The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 5,736 41,883 SH   SOLE   41,883 0 0
ARK ETF TR AUTNMUS TECHNLGY 00214Q203 1,830 21,225 SH   SOLE   21,225 0 0
ARK ETF TR FINTECH INNOVA 00214Q708 1,142 21,109 SH   SOLE   21,109 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 2,019 21,823 SH   SOLE   21,823 0 0
ARK ETF TR INNOVATION ETF 00214Q104 2,016 15,414 SH   SOLE   15,414 0 0
ARK ETF TR NEXT GNRTN INTER 00214Q401 2,014 13,074 SH   SOLE   13,074 0 0
CISCO SYS INC COM 17275R102 352 6,650 SH   SOLE   6,650 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 2,814 74,988 SH   SOLE   74,988 0 0
ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106 100,503 1,975,678 SH   SOLE   1,975,678 0 0
FACEBOOK INC CL A 30303M102 8,084 23,250 SH   SOLE   23,250 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 224,279 12,750,370 SH   SOLE   12,750,370 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 27,894 78,700 SH   SOLE   78,700 0 0
ISHARES GOLD TR ISHARES NEW 464285204 728 21,605 SH   SOLE   21,605 0 0
ISHARES INC CORE MSCI EMKT 46434G103 453,660 6,772,042 SH   SOLE   6,772,042 0 0
ISHARES TR CORE MSCI EAFE 46432F842 5,957 79,570 SH   SOLE   79,570 0 0
ISHARES TR CORE US AGGBD ET 464287226 32,268 279,793 SH   SOLE   279,793 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,258 28,624 SH   SOLE   28,624 0 0
ISHARES TR MSCI USA MMENTM 46432F396 2,899 16,715 SH   SOLE   16,715 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 97,240 731,843 SH   SOLE   731,843 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 10,646 64,223 SH   SOLE   64,223 0 0
ISHARES TR RUSEL 2500 ETF 46435G268 3,912 59,063 SH   SOLE   59,063 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 8,710 80,785 SH   SOLE   80,785 0 0
ISHARES TR US TREAS BD ETF 46429B267 253,211 9,519,220 SH   SOLE   9,519,220 0 0
JOHNSON & JOHNSON COM 478160104 359 2,179 SH   SOLE   2,179 0 0
MICROSOFT CORP COM 594918104 3,702 13,664 SH   SOLE   13,664 0 0
NEXTERA ENERGY INC COM 65339F101 897 12,246 SH   SOLE   12,246 0 0
PEPSICO INC COM 713448108 800 5,399 SH   SOLE   5,399 0 0
PFIZER INC COM 717081103 245 6,268 SH   SOLE   6,268 0 0
RENAISSANCE CAP GREENWICH FD IPO ETF 759937204 769 11,613 SH   SOLE   11,613 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 137,530 321,287 SH   SOLE   321,287 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 1,475 31,239 SH   SOLE   31,239 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 43,173 471,990 SH   SOLE   471,990 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 29,067 456,964 SH   SOLE   456,964 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 67,574 171,718 SH   SOLE   171,718 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 39,562 728,443 SH   SOLE   728,443 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 144,200 2,126,531 SH   SOLE   2,126,531 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 11,344 162,982 SH   SOLE   162,982 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,618 23,375 SH   SOLE   23,375 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 52,944 1,027,636 SH   SOLE   1,027,636 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 4,114 51,442 SH   SOLE   51,442 0 0