The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 694 13,863 SH   OTR 2 0 0 13,863
ISHARES TR EAFE GRWTH ETF 464288885 955 8,659 SH   OTR 2 0 0 8,659
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,096 19,970 SH   OTR 2 0 0 19,970
ISHARES TR NATIONAL MUN ETF 464288414 1,725 14,840 SH   OTR 2 0 0 14,840
ISHARES TR 20 YR TR BD ETF 464287432 2,968 20,031 SH   OTR 1, 2 0 0 20,031
ISHARES INC CORE MSCI EMKT 46434G103 6,927 115,733 SH   OTR 1, 2 0 0 115,733
ISHARES TR MSCI USA MIN VOL 46429B697 7,689 95,042 SH   OTR 2 0 0 95,042
ISHARES TR U.S. ENERGY ETF 464287796 8,478 281,675 SH   OTR 2 0 0 281,675
ISHARES TR GLOBAL FINLS ETF 464287333 10,030 125,290 SH   OTR 2 0 0 125,290
ISHARES TR CORE S&P SCP ETF 464287804 14,282 124,723 SH   OTR 1, 2 0 0 124,723
ISHARES TR MSCI USA VALUE 46432F388 32,556 297,396 SH   OTR 2 0 0 297,396
ISHARES TR MSCI USA MMENTM 46432F396 33,609 184,844 SH   OTR 2 0 0 184,844
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 45,250 1,282,981 SH   OTR 2 0 0 1,282,981
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 87,641 510,283 SH   OTR 1, 2 0 0 510,283
3M CO COM 88579Y101 545 3,069 SH   OTR 1 0 0 3,069
ABBOTT LABS COM 002824100 4,472 31,778 SH   OTR 1, 2 0 0 31,778
ABBVIE INC COM 00287Y109 3,596 26,559 SH   OTR 1, 2 0 0 26,559
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,908 4,603 SH   OTR 1, 2 0 0 4,603
ADOBE SYSTEMS INCORPORATED COM 00724F101 247 435 SH   OTR 1 0 0 435
ADVANCED MICRO DEVICES INC COM 007903107 548 3,806 SH   OTR 1 0 0 3,806
AFLAC INC COM 001055102 686 11,754 SH   OTR 1 0 0 11,754
AIR PRODS & CHEMS INC COM 009158106 296 974 SH   OTR 1 0 0 974
ALPHABET INC CAP STK CL A 02079K305 4,366 1,507 SH   OTR 1, 2 0 0 1,507
ALPHABET INC CAP STK CL C 02079K107 13,059 4,513 SH   OTR 1, 2 0 0 4,513
ALTRIA GROUP INC COM 02209S103 5,120 108,038 SH   OTR 1, 2 0 0 108,038
AMAZON COM INC COM 023135106 5,485 1,645 SH   OTR 1, 2 0 0 1,645
AMERICAN EXPRESS CO COM 025816109 1,520 9,290 SH   OTR 1, 2 0 0 9,290
AMERICAN TOWER CORP NEW COM 03027X100 737 2,519 SH   OTR 1, 2 0 0 2,519
AMGEN INC COM 031162100 857 3,808 SH   OTR 1 0 0 3,808
APPLE INC COM 037833100 48,410 272,623 SH   OTR 1, 2 0 0 272,623
APPLIED MATLS INC COM 038222105 202 1,283 SH   OTR 1 0 0 1,283
ARC DOCUMENT SOLUTIONS INC COM 00191G103 73 20,919 SH   OTR 1 0 0 20,919
ARCHER DANIELS MIDLAND CO COM 039483102 255 3,769 SH   OTR 1 0 0 3,769
ASML HOLDING N V N Y REGISTRY SHS N07059210 960 1,206 SH   OTR 1, 2 0 0 1,206
AT&T INC COM 00206R102 2,017 81,992 SH   OTR 1 0 0 81,992
AUTOMATIC DATA PROCESSING IN COM 053015103 1,089 4,416 SH   OTR 1, 2 0 0 4,416
BALLANTYNE STRONG INC COM 058516105 33 11,500 SH   SOLE   0 0 11,500
BANK NOVA SCOTIA B C COM 064149107 214 2,981 SH   OTR 1 0 0 2,981
BATH & BODY WORKS INC COM 070830104 598 8,563 SH   OTR 1 0 0 8,563
BAXTER INTL INC COM 071813109 503 5,859 SH   OTR 1 0 0 5,859
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 8,442 28,235 SH   OTR 1, 2 0 0 28,235
BK OF AMERICA CORP COM 060505104 525 11,798 SH   OTR 1, 2 0 0 11,798
BLACKROCK INC COM 09247X101 4,732 5,169 SH   OTR 1, 2 0 0 5,169
BOEING CO COM 097023105 329 1,633 SH   OTR 1, 2 0 0 1,633
BOOKING HOLDINGS INC COM 09857L108 214 89 SH   OTR 1 0 0 89
BRISTOL-MYERS SQUIBB CO COM 110122108 2,453 39,344 SH   OTR 1 0 0 39,344
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 316 8,439 SH   OTR 1 0 0 8,439
BRIXMOR PPTY GROUP INC COM 11120U105 267 10,492 SH   OTR 1 0 0 10,492
BROADCOM INC COM 11135F101 300 451 SH   OTR 1, 2 0 0 451
CANADIAN NATL RY CO COM 136375102 335 2,723 SH   OTR 1 0 0 2,723
CATERPILLAR INC COM 149123101 396 1,914 SH   OTR 1, 2 0 0 1,914
CENTRAL PUERTO S A SPONSORED ADR 155038201 77 24,700 SH   SOLE   0 0 24,700
CHEVRON CORP NEW COM 166764100 6,766 57,660 SH   OTR 1, 2 0 0 57,660
CHUBB LIMITED COM H1467J104 634 3,280 SH   OTR 1, 2 0 0 3,280
CIGNA CORP NEW COM 125523100 241 1,051 SH   OTR 1 0 0 1,051
CINTAS CORP COM 172908105 1,024 2,311 SH   OTR 1 0 0 2,311
CISCO SYS INC COM 17275R102 3,846 60,693 SH   OTR 1, 2 0 0 60,693
CITIGROUP INC COM NEW 172967424 274 4,538 SH   OTR 1, 2 0 0 4,538
COCA COLA CO COM 191216100 2,151 36,337 SH   OTR 1, 2 0 0 36,337
COLGATE PALMOLIVE CO COM 194162103 355 4,157 SH   OTR 1 0 0 4,157
COMCAST CORP NEW CL A 20030N101 1,315 26,130 SH   OTR 1, 2 0 0 26,130
CONOCOPHILLIPS COM 20825C104 299 4,143 SH   OTR 1 0 0 4,143
CORPORACION AMER ARPTS S A COM L1995B107 895 155,120 SH   SOLE   0 0 155,120
COSTCO WHSL CORP NEW COM 22160K105 2,076 3,657 SH   OTR 1, 2 0 0 3,657
CVS HEALTH CORP COM 126650100 369 3,579 SH   OTR 1 0 0 3,579
DEERE & CO COM 244199105 272 794 SH   OTR 1 0 0 794
DIAGEO PLC SPON ADR NEW 25243Q205 2,808 12,755 SH   OTR 1, 2 0 0 12,755
DISNEY WALT CO COM 254687106 4,524 29,209 SH   OTR 1, 2 0 0 29,209
DOCUSIGN INC COM 256163106 1,439 9,449 SH   OTR 1 0 0 9,449
DOMINION ENERGY INC COM 25746U109 766 9,746 SH   OTR 1 0 0 9,746
DUKE ENERGY CORP NEW COM NEW 26441C204 265 2,526 SH   OTR 1, 2 0 0 2,526
EAGLE BANCORP INC MD COM 268948106 219 3,756 SH   OTR 1 0 0 3,756
EATON CORP PLC SHS G29183103 1,580 9,143 SH   OTR 1, 2 0 0 9,143
ECOLAB INC COM 278865100 559 2,383 SH   OTR 1 0 0 2,383
EMERSON ELEC CO COM 291011104 613 6,594 SH   OTR 1, 2 0 0 6,594
ENBRIDGE INC COM 29250N105 290 7,420 SH   OTR 1, 2 0 0 7,420
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 579 70,400 SH   SOLE   0 0 70,400
ENTERPRISE PRODS PARTNERS L COM 293792107 357 16,240 SH   SOLE   0 0 16,240
EOG RES INC COM 26875P101 228 2,564 SH   OTR 1, 2 0 0 2,564
EXACT SCIENCES CORP COM 30063P105 345 4,438 SH   OTR 1 0 0 4,438
EXXON MOBIL CORP COM 30231G102 2,189 35,770 SH   OTR 1, 2 0 0 35,770
FACTSET RESH SYS INC COM 303075105 253 520 SH   OTR 1 0 0 520
FIRST HORIZON CORPORATION COM 320517105 1,675 102,552 SH   OTR 1 0 0 102,552
FISERV INC COM 337738108 668 6,434 SH   OTR 1 0 0 6,434
GENERAL DYNAMICS CORP COM 369550108 2,752 13,202 SH   OTR 1, 2 0 0 13,202
GENERAL MLS INC COM 370334104 426 6,326 SH   OTR 1, 2 0 0 6,326
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 407 7,528 SH   SOLE   0 0 7,528
HALLADOR ENERGY COMPANY COM 40609P105 25 10,306 SH   OTR 1 0 0 10,306
HCA HEALTHCARE INC COM 40412C101 684 2,662 SH   OTR 1 0 0 2,662
HERSHEY CO COM 427866108 235 1,214 SH   OTR 1 0 0 1,214
HOME DEPOT INC COM 437076102 9,240 22,265 SH   OTR 1, 2 0 0 22,265
HONEYWELL INTL INC COM 438516106 1,089 5,223 SH   OTR 1, 2 0 0 5,223
ILLINOIS TOOL WKS INC COM 452308109 654 2,650 SH   OTR 1 0 0 2,650
INFOSYS LTD SPONSORED ADR 456788108 648 25,586 SH   OTR 1 0 0 25,586
INTEL CORP COM 458140100 4,189 81,339 SH   OTR 1, 2 0 0 81,339
INTERNATIONAL BUSINESS MACHS COM 459200101 876 6,557 SH   OTR 1, 2 0 0 6,557
INTUITIVE SURGICAL INC COM NEW 46120E602 426 1,187 SH   OTR 1 0 0 1,187
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 233 3,395 SH   OTR 2 0 0 3,395
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 807 24,484 SH   SOLE   0 0 24,484
ISHARES INC ESG AWR MSCI EM 46434G863 258 6,499 SH   OTR 2 0 0 6,499
ISHARES TR IBONDS DEC2026 46435GAA0 954 36,600 SH   SOLE   0 0 36,600
ISHARES TR FALN ANGLS USD 46435G474 5,790 193,201 SH   OTR 2 0 0 193,201
ISHARES TR IBONDS 27 ETF 46435UAA9 259 9,750 SH   SOLE   0 0 9,750
ISHARES TR MSCI INTL VLU FT 46435G409 851 33,436 SH   OTR 2 0 0 33,436
ISHARES TR IBONDS DEC23 ETF 46434VAX8 1,078 42,000 SH   SOLE   0 0 42,000
ISHARES TR IBONDS DEC25 ETF 46434VBD1 966 36,550 SH   SOLE   0 0 36,550
ISHARES TR IBONDS DEC22 ETF 46434VBA7 666 26,500 SH   SOLE   0 0 26,500
ISHARES TR IBONDS DEC24 ETF 46434VBG4 946 36,500 SH   SOLE   0 0 36,500
ISHARES TR ESG AWARE MSCI 46435U663 317 7,850 SH   SOLE   0 0 7,850
ISHARES TR CORE MSCI TOTAL 46432F834 840 11,840 SH   OTR 2 0 0 11,840
ISHARES TR CORE MSCI EAFE 46432F842 13,270 177,787 SH   OTR 1, 2 0 0 177,787
ISHARES TR 0-5YR HI YL CP 46434V407 476 10,503 SH   OTR 1, 2 0 0 10,503
ISHARES TR 0-5YR INVT GR CP 46434V100 1,383 27,097 SH   OTR 2 0 0 27,097
ISHARES TR CORE TOTAL USD 46434V613 9,694 183,146 SH   OTR 2 0 0 183,146
ISHARES TR US TREAS BD ETF 46429B267 19,179 718,871 SH   OTR 2 0 0 718,871
ISHARES TR CORE S&P TTL STK 464287150 23,726 221,783 SH   OTR 1, 2 0 0 221,783
ISHARES TR IBOXX HI YD ETF 464288513 209 2,401 SH   OTR 2 0 0 2,401
ISHARES TR ISHS 1-5YR INVS 464288646 1,028 19,078 SH   OTR 1 0 0 19,078
ISHARES TR MBS ETF 464288588 360 3,354 SH   OTR 2 0 0 3,354
ISHARES TR EAFE SML CP ETF 464288273 326 4,465 SH   OTR 2 0 0 4,465
ISHARES TR U.S. TECH ETF 464287721 372 3,241 SH   OTR 2 0 0 3,241
ISHARES TR S&P MC 400VL ETF 464287705 2,985 26,969 SH   OTR 2 0 0 26,969
ISHARES TR SP SMCP600VL ETF 464287879 7,106 68,006 SH   OTR 1, 2 0 0 68,006
ISHARES TR CORE S&P500 ETF 464287200 2,184 4,578 SH   OTR 2 0 0 4,578
ISHARES TR S&P 500 GRWT ETF 464287309 280 3,348 SH   OTR 2 0 0 3,348
ISHARES TR RUSSELL 3000 ETF 464287689 971 3,500 SH   SOLE   0 0 3,500
ISHARES TR CORE S&P US GWT 464287671 2,816 24,350 SH   OTR 2 0 0 24,350
ISHARES TR CORE US AGGBD ET 464287226 418 3,661 SH   OTR 1, 2 0 0 3,661
ISHARES TR TIPS BD ETF 464287176 10,648 82,418 SH   OTR 2 0 0 82,418
ISHARES TR BARCLAYS 7 10 YR 464287440 730 6,351 SH   OTR 1, 2 0 0 6,351
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 5,212 168,798 SH   OTR 2 0 0 168,798
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598 255 5,158 SH   OTR 2 0 0 5,158
JD.COM INC SPON ADR CL A 47215P106 2,091 29,846 SH   OTR 1, 2 0 0 29,846
JOHNSON & JOHNSON COM 478160104 15,680 91,659 SH   OTR 1, 2 0 0 91,659
JONES LANG LASALLE INC COM 48020Q107 203 754 SH   OTR 1 0 0 754
JPMORGAN CHASE & CO COM 46625H100 8,462 53,440 SH   OTR 1, 2 0 0 53,440
KRAFT HEINZ CO COM 500754106 226 6,302 SH   OTR 1 0 0 6,302
LAM RESEARCH CORP COM 512807108 1,195 1,662 SH   OTR 1, 2 0 0 1,662
LHC GROUP INC COM 50187A107 343 2,500 SH   SOLE   0 0 2,500
LILLY ELI & CO COM 532457108 1,233 4,462 SH   OTR 1 0 0 4,462
LINDE PLC SHS G5494J103 636 1,836 SH   OTR 1 0 0 1,836
LIONS GATE ENTMNT CORP CL A VTG 535919401 340 20,457 SH   OTR 1 0 0 20,457
LOCKHEED MARTIN CORP COM 539830109 384 1,081 SH   OTR 1, 2 0 0 1,081
LOWES COS INC COM 548661107 679 2,625 SH   OTR 1 0 0 2,625
MARRIOTT INTL INC NEW CL A 571903202 248 1,501 SH   OTR 1 0 0 1,501
MARSH & MCLENNAN COS INC COM 571748102 760 4,371 SH   OTR 1 0 0 4,371
MASTERCARD INCORPORATED CL A 57636Q104 901 2,508 SH   OTR 1 0 0 2,508
MCDONALDS CORP COM 580135101 3,629 13,538 SH   OTR 1, 2 0 0 13,538
MCKESSON CORP COM 58155Q103 553 2,223 SH   OTR 1 0 0 2,223
MERCADOLIBRE INC COM 58733R102 867 643 SH   SOLE   0 0 643
MERCK & CO INC COM 58933Y105 586 7,652 SH   OTR 1, 2 0 0 7,652
META PLATFORMS INC CL A 30303M102 9,822 29,201 SH   OTR 1, 2 0 0 29,201
MICROSOFT CORP COM 594918104 19,292 57,362 SH   OTR 1, 2 0 0 57,362
MODERNA INC COM 60770K107 297 1,171 SH   OTR 1 0 0 1,171
MONDELEZ INTL INC CL A 609207105 1,801 27,161 SH   OTR 1, 2 0 0 27,161
MORGAN STANLEY COM NEW 617446448 216 2,202 SH   OTR 1 0 0 2,202
NATIONAL CINEMEDIA INC COM 635309107 51 17,980 SH   OTR 1 0 0 17,980
NETFLIX INC COM 64110L106 1,451 2,408 SH   OTR 1 0 0 2,408
NEXTERA ENERGY INC COM 65339F101 200 2,145 SH   OTR 1, 2 0 0 2,145
NIKE INC CL B 654106103 5,043 30,255 SH   OTR 1 0 0 30,255
NORFOLK SOUTHN CORP COM 655844108 473 1,590 SH   OTR 1 0 0 1,590
NORTHROP GRUMMAN CORP COM 666807102 282 729 SH   OTR 1, 2 0 0 729
NOVARTIS AG SPONSORED ADR 66987V109 215 2,453 SH   OTR 1 0 0 2,453
NOVO-NORDISK A S ADR 670100205 530 4,731 SH   OTR 1 0 0 4,731
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508 265 7,175 SH   SOLE   0 0 7,175
NUVEEN MUN VALUE FD INC COM 670928100 119 11,500 SH   SOLE   0 0 11,500
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 705 41,213 SH   SOLE   0 0 41,213
NVIDIA CORPORATION COM 67066G104 976 3,317 SH   OTR 1 0 0 3,317
OCUPHIRE PHARMA INC COM 67577R102 45 12,120 SH   SOLE   0 0 12,120
OMNICOM GROUP INC COM 681919106 223 3,049 SH   OTR 1 0 0 3,049
ORACLE CORP COM 68389X105 6,005 68,860 SH   OTR 1 0 0 68,860
PALO ALTO NETWORKS INC COM 697435105 208 374 SH   OTR 1 0 0 374
PENN NATL GAMING INC COM 707569109 659 12,706 SH   SOLE   0 0 12,706
PEPSICO INC COM 713448108 7,026 40,449 SH   OTR 1, 2 0 0 40,449
PFIZER INC COM 717081103 5,821 98,586 SH   OTR 1, 2 0 0 98,586
PHILIP MORRIS INTL INC COM 718172109 4,574 48,145 SH   OTR 1, 2 0 0 48,145
PNC FINL SVCS GROUP INC COM 693475105 209 1,040 SH   OTR 1 0 0 1,040
POPULAR INC COM NEW 733174700 357 4,354 SH   OTR 1 0 0 4,354
PPG INDS INC COM 693506107 225 1,305 SH   OTR 1 0 0 1,305
PROCORE TECHNOLOGIES INC COM 74275K108 274 3,425 SH   SOLE   0 0 3,425
PROCTER AND GAMBLE CO COM 742718109 6,013 36,762 SH   OTR 1, 2 0 0 36,762
QUALCOMM INC COM 747525103 275 1,506 SH   OTR 1, 2 0 0 1,506
RELX PLC SPONSORED ADR 759530108 300 9,190 SH   OTR 1 0 0 9,190
REPUBLIC SVCS INC COM 760759100 299 2,143 SH   OTR 1 0 0 2,143
ROYAL BK CDA COM 780087102 587 5,533 SH   OTR 1 0 0 5,533
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 334 7,685 SH   OTR 1, 2 0 0 7,685
S&P GLOBAL INC COM 78409V104 1,013 2,147 SH   OTR 1 0 0 2,147
SALESFORCE COM INC COM 79466L302 1,205 4,743 SH   OTR 1, 2 0 0 4,743
SAP SE SPON ADR 803054204 259 1,850 SH   OTR 1, 2 0 0 1,850
SCHWAB CHARLES CORP COM 808513105 1,408 16,742 SH   OTR 1, 2 0 0 16,742
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 292 1,782 SH   SOLE   0 0 1,782
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 202 2,500 SH   SOLE   0 0 2,500
SCHWAB STRATEGIC TR US TIPS ETF 808524870 322 5,122 SH   OTR 2 0 0 5,122
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 267 5,289 SH   OTR 2 0 0 5,289
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 238 1,368 SH   OTR 1 0 0 1,368
SIRIUS XM HOLDINGS INC COM 82968B103 64 10,102 SH   OTR 1 0 0 10,102
SMUCKER J M CO COM NEW 832696405 306 2,250 SH   OTR 1 0 0 2,250
SOUTHERN CO COM 842587107 1,117 16,289 SH   OTR 1, 2 0 0 16,289
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,960 5,395 SH   OTR 1, 2 0 0 5,395
SPDR GOLD TR GOLD SHS 78463V107 368 2,150 SH   SOLE   0 0 2,150
SPDR SER TR NUVEEN BLMBRG MU 78468R721 473 9,148 SH   OTR 2 0 0 9,148
STARBUCKS CORP COM 855244109 6,433 54,993 SH   OTR 1, 2 0 0 54,993
SYSCO CORP COM 871829107 1,497 19,054 SH   OTR 1 0 0 19,054
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,140 9,474 SH   OTR 1 0 0 9,474
TARGET CORP COM 87612E106 202 871 SH   OTR 1, 2 0 0 871
TESLA INC COM 88160R101 993 940 SH   OTR 1 0 0 940
TEXAS INSTRS INC COM 882508104 1,058 5,613 SH   OTR 1 0 0 5,613
THERMO FISHER SCIENTIFIC INC COM 883556102 769 1,152 SH   OTR 1, 2 0 0 1,152
TORONTO DOMINION BK ONT COM NEW 891160509 521 6,789 SH   OTR 1, 2 0 0 6,789
TOTALENERGIES SE SPONSORED ADS 89151E109 317 6,412 SH   OTR 1 0 0 6,412
TRAVELERS COMPANIES INC COM 89417E109 570 3,645 SH   OTR 1 0 0 3,645
TURNING PT BRANDS INC COM 90041L105 308 8,140 SH   SOLE   0 0 8,140
UNION PAC CORP COM 907818108 1,003 3,981 SH   OTR 1, 2 0 0 3,981
UNITED PARCEL SERVICE INC CL B 911312106 392 1,831 SH   OTR 1 0 0 1,831
UNITEDHEALTH GROUP INC COM 91324P102 2,990 5,954 SH   OTR 1, 2 0 0 5,954
UPSTART HLDGS INC COM 91680M107 253 1,675 SH   SOLE   0 0 1,675
US BANCORP DEL COM NEW 902973304 339 6,032 SH   OTR 1 0 0 6,032
VALVOLINE INC COM 92047W101 618 16,562 SH   SOLE   0 0 16,562
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 255 4,976 SH   OTR 2 0 0 4,976
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 725 4,015 SH   OTR 2 0 0 4,015
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,189 18,758 SH   OTR 2 0 0 18,758
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4,171 27,743 SH   OTR 1, 2 0 0 27,743
VANGUARD INDEX FDS TOTAL STK MKT 922908769 17,103 70,837 SH   OTR 1, 2 0 0 70,837
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,097 6,000 SH   SOLE   0 0 6,000
VANGUARD INDEX FDS MID CAP ETF 922908629 664 2,608 SH   OTR 1, 2 0 0 2,608
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,671 26,117 SH   OTR 1, 2 0 0 26,117
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,313 19,940 SH   SOLE   0 0 19,940
VANGUARD INDEX FDS SMALL CP ETF 922908751 680 3,007 SH   OTR 1, 2 0 0 3,007
VANGUARD INDEX FDS GROWTH ETF 922908736 2,994 9,331 SH   OTR 1, 2 0 0 9,331
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,331 168,446 SH   OTR 1, 2 0 0 168,446
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 10,492 171,208 SH   OTR 1, 2 0 0 171,208
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 5,550 51,660 SH   OTR 1 0 0 51,660
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,478 26,714 SH   OTR 2 0 0 26,714
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 807 9,933 SH   OTR 2 0 0 9,933
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 13,246 118,150 SH   OTR 1, 2 0 0 118,150
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 2,580 38,405 SH   OTR 2 0 0 38,405
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 7,303 85,498 SH   OTR 1, 2 0 0 85,498
VANGUARD WORLD FD ESG INTL STK ETF 921910725 366 5,900 SH   SOLE   0 0 5,900
VANGUARD WORLD FD MEGA CAP INDEX 921910873 5,139 30,575 SH   OTR 1 0 0 30,575
VERITIV CORP COM 923454102 218 1,776 SH   OTR 1 0 0 1,776
VERIZON COMMUNICATIONS INC COM 92343V104 2,697 51,900 SH   OTR 1, 2 0 0 51,900
VIATRIS INC COM 92556V106 135 10,005 SH   SOLE   0 0 10,005
VISA INC COM CL A 92826C839 2,810 12,966 SH   OTR 1, 2 0 0 12,966
VISTA OIL & GAS SAB DE CV SPONSORED ADS 92837L109 797 149,500 SH   SOLE   0 0 149,500
WALMART INC COM 931142103 2,561 17,699 SH   OTR 1, 2 0 0 17,699
WASTE MGMT INC DEL COM 94106L109 881 5,281 SH   OTR 1 0 0 5,281
WD 40 CO COM 929236107 262 1,072 SH   SOLE   0 0 1,072
WELLS FARGO CO NEW COM 949746101 667 13,897 SH   OTR 1 0 0 13,897
WESTERN ASSET MTG CAP CORP COM 95790D105 30 14,165 SH   OTR 1 0 0 14,165
YUM BRANDS INC COM 988498101 203 1,461 SH   OTR 1 0 0 1,461
ZIMMER BIOMET HOLDINGS INC COM 98956P102 315 2,478 SH   OTR 1 0 0 2,478
ZOETIS INC CL A 98978V103 1,003 4,108 SH   OTR 1, 2 0 0 4,108