The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC Com 00206R102 1,035 42,064 SH   SOLE 0 42,064 0 0
AT&T INC Com 00206R102 343 13,963 SH   DFND 0 13,663 0 300
ABBOTT LABORATORIES Com 002824100 3,076 21,858 SH   SOLE 0 21,858 0 0
ABBOTT LABORATORIES Com 002824100 138 982 SH   DFND 0 866 0 116
ABBVIE INC Com 00287Y109 2,605 19,237 SH   SOLE 0 19,237 0 0
ABBVIE INC Com 00287Y109 90 666 SH   DFND 0 666 0 0
ADOBE INC Com 00724F101 8,103 14,289 SH   SOLE 0 14,048 0 241
ADOBE INC Com 00724F101 14 25 SH   DFND 0 0 0 25
ADVANCED ENERGY INDUSTRIES INC Com 007973100 498 5,473 SH   SOLE 0 5,400 0 73
AIR PRODUCTS & CHEMICALS INC Com 009158106 392 1,287 SH   SOLE 0 1,287 0 0
ALPHABET INC CL C Com 02079K107 10,996 3,800 SH   SOLE 0 3,760 0 40
ALPHABET INC CL C Com 02079K107 136 47 SH   DFND 0 47 0 0
ALPHABET INC CL A Com 02079K305 18,738 6,468 SH   SOLE 0 6,418 0 50
ALPHABET INC CL A Com 02079K305 220 76 SH   DFND 0 47 0 29
ALTRIA GROUP INC Com 02209S103 475 10,031 SH   SOLE 0 10,031 0 0
AMAZON COM INC Com 023135106 23,624 7,085 SH   SOLE 0 7,022 0 63
AMAZON COM INC Com 023135106 313 94 SH   DFND 0 90 0 4
AMEREN CORP Com 023608102 407 4,570 SH   SOLE 0 4,570 0 0
AMERICAN EXPRESS CO Com 025816109 1,020 6,237 SH   SOLE 0 6,237 0 0
AMERICAN NATIONAL BANKSHARES INC Com 027745108 376 9,984 SH   SOLE 0 9,984 0 0
AMERICAN TOWER CORP Com 03027X100 2,586 8,841 SH   SOLE 0 8,841 0 0
AMERICAN TOWER CORP Com 03027X100 78 266 SH   DFND 0 0 0 266
AMERICAN WATER WORKS CO INC Com 030420103 384 2,035 SH   SOLE 0 2,035 0 0
AMERICAN WATER WORKS CO INC Com 030420103 76 400 SH   DFND 0 400 0 0
AMGEN INC Com 031162100 6,625 29,447 SH   SOLE 0 29,447 0 0
AMGEN INC Com 031162100 700 3,113 SH   DFND 0 3,113 0 0
ANALOG DEVICES INC Com 032654105 671 3,818 SH   SOLE 0 3,818 0 0
APPLE INC Com 037833100 66,284 373,284 SH   SOLE 0 370,388 0 2,896
APPLE INC Com 037833100 879 4,948 SH   DFND 0 3,748 0 1,200
APPLIED MATERIALS INC Com 038222105 1,208 7,675 SH   SOLE 0 7,675 0 0
AUTOMATIC DATA PROCESSING INC Com 053015103 1,892 7,673 SH   SOLE 0 7,673 0 0
AUTOMATIC DATA PROCESSING INC Com 053015103 949 3,848 SH   DFND 0 3,800 0 48
AUTOZONE INC Com 053332102 325 155 SH   SOLE 0 155 0 0
AVANGRID INC Com 05351W103 847 16,984 SH   SOLE 0 16,857 0 127
AVANGRID INC Com 05351W103 25 500 SH   DFND 0 500 0 0
BANK OF AMERICA CORP Com 060505104 648 14,558 SH   SOLE 0 14,558 0 0
BANK OF AMERICA CORP Com 060505104 67 1,500 SH   DFND 0 1,500 0 0
BAXTER INTERNATIONAL INC Com 071813109 482 5,619 SH   SOLE 0 5,269 0 350
BECTON DICKINSON & CO Com 075887109 329 1,307 SH   SOLE 0 1,307 0 0
BECTON DICKINSON & CO Com 075887109 25 100 SH   DFND 0 100 0 0
BERKSHIRE HATHAWAY INC B Com 084670702 12,874 43,056 SH   SOLE 0 42,581 0 475
BERKSHIRE HATHAWAY INC B Com 084670702 113 377 SH   DFND 0 225 0 152
BLACKROCK INC Com 09247X101 1,026 1,121 SH   SOLE 0 1,112 0 9
BOEING CO Com 097023105 194 963 SH   SOLE 0 963 0 0
BOEING CO Com 097023105 14 70 SH   DFND 0 70 0 0
BOOKING HOLDINGS INC Com 09857L108 274 114 SH   SOLE 0 114 0 0
BRISTOL MYERS SQUIBB CO Com 110122108 1,730 27,754 SH   SOLE 0 27,620 0 134
BRISTOL MYERS SQUIBB CO Com 110122108 397 6,375 SH   DFND 0 6,375 0 0
BRITISH AMERICAN TOBACCO PLC Com 110448107 208 5,555 SH   SOLE 0 5,555 0 0
BROADRIDGE FINL SOLUTIONS INC Com 11133T103 7,320 40,040 SH   SOLE 0 39,710 0 330
BROADRIDGE FINL SOLUTIONS INC Com 11133T103 23 126 SH   DFND 0 63 0 63
BROADCOM INC Com 11135F101 22,955 34,497 SH   SOLE 0 34,162 0 335
BROADCOM INC Com 11135F101 255 383 SH   DFND 0 273 0 110
CAMBRIDGE BANCORP Com 132152109 215 2,300 SH   SOLE 0 2,300 0 0
CARRIER GLOBAL CORP Com 14448C104 591 10,898 SH   SOLE 0 10,898 0 0
CARRIER GLOBAL CORP Com 14448C104 16 300 SH   DFND 0 300 0 0
CATERPILLAR INC Com 149123101 330 1,597 SH   SOLE 0 1,597 0 0
CENTENE CORP Com 15135B101 432 5,247 SH   SOLE 0 5,107 0 140
CERNER CORP Com 156782104 7,754 83,494 SH   SOLE 0 82,224 0 1,270
CHEVRON CORPORATION Com 166764100 884 7,533 SH   SOLE 0 7,533 0 0
CHEVRON CORPORATION Com 166764100 271 2,307 SH   DFND 0 2,307 0 0
CISCO SYSTEMS INC Com 17275R102 17,152 270,661 SH   SOLE 0 269,078 0 1,583
CISCO SYSTEMS INC Com 17275R102 403 6,364 SH   DFND 0 5,364 0 1,000
CITIZENS FINANCIAL GROUP INC Com 174610105 4,969 105,167 SH   SOLE 0 105,167 0 0
CITIZENS FINANCIAL GROUP INC Com 174610105 12 250 SH   DFND 0 250 0 0
COCA COLA CO Com 191216100 960 16,218 SH   SOLE 0 16,218 0 0
COCA COLA CO Com 191216100 118 2,000 SH   DFND 0 2,000 0 0
COLGATE PALMOLIVE INC Com 194162103 251 2,941 SH   SOLE 0 2,941 0 0
COLGATE PALMOLIVE INC Com 194162103 5 53 SH   DFND 0 0 0 53
COMCAST CORP Com 20030N101 10,619 210,995 SH   SOLE 0 209,695 0 1,300
COMCAST CORP Com 20030N101 6 125 SH   DFND 0 125 0 0
COMERICA INC Com 200340107 1,814 20,850 SH   SOLE 0 20,850 0 0
CONSOLIDATED EDISON INC Com 209115104 497 5,825 SH   SOLE 0 5,825 0 0
COSTCO WHOLESALE CORP Com 22160K105 1,456 2,564 SH   SOLE 0 2,564 0 0
DXC TECHNOLOGY CO Com 23355L106 921 28,620 SH   SOLE 0 28,386 0 234
DANAHER CORP Com 235851102 1,890 5,743 SH   SOLE 0 5,743 0 0
DANAHER CORP Com 235851102 15 46 SH   DFND 0 46 0 0
DEERE & COMPANY Com 244199105 538 1,569 SH   SOLE 0 1,569 0 0
DEERE & COMPANY Com 244199105 17 50 SH   DFND 0 50 0 0
WALT DISNEY CO Com 254687106 1,541 9,949 SH   SOLE 0 9,949 0 0
WALT DISNEY CO Com 254687106 19 125 SH   DFND 0 125 0 0
DOLLAR GENERAL CORP Com 256677105 9,186 38,952 SH   SOLE 0 38,952 0 0
DOLLAR GENERAL CORP Com 256677105 11 45 SH   DFND 0 0 0 45
DUKE ENERGY CORP Com 26441C204 187 1,784 SH   SOLE 0 1,784 0 0
DUKE ENERGY CORP Com 26441C204 125 1,190 SH   DFND 0 1,190 0 0
DUPONT DE NEMOURS INC Com 26614N102 158 1,959 SH   SOLE 0 1,959 0 0
DUPONT DE NEMOURS INC Com 26614N102 49 610 SH   DFND 0 610 0 0
EBAY INC Com 278642103 8,471 127,389 SH   SOLE 0 126,870 0 519
EBAY INC Com 278642103 19 287 SH   DFND 0 287 0 0
ECOLAB INC Com 278865100 693 2,953 SH   SOLE 0 2,953 0 0
ECOLAB INC Com 278865100 235 1,000 SH   DFND 0 0 0 1,000
EDWARDS LIFESCIENCES CORP Com 28176E108 3,121 24,093 SH   SOLE 0 24,093 0 0
EDWARDS LIFESCIENCES CORP Com 28176E108 13 100 SH   DFND 0 100 0 0
EMERSON ELECTRIC CO Com 291011104 6,959 74,849 SH   SOLE 0 74,449 0 400
EMERSON ELECTRIC CO Com 291011104 296 3,181 SH   DFND 0 2,981 0 200
ENBRIDGE INC Com 29250N105 264 6,752 SH   SOLE 0 6,752 0 0
ENBRIDGE INC Com 29250N105 9 233 SH   DFND 0 233 0 0
ENERGY TRANSFER LP Com 29273V100 304 36,902 SH   SOLE 0 36,902 0 0
ENTEGRIS INC Com 29362U104 333 2,400 SH   SOLE 0 2,400 0 0
ESSENTIAL UTILITIES INC Com 29670G102 1,973 36,757 SH   SOLE 0 36,457 0 300
ESSENTIAL UTILITIES INC Com 29670G102 132 2,450 SH   DFND 0 2,450 0 0
EVERGY INC Com 30034W106 5,849 85,252 SH   SOLE 0 83,967 0 1,285
EVERGY INC Com 30034W106 51 750 SH   DFND 0 750 0 0
EXELON CORP Com 30161N101 377 6,520 SH   SOLE 0 6,520 0 0
EXXON MOBIL CORP Com 30231G102 1,918 31,338 SH   SOLE 0 31,338 0 0
EXXON MOBIL CORP Com 30231G102 47 775 SH   DFND 0 775 0 0
META PLATFORMS INC Com 30303M102 6,903 20,522 SH   SOLE 0 20,422 0 100
META PLATFORMS INC Com 30303M102 226 673 SH   DFND 0 650 0 23
FEDERATED HERMES INC Com 314211103 6,118 162,805 SH   SOLE 0 160,040 0 2,765
FEDERATED HERMES INC Com 314211103 44 1,170 SH   DFND 0 1,170 0 0
FIRST BUSEY CORP Com 319383204 231 8,504 SH   SOLE 0 8,504 0 0
FIRST TRUST GLOBAL WIND ENERGY ETF Com 33736G106 2,241 110,706 SH   SOLE 0 110,106 0 600
FIRST TRUST GLOBAL WIND ENERGY ETF Com 33736G106 24 1,200 SH   DFND 0 1,200 0 0
FLEXSHARES IBOXX 3 YR TGT TIPS ETF Com 33939L506 572 21,743 SH   SOLE 0 21,743 0 0
FLEXSHARES GLOBAL QUALITY REAL ESTATE ETF Com 33939L787 374 5,051 SH   SOLE 0 5,051 0 0
FLEXSHARES STOXX GLOBAL BROAD INFRA ETF Com 33939L795 1,176 20,499 SH   SOLE 0 20,174 0 325
FLEXSHARES QUALITY DIV DEFENSIVE ETF Com 33939L845 534 9,025 SH   SOLE 0 9,025 0 0
FLEXSHARES QUALITY DVD ETF Com 33939L860 13,263 216,227 SH   SOLE 0 214,027 0 2,200
FULTON FINANCIAL CORP Com 360271100 175 10,300 SH   SOLE 0 10,300 0 0
GENERAL DYNAMICS CORP Com 369550108 23 111 SH   SOLE 0 111 0 0
GENERAL DYNAMICS CORP Com 369550108 195 935 SH   DFND 0 935 0 0
GENERAL ELECTRIC CO Com 369604301 322 3,410 SH   SOLE 0 3,410 0 0
GENERAL ELECTRIC CO Com 369604301 29 307 SH   DFND 0 307 0 0
GENERAL MILLS INC Com 370334104 135 1,999 SH   SOLE 0 1,999 0 0
GENERAL MILLS INC Com 370334104 89 1,325 SH   DFND 0 1,325 0 0
GENERAL MOTORS CO Com 37045V100 714 12,171 SH   SOLE 0 12,171 0 0
GENERAL MOTORS CO Com 37045V100 3 50 SH   DFND 0 50 0 0
GLAXO SMITHKLINE PLC SP ADR Com 37733W105 412 9,351 SH   SOLE 0 9,351 0 0
GOLDMAN SACHS ACTIVEBETA INTL EQUITY ETF Com 381430107 21,776 617,396 SH   SOLE 0 610,190 0 7,206
GOLDMAN SACHS ACTIVEBETA INTL EQUITY ETF Com 381430107 56 1,601 SH   DFND 0 601 0 1,000
GOLDMAN SACHS ACTIVEBETA US LGE CAP EQ ETF Com 381430503 7,388 77,654 SH   SOLE 0 75,704 0 1,950
GOLDMAN SACHS ACTIVEBETA US LGE CAP EQ ETF Com 381430503 31 328 SH   DFND 0 328 0 0
JACK HENRY & ASSOCIATES INC Com 426281101 335 2,005 SH   SOLE 0 2,005 0 0
HOLOGIC INC Com 436440101 777 10,146 SH   SOLE 0 9,976 0 170
HOME DEPOT INC Com 437076102 16,468 39,682 SH   SOLE 0 39,212 0 470
HOME DEPOT INC Com 437076102 323 778 SH   DFND 0 675 0 103
HONEYWELL INTL INC Com 438516106 1,209 5,798 SH   SOLE 0 5,798 0 0
HONEYWELL INTL INC Com 438516106 125 600 SH   DFND 0 600 0 0
IDEXX LABORATORIES INC Com 45168D104 99 150 SH   SOLE 0 150 0 0
IDEXX LABORATORIES INC Com 45168D104 257 390 SH   DFND 0 390 0 0
ILLINOIS TOOL WORKS INC Com 452308109 459 1,858 SH   SOLE 0 1,858 0 0
ILLINOIS TOOL WORKS INC Com 452308109 754 3,056 SH   DFND 0 3,000 0 56
INGERSOLL RAND INC Com 45687V106 114 1,843 SH   SOLE 0 1,843 0 0
INGERSOLL RAND INC Com 45687V106 247 4,000 SH   DFND 0 4,000 0 0
INTEL CORP Com 458140100 15,601 302,930 SH   SOLE 0 301,255 0 1,675
INTEL CORP Com 458140100 678 13,162 SH   DFND 0 12,695 0 467
INTERCONTINENTAL EXCHANGE INC Com 45866F104 239 1,745 SH   SOLE 0 1,745 0 0
INTERNATIONAL BUSINESS MACHINES CORP Com 459200101 1,197 8,955 SH   SOLE 0 8,955 0 0
INTERNATIONAL BUSINESS MACHINES CORP Com 459200101 27 200 SH   DFND 0 200 0 0
INVESCO QQQ TRUST SERIES 1 ETF Com 46090E103 645 1,621 SH   SOLE 0 1,621 0 0
INTUIT Com 461202103 229 356 SH   SOLE 0 356 0 0
INVESCO WATER RESOURCES ETF Com 46137V142 1,458 23,969 SH   SOLE 0 23,619 0 350
INVESCO WATER RESOURCES ETF Com 46137V142 30 500 SH   DFND 0 500 0 0
INVESCO MSCI SUSTAINABLE FUTURE ETF Com 46137V407 915 13,715 SH   SOLE 0 13,395 0 320
INVESCO MSCI SUSTAINABLE FUTURE ETF Com 46137V407 28 425 SH   DFND 0 425 0 0
INVESCO SOLAR ETF Com 46138G706 2,063 26,806 SH   SOLE 0 26,637 0 169
INVESCO SOLAR ETF Com 46138G706 38 500 SH   DFND 0 500 0 0
ISHARES SELECT DIVIDEND ETF Com 464287168 1,525 12,436 SH   SOLE 0 12,436 0 0
ISHARES CORE S&P 500 ETF Com 464287200 21,092 44,219 SH   SOLE 0 42,909 0 1,310
ISHARES CORE S&P 500 ETF Com 464287200 30 63 SH   DFND 0 63 0 0
ISHARES CORE TOTAL AGGR US BOND ETF Com 464287226 354 3,102 SH   SOLE 0 3,102 0 0
ISHARES IBOXX INV GRADE CORP BD ETF Com 464287242 1,431 10,802 SH   SOLE 0 10,802 0 0
ISHARES MSCI EAFE INDEX ETF Com 464287465 2,364 30,052 SH   SOLE 0 30,052 0 0
ISHARES MSCI EAFE INDEX ETF Com 464287465 104 1,321 SH   DFND 0 1,321 0 0
ISHARES CORE S&P MIDCAP ETF Com 464287507 1,657 5,855 SH   SOLE 0 5,855 0 0
ISHARES RUSSELL 1000 GROWTH ETF Com 464287614 523 1,712 SH   SOLE 0 1,712 0 0
ISHARES RUSSELL 2000 ETF Com 464287655 333 1,495 SH   SOLE 0 1,495 0 0
ISHARES RUSSELL 3000 ETF Com 464287689 1,947 7,018 SH   SOLE 0 7,018 0 0
ISHARES CORE S&P SMALL CAP ETF Com 464287804 652 5,695 SH   SOLE 0 5,695 0 0
ISHARES CORE S&P SMALL CAP ETF Com 464287804 21 182 SH   DFND 0 182 0 0
ISHARES MSCI USA ESG SELECT SOCIAL IDX ETF Com 464288802 1,636 15,399 SH   SOLE 0 15,399 0 0
ISHARES MSCI EAFE GROWTH ETF Com 464288885 291 2,637 SH   SOLE 0 2,637 0 0
ISHARES MSCI EAFE MIN VOL FACTOR ETF Com 46429B689 4,755 61,933 SH   SOLE 0 61,933 0 0
ISHARES EDGE MSCI MIN VOL USA ETF Com 46429B697 300 3,712 SH   SOLE 0 3,712 0 0
ISHARES EDGE MSCI USA QUAL FACT ETF Com 46432F339 4,180 28,716 SH   SOLE 0 28,716 0 0
ISHARES EDGE MSCI USA VAL WT IDX ETF Com 46432F388 311 2,844 SH   SOLE 0 2,844 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842 36,883 494,148 SH   SOLE 0 491,320 0 2,828
ISHARES CORE MSCI EAFE ETF Com 46432F842 109 1,455 SH   DFND 0 673 0 782
ISHARES ESG AWARE MSCI EM ETF Com 46434G863 14,029 352,923 SH   SOLE 0 348,348 0 4,575
ISHARES EDGE MSCI MULT FACT USA ETF Com 46434V282 284 6,107 SH   SOLE 0 6,107 0 0
ISHARES CORE DIVIDEND GROWTH ETF Com 46434V621 29,600 532,559 SH   SOLE 0 526,459 0 6,100
ISHARES CORE DIVIDEND GROWTH ETF Com 46434V621 19 344 SH   DFND 0 344 0 0
ITRON INC Com 465741106 459 6,705 SH   SOLE 0 6,575 0 130
JP MORGAN CHASE & CO Com 46625H100 13,756 86,874 SH   SOLE 0 86,407 0 467
JP MORGAN CHASE & CO Com 46625H100 122 771 SH   DFND 0 695 0 76
JOHNSON & JOHNSON CO Com 478160104 9,667 56,507 SH   SOLE 0 56,132 0 375
JOHNSON & JOHNSON CO Com 478160104 724 4,234 SH   DFND 0 3,534 0 700
KELLOGG CO Com 487836108 309 4,800 SH   SOLE 0 4,800 0 0
KEYCORP NEW Com 493267108 1,124 48,609 SH   SOLE 0 48,329 0 280
KEYCORP NEW Com 493267108 28 1,200 SH   DFND 0 1,200 0 0
KIMBERLY-CLARK CORP Com 494368103 6,809 47,640 SH   SOLE 0 47,640 0 0
KIMBERLY-CLARK CORP Com 494368103 323 2,260 SH   DFND 0 2,200 0 60
KROGER CO Com 501044101 9,329 206,113 SH   SOLE 0 203,713 0 2,400
L3 HARRIS TECHNOLOGIES INC Com 502431109 5,955 27,924 SH   SOLE 0 27,924 0 0
ELI LILLY & CO Com 532457108 927 3,355 SH   SOLE 0 3,355 0 0
ELI LILLY & CO Com 532457108 183 664 SH   DFND 0 664 0 0
LINCOLN ELECTRIC HOLDINGS Com 533900106 7,272 52,137 SH   SOLE 0 51,660 0 477
LOWES COMPANIES INC Com 548661107 12,253 47,403 SH   SOLE 0 47,403 0 0
MSA SAFETY INC Com 553498106 723 4,789 SH   SOLE 0 4,789 0 0
MASTERCARD INC CL A Com 57636Q104 1,817 5,058 SH   SOLE 0 4,688 0 370
MASTERCARD INC CL A Com 57636Q104 36 100 SH   DFND 0 100 0 0
MCDONALDS CORP Com 580135101 912 3,402 SH   SOLE 0 3,402 0 0
MCDONALDS CORP Com 580135101 242 902 SH   DFND 0 902 0 0
MEDICAL PROPERTIES TRUST INC Com 58463J304 452 19,149 SH   SOLE 0 18,885 0 264
MERCK & CO INC Com 58933Y105 7,023 91,639 SH   SOLE 0 91,530 0 109
MERCK & CO INC Com 58933Y105 169 2,207 SH   DFND 0 1,850 0 357
METLIFE INC Com 59156R108 5,363 85,821 SH   SOLE 0 85,821 0 0
METLIFE INC Com 59156R108 47 760 SH   DFND 0 760 0 0
METTLER-TOLEDO INTL INC Com 592688105 219 129 SH   SOLE 0 129 0 0
MICROSOFT CORP Com 594918104 49,117 146,043 SH   SOLE 0 144,764 0 1,279
MICROSOFT CORP Com 594918104 1,750 5,204 SH   DFND 0 5,070 0 134
MONDELEZ INTERNATIONAL INC A Com 609207105 450 6,784 SH   SOLE 0 6,784 0 0
MONDELEZ INTERNATIONAL INC A Com 609207105 53 800 SH   DFND 0 800 0 0
MORGAN STANLEY Com 617446448 489 4,977 SH   SOLE 0 4,977 0 0
NASDAQ INC Com 631103108 273 1,300 SH   SOLE 0 1,300 0 0
NASDAQ INC Com 631103108 126 600 SH   DFND 0 600 0 0
NEXTERA ENERGY INC Com 65339F101 4,902 52,510 SH   SOLE 0 52,510 0 0
NICE LTD SPON ADR Com 653656108 206 677 SH   SOLE 0 677 0 0
NIKE INC CLASS B Com 654106103 3,879 23,273 SH   SOLE 0 23,273 0 0
NIKE INC CLASS B Com 654106103 17 100 SH   DFND 0 100 0 0
NORFOLK SOUTHERN CORP Com 655844108 373 1,254 SH   SOLE 0 1,254 0 0
NORFOLK SOUTHERN CORP Com 655844108 30 100 SH   DFND 0 100 0 0
NORTONLIFELOCK INC Com 668771108 896 34,479 SH   SOLE 0 34,078 0 401
NOVARTIS AG ADR Com 66987V109 260 2,967 SH   SOLE 0 2,967 0 0
NOVARTIS AG ADR Com 66987V109 59 673 SH   DFND 0 673 0 0
NOVO-NORDISK A/S SPONS ADR Com 670100205 131 1,170 SH   SOLE 0 1,170 0 0
NOVO-NORDISK A/S SPONS ADR Com 670100205 157 1,400 SH   DFND 0 1,400 0 0
NUANCE COMMUNICATIONS INC Com 67020Y100 535 9,678 SH   SOLE 0 9,198 0 480
NVIDIA CORP Com 67066G104 613 2,084 SH   SOLE 0 2,084 0 0
NUVEEN MUNI VALUE FUND Com 670928100 21 2,000 SH   SOLE 0 2,000 0 0
NUVEEN MUNI VALUE FUND Com 670928100 403 38,870 SH   DFND 0 38,870 0 0
ORACLE CORPORATION Com 68389X105 13,992 160,439 SH   SOLE 0 159,442 0 997
ORACLE CORPORATION Com 68389X105 50 577 SH   DFND 0 438 0 139
ORGANON & CO Com 68622V106 213 6,990 SH   SOLE 0 6,985 0 5
ORGANON & CO Com 68622V106 5 175 SH   DFND 0 140 0 35
PNC FINANCIAL SERVICES GROUP Com 693475105 5,988 29,864 SH   SOLE 0 29,234 0 630
PNC FINANCIAL SERVICES GROUP Com 693475105 12 62 SH   DFND 0 62 0 0
PPG INDUSTRIES Com 693506107 172 1,000 SH   SOLE 0 1,000 0 0
PPG INDUSTRIES Com 693506107 60 350 SH   DFND 0 350 0 0
PPL CORP Com 69351T106 352 11,700 SH   SOLE 0 11,700 0 0
PPL CORP Com 69351T106 33 1,100 SH   DFND 0 1,100 0 0
PEPSICO INC Com 713448108 3,239 18,648 SH   SOLE 0 18,648 0 0
PEPSICO INC Com 713448108 756 4,354 SH   DFND 0 4,354 0 0
PFIZER INC Com 717081103 19,786 335,067 SH   SOLE 0 332,849 0 2,218
PFIZER INC Com 717081103 968 16,392 SH   DFND 0 16,392 0 0
PHILIP MORRIS INTERNATIONAL INC Com 718172109 1,027 10,815 SH   SOLE 0 10,815 0 0
PROCTER & GAMBLE CO Com 742718109 11,683 71,423 SH   SOLE 0 71,223 0 200
PROCTER & GAMBLE CO Com 742718109 825 5,042 SH   DFND 0 3,970 0 1,072
PUBLIC SERVICE ENTERPRISE GROUP Com 744573106 13,040 195,420 SH   SOLE 0 193,859 0 1,561
QUALCOMM Com 747525103 234 1,278 SH   SOLE 0 1,278 0 0
QUALCOMM Com 747525103 27 150 SH   DFND 0 150 0 0
RAYTHEON TECHNOLOGIES CORP Com 75513E101 1,666 19,363 SH   SOLE 0 19,363 0 0
RAYTHEON TECHNOLOGIES CORP Com 75513E101 34 400 SH   DFND 0 400 0 0
REGENERON PHARMACEUTICALS INC Com 75886F107 5,950 9,422 SH   SOLE 0 9,351 0 71
ROPER TECHNOLOGIES, INC Com 776696106 492 1,000 SH   SOLE 0 1,000 0 0
ROYAL DUTCH SHELL PLC ADR A Com 780259206 78 1,786 SH   SOLE 0 1,786 0 0
ROYAL DUTCH SHELL PLC ADR A Com 780259206 195 4,483 SH   DFND 0 4,483 0 0
S&P GLOBAL INC Com 78409V104 378 800 SH   SOLE 0 800 0 0
SPDR S&P500 ETF Com 78462F103 5,465 11,507 SH   SOLE 0 11,507 0 0
SPDR GOLD SHARES ETF Com 78463V107 362 2,118 SH   SOLE 0 2,118 0 0
SPDR S&P DIVIDEND ETF Com 78464A763 3,515 27,220 SH   SOLE 0 27,220 0 0
SPDR S&P DIVIDEND ETF Com 78464A763 7 56 SH   DFND 0 56 0 0
SPDR S&P MIDCAP 400 ETF TRUST Com 78467Y107 238 459 SH   SOLE 0 459 0 0
SALESFORCE.COM INC Com 79466L302 340 1,339 SH   SOLE 0 1,339 0 0
SANOFI ADR Com 80105N105 2,873 57,337 SH   SOLE 0 57,337 0 0
SANOFI ADR Com 80105N105 34 671 SH   DFND 0 671 0 0
CHARLES SCHWAB CORP Com 808513105 11,002 130,815 SH   SOLE 0 130,065 0 750
CHARLES SCHWAB CORP Com 808513105 71 845 SH   DFND 0 0 0 845
SCHWAB EMERGING MKTS EQUITY ETF Com 808524706 296 10,000 SH   SOLE 0 10,000 0 0
SCHWAB US DIVIDEND EQUITY ETF Com 808524797 2,845 35,203 SH   SOLE 0 35,203 0 0
MATERIALS SELECT SECTOR SPDR ETF Com 81369Y100 277 3,062 SH   SOLE 0 3,062 0 0
HEALTH CARE SEL SECT SPDR ETF Com 81369Y209 1,780 12,635 SH   SOLE 0 12,635 0 0
CONSUMER STAPLES SELECT SECTOR SPDR ETF Com 81369Y308 7,320 94,925 SH   SOLE 0 93,630 0 1,295
CONSUMER STAPLES SELECT SECTOR SPDR ETF Com 81369Y308 19 240 SH   DFND 0 200 0 40
CONSUMER DISC SELECT SECTOR SPDR ETF Com 81369Y407 3,554 17,383 SH   SOLE 0 17,383 0 0
CONSUMER DISC SELECT SECTOR SPDR ETF Com 81369Y407 41 200 SH   DFND 0 200 0 0
FINANCIAL SELECT SECTOR SPDR ETF Com 81369Y605 7,608 194,830 SH   SOLE 0 194,830 0 0
FINANCIAL SELECT SECTOR SPDR ETF Com 81369Y605 4 100 SH   DFND 0 100 0 0
INDUSTRIAL SELECT SECTOR SPDR ETF Com 81369Y704 711 6,716 SH   SOLE 0 6,716 0 0
TECHNOLOGY SELECT SECT SPDR ETF Com 81369Y803 4,811 27,669 SH   SOLE 0 27,669 0 0
SEMPRA ENERGY Com 816851109 188 1,420 SH   SOLE 0 1,420 0 0
SEMPRA ENERGY Com 816851109 26 200 SH   DFND 0 200 0 0
SKYWORKS SOLUTIONS INC Com 83088M102 4,989 32,159 SH   SOLE 0 31,859 0 300
SKYWORKS SOLUTIONS INC Com 83088M102 4 28 SH   DFND 0 0 0 28
SPROTT PHYSICAL GOLD TRUST Com 85207H104 152 10,564 SH   SOLE 0 10,564 0 0
STARBUCKS CORP Com 855244109 8,119 69,408 SH   SOLE 0 69,011 0 397
STARBUCKS CORP Com 855244109 55 471 SH   DFND 0 400 0 71
STRYKER CORP Com 863667101 6,067 22,689 SH   SOLE 0 22,489 0 200
SYSCO CORPORATION Com 871829107 339 4,322 SH   SOLE 0 4,322 0 0
SYSCO CORPORATION Com 871829107 314 4,000 SH   DFND 0 4,000 0 0
TJX COMPANIES INC Com 872540109 9,861 129,884 SH   SOLE 0 127,118 0 2,766
TJX COMPANIES INC Com 872540109 61 800 SH   DFND 0 190 0 610
TAIWAN SEMICONDUCTOR MANUFACTURING ADR Com 874039100 159 1,325 SH   SOLE 0 1,325 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING ADR Com 874039100 90 750 SH   DFND 0 750 0 0
TARGET CORP Com 87612E106 9,686 41,852 SH   SOLE 0 41,852 0 0
TARGET CORP Com 87612E106 397 1,715 SH   DFND 0 1,715 0 0
TETRA TECH INC Com 88162G103 694 4,089 SH   SOLE 0 4,089 0 0
TEXAS INSTRUMENTS INC Com 882508104 7,030 37,299 SH   SOLE 0 37,299 0 0
TEXAS INSTRUMENTS INC Com 882508104 183 970 SH   DFND 0 970 0 0
THERMO FISHER SCIENTIFIC Com 883556102 1,580 2,368 SH   SOLE 0 2,368 0 0
THERMO FISHER SCIENTIFIC Com 883556102 29 43 SH   DFND 0 43 0 0
3M CO Com 88579Y101 1,995 11,230 SH   SOLE 0 11,230 0 0
3M CO Com 88579Y101 27 150 SH   DFND 0 150 0 0
TRAVELERS COS INC Com 89417E109 463 2,958 SH   SOLE 0 2,958 0 0
TRUIST FINANCIAL CORP Com 89832Q109 15,400 263,017 SH   SOLE 0 262,417 0 600
TRUIST FINANCIAL CORP Com 89832Q109 248 4,231 SH   DFND 0 4,072 0 159
UNILEVER PLC SPON ADR Com 904767704 278 5,171 SH   SOLE 0 5,171 0 0
UNION PACIFIC CORP Com 907818108 1,745 6,925 SH   SOLE 0 6,925 0 0
UNION PACIFIC CORP Com 907818108 227 900 SH   DFND 0 900 0 0
UNITED PARCEL SERVICE INC Com 911312106 347 1,618 SH   SOLE 0 1,618 0 0
UNITED PARCEL SERVICE INC Com 911312106 150 700 SH   DFND 0 700 0 0
UNITEDHEALTH GROUP INC Com 91324P102 12,245 24,386 SH   SOLE 0 24,064 0 322
UNITEDHEALTH GROUP INC Com 91324P102 65 129 SH   DFND 0 0 0 129
VANECK VECTORS LOW CARBON ENERGY ETF Com 92189F502 523 3,265 SH   SOLE 0 3,185 0 80
VANGUARD DIVIDEND APPREC ETF Com 921908844 10,335 60,175 SH   SOLE 0 60,175 0 0
VANGUARD DIVIDEND APPREC ETF Com 921908844 17 99 SH   DFND 0 99 0 0
VANGUARD TOTAL INTL STOCK ETF Com 921909768 254 4,000 SH   SOLE 0 4,000 0 0
VANGUARD ESG INTL STOCK ETF Com 921910725 1,602 25,827 SH   SOLE 0 25,670 0 157
VANGUARD FTSE DEV MKT ETF Com 921943858 220 4,307 SH   SOLE 0 4,307 0 0
VANGUARD HIGH DIVIDEND YIELD ETF Com 921946406 1,476 13,164 SH   SOLE 0 13,164 0 0
VANGUARD SHORT TERM TIPS ETF Com 922020805 2,275 44,252 SH   SOLE 0 44,252 0 0
VANGUARD ULTRA SHORT BOND ETF Com 92203C303 332 6,646 SH   SOLE 0 6,646 0 0
VANGUARD FTSE EMERGING MARKETS ETF Com 922042858 249 5,028 SH   SOLE 0 5,028 0 0
VANGUARD FTSE EMERGING MARKETS ETF Com 922042858 10 200 SH   DFND 0 200 0 0
VANGUARD FTSE PACIFIC ETF Com 922042866 5,871 75,256 SH   SOLE 0 74,675 0 581
VANGUARD FTSE PACIFIC ETF Com 922042866 6 83 SH   DFND 0 0 0 83
VANGUARD FTSE EUROPE ETF Com 922042874 6,964 102,055 SH   SOLE 0 101,755 0 300
VANGUARD FTSE EUROPE ETF Com 922042874 3 45 SH   DFND 0 0 0 45
VANGUARD FINANCIALS ETF Com 92204A405 273 2,830 SH   SOLE 0 2,830 0 0
VANGUARD HEALTH CARE ETF Com 92204A504 292 1,095 SH   SOLE 0 1,095 0 0
VANGUARD INDUSTRIALS ETF Com 92204A603 7,997 39,402 SH   SOLE 0 38,784 0 618
VANGUARD INDUSTRIALS ETF Com 92204A603 22 110 SH   DFND 0 64 0 46
VANGUARD INFO TECH ETF Com 92204A702 1,024 2,234 SH   SOLE 0 2,234 0 0
VANGUARD S&P 500 ETF Com 922908363 402 921 SH   SOLE 0 921 0 0
VANGUARD MID CAP VALUE ETF Com 922908512 15,484 103,001 SH   SOLE 0 102,260 0 741
VANGUARD MID CAP VALUE ETF Com 922908512 136 902 SH   DFND 0 652 0 250
VANGUARD MID CAP GROWTH ETF Com 922908538 1,029 4,043 SH   SOLE 0 3,963 0 80
VANGUARD MID CAP GROWTH ETF Com 922908538 98 385 SH   DFND 0 385 0 0
VANGUARD REIT INDEX ETF Com 922908553 599 5,161 SH   SOLE 0 5,161 0 0
VANGUARD REIT INDEX ETF Com 922908553 204 1,755 SH   DFND 0 1,755 0 0
VANGUARD MID CAP ETF Com 922908629 247 971 SH   SOLE 0 971 0 0
VANGUARD LARGE CAP ETF Com 922908637 13,461 60,906 SH   SOLE 0 60,906 0 0
VANGUARD LARGE CAP ETF Com 922908637 27 123 SH   DFND 0 123 0 0
VANGUARD GROWTH ETF Com 922908736 289 900 SH   SOLE 0 900 0 0
VANGUARD TOTAL STOCK MKT ETF Com 922908769 9,359 38,762 SH   SOLE 0 38,762 0 0
VANGUARD TOTAL STOCK MKT ETF Com 922908769 17 70 SH   DFND 0 70 0 0
VERIZON COMMUNICATIONS Com 92343V104 6,447 124,083 SH   SOLE 0 124,083 0 0
VERIZON COMMUNICATIONS Com 92343V104 391 7,533 SH   DFND 0 7,533 0 0
VISA INC Com 92826C839 11,265 51,984 SH   SOLE 0 51,734 0 250
VISA INC Com 92826C839 184 851 SH   DFND 0 772 0 79
WEC ENERGY GROUP INC Com 92939U106 798 8,219 SH   SOLE 0 8,137 0 82
WEC ENERGY GROUP INC Com 92939U106 29 300 SH   DFND 0 300 0 0
WALMART STORES INC Com 931142103 2,038 14,088 SH   SOLE 0 14,088 0 0
WALMART STORES INC Com 931142103 258 1,782 SH   DFND 0 1,743 0 39
WASTE MANAGEMENT Com 94106L109 375 2,246 SH   SOLE 0 2,246 0 0
WATTS WATER TECHNOLOGIES-A Com 942749102 1,107 5,701 SH   SOLE 0 5,591 0 110
XYLEM INC Com 98419M100 742 6,189 SH   SOLE 0 6,104 0 85
YUM BRANDS INC Com 988498101 173 1,246 SH   SOLE 0 1,246 0 0
YUM BRANDS INC Com 988498101 97 700 SH   DFND 0 700 0 0
ACCENTURE PLC Com G1151C101 14,305 34,507 SH   SOLE 0 34,025 0 482
ACCENTURE PLC Com G1151C101 17 40 SH   DFND 0 40 0 0
EATON CORP PLC Com G29183103 9,883 57,188 SH   SOLE 0 56,503 0 685
EATON CORP PLC Com G29183103 145 837 SH   DFND 0 837 0 0
JOHNSON CONTROLS INTERNATIONAL PLC Com G51502105 4,611 56,704 SH   SOLE 0 56,554 0 150
LINDE PLC Com G5494J103 801 2,313 SH   SOLE 0 2,313 0 0
LINDE PLC Com G5494J103 78 225 SH   DFND 0 225 0 0
MEDTRONIC PLC Com G5960L103 7,185 69,452 SH   SOLE 0 68,857 0 595
MEDTRONIC PLC Com G5960L103 15 143 SH   DFND 0 0 0 143
SENSATA TECHNOLOGIES HOLDING PLC Com G8060N102 531 8,600 SH   SOLE 0 8,450 0 150
STERIS PLC Com G8473T100 232 953 SH   SOLE 0 953 0 0
TRANE TECHNOLOGIES PUBLIC LTD CO Com G8994E103 414 2,050 SH   SOLE 0 2,050 0 0
TRANE TECHNOLOGIES PUBLIC LTD CO Com G8994E103 1,010 5,000 SH   DFND 0 5,000 0 0
ASML HOLDING NV Com N07059210 211 265 SH   SOLE 0 265 0 0