The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 2,361 95,967 SH   SOLE 0 95,895 0 72
AT&T Inc Com 00206R102 1 40 SH   DFND 0 40 0 0
Abbott Laboratories Com 002824100 11,891 84,491 SH   SOLE 0 80,005 0 4,486
Abbott Laboratories Com 002824100 145 1,031 SH   DFND 0 1,031 0 0
AbbVie Inc Com 00287Y109 6,468 47,766 SH   SOLE 0 47,575 0 191
AbbVie Inc Com 00287Y109 159 1,173 SH   DFND 0 1,173 0 0
Aberdeen Std Gold ETF Com 00326A104 446 25,380 SH   SOLE 0 25,380 0 0
Adobe Systems Inc Com 00724F101 1,112 1,961 SH   SOLE 0 1,961 0 0
Advanced Micro Devices Inc Com 007903107 728 5,058 SH   SOLE 0 5,058 0 0
Agilent Technologies Inc Com 00846U101 288 1,802 SH   SOLE 0 1,802 0 0
Air Products & Chemicals Inc Com 009158106 3,089 10,153 SH   SOLE 0 10,135 0 18
Air Products & Chemicals Inc Com 009158106 4 12 SH   DFND 0 12 0 0
Allstate Corp Com 020002101 647 5,500 SH   SOLE 0 5,500 0 0
Alphabet Inc-C Com 02079K107 3,935 1,360 SH   SOLE 0 1,360 0 0
Alphabet Inc-C Com 02079K107 174 60 SH   DFND 0 60 0 0
Alphabet Inc-A Com 02079K305 8,856 3,057 SH   SOLE 0 3,057 0 0
Alphabet Inc-A Com 02079K305 235 81 SH   DFND 0 81 0 0
Altria Group Inc Com 02209S103 206 4,339 SH   SOLE 0 4,339 0 0
Amazon.com Inc Com 023135106 8,759 2,627 SH   SOLE 0 2,597 0 30
Amazon.com Inc Com 023135106 67 20 SH   DFND 0 20 0 0
American Electric Power Co Inc Com 025537101 536 6,022 SH   SOLE 0 6,022 0 0
American Electric Power Co Inc Com 025537101 0 3 SH   DFND 0 3 0 0
American Express Co Com 025816109 1,197 7,316 SH   SOLE 0 7,316 0 0
American Express Co Com 025816109 47 287 SH   DFND 0 287 0 0
American Tower Corp Com 03027X100 445 1,521 SH   SOLE 0 1,521 0 0
American Water Works Co Inc Com 030420103 3,231 17,110 SH   SOLE 0 17,075 0 35
American Water Works Co Inc Com 030420103 111 587 SH   DFND 0 587 0 0
Amgen Inc Com 031162100 4,626 20,561 SH   SOLE 0 12,855 0 7,706
Amgen Inc Com 031162100 109 483 SH   DFND 0 483 0 0
Analog Devices Inc Com 032654105 3,039 17,292 SH   SOLE 0 17,259 0 33
Analog Devices Inc Com 032654105 108 615 SH   DFND 0 615 0 0
Apple Inc Com 037833100 38,699 217,939 SH   SOLE 0 215,977 0 1,962
Apple Inc Com 037833100 337 1,900 SH   DFND 0 1,900 0 0
Arbor Realty Trust Inc Com 038923108 562 30,652 SH   SOLE 0 30,652 0 0
ADR AstraZeneca PLC- II Sp Com 046353108 379 6,506 SH   SOLE 0 6,506 0 0
Automatic Data Processing Inc Com 053015103 1,840 7,464 SH   SOLE 0 7,369 0 95
Bank of America Corp Com 060505104 252 5,653 SH   SOLE 0 5,653 0 0
Bank of America Corp Com 060505104 14 311 SH   DFND 0 311 0 0
Baxter International Inc Com 071813109 2,781 32,397 SH   SOLE 0 32,397 0 0
Baxter International Inc Com 071813109 58 679 SH   DFND 0 679 0 0
Berkshire Hathaway Inc-A Com 084670108 901 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702 1,323 4,426 SH   SOLE 0 4,426 0 0
Berkshire Hathaway Inc-B Com 084670702 11 36 SH   DFND 0 36 0 0
Blackrock Inc Com 09247X101 1,380 1,507 SH   SOLE 0 1,506 0 1
Boeing Co/The Com 097023105 1,929 9,581 SH   SOLE 0 6,101 0 3,480
Boeing Co/The Com 097023105 26 131 SH   DFND 0 131 0 0
Bristol Myers Squibb Com 110122108 2,463 39,503 SH   SOLE 0 38,883 0 620
Bristol Myers Squibb Com 110122108 25 400 SH   DFND 0 400 0 0
Broadcom Inc Com 11135F101 366 550 SH   SOLE 0 550 0 0
Cigna Corp Com 125523100 273 1,190 SH   SOLE 0 1,190 0 0
Cigna Corp Com 125523100 1 4 SH   DFND 0 4 0 0
CME Group Inc Com 12572Q105 2,265 9,914 SH   SOLE 0 9,914 0 0
CME Group Inc Com 12572Q105 2 7 SH   DFND 0 7 0 0
CSX Corp Com 126408103 440 11,712 SH   SOLE 0 11,712 0 0
CVS Health Corp Com 126650100 3,138 30,416 SH   SOLE 0 23,330 0 7,086
CVS Health Corp Com 126650100 60 579 SH   DFND 0 579 0 0
Canadian Imperial Bank of Commerce Com 136069101 325 2,790 SH   SOLE 0 2,790 0 0
Canadian National Railway Co Com 136375102 231 1,877 SH   SOLE 0 1,877 0 0
Carrier Global Corp Com 14448C104 941 17,341 SH   SOLE 0 17,341 0 0
Carrier Global Corp Com 14448C104 19 347 SH   DFND 0 347 0 0
Caterpillar Inc Com 149123101 2,695 13,034 SH   SOLE 0 5,634 0 7,400
Chevron Corp Com 166764100 6,221 53,013 SH   SOLE 0 52,250 0 763
Chevron Corp Com 166764100 126 1,071 SH   DFND 0 821 0 250
Cincinnati Financial Corp Com 172062101 876 7,686 SH   SOLE 0 7,686 0 0
Cisco Systems Inc Com 17275R102 5,688 89,766 SH   SOLE 0 84,761 0 5,005
Cisco Systems Inc Com 17275R102 53 833 SH   DFND 0 833 0 0
Coca-Cola Co/The Com 191216100 5,761 97,305 SH   SOLE 0 94,305 0 3,000
Coca-Cola Co/The Com 191216100 123 2,073 SH   DFND 0 2,073 0 0
Cognizant Tech Solutions Corp-A Com 192446102 2,472 27,859 SH   SOLE 0 27,859 0 0
Cognizant Tech Solutions Corp-A Com 192446102 73 822 SH   DFND 0 822 0 0
Colgate-Palmolive Company Com 194162103 1,426 16,708 SH   SOLE 0 5,128 0 11,580
Comcast Corp-A Com 20030N101 2,009 39,926 SH   SOLE 0 39,874 0 52
Comcast Corp-A Com 20030N101 61 1,214 SH   DFND 0 1,214 0 0
ConocoPhillips Inc Com 20825C104 557 7,720 SH   SOLE 0 7,720 0 0
Costco Wholesale Corp Com 22160K105 2,808 4,946 SH   SOLE 0 4,946 0 0
Costco Wholesale Corp Com 22160K105 57 100 SH   DFND 0 100 0 0
Crown Castle Intl Corp Com 22822V101 1,051 5,036 SH   SOLE 0 5,036 0 0
Cummins Inc Com 231021106 271 1,241 SH   SOLE 0 1,241 0 0
CyrusOne Inc Com 23283R100 688 7,672 SH   SOLE 0 7,672 0 0
Danaher Corp Com 235851102 11,952 36,328 SH   SOLE 0 36,328 0 0
Danaher Corp Com 235851102 203 618 SH   DFND 0 618 0 0
Darden Restaurants Inc Com 237194105 494 3,277 SH   SOLE 0 3,277 0 0
Darden Restaurants Inc Com 237194105 0 3 SH   DFND 0 3 0 0
Deere & Co Com 244199105 7,045 20,547 SH   SOLE 0 10,347 0 10,200
Dentsply Sirona Inc Com 24906P109 685 12,285 SH   SOLE 0 12,285 0 0
Dentsply Sirona Inc Com 24906P109 22 400 SH   DFND 0 400 0 0
Digital Realty Trust Inc Com 253868103 2,513 14,208 SH   SOLE 0 14,183 0 25
Digital Realty Trust Inc Com 253868103 95 537 SH   DFND 0 537 0 0
Disney Walt Co Com 254687106 8,284 53,484 SH   SOLE 0 53,484 0 0
Disney Walt Co Com 254687106 33 216 SH   DFND 0 216 0 0
Dominion Resources Inc/VA Com 25746U109 2,530 32,202 SH   SOLE 0 32,165 0 37
Dominion Resources Inc/VA Com 25746U109 96 1,223 SH   DFND 0 1,223 0 0
Dover Corp Com 260003108 623 3,429 SH   SOLE 0 3,429 0 0
Duke Energy Corp Com 26441C204 2,458 23,431 SH   SOLE 0 23,397 0 34
Duke Energy Corp Com 26441C204 3 24 SH   DFND 0 24 0 0
DuPont de Nemours Inc Com 26614N102 1,129 13,977 SH   SOLE 0 13,977 0 0
DuPont de Nemours Inc Com 26614N102 18 221 SH   DFND 0 221 0 0
Eastman Chemical Company Com 277432100 605 5,002 SH   SOLE 0 5,002 0 0
Emerson Electric Company Com 291011104 1,034 11,127 SH   SOLE 0 3,927 0 7,200
Enbridge Inc Com 29250N105 976 24,975 SH   SOLE 0 24,131 0 844
Enbridge Inc Com 29250N105 4 100 SH   DFND 0 100 0 0
Entergy Corp Com 29364G103 1,021 9,066 SH   SOLE 0 9,041 0 25
Exelon Corp Com 30161N101 1,957 33,873 SH   SOLE 0 33,299 0 574
Exelon Corp Com 30161N101 96 1,657 SH   DFND 0 1,657 0 0
Exxon Mobil Corp Com 30231G102 3,457 56,499 SH   SOLE 0 50,165 0 6,334
Exxon Mobil Corp Com 30231G102 44 711 SH   DFND 0 411 0 300
Meta Platforms Inc Com 30303M102 533 1,586 SH   SOLE 0 1,586 0 0
Farmer & Merchants Bancorp Inc/OH Com 30779N105 261 7,940 SH   SOLE 0 3,940 0 4,000
Federated Ultra Short Term Bond-I Com 31428Q747 10,159 1,107,873 SH   SOLE 0 1,107,873 0 0
Federated Ultra Short Term Bond-I Com 31428Q747 175 19,058 SH   DFND 0 10,873 0 8,185
Fifth Third Bancorp Com 316773100 2,097 48,161 SH   SOLE 0 31,361 0 16,800
Fortive Corp Com 34959J108 873 11,441 SH   SOLE 0 11,441 0 0
Fortive Corp Com 34959J108 23 300 SH   DFND 0 300 0 0
Franco-Nevada Corp Com 351858105 366 2,650 SH   SOLE 0 0 0 2,650
Franklin Electric Co Inc Com 353514102 482 5,100 SH   SOLE 0 0 0 5,100
Arthur J Gallagher & Co Com 363576109 3,368 19,848 SH   SOLE 0 19,801 0 47
Arthur J Gallagher & Co Com 363576109 137 810 SH   DFND 0 810 0 0
General Dynamics Corp Com 369550108 1,503 7,211 SH   SOLE 0 7,211 0 0
General Dynamics Corp Com 369550108 27 130 SH   DFND 0 130 0 0
General Mills Inc Com 370334104 1,467 21,767 SH   SOLE 0 21,712 0 55
General Mills Inc Com 370334104 52 776 SH   DFND 0 776 0 0
Gilead Sciences Inc Com 375558103 1,274 17,545 SH   SOLE 0 17,545 0 0
Gilead Sciences Inc Com 375558103 1 20 SH   DFND 0 20 0 0
Goldman Sachs Group Inc Com 38141G104 712 1,862 SH   SOLE 0 1,862 0 0
Great Elm Capital Corp Com 390320109 36 11,622 SH   SOLE 0 11,622 0 0
Great Elm Group Inc Com 39037G109 31 15,000 SH   SOLE 0 15,000 0 0
HCA Healthcare Inc Com 40412C101 756 2,942 SH   SOLE 0 2,942 0 0
HCA Healthcare Inc Com 40412C101 3 13 SH   DFND 0 13 0 0
HP Inc Com 40434L105 205 5,429 SH   SOLE 0 5,429 0 0
Hershey Co/The Com 427866108 596 3,083 SH   SOLE 0 3,083 0 0
Home Depot Inc Com 437076102 5,666 13,653 SH   SOLE 0 10,703 0 2,950
Honeywell International Inc Com 438516106 3,587 17,202 SH   SOLE 0 17,202 0 0
Honeywell International Inc Com 438516106 1 6 SH   DFND 0 6 0 0
Illinois Tool Works Inc Com 452308109 543 2,202 SH   SOLE 0 2,202 0 0
Intel Corp Com 458140100 6,064 117,748 SH   SOLE 0 117,003 0 745
Intel Corp Com 458140100 93 1,812 SH   DFND 0 1,812 0 0
IntercontinentalExchange Group Inc Com 45866F104 3,382 24,724 SH   SOLE 0 24,724 0 0
IntercontinentalExchange Group Inc Com 45866F104 51 375 SH   DFND 0 375 0 0
Intl Business Machines Corp Com 459200101 1,193 8,929 SH   SOLE 0 8,775 0 154
Invesco QQQ Trust Ser 1 ETF Com 46090E103 1,387 3,485 SH   SOLE 0 3,285 0 200
Invesco S&P 500 Equal Weight ETF Com 46137V357 384 2,359 SH   SOLE 0 2,359 0 0
Invesco FTSE RAFI US 1000 ETF Com 46137V613 206 1,200 SH   SOLE 0 1,200 0 0
iShares S&P 500 Index ETF Com 464287200 1,719 3,603 SH   SOLE 0 3,603 0 0
iShares S&P Midcap 400 Index ETF Com 464287507 1,073 3,790 SH   SOLE 0 3,790 0 0
iShares Core S&P Small-Cap ETF Com 464287804 4,211 36,774 SH   SOLE 0 36,774 0 0
JP Morgan Chase & Co Com 46625H100 11,375 71,837 SH   SOLE 0 71,807 0 30
JP Morgan Chase & Co Com 46625H100 149 938 SH   DFND 0 938 0 0
Johnson & Johnson Com 478160104 5,679 33,195 SH   SOLE 0 32,257 0 938
KLA Corp Com 482480100 276 642 SH   SOLE 0 642 0 0
KeyCorp Com 493267108 1,232 53,276 SH   SOLE 0 53,276 0 0
Kimberly-Clark Corp Com 494368103 1,928 13,492 SH   SOLE 0 13,468 0 24
Kimberly-Clark Corp Com 494368103 52 363 SH   DFND 0 363 0 0
Lam Research Corp Com 512807108 1,652 2,297 SH   SOLE 0 2,297 0 0
Estee Lauder Companies Inc/The-A Com 518439104 290 784 SH   SOLE 0 784 0 0
Lilly Eli & Co Com 532457108 7,009 25,374 SH   SOLE 0 24,864 0 510
Lilly Eli & Co Com 532457108 130 469 SH   DFND 0 469 0 0
Lockheed Martin Corp Com 539830109 2,647 7,447 SH   SOLE 0 7,438 0 9
Lockheed Martin Corp Com 539830109 2 6 SH   DFND 0 6 0 0
Loomis Sayles Strategic Income Y Com 543487250 6,686 471,815 SH   SOLE 0 470,307 0 1,508
Loomis Sayles Strategic Income Y Com 543487250 914 64,492 SH   DFND 0 64,492 0 0
Lowe's Companies Inc Com 548661107 8,455 32,709 SH   SOLE 0 32,709 0 0
Lowe's Companies Inc Com 548661107 133 516 SH   DFND 0 516 0 0
Marathon Petroleum Corp Com 56585A102 219 3,426 SH   SOLE 0 3,426 0 0
Marsh & McLennan Co Inc Com 571748102 1,277 7,346 SH   SOLE 0 7,346 0 0
MasterCard Inc-A Com 57636Q104 1,013 2,818 SH   SOLE 0 2,818 0 0
McDonalds Corp Com 580135101 7,815 29,153 SH   SOLE 0 29,033 0 120
McDonalds Corp Com 580135101 56 209 SH   DFND 0 209 0 0
McKesson Corp Com 58155Q103 2,810 11,303 SH   SOLE 0 11,303 0 0
McKesson Corp Com 58155Q103 56 225 SH   DFND 0 225 0 0
Merck & Co Inc Com 58933Y105 4,751 61,987 SH   SOLE 0 61,942 0 45
Merck & Co Inc Com 58933Y105 87 1,139 SH   DFND 0 1,139 0 0
Metlife Inc Com 59156R108 1,648 26,377 SH   SOLE 0 26,350 0 27
Metlife Inc Com 59156R108 1 13 SH   DFND 0 13 0 0
Microsoft Corp Com 594918104 42,282 125,721 SH   SOLE 0 125,123 0 598
Microsoft Corp Com 594918104 623 1,851 SH   DFND 0 1,851 0 0
Microchip Technology Inc Com 595017104 6,753 77,567 SH   SOLE 0 77,567 0 0
Microchip Technology Inc Com 595017104 161 1,848 SH   DFND 0 1,848 0 0
Mondelez International Inc Com 609207105 702 10,586 SH   SOLE 0 10,586 0 0
Moody's Corp Com 615369105 2,636 6,750 SH   SOLE 0 6,750 0 0
Morgan Stanley Com 617446448 1,137 11,586 SH   SOLE 0 11,586 0 0
Morgan Stanley Com 617446448 17 176 SH   DFND 0 176 0 0
ADR Nestle SA- I Sp Com 641069406 238 1,700 SH   SOLE 0 1,700 0 0
Netflix Inc Com 64110L106 390 647 SH   SOLE 0 647 0 0
NextEra Energy Inc Com 65339F101 7,814 83,697 SH   SOLE 0 82,089 0 1,608
NextEra Energy Inc Com 65339F101 131 1,408 SH   DFND 0 1,408 0 0
Nike Inc-B Com 654106103 8,984 53,900 SH   SOLE 0 53,900 0 0
Nike Inc-B Com 654106103 139 834 SH   DFND 0 834 0 0
Norfolk Southern Corp Com 655844108 10,044 33,737 SH   SOLE 0 33,715 0 22
Norfolk Southern Corp Com 655844108 163 546 SH   DFND 0 546 0 0
Northern Ultra-Short Fixed Income Fund Com 665162467 27,461 2,681,704 SH   SOLE 0 2,645,039 0 36,665
Northern Ultra-Short Fixed Income Fund Com 665162467 931 90,909 SH   DFND 0 81,601 0 9,309
Northern Trust Corp Com 665859104 275 2,300 SH   SOLE 0 2,300 0 0
Northrop Grumman Corp Com 666807102 310 801 SH   SOLE 0 801 0 0
ADR Novartis AG- II Sp Com 66987V109 2,089 23,881 SH   SOLE 0 19,888 0 3,993
ADR Novartis AG- II Sp Com 66987V109 32 370 SH   DFND 0 370 0 0
Nvidia Corp Com 67066G104 2,992 10,173 SH   SOLE 0 10,173 0 0
Oracle Corporation Com 68389X105 8,409 96,419 SH   SOLE 0 96,419 0 0
Oracle Corporation Com 68389X105 77 878 SH   DFND 0 878 0 0
Otis Worldwide Corp Com 68902V107 1,116 12,821 SH   SOLE 0 12,809 0 12
Otis Worldwide Corp Com 68902V107 15 173 SH   DFND 0 173 0 0
PIMCO Total Return Institutional Fund Com 693390700 1,223 119,070 SH   SOLE 0 119,070 0 0
Palo Alto Networks Inc Com 697435105 4,520 8,119 SH   SOLE 0 8,119 0 0
Parnassus Fixed-Income Fund Com 701769200 2,151 124,902 SH   SOLE 0 124,902 0 0
Parnassus Fixed-Income Fund Com 701769200 242 14,039 SH   DFND 0 14,039 0 0
PepsiCo Inc Com 713448108 8,348 48,058 SH   SOLE 0 48,032 0 26
PepsiCo Inc Com 713448108 110 634 SH   DFND 0 634 0 0
Pfizer Inc Com 717081103 6,490 109,914 SH   SOLE 0 97,215 0 12,699
Pfizer Inc Com 717081103 3 47 SH   DFND 0 47 0 0
Philip Morris International Com 718172109 369 3,880 SH   SOLE 0 3,880 0 0
Phillips 66 Com 718546104 384 5,303 SH   SOLE 0 5,303 0 0
T Rowe Price Group Inc Com 74144T108 533 2,708 SH   SOLE 0 2,708 0 0
T Rowe Price High Yield-Inv Com 741481105 3,219 484,769 SH   SOLE 0 484,769 0 0
Procter & Gamble Co Com 742718109 12,315 75,285 SH   SOLE 0 72,754 0 2,531
Procter & Gamble Co Com 742718109 214 1,310 SH   DFND 0 1,310 0 0
Qualcomm Inc Com 747525103 8,131 44,466 SH   SOLE 0 43,683 0 783
Qualcomm Inc Com 747525103 202 1,106 SH   DFND 0 1,106 0 0
Raymond James Financial Inc Com 754730109 900 8,960 SH   SOLE 0 8,960 0 0
Rayonier Inc Com 754907103 362 8,963 SH   SOLE 0 6,963 0 2,000
Rayonier Inc Com 754907103 29 717 SH   DFND 0 717 0 0
Redwood Trust Inc Com 758075402 518 39,306 SH   SOLE 0 39,306 0 0
T Rowe Price Real Estate Fund Com 779919109 766 37,962 SH   SOLE 0 37,962 0 0
T Rowe Price Real Estate Fund Com 779919109 4 217 SH   DFND 0 217 0 0
ADR Royal Dutch Shell-A - II Sp Com 780259206 949 21,861 SH   SOLE 0 21,814 0 47
ADR Royal Dutch Shell-A - II Sp Com 780259206 1 24 SH   DFND 0 24 0 0
S&P Global Inc Com 78409V104 284 601 SH   SOLE 0 601 0 0
SPDR Gold Shares ETF Com 78463V107 616 3,605 SH   SOLE 0 3,605 0 0
Salesforce.com Inc Com 79466L302 4,224 16,620 SH   SOLE 0 16,620 0 0
Salesforce.com Inc Com 79466L302 58 230 SH   DFND 0 230 0 0
Schlumberger Ltd Com 806857108 1,491 49,768 SH   SOLE 0 31,326 0 18,442
Schlumberger Ltd Com 806857108 15 493 SH   DFND 0 493 0 0
Smith (AO) Corp Com 831865209 1,851 21,561 SH   SOLE 0 21,561 0 0
JM Smucker Co/The Com 832696405 224 1,648 SH   SOLE 0 1,648 0 0
Southern Co/The Com 842587107 452 6,589 SH   SOLE 0 5,864 0 725
Starbucks Corp Com 855244109 2,543 21,743 SH   SOLE 0 21,743 0 0
Starbucks Corp Com 855244109 49 423 SH   DFND 0 423 0 0
Stryker Corp Com 863667101 354 1,324 SH   SOLE 0 1,324 0 0
Sysco Corp Com 871829107 343 4,365 SH   SOLE 0 4,365 0 0
Sysco Corp Com 871829107 39 500 SH   DFND 0 500 0 0
TJX Companies Inc Com 872540109 708 9,330 SH   SOLE 0 9,330 0 0
Target Corp Com 87612E106 3,531 15,258 SH   SOLE 0 15,258 0 0
Tesla Inc Com 88160R101 1,209 1,144 SH   SOLE 0 1,144 0 0
Texas Instruments Inc Com 882508104 756 4,010 SH   SOLE 0 4,010 0 0
Thermo Fisher Scientific Inc Com 883556102 469 703 SH   SOLE 0 703 0 0
3M Company Com 88579Y101 2,404 13,533 SH   SOLE 0 13,533 0 0
Travelers Cos Inc/The Com 89417E109 578 3,694 SH   SOLE 0 3,694 0 0
Truist Financial Corp Com 89832Q109 2,757 47,083 SH   SOLE 0 47,025 0 58
US Bancorp Com 902973304 480 8,550 SH   SOLE 0 8,550 0 0
Union Pacific Corp Com 907818108 4,619 18,336 SH   SOLE 0 8,936 0 9,400
United Parcel Service-B Com 911312106 2,946 13,745 SH   SOLE 0 13,720 0 25
United Parcel Service-B Com 911312106 118 549 SH   DFND 0 549 0 0
UnitedHealth Group Inc Com 91324P102 1,490 2,967 SH   SOLE 0 2,967 0 0
Vanguard Wellesley Income-Adm Com 921938205 226 3,224 SH   SOLE 0 674 0 2,550
Vanguard High-Yield Corp-Adm Com 922031760 256 42,988 SH   SOLE 0 42,988 0 0
Vanguard Short-Term Federal-Adm Com 922031844 77,645 7,196,016 SH   SOLE 0 7,137,331 0 58,685
Vanguard Short-Term Federal-Adm Com 922031844 12,498 1,158,281 SH   DFND 0 1,158,281 0 0
Verizon Communications Inc Com 92343V104 3,672 70,673 SH   SOLE 0 68,996 0 1,677
Verizon Communications Inc Com 92343V104 89 1,717 SH   DFND 0 1,717 0 0
Visa Inc-A Com 92826C839 804 3,709 SH   SOLE 0 3,709 0 0
WEC Energy Group Inc Com 92939U106 516 5,319 SH   SOLE 0 5,319 0 0
Walmart Inc Com 931142103 1,872 12,936 SH   SOLE 0 12,936 0 0
Walgreens Boots Alliance Inc Com 931427108 288 5,521 SH   SOLE 0 5,521 0 0
Waste Management Inc Com 94106L109 2,667 15,979 SH   SOLE 0 15,942 0 37
Waste Management Inc Com 94106L109 4 22 SH   DFND 0 22 0 0
Wells Fargo & Co Com 949746101 1,767 36,823 SH   SOLE 0 36,823 0 0
Wells Fargo & Co Com 949746101 59 1,237 SH   DFND 0 1,237 0 0
Welltower Inc Com 95040Q104 8,398 97,918 SH   SOLE 0 92,580 0 5,338
Welltower Inc Com 95040Q104 142 1,657 SH   DFND 0 657 0 1,000
Weyerhaeuser Co Com 962166104 2,285 55,492 SH   SOLE 0 42,292 0 13,200
Weyerhaeuser Co Com 962166104 46 1,120 SH   DFND 0 0 0 1,120
Wheaton Precious Metals Corp Com 962879102 524 12,200 SH   SOLE 0 0 0 12,200
Xilinx Inc Com 983919101 4,596 21,676 SH   SOLE 0 21,637 0 39
Xilinx Inc Com 983919101 138 653 SH   DFND 0 653 0 0
Yum! Brands Inc Com 988498101 513 3,692 SH   SOLE 0 3,692 0 0
Zimmer Biomet Holdings Inc Com 98956P102 720 5,664 SH   SOLE 0 5,664 0 0
Zoetis Inc Com 98978V103 323 1,322 SH   SOLE 0 422 0 900
Cohen & Steers Quality Income Realty Fund Inc Com BKC47L109 0 30,000 SH   SOLE 0 30,000 0 0
Accenture PLC-A Com G1151C101 833 2,010 SH   SOLE 0 1,860 0 150
Eaton Corp PLC Com G29183103 2,667 15,432 SH   SOLE 0 15,395 0 37
Eaton Corp PLC Com G29183103 137 794 SH   DFND 0 794 0 0
Everest Re Group Ltd Com G3223R108 1,552 5,666 SH   SOLE 0 5,666 0 0
Everest Re Group Ltd Com G3223R108 41 150 SH   DFND 0 150 0 0
Johnson Controls Intl PLC Com G51502105 2,376 29,217 SH   SOLE 0 29,148 0 69
Johnson Controls Intl PLC Com G51502105 136 1,674 SH   DFND 0 1,674 0 0
Medtronic PLC Com G5960L103 1,368 13,223 SH   SOLE 0 13,223 0 0
Medtronic PLC Com G5960L103 28 275 SH   DFND 0 275 0 0
Rayonier Fractional share Com HFE907109 0 50,000 SH   SOLE 0 50,000 0 0
Seven Hills RLT fractional shares Com JBH84E106 0 52,500 SH   SOLE 0 52,500 0 0