The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB Ltd SA ADR Com 000375204 2 49 SH   SOLE 0 49 0 0
Aflac Inc. Com 001055102 60 1,142 SH   SOLE 0 1,142 0 0
Aflac Inc. Com 001055102 12 237 SH   DFND 0 237 0 0
Aes Corp Com 00130H105 2,438 106,788 SH   SOLE 0 106,788 0 0
Aes Corp Com 00130H105 27 1,197 SH   DFND 0 1,197 0 0
Aia Group Ltd Sponsored ADR Com 001317205 4 82 SH   SOLE 0 82 0 0
AT&T Inc Com 00206R102 580 21,475 SH   SOLE 0 21,475 0 0
AT&T Inc Com 00206R102 20 756 SH   DFND 0 756 0 0
ATT Inc Preferred Pfd Stk 00206R508 54 2,000 SH   SOLE 0 2,000 0 0
Abbott Laboratories Com 002824100 4,237 35,868 SH   SOLE 0 35,868 0 0
Abbott Laboratories Com 002824100 410 3,471 SH   DFND 0 3,471 0 0
Abbvie Inc Com 00287Y109 3,284 30,441 SH   SOLE 0 30,441 0 0
Abbvie Inc Com 00287Y109 312 2,896 SH   DFND 0 2,896 0 0
Aberdeen Standard Precious Metals ETF Com 003263100 17 200 SH   SOLE 0 200 0 0
Adobe Systems Inc. Com 00724F101 126 218 SH   SOLE 0 218 0 0
Advance Auto Parts Inc Com 00751Y106 4 18 SH   SOLE 0 18 0 0
Air Products & Chemicals Inc Com 009158106 1,365 5,330 SH   SOLE 0 5,330 0 0
Air Products & Chemicals Inc Com 009158106 175 685 SH   DFND 0 685 0 0
Albemarle Corp. Com 012653101 3,702 16,907 SH   SOLE 0 16,907 0 0
Albemarle Corp. Com 012653101 431 1,968 SH   DFND 0 1,968 0 0
Alibaba Group Holding Ltd Com 01609W102 47 320 SH   SOLE 0 320 0 0
Alibaba Group Holding Ltd Com 01609W102 30 200 SH   DFND 0 200 0 0
Alico Inc Com Com 016230104 15 429 SH   SOLE 0 429 0 0
Alliant Energy Corp Com 018802108 82 1,467 SH   SOLE 0 1,467 0 0
Allstate Corp Com 020002101 38 300 SH   SOLE 0 300 0 0
Allstate Corp Com 020002101 7 54 SH   DFND 0 54 0 0
Allstate Corp Pfd Stk 020002838 82 3,000 SH   DFND 0 3,000 0 0
Alphabet Inc Cap Class C Com 02079K107 45 17 SH   SOLE 0 17 0 0
Alphabet Inc Cap Class A Com 02079K305 8,341 3,120 SH   SOLE 0 3,120 0 0
Alphabet Inc Cap Class A Com 02079K305 1,593 596 SH   DFND 0 596 0 0
Altria Group Inc Com 02209S103 376 8,260 SH   SOLE 0 8,260 0 0
Altria Group Inc Com 02209S103 146 3,200 SH   DFND 0 3,200 0 0
Amazon.com Inc. Com 023135106 5,838 1,777 SH   SOLE 0 1,777 0 0
Amazon.com Inc. Com 023135106 890 271 SH   DFND 0 271 0 0
America Movil Sa De Sv Sponsored ADR Com 02364W105 267 15,122 SH   SOLE 0 15,122 0 0
American Express Co Com 025816109 12 69 SH   DFND 0 69 0 0
American Mutual Fund Inc Com 027681105 45 899 SH   SOLE 0 899 0 0
American Tower Corp Cl A Com 03027X100 2 6 SH   SOLE 0 6 0 0
American Tower Corp Cl A Com 03027X100 93 350 SH   DFND 0 350 0 0
American Water Works Co Com 030420103 169 1,000 SH   DFND 0 1,000 0 0
Amgen Inc Com 031162100 8 37 SH   SOLE 0 37 0 0
Amgen Inc Com 031162100 71 336 SH   DFND 0 336 0 0
Analog Devices, Inc. Com 032654105 12 74 SH   SOLE 0 74 0 0
Anheuser Busch Cos Inc Com 03524A108 1 20 SH   SOLE 0 20 0 0
Apple Computer Inc Com 037833100 12,960 91,593 SH   SOLE 0 91,593 0 0
Apple Computer Inc Com 037833100 1,359 9,602 SH   DFND 0 9,602 0 0
Applied Materials Inc Com 038222105 14 108 SH   SOLE 0 108 0 0
Arcturus Therapeutics Com 03969T109 10 200 SH   SOLE 0 200 0 0
Asahi Kasei Corp Unsponsored ADR Com 043400100 4 164 SH   SOLE 0 164 0 0
Astrazeneca PLC Sponsored ADR UK Com 046353108 18 300 SH   SOLE 0 300 0 0
Automatic Data Processing Inc Com 053015103 90 450 SH   SOLE 0 450 0 0
Avalonbay Communities Inc Com 053484101 31 140 SH   SOLE 0 140 0 0
BCE Inc Com 05534B760 9 187 SH   SOLE 0 187 0 0
BP Amoco PLC Sponsored ADR Com 055622104 106 3,889 SH   SOLE 0 3,889 0 0
Badger Meter Inc Com 056525108 2,815 27,831 SH   SOLE 0 27,831 0 0
Badger Meter Inc Com 056525108 90 885 SH   DFND 0 885 0 0
Bank America Corp Com 060505104 224 5,277 SH   SOLE 0 5,277 0 0
Bank of Americal Corp Prfd Pfd Stk 06055H202 53 2,000 SH   SOLE 0 2,000 0 0
Barrick Gold Corp Com 067901108 4 200 SH   SOLE 0 200 0 0
Baxter Intl Inc Com 071813109 80 1,000 SH   SOLE 0 1,000 0 0
Becton Dickinson & Co Com 075887109 182 740 SH   SOLE 0 740 0 0
Becton Dickinson & Co Com 075887109 53 215 SH   DFND 0 215 0 0
Berkshire Hathaway Inc Class B Com 084670702 53 195 SH   SOLE 0 195 0 0
Berkshire Hathaway Inc Class B Com 084670702 109 400 SH   DFND 0 400 0 0
Biotricity Inc Com 09074H104 44 15,000 SH   DFND 0 15,000 0 0
Black Hills Corp Com Com 092113109 4 60 SH   SOLE 0 60 0 0
Blackrock Inc Com 09247X101 7,581 9,040 SH   SOLE 0 9,040 0 0
Blackrock Inc Com 09247X101 564 672 SH   DFND 0 672 0 0
Boeing Co Com 097023105 909 4,133 SH   SOLE 0 4,133 0 0
Boeing Co Com 097023105 110 499 SH   DFND 0 499 0 0
Brightspire Capital Inc Class A Com 10949T109 1 140 SH   SOLE 0 140 0 0
Bristol Myers Squibb Co Com 110122108 2,251 38,035 SH   SOLE 0 38,035 0 0
Bristol Myers Squibb Co Com 110122108 146 2,461 SH   DFND 0 2,461 0 0
British Amern Tob Plc ADR Com 110448107 57 1,627 SH   SOLE 0 1,627 0 0
Broadcom Inc Com 11135F101 7,116 14,675 SH   SOLE 0 14,675 0 0
Broadcom Inc Com 11135F101 317 653 SH   DFND 0 653 0 0
Brunswick Corp Com 117043109 60 632 SH   SOLE 0 632 0 0
CME Group Inc Com 12572Q105 287 1,485 SH   SOLE 0 1,485 0 0
CMS Energy Corp Com 125896100 2 35 SH   SOLE 0 35 0 0
CNA Finl Corp Com Com 126117100 3 80 SH   SOLE 0 80 0 0
CSG Sys Intl Inc Com Com 126349109 2 36 SH   SOLE 0 36 0 0
CSW Industrials Inc Com 126402106 59 460 SH   SOLE 0 460 0 0
CSX Corp. Com 126408103 228 7,655 SH   SOLE 0 7,655 0 0
CVS Health Corp Com 126650100 4 52 SH   SOLE 0 52 0 0
Canadian Imperial Bank of Commerce Toronto Com 136069101 9 85 SH   SOLE 0 85 0 0
Cardinal Health Inc. Com 14149Y108 25 502 SH   DFND 0 502 0 0
Carlsberg As Sponsored ADR Com 142795202 4 126 SH   SOLE 0 126 0 0
Carnival Corp Com Paired Com 143658300 3 100 SH   SOLE 0 100 0 0
Carrier Global Corporation Com 14448C104 41 800 SH   DFND 0 800 0 0
Carvana Co Com 146869102 30 100 SH   SOLE 0 100 0 0
Caterpillar Inc Com 149123101 308 1,605 SH   SOLE 0 1,605 0 0
Caterpillar Inc Com 149123101 177 920 SH   DFND 0 920 0 0
Charter Communications Inc CL A Com 16119P108 22 30 SH   DFND 0 30 0 0
Chemed Corp Com 16359R103 186 400 SH   SOLE 0 400 0 0
Chevron Corp Com 166764100 1,472 14,512 SH   SOLE 0 14,512 0 0
Chevron Corp Com 166764100 90 883 SH   DFND 0 883 0 0
China Merchants Bk Co Ltd ADR Com 16950T102 2 62 SH   SOLE 0 62 0 0
Cisco Systems Inc Com 17275R102 3,115 57,230 SH   SOLE 0 57,230 0 0
Cisco Systems Inc Com 17275R102 400 7,347 SH   DFND 0 7,347 0 0
Clorox Co Com 189054109 17 100 SH   SOLE 0 100 0 0
Coca Cola Co Com 191216100 81 1,544 SH   SOLE 0 1,544 0 0
Coca Cola Co Com 191216100 134 2,562 SH   DFND 0 2,562 0 0
Cognex Corp Com 192422103 4 56 SH   SOLE 0 56 0 0
Cohen & Steers Infrastructure Fund Com 19248A109 20 755 SH   SOLE 0 755 0 0
Colgate-Palmolive Co Com 194162103 111 1,474 SH   SOLE 0 1,474 0 0
Comcast Corp New Class A Com 20030N101 2,250 40,228 SH   SOLE 0 40,228 0 0
Comcast Corp New Class A Com 20030N101 59 1,057 SH   DFND 0 1,057 0 0
Comerica Inc Common Stock Com 200340107 391 4,851 SH   SOLE 0 4,851 0 0
Compagnie Financiere Richemont ADR Com 204319107 3 333 SH   SOLE 0 333 0 0
Conagra Brands Inc Com 205887102 15 450 SH   SOLE 0 450 0 0
Conocophillips Com Com 20825C104 3 50 SH   SOLE 0 50 0 0
Consolidated Edison Inc. Com 209115104 27 370 SH   SOLE 0 370 0 0
Constellation Brands Inc Com 21036P108 120 570 SH   SOLE 0 570 0 0
Constellation Brands Inc Com 21036P108 8 36 SH   DFND 0 36 0 0
Corning Inc Com 219350105 1,541 42,244 SH   SOLE 0 42,244 0 0
Corning Inc Com 219350105 97 2,663 SH   DFND 0 2,663 0 0
Corteva Inc Com 22052L104 16 386 SH   DFND 0 386 0 0
Costco Wholesale Corp Com 22160K105 2,085 4,640 SH   SOLE 0 4,640 0 0
Costco Wholesale Corp Com 22160K105 82 182 SH   DFND 0 182 0 0
Crown Castle Intl Corp Com 22822V101 17 99 SH   SOLE 0 99 0 0
Crown Castle Intl Corp Com 22822V101 16 95 SH   DFND 0 95 0 0
Cummins Inc. Com 231021106 4,788 21,322 SH   SOLE 0 21,322 0 0
Cummins Inc. Com 231021106 182 809 SH   DFND 0 809 0 0
Dbs Group Hldgs Ltd ADR Com 23304Y100 2 27 SH   SOLE 0 27 0 0
DNB Bank Asa Sponsored ADR Com 23341C103 1 40 SH   SOLE 0 40 0 0
Danaher Corp Com 235851102 4,048 13,295 SH   SOLE 0 13,295 0 0
Danaher Corp Com 235851102 438 1,440 SH   DFND 0 1,440 0 0
Danone Sponsored ADR Com 23636T100 3 220 SH   SOLE 0 220 0 0
Deere & Co Com 244199105 107 320 SH   SOLE 0 320 0 0
Deere & Co Com 244199105 70 210 SH   DFND 0 210 0 0
Diageo PLC ADR Com 25243Q205 39 200 SH   DFND 0 200 0 0
Digital Realty Trust Pfd Com 253868103 7 46 SH   SOLE 0 46 0 0
Digital Rlty Tr Inc Prrd Pfd Stk 253868822 162 6,000 SH   SOLE 0 6,000 0 0
Digital Rlty Tr Inc Prrd Pfd Stk 253868822 54 2,000 SH   DFND 0 2,000 0 0
Disney Common Stock Com 254687106 3,704 21,896 SH   SOLE 0 21,896 0 0
Disney Common Stock Com 254687106 628 3,713 SH   DFND 0 3,713 0 0
Discover Financial Services Com 254709108 3,135 25,520 SH   SOLE 0 25,520 0 0
Discover Financial Services Com 254709108 144 1,174 SH   DFND 0 1,174 0 0
Dodge & Cox Balanced Fund Com 256201104 201 1,756 SH   SOLE 0 1,756 0 0
Dominion Resources Inc New Com 25746U109 17 228 SH   SOLE 0 228 0 0
Dominion Resources Inc New Com 25746U109 37 500 SH   DFND 0 500 0 0
Dow Inc Com 260557103 5 88 SH   SOLE 0 88 0 0
Dow Inc Com 260557103 58 1,006 SH   DFND 0 1,006 0 0
Draftkings Inc Com 26142R104 10 200 SH   DFND 0 200 0 0
Duke Energy Corp New Com 26441C204 182 1,865 SH   SOLE 0 1,865 0 0
Duke Energy Corp New Com 26441C204 113 1,154 SH   DFND 0 1,154 0 0
Dupont De Nemours Inc Com 26614N102 10 153 SH   DFND 0 153 0 0
EOG Resources Inc Com 26875P101 2,110 26,289 SH   SOLE 0 26,289 0 0
EOG Resources Inc Com 26875P101 71 890 SH   DFND 0 890 0 0
ENN Energy Hldgs Ltd Unsponsored ADR Com 26876F102 2 23 SH   SOLE 0 23 0 0
East West Bancorp Inc Com Com 27579R104 2 26 SH   SOLE 0 26 0 0
Electrameccanica Vehicles Co Com 284849205 36 10,000 SH   SOLE 0 10,000 0 0
Emerson Electric Corp Com 291011104 94 994 SH   SOLE 0 994 0 0
Enbridge Inc Com 29250N105 2,278 57,229 SH   SOLE 0 57,229 0 0
Enbridge Inc Com 29250N105 156 3,918 SH   DFND 0 3,918 0 0
Enel Societa Per Azioni Unsponsord ADR Com 29265W207 4 507 SH   SOLE 0 507 0 0
Entergy Corp Com 29364G103 50 502 SH   SOLE 0 502 0 0
Entergy Corp Com 29364G103 55 550 SH   DFND 0 550 0 0
Enterprise Prods Partners L P Com 293792107 66 3,044 SH   SOLE 0 3,044 0 0
Equinix Inc Com Com 29444U700 5 6 SH   SOLE 0 6 0 0
Equitrans Midstream Corp Com 294600101 2 231 SH   SOLE 0 231 0 0
Aqua Amer Inc Com 29670G102 74 1,600 SH   SOLE 0 1,600 0 0
Exelon Corp Com 30161N101 162 3,354 SH   SOLE 0 3,354 0 0
Exxon Mobil Corp Com 30231G102 115 1,948 SH   SOLE 0 1,948 0 0
Exxon Mobil Corp Com 30231G102 97 1,650 SH   DFND 0 1,650 0 0
Facebook Inc Com 30303M102 2,579 7,600 SH   SOLE 0 7,600 0 0
Facebook Inc Com 30303M102 539 1,587 SH   DFND 0 1,587 0 0
First Trust Diverified Fixed Income ETF Com 30315L712 14 1,416 SH   SOLE 0 1,416 0 0
First Trust Income Com 30315N676 6 521 SH   SOLE 0 521 0 0
First Trust Select Disp Com 30315P317 29 2,595 SH   SOLE 0 2,595 0 0
First Trust High Income Model Com 30316Q595 5 530 SH   SOLE 0 530 0 0
First Trust 60/40 Strategic Allocation Com 30317D734 16 1,589 SH   SOLE 0 1,589 0 0
First Trust Val Line Target Safety 30 Com 30318G231 22 2,323 SH   SOLE 0 2,323 0 0
First Trust Tactical Alpha Port 29 Com 30319Q550 12 1,194 SH   SOLE 0 1,194 0 0
Fastenal Co Com 311900104 31 600 SH   DFND 0 600 0 0
Fidelity National Financial Inc New Com 31620R303 6 138 SH   SOLE 0 138 0 0
Fidelity Blue-Chip Growth Com 316389303 7 40 SH   SOLE 0 40 0 0
Fifth Third Bancorp Com 316773100 864 20,359 SH   SOLE 0 20,359 0 0
First Ottawa Bancshares Inc Com 335876108 11 130 SH   SOLE 0 130 0 0
First Quantum Minerals Ltd. Com 335934105 5 250 SH   SOLE 0 250 0 0
Fiserv Inc Com 337738108 2,645 24,380 SH   SOLE 0 24,380 0 0
Fiserv Inc Com 337738108 28 259 SH   DFND 0 259 0 0
Gaming & Leisure Pptys Inc Com Com 36467J108 4 77 SH   SOLE 0 77 0 0
General Dynamics Corp Com 369550108 11 56 SH   SOLE 0 56 0 0
General Dynamics Corp Com 369550108 59 300 SH   DFND 0 300 0 0
General Electric Co Com 369604301 51 499 SH   DFND 0 499 0 0
General Mills Inc Com 370334104 102 1,700 SH   SOLE 0 1,700 0 0
Genuine Parts Co Com 372460105 6 49 SH   SOLE 0 49 0 0
Gilead Sciences Inc Com 375558103 10 139 SH   SOLE 0 139 0 0
Gilead Sciences Inc Com 375558103 21 300 SH   DFND 0 300 0 0
Glaxosmithkline PLC ADR Com 37733W105 29 750 SH   DFND 0 750 0 0
Goldman Sachs Group Inc Com 38141G104 57 151 SH   DFND 0 151 0 0
Groen Bros Aviation Inc Com 398743104 0 20,000 SH   SOLE 0 20,000 0 0
H-Entertainment Inc. Com 40417A100 0 5 SH   SOLE 0 5 0 0
Hanesbrands Inc. Com 410345102 27 1,600 SH   DFND 0 1,600 0 0
Hasbro Inc. Com 418056107 17 186 SH   SOLE 0 186 0 0
Heritage Crystal Clean Inc. Com 42726M106 10 347 SH   SOLE 0 347 0 0
Hershey Co. Com 427866108 34 200 SH   SOLE 0 200 0 0
Hitachi Limited ADR 2 Com 433578507 3 24 SH   SOLE 0 24 0 0
Home Depot Inc Com 437076102 2,927 8,918 SH   SOLE 0 8,918 0 0
Home Depot Inc Com 437076102 445 1,355 SH   DFND 0 1,355 0 0
Honeywell Intl Inc Com 438516106 1,443 6,797 SH   SOLE 0 6,797 0 0
Honeywell Intl Inc Com 438516106 127 597 SH   DFND 0 597 0 0
Hong Kong Exchanges & Clearing Ltd ADR Com 43858F109 8 129 SH   SOLE 0 129 0 0
Huntington Bancshares Inc Com 446150104 7 430 SH   SOLE 0 430 0 0
Iberdrola SA Sponsored ADR Com 450737101 2 46 SH   SOLE 0 46 0 0
Idacorp Inc Com 451107106 4 41 SH   SOLE 0 41 0 0
Illumina Inc Com 452327109 27 66 SH   SOLE 0 66 0 0
Illumina Inc Com 452327109 28 70 SH   DFND 0 70 0 0
Indexiq Merger Arbitrage ETF Com 45409B800 40 1,213 SH   SOLE 0 1,213 0 0
Industria De Diseno Textil Ind Unsponsord ADR Com 455793109 5 255 SH   SOLE 0 255 0 0
Ingersoll Rand Inc Com 45687V106 10 192 SH   SOLE 0 192 0 0
Innovative Inducstrial Properties Inc Com 45781V101 513 2,219 SH   SOLE 0 2,219 0 0
Intel Corp Com 458140100 521 9,772 SH   SOLE 0 9,772 0 0
Intel Corp Com 458140100 205 3,850 SH   DFND 0 3,850 0 0
International Business Machines Corp Com 459200101 409 2,945 SH   SOLE 0 2,945 0 0
Interpublic Group Cos Com 460690100 5 136 SH   SOLE 0 136 0 0
Invesco QQQ Trust Series 1 Com 46090E103 125 350 SH   SOLE 0 350 0 0
Intesa Sanpaolo S P A Sponsored ADR Com 46115H107 3 186 SH   SOLE 0 186 0 0
Invesco Van Kampen Adv Muni Income II Com 46132E103 13 1,059 SH   SOLE 0 1,059 0 0
Invesco Bond Fund Com 46132L107 62 3,045 SH   SOLE 0 3,045 0 0
Invesco ETF Pfd Com 46138E511 15 1,000 SH   SOLE 0 1,000 0 0
Invesco Senior Loan ETF Com 46138G508 26 1,167 SH   SOLE 0 1,167 0 0
Invesco ETF Taxable Muni Bond Com 46138G805 75 2,281 SH   SOLE 0 2,281 0 0
Invesco ETF Taxable Muni Bond Com 46138G805 200 6,090 SH   DFND 0 6,090 0 0
Ishares Gold Tr Com 464285204 26 775 SH   SOLE 0 775 0 0
Ishares MSCI Brazil ETF Com 464286400 12,133 377,622 SH   SOLE 0 377,622 0 0
Ishares MSCI Brazil ETF Com 464286400 276 8,576 SH   DFND 0 8,576 0 0
Ishares Dow Jones Select Div. Index Fd. Com 464287168 103 900 SH   SOLE 0 900 0 0
Ishares TIPS Bond ETF Com 464287176 13 100 SH   SOLE 0 100 0 0
Ishares TIPS Bond ETF Com 464287176 11 85 SH   DFND 0 85 0 0
Ishares S & P 500 Index Fund Com 464287200 775 1,800 SH   SOLE 0 1,800 0 0
Ishares Tr MSCI Emerging Markets Com 464287234 103 2,045 SH   SOLE 0 2,045 0 0
Ishares Iboxx Invt Grade Group Bd Fnd Com 464287242 56 420 SH   SOLE 0 420 0 0
Ishares MSCI Eafe Index Fd Com 464287465 502 6,430 SH   SOLE 0 6,430 0 0
Ishares MSCI Eafe Index Fd Com 464287465 166 2,129 SH   DFND 0 2,129 0 0
Ishares Tr Russell Midcap Index Fund Com 464287499 609 7,780 SH   SOLE 0 7,780 0 0
Ishares Core S&P Midcap ETF Com 464287507 5,803 22,058 SH   SOLE 0 22,058 0 0
Ishares Core S&P Midcap ETF Com 464287507 102 387 SH   DFND 0 387 0 0
Ishares Tr Cohen & Steers Realty Majors Com 464287564 27 412 SH   DFND 0 412 0 0
Ishares Tr Russell 1000 Growth Index Fund Com 464287614 110 400 SH   SOLE 0 400 0 0
Ishares Tr Russell 1000 Growth Index Fund Com 464287614 187 681 SH   DFND 0 681 0 0
Ishares Russell 1000 Index Com 464287622 32 131 SH   SOLE 0 131 0 0
Ishares Tr Russell 2000 Index Fd Com 464287655 676 3,090 SH   SOLE 0 3,090 0 0
Ishares S & P Midcap 400/Value Com 464287705 18 176 SH   DFND 0 176 0 0
Ishares DJ US Healthcare Com 464287762 30 109 SH   SOLE 0 109 0 0
Ishares S&P Smallcap 600 Index Fd Com 464287804 56 512 SH   SOLE 0 512 0 0
Ishares S&P Smallcap 600 Index Fd Com 464287804 24 222 SH   DFND 0 222 0 0
I Shares U.S. Basic Materials EFT Com 464287838 2 20 SH   SOLE 0 20 0 0
MFC S&P Small Cap 600 Ishares Com 464287887 2 18 SH   SOLE 0 18 0 0
Morningstar Mid Cap Value-I shares ETF Com 464288406 2 35 SH   SOLE 0 35 0 0
Ishares DJ Intl Select Div Com 464288448 81 2,673 SH   SOLE 0 2,673 0 0
IShares Core US REIT ETF Com 464288521 49 834 SH   SOLE 0 834 0 0
Ishares US Preferred Stock E Pfd Stk 464288687 19 500 SH   SOLE 0 500 0 0
Ishares US Preferred Stock E Pfd Stk 464288687 14 350 SH   DFND 0 350 0 0
Ishares Regional Bank Com 464288778 38 633 SH   SOLE 0 633 0 0
MSCI EAFE Growth Fund ETF Com 464288885 10 96 SH   SOLE 0 96 0 0
Ishares India 50 ETF Com 464289529 31 600 SH   DFND 0 600 0 0
Ishares Silver Tr Com 46428Q109 18 886 SH   SOLE 0 886 0 0
MSCI USA Quality EFT Com 46432F339 13 95 SH   SOLE 0 95 0 0
Ishares Core Emerging Markets ETF Com 46434G103 317 5,125 SH   SOLE 0 5,125 0 0
MCSI Emerging Mkts ex China Com 46434G764 100 1,643 SH   DFND 0 1,643 0 0
Ishares Tr Ultra Short Term Bond Fund Com 46434V878 16,283 322,404 SH   SOLE 0 322,404 0 0
Ishares Tr Ultra Short Term Bond Fund Com 46434V878 436 8,630 SH   DFND 0 8,630 0 0
J P Morgan Chase & Co Com 46625H100 9,571 58,471 SH   SOLE 0 58,471 0 0
J P Morgan Chase & Co Com 46625H100 769 4,700 SH   DFND 0 4,700 0 0
Jacobs Engineering Group Inc Com 469814107 27 200 SH   SOLE 0 200 0 0
Johnson & Johnson Com 478160104 6,031 37,341 SH   SOLE 0 37,341 0 0
Johnson & Johnson Com 478160104 618 3,828 SH   DFND 0 3,828 0 0
KLA-Tencor Corp Com 482480100 7,181 21,466 SH   SOLE 0 21,466 0 0
KLA-Tencor Corp Com 482480100 256 766 SH   DFND 0 766 0 0
Kering S A Unsponsored ADR Com 492089107 4 50 SH   SOLE 0 50 0 0
Kimberly-Clark Corp Com 494368103 75 563 SH   SOLE 0 563 0 0
Kimberly-Clark Corp Com 494368103 13 100 SH   DFND 0 100 0 0
Kinder Morgan Inc Com 49456B101 31 1,875 SH   SOLE 0 1,875 0 0
Kirlkland Lake Gold Ltd Com 49741E100 42 1,000 SH   SOLE 0 1,000 0 0
Kraft Heinz Co Com 500754106 7 196 SH   SOLE 0 196 0 0
Kraft Heinz Co Com 500754106 17 461 SH   DFND 0 461 0 0
Kraneshares CSI China ETF Com 500767306 7,808 165,007 SH   SOLE 0 165,007 0 0
Kraneshares CSI China ETF Com 500767306 175 3,690 SH   DFND 0 3,690 0 0
LKQ Corporation Com 501889208 3,178 63,157 SH   SOLE 0 63,157 0 0
LKQ Corporation Com 501889208 44 876 SH   DFND 0 876 0 0
L3harris Technologies Inc Com 502431109 2 10 SH   SOLE 0 10 0 0
Laboratory Corp of America Holdings Com 50540R409 28 100 SH   SOLE 0 100 0 0
Las Vegas Sands Corp com Com 517834107 1 29 SH   SOLE 0 29 0 0
Lilly Eli & Co Com 532457108 898 3,886 SH   SOLE 0 3,886 0 0
Lilly Eli & Co Com 532457108 35 150 SH   DFND 0 150 0 0
Lockheed Martin Corp Com 539830109 244 706 SH   SOLE 0 706 0 0
Longfor Group Hldgs Ltd Unsponsored ADR Com 54303R101 2 44 SH   SOLE 0 44 0 0
Lowes Companies Inc Com 548661107 41 204 SH   SOLE 0 204 0 0
Lowes Companies Inc Com 548661107 12 61 SH   DFND 0 61 0 0
M & T Bank Corp Com 55261F104 5 34 SH   SOLE 0 34 0 0
MGT Capital Investments Inc. Com 55302P202 1 37,974 SH   DFND 0 37,974 0 0
Magellan Midstream Partners Com 559080106 2 37 SH   SOLE 0 37 0 0
Magna Intl Inc Com 559222401 4 57 SH   SOLE 0 57 0 0
Marathon Pete Corp Com 56585A102 32 516 SH   SOLE 0 516 0 0
Marathon Pete Corp Com 56585A102 49 800 SH   DFND 0 800 0 0
Marriott International Class A Com 571903202 74 500 SH   SOLE 0 500 0 0
Marvell Technology Inc Com 573874104 32 525 SH   SOLE 0 525 0 0
Masco Corp Com 574599106 56 1,000 SH   SOLE 0 1,000 0 0
Mastercard Inc. Com 57636Q104 3,828 11,009 SH   SOLE 0 11,009 0 0
Mastercard Inc. Com 57636Q104 556 1,599 SH   DFND 0 1,599 0 0
McDonalds Corp Com 580135101 2,741 11,368 SH   SOLE 0 11,368 0 0
McDonalds Corp Com 580135101 405 1,679 SH   DFND 0 1,679 0 0
Merck & Co Inc Com 58933Y105 610 8,126 SH   SOLE 0 8,126 0 0
Merck & Co Inc Com 58933Y105 60 800 SH   DFND 0 800 0 0
Metlife Inc Com 59156R108 4,709 76,277 SH   SOLE 0 76,277 0 0
Metlife Inc Com 59156R108 205 3,316 SH   DFND 0 3,316 0 0
Microsoft Corp Com 594918104 12,440 44,125 SH   SOLE 0 44,125 0 0
Microsoft Corp Com 594918104 2,217 7,865 SH   DFND 0 7,865 0 0
Moderna Inc Com 60770K107 87 225 SH   SOLE 0 225 0 0
Mondelez Intl Inc Com 609207105 223 3,831 SH   SOLE 0 3,831 0 0
Mondelez Intl Inc Com 609207105 139 2,385 SH   DFND 0 2,385 0 0
Morgan Stanley Com 617446448 6,073 62,407 SH   SOLE 0 62,407 0 0
Morgan Stanley Com 617446448 283 2,911 SH   DFND 0 2,911 0 0
NCR Corp Common Stock Com 62886E108 8 200 SH   SOLE 0 200 0 0
National Grid PLC SP-ADR Com 636274409 80 1,348 SH   SOLE 0 1,348 0 0
Nestle S A ADR Com 641069406 5 43 SH   SOLE 0 43 0 0
Netapp Inc. Com 64110D104 3 35 SH   SOLE 0 35 0 0
Netflix Inc Com 64110L106 15 25 SH   DFND 0 25 0 0
Nextera Energy Inc Com 65339F101 90 1,140 SH   SOLE 0 1,140 0 0
Nextera Energy Inc Com 65339F101 209 2,668 SH   DFND 0 2,668 0 0
Nordstrom Inc Com 655664100 8 300 SH   DFND 0 300 0 0
Norfolk Southern Corp Com 655844108 3,188 13,323 SH   SOLE 0 13,323 0 0
Norfolk Southern Corp Com 655844108 44 183 SH   DFND 0 183 0 0
Northern Trust Corp Com 665859104 16 153 SH   SOLE 0 153 0 0
Nortonlifelock Inc Com 668771108 3 121 SH   SOLE 0 121 0 0
Nvidia Corporation Com 67066G104 5,015 24,209 SH   SOLE 0 24,209 0 0
Nvidia Corporation Com 67066G104 1,083 5,228 SH   DFND 0 5,228 0 0
Nuveen Credit Stategies Income Fd Com 67073D102 8 1,200 SH   SOLE 0 1,200 0 0
Occidental Pete Corp Wt Exp 080327 Com 674599162 0 13 SH   SOLE 0 13 0 0
Odyssey Marine Exploration Inc Com 676118201 0 42 SH   SOLE 0 42 0 0
Oneok Inc Com 682680103 106 1,829 SH   SOLE 0 1,829 0 0
Oneok Inc Com 682680103 17 300 SH   DFND 0 300 0 0
Oracle Corp Com 68389X105 28 323 SH   SOLE 0 323 0 0
Oracle Corp Com 68389X105 436 5,000 SH   DFND 0 5,000 0 0
Organon & Co Com 68622V106 7 200 SH   SOLE 0 200 0 0
Otis Worldwide Corp Com 68902V107 25 300 SH   DFND 0 300 0 0
PNC Financial Services Group Com 693475105 64 326 SH   SOLE 0 326 0 0
PPL Corp Com 69351T106 4 139 SH   SOLE 0 139 0 0
Paccar Inc Com 693718108 16 200 SH   DFND 0 200 0 0
Packaging Corp of America Com 695156109 1,792 13,042 SH   SOLE 0 13,042 0 0
Packaging Corp of America Com 695156109 75 547 SH   DFND 0 547 0 0
Paychex Inc Com 704326107 153 1,360 SH   SOLE 0 1,360 0 0
Paychex Inc Com 704326107 20 176 SH   DFND 0 176 0 0
Paypal Holdings Inc Com 70450Y103 5,434 20,882 SH   SOLE 0 20,882 0 0
Paypal Holdings Inc Com 70450Y103 630 2,420 SH   DFND 0 2,420 0 0
Pennantpark Investment Corp Com 708062104 11 1,702 SH   SOLE 0 1,702 0 0
Pepsico Inc. Com 713448108 3,007 19,994 SH   SOLE 0 19,994 0 0
Pepsico Inc. Com 713448108 171 1,140 SH   DFND 0 1,140 0 0
Pfizer Inc Com 717081103 5,083 118,175 SH   SOLE 0 118,175 0 0
Pfizer Inc Com 717081103 375 8,726 SH   DFND 0 8,726 0 0
Philip Morris Intl Inc Com 718172109 406 4,285 SH   SOLE 0 4,285 0 0
Philip Morris Intl Inc Com 718172109 261 2,750 SH   DFND 0 2,750 0 0
Ping An Ins Group Co China Ltd Spon ADR Com 72341E304 1 82 SH   SOLE 0 82 0 0
Premier Inc CL A Com 74051N102 6 155 SH   SOLE 0 155 0 0
Principal Financial Group Inc Com 74251V102 19 300 SH   DFND 0 300 0 0
Procter & Gamble Co Com 742718109 3,414 24,420 SH   SOLE 0 24,420 0 0
Procter & Gamble Co Com 742718109 487 3,485 SH   DFND 0 3,485 0 0
Progressive Corp Com 743315103 5 58 SH   SOLE 0 58 0 0
Public Service Enterprise Group Inc Com 744573106 2,430 39,901 SH   SOLE 0 39,901 0 0
Public Service Enterprise Group Inc Com 744573106 121 1,991 SH   DFND 0 1,991 0 0
Public Storage Pfd Pfd Stk 74460W578 546 19,960 SH   SOLE 0 19,960 0 0
Public Storage Pfd Pfd Stk 74460W628 327 11,900 SH   SOLE 0 11,900 0 0
Public Storage Pfd Pfd Stk 74460W628 55 2,000 SH   DFND 0 2,000 0 0
Pulte Homes, Inc Com 745867101 2,837 61,778 SH   SOLE 0 61,778 0 0
Pulte Homes, Inc Com 745867101 381 8,294 SH   DFND 0 8,294 0 0
Putnam Conv Secs Fd CL Y Com 746476407 18 531 SH   SOLE 0 531 0 0
Qualcomm Inc Com 747525103 2,486 19,274 SH   SOLE 0 19,274 0 0
Qualcomm Inc Com 747525103 280 2,168 SH   DFND 0 2,168 0 0
Quantum Fuel Sys Tech Worldwde Com 74765E307 0 50 SH   SOLE 0 50 0 0
Quest Diagnostics Inc Com 74834L100 68 466 SH   SOLE 0 466 0 0
Rpm Inc Com 749685103 32 410 SH   SOLE 0 410 0 0
Raytheon Technologies Corp Com 75513E101 167 1,944 SH   SOLE 0 1,944 0 0
Raytheon Technologies Corp Com 75513E101 43 500 SH   DFND 0 500 0 0
Realty Income Corp Com 756109104 4 58 SH   SOLE 0 58 0 0
Regeneron Pharmaceuticals Inc Com 75886F107 2,459 4,064 SH   SOLE 0 4,064 0 0
Regeneron Pharmaceuticals Inc Com 75886F107 148 245 SH   DFND 0 245 0 0
Regions Financial Corp Com 7591EP100 4 182 SH   SOLE 0 182 0 0
Relx PLC ADR Com 759530108 3 98 SH   SOLE 0 98 0 0
Roche Holding Ltd Adr Com 771195104 1 20 SH   SOLE 0 20 0 0
Roper Industries Inc Com 776696106 2,838 6,362 SH   SOLE 0 6,362 0 0
Roper Industries Inc Com 776696106 471 1,056 SH   DFND 0 1,056 0 0
Royal Dutch Shell Com 780259107 38 850 SH   SOLE 0 850 0 0
Royal Dutch Shell Com 780259107 27 600 SH   DFND 0 600 0 0
Koninklijke Kpn Nv Sponsored ADR Com 780641205 3 931 SH   SOLE 0 931 0 0
SPDR S&P 500 ETF Trust Com 78462F103 5,902 13,753 SH   SOLE 0 13,753 0 0
SPDR S&P 500 ETF Trust Com 78462F103 77 180 SH   DFND 0 180 0 0
Spider Gold Tr Com 78463V107 51 312 SH   SOLE 0 312 0 0
Spider Gold Tr Com 78463V107 75 455 SH   DFND 0 455 0 0
SPDR Portfolio Emerging Mkt Com 78463X509 712 16,745 SH   SOLE 0 16,745 0 0
SPDR Portfolio Emerging Mkt Com 78463X509 29 676 SH   DFND 0 676 0 0
SPDR Developed World ex-US Com 78463X889 281 7,765 SH   SOLE 0 7,765 0 0
SPDR Nuven S&P High Yield Muni Bond ETF Com 78464A284 7 124 SH   SOLE 0 124 0 0
SPDR Portfolio Intermediate Corp Bond ETF Com 78464A375 142 3,880 SH   SOLE 0 3,880 0 0
Bloomberg Emerging Mkt Local Bond ETF Com 78464A391 0 11 SH   SOLE 0 11 0 0
SPDR Portfolio S&P 500 Grwth Com 78464A409 87 1,355 SH   SOLE 0 1,355 0 0
SPDR Portfolio S&P 500 Grwth Com 78464A409 33 516 SH   DFND 0 516 0 0
SPDR Portfolio S&P 500 Value Com 78464A508 180 4,606 SH   SOLE 0 4,606 0 0
Spdr Portfolio Aggregate Bond ETF Com 78464A649 26 879 SH   SOLE 0 879 0 0
Spdr Portfolio Mid Cap ETF Com 78464A847 61 1,323 SH   SOLE 0 1,323 0 0
Spdr Ser Tr Port S & P 500 ETF Com 78464A854 6 117 SH   SOLE 0 117 0 0
SPDR S&P Biotech ETF Com 78464A870 73 582 SH   SOLE 0 582 0 0
SPDR Dow Jones Indl Average Ser 1 Com 78467X109 463 1,370 SH   SOLE 0 1,370 0 0
SPDR S&P Midcap 400 Ser 1 Com 78467Y107 474 986 SH   SOLE 0 986 0 0
SPDR S&P Midcap 400 Ser 1 Com 78467Y107 12 25 SH   DFND 0 25 0 0
Spdr Portfolio Small Cap ETF Com 78468R853 63 1,471 SH   SOLE 0 1,471 0 0
Salesforce Com Inc. Com 79466L302 63 232 SH   SOLE 0 232 0 0
Sampo Oyj ADR Com 79588J102 2 66 SH   SOLE 0 66 0 0
Sands China Ltd Unsponsored ADR Com 80007R105 2 86 SH   SOLE 0 86 0 0
Schlumberger Ltd Com 806857108 1 42 SH   SOLE 0 42 0 0
Schwab Strategic Tr US TIPS ETF Com 808524870 0 6 SH   SOLE 0 6 0 0
SPDR Materials ETF Com 81369Y100 2,230 28,192 SH   SOLE 0 28,192 0 0
SPDR Materials ETF Com 81369Y100 74 938 SH   DFND 0 938 0 0
Sector Spdr Healthcare Com 81369Y209 24 185 SH   SOLE 0 185 0 0
SPDR Discrectionary ETF Com 81369Y407 36 200 SH   SOLE 0 200 0 0
SPDR Discrectionary ETF Com 81369Y407 139 773 SH   DFND 0 773 0 0
Select Sector Spider Tr Energy Com 81369Y506 3,375 64,786 SH   SOLE 0 64,786 0 0
Select Sector Spider Tr Energy Com 81369Y506 163 3,121 SH   DFND 0 3,121 0 0
Financial Select Sector SPDR Com 81369Y605 106 2,812 SH   SOLE 0 2,812 0 0
Industrial Select Sector Spdr Com 81369Y704 39 400 SH   SOLE 0 400 0 0
Select Sector Spider Technology Com 81369Y803 60 400 SH   SOLE 0 400 0 0
Select Sector Spdr Tr Utils Com 81369Y886 151 2,356 SH   SOLE 0 2,356 0 0
Select Sector Spdr Tr Utils Com 81369Y886 109 1,700 SH   DFND 0 1,700 0 0
Sempra Energy Com 816851109 3 26 SH   SOLE 0 26 0 0
Servicenow Inc Com 81762P102 31 50 SH   DFND 0 50 0 0
Shopify Inc Com 82509L107 150 111 SH   DFND 0 111 0 0
Smith & Nephew PLC Com 83175M205 9 250 SH   DFND 0 250 0 0
Smucker J M Co Com 832696405 27 223 SH   SOLE 0 223 0 0
Snap-On Inc. Com 833034101 42 200 SH   DFND 0 200 0 0
Southern Co. Com 842587107 293 4,726 SH   SOLE 0 4,726 0 0
Sprott Physical Gold & Silver Trust Com 85208R101 26 1,500 SH   SOLE 0 1,500 0 0
Stanley Black & Decker Inc Com 854502101 2,313 13,193 SH   SOLE 0 13,193 0 0
Stanley Black & Decker Inc Com 854502101 25 142 SH   DFND 0 142 0 0
Starbucks Corp Com 855244109 2,907 26,353 SH   SOLE 0 26,353 0 0
Starbucks Corp Com 855244109 221 2,000 SH   DFND 0 2,000 0 0
Store Capital Corp Com 862121100 23 729 SH   DFND 0 729 0 0
Stryker Corp Com 863667101 2,749 10,423 SH   SOLE 0 10,423 0 0
Stryker Corp Com 863667101 135 511 SH   DFND 0 511 0 0
Sysco Corporation Com 871829107 6 73 SH   SOLE 0 73 0 0
Taiwan Semiconductor Mfg Co Ltd ADR Com 874039100 10 86 SH   SOLE 0 86 0 0
Target Corp Com 87612E106 137 600 SH   SOLE 0 600 0 0
Target Corp Com 87612E106 189 825 SH   DFND 0 825 0 0
TC Energy Corp Com 87807B107 7 155 SH   SOLE 0 155 0 0
Tencent Hldgs Ltd-UNS ADR Com 88032Q109 12 207 SH   SOLE 0 207 0 0
Tesla Motors Com 88160R101 3 4 SH   SOLE 0 4 0 0
Texas Instruments Inc Com 882508104 85 443 SH   SOLE 0 443 0 0
Thermo Fisher Scientific Inc. Com 883556102 835 1,461 SH   SOLE 0 1,461 0 0
Thermo Fisher Scientific Inc. Com 883556102 259 454 SH   DFND 0 454 0 0
Thomson Reuters Corp Com 884903709 45 408 SH   SOLE 0 408 0 0
3m Co Com 88579Y101 86 493 SH   SOLE 0 493 0 0
3m Co Com 88579Y101 88 500 SH   DFND 0 500 0 0
Tokyo Electron Ltd ADR Com 889110102 3 31 SH   SOLE 0 31 0 0
Total SA ADR Com 89151E109 3 55 SH   SOLE 0 55 0 0
Trinity Ind Inc Com 896522109 4 153 SH   SOLE 0 153 0 0
Truist Finl Corp Com 89832Q109 45 763 SH   SOLE 0 763 0 0
Truist Finl Corp Com 89832Q109 23 400 SH   DFND 0 400 0 0
Twilio Inc-A Com 90138F102 6 20 SH   DFND 0 20 0 0
Tyson Foods Inc Class A Com 902494103 5,400 68,405 SH   SOLE 0 68,405 0 0
Tyson Foods Inc Class A Com 902494103 130 1,646 SH   DFND 0 1,646 0 0
US Bancorp Del Com New Com 902973304 6,846 115,171 SH   SOLE 0 115,171 0 0
US Bancorp Del Com New Com 902973304 68 1,148 SH   DFND 0 1,148 0 0
Us Bancorp Del Pfd Stk 902973866 1,019 1,050 SH   SOLE 0 1,050 0 0
Unilever Plc Sponsored ADR Com 904767704 1,944 35,848 SH   SOLE 0 35,848 0 0
Unilever Plc Sponsored ADR Com 904767704 182 3,352 SH   DFND 0 3,352 0 0
Union Pacific Corp Com 907818108 116 593 SH   SOLE 0 593 0 0
Union Pacific Corp Com 907818108 78 400 SH   DFND 0 400 0 0
United Parcel Service Inc Class B Com 911312106 74 405 SH   SOLE 0 405 0 0
United Parcel Service Inc Class B Com 911312106 41 225 SH   DFND 0 225 0 0
Unitedhealth Group Inc Com 91324P102 148 378 SH   SOLE 0 378 0 0
Vale SA-SP ADR Com 91912E105 2 158 SH   SOLE 0 158 0 0
Valero Energy Corp Com 91913Y100 2,365 33,513 SH   SOLE 0 33,513 0 0
Valero Energy Corp Com 91913Y100 126 1,786 SH   DFND 0 1,786 0 0
Vaneck Vectors Morningstar Wide MOAT ETF Com 92189F643 771 10,532 SH   SOLE 0 10,532 0 0
Vanguard Dividend Appreciation ETF Com 921908844 68 445 SH   SOLE 0 445 0 0
Vanguard Dividend Appreciation ETF Com 921908844 132 860 SH   DFND 0 860 0 0
Vanguard FTSE Deloped ETF Com 921943858 101 2,009 SH   SOLE 0 2,009 0 0
Vanguard High Dividend Yield Com 921946406 228 2,202 SH   SOLE 0 2,202 0 0
Vanguard High Dividend Yield Com 921946406 222 2,144 SH   DFND 0 2,144 0 0
Vanguard GNMA Fund Com 922031307 33 3,134 SH   SOLE 0 3,134 0 0
Vanguard MSCI Emerging Markets ETF Com 922042858 25 500 SH   SOLE 0 500 0 0
Vanguard FTSE Europe ETF Com 922042874 9,081 138,407 SH   SOLE 0 138,407 0 0
Vanguard FTSE Europe ETF Com 922042874 183 2,796 SH   DFND 0 2,796 0 0
Vanguard Utilities ETF Com 92204A876 1,582 11,372 SH   SOLE 0 11,372 0 0
Vanguard Utilities ETF Com 92204A876 65 467 SH   DFND 0 467 0 0
Vanguard REIT Com 922908553 2,958 29,062 SH   SOLE 0 29,062 0 0
Vanguard REIT Com 922908553 31 300 SH   DFND 0 300 0 0
Vanguard Small Cap Value ETF Com 922908611 5 28 SH   SOLE 0 28 0 0
Vanguard Mid-Cap ETF Com 922908629 45 192 SH   SOLE 0 192 0 0
Vanguard Value ETF Com 922908744 131 966 SH   SOLE 0 966 0 0
Vanguard Small Cap ETF Com 922908751 523 2,390 SH   SOLE 0 2,390 0 0
Verizon Communications Com 92343V104 2,726 50,480 SH   SOLE 0 50,480 0 0
Verizon Communications Com 92343V104 210 3,896 SH   DFND 0 3,896 0 0
Viatris Inc Com 92556V106 4 270 SH   DFND 0 270 0 0
Vici Pptys Inc Com Com 925652109 6 198 SH   SOLE 0 198 0 0
Vistra Energy Corp Com 92840M102 3 177 SH   SOLE 0 177 0 0
Vodafone Group PLC Com 92857W308 7 468 SH   SOLE 0 468 0 0
WPP Plc New ADR Com 92937A102 1 22 SH   SOLE 0 22 0 0
WEC Energy Group Inc Com 92939U106 507 5,753 SH   SOLE 0 5,753 0 0
WEC Energy Group Inc Com 92939U106 53 600 SH   DFND 0 600 0 0
Wal-Mart Stores Inc Com 931142103 3,055 21,915 SH   SOLE 0 21,915 0 0
Wal-Mart Stores Inc Com 931142103 80 575 SH   DFND 0 575 0 0
Walgreens Boots Alliance Inc Com 931427108 2,845 60,461 SH   SOLE 0 60,461 0 0
Walgreens Boots Alliance Inc Com 931427108 18 392 SH   DFND 0 392 0 0
Waste Management New Com 94106L109 166 1,114 SH   SOLE 0 1,114 0 0
Waste Management New Com 94106L109 278 1,864 SH   DFND 0 1,864 0 0
Wells Fargo & Co New Com 949746101 37 793 SH   DFND 0 793 0 0
Welltower Inc Com 95040Q104 60 730 SH   SOLE 0 730 0 0
Welltower Inc Com 95040Q104 6 78 SH   DFND 0 78 0 0
Weyerhaeuser Company Com 962166104 13 366 SH   SOLE 0 366 0 0
Williams Co Inc. Com 969457100 10 368 SH   SOLE 0 368 0 0
Wintrust Financial Corp Com 97650W108 32 400 SH   SOLE 0 400 0 0
Woodward Governor Co Com 980745103 91 800 SH   SOLE 0 800 0 0
Xcel Energy Com 98389B100 249 3,979 SH   SOLE 0 3,979 0 0
Yum Brands Inc Com 988498101 15 120 SH   SOLE 0 120 0 0
Yum China Holdings Inc Com 98850P109 7 120 SH   SOLE 0 120 0 0
Zimmer Biomet Holdings Inc Com 98956P102 38 262 SH   SOLE 0 262 0 0
Zoetis Inc Com 98978V103 2,740 14,112 SH   SOLE 0 14,112 0 0
Zoetis Inc Com 98978V103 86 443 SH   DFND 0 443 0 0
Zurich Insurance Group Ag ADR Com 989825104 2 58 SH   SOLE 0 58 0 0
Daimler AG Com D1668R123 40 450 SH   SOLE 0 450 0 0
Allegion PLC Com G0176J109 40 305 SH   SOLE 0 305 0 0
Axis Cap Hldgs Ltd Com G0692U109 3 63 SH   SOLE 0 63 0 0
Atlantica Sustainable Infr Plc Com G0751N103 5 141 SH   SOLE 0 141 0 0
Eaton Corp PLC Com G29183103 3,578 23,964 SH   SOLE 0 23,964 0 0
Eaton Corp PLC Com G29183103 261 1,748 SH   DFND 0 1,748 0 0
Everest Re Group Ltd Com G3223R108 1 5 SH   SOLE 0 5 0 0
Johnson Controls International PLC Com G51502105 41 600 SH   SOLE 0 600 0 0
Linde PLC Com G5494J103 73 250 SH   SOLE 0 250 0 0
Medtronic Holdings LTD Com G5960L103 5,086 40,572 SH   SOLE 0 40,572 0 0
Medtronic Holdings LTD Com G5960L103 238 1,901 SH   DFND 0 1,901 0 0
Aptiv PLC Com G6095L109 3,535 23,729 SH   SOLE 0 23,729 0 0
Aptiv PLC Com G6095L109 221 1,486 SH   DFND 0 1,486 0 0
Seadrill Ltd Com G7998G106 0 6 SH   SOLE 0 6 0 0
Trane Technologies Plc Com G8994E103 67 390 SH   SOLE 0 390 0 0
Alcon Inc Com H01301128 3 42 SH   SOLE 0 42 0 0
Chubb LTD Com H1467J104 6 33 SH   SOLE 0 33 0 0
Chubb LTD Com H1467J104 31 180 SH   DFND 0 180 0 0
Lyondellbasell Industry Inc. A Com N53745100 1 11 SH   SOLE 0 11 0 0
NPX Semiconductors NV Com N6596X109 11 58 SH   SOLE 0 58 0 0