The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 702 4,007 SH   SOLE NONE 3,734 0 0
ABB LTD SPON ADR EACH REP 1 ORD SHS SPONSORED ADR 000375204 206 6,312 SH   SOLE NONE 6,573 0 0
ABBOTT LABORATORIES COM 002824100 1,114 9,438 SH   SOLE NONE 8,915 0 0
ABBVIE INC COM USD0.01 COM 00287Y109 1,668 15,470 SH   SOLE NONE 14,638 0 0
ACADEMY SPORTS &OUTDOORS INC COM COM 00402L107 309 7,664 SH   SOLE NONE 6,012 0 0
ACCENTURE PLC SHS CLASS A G1151C101 528 1,652 SH   SOLE NONE 129 0 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 956 1,661 SH   SOLE NONE 641 0 0
ADVANCED DRAINAGE SYSTEMS INC COM 00790R104 236 2,189 SH   SOLE NONE 1,891 0 0
ADVANCED MICRO DEVICES INC COM 007903107 441 4,291 SH   SOLE NONE 500 0 0
AIR PRODUCTS AND CHEMICALS INC COM 009158106 656 2,565 SH   SOLE NONE 901 0 0
ALIBABA GROUP HOLDING LTD SPON ADS EACH REP 8 ORD SHS SPONSORED ADS 01609W102 371 2,509 SH   SOLE NONE 95 0 0
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 5,060 1,893 SH   SOLE NONE 212 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 1,809 677 SH   SOLE NONE 2,630 0 0
ALTERYX INC COM CL A COM CL A 02156B103 203 2,771 SH   SOLE NONE 1,611 0 0
ALTRIA GROUP INC COM 02209S103 240 5,279 SH   SOLE NONE 887 0 0
AMAZON.COM INC COM 023135106 6,005 1,826 SH   SOLE NONE 700 0 0
AMERICAN ELEC PWR CO INC COM COM 025537101 1,601 19,729 SH   SOLE NONE 400 0 0
AMERICAN EXPRESS CO COM USD0.20 COM 025816109 410 2,449 SH   SOLE NONE 5,587 0 0
AMERICAN TOWER CORP NEW COM COM 03027X100 1,478 5,572 SH   SOLE NONE 4,152 0 0
AMGEN INC COM 031162100 874 4,114 SH   SOLE NONE 414 0 0
ANTHEM INC COM 036752103 343 922 SH   SOLE NONE 2,524 0 0
APPLE INC COM 037833100 17,312 122,275 SH   SOLE NONE 1,200 0 0
ARES CAPITAL CORP BOND 3.75000 02/01/2022 NOTE 3.750% 2/0 04010LAT0 53 50,000 SH   SOLE NONE 125 0 0
ARES CAPITAL CORP COM COM 04010L103 620 30,514 SH   SOLE NONE 100 0 0
ASML HOLDING NV EUR0.09 NY REGISTRY SHS 2012 N Y REGISTRY SHS N07059210 338 464 SH   SOLE NONE 35,766 0 0
ASTRAZENECA ADR REP 0.5 ORD SPONSORED ADR 046353108 2,354 39,295 SH   SOLE NONE 0 0 0
AT&T INC COM USD1 COM 00206R102 846 31,349 SH   SOLE NONE 500 0 0
AUTODESK INC COM 052769106 340 1,194 SH   SOLE NONE 40 0 0
AUTOMATIC DATA PROCESSING INC COM USD0.10 COM 053015103 476 2,382 SH   SOLE NONE 1 0 0
BECTON DICKINSON &CO COM USD1.00 COM 075887109 275 1,119 SH   SOLE NONE 9,381 0 0
BELLRING BRANDS INC COM CL A COM CL A 079823100 287 9,351 SH   SOLE NONE 8,274 0 0
BERKSHIRE HATHAWAY INC CL A 084670108 822 2 SH   SOLE NONE 3,918 0 0
BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B CL B NEW 084670702 2,820 10,334 SH   SOLE NONE 70 0 0
BERRY GLOBAL GROUP INC COM 08579W103 237 3,905 SH   SOLE NONE 2,809 0 0
BJS WHSL CLUB HLDGS INC COM COM 05550J101 295 5,390 SH   SOLE NONE 34,643 0 0
BK OF AMERICA CORP COM COM 060505104 1,428 33,656 SH   SOLE NONE 1,816 0 0
BLACKROCK INC COM USD0.01 COM 09247X101 1,452 1,732 SH   SOLE NONE 13,905 0 0
BLACKROCK MUNI INTERMEDIATE DURATION FUND INC COM 09253X102 1,129 74,289 SH   SOLE NONE 9,080 0 0
BLACKROCK MUNIHOLDINGS NEW JERSY QUALITY FUND INC COM 09254X101 217 13,905 SH   SOLE NONE 147,632 0 0
BLACKROCK MUNIHOLDINGS NY QLTY FD COM STK USD0.10 COM 09255C106 160 11,009 SH   SOLE NONE 43,433 0 0
BLACKROCK MUNIYIELD FUND INC. COM USD0.10 COM 09253W104 2,174 146,434 SH   SOLE NONE 1,191 0 0
BLACKROCK MUNIYIELD PENNSYLVANIA QUALITY FUND COM 09255G107 697 43,433 SH   SOLE NONE 3,125 0 0
BLACKROCK TAXABLE MUNICIPAL BOND TRUST SHS 09248X100 377 13,150 SH   SOLE NONE 5,127 0 0
BLACKSTONE INC COM 09260D107 2,423 20,830 SH   SOLE NONE 66 0 0
BOEING CO COM USD5.00 COM 097023105 1,108 5,042 SH   SOLE NONE 3,423 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 598 10,117 SH   SOLE NONE 635 0 0
BROADCOM INC COM COM 11135F101 1,169 2,412 SH   SOLE NONE 18 0 0
CATALENT INC COM COM 148806102 300 2,258 SH   SOLE NONE 2,600 0 0
CATERPILLAR INC COM COM 149123101 210 1,094 SH   SOLE NONE 106 0 0
CH ROBINSON WORLDWIDE INC COM USD0.10 COM NEW 12541W209 225 2,600 SH   SOLE NONE 1,423 0 0
CHARLES RIVER LABORATORIES INTERNATIONAL INC COM 159864107 314 763 SH   SOLE NONE 4 0 0
CHEMOURS CO COM COM 163851108 926 31,866 SH   SOLE NONE 1,472 0 0
CHEVRON CORP NEW COM COM 166764100 988 9,745 SH   SOLE NONE 337 0 0
CHUBB LIMITED COM NPV ISIN CH0044328745 COM H1467J104 324 1,872 SH   SOLE NONE 936 0 0
CINTAS CORP COM 172908105 326 860 SH   SOLE NONE 181 0 0
CIRRUS LOGIC INC COM 172755100 239 2,909 SH   SOLE NONE 443 0 0
CISCO SYSTEMS INC COM 17275R102 1,273 23,195 SH   SOLE NONE 113 0 0
CITIGROUP INC COM NEW 172967424 458 6,531 SH   SOLE NONE 20 0 0
CME GROUP INC COM COM 12572Q105 1,175 6,077 SH   SOLE NONE 2,547 0 0
COCA-COLA CO COM 191216100 2,000 38,135 SH   SOLE NONE 225 0 0
COLFAX CORP COM 194014106 260 5,673 SH   SOLE NONE 9,344 0 0
COLGATE-PALMOLIVE CO COM USD1.00 COM 194162103 487 6,444 SH   SOLE NONE 2,113 0 0
COMCAST CORP CL A 20030N101 693 12,398 SH   SOLE NONE 1,742 0 0
CONOCOPHILLIPS COM COM 20825C104 605 8,933 SH   SOLE NONE 7,877 0 0
CONSTELLATION BRANDS INC COM USD0.01 CLASS A CL A 21036P108 488 2,317 SH   SOLE NONE 3,352 0 0
CONSTRUCTION PARTNERS INC COM CL A COM CL A 21044C107 317 9,504 SH   SOLE NONE 400 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND SBI CONS DISCR 81369Y407 4,263 23,803 SH   SOLE NONE 1,394 0 0
CONSUMER STAPLES SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 213 3,164 SH   SOLE NONE 64,382 0 0
CORTEVA INC COM COM 22052L104 2,646 62,903 SH   SOLE NONE 200 0 0
COSTCO WHOLESALE CORP COM USD0.01 COM 22160K105 953 2,122 SH   SOLE NONE 575 0 0
CROWN CASTLE INTL CORP NEW COM ISIN US22822V1017 SEDOL BTGQCX1 COM 22822V101 899 5,187 SH   SOLE NONE 2,035 0 0
CSX CORP COM USD1 COM 126408103 487 16,383 SH   SOLE NONE 52 0 0
CVS HEALTH CORPORATION COM USD0.01 COM 126650100 661 7,789 SH   SOLE NONE 1,502 0 0
CYRUSONE INC COM USD0.01 COM 23283R100 411 5,314 SH   SOLE NONE 1,084 0 0
DANAHER CORPORATION COM COM 235851102 619 2,035 SH   SOLE NONE 311 0 0
DARDEN RESTAURANTS INC COM 237194105 484 3,200 SH   SOLE NONE 1,400 0 0
DEERE & CO COM 244199105 247 739 SH   SOLE NONE 16,722 0 0
DIAGEO ADR EACH REPR 4 ORD GBX28.935185 SPON ADR NEW 25243Q205 660 3,430 SH   SOLE NONE 6 0 0
DIGITAL REALTY TRUST INC COM 253868103 2,502 17,322 SH   SOLE NONE 29 0 0
DISNEY WALT CO COM COM 254687106 1,185 7,010 SH   SOLE NONE 1,929 0 0
DOMINION ENERGY INC COM COM 25746U109 1,296 17,754 SH   SOLE NONE 8,292 0 0
DOVER CORP COM USD1.00 COM 260003108 299 1,929 SH   SOLE NONE 42,820 0 0
DOW INC COM COM 260557103 3,294 57,244 SH   SOLE NONE 360 0 0
DUKE ENERGY CORP NEW COM NEW ISIN US26441C2044 SEDOL B7JZSK0 COM NEW 26441C204 809 8,295 SH   SOLE NONE 1,735 0 0
DUPONT DE NEMOURS INC COM COM 26614N102 2,819 41,467 SH   SOLE NONE 88 0 0
ECOLAB INC COM 278865100 245 1,177 SH   SOLE NONE 3,791 0 0
ELI LILLY AND CO COM 532457108 1,624 7,031 SH   SOLE NONE 435 0 0
EMERSON ELECTRIC CO COM 291011104 875 9,299 SH   SOLE NONE 6,322 0 0
ENBRIDGE INC COM ISIN CA29250N1050 SEDOL 2466149 COM 29250N105 204 4,999 SH   SOLE NONE 28 0 0
ESTEE LAUDER COMPANIES INC COM USD0.01 CLASS A CL A 518439104 352 1,176 SH   SOLE NONE 393 0 0
EXELON CORP COM NPV COM 30161N101 742 15,351 SH   SOLE NONE 946 0 0
EXPEDITORS INTERNATIONAL OF WASHINGTON INC COM 302130109 2,254 18,927 SH   SOLE NONE 876 0 0
EXXON MOBIL CORP COM 30231G102 1,369 23,280 SH   SOLE NONE 300 0 0
FACEBOOK INC-CLASS A CL A 30303M102 1,905 5,604 SH   SOLE NONE 49 0 0
FEDEX CORP COM USD0.10 COM 31428X106 247 1,129 SH   SOLE NONE 1,121 0 0
FIRST HORIZON CORPORATION COM COM 320517105 236 14,520 SH   SOLE NONE 250 0 0
FIRST TR EXCHANGE TRADED FD DOW JONES INTERNET INDEX FD DJ INTERNT IDX 33733E302 532 2,258 SH   SOLE NONE 1,053 0 0
FIRST TRUST CLOUD COMPUTING ETF CLOUD COMPUTING 33734X192 379 3,598 SH   SOLE NONE 49,072 0 0
FRANKLIN TEMPLETON ETF TR FTSE CHINA FTSE CHINA 35473P819 5,263 162,495 SH   SOLE NONE 766 0 0
FRANKLIN TEMPLETON ETF TR FTSE EUROPE FTSE EUROPE 35473P652 1,387 49,072 SH   SOLE NONE 5,243 0 0
GARMIN LTD COM CHF10.00 SHS H2906T109 267 1,729 SH   SOLE NONE 1,521 0 0
GENERAC HLDGS INC COM USD0.01 COM 368736104 301 738 SH   SOLE NONE 228 0 0
GENERAL DYNAMICS CORP COM USD1.00 COM 369550108 1,026 5,243 SH   SOLE NONE 4,860 0 0
GENERAL ELECTRIC CO COM NEW COM NEW 369604301 564 6,265 SH   SOLE NONE 10 0 0
GENERAL MILLS INC COM USD0.10 COM 370334104 526 8,793 SH   SOLE NONE 807 0 0
GLAXOSMITHKLINE ADR REP TWO ORD SPONSORED ADR 37733W105 231 6,062 SH   SOLE NONE 972 0 0
GLOBAL X FDS MSCI SUPR EM ETF MSCI SUPR EM ETF 37950E119 1,220 103,259 SH   SOLE NONE 762 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA EME ACTIVEBETA EME 381430206 418 11,292 SH   SOLE NONE 100 0 0
GOLDMAN SACHS GROUP INC COM USD0.01 COM 38141G104 443 1,172 SH   SOLE NONE 993 0 0
GRANITESHARES GOLD TR SHS BEN INT SHS BEN INT 38748G101 7,308 417,054 SH   SOLE NONE 206 0 0
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 4,927 38,781 SH   SOLE NONE 1,086 0 0
HILL-ROM HLDGS INC COM COM 431475102 317 2,120 SH   SOLE NONE 236 0 0
HOME DEPOT INC COM 437076102 1,334 4,066 SH   SOLE NONE 3,488 0 0
HONEYWELL INTERNATIONAL INC COM USD1 COM 438516106 799 3,766 SH   SOLE NONE 1,488 0 0
ILLINOIS TOOL WORKS INC COM USD0.01 COM 452308109 468 2,267 SH   SOLE NONE 300 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND SBI INT-INDS 81369Y704 1,436 14,710 SH   SOLE NONE 9,331 0 0
INGEVITY CORP COM COM 45688C107 338 4,747 SH   SOLE NONE 230 0 0
INTEL CORP COM USD0.001 COM 458140100 1,431 26,665 SH   SOLE NONE 6,300 0 0
INTERCONTINENTAL EXCHANGE INC COM USD0.01 COM 45866F104 298 2,596 SH   SOLE NONE 1,000 0 0
INTERNATIONAL BUS MACH CORP COM USD0.20 COM 459200101 1,030 7,343 SH   SOLE NONE 1,400 0 0
INTERNATIONAL FLAVORS &FRAGRANCES COM USD0.125 COM 459506101 1,214 9,082 SH   SOLE NONE 2,742 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 292 294 SH   SOLE NONE 0 0 0
INVESCO EXCH TRADED FD TR II CHINA TECHNLGY CHINA TECHNLGY 46138E800 2,946 44,073 SH   SOLE NONE 950 0 0
INVESCO EXCH TRADED FD TR II PFD ETF PFD ETF 46138E511 305 22,866 SH   SOLE NONE 116 0 0
INVESCO EXCHANGE TRADED FD TR INTL DIVI ACHI INTL DIVI ACHI 46137V548 1,445 82,260 SH   SOLE NONE 754 0 0
INVESCO EXCHANGE TRADED FD TR S&P 500 TOP 50 S&P 500 TOP 50 46137V233 381 1,155 SH   SOLE NONE 80,019 0 0
INVESCO EXCHANGE TRADED FD TR S&P500 EQL TEC S&P500 EQL TEC 46137V282 327 35,192 SH   SOLE NONE 14,400 0 0
INVESCO EXCHANGE TRADED FD TR S&P500 EQL WGT S&P500 EQL WGT 46137V357 962 6,426 SH   SOLE NONE 15,727 0 0
INVESCO EXCHANGE TRADED FD TR WILDERHIL CLAN WILDERHIL CLAN 46137V134 6,694 81,979 SH   SOLE NONE 1 0 0
INVESCO PENNSYLVANIA VALUE MUNICIPAL INCOME TRUST COM 46132K109 190 14,400 SH   SOLE NONE 63 0 0
INVESCO QQQ TR UNIT SER 1 UNIT SER 1 46090E103 5,671 15,843 SH   SOLE NONE 7,985 0 0
ISHARES 0-5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747 48,033 454,620 SH   SOLE NONE 3,886 0 0
ISHARES CORE 1-5 YEAR USD BOND ETF CORE 1 5 YR USD 46432F859 427 8,301 SH   SOLE NONE 12,664 0 0
ISHARES CORE AGGRESSIVE ALLOCATION ETF AGGRES ALLOC ETF 464289859 261 3,753 SH   SOLE NONE 7,082 0 0
ISHARES CORE GROWTH ALLOCATION ETF GRWT ALLOCAT ETF 464289867 252 4,558 SH   SOLE NONE 136 0 0
ISHARES CORE HIGH DIVIDEND ETF CORE HIGH DV ETF 46429B663 3,561 37,782 SH   SOLE NONE 149 0 0
ISHARES CORE MODERATE ALLOCATION ETF MODERT ALLOC ETF 464289875 216 4,828 SH   SOLE NONE 2,345 0 0
ISHARES CORE MSCI EUROPE ETF CORE MSCI EURO 46434V738 1,048 18,705 SH   SOLE NONE 15,015 0 0
ISHARES CORE MSCI PACIFIC ETF CORE MSCI PAC 46434V696 905 13,516 SH   SOLE NONE 13,179 0 0
ISHARES CORE S&P SMALL-CAP E CORE S&P SCP ETF 464287804 741 6,793 SH   SOLE NONE 111,583 0 0
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ET 464287226 307 2,681 SH   SOLE NONE 1,684 0 0
ISHARES GOLD TR ISHARES NEW ISIN US4642852044 SEDOL BKP74N6 ISHARES NEW 464285204 552 16,541 SH   SOLE NONE 840 0 0
ISHARES IBONDS DEC 2021 TERM MUNI BOND ETF IBONDS DEC2021 46435G789 2,175 85,064 SH   SOLE NONE 91,179 0 0
ISHARES IBONDS DEC 2022 TERM MUNI BOND ETF IBONDS DEC2022 46435G755 1,663 63,553 SH   SOLE NONE 25,026 0 0
ISHARES INC CORE MSCI EMERGING MKTS ETF CORE MSCI EMKT 46434G103 5,540 88,975 SH   SOLE NONE 58 0 0
ISHARES INC EM MKTS DIV ETF EM MKTS DIV ETF 464286319 899 25,043 SH   SOLE NONE 13,280 0 0
ISHARES INC ESG AWR MSCI EM ESG AWR MSCI EM 46434G863 391 9,475 SH   SOLE NONE 11,133 0 0
ISHARES INC MSCI EMERG MRKT MSCI EMERG MRKT 464286533 218 3,490 SH   SOLE NONE 10 0 0
ISHARES INC MSCI JPN ETF NEW MSCI JPN ETF NEW 46434G822 932 13,280 SH   SOLE NONE 402 0 0
ISHARES INC MSCI PAC JP ETF MSCI PAC JP ETF 464286665 524 10,747 SH   SOLE NONE 449 0 0
ISHARES MSCI CHINA A ETF MSCI CHINA A 46434V514 5,602 131,760 SH   SOLE NONE 0 0 0
ISHARES MSCI EMR MRK EX CHNA MSCI EMRG CHN 46434G764 25,228 419,353 SH   SOLE NONE 78,728 0 0
ISHARES NATIONAL MUNI BOND ETF NATIONAL MUN ETF 464288414 9,915 85,288 SH   SOLE NONE 25 0 0
ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622 829 3,431 SH   SOLE NONE 366 0 0
ISHARES S&P 500 CORE S&P500 ETF 464287200 1,487 3,453 SH   SOLE NONE 8,354 0 0
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 617 8,354 SH   SOLE NONE 168 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF S&P MC 400GR ETF 464287606 1,029 13,000 SH   SOLE NONE 2,392 0 0
ISHARES S&P MIDCAP 400 INDEX FUND CORE S&P MCP ETF 464287507 643 2,444 SH   SOLE NONE 3,796 0 0
ISHARES S&P SMALLCAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 443 4,401 SH   SOLE NONE 1,332 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SHRT NAT MUN ETF 464288158 5,875 54,575 SH   SOLE NONE 400 0 0
ISHARES TR CORE MSCI TOTAL CORE MSCI TOTAL 46432F834 2,236 31,270 SH   SOLE NONE 1,793 0 0
ISHARES TR ESG AW MSCI EAFE ESG AW MSCI EAFE 46435G516 847 10,576 SH   SOLE NONE 7,780 0 0
ISHARES TR IBONDS DEC 2024 TERM MUNI BD ETF IBONDS DEC 46435U697 1,338 49,703 SH   SOLE NONE 52,162 0 0
ISHARES TR IBONDS DEC 2025 TERM MUNI BDS ETF IBONDS DEC 25 46435U432 755 27,012 SH   SOLE NONE 28,373 0 0
ISHARES TR IBONDS DEC 26 IBONDS DEC 26 46435U259 326 12,137 SH   SOLE NONE 11,868 0 0
ISHARES TR IBONDS DEC2023 TERM MUNI BD ETF IBONDS DEC2023 46435G318 1,727 66,445 SH   SOLE NONE 66,486 0 0
ISHARES TR INTL DIV GRWTH INTL DIV GRWTH 46435G524 2,033 29,624 SH   SOLE NONE 29,407 0 0
ISHARES TR INTL SEL DIV ETF INTL SEL DIV ETF 464288448 2,220 72,379 SH   SOLE NONE 69,547 0 0
ISHARES TR ISHARES BIOTECH ISHARES BIOTECH 464287556 1,773 10,968 SH   SOLE NONE 10,992 0 0
ISHARES TR MBS ETF MBS ETF 464288588 19,300 178,742 SH   SOLE NONE 570 0 0
ISHARES TR MSCI CHINA ETF MSCI CHINA ETF 46429B671 283 4,193 SH   SOLE NONE 4,430 0 0
ISHARES TR MSCI EAFE MIN VL MSCI EAFE MIN VL 46429B689 698 9,273 SH   SOLE NONE 9,273 0 0
ISHARES TR MSCI INTL MOMENT MSCI INTL MOMENT 46434V449 1,093 28,707 SH   SOLE NONE 27,074 0 0
ISHARES TR MSCI USA MIN VOL MSCI USA MIN VOL 46429B697 4,401 59,884 SH   SOLE NONE 58,226 0 0
ISHARES TR MSCI USA MMENTM MSCI USA MMENTM 46432F396 570 3,249 SH   SOLE NONE 3,249 0 0
ISHARES TR MSCI USA QLT FCT MSCI USA QLT FCT 46432F339 493 3,744 SH   SOLE NONE 75 0 0
ISHARES TR MSCI USA VALUE MSCI USA VALUE 46432F388 240 2,392 SH   SOLE NONE 3,229 0 0
ISHARES TR U.S. MED DVC ETF U.S. MED DVC ETF 464288810 355 5,658 SH   SOLE NONE 988 0 0
ISHARES TRUST 0-5YR HIGH YIELD CORP BD ISIN US46434V4077 SEDOL BFS2LL0 0-5YR HI YL CP 46434V407 696 15,871 SH   SOLE NONE 24 0 0
ISHARES TRUST CORE DIVID GWTH CORE DIV GRWTH 46434V621 738 14,700 SH   SOLE NONE 5,858 0 0
ISHARES TRUST CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 243 3,286 SH   SOLE NONE 100 0 0
ISHARES TRUST GLOBAL REIT ETF GLOBAL REIT ETF 46434V647 6,985 255,544 SH   SOLE NONE 20 0 0
ISHARES TRUST UNITED STATES TREASURY TIPS BD ETF 464287176 457 3,579 SH   SOLE NONE 259 0 0
ITT INC COM COM 45073V108 230 2,679 SH   SOLE NONE 2,369 0 0
J P MORGAN EXCHANGE-TRADED FD BETABUILDERS EUR BETABUILDERS EUR 46641Q191 3,630 63,612 SH   SOLE NONE 4,501 0 0
J P MORGAN EXCHANGE-TRADED FD EQUITY PREMIUM EQUITY PREMIUM 46641Q332 4,730 1,078 SH   SOLE NONE 3,628 0 0
JABIL INC COM COM 466313103 261 4,474 SH   SOLE NONE 31 0 0
JOHNSON &JOHNSON COM USD1.00 COM 478160104 2,628 16,277 SH   SOLE NONE 31,561 0 0
JPMORGAN CHASE & CO COM 46625H100 5,346 32,665 SH   SOLE NONE 200 0 0
KBR INC COM USD0.001 COM 48242W106 244 6,204 SH   SOLE NONE 2,642 0 0
KIMBERLY-CLARK CORP COM COM 494368103 332 2,514 SH   SOLE NONE 200 0 0
KINDER MORGAN INC COM USD0.01 COM 49456B101 571 34,173 SH   SOLE NONE 200 0 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 299 1,359 SH   SOLE NONE 1,500 0 0
LIGHTWAVE LOGIC INC COM COM 532275104 359 37,952 SH   SOLE NONE 700 0 0
LOCKHEED MARTIN CORP COM USD1.00 COM 539830109 1,581 4,583 SH   SOLE NONE 440 0 0
LOWES COMPANIES INC COM USD0.50 COM 548661107 754 3,719 SH   SOLE NONE 181 0 0
LULULEMON ATHLETICA INC COM USD0.005 COM 550021109 300 743 SH   SOLE NONE 200 0 0
MAINSTAY MACKAY DEFINEDTERM MU COM COM 56064K100 1,995 91,121 SH   SOLE NONE 214 0 0
MARSH &MCLENNAN COMPANIES INC COM USD1.00 COM 571748102 230 1,519 SH   SOLE NONE 50 0 0
MASTERCARD INCORPORATED CL A CL A 57636Q104 1,127 3,242 SH   SOLE NONE 541 0 0
MATERIALS SELECT SECTOR SPDR SBI MATERIALS 81369Y100 871 11,014 SH   SOLE NONE 100 0 0
MCDONALD S CORP COM 580135101 2,800 11,615 SH   SOLE NONE 11,753 0 0
MEDTRONIC PLC SHS G5960L103 689 5,500 SH   SOLE NONE 5,108 0 0
MERCK &CO. INC COM COM 58933Y105 2,349 31,286 SH   SOLE NONE 29,581 0 0
MICROCHIP TECHNOLOGY INC. COM COM 595017104 301 1,966 SH   SOLE NONE 4,155 0 0
MICROSOFT CORP COM 594918104 9,065 32,136 SH   SOLE NONE 200 0 0
MONDELEZ INTL INC COM NPV CL A 609207105 370 6,364 SH   SOLE NONE 334 0 0
MORGAN STANLEY COM USD0.01 COM NEW 617446448 244 2,511 SH   SOLE NONE 2,164 0 0
NETFLIX INC COM 64110L106 784 1,384 SH   SOLE NONE 41 0 0
NEXTERA ENERGY INC COM USD0.01 COM 65339F101 3,071 39,117 SH   SOLE NONE 1,479 0 0
NIKE INC CLASS B COM NPV CL B 654106103 312 2,150 SH   SOLE NONE 1,640 0 0
NORFOLK SOUTHN CORP COM COM 655844108 287 1,200 SH   SOLE NONE 35,675 0 0
NOVARTIS AG SPONSORED ADR SPONSORED ADR 66987V109 593 7,259 SH   SOLE NONE 295 0 0
NOVO NORDISK A/S ADR-EACH CNV INTO 1 CLASS B DKK1 ADR 670100205 387 4,121 SH   SOLE NONE 1,200 0 0
NUVEEN MUNICIPAL VALUE FUND INC COM 670928100 190 16,860 SH   SOLE NONE 100 0 0
NUVEEN NEW JERSEY QULT MUN FD COM COM 67069Y102 216 14,062 SH   SOLE NONE 4,354 0 0
NVIDIA CORPORATION COM COM 67066G104 2,066 9,924 SH   SOLE NONE 14,062 0 0
ORACLE CORP COM 68389X105 446 5,121 SH   SOLE NONE 313 0 0
PACCAR INC COM USD1.00 COM 693718108 552 6,996 SH   SOLE NONE 5,466 0 0
PATTERSON COS INC COM COM 703395103 238 7,883 SH   SOLE NONE 7,172 0 0
PAYPAL HLDGS INC COM COM 70450Y103 498 1,917 SH   SOLE NONE 2,900 0 0
PENSKE AUTOMOTIVE GROUP INC COM 70959W103 288 2,866 SH   SOLE NONE 490 0 0
PEPSICO INC COM 713448108 2,857 18,997 SH   SOLE NONE 143 0 0
PFIZER INC COM 717081103 3,157 73,406 SH   SOLE NONE 2,867 0 0
PHILIP MORRIS INTERNATIONAL INC COM NPV COM 718172109 267 2,770 SH   SOLE NONE 250 0 0
PHILLIPS 66 COM COM 718546104 375 5,364 SH   SOLE NONE 19,226 0 0
PNC FINANCIAL SERVICES GROUP COM USD5 COM 693475105 1,521 7,775 SH   SOLE NONE 5,432 0 0
PROCTER AND GAMBLE CO COM COM 742718109 3,412 24,411 SH   SOLE NONE 117 0 0
PROG HOLDINGS INC COM NPV COM NPV 74319R101 221 5,270 SH   SOLE NONE 200 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF S&P 500 DV ARIST 74348A467 264 2,987 SH   SOLE NONE 409 0 0
PUBLIC STORAGE COM USD0.10 COM 74460D109 308 1,042 SH   SOLE NONE 124 0 0
PUBLIC SVC ENTERPRISE GRP INC COM COM 744573106 784 12,875 SH   SOLE NONE 629 0 0
QUALCOMM INC COM 747525103 284 2,206 SH   SOLE NONE 5,475 0 0
QUEST DIAGNOSTICS INC COM USD0.01 COM 74834L100 287 1,992 SH   SOLE NONE 200 0 0
RADIAN GROUP INC COM USD0.001 COM 750236101 246 10,818 SH   SOLE NONE 2,732 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 779 9,070 SH   SOLE NONE 125 0 0
REGENERON PHARMACEUTICALS INC COM 75886F107 295 488 SH   SOLE NONE 9,257 0 0
ROBERT HALF INTERNATIONAL INC COM 770323103 276 2,772 SH   SOLE NONE 3,000 0 0
SALESFORCE.COM INC COM USD0.001 COM 79466L302 1,341 4,948 SH   SOLE NONE 795 0 0
SAP ADR REP 1 ORD SPON ADR 803054204 219 1,655 SH   SOLE NONE 0 0 0
SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF EMRG MKTEQ ETF 808524706 2,318 76,054 SH   SOLE NONE 3,104 0 0
SCHWAB STRATEGIC TR INTL EQUITY ETF INTL EQTY ETF 808524805 43,995 1,133,514 SH   SOLE NONE 2,355 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF INTL SCEQT ETF 808524888 233 5,623 SH   SOLE NONE 40 0 0
SCHWAB STRATEGIC TR SHORT-TERM US TREASURY ETF SHT TM US TRES 808524862 38,974 762,295 SH   SOLE NONE 977,023 0 0
SCHWAB STRATEGIC TR US TIPS ETF US TIPS ETF 808524870 19,544 312,569 SH   SOLE NONE 749,675 0 0
SELECT SECTOR SPDR TR COMMUNICATION COMMUNICATION 81369Y852 527 6,582 SH   SOLE NONE 25 0 0
SELECT SECTOR SPDR TR FINANCIAL FINANCIAL 81369Y605 22,030 594,882 SH   SOLE NONE 6,031 0 0
SELECT SECTOR SPDR TRUST TECHNOLOGY SELECT SECTOR USD DIS TECHNOLOGY 81369Y803 861 5,766 SH   SOLE NONE 588,837 0 0
SHOPIFY INC COM NPV CL A ISIN CA82509L1076 SEDOL BX865C7 CL A 82509L107 273 202 SH   SOLE NONE 1 0 0
SIGNATURE BANK COM 82669G104 286 1,053 SH   SOLE NONE 48 0 0
SNAP-ON INC COM 833034101 236 1,137 SH   SOLE NONE 1,904 0 0
SOUTHERN CO COM 842587107 257 4,162 SH   SOLE NONE 1,018 0 0
SPDR DOW JONES INDL AVERAGE ET UT SER 1 UT SER 1 78467X109 207 613 SH   SOLE NONE 1,049 0 0
SPDR GOLD TR GOLD SHS GOLD SHS 78463V107 948 5,776 SH   SOLE NONE 612 0 0
SPDR S & P INTERNATIONAL DIVIDEND ETF S&P INTL ETF 78463X772 2,845 74,938 SH   SOLE NONE 2,952 0 0
SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT TR UNIT 78462F103 2,506 5,841 SH   SOLE NONE 121 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL S&P 600 SMCP VAL 78464A300 15,404 187,749 SH   SOLE NONE 105 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR BLACKSTONE SENR 78467V608 291 7,263 SH   SOLE NONE 125 0 0
STARBUCKS CORP COM USD0.001 COM 855244109 977 8,859 SH   SOLE NONE 500 0 0
STRYKER CORPORATION COM COM 863667101 607 2,302 SH   SOLE NONE 9,170 0 0
SUNNOVA ENERGY INTL INC. COM COM 86745K104 228 6,927 SH   SOLE NONE 186 0 0
SYSCO CORP COM 871829107 526 6,705 SH   SOLE NONE 6,884 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING SPON ADS EACH REP 5 ORD TWD10 SPONSORED ADS 874039100 542 4,410 SH   SOLE NONE 211 0 0
TARGET CORP COM 87612E106 876 3,831 SH   SOLE NONE 305 0 0
TESLA INC COM COM 88160R101 1,067 1,376 SH   SOLE NONE 3,986 0 0
TEXAS INSTRUMENTS INC COM USD1.00 COM 882508104 739 3,849 SH   SOLE NONE 1,620 0 0
THE AARONS COMPANY INC COM COM 00258W108 258 9,392 SH   SOLE NONE 476 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 974 1,706 SH   SOLE NONE 4,214 0 0
THOMSON-REUTERS CORP COM NPV(POST REV SPLIT) ISIN CA8849037095 SEDOL BFXPTB0 COM NEW 884903709 277 2,527 SH   SOLE NONE 548 0 0
TIM S.A. SPON ADS EACH REP 5 ORD SHS SPONSORED ADR 88706T108 109 10,295 SH   SOLE NONE 9,495 0 0
TIMKEN CO COM 887389104 203 3,108 SH   SOLE NONE 241 0 0
TJX COMPANIES INC COM 872540109 229 3,476 SH   SOLE NONE 1,706 0 0
TORONTO DOMINION BANK ONT COM NPV ISIN CA8911605092 SEDOL 2897222 COM NEW 891160509 234 3,542 SH   SOLE NONE 3,006 0 0
TOTAL ENERGIES SE SPONSORED ADS 89151E109 233 4,931 SH   SOLE NONE 3,942 0 0
TOYOTA MOTOR ADR REP 2 ORD SP ADR REP2COM 892331307 248 1,403 SH   SOLE NONE 1,378 0 0
TRITON INTL LTD CL A ISIN BMG9078F1077 CL A G9078F107 286 5,493 SH   SOLE NONE 782 0 0
UNILEVER PLC SPON ADR NEW SPON ADR NEW 904767704 262 4,847 SH   SOLE NONE 200 0 0
UNION PAC CORP COM COM 907818108 1,542 7,867 SH   SOLE NONE 1,670 0 0
UNITED PARCEL SERVICE INC CL B 911312106 280 1,538 SH   SOLE NONE 8,219 0 0
UNITED RENTALS INC COM 911363109 324 925 SH   SOLE NONE 1,520 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,237 3,166 SH   SOLE NONE 1,538 0 0
VANECK ETF TR VANECK SHORT HIGH YIELD MUN SHRT HGH YLD MUN 92189F387 1,463 58,324 SH   SOLE NONE 107 0 0
VANECK ETF TRUST HIGH YLD MUNIETF HIGH YLD MUNIETF 92189H409 1,459 23,360 SH   SOLE NONE 365 0 0
VANECK ETF TRUST INTRMDT MUNI ETF INTRMDT MUNI ETF 92189H201 5,011 97,802 SH   SOLE NONE 1,243 0 0
VANECK ETF TRUST JP MRGAN EM LOC JP MRGAN EM LOC 92189H300 298 9,949 SH   SOLE NONE 43 0 0
VANGUARD CHARLOTTE TOTAL INTL BD INDEX FD ETF TOTAL INT BD ETF 92203J407 19,007 333,245 SH   SOLE NONE 58,390 0 0
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108 17,580 57,690 SH   SOLE NONE 70 0 0
VANGUARD EXTENDED MARKETS INDEX FUND EXTEND MKT ETF 922908652 211 1,161 SH   SOLE NONE 0 0 0
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405 710 7,665 SH   SOLE NONE 1,042 0 0
VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504 19,362 80,600 SH   SOLE NONE 460 0 0
VANGUARD IDX FUND TOTAL STK MKT 922908769 2,401 10,688 SH   SOLE NONE 325,948 0 0
VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS GROWTH ETF 922908736 1,265 4,361 SH   SOLE NONE 57,255 0 0
VANGUARD INDEX FDS VANGUARD VALUE ETF FORMERLY VANGUARD INDEX TR VALUE ETF 922908744 732 5,409 SH   SOLE NONE 1,676 0 0
VANGUARD INDEX FUNDS S&P 500 ETF USD S&P 500 ETF SHS 922908363 342 868 SH   SOLE NONE 1,252 0 0
VANGUARD INDUSTRIALS ETF INDUSTRIAL ETF 92204A603 19,290 102,750 SH   SOLE NONE 7,873 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF FTSE EMR MKT ETF 922042858 3,973 79,453 SH   SOLE NONE 4,644 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EUROPE ETF FTSE EUROPE ETF 922042874 1,085 16,545 SH   SOLE NONE 5,936 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE PACIFIC ETF FTSE PACIFIC ETF 922042866 2,799 34,541 SH   SOLE NONE 852 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE SMCAP ETF FTSE SMCAP ETF 922042718 9,219 69,081 SH   SOLE NONE 101,177 0 0
VANGUARD INTL EQUITY INDEX FDS TT WRLD ST ETF TT WRLD ST ETF 922042742 329 3,234 SH   SOLE NONE 2,169 0 0
VANGUARD LARGE-CAP INDEX FUND LARGE CAP ETF 922908637 962 4,789 SH   SOLE NONE 80,963 0 0
VANGUARD MATERIALS INDEX FUND MATERIALS ETF 92204A801 9,522 47,665 SH   SOLE NONE 17,225 0 0
VANGUARD MID-CAP INDEX FUND MID CAP ETF 922908629 211 894 SH   SOLE NONE 69,131 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD TAX EXEMPT BD 922907746 453 8,274 SH   SOLE NONE 2,725 0 0
VANGUARD RUSSELL 1000 GROWTH ETF VNG RUS1000GRW 92206C680 376 5,340 SH   SOLE NONE 46,246 0 0
VANGUARD S&P SMALL-CAP 600 V SMLCP 600 VAL 921932778 2,679 15,394 SH   SOLE NONE 866 0 0
VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS SHRT TRM CORP BD 92206C409 48,277 585,443 SH   SOLE NONE 7,928 0 0
VANGUARD SCOTTSDALE FDS VANGUARD RUSS3000 IDX FD ETF SHS VNG RUS3000IDX 92206C599 225 1,138 SH   SOLE NONE 136 0 0
VANGUARD SHT-TERM INFLATION-PROTECTED SEC IDX STRM INFPROIDX 922020805 224 4,266 SH   SOLE NONE 366 0 0
VANGUARD SMALL CAP VALUE ETF SM CP VAL ETF 922908611 4,017 23,729 SH   SOLE NONE 61 0 0
VANGUARD SMALL-CAP GROWTH INDEX FUND SML CP GRW ETF 922908595 474 1,694 SH   SOLE NONE 15,872 0 0
VANGUARD SMALL-CAP INDEX FUND SMALL CP ETF 922908751 264 1,209 SH   SOLE NONE 569,251 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF DIV APP ETF 921908844 1,415 9,217 SH   SOLE NONE 181 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF FTSE DEV MKT ETF 921943858 906 17,951 SH   SOLE NONE 9 0 0
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND VG TL INTL STK F 921909768 368 5,826 SH   SOLE NONE 180 0 0
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 438 3,152 SH   SOLE NONE 18 0 0
VANGUARD WHITEHALL FDS EMERG MKT BD ETF EMERG MKT BD ETF 921946885 534 6,839 SH   SOLE NONE 4,256 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD HIGH DIV YLD 921946406 2,604 25,421 SH   SOLE NONE 22,577 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF INTL DVD ETF 921946810 965 11,064 SH   SOLE NONE 1,694 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF INTL HIGH ETF 921946794 227 3,449 SH   SOLE NONE 1,209 0 0
VANGUARD WORLD FD ESG US STK ETF ESG US STK ETF 921910733 1,902 24,240 SH   SOLE NONE 17,690 0 0
VANGUARD WORLD FDS COMM SRVC ETF COMM SRVC ETF 92204A884 19,343 139,867 SH   SOLE NONE 7,122 0 0
VANGUARD WORLD FDS VANGUARD CONSUMER STAPLES ETF CONSUM STP ETF 92204A207 6,028 33,652 SH   SOLE NONE 2,338 0 0
VANGUARD WORLD FDS VANGUARD INFORMATION TECHNOLOGY ETF INF TECH ETF 92204A702 50,335 106,354 SH   SOLE NONE 788 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,963 54,865 SH   SOLE NONE 317,689 0 0
VIACOMCBS INC CL B CL B 92556H206 305 7,742 SH   SOLE NONE 33,267 0 0
VISA INC COM CL A 92826C839 1,740 7,814 SH   SOLE NONE 120 0 0
WALMART INC COM COM 931142103 859 6,166 SH   SOLE NONE 8,016 0 0
WEC ENERGY GROUP INC COM COM 92939U106 399 4,535 SH   SOLE NONE 81 0 0
WERNER ENTERPRISES INC COM 950755108 229 5,184 SH   SOLE NONE 47 0 0
WESTERN DIGITAL CORP. COM COM 958102105 287 5,100 SH   SOLE NONE 1,062 0 0
WISDOMTREE TR EMERGING MKTS HIGH DIVID FD EMER MKT HIGH FD 97717W315 1,631 37,393 SH   SOLE NONE 5,094 0 0
WORLD GOLD TR SPDR GLD MINIS SPDR GLD MINIS 98149E204 25,773 1,616,207 SH   SOLE NONE 11 0 0
YUM BRANDS INC COM 988498101 266 2,174 SH   SOLE NONE 1,581,602 0 0
ZENDESK INC COM USD0.01 COM 98936J101 204 1,751 SH   SOLE NONE 794 0 0
ZOETIS INC CL A 98978V103 527 2,718 SH   SOLE NONE 2,004 0 0