The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 267 1,503 SH   SOLE   1,503 0 0
ABBOTT LABS COM 002824100 633 4,499 SH   SOLE   4,499 0 0
ABBVIE INC COM 00287Y109 375 2,768 SH   SOLE   2,768 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 372 897 SH   SOLE   897 0 0
ALPHABET INC CAP STK CL A 02079K305 3,007 1,038 SH   SOLE   1,038 0 0
ALPHABET INC CAP STK CL C 02079K107 530 183 SH   SOLE   183 0 0
AMAZON COM INC COM 023135106 277 83 SH   SOLE   83 0 0
AMERISOURCEBERGEN CORP COM 03073E105 333 2,505 SH   SOLE   2,505 0 0
APPLE INC COM 037833100 8,091 45,566 SH   SOLE   45,566 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 625 2,090 SH   SOLE   2,090 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 451 1 SH   SOLE   1 0 0
BLACKROCK INC COM 09247X101 252 275 SH   SOLE   275 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 679 10,883 SH   SOLE   10,883 0 0
CINCINNATI FINL CORP COM 172062101 864 7,587 SH   SOLE   7,587 0 0
COCA COLA CO COM 191216100 360 6,084 SH   SOLE   6,084 0 0
DEERE & CO COM 244199105 352 1,025 SH   SOLE   1,025 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 849 21,725 SH   SOLE   21,725 0 0
DISNEY WALT CO COM 254687106 1,106 7,138 SH   SOLE   7,138 0 0
DXC TECHNOLOGY CO COM 23355L106 407 12,644 SH   SOLE   12,644 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 3,403 48,540 SH   SOLE   48,540 0 0
EXXON MOBIL CORP COM 30231G102 389 6,362 SH   SOLE   6,362 0 0
FEDEX CORP COM 31428X106 465 1,799 SH   SOLE   1,799 0 0
FIFTH THIRD BANCORP COM 316773100 218 5,000 SH   SOLE   5,000 0 0
FLUOR CORP NEW COM 343412102 598 24,150 SH   SOLE   24,150 0 0
GENERAL ELECTRIC CO COM NEW 369604301 476 5,042 SH   SOLE   5,042 0 0
GILEAD SCIENCES INC COM 375558103 287 3,948 SH   SOLE   3,948 0 0
GLOBAL X FDS INTERNET OF THNG 37954Y780 2,767 70,700 SH   SOLE   70,700 0 0
GLOBAL X FDS S&P 500 COVERED 37954Y475 210 4,166 SH   SOLE   4,166 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 365 20,131 SH   SOLE   20,131 0 0
HOME DEPOT INC COM 437076102 351 846 SH   SOLE   846 0 0
INNOVATIVE INDL PPTYS INC COM 45781V101 259 985 SH   SOLE   985 0 0
INTEL CORP COM 458140100 549 10,655 SH   SOLE   10,655 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 1,633 108,847 SH   SOLE   108,847 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,919 9,851 SH   SOLE   9,851 0 0
ISHARES TR CORE S&P MCP ETF 464287507 4,419 15,610 SH   SOLE   15,610 0 0
ISHARES TR IBOXX HI YD ETF 464288513 2,652 30,485 SH   SOLE   30,485 0 0
ISHARES TR CRE U S REIT ETF 464288521 217 3,216 SH   SOLE   3,216 0 0
ISHARES TR 10+ YR INVST GRD 464289511 294 4,225 SH   SOLE   4,225 0 0
ISHARES TR 20 YR TR BD ETF 464287432 1,514 10,217 SH   SOLE   10,217 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,518 21,993 SH   SOLE   21,993 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,496 71,575 SH   SOLE   71,575 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,638 3,435 SH   SOLE   3,435 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 466 8,650 SH   SOLE   8,650 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 660 5,740 SH   SOLE   5,740 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 213 5,411 SH   SOLE   5,411 0 0
ISHARES TR CORE US AGGBD ET 464287226 328 2,872 SH   SOLE   2,872 0 0
ISHARES TR MSCI EAFE ETF 464287465 279 3,548 SH   SOLE   3,548 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 236 3,975 SH   SOLE   3,975 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 423 4,950 SH   SOLE   4,950 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 234 2,802 SH   SOLE   2,802 0 0
ISHARES TR U.S. MED DVC ETF 464288810 202 3,060 SH   SOLE   3,060 0 0
JOHNSON & JOHNSON COM 478160104 1,155 6,752 SH   SOLE   6,752 0 0
JPMORGAN CHASE & CO COM 46625H100 985 6,220 SH   SOLE   6,220 0 0
KROGER CO COM 501044101 698 15,420 SH   SOLE   15,420 0 0
LILLY ELI & CO COM 532457108 3,078 11,142 SH   SOLE   11,142 0 0
LOWES COS INC COM 548661107 292 1,131 SH   SOLE   1,131 0 0
MASTERCARD INCORPORATED CL A 57636Q104 418 1,163 SH   SOLE   1,163 0 0
MERCK & CO INC COM 58933Y105 333 4,345 SH   SOLE   4,345 0 0
META PLATFORMS INC CL A 30303M102 1,610 4,788 SH   SOLE   4,788 0 0
MICROSOFT CORP COM 594918104 2,275 6,765 SH   SOLE   6,765 0 0
NOVARTIS AG SPONSORED ADR 66987V109 286 3,270 SH   SOLE   3,270 0 0
NVIDIA CORPORATION COM 67066G104 1,400 4,761 SH   SOLE   4,761 0 0
PARKER-HANNIFIN CORP COM 701094104 295 928 SH   SOLE   928 0 0
PEPSICO INC COM 713448108 244 1,404 SH   SOLE   1,404 0 0
PFIZER INC COM 717081103 431 7,306 SH   SOLE   7,306 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 372 3,750 SH   SOLE   3,750 0 0
POLARIS INC COM 731068102 220 2,000 SH   SOLE   2,000 0 0
PROCTER AND GAMBLE CO COM 742718109 7,812 47,757 SH   SOLE   47,757 0 0
PROSHARES TR ULTRAPRO QQQ 74347X831 4,815 28,947 SH   SOLE   28,947 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 2,102 21,409 SH   SOLE   21,409 0 0
PROSHARES TR PSHS ULT MCAP400 74347R404 859 12,150 SH   SOLE   12,150 0 0
PROSHARES TR MSCI EAFE DIVD 74347B839 331 7,219 SH   SOLE   7,219 0 0
QUALCOMM INC COM 747525103 241 1,317 SH   SOLE   1,317 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 947 31,959 SH   SOLE   31,959 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 498 12,822 SH   SOLE   12,822 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 495 9,397 SH   SOLE   9,397 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 594 3,625 SH   SOLE   3,625 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 442 5,493 SH   SOLE   5,493 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 474 4,631 SH   SOLE   4,631 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,047 5,120 SH   SOLE   5,120 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,541 8,862 SH   SOLE   8,862 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 205 1,458 SH   SOLE   1,458 0 0
SHERWIN WILLIAMS CO COM 824348106 275 782 SH   SOLE   782 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 395 2,545 SH   SOLE   2,545 0 0
SPDR GOLD TR GOLD SHS 78463V107 2,721 15,914 SH   SOLE   15,914 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 418 11,467 SH   SOLE   11,467 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 591 1,245 SH   SOLE   1,245 0 0
SPDR SER TR BLOOMBERG CONV 78464A359 4,252 51,250 SH   SOLE   51,250 0 0
SPDR SER TR S&P BIOTECH 78464A870 2,080 18,577 SH   SOLE   18,577 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 436 14,723 SH   SOLE   14,723 0 0
SPDR SER TR PORTFOLIO LN COR 78464A367 439 13,959 SH   SOLE   13,959 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 315 6,323 SH   SOLE   6,323 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 1,172 20,984 SH   SOLE   20,984 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 301 6,729 SH   SOLE   6,729 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 498 16,075 SH   SOLE   16,075 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 1,641 28,078 SH   SOLE   28,078 0 0
SYNOVUS FINL CORP COM NEW 87161C501 239 4,995 SH   SOLE   4,995 0 0
SYSCO CORP COM 871829107 222 2,831 SH   SOLE   2,831 0 0
TARGET CORP COM 87612E106 334 1,443 SH   SOLE   1,443 0 0
TESLA INC COM 88160R101 254 240 SH   SOLE   240 0 0
TJX COS INC NEW COM 872540109 210 2,770 SH   SOLE   2,770 0 0
UNION PAC CORP COM 907818108 411 1,630 SH   SOLE   1,630 0 0
UNITED PARCEL SERVICE INC CL B 911312106 212 990 SH   SOLE   990 0 0
USANA HEALTH SCIENCES INC COM 90328M107 202 2,000 SH   SOLE   2,000 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,157 27,212 SH   SOLE   27,212 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 369 1,450 SH   SOLE   1,450 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,135 22,940 SH   SOLE   22,940 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 555 3,230 SH   SOLE   3,230 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 265 5,195 SH   SOLE   5,195 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 370 7,114 SH   SOLE   7,114 0 0
VISA INC COM CL A 92826C839 1,894 8,740 SH   SOLE   8,740 0 0
WALMART INC COM 931142103 203 1,400 SH   SOLE   1,400 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804 690 463 SH   SOLE   463 0 0