The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 4,565 25,699 SH   SOLE   0 0 25,699
A F L A C INC COM 001055102 6,805 116,547 SH   SOLE   0 0 116,547
A T & T INC NEW COM 00206R102 3,385 137,615 SH   SOLE   0 0 137,615
ABBOTT LABORATORIES COM 002824100 3,799 26,994 SH   SOLE   0 0 26,994
ABBVIE INC COM 00287Y109 6,642 49,054 SH   SOLE   0 0 49,054
ACCENTURE PLC-CL A COM G1151C101 209 505 SH   SOLE   0 0 505
ACME UNITED CORP COM 004816104 486 14,425 SH   SOLE   0 0 14,425
ADVANSIX INC COM 00773T101 1,159 24,530 SH   SOLE   0 0 24,530
AFFILIATED MANAGERS GROUP COM 008252108 1,135 6,899 SH   SOLE   0 0 6,899
AKAMAI TECHNOLOGIES COM 00971T101 800 6,833 SH   SOLE   0 0 6,833
ALGONQUIN POWER & UTILITIES COM 015857105 473 32,700 SH   SOLE   0 0 32,700
ALLIANCE DATA SYSTEMS CORP COM 018581108 1,164 17,487 SH   SOLE   0 0 17,487
ALLSTATE CORP COM 020002101 8,462 71,928 SH   SOLE   0 0 71,928
ALPHABET INC-CL A COM 38259P508 678 234 SH   SOLE   0 0 234
ALPHABET INC-CL C COM 02079K107 15,987 5,525 SH   SOLE   0 0 5,525
ALTRIA GROUP INC COM 02209S103 207 4,368 SH   SOLE   0 0 4,368
AMAZON.COM INC COM 023135106 1,994 598 SH   SOLE   0 0 598
AMCOR PLC COM G0250X107 2,489 207,251 SH   SOLE   0 0 207,251
AMERICAN EXPRESS CO COM 025816109 7,502 45,857 SH   SOLE   0 0 45,857
AMERICAS CAR-MART INC COM 03062T105 451 4,405 SH   SOLE   0 0 4,405
AMGEN INCORPORATED COM 031162100 227 1,010 SH   SOLE   0 0 1,010
ANALOG DEVICES INC COM 032654105 4,822 27,433 SH   SOLE   0 0 27,433
AON PLC COM G0408V102 1,208 4,019 SH   SOLE   0 0 4,019
APOGEE ENTERPRISES COM 037598109 452 9,385 SH   SOLE   0 0 9,385
APOLLO INVESTMENT CORP COM 03761U502 1,048 81,935 SH   SOLE   0 0 81,935
APPLE INC COM 037833100 2,296 12,931 SH   SOLE   0 0 12,931
APPLIED MATERIALS INC COM 038222105 4,389 27,892 SH   SOLE   0 0 27,892
ARES CAPITAL CORP COM 04010L103 4,117 194,289 SH   SOLE   0 0 194,289
ARGAN INC COM 04010E109 819 21,180 SH   SOLE   0 0 21,180
ASSOCIATED BANC-CORP COM 045487105 766 33,895 SH   SOLE   0 0 33,895
ASSURANT INC COM 04621X108 795 5,100 SH   SOLE   0 0 5,100
ATLAS AIR WORLDWIDE HOLDINGS COM 049164205 6,268 66,595 SH   SOLE   0 0 66,595
AUTOMATIC DATA PROCESSING COM 053015103 347 1,407 SH   SOLE   0 0 1,407
AVNET INC COM 053807103 1,560 37,825 SH   SOLE   0 0 37,825
BANK OF AMERICA CORP COM 060505104 1,194 26,843 SH   SOLE   0 0 26,843
BANK OF NY MELLON CP NEW COM 064058100 3,191 54,947 SH   SOLE   0 0 54,947
BAXTER INTERNATIONAL COM 071813109 3,149 36,686 SH   SOLE   0 0 36,686
BECTON DICKINSON & CO COM 075887109 410 1,630 SH   SOLE   0 0 1,630
BERKSHIRE HATHAWAY B NEW CLASS COM 084670702 9,228 30,862 SH   SOLE   0 0 30,862
BERKSHIRE HATHAWAY CL-A COM 084670108 451 1 SH   SOLE   0 0 1
BERKSHIRE HILLS BANCORP INC COM 084680107 502 17,655 SH   SOLE   0 0 17,655
BOEING CO COM 097023105 6,329 31,438 SH   SOLE   0 0 31,438
BP PLC (ADR) COM 055622104 399 14,967 SH   SOLE   0 0 14,967
BRISTOL-MYERS SQUIBB CO COM 110122108 3,365 53,967 SH   SOLE   0 0 53,967
BROADCOM INC COM 11135F101 219 329 SH   SOLE   0 0 329
BROOKFIELD ASSET MANAGEMENT IN COM 112585104 326 5,400 SH   SOLE   0 0 5,400
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 310 4,307 SH   SOLE   0 0 4,307
CARDINAL HEALTH COM 14149Y108 794 15,420 SH   SOLE   0 0 15,420
CATERPILLAR INC COM 149123101 207 1,000 SH   SOLE   0 0 1,000
CENTURY BANCORP CL A COM 156432106 353 3,065 SH   SOLE   0 0 3,065
CHEVRON CORPORATION COM 166764100 371 3,162 SH   SOLE   0 0 3,162
CIGNA CORP COM 125523100 3,188 13,883 SH   SOLE   0 0 13,883
CISCO SYSTEMS INC COM 17275R102 5,760 90,896 SH   SOLE   0 0 90,896
CITIGROUP INC COM 172967424 7,225 119,643 SH   SOLE   0 0 119,643
CLOROX COMPANY COM 189054109 415 2,380 SH   SOLE   0 0 2,380
COCA COLA COMPANY COM 191216100 605 10,214 SH   SOLE   0 0 10,214
COHEN & STEERS QUAL INC RLTY COM 19247L106 193 10,600 SH   SOLE   0 0 10,600
COMCAST CORP CL A COM 20030N101 4,707 93,517 SH   SOLE   0 0 93,517
COMMERCIAL METALS CO COM 201723103 4,328 119,262 SH   SOLE   0 0 119,262
COMPASS MINERALS INTERNATIONAL COM 20451N101 1,931 37,808 SH   SOLE   0 0 37,808
CONAGRA FOODS INC COM 205887102 1,282 37,543 SH   SOLE   0 0 37,543
CONOCOPHILLIPS COM 20825C104 1,287 17,834 SH   SOLE   0 0 17,834
CONSOLIDATED EDISON INC COM 209115104 591 6,925 SH   SOLE   0 0 6,925
CRANE CO COM 224399105 1,542 15,154 SH   SOLE   0 0 15,154
CVS INC COM 126650100 9,334 90,483 SH   SOLE   0 0 90,483
DELTA AIRLINES INC COM 247361702 4,778 122,250 SH   SOLE   0 0 122,250
DELUXE CORPORATION COM 248019101 798 24,851 SH   SOLE   0 0 24,851
DEVON ENERGY CP NEW COM 25179M103 447 10,155 SH   SOLE   0 0 10,155
DISCOVERY, INC - A COM 25470F104 803 34,092 SH   SOLE   0 0 34,092
DOCUSIGN, INC COM 256163106 457 3,000 SH   SOLE   0 0 3,000
DOVER CORPORATION COM 260003108 317 1,746 SH   SOLE   0 0 1,746
DOW INC COM 260557103 3,202 56,445 SH   SOLE   0 0 56,445
DR HORTON INC COM 23331A109 1,193 11,000 SH   SOLE   0 0 11,000
DUKE ENERGY CORP NEW COM 26441C204 231 2,200 SH   SOLE   0 0 2,200
E O G RESOURCES INC COM 26875P101 569 6,400 SH   SOLE   0 0 6,400
ELI LILLY & CO COM 532457108 490 1,775 SH   SOLE   0 0 1,775
EXXON MOBIL CORP COM 30231G102 1,227 20,057 SH   SOLE   0 0 20,057
FEDEX CORPORATION COM 31428X106 8,380 32,401 SH   SOLE   0 0 32,401
FIDELITY NATIONAL FINL-A COM 31620R303 1,038 19,900 SH   SOLE   0 0 19,900
FIFTH THIRD BANCORP COM 316773100 658 15,110 SH   SOLE   0 0 15,110
FIRST HORIZON CORPORATION COM 320517105 2,076 127,125 SH   SOLE   0 0 127,125
FREQUENCY THERAPEUTICS, INC COM 35803L108 56 11,000 SH   SOLE   0 0 11,000
GENERAL MILLS INC COM 370334104 953 14,150 SH   SOLE   0 0 14,150
GENERAL MOTORS CO. COM 37045V100 1,001 17,075 SH   SOLE   0 0 17,075
GENTEX CORP COM 371901109 1,104 31,685 SH   SOLE   0 0 31,685
GENUINE PARTS CO COM 372460105 6,644 47,390 SH   SOLE   0 0 47,390
GILEAD SCIENCES INC COM 375558103 1,522 20,968 SH   SOLE   0 0 20,968
GOLDMAN SACHS GROUP INC COM 38141G104 8,544 22,335 SH   SOLE   0 0 22,335
GROUP 1 AUTOMOTIVE COM 398905109 4,218 21,607 SH   SOLE   0 0 21,607
HEIDRICK & STRUGGLES INC COM 422819102 318 7,270 SH   SOLE   0 0 7,270
HELEN OF TROY LTD COM G4388N106 866 3,543 SH   SOLE   0 0 3,543
HILLENBRAND INC COM 431571108 404 7,780 SH   SOLE   0 0 7,780
HONEYWELL INTERNATIONAL COM 438516106 422 2,026 SH   SOLE   0 0 2,026
ICONIC BRANDS INC COM 45107V306 9 18,000 SH   SOLE   0 0 18,000
II-VI INC COM 902104108 1,572 23,000 SH   SOLE   0 0 23,000
INTEL CORP COM 458140100 6,894 133,857 SH   SOLE   0 0 133,857
INTERNATIONAL PAPER COM 460146103 4,073 86,704 SH   SOLE   0 0 86,704
INTL BUSINESS MACHINES COM 459200101 3,581 26,789 SH   SOLE   0 0 26,789
INVESCO S&P EQUAL WEIGHT COM 46137V357 405 2,491 SH   SOLE   0 0 2,491
IRON MOUNTAIN INC COM 46284V101 1,466 28,005 SH   SOLE   0 0 28,005
ISHARES MORNINGSTAR U.S. EQU COM 464287127 207 3,120 SH   SOLE   0 0 3,120
ISHARES MSCI EAFE ETF COM 464287465 2,487 31,611 SH   SOLE   0 0 31,611
ISHARES RUSSELL 2000 VALUE COM 464287630 855 5,148 SH   SOLE   0 0 5,148
ISHARES RUSSELL 3000 INDEX COM 464287689 318 1,145 SH   SOLE   0 0 1,145
ISHARES TR BARCLAYS TIPS BOND COM 464287176 721 5,583 SH   SOLE   0 0 5,583
ITT INC COM 45073V108 2,700 26,423 SH   SOLE   0 0 26,423
JANUS HENDERSON GROUP PLC COM G4474Y214 221 5,261 SH   SOLE   0 0 5,261
JEFFERIES FINANCIAL GROUP INC COM 47233W109 915 23,590 SH   SOLE   0 0 23,590
JOHNSON & JOHNSON COM 478160104 7,428 43,420 SH   SOLE   0 0 43,420
JOHNSON CONTROLS INC COM G51502105 1,206 14,828 SH   SOLE   0 0 14,828
JPMORGAN CHASE & CO COM 46625H100 947 5,980 SH   SOLE   0 0 5,980
KIMBERLY-CLARK CORP COM 494368103 4,772 33,386 SH   SOLE   0 0 33,386
KINROSS GOLD CORP NEW COM 496902404 961 165,460 SH   SOLE   0 0 165,460
KNOWLES CORP COM 49926D109 849 36,380 SH   SOLE   0 0 36,380
LABORATORY CRP OF AMER HLDGS COM 50540R409 1,350 4,295 SH   SOLE   0 0 4,295
LANDSTAR SYSTEM INC COM 515098101 1,622 9,060 SH   SOLE   0 0 9,060
LCI INDUSTRIES COM 50189K103 2,349 15,072 SH   SOLE   0 0 15,072
LEGGETT & PLATT INC COM 524660107 1,741 42,297 SH   SOLE   0 0 42,297
LENNAR CORP-A COM 526057104 709 6,100 SH   SOLE   0 0 6,100
LIGHTNING EMOTORS, INC COM 53228T101 1,402 233,303 SH   SOLE   0 0 233,303
LKQ CORP COM 501889208 9,794 163,160 SH   SOLE   0 0 163,160
LOCKHEED MARTIN CORP COM 539830109 6,296 17,715 SH   SOLE   0 0 17,715
LOWE'S COS INC COM 548661107 8,976 34,726 SH   SOLE   0 0 34,726
LOYALTY VENTURES, INC COM 54911Q107 210 6,994 SH   SOLE   0 0 6,994
M/I HOMES INC COM 55305B101 1,476 23,740 SH   SOLE   0 0 23,740
MANDIANT INC COM 562662106 542 30,900 SH   SOLE   0 0 30,900
MASTERCRAFT BOAT HOLDINGS, INC COM 57637H103 203 7,165 SH   SOLE   0 0 7,165
MEDICAL PROPERTIES TRUST INC COM 58463J304 4,556 192,801 SH   SOLE   0 0 192,801
MEDTRONIC PLC COM G5960L103 3,265 31,562 SH   SOLE   0 0 31,562
MERCK & CO INC NEW COM 58933Y105 2,365 30,854 SH   SOLE   0 0 30,854
METLIFE INC COM 59156R108 1,766 28,254 SH   SOLE   0 0 28,254
MICROSOFT CORP COM 594918104 21,667 64,423 SH   SOLE   0 0 64,423
MILLER INDS INC TENN COM NEW COM 600551204 839 25,105 SH   SOLE   0 0 25,105
MKS INSTRUMENTS INC COM 55306N104 1,228 7,050 SH   SOLE   0 0 7,050
MODINE MANUFACTURING CO COM 607828100 182 18,035 SH   SOLE   0 0 18,035
MOHAWK INDUSTRIES INC COM 608190104 521 2,860 SH   SOLE   0 0 2,860
MOTOROLA SOLUTIONS INC COM 620076307 1,203 4,428 SH   SOLE   0 0 4,428
NASDAQ INC COM 631103108 247 1,175 SH   SOLE   0 0 1,175
NCR CORP NEW COM 62886E108 887 22,070 SH   SOLE   0 0 22,070
NEW YORK COMMUNITY BANCORP COM 649445103 1,147 93,920 SH   SOLE   0 0 93,920
NOMAD FOODS LTD COM G6564A105 955 37,605 SH   SOLE   0 0 37,605
NOVARTIS A G SPON ADR COM 66987V109 2,982 34,093 SH   SOLE   0 0 34,093
NUTRIEN LTD COM 67077M108 313 4,157 SH   SOLE   0 0 4,157
NVIDIA CORP COM 67066G104 1,229 4,180 SH   SOLE   0 0 4,180
NYMOX PHARMACEUTICAL CORP COM P73398102 18 14,000 SH   SOLE   0 0 14,000
OMNICOM GROUP INC COM 681919106 6,107 83,345 SH   SOLE   0 0 83,345
ONEMAIN HOLDINGS, INC COM 68268W103 661 13,200 SH   SOLE   0 0 13,200
ORACLE CORPORATION COM 68389X105 1,035 11,865 SH   SOLE   0 0 11,865
OTTER TAIL POWER COM 689648100 300 4,200 SH   SOLE   0 0 4,200
PACKAGING CORP OF AMERICA COM 695156109 231 1,700 SH   SOLE   0 0 1,700
PARK HOTELS & RESORTS INC COM 700517105 663 35,102 SH   SOLE   0 0 35,102
PATTERSON COS INC COM 703395103 239 8,150 SH   SOLE   0 0 8,150
PAYCHEX INC COM 704326107 273 2,000 SH   SOLE   0 0 2,000
PENNANTPARK INVESTMENT CORP COM 708062104 134 19,375 SH   SOLE   0 0 19,375
PENTAIR PLC COM G7S00T104 244 3,335 SH   SOLE   0 0 3,335
PEPSICO INC COM 713448108 619 3,561 SH   SOLE   0 0 3,561
PFIZER INCORPORATED COM 717081103 9,786 165,723 SH   SOLE   0 0 165,723
PIONEER NATURAL RES CO COM 723787107 850 4,676 SH   SOLE   0 0 4,676
PLANTRONICS INC COM 727493108 338 11,507 SH   SOLE   0 0 11,507
PNC FINANCIAL SERVICES GROUP COM 693475105 12,465 62,161 SH   SOLE   0 0 62,161
PROCTER & GAMBLE COM 742718109 1,520 9,291 SH   SOLE   0 0 9,291
PROGRESSIVE CORP COM 743315103 802 7,809 SH   SOLE   0 0 7,809
PURE TECH HEALTH PLC COM GB00BY2Z0 396 100,000 SH   SOLE   0 0 100,000
RAYTHEON TECHNOLOGIES COM 75513E101 3,279 38,103 SH   SOLE   0 0 38,103
ROYAL DUTCH SHELL PLC SPONS COM 780259107 299 6,897 SH   SOLE   0 0 6,897
S P D R S&P 500 COM 78462F103 3,304 6,957 SH   SOLE   0 0 6,957
SABRA HEALTH CARE REIT COM 78573L106 156 11,525 SH   SOLE   0 0 11,525
SAFEGUARD SCIENT INC NEW COM 786449207 168 22,800 SH   SOLE   0 0 22,800
SAFETY INSURANCE GROUP INC COM 78648T100 362 4,257 SH   SOLE   0 0 4,257
SALESFORCE.COM COM 79466L302 457 1,800 SH   SOLE   0 0 1,800
SCH US TIPS ETF COM 808524870 403 6,401 SH   SOLE   0 0 6,401
SCHLUMBERGER LTD COM 806857108 673 22,460 SH   SOLE   0 0 22,460
SCHWAB US BROAD MARKET ETF COM 808524102 332 2,935 SH   SOLE   0 0 2,935
SCHWAB US LARGE-CAP GROWTH COM 808524300 446 2,725 SH   SOLE   0 0 2,725
SENSIENT TECHNOLOGIES CORP COM 81725T100 1,843 18,415 SH   SOLE   0 0 18,415
SNAP ON INC COM 833034101 2,529 11,742 SH   SOLE   0 0 11,742
SPECTRUM BRANDS HOLDINGS INC COM 84790A105 4,126 40,563 SH   SOLE   0 0 40,563
SPROUTS FARMERS MARKET, INC COM 85208M102 208 7,000 SH   SOLE   0 0 7,000
STAG INDUSTRIAL INC COM 85254J102 488 10,180 SH   SOLE   0 0 10,180
STANDARD MOTOR PRODUCTS INC COM 853666105 1,598 30,500 SH   SOLE   0 0 30,500
STRYKER CORP COM 863667101 673 2,516 SH   SOLE   0 0 2,516
SUNCOR ENERGY INC NEW F COM 867224107 2,128 85,000 SH   SOLE   0 0 85,000
SYLVAMO CORPORATION COM 871332102 217 7,763 SH   SOLE   0 0 7,763
TAYLOR MORRISON HOME CORP COM 87724P106 804 22,986 SH   SOLE   0 0 22,986
TE CONNECTIVITY LTD F COM H84989104 4,936 30,592 SH   SOLE   0 0 30,592
TERRITORIAL BANCORP INC COM COM 88145X108 798 31,590 SH   SOLE   0 0 31,590
TJX COMPANIES COM 872540109 1,077 14,185 SH   SOLE   0 0 14,185
TRAVELERS COMPANIES INC COM 89417E109 1,032 6,596 SH   SOLE   0 0 6,596
U S BANCORP DEL NEW COM 902973304 446 7,945 SH   SOLE   0 0 7,945
UFP INDUSTRIES, INC COM 90278Q108 1,356 14,740 SH   SOLE   0 0 14,740
UFP TECHNOLOGIES INC COM 902673102 473 6,730 SH   SOLE   0 0 6,730
UNITEDHEALTH GROUP INC COM 91324P102 8,920 17,763 SH   SOLE   0 0 17,763
UNIVERSAL ELECTRONICS INC COM 913483103 419 10,280 SH   SOLE   0 0 10,280
VANGUARD FTSE EUROPE ETF COM 922042874 632 9,259 SH   SOLE   0 0 9,259
VANGUARD TOTAL INTERNATIONAL S COM 921909768 566 8,897 SH   SOLE   0 0 8,897
VERIZON COMMUNICATIONS COM 92343V104 4,163 80,126 SH   SOLE   0 0 80,126
VERTEX PHARMACEUTICALS COM 92532F100 703 3,200 SH   SOLE   0 0 3,200
VIACOMCBS INC COM 92556H206 938 31,095 SH   SOLE   0 0 31,095
VISA INC-CLASS A COM 92826C839 2,767 12,769 SH   SOLE   0 0 12,769
ZIMMER BIOMET HOLDINGS INC COM 98956P102 1,053 8,290 SH   SOLE   0 0 8,290
iSHARES BARCLAYS AGGREGATE BON COM 464287226 394 3,456 SH   SOLE   0 0 3,456
iSHARES MSCI EMERGING MARKET I COM 464287234 281 5,754 SH   SOLE   0 0 5,754
iSHARES RUSSELL MIDCAP VALUE COM 464287473 693 5,663 SH   SOLE   0 0 5,663
GOLDMAN SACHS GROUP INC PRFD COM 38143Y665 363 14,340 SH   SOLE   0 0 14,340
JP MORGAN CHASE PFRD COM 48128B523 366 14,340 SH   SOLE   0 0 14,340