The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 951 5,352 SH   SOLE   0 0 5,352
ABBOTT LABS COM 002824100 1,959 13,922 SH   SOLE   0 0 13,922
ABBVIE INC COM 00287Y109 405 2,991 SH   SOLE   0 0 2,991
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 6,097 14,708 SH   SOLE   0 0 14,708
ADVANCED MICRO DEVICES INC COM 007903107 331 2,299 SH   SOLE   0 0 2,299
AFLAC INC COM 001055102 1,375 23,549 SH   SOLE   0 0 23,549
AIR PRODS & CHEMS INC COM 009158106 932 3,064 SH   SOLE   0 0 3,064
ALPHABET INC CAP STK CL A 02079K305 1,463 505 SH   SOLE   0 0 505
ALPHABET INC CAP STK CL C 02079K107 5,020 1,735 SH   SOLE   0 0 1,735
ALTRIA GROUP INC COM 02209S103 1,391 29,355 SH   SOLE   0 0 29,355
AMAZON COM INC COM 023135106 6,782 2,034 SH   SOLE   0 0 2,034
AMERICAN TOWER CORP NEW COM 03027X100 521 1,780 SH   SOLE   0 0 1,780
AMGEN INC COM 031162100 1,553 6,902 SH   SOLE   0 0 6,902
ANALOG DEVICES INC COM 032654105 1,359 7,733 SH   SOLE   0 0 7,733
ANTHEM INC COM 036752103 377 812 SH   SOLE   0 0 812
APPLE INC COM 037833100 24,857 139,985 SH   SOLE   0 0 139,985
AT&T INC COM 00206R102 726 29,518 SH   SOLE   0 0 29,518
AUTOMATIC DATA PROCESSING IN COM 053015103 3,026 12,272 SH   SOLE   0 0 12,272
AVALARA INC COM 05338G106 397 3,073 SH   SOLE   0 0 3,073
BANDWIDTH INC COM CL A 05988J103 2,057 28,667 SH   SOLE   0 0 28,667
BANK NEW YORK MELLON CORP COM 064058100 955 16,450 SH   SOLE   0 0 16,450
BECTON DICKINSON & CO COM 075887109 1,172 4,661 SH   SOLE   0 0 4,661
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,048 10,194 SH   SOLE   0 0 10,194
BIOSIG TECHNOLOGIES INC COM NEW 09073N201 47 20,966 SH   SOLE   0 0 20,966
BJS WHSL CLUB HLDGS INC COM 05550J101 1,907 28,481 SH   SOLE   0 0 28,481
BK OF AMERICA CORP COM 060505104 436 9,803 SH   SOLE   0 0 9,803
BLACKROCK INC COM 09247X101 1,344 1,468 SH   SOLE   0 0 1,468
BLACKSTONE INC COM 09260D107 441 3,408 SH   SOLE   0 0 3,408
BOEING CO COM 097023105 581 2,886 SH   SOLE   0 0 2,886
BOX INC CL A 10316T104 852 32,517 SH   SOLE   0 0 32,517
BRISTOL-MYERS SQUIBB CO COM 110122108 236 3,789 SH   SOLE   0 0 3,789
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 162 10,004 SH   SOLE   0 0 10,004
CARRIER GLOBAL CORPORATION COM 14448C104 262 4,835 SH   SOLE   0 0 4,835
CASTLE BIOSCIENCES INC COM 14843C105 398 9,284 SH   SOLE   0 0 9,284
CATERPILLAR INC COM 149123101 225 1,087 SH   SOLE   0 0 1,087
CENTENE CORP DEL COM 15135B101 511 6,200 SH   SOLE   0 0 6,200
CHEMBIO DIAGNOSTICS INC COM NEW 163572209 59 51,413 SH   SOLE   0 0 51,413
CHEVRON CORP NEW COM 166764100 1,079 9,195 SH   SOLE   0 0 9,195
CHUBB LIMITED COM H1467J104 1,016 5,256 SH   SOLE   0 0 5,256
CHURCH & DWIGHT CO INC COM 171340102 381 3,721 SH   SOLE   0 0 3,721
CINCINNATI FINL CORP COM 172062101 731 6,412 SH   SOLE   0 0 6,412
CISCO SYS INC COM 17275R102 2,499 39,441 SH   SOLE   0 0 39,441
CITIGROUP INC COM NEW 172967424 211 3,499 SH   SOLE   0 0 3,499
CITIZENS FINL GROUP INC COM 174610105 1,103 23,349 SH   SOLE   0 0 23,349
CLOROX CO DEL COM 189054109 674 3,866 SH   SOLE   0 0 3,866
COCA COLA CO COM 191216100 700 11,827 SH   SOLE   0 0 11,827
COLGATE PALMOLIVE CO COM 194162103 707 8,290 SH   SOLE   0 0 8,290
COMCAST CORP NEW CL A 20030N101 2,046 40,646 SH   SOLE   0 0 40,646
CONOCOPHILLIPS COM 20825C104 250 3,469 SH   SOLE   0 0 3,469
CONSOLIDATED EDISON INC COM 209115104 279 3,268 SH   SOLE   0 0 3,268
COSTCO WHSL CORP NEW COM 22160K105 657 1,157 SH   SOLE   0 0 1,157
CSX CORP COM 126408103 1,229 32,675 SH   SOLE   0 0 32,675
CVS HEALTH CORP COM 126650100 289 2,805 SH   SOLE   0 0 2,805
DANAHER CORPORATION COM 235851102 802 2,439 SH   SOLE   0 0 2,439
DASEKE INC COM 23753F107 997 99,290 SH   SOLE   0 0 99,290
DBX ETF TR XTRACK MSCI EAFE 233051630 3,705 156,669 SH   SOLE   0 0 156,669
DBX ETF TR XTRACK USD HIGH 233051432 182,812 4,588,654 SH   SOLE   2,284,128 0 2,304,526
DBX ETF TR XTRACKERS LOW 233051267 371 7,340 SH   SOLE   0 0 7,340
DECKERS OUTDOOR CORP COM 243537107 201 549 SH   SOLE   0 0 549
DEERE & CO COM 244199105 542 1,580 SH   SOLE   0 0 1,580
DIAGEO PLC SPON ADR NEW 25243Q205 585 2,659 SH   SOLE   0 0 2,659
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 415 14,340 SH   SOLE   0 0 14,340
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,042 21,927 SH   SOLE   0 0 21,927
DISNEY WALT CO COM 254687106 827 5,339 SH   SOLE   0 0 5,339
DOLLAR GEN CORP NEW COM 256677105 241 1,021 SH   SOLE   0 0 1,021
DOVER CORP COM 260003108 875 4,816 SH   SOLE   0 0 4,816
DUKE ENERGY CORP NEW COM NEW 26441C204 268 2,555 SH   SOLE   0 0 2,555
EASTERN BANKSHARES INC COM 27627N105 1,031 51,111 SH   SOLE   0 0 51,111
EDISON INTL COM 281020107 519 7,611 SH   SOLE   0 0 7,611
EMERSON ELEC CO COM 291011104 838 9,011 SH   SOLE   0 0 9,011
EVERSOURCE ENERGY COM 30040W108 772 8,483 SH   SOLE   0 0 8,483
EXXON MOBIL CORP COM 30231G102 2,003 32,735 SH   SOLE   0 0 32,735
FACTSET RESH SYS INC COM 303075105 931 1,915 SH   SOLE   0 0 1,915
FASTENAL CO COM 311900104 219 3,414 SH   SOLE   0 0 3,414
FEDEX CORP COM 31428X106 517 1,999 SH   SOLE   0 0 1,999
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 1,200 17,473 SH   SOLE   0 0 17,473
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 498 3,681 SH   SOLE   0 0 3,681
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 2,003 43,242 SH   SOLE   0 0 43,242
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 284 5,348 SH   SOLE   0 0 5,348
FIFTH THIRD BANCORP COM 316773100 267 6,142 SH   SOLE   0 0 6,142
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 788 13,823 SH   SOLE   0 0 13,823
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 3,570 175,686 SH   SOLE   0 0 175,686
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 298 2,861 SH   SOLE   0 0 2,861
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 328 6,212 SH   SOLE   0 0 6,212
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 13,103 154,972 SH   SOLE   0 0 154,972
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 293 4,898 SH   SOLE   0 0 4,898
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 10,497 202,693 SH   SOLE   0 0 202,693
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102 1,547 51,037 SH   SOLE   0 0 51,037
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 522 7,466 SH   SOLE   0 0 7,466
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 466 5,051 SH   SOLE   0 0 5,051
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 2,415 20,385 SH   SOLE   0 0 20,385
FIRST TR VALUE LINE DIVID IN SHS 33734H106 4,343 100,905 SH   SOLE   0 0 100,905
FLEXSHARES TR IBOXX 3R TARGT 33939L506 14,558 553,310 SH   SOLE   0 0 553,310
FLEXSHARES TR MORNSTAR UPSTR 33939L407 163,708 4,145,563 SH   SOLE   2,215,097 0 1,930,466
FLEXSHARES TR STOXX GLOBR INF 33939L795 241 4,207 SH   SOLE   0 0 4,207
FORD MTR CO DEL COM 345370860 368 17,729 SH   SOLE   0 0 17,729
FORTINET INC COM 34959E109 264 733 SH   SOLE   0 0 733
FORTIVE CORP COM 34959J108 230 3,018 SH   SOLE   0 0 3,018
FOX FACTORY HLDG CORP COM 35138V102 796 4,678 SH   SOLE   0 0 4,678
GENERAL DYNAMICS CORP COM 369550108 1,512 7,255 SH   SOLE   0 0 7,255
GENERAL ELECTRIC CO COM NEW 369604301 349 3,692 SH   SOLE   0 0 3,692
GENUINE PARTS CO COM 372460105 695 4,959 SH   SOLE   0 0 4,959
GILEAD SCIENCES INC COM 375558103 334 4,601 SH   SOLE   0 0 4,601
GLOBAL X FDS AUTONMOUS EV ETF 37954Y624 310 10,151 SH   SOLE   0 0 10,151
GMS INC COM 36251C103 1,803 30,000 SH   SOLE   0 0 30,000
GREAT LAKES DREDGE & DOCK CO COM 390607109 959 60,998 SH   SOLE   0 0 60,998
GROCERY OUTLET HLDG CORP COM 39874R101 496 17,534 SH   SOLE   0 0 17,534
HOME DEPOT INC COM 437076102 3,697 8,908 SH   SOLE   0 0 8,908
HONEYWELL INTL INC COM 438516106 986 4,727 SH   SOLE   0 0 4,727
HUNTINGTON BANCSHARES INC COM 446150104 773 50,104 SH   SOLE   0 0 50,104
IDEXX LABS INC COM 45168D104 734 1,115 SH   SOLE   0 0 1,115
ILLINOIS TOOL WKS INC COM 452308109 2,342 9,491 SH   SOLE   0 0 9,491
INDIE SEMICONDUCTOR INC *W EXP 06/15/202 45569U119 70 19,979 SH   SOLE   0 0 19,979
INNOVATIVE INDL PPTYS INC COM 45781V101 526 2,000 SH   SOLE   0 0 2,000
INNOVATOR ETFS TR US EQT PWR BUF 45782C870 734 25,023 SH   SOLE   0 0 25,023
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 391 12,370 SH   SOLE   0 0 12,370
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 807 26,179 SH   SOLE   0 0 26,179
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 478 14,825 SH   SOLE   0 0 14,825
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 886 30,326 SH   SOLE   0 0 30,326
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 355 11,179 SH   SOLE   0 0 11,179
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 378 11,981 SH   SOLE   0 0 11,981
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 390 12,818 SH   SOLE   0 0 12,818
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 651 21,380 SH   SOLE   0 0 21,380
INSIGHT ENTERPRISES INC COM 45765U103 203 1,901 SH   SOLE   0 0 1,901
INTEL CORP COM 458140100 1,290 25,052 SH   SOLE   0 0 25,052
INTERNATIONAL BUSINESS MACHS COM 459200101 621 4,645 SH   SOLE   0 0 4,645
INTUIT COM 461202103 978 1,520 SH   SOLE   0 0 1,520
INTUITIVE SURGICAL INC COM NEW 46120E602 273 760 SH   SOLE   0 0 760
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 2,331 41,366 SH   SOLE   0 0 41,366
INVESCO EXCH TRADED FD TR II MSCI GBL TIMBR 46138E545 6,908 186,210 SH   SOLE   0 0 186,210
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 201 7,429 SH   SOLE   0 0 7,429
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 296 6,540 SH   SOLE   0 0 6,540
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 728 10,611 SH   SOLE   0 0 10,611
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 2,017 91,261 SH   SOLE   0 0 91,261
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,573 73,530 SH   SOLE   0 0 73,530
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,148 53,502 SH   SOLE   0 0 53,502
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 702 32,176 SH   SOLE   0 0 32,176
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 347 15,852 SH   SOLE   0 0 15,852
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 239 11,299 SH   SOLE   0 0 11,299
INVESCO EXCHANGE TRADED FD T S&P SML600 GWT 46137V175 420 2,522 SH   SOLE   0 0 2,522
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 316 1,944 SH   SOLE   0 0 1,944
INVESCO QQQ TR UNIT SER 1 46090E103 8,449 21,236 SH   SOLE   0 0 21,236
ISHARES GOLD TR ISHARES NEW 464285204 10,481 301,081 SH   SOLE   0 0 301,081
ISHARES INC CORE MSCI EMKT 46434G103 758 12,655 SH   SOLE   0 0 12,655
ISHARES TR 0-3 MNTH TREASRY 46436E718 312 3,123 SH   SOLE   3,123 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 6,915 65,310 SH   SOLE   0 0 65,310
ISHARES TR 0-5YR HI YL CP 46434V407 233 5,141 SH   SOLE   0 0 5,141
ISHARES TR 0-5YR INVT GR CP 46434V100 334 6,535 SH   SOLE   0 0 6,535
ISHARES TR 3 7 YR TREAS BD 464288661 674 5,236 SH   SOLE   0 0 5,236
ISHARES TR AGGRES ALLOC ETF 464289859 619 8,496 SH   SOLE   0 0 8,496
ISHARES TR BARCLAYS 7 10 YR 464287440 310 2,697 SH   SOLE   0 0 2,697
ISHARES TR BLACKROCK ULTRA 46434V878 629 12,492 SH   SOLE   0 0 12,492
ISHARES TR CORE DIV GRWTH 46434V621 3,989 71,770 SH   SOLE   0 0 71,770
ISHARES TR CORE HIGH DV ETF 46429B663 1,251 12,391 SH   SOLE   0 0 12,391
ISHARES TR CORE INTL AGGR 46435G672 1,320 24,215 SH   SOLE   0 0 24,215
ISHARES TR CORE MSCI EAFE 46432F842 1,949 26,108 SH   SOLE   0 0 26,108
ISHARES TR CORE MSCI TOTAL 46432F834 1,643 23,161 SH   SOLE   0 0 23,161
ISHARES TR CORE S&P MCP ETF 464287507 65,159 230,177 SH   SOLE   0 0 230,177
ISHARES TR CORE S&P SCP ETF 464287804 47,292 412,992 SH   SOLE   0 0 412,992
ISHARES TR CORE S&P TTL STK 464287150 131,938 1,233,294 SH   SOLE   0 0 1,233,294
ISHARES TR CORE S&P US GWT 464287671 4,034 34,886 SH   SOLE   0 0 34,886
ISHARES TR CORE S&P US VLU 464287663 2,069 27,100 SH   SOLE   0 0 27,100
ISHARES TR CORE S&P500 ETF 464287200 16,445 34,477 SH   SOLE   0 0 34,477
ISHARES TR CORE US AGGBD ET 464287226 26,656 233,660 SH   SOLE   0 0 233,660
ISHARES TR EAFE GRWTH ETF 464288885 2,658 24,098 SH   SOLE   0 0 24,098
ISHARES TR ESG AWR MSCI USA 46435G425 1,004 9,301 SH   SOLE   0 0 9,301
ISHARES TR EXPND TEC SC ETF 464287549 343 781 SH   SOLE   0 0 781
ISHARES TR EXPONENTIAL TECH 46434V381 283 4,279 SH   SOLE   0 0 4,279
ISHARES TR FLTG RATE NT ETF 46429B655 671 13,218 SH   SOLE   0 0 13,218
ISHARES TR GL CLEAN ENE ETF 464288224 423 20,002 SH   SOLE   0 0 20,002
ISHARES TR GLOBAL TECH ETF 464287291 285 4,428 SH   SOLE   0 0 4,428
ISHARES TR GRWT ALLOCAT ETF 464289867 357 6,261 SH   SOLE   0 0 6,261
ISHARES TR IBONDS DEC 46435U697 939 35,031 SH   SOLE   0 0 35,031
ISHARES TR IBONDS DEC 25 46435U432 949 34,075 SH   SOLE   0 0 34,075
ISHARES TR IBONDS DEC 26 46435U259 565 21,007 SH   SOLE   0 0 21,007
ISHARES TR IBONDS DEC 27 46435U283 562 20,788 SH   SOLE   0 0 20,788
ISHARES TR IBONDS DEC2022 46435G755 1,172 44,957 SH   SOLE   0 0 44,957
ISHARES TR IBONDS DEC2023 46435G318 1,129 43,571 SH   SOLE   0 0 43,571
ISHARES TR IBOXX HI YD ETF 464288513 5,635 64,761 SH   SOLE   0 0 64,761
ISHARES TR IBOXX INV CP ETF 464287242 220,345 1,662,726 SH   SOLE   814,380 0 848,346
ISHARES TR INTL SEL DIV ETF 464288448 618 19,828 SH   SOLE   0 0 19,828
ISHARES TR ISHS 1-5YR INVS 464288646 372 6,911 SH   SOLE   0 0 6,911
ISHARES TR MSCI EAFE ETF 464287465 41,284 524,702 SH   SOLE   0 0 524,702
ISHARES TR MSCI EAFE ETF 464287465 79 1,000 SH Put SOLE   0 0 1,000
ISHARES TR MSCI EAFE MIN VL 46429B689 467 6,082 SH   SOLE   0 0 6,082
ISHARES TR MSCI EMG MKT ETF 464287234 1,322 27,055 SH   SOLE   0 0 27,055
ISHARES TR MSCI EMG MKT ETF 464287234 49 1,000 SH Put SOLE   0 0 1,000
ISHARES TR MSCI KLD400 SOC 464288570 702 7,550 SH   SOLE   0 0 7,550
ISHARES TR MSCI USA MIN VOL 46429B697 17,188 212,455 SH   SOLE   0 0 212,455
ISHARES TR MSCI USA MMENTM 46432F396 12,021 66,114 SH   SOLE   0 0 66,114
ISHARES TR MSCI USA VALUE 46432F388 1,790 16,348 SH   SOLE   0 0 16,348
ISHARES TR NATIONAL MUN ETF 464288414 4,329 37,229 SH   SOLE   0 0 37,229
ISHARES TR NORTH AMERN NAT 464287374 369 11,727 SH   SOLE   0 0 11,727
ISHARES TR PFD AND INCM SEC 464288687 794 20,137 SH   SOLE   0 0 20,137
ISHARES TR RESIDENTIAL MULT 464288562 407 4,138 SH   SOLE   0 0 4,138
ISHARES TR RUS 1000 ETF 464287622 587 2,221 SH   SOLE   0 0 2,221
ISHARES TR RUS 1000 GRW ETF 464287614 2,260 7,395 SH   SOLE   0 0 7,395
ISHARES TR RUS 1000 VAL ETF 464287598 1,455 8,667 SH   SOLE   0 0 8,667
ISHARES TR RUS MD CP GR ETF 464287481 471 4,092 SH   SOLE   0 0 4,092
ISHARES TR RUS MDCP VAL ETF 464287473 324 2,650 SH   SOLE   0 0 2,650
ISHARES TR RUS MID CAP ETF 464287499 1,172 14,124 SH   SOLE   0 0 14,124
ISHARES TR RUS TOP 200 ETF 464289446 3,432 30,118 SH   SOLE   0 0 30,118
ISHARES TR RUSSELL 2000 ETF 464287655 1,229 5,525 SH   SOLE   0 0 5,525
ISHARES TR RUSSELL 2000 ETF 464287655 89 400 SH Put SOLE   0 0 400
ISHARES TR RUSSELL 3000 ETF 464287689 480 1,731 SH   SOLE   0 0 1,731
ISHARES TR S&P 500 GRWT ETF 464287309 80,791 965,595 SH   SOLE   0 0 965,595
ISHARES TR S&P 500 VAL ETF 464287408 60,501 386,264 SH   SOLE   0 0 386,264
ISHARES TR S&P MC 400VL ETF 464287705 360 3,249 SH   SOLE   0 0 3,249
ISHARES TR SELECT DIVID ETF 464287168 15,874 129,489 SH   SOLE   0 0 129,489
ISHARES TR SHRT NAT MUN ETF 464288158 1,371 12,772 SH   SOLE   0 0 12,772
ISHARES TR TIPS BD ETF 464287176 1,677 12,983 SH   SOLE   0 0 12,983
ISHARES TR U.S. TECH ETF 464287721 1,332 11,604 SH   SOLE   0 0 11,604
ISHARES TR US AER DEF ETF 464288760 553 5,383 SH   SOLE   0 0 5,383
ISHARES TR US HLTHCARE ETF 464287762 1,267 4,220 SH   SOLE   0 0 4,220
ISHARES TR US INDUSTRIALS 464287754 371 3,289 SH   SOLE   0 0 3,289
ISHARES TR US TREAS BD ETF 46429B267 2,759 103,417 SH   SOLE   0 0 103,417
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 11,743 232,618 SH   SOLE   0 0 232,618
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 2,512 49,195 SH   SOLE   0 0 49,195
JOHNSON & JOHNSON COM 478160104 3,831 22,393 SH   SOLE   0 0 22,393
JPMORGAN CHASE & CO COM 46625H100 3,831 24,190 SH   SOLE   0 0 24,190
KEYCORP COM 493267108 3,089 133,555 SH   SOLE   0 0 133,555
KIMBERLY-CLARK CORP COM 494368103 536 3,749 SH   SOLE   0 0 3,749
KINDER MORGAN INC DEL COM 49456B101 197 12,449 SH   SOLE   0 0 12,449
KLA CORP COM NEW 482480100 284 660 SH   SOLE   0 0 660
KRAFT HEINZ CO COM 500754106 289 8,037 SH   SOLE   0 0 8,037
L3HARRIS TECHNOLOGIES INC COM 502431109 922 4,324 SH   SOLE   0 0 4,324
LILLY ELI & CO COM 532457108 1,403 5,080 SH   SOLE   0 0 5,080
LINDE PLC SHS G5494J103 1,121 3,235 SH   SOLE   0 0 3,235
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 16,207 628,272 SH   SOLE   0 0 628,272
LOCKHEED MARTIN CORP COM 539830109 1,237 3,480 SH   SOLE   0 0 3,480
LOWES COS INC COM 548661107 2,714 10,501 SH   SOLE   0 0 10,501
M & T BK CORP COM 55261F104 312 2,031 SH   SOLE   0 0 2,031
MARATHON PETE CORP COM 56585A102 220 3,443 SH   SOLE   0 0 3,443
MARRIOTT INTL INC NEW CL A 571903202 229 1,384 SH   SOLE   0 0 1,384
MASTERCARD INCORPORATED CL A 57636Q104 778 2,164 SH   SOLE   0 0 2,164
MCCORMICK & CO INC COM NON VTG 579780206 666 6,896 SH   SOLE   0 0 6,896
MCDONALDS CORP COM 580135101 3,699 13,799 SH   SOLE   0 0 13,799
MEDTRONIC PLC SHS G5960L103 1,046 10,111 SH   SOLE   0 0 10,111
MERCK & CO INC COM 58933Y105 1,578 20,590 SH   SOLE   0 0 20,590
META PLATFORMS INC CL A 30303M102 4,913 14,606 SH   SOLE   0 0 14,606
MICROCHIP TECHNOLOGY INC. COM 595017104 209 2,406 SH   SOLE   0 0 2,406
MICROSOFT CORP COM 594918104 16,724 49,726 SH   SOLE   0 0 49,726
NEOGENOMICS INC COM NEW 64049M209 314 9,202 SH   SOLE   0 0 9,202
NETFLIX INC COM 64110L106 904 1,500 SH   SOLE   0 0 1,500
NEXTERA ENERGY INC COM 65339F101 3,280 35,133 SH   SOLE   0 0 35,133
NICE LTD SPONSORED ADR 653656108 304 1,000 SH   SOLE   0 0 1,000
NIKE INC CL B 654106103 1,360 8,160 SH   SOLE   0 0 8,160
NORFOLK SOUTHN CORP COM 655844108 1,773 5,957 SH   SOLE   0 0 5,957
NOVARTIS AG SPONSORED ADR 66987V109 650 7,427 SH   SOLE   0 0 7,427
NVIDIA CORPORATION COM 67066G104 1,071 3,642 SH   SOLE   0 0 3,642
ONESPAWORLD HOLDINGS LIMITED COM P73684113 675 67,343 SH   SOLE   0 0 67,343
OPEN LENDING CORP COM CL A 68373J104 343 15,279 SH   SOLE   0 0 15,279
ORACLE CORP COM 68389X105 258 2,953 SH   SOLE   0 0 2,953
OTIS WORLDWIDE CORP COM 68902V107 211 2,425 SH   SOLE   0 0 2,425
PAYCHEX INC COM 704326107 1,173 8,590 SH   SOLE   0 0 8,590
PEPSICO INC COM 713448108 2,798 16,105 SH   SOLE   0 0 16,105
PFIZER INC COM 717081103 2,526 42,785 SH   SOLE   0 0 42,785
PHILIP MORRIS INTL INC COM 718172109 2,428 25,553 SH   SOLE   0 0 25,553
PHILLIPS 66 COM 718546104 330 4,549 SH   SOLE   0 0 4,549
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 423 4,263 SH   SOLE   0 0 4,263
PIMCO ETF TR ACTIVE BD ETF 72201R775 287 2,620 SH   SOLE   0 0 2,620
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 11,872 116,896 SH   SOLE   11,635 0 105,261
PORCH GROUP INC COM 733245104 475 30,497 SH   SOLE   0 0 30,497
PROCTER AND GAMBLE CO COM 742718109 8,652 52,889 SH   SOLE   0 0 52,889
PROLOGIS INC. COM 74340W103 208 1,238 SH   SOLE   0 0 1,238
PROSHARES TR S&P 500 DV ARIST 74348A467 285 2,904 SH   SOLE   0 0 2,904
QUALCOMM INC COM 747525103 395 2,160 SH   SOLE   0 0 2,160
QUANTERIX CORP COM 74766Q101 2,495 58,841 SH   SOLE   0 0 58,841
RAPID7 INC COM 753422104 841 7,150 SH   SOLE   0 0 7,150
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,011 11,751 SH   SOLE   0 0 11,751
REPUBLIC SVCS INC COM 760759100 454 3,258 SH   SOLE   0 0 3,258
SALESFORCE COM INC COM 79466L302 606 2,383 SH   SOLE   0 0 2,383
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 395 7,823 SH   SOLE   0 0 7,823
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 390 13,160 SH   SOLE   0 0 13,160
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,586 40,797 SH   SOLE   0 0 40,797
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 2,227 39,662 SH   SOLE   0 0 39,662
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 251 4,654 SH   SOLE   0 0 4,654
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,495 39,773 SH   SOLE   0 0 39,773
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 37,802 467,674 SH   SOLE   0 0 467,674
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 231 1,414 SH   SOLE   0 0 1,414
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,469 21,689 SH   SOLE   0 0 21,689
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,870 48,121 SH   SOLE   0 0 48,121
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,279 24,281 SH   SOLE   0 0 24,281
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,283 51,591 SH   SOLE   0 0 51,591
SCHWAB STRATEGIC TR US TIPS ETF 808524870 7,849 124,801 SH   SOLE   0 0 124,801
SELECT SECTOR SPDR TR ENERGY 81369Y506 3,589 64,666 SH   SOLE   0 0 64,666
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 868 22,238 SH   SOLE   0 0 22,238
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,453 7,106 SH   SOLE   0 0 7,106
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,753 48,668 SH   SOLE   0 0 48,668
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,233 8,753 SH   SOLE   0 0 8,753
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 734 10,250 SH   SOLE   0 0 10,250
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,997 17,234 SH   SOLE   0 0 17,234
SHERWIN WILLIAMS CO COM 824348106 235 668 SH   SOLE   0 0 668
SHOPIFY INC CL A 82509L107 893 648 SH   SOLE   0 0 648
SMARTSHEET INC COM CL A 83200N103 360 4,648 SH   SOLE   0 0 4,648
SMUCKER J M CO COM NEW 832696405 328 2,416 SH   SOLE   0 0 2,416
SOUTHERN CO COM 842587107 673 9,814 SH   SOLE   0 0 9,814
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 477 1,313 SH   SOLE   0 0 1,313
SPDR GOLD TR GOLD SHS 78463V107 1,310 7,663 SH   SOLE   0 0 7,663
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 4,813 85,136 SH   SOLE   0 0 85,136
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 1,566 43,991 SH   SOLE   0 0 43,991
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 5,246 97,226 SH   SOLE   0 0 97,226
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 4,387 149,678 SH   SOLE   0 0 149,678
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 10,210 279,873 SH   SOLE   0 0 279,873
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 16,710 402,756 SH   SOLE   0 0 402,756
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,321 34,973 SH   SOLE   0 0 34,973
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,688 7,764 SH   SOLE   0 0 7,764
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,565 5,400 SH Put SOLE   0 0 5,400
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 694 1,341 SH   SOLE   0 0 1,341
SPDR SER TR BLOOMBERG EMERGI 78464A391 2,321 94,986 SH   SOLE   0 0 94,986
SPDR SER TR BLOOMBERG INVT 78468R200 70,861 2,316,467 SH   SOLE   832,538 0 1,483,929
SPDR SER TR DJ REIT ETF 78464A607 2,087 17,085 SH   SOLE   0 0 17,085
SPDR SER TR FTSE INT GVT ETF 78464A490 279 5,182 SH   SOLE   0 0 5,182
SPDR SER TR NUVEEN BLMBRG MU 78468R721 521 10,074 SH   SOLE   0 0 10,074
SPDR SER TR NUVEEN BLMBRG SH 78468R739 204 4,147 SH   SOLE   0 0 4,147
SPDR SER TR PORTFOLI S&P1500 78464A805 7,860 134,473 SH   SOLE   0 0 134,473
SPDR SER TR PORTFOLIO S&P400 78464A847 334,165 6,718,228 SH   SOLE   3,994,747 0 2,723,481
SPDR SER TR PORTFOLIO S&P500 78464A854 493 8,836 SH   SOLE   0 0 8,836
SPDR SER TR PORTFOLIO S&P600 78468R853 245,339 5,489,792 SH   SOLE   3,343,623 0 2,146,169
SPDR SER TR PORTFOLIO SHORT 78464A474 212,651 6,866,363 SH   SOLE   3,511,159 0 3,355,204
SPDR SER TR PRTFLO S&P500 GW 78464A409 295,271 4,074,392 SH   SOLE   886,755 0 3,187,637
SPDR SER TR PRTFLO S&P500 VL 78464A508 346,861 8,258,582 SH   SOLE   2,655,244 0 5,603,338
SPDR SER TR S&P 600 SMCP VAL 78464A300 492 5,803 SH   SOLE   0 0 5,803
SPDR SER TR S&P DIVID ETF 78464A763 1,546 11,977 SH   SOLE   0 0 11,977
SPDR SER TR SSGA GNDER ETF 78468R747 333 3,255 SH   SOLE   0 0 3,255
STARBUCKS CORP COM 855244109 1,122 9,588 SH   SOLE   0 0 9,588
STRYKER CORPORATION COM 863667101 512 1,913 SH   SOLE   0 0 1,913
SUMMIT MATLS INC CL A 86614U100 1,645 40,970 SH   SOLE   0 0 40,970
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 288 2,390 SH   SOLE   0 0 2,390
TARGET CORP COM 87612E106 2,980 12,877 SH   SOLE   0 0 12,877
TESLA INC COM 88160R101 1,794 1,698 SH   SOLE   0 0 1,698
TEXAS INSTRS INC COM 882508104 342 1,813 SH   SOLE   0 0 1,813
THERMO FISHER SCIENTIFIC INC COM 883556102 301 451 SH   SOLE   0 0 451
TORONTO DOMINION BK ONT COM NEW 891160509 916 11,952 SH   SOLE   0 0 11,952
TRAVELCENTERS OF AMERICA INC COM NEW 89421B109 1,336 25,886 SH   SOLE   0 0 25,886
TRONOX HOLDINGS PLC SHS G9087Q102 1,266 52,691 SH   SOLE   0 0 52,691
TRUIST FINL CORP COM 89832Q109 430 7,349 SH   SOLE   0 0 7,349
TWILIO INC CL A 90138F102 435 1,651 SH   SOLE   0 0 1,651
UBER TECHNOLOGIES INC COM 90353T100 1,397 33,306 SH   SOLE   0 0 33,306
UNION PAC CORP COM 907818108 1,844 7,318 SH   SOLE   0 0 7,318
UNITED PARCEL SERVICE INC CL B 911312106 995 4,640 SH   SOLE   0 0 4,640
UNITED RENTALS INC COM 911363109 254 765 SH   SOLE   0 0 765
UNITEDHEALTH GROUP INC COM 91324P102 2,177 4,335 SH   SOLE   0 0 4,335
US BANCORP DEL COM NEW 902973304 485 8,627 SH   SOLE   0 0 8,627
V F CORP COM 918204108 728 9,946 SH   SOLE   0 0 9,946
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 101,311 3,542,326 SH   SOLE   1,818,109 0 1,724,217
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 502 1,665 SH   SOLE   0 0 1,665
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 1,852 12,234 SH   SOLE   0 0 12,234
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 205 1,070 SH   SOLE   0 0 1,070
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 241 1,147 SH   SOLE   0 0 1,147
VANGUARD BD INDEX FDS INTERMED TERM 921937819 682 7,779 SH   SOLE   0 0 7,779
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 60,958 754,151 SH   SOLE   0 0 754,151
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,944 22,934 SH   SOLE   0 0 22,934
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 2,363 47,300 SH   SOLE   0 0 47,300
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 35,796 648,943 SH   SOLE   282,974 0 365,969
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 19,795 108,255 SH   SOLE   0 0 108,255
VANGUARD INDEX FDS GROWTH ETF 922908736 1,761 5,488 SH   SOLE   0 0 5,488
VANGUARD INDEX FDS LARGE CAP ETF 922908637 301 1,361 SH   SOLE   0 0 1,361
VANGUARD INDEX FDS MID CAP ETF 922908629 6,834 26,826 SH   SOLE   0 0 26,826
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 114,720 988,882 SH   SOLE   463,922 0 524,960
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 407,144 932,598 SH   SOLE   907,775 0 24,823
VANGUARD INDEX FDS SM CP VAL ETF 922908611 207 1,157 SH   SOLE   0 0 1,157
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,967 17,553 SH   SOLE   0 0 17,553
VANGUARD INDEX FDS TOTAL STK MKT 922908769 70,566 292,269 SH   SOLE   0 0 292,269
VANGUARD INDEX FDS VALUE ETF 922908744 2,197 14,938 SH   SOLE   0 0 14,938
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 30,469 497,208 SH   SOLE   0 0 497,208
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 252,867 5,112,546 SH   SOLE   2,640,155 0 2,472,391
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 8,560 63,898 SH   SOLE   0 0 63,898
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 121,631 2,254,515 SH   SOLE   1,292,181 0 962,334
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 970 9,025 SH   SOLE   0 0 9,025
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 311,541 6,061,106 SH   SOLE   2,925,033 0 3,136,073
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,975 72,400 SH   SOLE   0 0 72,400
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 69,960 1,052,506 SH   SOLE   406,779 0 645,727
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 72,150 1,365,437 SH   SOLE   710,357 0 655,080
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 150,205 2,469,251 SH   SOLE   1,174,788 0 1,294,463
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,438 79,228 SH   SOLE   0 0 79,228
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 18,702 108,893 SH   SOLE   0 0 108,893
VANGUARD STAR FDS VG TL INTL STK F 921909768 7,990 125,688 SH   SOLE   0 0 125,688
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 588,515 11,525,941 SH   SOLE   5,903,718 0 5,622,223
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 6,171 55,045 SH   SOLE   0 0 55,045
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 235 3,504 SH   SOLE   0 0 3,504
VANGUARD WORLD FD ESG INTL STK ETF 921910725 219 3,539 SH   SOLE   0 0 3,539
VANGUARD WORLD FD ESG US STK ETF 921910733 1,034 11,766 SH   SOLE   0 0 11,766
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,858 7,126 SH   SOLE   0 0 7,126
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,281 16,506 SH   SOLE   0 0 16,506
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 557 5,771 SH   SOLE   0 0 5,771
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,788 6,710 SH   SOLE   0 0 6,710
VANGUARD WORLD FDS INF TECH ETF 92204A702 858 1,873 SH   SOLE   0 0 1,873
VANGUARD WORLD FDS MATERIALS ETF 92204A801 994 5,051 SH   SOLE   0 0 5,051
VANGUARD WORLD FDS UTILITIES ETF 92204A876 702 4,486 SH   SOLE   0 0 4,486
VERIZON COMMUNICATIONS INC COM 92343V104 1,480 28,487 SH   SOLE   0 0 28,487
VIACOMCBS INC CL B 92556H206 573 19,000 SH   SOLE   0 0 19,000
VISA INC COM CL A 92826C839 513 2,368 SH   SOLE   0 0 2,368
WALMART INC COM 931142103 1,960 13,548 SH   SOLE   0 0 13,548
WASTE MGMT INC DEL COM 94106L109 892 5,347 SH   SOLE   0 0 5,347
WEC ENERGY GROUP INC COM 92939U106 1,018 10,486 SH   SOLE   0 0 10,486
WELLS FARGO CO NEW COM 949746101 374 7,801 SH   SOLE   0 0 7,801
WILLIS TOWERS WATSON PLC LTD SHS G96629103 686 2,887 SH   SOLE   0 0 2,887
WISDOMTREE TR EM EX ST-OWNED 97717X578 92,798 2,518,252 SH   SOLE   1,537,727 0 980,525
WISDOMTREE TR EM LCL DEBT FD 97717X867 237 7,904 SH   SOLE   0 0 7,904
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,889 43,610 SH   SOLE   0 0 43,610
WISDOMTREE TR INTL EQUITY FD 97717W703 3,818 70,594 SH   SOLE   0 0 70,594
WISDOMTREE TR TARGET RANGE FD 97717Y675 7,187 275,266 SH   SOLE   0 0 275,266
WISDOMTREE TR US SMALLCAP DIVD 97717W604 2,896 88,125 SH   SOLE   0 0 88,125
WP CAREY INC COM 92936U109 219 2,673 SH   SOLE   0 0 2,673
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 476 800 SH   SOLE   0 0 800
ZOETIS INC CL A 98978V103 299 1,227 SH   SOLE   0 0 1,227