The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,923 22,086 SH   SOLE   22,086 0 0
ABB LTD SPONSORED ADR 000375204 217 5,692 SH   SOLE   5,692 0 0
ABBOTT LABS COM 002824100 4,091 29,067 SH   SOLE   29,067 0 0
ABBVIE INC COM 00287Y109 10,045 74,191 SH   SOLE   74,191 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,621 8,736 SH   SOLE   8,736 0 0
ACTIVISION BLIZZARD INC COM 00507V109 206 3,096 SH   SOLE   3,096 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,446 2,550 SH   SOLE   2,550 0 0
ADVANCED MICRO DEVICES INC COM 007903107 3,771 26,208 SH   SOLE   26,208 0 0
AEGON N V NY REGISTRY SHS 007924103 66 13,286 SH   SOLE   13,286 0 0
AFLAC INC COM 001055102 334 5,725 SH   SOLE   5,725 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 245 1,535 SH   SOLE   1,535 0 0
AGNICO EAGLE MINES LTD COM 008474108 568 10,694 SH   SOLE   10,694 0 0
AGREE RLTY CORP COM 008492100 430 6,019 SH   SOLE   6,019 0 0
AIR PRODS & CHEMS INC COM 009158106 10,398 34,173 SH   SOLE   34,173 0 0
AIRBNB INC COM CL A 009066101 260 1,562 SH   SOLE   1,562 0 0
ALCON AG ORD SHS H01301128 319 3,660 SH   SOLE   3,660 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 784 6,599 SH   SOLE   6,599 0 0
ALIGN TECHNOLOGY INC COM 016255101 295 449 SH   SOLE   449 0 0
ALLSTATE CORP COM 020002101 280 2,377 SH   SOLE   2,377 0 0
ALPHABET INC CAP STK CL A 02079K305 8,703 3,004 SH   SOLE   3,004 0 0
ALPHABET INC CAP STK CL C 02079K107 17,961 6,207 SH   SOLE   6,207 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 1,099 33,564 SH   SOLE   33,564 0 0
ALTRIA GROUP INC COM 02209S103 840 17,718 SH   SOLE   17,718 0 0
AMAZON COM INC COM 023135106 38,107 11,429 SH   SOLE   11,429 0 0
AMBEV SA SPONSORED ADR 02319V103 73 26,065 SH   SOLE   26,065 0 0
AMEREN CORP COM 023608102 605 6,797 SH   SOLE   6,797 0 0
AMERICAN AXLE & MFG HLDGS IN COM 024061103 24,309 2,605,496 SH   SOLE   2,605,496 0 0
AMERICAN ELEC PWR CO INC COM 025537101 1,450 16,300 SH   SOLE   16,300 0 0
AMERICAN EXPRESS CO COM 025816109 1,140 6,970 SH   SOLE   6,970 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 211 3,716 SH   SOLE   3,716 0 0
AMERICAN TOWER CORP NEW COM 03027X100 661 2,259 SH   SOLE   2,259 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 256 1,358 SH   SOLE   1,358 0 0
AMERIPRISE FINL INC COM 03076C106 267 885 SH   SOLE   885 0 0
AMERISOURCEBERGEN CORP COM 03073E105 235 1,767 SH   SOLE   1,767 0 0
AMETEK INC COM 031100100 247 1,679 SH   SOLE   1,679 0 0
AMGEN INC COM 031162100 2,507 11,144 SH   SOLE   11,144 0 0
ANALOG DEVICES INC COM 032654105 487 2,769 SH   SOLE   2,769 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 519 8,577 SH   SOLE   8,577 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 86 11,000 SH   SOLE   11,000 0 0
ANTHEM INC COM 036752103 1,229 2,652 SH   SOLE   2,652 0 0
AON PLC SHS CL A G0403H108 209 696 SH   SOLE   696 0 0
APOLLO INVT CORP COM NEW 03761U502 222 17,390 SH   SOLE   17,390 0 0
APPLE INC COM 037833100 103,954 585,423 SH   SOLE   585,423 0 0
APPLIED MATLS INC COM 038222105 2,438 15,494 SH   SOLE   15,494 0 0
APTIV PLC SHS G6095L109 278 1,688 SH   SOLE   1,688 0 0
ARES CAPITAL CORP COM 04010L103 321 15,157 SH   SOLE   15,157 0 0
ARK ETF TR AUTNMUS TECHNLGY 00214Q203 226 2,939 SH   SOLE   2,939 0 0
ARK ETF TR FINTECH INNOVA 00214Q708 229 5,601 SH   SOLE   5,601 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 1,000 16,333 SH   SOLE   16,333 0 0
ARK ETF TR INNOVATION ETF 00214Q104 1,568 16,581 SH   SOLE   16,581 0 0
ARK ETF TR NEXT GNRTN INTER 00214Q401 455 3,840 SH   SOLE   3,840 0 0
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 247 31,594 SH   SOLE   31,594 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 1,114 1,399 SH   SOLE   1,399 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 702 12,057 SH   SOLE   12,057 0 0
AT&T INC COM 00206R102 2,242 91,140 SH   SOLE   91,140 0 0
ATHERSYS INC NEW COM 04744L106 65 71,888 SH   SOLE   71,888 0 0
AUTODESK INC COM 052769106 384 1,365 SH   SOLE   1,365 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,036 4,201 SH   SOLE   4,201 0 0
AUTOZONE INC COM 053332102 358 171 SH   SOLE   171 0 0
B & G FOODS INC NEW COM 05508R106 266 8,651 SH   SOLE   8,651 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 113 19,222 SH   SOLE   19,222 0 0
BANCO BRADESCO S A SP ADR PFD NEW 059460303 41 12,099 SH   SOLE   12,099 0 0
BANCO SANTANDER S.A. ADR 05964H105 82 24,894 SH   SOLE   24,894 0 0
BANNER CORP COM NEW 06652V208 452 7,450 SH   SOLE   7,450 0 0
BARCLAYS PLC ADR 06738E204 175 16,898 SH   SOLE   16,898 0 0
BATH & BODY WORKS INC COM 070830104 329 4,710 SH   SOLE   4,710 0 0
BAXTER INTL INC COM 071813109 388 4,519 SH   SOLE   4,519 0 0
BECTON DICKINSON & CO COM 075887109 660 2,626 SH   SOLE   2,626 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 37,027 123,836 SH   SOLE   123,836 0 0
BHP GROUP LTD SPONSORED ADS 088606108 400 6,628 SH   SOLE   6,628 0 0
BIG LOTS INC COM 089302103 291 6,454 SH   SOLE   6,454 0 0
BK OF AMERICA CORP COM 060505104 2,323 52,215 SH   SOLE   52,215 0 0
BLACKROCK INC COM 09247X101 693 757 SH   SOLE   757 0 0
BLACKROCK SCIENCE & TECHNOLO SHS 09258G104 298 5,967 SH   SOLE   5,967 0 0
BLACKSTONE INC COM 09260D107 769 5,942 SH   SOLE   5,942 0 0
BLOCK INC CL A 852234103 335 2,073 SH   SOLE   2,073 0 0
BOEING CO COM 097023105 2,344 11,645 SH   SOLE   11,645 0 0
BORGWARNER INC COM 099724106 8,378 185,880 SH   SOLE   185,880 0 0
BP PLC SPONSORED ADR 055622104 393 14,750 SH   SOLE   14,750 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,224 19,634 SH   SOLE   19,634 0 0
BROADCOM INC COM 11135F101 1,161 1,745 SH   SOLE   1,745 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 11,385 187,224 SH   SOLE   187,224 0 0
BROWN FORMAN CORP CL B 115637209 356 4,884 SH   SOLE   4,884 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 2,815 26,150 SH   SOLE   26,150 0 0
CANADIAN NATL RY CO COM 136375102 290 2,359 SH   SOLE   2,359 0 0
CANADIAN PAC RY LTD COM 13645T100 236 3,276 SH   SOLE   3,276 0 0
CAPITAL ONE FINL CORP COM 14040H105 385 2,656 SH   SOLE   2,656 0 0
CARNIVAL CORP COMMON STOCK 143658300 369 18,357 SH   SOLE   18,357 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 330 6,081 SH   SOLE   6,081 0 0
CATERPILLAR INC COM 149123101 1,536 7,432 SH   SOLE   7,432 0 0
CEDAR FAIR L P DEPOSITRY UNIT 150185106 328 6,543 SH   SOLE   6,543 0 0
CELANESE CORP DEL COM 150870103 222 1,323 SH   SOLE   1,323 0 0
CENTENE CORP DEL COM 15135B101 634 7,695 SH   SOLE   7,695 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 488 749 SH   SOLE   749 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 215 1,847 SH   SOLE   1,847 0 0
CHEVRON CORP NEW COM 166764100 15,562 132,608 SH   SOLE   132,608 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 274 157 SH   SOLE   157 0 0
CHOICE HOTELS INTL INC COM 169905106 203 1,304 SH   SOLE   1,304 0 0
CHUBB LIMITED COM H1467J104 366 1,895 SH   SOLE   1,895 0 0
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502 248 5,877 SH   SOLE   5,877 0 0
CHURCH & DWIGHT CO INC COM 171340102 247 2,408 SH   SOLE   2,408 0 0
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601 61 24,945 SH   SOLE   24,945 0 0
CIGNA CORP NEW COM 125523100 216 940 SH   SOLE   940 0 0
CISCO SYS INC COM 17275R102 10,175 160,571 SH   SOLE   160,571 0 0
CITIGROUP INC COM NEW 172967424 569 9,420 SH   SOLE   9,420 0 0
CITIZENS FINL GROUP INC COM 174610105 257 5,444 SH   SOLE   5,444 0 0
CLEVELAND-CLIFFS INC NEW COM 185899101 2,019 92,751 SH   SOLE   92,751 0 0
CLOROX CO DEL COM 189054109 755 4,330 SH   SOLE   4,330 0 0
COCA COLA CO COM 191216100 2,499 42,204 SH   SOLE   42,204 0 0
COLGATE PALMOLIVE CO COM 194162103 1,461 17,125 SH   SOLE   17,125 0 0
COMCAST CORP NEW CL A 20030N101 10,002 198,732 SH   SOLE   198,732 0 0
COMERICA INC COM 200340107 4,399 50,561 SH   SOLE   50,561 0 0
COMMERCE BANCSHARES INC COM 200525103 237 3,452 SH   SOLE   3,452 0 0
CONOCOPHILLIPS COM 20825C104 519 7,194 SH   SOLE   7,194 0 0
CONSTELLATION BRANDS INC CL A 21036P108 672 2,678 SH   SOLE   2,678 0 0
CONTROLADORA VUELA COMP DE A SPON ADR RP 10 21240E105 258 14,383 SH   SOLE   14,383 0 0
CORNING INC COM 219350105 255 6,860 SH   SOLE   6,860 0 0
CORTEVA INC COM 22052L104 456 9,654 SH   SOLE   9,654 0 0
COSTCO WHSL CORP NEW COM 22160K105 11,141 19,625 SH   SOLE   19,625 0 0
COTERRA ENERGY INC COM 127097103 250 13,158 SH   SOLE   13,158 0 0
CREDIT SUISSE GROUP SPONSORED ADR 225401108 110 11,435 SH   SOLE   11,435 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 619 2,963 SH   SOLE   2,963 0 0
CSX CORP COM 126408103 502 13,357 SH   SOLE   13,357 0 0
CVS HEALTH CORP COM 126650100 11,725 113,656 SH   SOLE   113,656 0 0
DANAHER CORPORATION COM 235851102 1,556 4,728 SH   SOLE   4,728 0 0
DBX ETF TR XTRACK USD HIGH 233051432 2,461 61,770 SH   SOLE   61,770 0 0
DEERE & CO COM 244199105 659 1,921 SH   SOLE   1,921 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 288 7,380 SH   SOLE   7,380 0 0
DEVON ENERGY CORP NEW COM 25179M103 217 4,924 SH   SOLE   4,924 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 646 2,933 SH   SOLE   2,933 0 0
DIEBOLD NIXDORF INC COM STK 253651103 180 19,908 SH   SOLE   19,908 0 0
DIGITAL RLTY TR INC COM 253868103 290 1,641 SH   SOLE   1,641 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 14,207 519,260 SH   SOLE   519,260 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 14,984 456,558 SH   SOLE   456,558 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 13,041 441,006 SH   SOLE   441,006 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 44,999 1,363,604 SH   SOLE   1,363,604 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 16,364 564,847 SH   SOLE   564,847 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 88,895 1,719,430 SH   SOLE   1,719,430 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 19,893 331,608 SH   SOLE   331,608 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 16,997 357,685 SH   SOLE   357,685 0 0
DISCOVER FINL SVCS COM 254709108 378 3,268 SH   SOLE   3,268 0 0
DISNEY WALT CO COM 254687106 5,398 34,851 SH   SOLE   34,851 0 0
DNP SELECT INCOME FD INC COM 23325P104 109 10,052 SH   SOLE   10,052 0 0
DOLLAR GEN CORP NEW COM 256677105 607 2,574 SH   SOLE   2,574 0 0
DOMINION ENERGY INC COM 25746U109 435 5,534 SH   SOLE   5,534 0 0
DOW INC COM 260557103 484 8,539 SH   SOLE   8,539 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107 325 6,770 SH   SOLE   6,770 0 0
DTE ENERGY CO COM 233331107 1,542 12,903 SH   SOLE   12,903 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 790 7,528 SH   SOLE   7,528 0 0
DUPONT DE NEMOURS INC COM 26614N102 689 8,525 SH   SOLE   8,525 0 0
EASTMAN CHEM CO COM 277432100 208 1,722 SH   SOLE   1,722 0 0
EATON CORP PLC SHS G29183103 3,277 18,963 SH   SOLE   18,963 0 0
EBAY INC. COM 278642103 609 9,160 SH   SOLE   9,160 0 0
ECOLAB INC COM 278865100 361 1,539 SH   SOLE   1,539 0 0
EDISON INTL COM 281020107 202 2,957 SH   SOLE   2,957 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1,067 8,240 SH   SOLE   8,240 0 0
EMERSON ELEC CO COM 291011104 753 8,103 SH   SOLE   8,103 0 0
ENBRIDGE INC COM 29250N105 446 11,422 SH   SOLE   11,422 0 0
ENDEAVOUR SILVER CORP COM 29258Y103 42 10,000 SH   SOLE   10,000 0 0
ENEL CHILE S.A. SPONSORED ADR 29278D105 32 17,584 SH   SOLE   17,584 0 0
ENPHASE ENERGY INC COM 29355A107 218 1,194 SH   SOLE   1,194 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 467 21,262 SH   SOLE   21,262 0 0
EQUINIX INC COM 29444U700 503 595 SH   SOLE   595 0 0
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 214 3,475 SH   SOLE   3,475 0 0
ETF SER SOLUTIONS US GLB JETS 26922A842 390 18,496 SH   SOLE   18,496 0 0
EVERSOURCE ENERGY COM 30040W108 238 2,617 SH   SOLE   2,617 0 0
EXELON CORP COM 30161N101 394 6,814 SH   SOLE   6,814 0 0
EXXON MOBIL CORP COM 30231G102 6,114 99,913 SH   SOLE   99,913 0 0
FACTSET RESH SYS INC COM 303075105 246 507 SH   SOLE   507 0 0
FARMERS NATIONAL BANC CORP COM 309627107 424 22,875 SH   SOLE   22,875 0 0
FASTENAL CO COM 311900104 260 4,058 SH   SOLE   4,058 0 0
FEDEX CORP COM 31428X106 541 2,090 SH   SOLE   2,090 0 0
FERRARI N V COM N3167Y103 649 2,507 SH   SOLE   2,507 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 347 5,049 SH   SOLE   5,049 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 63,934 1,205,847 SH   SOLE   1,205,847 0 0
FIFTH THIRD BANCORP COM 316773100 655 15,030 SH   SOLE   15,030 0 0
FIRST SOLAR INC COM 336433107 274 3,143 SH   SOLE   3,143 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 765 13,423 SH   SOLE   13,423 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 17,077 75,518 SH   SOLE   75,518 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 322 8,156 SH   SOLE   8,156 0 0
FORD MTR CO DEL COM 345370860 6,554 315,556 SH   SOLE   315,556 0 0
FREEPORT-MCMORAN INC CL B 35671D857 6,762 162,050 SH   SOLE   162,050 0 0
GALLAGHER ARTHUR J & CO COM 363576109 312 1,839 SH   SOLE   1,839 0 0
GARTNER INC COM 366651107 281 842 SH   SOLE   842 0 0
GENERAL DYNAMICS CORP COM 369550108 9,014 43,238 SH   SOLE   43,238 0 0
GENERAL ELECTRIC CO COM NEW 369604301 1,078 11,414 SH   SOLE   11,414 0 0
GENERAL MLS INC COM 370334104 272 4,039 SH   SOLE   4,039 0 0
GENERAL MTRS CO COM 37045V100 1,384 23,612 SH   SOLE   23,612 0 0
GENMAB A/S SPONSORED ADS 372303206 228 5,753 SH   SOLE   5,753 0 0
GENTEX CORP COM 371901109 1,702 48,826 SH   SOLE   48,826 0 0
GILEAD SCIENCES INC COM 375558103 5,705 78,576 SH   SOLE   78,576 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 462 10,478 SH   SOLE   10,478 0 0
GLOBAL PMTS INC COM 37940X102 763 5,643 SH   SOLE   5,643 0 0
GOLD FIELDS LTD SPONSORED ADR 38059T106 302 27,450 SH   SOLE   27,450 0 0
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 6,462 119,473 SH   SOLE   119,473 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 9,726 25,425 SH   SOLE   25,425 0 0
GRAINGER W W INC COM 384802104 438 846 SH   SOLE   846 0 0
HANESBRANDS INC COM 410345102 2,792 167,002 SH   SOLE   167,002 0 0
HERSHEY CO COM 427866108 235 1,216 SH   SOLE   1,216 0 0
HOME DEPOT INC COM 437076102 11,229 27,056 SH   SOLE   27,056 0 0
HONEYWELL INTL INC COM 438516106 2,115 10,145 SH   SOLE   10,145 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 240 7,956 SH   SOLE   7,956 0 0
HUDSON TECHNOLOGIES INC COM 444144109 150 33,721 SH   SOLE   33,721 0 0
HUMANA INC COM 444859102 240 517 SH   SOLE   517 0 0
HUNTINGTON BANCSHARES INC COM 446150104 7,414 480,810 SH   SOLE   480,810 0 0
ICICI BANK LIMITED ADR 45104G104 436 22,014 SH   SOLE   22,014 0 0
IDEXX LABS INC COM 45168D104 565 858 SH   SOLE   858 0 0
IHS MARKIT LTD SHS G47567105 330 2,483 SH   SOLE   2,483 0 0
ILLINOIS TOOL WKS INC COM 452308109 456 1,848 SH   SOLE   1,848 0 0
ILLUMINA INC COM 452327109 261 687 SH   SOLE   687 0 0
INCYTE CORP COM 45337C102 497 6,765 SH   SOLE   6,765 0 0
INDEPENDENCE RLTY TR INC COM 45378A106 387 14,995 SH   SOLE   14,995 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 265 8,336 SH   SOLE   8,336 0 0
INFOSYS LTD SPONSORED ADR 456788108 375 14,832 SH   SOLE   14,832 0 0
ING GROEP N.V. SPONSORED ADR 456837103 177 12,693 SH   SOLE   12,693 0 0
INTEL CORP COM 458140100 4,969 96,478 SH   SOLE   96,478 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 316 2,307 SH   SOLE   2,307 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,091 15,643 SH   SOLE   15,643 0 0
INTERPUBLIC GROUP COS INC COM 460690100 226 6,036 SH   SOLE   6,036 0 0
INTUIT COM 461202103 1,198 1,863 SH   SOLE   1,863 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1,295 3,605 SH   SOLE   3,605 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 6,382 425,444 SH   SOLE   425,444 0 0
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263 266 4,387 SH   SOLE   4,387 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 468 10,331 SH   SOLE   10,331 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 333 4,849 SH   SOLE   4,849 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 875 5,099 SH   SOLE   5,099 0 0
INVESCO EXCHANGE TRADED FD T S&P 100 EQL WIGH 46137V449 234 2,710 SH   SOLE   2,710 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 354 3,895 SH   SOLE   3,895 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 30,880 189,739 SH   SOLE   189,739 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 421 1,996 SH   SOLE   1,996 0 0
INVESCO EXCHANGE TRADED FD T ZACKS MULT AST 46137Y500 533 21,725 SH   SOLE   21,725 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 30,555 76,801 SH   SOLE   76,801 0 0
INVESCO SR INCOME TR COM 46131H107 155 35,875 SH   SOLE   35,875 0 0
ISHARES INC CORE MSCI EMKT 46434G103 10,211 170,587 SH   SOLE   170,587 0 0
ISHARES SILVER TR ISHARES 46428Q109 309 14,374 SH   SOLE   14,374 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 479 5,598 SH   SOLE   5,598 0 0
ISHARES TR 20 YR TR BD ETF 464287432 275 1,858 SH   SOLE   1,858 0 0
ISHARES TR COHEN STEER REIT 464287564 401 5,272 SH   SOLE   5,272 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 495 4,897 SH   SOLE   4,897 0 0
ISHARES TR CORE MSCI EAFE 46432F842 799 10,709 SH   SOLE   10,709 0 0
ISHARES TR CORE MSCI EURO 46434V738 984 16,914 SH   SOLE   16,914 0 0
ISHARES TR CORE MSCI PAC 46434V696 548 8,582 SH   SOLE   8,582 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 222,841 3,141,254 SH   SOLE   3,141,254 0 0
ISHARES TR CORE S&P MCP ETF 464287507 6,310 22,291 SH   SOLE   22,291 0 0
ISHARES TR CORE S&P SCP ETF 464287804 8,916 77,864 SH   SOLE   77,864 0 0
ISHARES TR CORE S&P TTL STK 464287150 14,061 131,435 SH   SOLE   131,435 0 0
ISHARES TR CORE S&P US GWT 464287671 2,496 21,583 SH   SOLE   21,583 0 0
ISHARES TR CORE S&P US VLU 464287663 2,066 27,059 SH   SOLE   27,059 0 0
ISHARES TR CORE S&P500 ETF 464287200 36,721 76,985 SH   SOLE   76,985 0 0
ISHARES TR CORE US AGGBD ET 464287226 158,354 1,388,097 SH   SOLE   1,388,097 0 0
ISHARES TR CRE U S REIT ETF 464288521 431 6,375 SH   SOLE   6,375 0 0
ISHARES TR EAFE GRWTH ETF 464288885 424 3,848 SH   SOLE   3,848 0 0
ISHARES TR EAFE SML CP ETF 464288273 10,799 147,745 SH   SOLE   147,745 0 0
ISHARES TR EAFE VALUE ETF 464288877 345 6,855 SH   SOLE   6,855 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 460 5,788 SH   SOLE   5,788 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 1,016 9,420 SH   SOLE   9,420 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 713 12,918 SH   SOLE   12,918 0 0
ISHARES TR EXPANDED TECH 464287515 412 1,037 SH   SOLE   1,037 0 0
ISHARES TR GLB INFRASTR ETF 464288372 234 4,912 SH   SOLE   4,912 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 434 14,186 SH   SOLE   14,186 0 0
ISHARES TR IBOXX HI YD ETF 464288513 745 8,560 SH   SOLE   8,560 0 0
ISHARES TR IBOXX INV CP ETF 464287242 5,767 43,521 SH   SOLE   43,521 0 0
ISHARES TR ISHARES BIOTECH 464287556 1,770 11,596 SH   SOLE   11,596 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 235 3,968 SH   SOLE   3,968 0 0
ISHARES TR MBS ETF 464288588 3,354 31,218 SH   SOLE   31,218 0 0
ISHARES TR MORNINGSTAR GRWT 464287119 391 5,445 SH   SOLE   5,445 0 0
ISHARES TR MSCI ACWI ETF 464288257 62,622 592,004 SH   SOLE   592,004 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,513 31,938 SH   SOLE   31,938 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 275 3,580 SH   SOLE   3,580 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 835 17,100 SH   SOLE   17,100 0 0
ISHARES TR MSCI KLD400 SOC 464288570 321 3,450 SH   SOLE   3,450 0 0
ISHARES TR MSCI USA ESG SLC 464288802 372 3,505 SH   SOLE   3,505 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 404 4,991 SH   SOLE   4,991 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 523 3,596 SH   SOLE   3,596 0 0
ISHARES TR NATIONAL MUN ETF 464288414 84,143 723,624 SH   SOLE   723,624 0 0
ISHARES TR PFD AND INCM SEC 464288687 575 14,595 SH   SOLE   14,595 0 0
ISHARES TR RUS 1000 ETF 464287622 18,934 71,602 SH   SOLE   71,602 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,857 6,078 SH   SOLE   6,078 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 3,384 20,149 SH   SOLE   20,149 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 378 1,291 SH   SOLE   1,291 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,194 7,193 SH   SOLE   7,193 0 0
ISHARES TR RUS MD CP GR ETF 464287481 343 2,974 SH   SOLE   2,974 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 1,608 13,143 SH   SOLE   13,143 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,685 20,299 SH   SOLE   20,299 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 50,604 227,487 SH   SOLE   227,487 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 13,065 156,148 SH   SOLE   156,148 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,604 10,242 SH   SOLE   10,242 0 0
ISHARES TR S&P MC 400VL ETF 464287705 613 5,542 SH   SOLE   5,542 0 0
ISHARES TR S&P SML 600 GWT 464287887 213 1,533 SH   SOLE   1,533 0 0
ISHARES TR SELECT DIVID ETF 464287168 2,838 23,148 SH   SOLE   23,148 0 0
ISHARES TR TIPS BD ETF 464287176 1,022 7,912 SH   SOLE   7,912 0 0
ISHARES TR U.S. MED DVC ETF 464288810 4,910 74,557 SH   SOLE   74,557 0 0
ISHARES TR U.S. TECH ETF 464287721 621 5,412 SH   SOLE   5,412 0 0
ISHARES TR US TREAS BD ETF 46429B267 24,012 900,013 SH   SOLE   900,013 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 41,588 823,855 SH   SOLE   823,855 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 3,738 75,435 SH   SOLE   75,435 0 0
JOHNSON & JOHNSON COM 478160104 6,379 37,291 SH   SOLE   37,291 0 0
JPMORGAN CHASE & CO COM 46625H100 14,880 93,970 SH   SOLE   93,970 0 0
KB FINL GROUP INC SPONSORED ADR 48241A105 257 5,570 SH   SOLE   5,570 0 0
KELLOGG CO COM 487836108 2,681 41,619 SH   SOLE   41,619 0 0
KEYCORP COM 493267108 382 16,508 SH   SOLE   16,508 0 0
KIMBERLY-CLARK CORP COM 494368103 669 4,684 SH   SOLE   4,684 0 0
KITE RLTY GROUP TR COM NEW 49803T300 296 13,613 SH   SOLE   13,613 0 0
KLA CORP COM NEW 482480100 299 695 SH   SOLE   695 0 0
KOREA ELEC PWR CORP SPONSORED ADR 500631106 117 12,761 SH   SOLE   12,761 0 0
KROGER CO COM 501044101 409 9,034 SH   SOLE   9,034 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 605 2,835 SH   SOLE   2,835 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 13,172 41,920 SH   SOLE   41,920 0 0
LAM RESEARCH CORP COM 512807108 2,684 3,732 SH   SOLE   3,732 0 0
LANCASTER COLONY CORP COM 513847103 411 2,482 SH   SOLE   2,482 0 0
LAUDER ESTEE COS INC CL A 518439104 284 768 SH   SOLE   768 0 0
LENNAR CORP CL A 526057104 338 2,914 SH   SOLE   2,914 0 0
LG DISPLAY CO LTD SPONS ADR REP 50186V102 190 18,829 SH   SOLE   18,829 0 0
LILLY ELI & CO COM 532457108 1,909 6,912 SH   SOLE   6,912 0 0
LINDE PLC SHS G5494J103 828 2,389 SH   SOLE   2,389 0 0
LIVE OAK BANCSHARES INC COM 53803X105 4,494 51,480 SH   SOLE   51,480 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 76 29,965 SH   SOLE   29,965 0 0
LOCKHEED MARTIN CORP COM 539830109 4,442 12,499 SH   SOLE   12,499 0 0
LOWES COS INC COM 548661107 1,765 6,830 SH   SOLE   6,830 0 0
LULULEMON ATHLETICA INC COM 550021109 395 1,009 SH   SOLE   1,009 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 3,472 37,642 SH   SOLE   37,642 0 0
M & T BK CORP COM 55261F104 2,971 19,343 SH   SOLE   19,343 0 0
MACYS INC COM 55616P104 443 16,937 SH   SOLE   16,937 0 0
MANULIFE FINL CORP COM 56501R106 209 10,975 SH   SOLE   10,975 0 0
MARATHON OIL CORP COM 565849106 621 37,814 SH   SOLE   37,814 0 0
MARATHON PETE CORP COM 56585A102 4,831 75,498 SH   SOLE   75,498 0 0
MARRIOTT INTL INC NEW CL A 571903202 798 4,827 SH   SOLE   4,827 0 0
MARSH & MCLENNAN COS INC COM 571748102 208 1,197 SH   SOLE   1,197 0 0
MARTIN MARIETTA MATLS INC COM 573284106 400 908 SH   SOLE   908 0 0
MARVELL TECHNOLOGY INC COM 573874104 329 3,762 SH   SOLE   3,762 0 0
MASCO CORP COM 574599106 714 10,163 SH   SOLE   10,163 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,948 5,421 SH   SOLE   5,421 0 0
MCDONALDS CORP COM 580135101 10,390 38,758 SH   SOLE   38,758 0 0
MCKESSON CORP COM 58155Q103 370 1,488 SH   SOLE   1,488 0 0
MEDTRONIC PLC SHS G5960L103 8,476 81,933 SH   SOLE   81,933 0 0
MERCADOLIBRE INC COM 58733R102 538 399 SH   SOLE   399 0 0
MERCK & CO INC COM 58933Y105 12,192 159,079 SH   SOLE   159,079 0 0
META PLATFORMS INC CL A 30303M102 13,032 38,745 SH   SOLE   38,745 0 0
METLIFE INC COM 59156R108 277 4,432 SH   SOLE   4,432 0 0
MFS HIGH YIELD MUN TR SH BEN INT 59318E102 51 11,264 SH   SOLE   11,264 0 0
MGM RESORTS INTERNATIONAL COM 552953101 238 5,299 SH   SOLE   5,299 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 289 3,322 SH   SOLE   3,322 0 0
MICRON TECHNOLOGY INC COM 595112103 1,276 13,698 SH   SOLE   13,698 0 0
MICROSOFT CORP COM 594918104 59,095 175,710 SH   SOLE   175,710 0 0
MISTER CAR WASH INC COM 60646V105 182 10,000 SH   SOLE   10,000 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 148 27,047 SH   SOLE   27,047 0 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 81 31,919 SH   SOLE   31,919 0 0
MODERNA INC COM 60770K107 667 2,627 SH   SOLE   2,627 0 0
MONDELEZ INTL INC CL A 609207105 637 9,605 SH   SOLE   9,605 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 259 2,699 SH   SOLE   2,699 0 0
MOODYS CORP COM 615369105 712 1,822 SH   SOLE   1,822 0 0
MORGAN STANLEY COM NEW 617446448 1,790 31,836 SH   SOLE   31,836 0 0
MP MATERIALS CORP COM CL A 553368101 411 9,050 SH   SOLE   9,050 0 0
MSC INDL DIRECT INC CL A 553530106 2,686 31,948 SH   SOLE   31,948 0 0
MSCI INC COM 55354G100 214 350 SH   SOLE   350 0 0
NATIONAL GRID PLC SPONSORED ADR NE 636274409 231 3,197 SH   SOLE   3,197 0 0
NATWEST GROUP PLC SPONS ADR 2 ORD 639057108 105 17,228 SH   SOLE   17,228 0 0
NBT BANCORP INC COM 628778102 550 14,270 SH   SOLE   14,270 0 0
NETFLIX INC COM 64110L106 1,542 2,559 SH   SOLE   2,559 0 0
NEW ORIENTAL ED & TECHNOLOGY SPON ADR 647581107 41 19,344 SH   SOLE   19,344 0 0
NEWELL BRANDS INC COM 651229106 1,738 79,566 SH   SOLE   79,566 0 0
NEXTERA ENERGY INC COM 65339F101 2,579 27,620 SH   SOLE   27,620 0 0
NIKE INC CL B 654106103 1,734 10,405 SH   SOLE   10,405 0 0
NISOURCE INC COM 65473P105 3,108 112,578 SH   SOLE   112,578 0 0
NOKIA CORP SPONSORED ADR 654902204 269 43,298 SH   SOLE   43,298 0 0
NOMURA HLDGS INC SPONSORED ADR 65535H208 91 20,996 SH   SOLE   20,996 0 0
NORDIC AMERICAN TANKERS LIMI COM G65773106 18 10,604 SH   SOLE   10,604 0 0
NORDSON CORP COM 655663102 670 2,624 SH   SOLE   2,624 0 0
NORFOLK SOUTHN CORP COM 655844108 512 1,718 SH   SOLE   1,718 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 4 11,353 SH   SOLE   11,353 0 0
NORTHROP GRUMMAN CORP COM 666807102 442 1,143 SH   SOLE   1,143 0 0
NORTHWEST BANCSHARES INC MD COM 667340103 1,561 110,229 SH   SOLE   110,229 0 0
NOVARTIS AG SPONSORED ADR 66987V109 676 7,724 SH   SOLE   7,724 0 0
NOVO-NORDISK A S ADR 670100205 549 4,905 SH   SOLE   4,905 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106 221 12,338 SH   SOLE   12,338 0 0
NUVEEN SR INCOME FD COM 67067Y104 69 11,732 SH   SOLE   11,732 0 0
NVIDIA CORPORATION COM 67066G104 12,173 41,388 SH   SOLE   41,388 0 0
NXP SEMICONDUCTORS N V COM N6596X109 453 1,989 SH   SOLE   1,989 0 0
OMNICOM GROUP INC COM 681919106 2,851 38,916 SH   SOLE   38,916 0 0
ON SEMICONDUCTOR CORP COM 682189105 242 3,566 SH   SOLE   3,566 0 0
OPKO HEALTH INC COM 68375N103 404 84,071 SH   SOLE   84,071 0 0
ORACLE CORP COM 68389X105 1,655 18,982 SH   SOLE   18,982 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 525 743 SH   SOLE   743 0 0
OTIS WORLDWIDE CORP COM 68902V107 246 2,821 SH   SOLE   2,821 0 0
P T TELEKOMUNIKASI INDONESIA SPONSORED ADR 715684106 266 9,172 SH   SOLE   9,172 0 0
PACCAR INC COM 693718108 7,087 80,294 SH   SOLE   80,294 0 0
PALO ALTO NETWORKS INC COM 697435105 14,224 25,547 SH   SOLE   25,547 0 0
PARKER-HANNIFIN CORP COM 701094104 2,517 7,911 SH   SOLE   7,911 0 0
PAYCHEX INC COM 704326107 418 3,061 SH   SOLE   3,061 0 0
PAYPAL HLDGS INC COM 70450Y103 2,080 11,029 SH   SOLE   11,029 0 0
PEPSICO INC COM 713448108 9,253 53,268 SH   SOLE   53,268 0 0
PERKINELMER INC COM 714046109 212 1,054 SH   SOLE   1,054 0 0
PFIZER INC COM 717081103 7,121 120,598 SH   SOLE   120,598 0 0
PHILIP MORRIS INTL INC COM 718172109 1,002 10,543 SH   SOLE   10,543 0 0
PHILLIPS 66 COM 718546104 3,264 45,047 SH   SOLE   45,047 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 14,056 138,397 SH   SOLE   138,397 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 14,422 127,805 SH   SOLE   127,805 0 0
PINNACLE WEST CAP CORP COM 723484101 233 3,297 SH   SOLE   3,297 0 0
PIONEER NAT RES CO COM 723787107 4,296 23,620 SH   SOLE   23,620 0 0
PLUG POWER INC COM NEW 72919P202 407 14,410 SH   SOLE   14,410 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,354 6,754 SH   SOLE   6,754 0 0
POSCO SPONSORED ADR 693483109 209 3,584 SH   SOLE   3,584 0 0
PPG INDS INC COM 693506107 686 3,980 SH   SOLE   3,980 0 0
PREMIER FINANCIAL CORP COM 74052F108 3,355 108,556 SH   SOLE   108,556 0 0
PRICE T ROWE GROUP INC COM 74144T108 331 1,684 SH   SOLE   1,684 0 0
PROCTER AND GAMBLE CO COM 742718109 8,605 52,605 SH   SOLE   52,605 0 0
PROGRESSIVE CORP COM 743315103 354 3,451 SH   SOLE   3,451 0 0
PROLOGIS INC. COM 74340W103 303 1,802 SH   SOLE   1,802 0 0
PRUDENTIAL FINL INC COM 744320102 339 3,128 SH   SOLE   3,128 0 0
QUALCOMM INC COM 747525103 3,684 20,146 SH   SOLE   20,146 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 8,540 99,237 SH   SOLE   99,237 0 0
REALTY INCOME CORP COM 756109104 3,801 53,089 SH   SOLE   53,089 0 0
REGENERON PHARMACEUTICALS COM 75886F107 254 402 SH   SOLE   402 0 0
RIO TINTO PLC SPONSORED ADR 767204100 328 4,898 SH   SOLE   4,898 0 0
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 224 2,164 SH   SOLE   2,164 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,236 3,542 SH   SOLE   3,542 0 0
ROYAL BK CDA COM 780087102 357 3,360 SH   SOLE   3,360 0 0
ROYAL CARIBBEAN GROUP COM V7780T103 1,571 20,430 SH   SOLE   20,430 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 248 5,713 SH   SOLE   5,713 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 363 8,363 SH   SOLE   8,363 0 0
RPM INTL INC COM 749685103 537 5,313 SH   SOLE   5,313 0 0
S&P GLOBAL INC COM 78409V104 472 1,000 SH   SOLE   1,000 0 0
SALESFORCE COM INC COM 79466L302 12,273 48,293 SH   SOLE   48,293 0 0
SANOFI SPONSORED ADR 80105N105 374 7,475 SH   SOLE   7,475 0 0
SAP SE SPON ADR 803054204 459 3,277 SH   SOLE   3,277 0 0
SCHWAB CHARLES CORP COM 808513105 876 10,416 SH   SOLE   10,416 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 8,841 298,489 SH   SOLE   298,489 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,954 50,271 SH   SOLE   50,271 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 13,574 331,629 SH   SOLE   331,629 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 24,147 430,129 SH   SOLE   430,129 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 78,471 2,413,762 SH   SOLE   2,413,762 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,950 38,348 SH   SOLE   38,348 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 47,753 885,959 SH   SOLE   885,959 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 10,693 94,618 SH   SOLE   94,618 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,138 38,823 SH   SOLE   38,823 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 14,676 89,625 SH   SOLE   89,625 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 9,555 130,495 SH   SOLE   130,495 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 78,680 691,264 SH   SOLE   691,264 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,734 46,422 SH   SOLE   46,422 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 14,116 137,854 SH   SOLE   137,854 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,996 31,745 SH   SOLE   31,745 0 0
SCOTTS MIRACLE-GRO CO CL A 810186106 744 4,619 SH   SOLE   4,619 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 503 4,456 SH   SOLE   4,456 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,658 47,896 SH   SOLE   47,896 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 5,169 132,381 SH   SOLE   132,381 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 450 2,202 SH   SOLE   2,202 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 818 10,609 SH   SOLE   10,609 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,159 15,327 SH   SOLE   15,327 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 10,385 98,145 SH   SOLE   98,145 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 670 9,365 SH   SOLE   9,365 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,965 17,055 SH   SOLE   17,055 0 0
SEMPRA COM 816851109 2,344 17,722 SH   SOLE   17,722 0 0
SERVICE CORP INTL COM 817565104 448 6,313 SH   SOLE   6,313 0 0
SERVICENOW INC COM 81762P102 11,816 18,203 SH   SOLE   18,203 0 0
SHERWIN WILLIAMS CO COM 824348106 4,511 12,808 SH   SOLE   12,808 0 0
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100 216 6,990 SH   SOLE   6,990 0 0
SHOPIFY INC CL A 82509L107 317 230 SH   SOLE   230 0 0
SHYFT GROUP INC COM 825698103 4,732 96,313 SH   SOLE   96,313 0 0
SIMON PPTY GROUP INC NEW COM 828806109 326 2,039 SH   SOLE   2,039 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 178 28,102 SH   SOLE   28,102 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 230 1,484 SH   SOLE   1,484 0 0
SMILEDIRECTCLUB INC CL A COM 83192H106 24 10,000 SH   SOLE   10,000 0 0
SMUCKER J M CO COM NEW 832696405 139,086 1,024,047 SH   SOLE   1,024,047 0 0
SNOWFLAKE INC CL A 833445109 318 940 SH   SOLE   940 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 475 3,758 SH   SOLE   3,758 0 0
SOUTHERN CO COM 842587107 1,150 16,766 SH   SOLE   16,766 0 0
SOUTHWEST AIRLS CO COM 844741108 266 6,209 SH   SOLE   6,209 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,170 3,219 SH   SOLE   3,219 0 0
SPDR GOLD TR GOLD SHS 78463V107 6,349 37,140 SH   SOLE   37,140 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 15,079 266,748 SH   SOLE   266,748 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 973 18,036 SH   SOLE   18,036 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 27,972 954,360 SH   SOLE   954,360 0 0
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 72,377 1,251,323 SH   SOLE   1,251,323 0 0
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 14,372 264,927 SH   SOLE   264,927 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 20,310 42,762 SH   SOLE   42,762 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 770 1,488 SH   SOLE   1,488 0 0
SPDR SER TR AEROSPACE DEF 78464A631 586 5,035 SH   SOLE   5,035 0 0
SPDR SER TR BLOOMBERG CONV 78464A359 344 4,150 SH   SOLE   4,150 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 2,479 47,928 SH   SOLE   47,928 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 334 6,799 SH   SOLE   6,799 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 739 20,452 SH   SOLE   20,452 0 0
SPDR SER TR S&P BIOTECH 78464A870 213 1,900 SH   SOLE   1,900 0 0
SPDR SER TR S&P DIVID ETF 78464A763 590 4,572 SH   SOLE   4,572 0 0
STARBUCKS CORP COM 855244109 3,051 26,088 SH   SOLE   26,088 0 0
STERIS PLC SHS USD G8473T100 260 1,067 SH   SOLE   1,067 0 0
STRYKER CORPORATION COM 863667101 672 2,513 SH   SOLE   2,513 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 150 22,097 SH   SOLE   22,097 0 0
SYSCO CORP COM 871829107 775 9,871 SH   SOLE   9,871 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 10,239 85,101 SH   SOLE   85,101 0 0
TAL EDUCATION GROUP SPONSORED ADS 874080104 47 11,882 SH   SOLE   11,882 0 0
TARGET CORP COM 87612E106 2,127 9,191 SH   SOLE   9,191 0 0
TATA MTRS LTD SPONSORED ADR 876568502 230 7,156 SH   SOLE   7,156 0 0
TE CONNECTIVITY LTD SHS H84989104 258 1,597 SH   SOLE   1,597 0 0
TELEFONICA S A SPONSORED ADR 879382208 61 14,467 SH   SOLE   14,467 0 0
TESLA INC COM 88160R101 10,890 10,305 SH   SOLE   10,305 0 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 88 10,977 SH   SOLE   10,977 0 0
TEXAS INSTRS INC COM 882508104 1,815 9,631 SH   SOLE   9,631 0 0
THE REALREAL INC COM 88339P101 144 12,381 SH   SOLE   12,381 0 0
THE TRADE DESK INC COM CL A 88339J105 1,617 17,643 SH   SOLE   17,643 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,593 2,387 SH   SOLE   2,387 0 0
TIMKEN CO COM 887389104 249 3,596 SH   SOLE   3,596 0 0
TIMKENSTEEL CORPORATION COM 887399103 615 37,265 SH   SOLE   37,265 0 0
TITAN INTL INC ILL COM 88830M102 147 13,399 SH   SOLE   13,399 0 0
TJX COS INC NEW COM 872540109 304 3,998 SH   SOLE   3,998 0 0
T-MOBILE US INC COM 872590104 214 1,845 SH   SOLE   1,845 0 0
TOPBUILD CORP COM 89055F103 258 935 SH   SOLE   935 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 328 4,284 SH   SOLE   4,284 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 326 6,585 SH   SOLE   6,585 0 0
TOYOTA MOTOR CORP ADS 892331307 635 3,429 SH   SOLE   3,429 0 0
TRACTOR SUPPLY CO COM 892356106 212 890 SH   SOLE   890 0 0
TRANSDIGM GROUP INC COM 893641100 4,462 7,012 SH   SOLE   7,012 0 0
TRAVELERS COMPANIES INC COM 89417E109 472 3,016 SH   SOLE   3,016 0 0
TRUIST FINL CORP COM 89832Q109 6,219 106,215 SH   SOLE   106,215 0 0
TWILIO INC CL A 90138F102 208 789 SH   SOLE   789 0 0
TWITTER INC COM 90184L102 338 7,812 SH   SOLE   7,812 0 0
UBER TECHNOLOGIES INC COM 90353T100 10,997 262,270 SH   SOLE   262,270 0 0
UBS GROUP AG SHS H42097107 203 11,360 SH   SOLE   11,360 0 0
UNILEVER PLC SPON ADR NEW 904767704 576 10,704 SH   SOLE   10,704 0 0
UNION PAC CORP COM 907818108 849 3,368 SH   SOLE   3,368 0 0
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303 419 11,672 SH   SOLE   11,672 0 0
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 244 20,825 SH   SOLE   20,825 0 0
UNITED PARCEL SERVICE INC CL B 911312106 7,864 36,691 SH   SOLE   36,691 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,768 7,503 SH   SOLE   7,503 0 0
UPHEALTH INC COM 91532B101 116 52,000 SH   SOLE   52,000 0 0
US BANCORP DEL COM NEW 902973304 4,330 77,089 SH   SOLE   77,089 0 0
V F CORP COM 918204108 1,029 14,050 SH   SOLE   14,050 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 258 5,040 SH   SOLE   5,040 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 440 5,782 SH   SOLE   5,782 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,363 16,857 SH   SOLE   16,857 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,772 32,706 SH   SOLE   32,706 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 250 5,000 SH   SOLE   5,000 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 357 1,953 SH   SOLE   1,953 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,203 3,750 SH   SOLE   3,750 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,634 7,393 SH   SOLE   7,393 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 464 1,823 SH   SOLE   1,823 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 4,174 16,382 SH   SOLE   16,382 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,830 24,394 SH   SOLE   24,394 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,784 8,667 SH   SOLE   8,667 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 863 4,828 SH   SOLE   4,828 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,740 7,700 SH   SOLE   7,700 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 286 1,015 SH   SOLE   1,015 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 442,084 1,831,032 SH   SOLE   1,831,032 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,771 12,042 SH   SOLE   12,042 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 5,229 85,324 SH   SOLE   85,324 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,182 44,108 SH   SOLE   44,108 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 291 4,258 SH   SOLE   4,258 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 525 9,737 SH   SOLE   9,737 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,673 24,883 SH   SOLE   24,883 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 15,110 275,181 SH   SOLE   275,181 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 20,551 221,546 SH   SOLE   221,546 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 13,931 263,637 SH   SOLE   263,637 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 358 5,883 SH   SOLE   5,883 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,507 30,848 SH   SOLE   30,848 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 161,653 2,058,228 SH   SOLE   2,058,228 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 482 2,202 SH   SOLE   2,202 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 12,535 169,988 SH   SOLE   169,988 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 894 5,204 SH   SOLE   5,204 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 432 6,788 SH   SOLE   6,788 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,565 30,659 SH   SOLE   30,659 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,135 10,126 SH   SOLE   10,126 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 39,971 374,194 SH   SOLE   374,194 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 223 2,870 SH   SOLE   2,870 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 412 4,265 SH   SOLE   4,265 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 7,115 26,705 SH   SOLE   26,705 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,311 2,862 SH   SOLE   2,862 0 0
VEEVA SYS INC CL A COM 922475108 233 913 SH   SOLE   913 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 6,342 122,049 SH   SOLE   122,049 0 0
VISA INC COM CL A 92826C839 3,681 16,985 SH   SOLE   16,985 0 0
VMWARE INC CL A COM 928563402 343 2,964 SH   SOLE   2,964 0 0
WABTEC COM 929740108 427 4,637 SH   SOLE   4,637 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 309 5,918 SH   SOLE   5,918 0 0
WALMART INC COM 931142103 6,373 44,046 SH   SOLE   44,046 0 0
WASTE MGMT INC DEL COM 94106L109 1,001 5,995 SH   SOLE   5,995 0 0
WEC ENERGY GROUP INC COM 92939U106 234 2,414 SH   SOLE   2,414 0 0
WELLS FARGO CO NEW COM 949746101 1,008 21,016 SH   SOLE   21,016 0 0
WELLTOWER INC COM 95040Q104 333 3,881 SH   SOLE   3,881 0 0
WESCO INTL INC COM 95082P105 249 1,889 SH   SOLE   1,889 0 0
WESTERN UN CO COM 959802109 364 20,411 SH   SOLE   20,411 0 0
WESTPAC BANKING CORP SPONSORED ADR 961214301 182 11,814 SH   SOLE   11,814 0 0
WESTPORT FUEL SYSTEMS INC COM NEW 960908309 59 25,000 SH   SOLE   25,000 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 2,802 68,032 SH   SOLE   68,032 0 0
WIPRO LTD SPON ADR 1 SH 97651M109 248 25,456 SH   SOLE   25,456 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 450 6,810 SH   SOLE   6,810 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 14,104 214,155 SH   SOLE   214,155 0 0
WISDOMTREE TR YIELD ENHANCD US 97717X511 14,625 283,001 SH   SOLE   283,001 0 0
WOORI FINL GROUP INC SPONSORED ADS 981064108 245 7,639 SH   SOLE   7,639 0 0
WP CAREY INC COM 92936U109 492 5,996 SH   SOLE   5,996 0 0
XCEL ENERGY INC COM 98389B100 235 3,471 SH   SOLE   3,471 0 0
YETI HLDGS INC COM 98585X104 294 3,555 SH   SOLE   3,555 0 0
YUM BRANDS INC COM 988498101 1,284 9,245 SH   SOLE   9,245 0 0
YUM CHINA HLDGS INC COM 98850P109 539 10,806 SH   SOLE   10,806 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 5,967 46,966 SH   SOLE   46,966 0 0
ZOETIS INC CL A 98978V103 965 3,955 SH   SOLE   3,955 0 0
ZOMEDICA CORP COM 98980M109 5 15,000 SH   SOLE   15,000 0 0
ZYNGA INC CL A 98986T108 102 15,984 SH   SOLE   15,984 0 0