The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 437 2,460 SH   SOLE   0 0 2,460
Abbott Laboratories COM 002824100 524 3,725 SH   SOLE   0 0 3,725
AbbVie Inc COM 00287Y109 1,033 7,631 SH   SOLE   0 0 7,631
Alphabet Inc Cl A COM 02079K305 3,329 1,149 SH   SOLE   0 0 1,149
Alphabet Inc Cl C COM 02079K107 2,115 731 SH   SOLE   0 0 731
American Express COM 025816109 2,282 13,949 SH   SOLE   0 0 13,949
American Tower Corp COM 03027X100 1,894 6,475 SH   SOLE   0 0 6,475
American Water Works Inc COM 030420103 1,020 5,400 SH   SOLE   0 0 5,400
Anthem Inc COM 036752103 331 715 SH   SOLE   0 0 715
Apple Inc COM 037833100 8,984 50,594 SH   SOLE   0 0 50,594
Applied Materials Inc COM 654902204 203 1,290 SH   SOLE   0 0 1,290
Automatic Data Processing COM 053015103 2,490 10,100 SH   SOLE   0 0 10,100
Bank of America Corp COM 060505104 2,258 50,750 SH   SOLE   0 0 50,750
Becton Dickinson & Co COM 075887109 1,457 5,795 SH   SOLE   0 0 5,795
Berkley W R Corporation COM 084423102 2,307 27,999 SH   SOLE   0 0 27,999
Berkshire Hathaway Inc Cl B COM 084670702 3,590 12,008 SH   SOLE   0 0 12,008
BHP Billiton Ltd ADR ADR 088606108 284 4,700 SH   SOLE   0 0 4,700
Blackstone Group Inc COM 09260D107 1,407 10,875 SH   SOLE   0 0 10,875
Bristol-Myers Squibb Co COM 110122108 365 5,850 SH   SOLE   0 0 5,850
Chevron Corp COM 166764100 1,559 13,288 SH   SOLE   0 0 13,288
Cigna Corp COM 125509109 740 3,221 SH   SOLE   0 0 3,221
Cisco Systems Inc COM 17275R102 2,685 42,372 SH   SOLE   0 0 42,372
Citigroup Inc COM 172967424 319 5,275 SH   SOLE   0 0 5,275
Clorox Company COM 189054109 527 3,025 SH   SOLE   0 0 3,025
Coca-Cola Company COM 191216100 246 4,150 SH   SOLE   0 0 4,150
Colgate-Palmolive Co COM 194162103 944 11,060 SH   SOLE   0 0 11,060
Comcast Corp Class A COM 20030N101 1,323 26,293 SH   SOLE   0 0 26,293
ConocoPhillips COM 20825C104 682 9,450 SH   SOLE   0 0 9,450
Consolidated Edison Inc COM 209115104 461 5,400 SH   SOLE   0 0 5,400
Costco Wholesale Corp COM 22160K105 4,678 8,241 SH   SOLE   0 0 8,241
CSX Corp COM 126408103 1,198 31,862 SH   SOLE   0 0 31,862
CVS Health Corporation COM 126650100 1,315 12,750 SH   SOLE   0 0 12,750
Danaher Corp COM 235851102 526 1,600 SH   SOLE   0 0 1,600
Disney (Walt) Company COM 254687106 963 6,217 SH   SOLE   0 0 6,217
DuPont de Nemours Inc COM 26614N102 638 7,898 SH   SOLE   0 0 7,898
eBay Inc COM 278642103 446 6,700 SH   SOLE   0 0 6,700
Ecolab Inc COM 278865100 1,354 5,770 SH   SOLE   0 0 5,770
Emerson Electric Co COM 291011104 205 2,200 SH   SOLE   0 0 2,200
Essential Utilities Inc COM 29670G102 1,690 31,486 SH   SOLE   0 0 31,486
Globus Medical Inc COM 379577208 5,302 73,435 SH   SOLE   0 0 73,435
Hershey Company COM 427866108 406 2,100 SH   SOLE   0 0 2,100
Home Depot Inc COM 437076102 2,996 7,219 SH   SOLE   0 0 7,219
Honeywell International Inc COM 438516106 214 1,025 SH   SOLE   0 0 1,025
IdaCorp Incorporated COM 451107106 831 7,336 SH   SOLE   0 0 7,336
Intel Corp COM 458140100 1,069 20,749 SH   SOLE   0 0 20,749
Intl Flavors & Fragrances COM 459506101 785 5,213 SH   SOLE   0 0 5,213
Intuit Inc COM 461202103 6,558 10,195 SH   SOLE   0 0 10,195
Invesco Preferred ETF 46138E511 2,132 142,133 SH   SOLE   0 0 142,133
Invesco QQQ Trust ETF 46090E103 676 1,700 SH   SOLE   0 0 1,700
Invesco S&P 500 Eq Wt ETF 46137V357 2,413 14,826 SH   SOLE   0 0 14,826
iShares Core Growth Allocation ETF 464289867 308 5,394 SH   SOLE   0 0 5,394
iShares Core Moderate Allocati ETF 464289875 421 9,263 SH   SOLE   0 0 9,263
iShares Core MSCI EAFE ETF 46432F842 2,036 27,283 SH   SOLE   0 0 27,283
iShares Core S&P US Growth ETF 464287671 508 4,395 SH   SOLE   0 0 4,395
iShares MSCI EAFE Index ETF 464287465 268 3,400 SH   SOLE   0 0 3,400
iShares MSCI EmergMkt Min Vol ETF 464286533 572 9,100 SH   SOLE   0 0 9,100
iShares National Muni ETF 464288414 203 1,750 SH   SOLE   0 0 1,750
iShares Russell 2000 Index ETF 464287655 3,060 13,755 SH   SOLE   0 0 13,755
iShares Short Term Corporate ETF 464288646 458 8,505 SH   SOLE   0 0 8,505
Johnson & Johnson COM 478160104 2,303 13,461 SH   SOLE   0 0 13,461
JP Morgan Chase & Co COM 46625H100 1,865 11,775 SH   SOLE   0 0 11,775
Kimberly-Clark Corp COM 494368103 259 1,812 SH   SOLE   0 0 1,812
L3Harris Technologies Inc COM 502431109 960 4,500 SH   SOLE   0 0 4,500
Lockheed Martin Corp COM 539830109 453 1,275 SH   SOLE   0 0 1,275
Lowes Companies Inc COM 548661107 2,936 11,360 SH   SOLE   0 0 11,360
Masco Corp COM 574599106 548 7,800 SH   SOLE   0 0 7,800
Mastercard Inc COM 57636Q104 341 950 SH   SOLE   0 0 950
McDonalds Corp COM 580135101 1,289 4,810 SH   SOLE   0 0 4,810
Merck & Co COM 58933Y105 1,835 23,938 SH   SOLE   0 0 23,938
MetLife Inc COM 59156R108 556 8,900 SH   SOLE   0 0 8,900
Microsoft Corporation COM 594918104 10,999 32,704 SH   SOLE   0 0 32,704
Mondelez Intl Inc Cl A COM 609207105 1,068 16,112 SH   SOLE   0 0 16,112
NextEra Energy Inc COM 65339F101 742 7,950 SH   SOLE   0 0 7,950
Oracle Corp COM 68389X105 3,138 35,985 SH   SOLE   0 0 35,985
Organon & Co COM 68622V106 699 22,949 SH   SOLE   0 0 22,949
Paychex Inc COM 704326107 2,897 21,220 SH   SOLE   0 0 21,220
PayPal Holdings Inc COM 70450Y103 3,222 17,085 SH   SOLE   0 0 17,085
Pepsico Inc COM 713448108 1,937 11,150 SH   SOLE   0 0 11,150
Pfizer Inc COM 717081103 1,729 29,278 SH   SOLE   0 0 29,278
Phillips 66 COM 718546104 509 7,025 SH   SOLE   0 0 7,025
Procter & Gamble COM 742718109 2,835 17,330 SH   SOLE   0 0 17,330
Quest Diagnostics Inc COM 74834L100 631 3,650 SH   SOLE   0 0 3,650
Raytheon Technologies Corp COM 75513E101 709 8,243 SH   SOLE   0 0 8,243
Republic Services Inc COM 760759100 328 2,350 SH   SOLE   0 0 2,350
RPM International COM 749685103 1,031 10,205 SH   SOLE   0 0 10,205
Schwab US Small-Cap ETF 808524607 297 2,900 SH   SOLE   0 0 2,900
Scotts Miracle Group COM 810186106 934 5,800 SH   SOLE   0 0 5,800
Simon Property Group COM 828806109 371 2,325 SH   SOLE   0 0 2,325
Southern Company COM 842587107 269 3,920 SH   SOLE   0 0 3,920
SPDR S&P 500 ETF 78462F103 891 1,875 SH   SOLE   0 0 1,875
Starbucks Corp COM 855244109 1,867 15,965 SH   SOLE   0 0 15,965
Sysco Corporation COM 871829107 2,178 27,723 SH   SOLE   0 0 27,723
Target Corporation COM 87612E106 2,020 8,730 SH   SOLE   0 0 8,730
TJX Companies Inc COM 872540109 1,118 14,725 SH   SOLE   0 0 14,725
Uber Technologies Inc COM 90353T100 409 9,750 SH   SOLE   0 0 9,750
UGI Corporation COM 902681105 474 10,325 SH   SOLE   0 0 10,325
UniFirst Corp COM 904708104 752 3,575 SH   SOLE   0 0 3,575
Union Pacific Corp COM 907818108 328 1,300 SH   SOLE   0 0 1,300
United Parcel Service Inc COM 911312106 2,355 10,985 SH   SOLE   0 0 10,985
UnitedHealth Group Inc COM 91324P102 1,547 3,080 SH   SOLE   0 0 3,080
V F Corporation COM 918204108 721 9,850 SH   SOLE   0 0 9,850
Valero Energy Corp COM 91913Y100 652 8,675 SH   SOLE   0 0 8,675
Vanguard Div Appreciation ETF 921908844 1,644 9,570 SH   SOLE   0 0 9,570
Vanguard Info Technology ETF 92204A702 208 455 SH   SOLE   0 0 455
Vanguard Muni Bond ETF 922907746 1,579 28,750 SH   SOLE   0 0 28,750
Vanguard REIT ETF 922908553 1,219 10,510 SH   SOLE   0 0 10,510
Vanguard Short Term Bond Index ETF 921937827 2,332 28,851 SH   SOLE   0 0 28,851
Vanguard Total Stock Mkt ETF 922908769 269 1,115 SH   SOLE   0 0 1,115
Verizon Communications COM 92343V104 1,017 19,580 SH   SOLE   0 0 19,580
Vgd Consumer Discretionary ETF 92204A108 336 985 SH   SOLE   0 0 985
Vgd Int Term Bond Index Fund ETF 921937819 4,540 51,811 SH   SOLE   0 0 51,811
Visa Inc COM 92826C839 1,058 4,880 SH   SOLE   0 0 4,880
Walmart Inc COM 931142103 619 4,275 SH   SOLE   0 0 4,275
Waste Management Inc COM 94106L109 1,827 10,945 SH   SOLE   0 0 10,945
WEC Energy Group COM 92939U106 209 2,150 SH   SOLE   0 0 2,150
WideOpenWest Inc COM 96758W101 1,901 88,344 SH   SOLE   0 0 88,344
YUM Brands Inc COM 988498101 940 6,770 SH   SOLE   0 0 6,770
Zoetis Inc COM 98978V103 2,934 12,025 SH   SOLE   0 0 12,025