The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MCDONALDS CORP COM 580135101 391 1,458 SH   SOLE   1,458 0 0
MERCK & CO INC COM 58933Y105 1,327 17,315 SH   SOLE   17,315 0 0
METLIFE INC COM 59156R108 490 7,844 SH   SOLE   7,844 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 616 363 SH   SOLE   363 0 0
MICROSOFT CORP COM 594918104 6,444 19,162 SH   SOLE   19,162 0 0
MORGAN STANLEY COM NEW 617446448 216 2,198 SH   SOLE   2,198 0 0
NBT BANCORP INC COM 628778102 262 6,800 SH   SOLE   6,800 0 0
NETFLIX INC COM 64110L106 3,049 5,061 SH   SOLE   5,061 0 0
NEXTERA ENERGY INC COM 65339F101 446 4,777 SH   SOLE   4,777 0 0
NIKE INC CL B 654106103 410 2,461 SH   SOLE   2,461 0 0
NOVAVAX INC COM NEW 670002401 216 1,508 SH   SOLE   1,508 0 0
NVIDIA CORPORATION COM 67066G104 5,270 17,918 SH   SOLE   17,918 0 0
OCCIDENTAL PETE CORP COM 674599105 796 27,458 SH   SOLE   27,458 0 0
ORACLE CORP COM 68389X105 7,649 87,713 SH   SOLE   87,713 0 0
ORASURE TECHNOLOGIES INC COM 68554V108 120 13,814 SH   SOLE   13,814 0 0
PNC FINL SVCS GROUP INC COM 693475105 8,234 41,065 SH   SOLE   41,065 0 0
PPL CORP COM 69351T106 3,032 100,855 SH   SOLE   100,855 0 0
PAYPAL HLDGS INC COM 70450Y103 552 2,928 SH   SOLE   2,928 0 0
PENN NATL GAMING INC COM 707569109 322 6,201 SH   SOLE   6,201 0 0
PEPSICO INC COM 713448108 527 3,035 SH   SOLE   3,035 0 0
PFIZER INC COM 717081103 3,178 53,821 SH   SOLE   53,821 0 0
PROCTER AND GAMBLE CO COM 742718109 818 4,999 SH   SOLE   4,999 0 0
PROLOGIS INC. COM 74340W103 324 1,925 SH   SOLE   1,925 0 0
PROVIDENT FINL SVCS INC COM 74386T105 424 17,489 SH   SOLE   17,489 0 0
QUALCOMM INC COM 747525103 3,207 17,535 SH   SOLE   17,535 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 495 5,749 SH   SOLE   5,749 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 730 33,469 SH   SOLE   33,469 0 0
RETRACTABLE TECHNOLOGIES INC COM 76129W105 94 13,500 SH   SOLE   13,500 0 0
ROCKWELL AUTOMATION INC COM 773903109 351 1,005 SH   SOLE   1,005 0 0
ROYAL BK CDA COM 780087102 361 3,400 SH   SOLE   3,400 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,057 8,542 SH   SOLE   8,542 0 0
SPDR GOLD TR GOLD SHS 78463V107 351 2,056 SH   SOLE   2,056 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 401 9,542 SH   SOLE   9,542 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 501 968 SH   SOLE   968 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 1,788 19,555 SH   SOLE   19,555 0 0
SVB FINANCIAL GROUP COM 78486Q101 263 388 SH   SOLE   388 0 0
SALESFORCE COM INC COM 79466L302 2,394 9,419 SH   SOLE   9,419 0 0
SANDY SPRING BANCORP INC COM 800363103 552 11,479 SH   SOLE   11,479 0 0
SCHLUMBERGER LTD COM STK 806857108 211 7,058 SH   SOLE   7,058 0 0
SCHWAB CHARLES CORP COM 808513105 533 6,343 SH   SOLE   6,343 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 494 3,509 SH   SOLE   3,509 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 432 7,782 SH   SOLE   7,782 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 562 3,231 SH   SOLE   3,231 0 0
SOUTHERN COPPER CORP COM 84265V105 787 12,750 SH   SOLE   12,750 0 0
SPLUNK INC COM 848637104 917 7,925 SH   SOLE   7,925 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 1,433 99,798 SH   SOLE   99,798 0 0
STARBUCKS CORP COM 855244109 1,236 10,570 SH   SOLE   10,570 0 0
SYNOPSYS INC COM 871607107 215 583 SH   SOLE   583 0 0
SYNCHRONY FINANCIAL COM 87165B103 524 11,300 SH   SOLE   11,300 0 0
TARGET CORP COM 87612E106 480 2,074 SH   SOLE   2,074 0 0
TARGA RES CORP COM 87612G101 219 4,196 SH   SOLE   4,196 0 0
TESLA INC COM 88160R101 1,012 958 SH   SOLE   958 0 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 102 12,756 SH   SOLE   12,756 0 0
TEXAS CAP BANCSHARES INC COM 88224Q107 1,075 17,850 SH   SOLE   17,850 0 0
TEXAS INSTRS INC COM 882508104 371 1,966 SH   SOLE   1,966 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 759 1,138 SH   SOLE   1,138 0 0
3M CO COM 88579Y101 385 2,168 SH   SOLE   2,168 0 0
TORTOISE ENERGY INFRA CORP COM 89147L886 824 29,518 SH   SOLE   29,518 0 0
AT&T INC COM 00206R102 2,442 99,255 SH   SOLE   99,255 0 0
ABBOTT LABS COM 002824100 4,426 31,445 SH   SOLE   31,445 0 0
ABBVIE INC COM 00287Y109 4,703 34,736 SH   SOLE   34,736 0 0
ACTIVISION BLIZZARD INC COM 00507V109 389 5,841 SH   SOLE   5,841 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 500 882 SH   SOLE   882 0 0
AIR PRODS & CHEMS INC COM 009158106 3,876 12,739 SH   SOLE   12,739 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,063 17,365 SH   SOLE   17,365 0 0
ALPHABET INC CAP STK CL C 02079K107 5,041 1,742 SH   SOLE   1,742 0 0
ALPHABET INC CAP STK CL A 02079K305 2,155 744 SH   SOLE   744 0 0
AMAZON COM INC COM 023135106 7,559 2,267 SH   SOLE   2,267 0 0
AMERICAN EXPRESS CO COM 025816109 534 3,265 SH   SOLE   3,265 0 0
AMGEN INC COM 031162100 979 4,351 SH   SOLE   4,351 0 0
APPLE INC COM 037833100 26,457 148,997 SH   SOLE   148,997 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 539 2,185 SH   SOLE   2,185 0 0
AUTONATION INC COM 05329W102 276 2,361 SH   SOLE   2,361 0 0
BK OF AMERICA CORP COM 060505104 1,654 37,177 SH   SOLE   37,177 0 0
BANK NEW YORK MELLON CORP COM 064058100 417 7,183 SH   SOLE   7,183 0 0
BARCLAYS PLC ADR 06738E204 649 62,734 SH   SOLE   62,734 0 0
BAUSCH HEALTH COS INC COM 071734107 204 7,400 SH   SOLE   7,400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,629 5,447 SH   SOLE   5,447 0 0
BLACKROCK INC COM 09247X101 1,382 1,509 SH   SOLE   1,509 0 0
BLACKROCK MUNICIPAL INCOME COM 09253X102 379 25,000 SH   SOLE   25,000 0 0
BLACKROCK MUNIYIELD QUALITY COM 09254E103 204 13,755 SH   SOLE   13,755 0 0
BLACKSTONE INC COM 09260D107 583 4,505 SH   SOLE   4,505 0 0
BOEING CO COM 097023105 2,515 12,494 SH   SOLE   12,494 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,327 21,283 SH   SOLE   21,283 0 0
BROADCOM INC COM 11135F101 1,936 2,909 SH   SOLE   2,909 0 0
CBOE GLOBAL MKTS INC COM 12503M108 888 6,813 SH   SOLE   6,813 0 0
CME GROUP INC COM 12572Q105 3,852 16,860 SH   SOLE   16,860 0 0
CSX CORP COM 126408103 217 5,772 SH   SOLE   5,772 0 0
CVS HEALTH CORP COM 126650100 554 5,375 SH   SOLE   5,375 0 0
CATERPILLAR INC COM 149123101 639 3,090 SH   SOLE   3,090 0 0
CHEVRON CORP NEW COM 166764100 1,646 14,022 SH   SOLE   14,022 0 0
CHIMERA INVT CORP COM NEW 16934Q208 219 14,500 SH   SOLE   14,500 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 467 267 SH   SOLE   267 0 0
CISCO SYS INC COM 17275R102 908 14,326 SH   SOLE   14,326 0 0
CITIGROUP INC COM NEW 172967424 937 15,514 SH   SOLE   15,514 0 0
CLEARBRIDGE ENERGY MIDSTRM O COM 18469P209 373 17,095 SH   SOLE   17,095 0 0
COCA COLA CO COM 191216100 966 16,320 SH   SOLE   16,320 0 0
COMCAST CORP NEW CL A 20030N101 1,025 20,362 SH   SOLE   20,362 0 0
CONOCOPHILLIPS COM 20825C104 226 3,137 SH   SOLE   3,137 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,464 2,578 SH   SOLE   2,578 0 0
CROSSAMERICA PARTNERS LP UT LTD PTN INT 22758A105 2,914 152,873 SH   SOLE   152,873 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 604 2,892 SH   SOLE   2,892 0 0
DANAHER CORPORATION COM 235851102 332 1,008 SH   SOLE   1,008 0 0
DEERE & CO COM 244199105 475 1,384 SH   SOLE   1,384 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 1,156 29,578 SH   SOLE   29,578 0 0
DICKS SPORTING GOODS INC COM 253393102 376 3,268 SH   SOLE   3,268 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,019 35,159 SH   SOLE   35,159 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 859 32,903 SH   SOLE   32,903 0 0
DISNEY WALT CO COM 254687106 4,426 28,576 SH   SOLE   28,576 0 0
EMBRAER S.A. SPONSORED ADS 29082A107 338 19,050 SH   SOLE   19,050 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 1,219 55,524 SH   SOLE   55,524 0 0
ESSA BANCORP INC COM 29667D104 244 14,069 SH   SOLE   14,069 0 0
EXXON MOBIL CORP COM 30231G102 3,029 49,497 SH   SOLE   49,497 0 0
FS KKR CAP CORP COM 302635206 210 10,033 SH   SOLE   10,033 0 0
META PLATFORMS INC CL A 30303M102 5,625 16,723 SH   SOLE   16,723 0 0
FEDEX CORP COM 31428X106 302 1,169 SH   SOLE   1,169 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 212 4,071 SH   SOLE   4,071 0 0
FIRST SOLAR INC COM 336433107 2,358 27,052 SH   SOLE   27,052 0 0
FOCUS FINL PARTNERS INC COM CL A 34417P100 7,873 131,827 SH   SOLE   131,827 0 0
FORD MTR CO DEL COM 345370860 1,495 71,956 SH   SOLE   71,956 0 0
FORTINET INC COM 34959E109 277 772 SH   SOLE   772 0 0
FREEPORT-MCMORAN INC CL B 35671D857 512 12,259 SH   SOLE   12,259 0 0
FULTON FINL CORP PA COM 360271100 370 21,773 SH   SOLE   21,773 0 0
GENERAL DYNAMICS CORP COM 369550108 300 1,439 SH   SOLE   1,439 0 0
GENERAL ELECTRIC CO COM NEW 369604301 1,417 14,996 SH   SOLE   14,996 0 0
GENERAL MLS INC COM 370334104 721 10,704 SH   SOLE   10,704 0 0
GENERAL MTRS CO COM 37045V100 363 6,193 SH   SOLE   6,193 0 0
GILEAD SCIENCES INC COM 375558103 836 11,507 SH   SOLE   11,507 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 408 9,260 SH   SOLE   9,260 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 996 2,604 SH   SOLE   2,604 0 0
GOLDMAN SACHS BDC INC SHS 38147U107 3,604 188,108 SH   SOLE   188,108 0 0
GOLDMAN SACHS MLP ENERGY REN COM 38148G206 1,142 110,918 SH   SOLE   110,918 0 0
HERSHEY CO COM 427866108 225 1,164 SH   SOLE   1,164 0 0
HOME DEPOT INC COM 437076102 1,967 4,739 SH   SOLE   4,739 0 0
HONEYWELL INTL INC COM 438516106 1,066 5,112 SH   SOLE   5,112 0 0
INTEL CORP COM 458140100 1,244 24,164 SH   SOLE   24,164 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 394 2,951 SH   SOLE   2,951 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,203 8,051 SH   SOLE   8,051 0 0
ISHARES GOLD TR ISHARES NEW 464285204 331 9,522 SH   SOLE   9,522 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,439 13,454 SH   SOLE   13,454 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,815 5,902 SH   SOLE   5,902 0 0
ISHARES TR GLOBAL TECH ETF 464287291 481 7,473 SH   SOLE   7,473 0 0
ISHARES TR GLOBAL FINLS ETF 464287333 360 4,499 SH   SOLE   4,499 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,517 9,034 SH   SOLE   9,034 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,846 9,314 SH   SOLE   9,314 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 446 1,608 SH   SOLE   1,608 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 1,147 5,939 SH   SOLE   5,939 0 0
ISHARES TR U.S. ENERGY ETF 464287796 298 9,898 SH   SOLE   9,898 0 0
ISHARES TR CORE S&P SCP ETF 464287804 627 5,473 SH   SOLE   5,473 0 0
ISHARES TR SHORT TREAS BD 464288679 301 2,725 SH   SOLE   2,725 0 0
ISHARES TR EAFE VALUE ETF 464288877 969 19,229 SH   SOLE   19,229 0 0
ISHARES TR EAFE GRWTH ETF 464288885 957 8,680 SH   SOLE   8,680 0 0
ISHARES SILVER TR ISHARES 46428Q109 217 10,090 SH   SOLE   10,090 0 0
ISHARES TR MSCI USA VALUE 46432F388 801 7,316 SH   SOLE   7,316 0 0
ISHARES TR CORE MSCI EAFE 46432F842 563 7,541 SH   SOLE   7,541 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 428 10,772 SH   SOLE   10,772 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 519 10,300 SH   SOLE   10,300 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 2,293 21,253 SH   SOLE   21,253 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718 1,038 10,382 SH   SOLE   10,382 0 0
ISOPLEXIS CORP COM 465005106 102 11,053 SH   SOLE   11,053 0 0
JPMORGAN CHASE & CO COM 46625H100 3,200 20,207 SH   SOLE   20,207 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 515 10,205 SH   SOLE   10,205 0 0
JD.COM INC SPON ADR CL A 47215P106 2,085 29,763 SH   SOLE   29,763 0 0
JOHNSON & JOHNSON COM 478160104 4,348 25,414 SH   SOLE   25,414 0 0
JUNIPER NETWORKS INC COM 48203R104 550 15,403 SH   SOLE   15,403 0 0
KANDI TECHNOLOGIES GROUP INC COM 483709101 143 44,580 SH   SOLE   44,580 0 0
LAS VEGAS SANDS CORP COM 517834107 409 10,859 SH   SOLE   10,859 0 0
LILLY ELI & CO COM 532457108 654 2,366 SH   SOLE   2,366 0 0
LINEAGE CELL THERAPEUTICS IN COM 53566P109 25 10,000 SH   SOLE   10,000 0 0
LOCKHEED MARTIN CORP COM 539830109 1,199 3,374 SH   SOLE   3,374 0 0
LOWES COS INC COM 548661107 534 2,067 SH   SOLE   2,067 0 0
LUMEN TECHNOLOGIES INC COM 550241103 754 60,092 SH   SOLE   60,092 0 0
MARRIOTT INTL INC NEW CL A 571903202 551 3,336 SH   SOLE   3,336 0 0
TRUIST FINL CORP COM 89832Q109 366 6,243 SH   SOLE   6,243 0 0
UGI CORP NEW COM 902681105 229 4,994 SH   SOLE   4,994 0 0
UBER TECHNOLOGIES INC COM 90353T100 200 4,772 SH   SOLE   4,772 0 0
UNDER ARMOUR INC CL C 904311206 478 26,502 SH   SOLE   26,502 0 0
UNITED PARCEL SERVICE INC CL B 911312106 398 1,856 SH   SOLE   1,856 0 0
UNITEDHEALTH GROUP INC COM 91324P102 475 946 SH   SOLE   946 0 0
VALERO ENERGY CORP COM 91913Y100 385 5,120 SH   SOLE   5,120 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 2,476 77,308 SH   SOLE   77,308 0 0
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791 318 7,585 SH   SOLE   7,585 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 203 2,498 SH   SOLE   2,498 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 316 724 SH   SOLE   724 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 487 4,194 SH   SOLE   4,194 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 420 1,740 SH   SOLE   1,740 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,291 44,087 SH   SOLE   44,087 0 0
VERTEX INC CL A 92538J106 422 26,569 SH   SOLE   26,569 0 0
VISA INC COM CL A 92826C839 1,029 4,747 SH   SOLE   4,747 0 0
WALMART INC COM 931142103 1,431 9,893 SH   SOLE   9,893 0 0
WELLS FARGO CO NEW COM 949746101 630 13,139 SH   SOLE   13,139 0 0
WESTERN ASSET MUN HIGH INCOM COM 95766N103 107 13,379 SH   SOLE   13,379 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 221 5,097 SH   SOLE   5,097 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 261 7,951 SH   SOLE   7,951 0 0
WYNN RESORTS LTD COM 983134107 902 10,608 SH   SOLE   10,608 0 0
ZOETIS INC CL A 98978V103 569 2,331 SH   SOLE   2,331 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 349 841 SH   SOLE   841 0 0
INTERNATIONAL GAME TECHNOLOG SHS USD G4863A108 572 19,775 SH   SOLE   19,775 0 0
MEDTRONIC PLC SHS G5960L103 296 2,860 SH   SOLE   2,860 0 0
NXP SEMICONDUCTORS N V COM N6596X109 208 914 SH   SOLE   914 0 0
ROYAL CARIBBEAN GROUP COM V7780T103 1,093 14,219 SH   SOLE   14,219 0 0