The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 383 2,155 SH   SOLE   2,155 0 0
ABBVIE INC COM 00287Y109 353 2,609 SH   SOLE   2,609 0 0
ADVISORSHARES TR NEWFLT MULSINC 00768Y727 427 8,825 SH   SOLE   8,825 0 0
ALPHABET INC CAP STK CL A 02079K305 785 271 SH   SOLE   271 0 0
ALPHABET INC CAP STK CL C 02079K107 465 161 SH   SOLE   161 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 357 5,718 SH   SOLE   5,718 0 0
CACI INTL INC CL A 127190304 33,738 125,323 SH   SOLE   125,323 0 0
CANADIAN NATL RY CO COM 136375102 258 2,096 SH   SOLE   2,096 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 233 358 SH   SOLE   358 0 0
CISCO SYS INC COM 17275R102 328 5,183 SH   SOLE   5,183 0 0
COMCAST CORP NEW CL A 20030N101 216 4,298 SH   SOLE   4,298 0 0
CSX CORP COM 126408103 672 17,875 SH   SOLE   17,875 0 0
DANAHER CORPORATION COM 235851102 270 822 SH   SOLE   822 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 285 1,296 SH   SOLE   1,296 0 0
DISNEY WALT CO COM 254687106 695 4,486 SH   SOLE   4,486 0 0
EQUIFAX INC COM 294429105 305 1,043 SH   SOLE   1,043 0 0
EXXON MOBIL CORP COM 30231G102 839 13,705 SH   SOLE   13,705 0 0
GENERAL ELECTRIC CO COM NEW 369604301 488 5,162 SH   SOLE   5,162 0 0
HOME DEPOT INC COM 437076102 568 1,369 SH   SOLE   1,369 0 0
INTEL CORP COM 458140100 231 4,490 SH   SOLE   4,490 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 619 4,629 SH   SOLE   4,629 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 259 1,507 SH   SOLE   1,507 0 0
ISHARES INC MSCI EM ASIA ETF 464286426 3,352 40,859 SH   SOLE   40,859 0 0
ISHARES INC MSCI EMERG MRKT 464286533 1,113 17,713 SH   SOLE   17,713 0 0
ISHARES TR CONV BD ETF 46435G102 472 5,288 SH   SOLE   5,288 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867 2,900 50,810 SH   SOLE   50,810 0 0
ISHARES TR CORE INTL AGGR 46435G672 954 17,499 SH   SOLE   17,499 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,374 18,413 SH   SOLE   18,413 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 2,610 36,797 SH   SOLE   36,797 0 0
ISHARES TR CORE S&P TTL STK 464287150 679 6,350 SH   SOLE   6,350 0 0
ISHARES TR CORE S&P US GWT 464287671 739 6,391 SH   SOLE   6,391 0 0
ISHARES TR CORE TOTAL USD 46434V613 392 7,410 SH   SOLE   7,410 0 0
ISHARES TR MSCI GBL MULTIFC 46434V316 1,059 27,023 SH   SOLE   27,023 0 0
ISHARES TR MSCI USA MMENTM 46432F396 30,748 169,112 SH   SOLE   169,112 0 0
ISHARES TR MRGSTR MD CP VAL 464288406 796 11,663 SH   SOLE   11,663 0 0
ISHARES TR EAFE GRWTH ETF 464288885 441 4,000 SH   SOLE   4,000 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 39,951 520,399 SH   SOLE   520,399 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 443 1,449 SH   SOLE   1,449 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 312 1,124 SH   SOLE   1,124 0 0
ISHARES TR RUS MD CP GR ETF 464287481 858 7,448 SH   SOLE   7,448 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 277 2,261 SH   SOLE   2,261 0 0
ISHARES TR NATIONAL MUN ETF 464288414 6,393 54,978 SH   SOLE   54,978 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 12,296 244,015 SH   SOLE   244,015 0 0
JOHNSON & JOHNSON COM 478160104 1,844 10,777 SH   SOLE   10,777 0 0
JPMORGAN CHASE & CO COM 46625H100 855 5,397 SH   SOLE   5,397 0 0
LILLY ELI & CO COM 532457108 860 3,113 SH   SOLE   3,113 0 0
MARRIOTT INTL INC NEW CL A 571903202 989 5,988 SH   SOLE   5,988 0 0
MCDONALDS CORP COM 580135101 218 813 SH   SOLE   813 0 0
MCKESSON CORP COM 58155Q103 202 813 SH   SOLE   813 0 0
MERCK & CO INC COM 58933Y105 357 4,657 SH   SOLE   4,657 0 0
MICROSOFT CORP COM 594918104 4,028 11,976 SH   SOLE   11,976 0 0
NIKE INC CL B 654106103 831 4,985 SH   SOLE   4,985 0 0
NORFOLK SOUTHN CORP COM 655844108 238 800 SH   SOLE   800 0 0
ORACLE CORP COM 68389X105 293 3,356 SH   SOLE   3,356 0 0
PEPSICO INC COM 713448108 439 2,527 SH   SOLE   2,527 0 0
PFIZER INC COM 717081103 754 12,766 SH   SOLE   12,766 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 400 4,035 SH   SOLE   4,035 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 393 3,591 SH   SOLE   3,591 0 0
PNC FINL SVCS GROUP INC COM 693475105 230 1,145 SH   SOLE   1,145 0 0
PROCTER AND GAMBLE CO COM 742718109 1,089 6,660 SH   SOLE   6,660 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 11,252 191,978 SH   SOLE   191,978 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,288 61,010 SH   SOLE   61,010 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 317 2,805 SH   SOLE   2,805 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 14,992 131,713 SH   SOLE   131,713 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 876 5,350 SH   SOLE   5,350 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 14,983 146,323 SH   SOLE   146,323 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 17,976 285,826 SH   SOLE   285,826 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 25,512 53,714 SH   SOLE   53,714 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 272 525 SH   SOLE   525 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 548 10,596 SH   SOLE   10,596 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 211 2,585 SH   SOLE   2,585 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 371 5,211 SH   SOLE   5,211 0 0
SPDR SER TR S&P 600 SML CAP 78464A813 277 2,790 SH   SOLE   2,790 0 0
STATE STR CORP COM 857477103 270 2,900 SH   SOLE   2,900 0 0
SYSCO CORP COM 871829107 267 3,400 SH   SOLE   3,400 0 0
TRUIST FINL CORP COM 89832Q109 227 3,871 SH   SOLE   3,871 0 0
UNION PAC CORP COM 907818108 941 3,734 SH   SOLE   3,734 0 0
UNITEDHEALTH GROUP INC COM 91324P102 9,307 18,534 SH   SOLE   18,534 0 0
US BANCORP DEL COM NEW 902973304 607 10,808 SH   SOLE   10,808 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 29,366 335,150 SH   SOLE   335,150 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 856 15,516 SH   SOLE   15,516 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 422 967 SH   SOLE   967 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 971 4,295 SH   SOLE   4,295 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 296 1,225 SH   SOLE   1,225 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 490 9,914 SH   SOLE   9,914 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,906 34,716 SH   SOLE   34,716 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 339 6,515 SH   SOLE   6,515 0 0
VISA INC COM CL A 92826C839 366 1,687 SH   SOLE   1,687 0 0
WALMART INC COM 931142103 441 3,049 SH   SOLE   3,049 0 0
WELLS FARGO CO NEW COM 949746101 243 5,070 SH   SOLE   5,070 0 0
WISDOMTREE TR YIELD ENHANCD US 97717X511 2,987 57,800 SH   SOLE   57,800 0 0