473 73,674 SH   SOLE 0 73,674 0 0
Peoples United Financial Inc Com 712704105 599 29,979 SH   DFND 0 29,979 0 0
Pepsico Inc Com 713448108 15,856 94,729 SH   SOLE 0 94,427 0 302
Pepsico Inc Com 713448108 2,407 14,382 SH   DFND 0 14,382 0 0
Pfizer Inc Com 717081103 13,045 251,983 SH   SOLE 0 251,908 0 75
Pfizer Inc Com 717081103 2,150 41,523 SH   DFND 0 41,523 0 0
Philip Morris Intl Inc Com 718172109 1,146 12,201 SH   SOLE 0 12,201 0 0
Philip Morris Intl Inc Com 718172109 48 510 SH   DFND 0 510 0 0
Phillips 66 Com 718546104 217 2,517 SH   SOLE 0 2,517 0 0
Phillips 66 Com 718546104 35 400 SH   DFND 0 400 0 0
Portland General Electric Com 736508847 378 6,855 SH   SOLE 0 6,855 0 0
Portland General Electric Com 736508847 157 2,850 SH   DFND 0 500 0 2,350
Prestige Brand Holdings Com 74112D101 1,707 32,244 SH   SOLE 0 32,244 0 0
Prestige Brand Holdings Com 74112D101 4 85 SH   DFND 0 85 0 0
Price T Rowe Group Inc Com 74144T108 2,210 14,617 SH   SOLE 0 14,617 0 0
Price T Rowe Group Inc Com 74144T108 37 245 SH   DFND 0 245 0 0
Procter & Gamble Co Com 742718109 14,232 93,144 SH   SOLE 0 93,144 0 0
Procter & Gamble Co Com 742718109 1,871 12,242 SH   DFND 0 8,753 0 3,489
Progressive Corp Ohio Com 743315103 215 1,885 SH   SOLE 0 1,885 0 0
Progressive Corp Ohio Com 743315103 30 262 SH   DFND 0 262 0 0
Provident Financial Services Inc Com 74386T105 554 23,681 SH   SOLE 0 23,681 0 0
Public Service Enterprise Gp Com 744573106 464 6,623 SH   SOLE 0 6,623 0 0
Public Service Enterprise Gp Com 744573106 105 1,500 SH   DFND 0 1,500 0 0
Public Storage Inc Com 74460D109 275 704 SH   SOLE 0 704 0 0
Public Storage Inc Com 74460D109 109 279 SH   DFND 0 279 0 0
Putnam Intl Capital Opportunities Fd Com 746802495 101 2,642 SH   SOLE 0 2,642 0 0
Putnam Intl Capital Opportunities Fd Com 746802495 148 3,877 SH   DFND 0 3,877 0 0
Qualcomm Inc Com 747525103 1,139 7,450 SH   SOLE 0 7,450 0 0
Qualcomm Inc Com 747525103 84 547 SH   DFND 0 547 0 0
Realty Income Corporation Com 756109104 5,378 77,609 SH   SOLE 0 77,349 0 260
Realty Income Corporation Com 756109104 967 13,959 SH   DFND 0 13,959 0 0
Rockwell Automation Inc Com 773903109 255 912 SH   SOLE 0 912 0 0
Shell PLC Com 780259305 642 11,689 SH   SOLE 0 11,689 0 0
Shell PLC Com 780259305 81 1,480 SH   DFND 0 1,480 0 0
S&P Global Inc Com 78409V104 2,311 5,635 SH   SOLE 0 5,635 0 0
S&P Global Inc Com 78409V104 90 220 SH   DFND 0 220 0 0
Spdr S&P 500 Etf Trust Com 78462F103 8,257 18,283 SH   SOLE 0 18,283 0 0
Spdr S&P 500 Etf Trust Com 78462F103 206 456 SH   DFND 0 456 0 0
Spdr Gold Shares Com 78463V107 1,013 5,609 SH   SOLE 0 5,609 0 0
Spdr Gold Shares Com 78463V107 8 47 SH   DFND 0 47 0 0
SPDR S&P Dividend ETF Com 78464A763 1,240 9,680 SH   SOLE 0 9,680 0 0
SPDR S&P Dividend ETF Com 78464A763 178 1,393 SH   DFND 0 1,393 0 0
Spdr Ser Trust SP Biotech ETF Com 78464A870 545 6,062 SH   SOLE 0 6,062 0 0
SS&C Technologies Hldgs Inc Com 78467J100 306 4,075 SH   SOLE 0 4,075 0 0
SPDR S&P MidCap 400 Com 78467Y107 363 740 SH   SOLE 0 740 0 0
SPDR S&P 500 Fossil Fuel Reserves Free ETF Com 78468R796 427 3,850 SH   SOLE 0 3,850 0 0
Salesforce Com Inc Com 79466L302 7,602 35,805 SH   SOLE 0 35,725 0 80
Salesforce Com Inc Com 79466L302 194 916 SH   DFND 0 916 0 0
Sanofi Spons ADR Com 80105N105 310 6,046 SH   SOLE 0 6,046 0 0
Schwab US Dividend Equity ETF Com 808524797 202 2,558 SH   SOLE 0 2,558 0 0
Schwab Intl Equity ETF Com 808524805 255 6,948 SH   SOLE 0 6,948 0 0
Sealed Air Corp New Com 81211K100 711 10,617 SH   SOLE 0 10,617 0 0
Sealed Air Corp New Com 81211K100 2 35 SH   DFND 0 35 0 0
Selectquote Inc Com 816307300 839 300,779 SH   SOLE 0 300,779 0 0
Sherwin Williams Co Com 824348106 217 868 SH   SOLE 0 868 0 0
Simon Ppty Group Inc New Com 828806109 228 1,730 SH   SOLE 0 1,730 0 0
Simon Ppty Group Inc New Com 828806109 227 1,727 SH   DFND 0 0 0 1,727
The J M Smucker Company Com 832696405 1,260 9,303 SH   SOLE 0 9,303 0 0
The J M Smucker Company Com 832696405 138 1,022 SH   DFND 0 425 0 597
Solaredge Technologies Inc Com 83417M104 140 435 SH   SOLE 0 435 0 0
Solaredge Technologies Inc Com 83417M104 163 506 SH   DFND 0 506 0 0
Southern Co Com 842587107 1,069 14,739 SH   SOLE 0 14,739 0 0
Southern Co Com 842587107 210 2,903 SH   DFND 0 2,903 0 0
Southern Copper Corp Del Com 84265V105 228 3,000 SH   SOLE 0 3,000 0 0
Starbucks Corp Com 855244109 10,128 111,337 SH   SOLE 0 111,284 0 53
Starbucks Corp Com 855244109 328 3,609 SH   DFND 0 3,609 0 0
Stonex Group Inc Com 861896108 582 7,840 SH   SOLE 0 7,840 0 0
Stryker Corp Com 863667101 5,497 20,562 SH   SOLE 0 20,562 0 0
Stryker Corp Com 863667101 1,198 4,481 SH   DFND 0 4,481 0 0
SunPower Corporation Com 867652406 244 11,365 SH   DFND 0 0 0 11,365
Synchrony Financial Com 87165B103 2,178 62,579 SH   SOLE 0 62,339 0 240
Synchrony Financial Com 87165B103 11 314 SH   DFND 0 314 0 0
Sysco Corp Com 871829107 2,545 31,175 SH   SOLE 0 30,985 0 190
Sysco Corp Com 871829107 110 1,344 SH   DFND 0 1,344 0 0
TJX Cos Inc Com 872540109 4,483 74,008 SH   SOLE 0 73,963 0 45
TJX Cos Inc Com 872540109 415 6,858 SH   DFND 0 6,858 0 0
Target Corp Com 87612E106 2,598 12,244 SH   SOLE 0 12,244 0 0
Target Corp Com 87612E106 776 3,658 SH   DFND 0 3,658 0 0
TC Energy Corp Com 87807B107 384 6,800 SH   SOLE 0 6,800 0 0
Telephone & Data Sys Inc Com 879433829 286 15,150 SH   SOLE 0 15,150 0 0
Telus Corp Com 87971M103 709 27,131 SH   SOLE 0 25,631 0 1,500
Telus Corp Com 87971M103 60 2,300 SH   DFND 0 2,300 0 0
Tesla Motors Inc Com 88160R101 5,818 5,399 SH   SOLE 0 5,399 0 0
Tesla Motors Inc Com 88160R101 361 335 SH   DFND 0 335 0 0
Texas Instruments Inc Com 882508104 1,950 10,629 SH   SOLE 0 10,629 0 0
Texas Instruments Inc Com 882508104 174 950 SH   DFND 0 950 0 0
Texas Pacific Land Corporation Com 88262P102 676 500 SH   DFND 0 500 0 0
Thermo Fisher Scientific Inc Com 883556102 19,871 33,642 SH   SOLE 0 33,606 0 36
Thermo Fisher Scientific Inc Com 883556102 500 846 SH   DFND 0 846 0 0
3M Com 88579Y101 11,709 78,644 SH   SOLE 0 78,466 0 178
3M Com 88579Y101 785 5,270 SH   DFND 0 4,470 0 800
Toronto Dominion Bank New Com 891160509 2,921 36,776 SH   SOLE 0 36,776 0 0
Toronto Dominion Bank New Com 891160509 1,133 14,270 SH   DFND 0 14,270 0 0
Travelers Cos Inc Com 89417E109 789 4,319 SH   SOLE 0 4,319 0 0
Travelers Cos Inc Com 89417E109 71 388 SH   DFND 0 388 0 0
Trex Company Inc Com 89531P105 303 4,640 SH   SOLE 0 4,640 0 0
Trex Company Inc Com 89531P105 72 1,100 SH   DFND 0 1,100 0 0
Truist Finl Corp Com 89832Q109 2,614 46,109 SH   SOLE 0 46,109 0 0
Truist Finl Corp Com 89832Q109 123 2,165 SH   DFND 0 2,165 0 0
US Bancorp Del Com 902973304 5,022 94,487 SH   SOLE 0 93,632 0 855
US Bancorp Del Com 902973304 849 15,977 SH   DFND 0 15,977 0 0
Unilever PLC ADR Com 904767704 2,507 55,010 SH   SOLE 0 54,292 0 718
Unilever PLC ADR Com 904767704 132 2,896 SH   DFND 0 2,896 0 0
Union Bankshares Inc Com 905400107 69 2,220 SH   SOLE 0 2,220 0 0
Union Bankshares Inc Com 905400107 800 25,715 SH   DFND 0 25,715 0 0
Union Pacific Corp Com 907818108 17,408 63,718 SH   SOLE 0 63,458 0 260
Union Pacific Corp Com 907818108 1,381 5,053 SH   DFND 0 5,053 0 0
United Parcel Svc Inc Cl B Com 911312106 2,385 11,121 SH   SOLE 0 11,121 0 0
United Parcel Svc Inc Cl B Com 911312106 110 511 SH   DFND 0 511 0 0
UnitedHealth Group Inc Com 91324P102 6,434 12,616 SH   SOLE 0 12,616 0 0
UnitedHealth Group Inc Com 91324P102 472 925 SH   DFND 0 925 0 0
V F Cp Com 918204108 205 3,604 SH   SOLE 0 3,604 0 0
V F Cp Com 918204108 14 242 SH   DFND 0 242 0 0
Vanguard Dividend Appreciation ETF Com 921908844 4,332 26,716 SH   SOLE 0 26,716 0 0
Vanguard Dividend Appreciation ETF Com 921908844 146 900 SH   DFND 0 900 0 0
Vanguard Intermediate-Term Bond ETF Com 921937819 697 8,506 SH   SOLE 0 8,506 0 0
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Vanguard Short-Term Bond ETF Com 921937827 86 1,103 SH   DFND 0 1,103 0 0
Vanguard Bond Index Fd ETF Com 921937835 6,341 79,727 SH   SOLE 0 79,727 0 0
Vanguard Bond Index Fd ETF Com 921937835 132 1,654 SH   DFND 0 1,654 0 0
Vanguard FTSE Dev Mkts ETF Com 921943858 8,105 168,754 SH   SOLE 0 168,439 0 315
Vanguard FTSE Dev Mkts ETF Com 921943858 186 3,870 SH   DFND 0 3,870 0 0
Vanguard High Dividend Yld ETF Com 921946406 2,441 21,744 SH   SOLE 0 21,744 0 0
Vanguard High Dividend Yld ETF Com 921946406 52 460 SH   DFND 0 460 0 0
Vanguard Short Term Inflation Prot Secs ETF Com 922020805 19,531 381,393 SH   SOLE 0 380,463 0 930
Vanguard Short Term Inflation Prot Secs ETF Com 922020805 648 12,656 SH   DFND 0 7,191 0 5,465
Vanguard FTSE All-World ex-US ETF Com 922042775 5,443 94,512 SH   SOLE 0 94,512 0 0
Vanguard FTSE All-World ex-US ETF Com 922042775 27 470 SH   DFND 0 470 0 0
Vanguard Emerging Markets ETF Com 922042858 7,580 164,312 SH   SOLE 0 164,312 0 0
Vanguard Emerging Markets ETF Com 922042858 185 4,005 SH   DFND 0 4,005 0 0
Vanguard Information Technology ETF Com 92204A702 251 602 SH   SOLE 0 602 0 0
Vanguard Idx Fds S&P 500 ETF Com 922908363 2,670 6,432 SH   SOLE 0 6,432 0 0
Vanguard Mid-Cap Value ETF Com 922908512 865 5,778 SH   SOLE 0 5,778 0 0
Vanguard Mid-Cap Value ETF Com 922908512 29 195 SH   DFND 0 195 0 0
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Vanguard Mid Cap ETF Com 922908629 889 3,739 SH   SOLE 0 3,739 0 0
Vanguard Mid Cap ETF Com 922908629 5 21 SH   DFND 0 21 0 0
Vanguard Large Cap ETF Com 922908637 91 436 SH   SOLE 0 436 0 0
Vanguard Large Cap ETF Com 922908637 1,355 6,500 SH   DFND 0 6,500 0 0
Vanguard Growth ETF Com 922908736 309 1,076 SH   SOLE 0 1,076 0 0
Vanguard Value ETF Com 922908744 443 3,001 SH   SOLE 0 3,001 0 0
Vanguard Small-Cap ETF Com 922908751 884 4,159 SH   SOLE 0 4,159 0 0
Vanguard Small-Cap ETF Com 922908751 3 15 SH   DFND 0 15 0 0
Vanguard Total Stock Mkt ETF Com 922908769 945 4,151 SH   SOLE 0 4,151 0 0
Vanguard Total Stock Mkt ETF Com 922908769 6 25 SH   DFND 0 25 0 0
Verisign Inc Com 92343E102 1,236 5,558 SH   SOLE 0 5,558 0 0
Verizon Communications Inc Com 92343V104 9,932 194,975 SH   SOLE 0 193,347 0 1,628
Verizon Communications Inc Com 92343V104 881 17,293 SH   DFND 0 15,748 0 1,545
Paramount Global Com 92556H206 7,958 210,464 SH   SOLE 0 208,304 0 2,160
Paramount Global Com 92556H206 148 3,903 SH   DFND 0 3,903 0 0
Visa Inc Com 92826C839 8,136 36,686 SH   SOLE 0 36,686 0 0
Visa Inc Com 92826C839 378 1,706 SH   DFND 0 1,706 0 0
Wal Mart Stores Inc Com 931142103 3,136 21,058 SH   SOLE 0 21,058 0 0
Wal Mart Stores Inc Com 931142103 165 1,106 SH   DFND 0 1,106 0 0
Waste Management Inc New Com 94106L109 3,846 24,266 SH   SOLE 0 24,266 0 0
Waste Management Inc New Com 94106L109 53 333 SH   DFND 0 333 0 0
Waters Corp Com 941848103 858 2,765 SH   SOLE 0 2,765 0 0
Wells Fargo & Company New Com 949746101 412 8,492 SH   SOLE 0 8,492 0 0
Wells Fargo & Company New Com 949746101 31 650 SH   DFND 0 650 0 0
Weyerhaeuser Company Com 962166104 563 14,855 SH   SOLE 0 14,855 0 0
Weyerhaeuser Company Com 962166104 35 928 SH   DFND 0 928 0 0
WisdomTree Dividend Ex-Financials Com 97717W406 276 2,785 SH   SOLE 0 2,785 0 0
Xylem Inc Com 98419M100 651 7,637 SH   SOLE 0 7,637 0 0
Xylem Inc Com 98419M100 11 130 SH   DFND 0 130 0 0
Yum Brands Inc Com 988498101 291 2,455 SH   SOLE 0 2,455 0 0
Zimmer Biomet Hldgs Inc Com 98956P102 233 1,818 SH   SOLE 0 1,818 0 0
Zimmer Biomet Hldgs Inc Com 98956P102 92 719 SH   DFND 0 719 0 0
Zoetis Inc Cl A Com 98978V103 166 880 SH   SOLE 0 880 0 0
Zoetis Inc Cl A Com 98978V103 40 210 SH   DFND 0 210 0 0
Accenture PLC Ireland Com G1151C101 22,301 66,131 SH   SOLE 0 65,998 0 133
Accenture PLC Ireland Com G1151C101 1,271 3,770 SH   DFND 0 3,770 0 0
Eaton Corp PLC Com G29183103 7,106 46,826 SH   SOLE 0 46,786 0 40
Eaton Corp PLC Com G29183103 226 1,491 SH   DFND 0 1,491 0 0
Liberty Global PLC ser C Com G5480U120 499 19,275 SH   SOLE 0 19,275 0 0
Linde PLC Com G5494J103 3,078 9,636 SH   SOLE 0 9,636 0 0
Linde PLC Com G5494J103 56 175 SH   DFND 0 175 0 0
Medtronic Hldg Ltd Com G5960L103 2,621 23,623 SH   SOLE 0 23,623 0 0
Medtronic Hldg Ltd Com G5960L103 142 1,280 SH   DFND 0 1,280 0 0
Chubb Ltd Com H1467J104 4,994 23,347 SH   SOLE 0 23,347 0 0
Chubb Ltd Com H1467J104 71 332 SH   DFND 0 332 0 0
TE Connectivity Ltd Com H84989104 264 2,016 SH   SOLE 0 2,016 0 0
NXP Semiconductors NV Com N6596X109 402 2,174 SH   SOLE 0 2,174 0 0
NXP Semiconductors NV Com N6596X109 19 100 SH   DFND 0 100 0 0