The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 4,505 25,684 SH   SOLE   0 0 25,684
A F L A C INC COM 001055102 6,071 116,461 SH   SOLE   0 0 116,461
A T & T INC NEW COM 00206R102 3,965 146,792 SH   SOLE   0 0 146,792
ABBOTT LABORATORIES COM 002824100 3,189 26,996 SH   SOLE   0 0 26,996
ABBVIE INC COM 00287Y109 5,290 49,040 SH   SOLE   0 0 49,040
ACME UNITED CORP COM 004816104 472 14,425 SH   SOLE   0 0 14,425
ADVANSIX INC COM 00773T101 975 24,530 SH   SOLE   0 0 24,530
AFFILIATED MANAGERS GROUP COM 008252108 1,042 6,899 SH   SOLE   0 0 6,899
AKAMAI TECHNOLOGIES COM 00971T101 712 6,805 SH   SOLE   0 0 6,805
ALGONQUIN POWER & UTILITIES COM 015857105 479 32,700 SH   SOLE   0 0 32,700
ALLIANCE DATA SYSTEMS CORP COM 018581108 1,744 17,287 SH   SOLE   0 0 17,287
ALLSTATE CORP COM 020002101 9,182 72,124 SH   SOLE   0 0 72,124
ALPHABET INC-CL A COM 38259P508 626 234 SH   SOLE   0 0 234
ALPHABET INC-CL C COM 02079K107 14,742 5,531 SH   SOLE   0 0 5,531
AMAZON.COM INC COM 023135106 1,830 557 SH   SOLE   0 0 557
AMCOR PLC COM G0250X107 2,374 204,795 SH   SOLE   0 0 204,795
AMERICAN EXPRESS CO COM 025816109 8,412 50,212 SH   SOLE   0 0 50,212
AMGEN INCORPORATED COM 031162100 218 1,023 SH   SOLE   0 0 1,023
ANALOG DEVICES INC COM 032654105 4,594 27,433 SH   SOLE   0 0 27,433
AON PLC COM G0408V102 1,149 4,019 SH   SOLE   0 0 4,019
APOGEE ENTERPRISES COM 037598109 354 9,385 SH   SOLE   0 0 9,385
APOLLO INVESTMENT CORP COM 03761U502 1,063 81,935 SH   SOLE   0 0 81,935
APPLE INC COM 037833100 1,830 12,931 SH   SOLE   0 0 12,931
APPLIED MATERIALS INC COM 038222105 3,796 29,486 SH   SOLE   0 0 29,486
ARES CAPITAL CORP COM 04010L103 3,957 194,629 SH   SOLE   0 0 194,629
ARGAN INC COM 04010E109 925 21,180 SH   SOLE   0 0 21,180
ASSOCIATED BANC-CORP COM 045487105 726 33,895 SH   SOLE   0 0 33,895
ASSURANT INC COM 04621X108 805 5,100 SH   SOLE   0 0 5,100
ATLAS AIR WORLDWIDE HOLDINGS COM 049164205 5,437 66,563 SH   SOLE   0 0 66,563
AUTOMATIC DATA PROCESSING COM 053015103 281 1,407 SH   SOLE   0 0 1,407
BANK OF AMERICA CORP COM 060505104 1,136 26,771 SH   SOLE   0 0 26,771
BANK OF NY MELLON CP NEW COM 064058100 2,843 54,845 SH   SOLE   0 0 54,845
BAXTER INTERNATIONAL COM 071813109 2,952 36,702 SH   SOLE   0 0 36,702
BECTON DICKINSON & CO COM 075887109 401 1,630 SH   SOLE   0 0 1,630
BERKSHIRE HATHAWAY B NEW CLASS COM 084670702 8,422 30,857 SH   SOLE   0 0 30,857
BERKSHIRE HATHAWAY CL-A COM 084670108 411 1 SH   SOLE   0 0 1
BERKSHIRE HILLS BANCORP INC COM 084680107 476 17,655 SH   SOLE   0 0 17,655
BOEING CO COM 097023105 6,354 28,891 SH   SOLE   0 0 28,891
BP PLC (ADR) COM 055622104 382 13,990 SH   SOLE   0 0 13,990
BRISTOL-MYERS SQUIBB CO COM 110122108 3,241 54,767 SH   SOLE   0 0 54,767
BROOKFIELD ASSET MANAGEMENT IN COM 112585104 289 5,400 SH   SOLE   0 0 5,400
CARDINAL HEALTH COM 14149Y108 734 14,840 SH   SOLE   0 0 14,840
CHEVRON CORPORATION COM 166764100 315 3,102 SH   SOLE   0 0 3,102
CIGNA CORP COM 125523100 2,776 13,868 SH   SOLE   0 0 13,868
CISCO SYSTEMS INC COM 17275R102 4,933 90,636 SH   SOLE   0 0 90,636
CITIGROUP INC COM 172967424 8,372 119,296 SH   SOLE   0 0 119,296
CLOROX COMPANY COM 189054109 394 2,380 SH   SOLE   0 0 2,380
COCA COLA COMPANY COM 191216100 536 10,214 SH   SOLE   0 0 10,214
COHEN & STEERS QUAL INC RLTY COM 19247L106 158 10,600 SH   SOLE   0 0 10,600
COMCAST CORP CL A COM 20030N101 5,247 93,820 SH   SOLE   0 0 93,820
COMMERCIAL METALS CO COM 201723103 2,087 68,525 SH   SOLE   0 0 68,525
COMPASS MINERALS INTERNATIONAL COM 20451N101 3,102 48,173 SH   SOLE   0 0 48,173
CONAGRA FOODS INC COM 205887102 1,272 37,543 SH   SOLE   0 0 37,543
CONOCOPHILLIPS COM 20825C104 1,206 17,796 SH   SOLE   0 0 17,796
CONSOLIDATED EDISON INC COM 209115104 503 6,925 SH   SOLE   0 0 6,925
CRANE CO COM 224399105 1,437 15,154 SH   SOLE   0 0 15,154
CVS INC COM 126650100 7,673 90,414 SH   SOLE   0 0 90,414
DELTA AIRLINES INC COM 247361702 5,111 119,947 SH   SOLE   0 0 119,947
DELUXE CORPORATION COM 248019101 892 24,851 SH   SOLE   0 0 24,851
DEVON ENERGY CP NEW COM 25179M103 361 10,155 SH   SOLE   0 0 10,155
DISCOVERY, INC - A COM 25470F104 878 34,600 SH   SOLE   0 0 34,600
DOCUSIGN, INC COM 256163106 772 3,000 SH   SOLE   0 0 3,000
DOVER CORPORATION COM 260003108 272 1,746 SH   SOLE   0 0 1,746
DOW INC COM 260557103 3,246 56,392 SH   SOLE   0 0 56,392
DR HORTON INC COM 23331A109 940 11,200 SH   SOLE   0 0 11,200
DUKE ENERGY CORP NEW COM 26441C204 215 2,200 SH   SOLE   0 0 2,200
E O G RESOURCES INC COM 26875P101 514 6,400 SH   SOLE   0 0 6,400
ELI LILLY & CO COM 532457108 394 1,707 SH   SOLE   0 0 1,707
EXXON MOBIL CORP COM 30231G102 1,183 20,112 SH   SOLE   0 0 20,112
FEDEX CORPORATION COM 31428X106 7,111 32,429 SH   SOLE   0 0 32,429
FIDELITY NATIONAL FINL-A COM 31620R303 902 19,900 SH   SOLE   0 0 19,900
FIFTH THIRD BANCORP COM 316773100 655 15,435 SH   SOLE   0 0 15,435
FIREEYE INC COM 31816Q101 611 34,300 SH   SOLE   0 0 34,300
FIRST HORIZON CORPORATION COM 320517105 2,066 126,825 SH   SOLE   0 0 126,825
FREQUENCY THERAPEUTICS, INC COM 35803L108 78 11,000 SH   SOLE   0 0 11,000
GENERAL MILLS INC COM 370334104 843 14,100 SH   SOLE   0 0 14,100
GENTEX CORP COM 371901109 1,045 31,685 SH   SOLE   0 0 31,685
GENUINE PARTS CO COM 372460105 5,748 47,417 SH   SOLE   0 0 47,417
GILEAD SCIENCES INC COM 375558103 1,466 20,988 SH   SOLE   0 0 20,988
GOLDMAN SACHS GROUP INC COM 38141G104 8,447 22,345 SH   SOLE   0 0 22,345
GROUP 1 AUTOMOTIVE COM 398905109 4,231 22,522 SH   SOLE   0 0 22,522
HEIDRICK & STRUGGLES INC COM 422819102 324 7,270 SH   SOLE   0 0 7,270
HELEN OF TROY LTD COM G4388N106 796 3,543 SH   SOLE   0 0 3,543
HILLENBRAND INC COM 431571108 332 7,780 SH   SOLE   0 0 7,780
HONEYWELL INTERNATIONAL COM 438516106 430 2,026 SH   SOLE   0 0 2,026
INTEL CORP COM 458140100 7,026 131,872 SH   SOLE   0 0 131,872
INTERNATIONAL PAPER COM 460146103 4,851 86,754 SH   SOLE   0 0 86,754
INTL BUSINESS MACHINES COM 459200101 3,722 26,789 SH   SOLE   0 0 26,789
INVESCO S&P EQUAL WEIGHT COM 46137V357 370 2,471 SH   SOLE   0 0 2,471
IRON MOUNTAIN INC COM 46284V101 1,217 28,005 SH   SOLE   0 0 28,005
ISHARES MSCI EAFE ETF COM 464287465 2,412 30,913 SH   SOLE   0 0 30,913
ISHARES RUSSELL 2000 VALUE COM 464287630 809 5,050 SH   SOLE   0 0 5,050
ISHARES RUSSELL 3000 INDEX COM 464287689 292 1,145 SH   SOLE   0 0 1,145
ISHARES TR BARCLAYS TIPS BOND COM 464287176 712 5,579 SH   SOLE   0 0 5,579
ITT INC COM 45073V108 2,268 26,423 SH   SOLE   0 0 26,423
JANUS HENDERSON GROUP PLC COM G4474Y214 217 5,261 SH   SOLE   0 0 5,261
JEFFERIES FINANCIAL GROUP INC COM 47233W109 876 23,590 SH   SOLE   0 0 23,590
JOHNSON & JOHNSON COM 478160104 7,017 43,450 SH   SOLE   0 0 43,450
JOHNSON CONTROLS INC COM G51502105 1,009 14,828 SH   SOLE   0 0 14,828
JPMORGAN CHASE & CO COM 46625H100 970 5,925 SH   SOLE   0 0 5,925
KANSAS CITY SOUTHERN COM 485170302 244 900 SH   SOLE   0 0 900
KIMBERLY-CLARK CORP COM 494368103 4,419 33,366 SH   SOLE   0 0 33,366
KINROSS GOLD CORP NEW COM 496902404 949 177,060 SH   SOLE   0 0 177,060
KNOWLES CORP COM 49926D109 682 36,380 SH   SOLE   0 0 36,380
LABORATORY CRP OF AMER HLDGS COM 50540R409 1,209 4,295 SH   SOLE   0 0 4,295
LANDSTAR SYSTEM INC COM 515098101 1,461 9,260 SH   SOLE   0 0 9,260
LCI INDUSTRIES COM 50189K103 2,029 15,072 SH   SOLE   0 0 15,072
LEGGETT & PLATT INC COM 524660107 1,906 42,497 SH   SOLE   0 0 42,497
LENNAR CORP-A COM 526057104 571 6,100 SH   SOLE   0 0 6,100
LIGHTNING EMOTORS, INC COM 53228T101 1,995 233,303 SH   SOLE   0 0 233,303
LKQ CORP COM 501889208 8,231 163,583 SH   SOLE   0 0 163,583
LOCKHEED MARTIN CORP COM 539830109 4,782 13,858 SH   SOLE   0 0 13,858
LOWE'S COS INC COM 548661107 7,086 34,931 SH   SOLE   0 0 34,931
M/I HOMES INC COM 55305B101 1,372 23,740 SH   SOLE   0 0 23,740
MEDICAL PROPERTIES TRUST INC COM 58463J304 3,864 192,515 SH   SOLE   0 0 192,515
MEDTRONIC PLC COM G5960L103 3,927 31,325 SH   SOLE   0 0 31,325
MERCK & CO INC NEW COM 58933Y105 2,299 30,612 SH   SOLE   0 0 30,612
METLIFE INC COM 59156R108 1,741 28,206 SH   SOLE   0 0 28,206
MICROSOFT CORP COM 594918104 18,256 64,757 SH   SOLE   0 0 64,757
MILLER INDS INC TENN COM NEW COM 600551204 855 25,105 SH   SOLE   0 0 25,105
MKS INSTRUMENTS INC COM 55306N104 1,064 7,050 SH   SOLE   0 0 7,050
MODINE MANUFACTURING CO COM 607828100 204 18,035 SH   SOLE   0 0 18,035
MOTOROLA SOLUTIONS INC COM 620076307 1,029 4,428 SH   SOLE   0 0 4,428
NASDAQ INC COM 631103108 227 1,175 SH   SOLE   0 0 1,175
NCR CORP NEW COM 62886E108 855 22,070 SH   SOLE   0 0 22,070
NEW YORK COMMUNITY BANCORP COM 649445103 1,204 93,580 SH   SOLE   0 0 93,580
NOMAD FOODS LTD COM G6564A105 1,036 37,605 SH   SOLE   0 0 37,605
NOVARTIS A G SPON ADR COM 66987V109 2,788 34,093 SH   SOLE   0 0 34,093
NUTRIEN LTD COM 67077M108 435 6,717 SH   SOLE   0 0 6,717
NVIDIA CORP COM 67066G104 866 4,180 SH   SOLE   0 0 4,180
NYMOX PHARMACEUTICAL CORP COM P73398102 27 13,100 SH   SOLE   0 0 13,100
OMNICOM GROUP INC COM 681919106 6,023 83,127 SH   SOLE   0 0 83,127
ONEMAIN HOLDINGS, INC COM 68268W103 717 12,950 SH   SOLE   0 0 12,950
ORACLE CORPORATION COM 68389X105 1,034 11,865 SH   SOLE   0 0 11,865
OTTER TAIL POWER COM 689648100 235 4,200 SH   SOLE   0 0 4,200
PACKAGING CORP OF AMERICA COM 695156109 234 1,700 SH   SOLE   0 0 1,700
PARK HOTELS & RESORTS INC COM 700517105 675 35,243 SH   SOLE   0 0 35,243
PATTERSON COS INC COM 703395103 246 8,150 SH   SOLE   0 0 8,150
PAYCHEX INC COM 704326107 225 2,000 SH   SOLE   0 0 2,000
PENNANTPARK INVESTMENT CORP COM 708062104 126 19,375 SH   SOLE   0 0 19,375
PENTAIR PLC COM G7S00T104 242 3,335 SH   SOLE   0 0 3,335
PEPSICO INC COM 713448108 536 3,561 SH   SOLE   0 0 3,561
PFIZER INCORPORATED COM 717081103 7,114 165,408 SH   SOLE   0 0 165,408
PIONEER NATURAL RES CO COM 723787107 779 4,676 SH   SOLE   0 0 4,676
PLANTRONICS INC COM 727493108 292 11,357 SH   SOLE   0 0 11,357
PNC FINANCIAL SERVICES GROUP COM 693475105 12,181 62,261 SH   SOLE   0 0 62,261
PROCTER & GAMBLE COM 742718109 1,309 9,364 SH   SOLE   0 0 9,364
PROGRESSIVE CORP COM 743315103 706 7,809 SH   SOLE   0 0 7,809
PRUDENTIAL FINANCIAL INC COM 744320102 774 7,360 SH   SOLE   0 0 7,360
PURE TECH HEALTH PLC COM GB00BY2Z0 483 100,000 SH   SOLE   0 0 100,000
RAYTHEON TECHNOLOGIES COM 75513E101 3,272 38,068 SH   SOLE   0 0 38,068
ROYAL DUTCH SHELL PLC SPONS COM 780259107 305 6,897 SH   SOLE   0 0 6,897
S P D R S&P 500 COM 78462F103 2,917 6,798 SH   SOLE   0 0 6,798
SABRA HEALTH CARE REIT COM 78573L106 166 11,275 SH   SOLE   0 0 11,275
SAFEGUARD SCIENT INC NEW COM 786449207 202 22,800 SH   SOLE   0 0 22,800
SAFETY INSURANCE GROUP INC COM 78648T100 337 4,257 SH   SOLE   0 0 4,257
SALESFORCE.COM COM 79466L302 488 1,800 SH   SOLE   0 0 1,800
SCH US TIPS ETF COM 808524870 394 6,291 SH   SOLE   0 0 6,291
SCHLUMBERGER LTD COM 806857108 669 22,560 SH   SOLE   0 0 22,560
SCHWAB US BROAD MARKET ETF COM 808524102 305 2,935 SH   SOLE   0 0 2,935
SCHWAB US LARGE-CAP GROWTH COM 808524300 404 2,725 SH   SOLE   0 0 2,725
SENSIENT TECHNOLOGIES CORP COM 81725T100 1,677 18,415 SH   SOLE   0 0 18,415
SNAP ON INC COM 833034101 2,453 11,742 SH   SOLE   0 0 11,742
SPECTRUM BRANDS HOLDINGS INC COM 84790A105 4,212 44,028 SH   SOLE   0 0 44,028
STAG INDUSTRIAL INC COM 85254J102 400 10,180 SH   SOLE   0 0 10,180
STANDARD MOTOR PRODUCTS INC COM 853666105 1,333 30,500 SH   SOLE   0 0 30,500
STRYKER CORP COM 863667101 664 2,516 SH   SOLE   0 0 2,516
SUNCOR ENERGY INC NEW F COM 867224107 1,782 85,928 SH   SOLE   0 0 85,928
TAYLOR MORRISON HOME CORP COM 87724P106 593 22,986 SH   SOLE   0 0 22,986
TE CONNECTIVITY LTD F COM H84989104 4,194 30,562 SH   SOLE   0 0 30,562
TERRITORIAL BANCORP INC COM COM 88145X108 800 31,540 SH   SOLE   0 0 31,540
TRAVELERS COMPANIES INC COM 89417E109 1,003 6,596 SH   SOLE   0 0 6,596
UFP INDUSTRIES, INC COM 90278Q108 1,002 14,740 SH   SOLE   0 0 14,740
UFP TECHNOLOGIES INC COM 902673102 415 6,730 SH   SOLE   0 0 6,730
UNITEDHEALTH GROUP INC COM 91324P102 7,089 18,143 SH   SOLE   0 0 18,143
UNIVERSAL ELECTRONICS INC COM 913483103 506 10,280 SH   SOLE   0 0 10,280
VANGUARD FTSE EUROPE ETF COM 922042874 607 9,259 SH   SOLE   0 0 9,259
VANGUARD TOTAL INTERNATIONAL S COM 921909768 493 7,797 SH   SOLE   0 0 7,797
VERIZON COMMUNICATIONS COM 92343V104 4,228 78,278 SH   SOLE   0 0 78,278
VERTEX PHARMACEUTICALS COM 92532F100 580 3,200 SH   SOLE   0 0 3,200
VIACOMCBS INC COM 92556H206 1,168 29,570 SH   SOLE   0 0 29,570
VISA INC-CLASS A COM 92826C839 2,875 12,907 SH   SOLE   0 0 12,907
ZIMMER BIOMET HOLDINGS INC COM 98956P102 1,213 8,290 SH   SOLE   0 0 8,290
iSHARES BARCLAYS AGGREGATE BON COM 464287226 397 3,456 SH   SOLE   0 0 3,456
iSHARES MSCI EMERGING MARKET I COM 464287234 241 4,787 SH   SOLE   0 0 4,787
iSHARES RUSSELL MIDCAP VALUE COM 464287473 637 5,622 SH   SOLE   0 0 5,622
GOLDMAN SACHS GROUP INC PRFD A PFD 38143Y665 359 14,340 SH   SOLE   0 0 14,340