The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 2,626 97,225 SH   SOLE 0 97,153 0 72
AT&T Inc Com 00206R102 1 40 SH   DFND 0 40 0 0
Abbott Laboratories Com 002824100 10,010 84,740 SH   SOLE 0 79,954 0 4,786
Abbott Laboratories Com 002824100 122 1,031 SH   DFND 0 1,031 0 0
AbbVie Inc Com 00287Y109 5,192 48,132 SH   SOLE 0 47,941 0 191
AbbVie Inc Com 00287Y109 127 1,173 SH   DFND 0 1,173 0 0
Aberdeen Std Gold ETF Com 00326A104 428 25,380 SH   SOLE 0 25,380 0 0
Adobe Systems Inc Com 00724F101 1,122 1,948 SH   SOLE 0 1,948 0 0
Advanced Micro Devices Inc Com 007903107 529 5,138 SH   SOLE 0 5,138 0 0
Agilent Technologies Inc Com 00846U101 284 1,802 SH   SOLE 0 1,802 0 0
Air Products & Chemicals Inc Com 009158106 2,573 10,045 SH   SOLE 0 10,027 0 18
Air Products & Chemicals Inc Com 009158106 3 12 SH   DFND 0 12 0 0
Allstate Corp Com 020002101 721 5,664 SH   SOLE 0 5,664 0 0
Alphabet Inc-C Com 02079K107 3,678 1,380 SH   SOLE 0 1,380 0 0
Alphabet Inc-C Com 02079K107 160 60 SH   DFND 0 60 0 0
Alphabet Inc-A Com 02079K305 7,628 2,853 SH   SOLE 0 2,853 0 0
Alphabet Inc-A Com 02079K305 217 81 SH   DFND 0 81 0 0
Altria Group Inc Com 02209S103 213 4,677 SH   SOLE 0 4,677 0 0
Amazon.com Inc Com 023135106 8,613 2,622 SH   SOLE 0 2,592 0 30
Amazon.com Inc Com 023135106 66 20 SH   DFND 0 20 0 0
American Electric Power Co Inc Com 025537101 475 5,852 SH   SOLE 0 5,852 0 0
American Electric Power Co Inc Com 025537101 0 3 SH   DFND 0 3 0 0
American Express Co Com 025816109 1,141 6,808 SH   SOLE 0 6,808 0 0
American Express Co Com 025816109 48 287 SH   DFND 0 287 0 0
American Tower Corp Com 03027X100 382 1,440 SH   SOLE 0 1,440 0 0
American Water Works Co Inc Com 030420103 2,872 16,991 SH   SOLE 0 16,956 0 35
American Water Works Co Inc Com 030420103 99 587 SH   DFND 0 587 0 0
Amgen Inc Com 031162100 4,966 23,352 SH   SOLE 0 15,646 0 7,706
Amgen Inc Com 031162100 103 483 SH   DFND 0 483 0 0
Analog Devices Inc Com 032654105 2,885 17,227 SH   SOLE 0 17,194 0 33
Analog Devices Inc Com 032654105 103 615 SH   DFND 0 615 0 0
Apple Inc Com 037833100 30,959 218,794 SH   SOLE 0 216,512 0 2,282
Apple Inc Com 037833100 283 2,000 SH   DFND 0 2,000 0 0
Arbor Realty Trust Inc Com 038923108 540 29,143 SH   SOLE 0 29,143 0 0
ADR AstraZeneca PLC- II Sp Com 046353108 391 6,513 SH   SOLE 0 6,513 0 0
Automatic Data Processing Inc Com 053015103 1,528 7,642 SH   SOLE 0 7,547 0 95
Bank of America Corp Com 060505104 239 5,622 SH   SOLE 0 5,622 0 0
Bank of America Corp Com 060505104 13 311 SH   DFND 0 311 0 0
Baxter International Inc Com 071813109 2,633 32,739 SH   SOLE 0 32,561 0 178
Baxter International Inc Com 071813109 55 679 SH   DFND 0 679 0 0
Berkshire Hathaway Inc-A Com 084670108 823 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702 1,385 5,076 SH   SOLE 0 4,426 0 650
Berkshire Hathaway Inc-B Com 084670702 10 36 SH   DFND 0 36 0 0
Blackrock Inc Com 09247X101 1,233 1,470 SH   SOLE 0 1,469 0 1
Boeing Co/The Com 097023105 2,204 10,021 SH   SOLE 0 6,101 0 3,920
Boeing Co/The Com 097023105 29 131 SH   DFND 0 131 0 0
Bristol Myers Squibb Com 110122108 2,343 39,600 SH   SOLE 0 38,980 0 620
Bristol Myers Squibb Com 110122108 24 400 SH   DFND 0 400 0 0
Broadcom Inc Com 11135F101 267 550 SH   SOLE 0 550 0 0
Cigna Corp Com 125523100 238 1,190 SH   SOLE 0 1,190 0 0
Cigna Corp Com 125523100 1 4 SH   DFND 0 4 0 0
CME Group Inc Com 12572Q105 1,884 9,742 SH   SOLE 0 9,742 0 0
CME Group Inc Com 12572Q105 1 7 SH   DFND 0 7 0 0
CSX Corp Com 126408103 373 12,537 SH   SOLE 0 12,537 0 0
CVS Health Corp Com 126650100 2,610 30,751 SH   SOLE 0 23,065 0 7,686
CVS Health Corp Com 126650100 49 579 SH   DFND 0 579 0 0
Canadian Imperial Bank of Commerce Com 136069101 311 2,790 SH   SOLE 0 2,790 0 0
Canadian National Railway Co Com 136375102 223 1,932 SH   SOLE 0 1,932 0 0
Carrier Global Corp Com 14448C104 899 17,360 SH   SOLE 0 17,360 0 0
Carrier Global Corp Com 14448C104 18 347 SH   DFND 0 347 0 0
Caterpillar Inc Com 149123101 2,491 12,978 SH   SOLE 0 5,578 0 7,400
Chevron Corp Com 166764100 5,259 51,838 SH   SOLE 0 51,026 0 812
Chevron Corp Com 166764100 109 1,071 SH   DFND 0 821 0 250
Cimarex Energy Co Com 171798101 211 2,420 SH   SOLE 0 100 0 2,320
Cincinnati Financial Corp Com 172062101 878 7,686 SH   SOLE 0 7,686 0 0
Cisco Systems Inc Com 17275R102 4,866 89,403 SH   SOLE 0 83,866 0 5,537
Cisco Systems Inc Com 17275R102 45 833 SH   DFND 0 833 0 0
Coca-Cola Co/The Com 191216100 5,092 97,049 SH   SOLE 0 94,049 0 3,000
Coca-Cola Co/The Com 191216100 109 2,073 SH   DFND 0 2,073 0 0
Cognizant Tech Solutions Corp-A Com 192446102 2,069 27,875 SH   SOLE 0 27,875 0 0
Cognizant Tech Solutions Corp-A Com 192446102 61 822 SH   DFND 0 822 0 0
Colgate-Palmolive Company Com 194162103 1,286 17,011 SH   SOLE 0 5,131 0 11,880
Comcast Corp-A Com 20030N101 2,200 39,339 SH   SOLE 0 39,287 0 52
Comcast Corp-A Com 20030N101 68 1,214 SH   DFND 0 1,214 0 0
ConocoPhillips Inc Com 20825C104 528 7,791 SH   SOLE 0 7,791 0 0
Costco Wholesale Corp Com 22160K105 2,222 4,944 SH   SOLE 0 4,944 0 0
Costco Wholesale Corp Com 22160K105 45 100 SH   DFND 0 100 0 0
Crown Castle Intl Corp Com 22822V101 882 5,091 SH   SOLE 0 5,091 0 0
Cummins Inc Com 231021106 279 1,242 SH   SOLE 0 1,242 0 0
CyrusOne Inc Com 23283R100 595 7,691 SH   SOLE 0 7,691 0 0
Danaher Corp Com 235851102 11,072 36,369 SH   SOLE 0 36,369 0 0
Danaher Corp Com 235851102 188 618 SH   DFND 0 618 0 0
Darden Restaurants Inc Com 237194105 496 3,277 SH   SOLE 0 3,277 0 0
Darden Restaurants Inc Com 237194105 0 3 SH   DFND 0 3 0 0
Deere & Co Com 244199105 6,825 20,368 SH   SOLE 0 10,168 0 10,200
Dentsply Sirona Inc Com 24906P109 713 12,285 SH   SOLE 0 12,285 0 0
Dentsply Sirona Inc Com 24906P109 23 400 SH   DFND 0 400 0 0
Digital Realty Trust Inc Com 253868103 2,040 14,120 SH   SOLE 0 14,095 0 25
Digital Realty Trust Inc Com 253868103 78 537 SH   DFND 0 537 0 0
Disney Walt Co Com 254687106 9,055 53,526 SH   SOLE 0 53,526 0 0
Disney Walt Co Com 254687106 37 216 SH   DFND 0 216 0 0
Dominion Resources Inc/VA Com 25746U109 2,316 31,723 SH   SOLE 0 31,686 0 37
Dominion Resources Inc/VA Com 25746U109 89 1,223 SH   DFND 0 1,223 0 0
Dover Corp Com 260003108 538 3,459 SH   SOLE 0 3,459 0 0
Duke Energy Corp Com 26441C204 2,253 23,089 SH   SOLE 0 23,055 0 34
Duke Energy Corp Com 26441C204 2 24 SH   DFND 0 24 0 0
DuPont de Nemours Inc Com 26614N102 943 13,868 SH   SOLE 0 13,868 0 0
DuPont de Nemours Inc Com 26614N102 15 221 SH   DFND 0 221 0 0
Eastman Chemical Company Com 277432100 504 5,002 SH   SOLE 0 5,002 0 0
Emerson Electric Company Com 291011104 1,048 11,127 SH   SOLE 0 3,927 0 7,200
Enbridge Inc Com 29250N105 994 24,975 SH   SOLE 0 24,131 0 844
Enbridge Inc Com 29250N105 4 100 SH   DFND 0 100 0 0
Exelon Corp Com 30161N101 1,631 33,736 SH   SOLE 0 33,162 0 574
Exelon Corp Com 30161N101 80 1,657 SH   DFND 0 1,657 0 0
Exxon Mobil Corp Com 30231G102 3,482 59,196 SH   SOLE 0 52,862 0 6,334
Exxon Mobil Corp Com 30231G102 42 711 SH   DFND 0 411 0 300
Facebook Inc-A Com 30303M102 538 1,586 SH   SOLE 0 1,586 0 0
Federated Ultra Short Term Bond-I Com 31428Q747 10,475 1,136,148 SH   SOLE 0 1,136,148 0 0
Federated Ultra Short Term Bond-I Com 31428Q747 176 19,052 SH   DFND 0 10,868 0 8,185
Fifth Third Bancorp Com 316773100 2,129 50,161 SH   SOLE 0 31,361 0 18,800
Fortive Corp Com 34959J108 812 11,510 SH   SOLE 0 11,510 0 0
Fortive Corp Com 34959J108 21 300 SH   DFND 0 300 0 0
Franco-Nevada Corp Com 351858105 461 3,550 SH   SOLE 0 0 0 3,550
Franklin Electric Co Inc Com 353514102 487 6,100 SH   SOLE 0 0 0 6,100
Arthur J Gallagher & Co Com 363576109 2,936 19,751 SH   SOLE 0 19,704 0 47
Arthur J Gallagher & Co Com 363576109 120 810 SH   DFND 0 810 0 0
General Dynamics Corp Com 369550108 1,393 7,104 SH   SOLE 0 7,104 0 0
General Dynamics Corp Com 369550108 25 130 SH   DFND 0 130 0 0
General Mills Inc Com 370334104 1,303 21,788 SH   SOLE 0 21,733 0 55
General Mills Inc Com 370334104 46 776 SH   DFND 0 776 0 0
Gilead Sciences Inc Com 375558103 1,228 17,577 SH   SOLE 0 17,577 0 0
Gilead Sciences Inc Com 375558103 1 20 SH   DFND 0 20 0 0
Goldman Sachs Group Inc Com 38141G104 704 1,862 SH   SOLE 0 1,862 0 0
Great Elm Capital Corp Com 390320109 41 11,622 SH   SOLE 0 11,622 0 0
Great Elm Group Inc Com 39037G109 34 15,000 SH   SOLE 0 15,000 0 0
HCA Healthcare Inc Com 40412C101 714 2,942 SH   SOLE 0 2,942 0 0
HCA Healthcare Inc Com 40412C101 3 13 SH   DFND 0 13 0 0
Hershey Co/The Com 427866108 522 3,086 SH   SOLE 0 3,086 0 0
Home Depot Inc Com 437076102 4,689 14,284 SH   SOLE 0 10,734 0 3,550
Honeywell International Inc Com 438516106 3,647 17,182 SH   SOLE 0 17,182 0 0
Honeywell International Inc Com 438516106 1 6 SH   DFND 0 6 0 0
Illinois Tool Works Inc Com 452308109 455 2,202 SH   SOLE 0 2,202 0 0
Intel Corp Com 458140100 6,232 116,968 SH   SOLE 0 116,023 0 945
Intel Corp Com 458140100 97 1,812 SH   DFND 0 1,812 0 0
IntercontinentalExchange Group Inc Com 45866F104 2,817 24,536 SH   SOLE 0 24,536 0 0
IntercontinentalExchange Group Inc Com 45866F104 43 375 SH   DFND 0 375 0 0
Intl Business Machines Corp Com 459200101 1,193 8,587 SH   SOLE 0 8,433 0 154
Invesco QQQ Trust Ser 1 ETF Com 46090E103 1,276 3,564 SH   SOLE 0 3,340 0 224
Invesco S&P 500 Equal Weight ETF Com 46137V357 353 2,359 SH   SOLE 0 2,359 0 0
iShares S&P 500 Index ETF Com 464287200 1,561 3,624 SH   SOLE 0 3,624 0 0
iShares S&P Midcap 400 Index ETF Com 464287507 997 3,790 SH   SOLE 0 3,790 0 0
iShares Core S&P Small-Cap ETF Com 464287804 4,106 37,600 SH   SOLE 0 37,600 0 0
JP Morgan Chase & Co Com 46625H100 11,715 71,567 SH   SOLE 0 71,537 0 30
JP Morgan Chase & Co Com 46625H100 154 938 SH   DFND 0 938 0 0
Johnson & Johnson Com 478160104 5,337 33,045 SH   SOLE 0 32,107 0 938
KLA Corp Com 482480100 205 614 SH   SOLE 0 614 0 0
KeyCorp Com 493267108 1,152 53,287 SH   SOLE 0 53,287 0 0
Kimberly-Clark Corp Com 494368103 1,779 13,433 SH   SOLE 0 13,409 0 24
Kimberly-Clark Corp Com 494368103 48 363 SH   DFND 0 363 0 0
Lam Research Corp Com 512807108 1,307 2,297 SH   SOLE 0 2,297 0 0
Estee Lauder Companies Inc/The-A Com 518439104 235 784 SH   SOLE 0 784 0 0
Lilly Eli & Co Com 532457108 5,895 25,514 SH   SOLE 0 25,004 0 510
Lilly Eli & Co Com 532457108 131 569 SH   DFND 0 569 0 0
Lockheed Martin Corp Com 539830109 2,543 7,370 SH   SOLE 0 7,361 0 9
Lockheed Martin Corp Com 539830109 2 6 SH   DFND 0 6 0 0
Loomis Sayles Strategic Income Y Com 543487250 6,755 474,702 SH   SOLE 0 468,446 0 6,255
Loomis Sayles Strategic Income Y Com 543487250 919 64,591 SH   DFND 0 64,591 0 0
Lowe's Companies Inc Com 548661107 6,644 32,754 SH   SOLE 0 32,754 0 0
Lowe's Companies Inc Com 548661107 105 516 SH   DFND 0 516 0 0
Marathon Petroleum Corp Com 56585A102 212 3,426 SH   SOLE 0 3,426 0 0
Marsh & McLennan Co Inc Com 571748102 1,115 7,360 SH   SOLE 0 7,360 0 0
MasterCard Inc-A Com 57636Q104 990 2,847 SH   SOLE 0 2,847 0 0
McDonalds Corp Com 580135101 7,024 29,130 SH   SOLE 0 28,988 0 142
McDonalds Corp Com 580135101 50 209 SH   DFND 0 209 0 0
McKesson Corp Com 58155Q103 2,258 11,323 SH   SOLE 0 11,323 0 0
McKesson Corp Com 58155Q103 45 225 SH   DFND 0 225 0 0
Merck & Co Inc Com 58933Y105 4,658 62,016 SH   SOLE 0 61,971 0 45
Merck & Co Inc Com 58933Y105 86 1,139 SH   DFND 0 1,139 0 0
Metlife Inc Com 59156R108 1,588 25,731 SH   SOLE 0 25,704 0 27
Metlife Inc Com 59156R108 1 13 SH   DFND 0 13 0 0
Microsoft Corp Com 594918104 35,497 125,910 SH   SOLE 0 125,312 0 598
Microsoft Corp Com 594918104 536 1,901 SH   DFND 0 1,901 0 0
Microchip Technology Inc Com 595017104 5,968 38,882 SH   SOLE 0 38,882 0 0
Microchip Technology Inc Com 595017104 142 924 SH   DFND 0 924 0 0
Mondelez International Inc Com 609207105 620 10,652 SH   SOLE 0 10,652 0 0
Moody's Corp Com 615369105 2,397 6,750 SH   SOLE 0 6,750 0 0
Morgan Stanley Com 617446448 1,134 11,653 SH   SOLE 0 11,653 0 0
Morgan Stanley Com 617446448 17 176 SH   DFND 0 176 0 0
ADR Nestle SA- I Sp Com 641069406 205 1,700 SH   SOLE 0 1,700 0 0
Netflix Inc Com 64110L106 395 647 SH   SOLE 0 647 0 0
NextEra Energy Inc Com 65339F101 6,566 83,620 SH   SOLE 0 82,012 0 1,608
NextEra Energy Inc Com 65339F101 111 1,408 SH   DFND 0 1,408 0 0
Nike Inc-B Com 654106103 7,930 54,600 SH   SOLE 0 54,600 0 0
Nike Inc-B Com 654106103 121 834 SH   DFND 0 834 0 0
Norfolk Southern Corp Com 655844108 8,062 33,695 SH   SOLE 0 33,673 0 22
Norfolk Southern Corp Com 655844108 131 546 SH   DFND 0 546 0 0
Northern Ultra-Short Fixed Income Fund Com 665162467 27,427 2,657,678 SH   SOLE 0 2,605,903 0 51,775
Northern Ultra-Short Fixed Income Fund Com 665162467 943 91,422 SH   DFND 0 82,135 0 9,287
Northern Trust Corp Com 665859104 249 2,311 SH   SOLE 0 2,311 0 0
Northrop Grumman Corp Com 666807102 289 802 SH   SOLE 0 802 0 0
ADR Novartis AG- II Sp Com 66987V109 1,984 24,258 SH   SOLE 0 19,915 0 4,343
ADR Novartis AG- II Sp Com 66987V109 30 370 SH   DFND 0 370 0 0
Nvidia Corp Com 67066G104 2,070 9,992 SH   SOLE 0 9,832 0 160
Omnicom Group Inc Com 681919106 942 12,994 SH   SOLE 0 12,956 0 38
Omnicom Group Inc Com 681919106 66 914 SH   DFND 0 914 0 0
Oracle Corporation Com 68389X105 8,394 96,334 SH   SOLE 0 96,334 0 0
Oracle Corporation Com 68389X105 77 878 SH   DFND 0 878 0 0
Otis Worldwide Corp Com 68902V107 1,061 12,890 SH   SOLE 0 12,878 0 12
Otis Worldwide Corp Com 68902V107 14 173 SH   DFND 0 173 0 0
PIMCO Total Return Institutional Fund Com 693390700 1,224 118,151 SH   SOLE 0 118,151 0 0
Palo Alto Networks Inc Com 697435105 3,893 8,128 SH   SOLE 0 8,128 0 0
Parnassus Fixed-Income Fund Com 701769200 2,139 122,733 SH   SOLE 0 122,733 0 0
Parnassus Fixed-Income Fund Com 701769200 239 13,710 SH   DFND 0 13,710 0 0
PepsiCo Inc Com 713448108 7,167 47,650 SH   SOLE 0 47,624 0 26
PepsiCo Inc Com 713448108 95 634 SH   DFND 0 634 0 0
Pfizer Inc Com 717081103 4,796 111,509 SH   SOLE 0 96,810 0 14,699
Pfizer Inc Com 717081103 2 47 SH   DFND 0 47 0 0
Philip Morris International Com 718172109 372 3,921 SH   SOLE 0 3,921 0 0
Phillips 66 Com 718546104 371 5,303 SH   SOLE 0 5,303 0 0
T Rowe Price Group Inc Com 74144T108 535 2,722 SH   SOLE 0 2,722 0 0
T Rowe Price High Yield-Inv Com 741481105 3,252 486,756 SH   SOLE 0 486,756 0 0
Procter & Gamble Co Com 742718109 10,523 75,272 SH   SOLE 0 72,541 0 2,731
Procter & Gamble Co Com 742718109 183 1,310 SH   DFND 0 1,310 0 0
Qualcomm Inc Com 747525103 5,752 44,596 SH   SOLE 0 43,583 0 1,013
Qualcomm Inc Com 747525103 156 1,206 SH   DFND 0 1,206 0 0
Raymond James Financial Inc Com 754730109 808 8,753 SH   SOLE 0 8,753 0 0
Rayonier Inc Com 754907103 345 9,663 SH   SOLE 0 7,413 0 2,250
Rayonier Inc Com 754907103 26 717 SH   DFND 0 717 0 0
T Rowe Price Real Estate Fund Com 779919109 689 34,647 SH   SOLE 0 34,647 0 0
T Rowe Price Real Estate Fund Com 779919109 4 197 SH   DFND 0 197 0 0
ADR Royal Dutch Shell-A - II Sp Com 780259206 973 21,824 SH   SOLE 0 21,777 0 47
ADR Royal Dutch Shell-A - II Sp Com 780259206 1 24 SH   DFND 0 24 0 0
S&P Global Inc Com 78409V104 259 610 SH   SOLE 0 610 0 0
SPDR Gold Shares ETF Com 78463V107 593 3,613 SH   SOLE 0 3,613 0 0
Salesforce.com Inc Com 79466L302 4,513 16,638 SH   SOLE 0 16,638 0 0
Salesforce.com Inc Com 79466L302 62 230 SH   DFND 0 230 0 0
Schlumberger Ltd Com 806857108 1,532 51,674 SH   SOLE 0 31,232 0 20,442
Schlumberger Ltd Com 806857108 15 493 SH   DFND 0 493 0 0
Smith (AO) Corp Com 831865209 1,332 21,813 SH   SOLE 0 21,813 0 0
Southern Co/The Com 842587107 427 6,888 SH   SOLE 0 5,863 0 1,025
Starbucks Corp Com 855244109 2,416 21,900 SH   SOLE 0 21,900 0 0
Starbucks Corp Com 855244109 47 423 SH   DFND 0 423 0 0
Stryker Corp Com 863667101 349 1,324 SH   SOLE 0 1,324 0 0
Sysco Corp Com 871829107 326 4,152 SH   SOLE 0 4,152 0 0
Sysco Corp Com 871829107 39 500 SH   DFND 0 500 0 0
TJX Companies Inc Com 872540109 624 9,459 SH   SOLE 0 9,459 0 0
Target Corp Com 87612E106 3,474 15,184 SH   SOLE 0 15,184 0 0
Tesla Inc Com 88160R101 731 942 SH   SOLE 0 942 0 0
Texas Instruments Inc Com 882508104 781 4,065 SH   SOLE 0 4,065 0 0
Thermo Fisher Scientific Inc Com 883556102 377 659 SH   SOLE 0 659 0 0
3M Company Com 88579Y101 2,375 13,537 SH   SOLE 0 13,537 0 0
Travelers Cos Inc/The Com 89417E109 566 3,722 SH   SOLE 0 3,722 0 0
Truist Financial Corp Com 89832Q109 2,693 45,908 SH   SOLE 0 45,850 0 58
US Bancorp Com 902973304 511 8,589 SH   SOLE 0 8,589 0 0
Union Pacific Corp Com 907818108 3,909 19,944 SH   SOLE 0 8,744 0 11,200
United Parcel Service-B Com 911312106 2,461 13,515 SH   SOLE 0 13,490 0 25
United Parcel Service-B Com 911312106 100 549 SH   DFND 0 549 0 0
UnitedHealth Group Inc Com 91324P102 1,177 3,013 SH   SOLE 0 3,013 0 0
Vanguard Wellesley Income-Adm Com 921938205 221 3,112 SH   SOLE 0 650 0 2,462
Vanguard High-Yield Corp-Adm Com 922031760 257 42,988 SH   SOLE 0 42,988 0 0
Vanguard Short-Term Federal-Adm Com 922031844 76,671 7,014,735 SH   SOLE 0 6,917,912 0 96,823
Vanguard Short-Term Federal-Adm Com 922031844 12,711 1,162,979 SH   DFND 0 1,162,979 0 0
Verizon Communications Inc Com 92343V104 3,832 70,949 SH   SOLE 0 69,272 0 1,677
Verizon Communications Inc Com 92343V104 93 1,717 SH   DFND 0 1,717 0 0
Visa Inc-A Com 92826C839 796 3,574 SH   SOLE 0 3,574 0 0
WEC Energy Group Inc Com 92939U106 469 5,319 SH   SOLE 0 5,319 0 0
Walmart Inc Com 931142103 1,813 13,009 SH   SOLE 0 13,009 0 0
Walgreens Boots Alliance Inc Com 931427108 279 5,924 SH   SOLE 0 5,924 0 0
Waste Management Inc Com 94106L109 2,368 15,855 SH   SOLE 0 15,818 0 37
Waste Management Inc Com 94106L109 3 22 SH   DFND 0 22 0 0
Wells Fargo & Co Com 949746101 1,732 37,327 SH   SOLE 0 37,327 0 0
Wells Fargo & Co Com 949746101 57 1,237 SH   DFND 0 1,237 0 0
Welltower Inc Com 95040Q104 8,611 104,506 SH   SOLE 0 99,168 0 5,338
Welltower Inc Com 95040Q104 137 1,657 SH   DFND 0 657 0 1,000
Weyerhaeuser Co Com 962166104 2,009 56,492 SH   SOLE 0 42,292 0 14,200
Weyerhaeuser Co Com 962166104 40 1,120 SH   DFND 0 0 0 1,120
Wheaton Precious Metals Corp Com 962879102 500 13,300 SH   SOLE 0 0 0 13,300
Xilinx Inc Com 983919101 3,280 21,722 SH   SOLE 0 21,683 0 39
Xilinx Inc Com 983919101 114 753 SH   DFND 0 753 0 0
Yum! Brands Inc Com 988498101 452 3,692 SH   SOLE 0 3,692 0 0
Zimmer Biomet Holdings Inc Com 98956P102 829 5,665 SH   SOLE 0 5,665 0 0
Zoetis Inc Com 98978V103 372 1,918 SH   SOLE 0 418 0 1,500
Cohen & Steers Quality Income Realty Fund Inc Com BKC47L109 0 30,000 SH   SOLE 0 30,000 0 0
Accenture PLC-A Com G1151C101 646 2,020 SH   SOLE 0 1,870 0 150
Eaton Corp PLC Com G29183103 2,290 15,340 SH   SOLE 0 15,303 0 37
Eaton Corp PLC Com G29183103 119 794 SH   DFND 0 794 0 0
Everest Re Group Ltd Com G3223R108 1,423 5,676 SH   SOLE 0 5,676 0 0
Everest Re Group Ltd Com G3223R108 38 150 SH   DFND 0 150 0 0
Johnson Controls Intl PLC Com G51502105 1,971 28,955 SH   SOLE 0 28,886 0 69
Johnson Controls Intl PLC Com G51502105 114 1,674 SH   DFND 0 1,674 0 0
Medtronic PLC Com G5960L103 1,628 12,985 SH   SOLE 0 12,985 0 0
Medtronic PLC Com G5960L103 34 275 SH   DFND 0 275 0 0
Rayonier Fractional share Com HFE907109 0 50,000 SH   SOLE 0 50,000 0 0
RMR Real Estate Inc Fd Pacific fractional shs Com HGK70B105 0 52,500 SH   SOLE 0 52,500 0 0