The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 378 2,155 SH   SOLE   2,155 0 0
ABBOTT LABS COM 002824100 319 2,701 SH   SOLE   2,701 0 0
ABBVIE INC COM 00287Y109 281 2,609 SH   SOLE   2,609 0 0
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 1,567 18,125 SH   SOLE   18,125 0 0
ADVISORSHARES TR NEWFLT MULSINC 00768Y727 346 7,085 SH   SOLE   7,085 0 0
ALLSTATE CORP COM 020002101 226 1,777 SH   SOLE   1,777 0 0
ALPHABET INC CAP STK CL A 02079K305 725 271 SH   SOLE   271 0 0
ALPHABET INC CAP STK CL C 02079K107 428 161 SH   SOLE   161 0 0
AMAZON COM INC COM 023135106 1,790 545 SH   SOLE   545 0 0
AMERICAN EXPRESS CO COM 025816109 201 1,197 SH   SOLE   1,197 0 0
AMGEN INC COM 031162100 501 2,355 SH   SOLE   2,355 0 0
APPLE INC COM 037833100 4,216 29,793 SH   SOLE   29,793 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,645 6,027 SH   SOLE   6,027 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 378 6,383 SH   SOLE   6,383 0 0
CACI INTL INC CL A 127190304 29,754 113,523 SH   SOLE   113,523 0 0
CANADIAN NATL RY CO COM 136375102 242 2,096 SH   SOLE   2,096 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 260 358 SH   SOLE   358 0 0
CISCO SYS INC COM 17275R102 282 5,183 SH   SOLE   5,183 0 0
COMCAST CORP NEW CL A 20030N101 240 4,298 SH   SOLE   4,298 0 0
CSX CORP COM 126408103 535 18,000 SH   SOLE   18,000 0 0
DANAHER CORPORATION COM 235851102 250 822 SH   SOLE   822 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 250 1,296 SH   SOLE   1,296 0 0
DISNEY WALT CO COM 254687106 759 4,486 SH   SOLE   4,486 0 0
EQUIFAX INC COM 294429105 264 1,043 SH   SOLE   1,043 0 0
EXXON MOBIL CORP COM 30231G102 785 13,353 SH   SOLE   13,353 0 0
GENERAL ELECTRIC CO COM NEW 369604301 532 5,159 SH   SOLE   5,159 0 0
HOME DEPOT INC COM 437076102 449 1,369 SH   SOLE   1,369 0 0
INTEL CORP COM 458140100 239 4,487 SH   SOLE   4,487 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 642 4,624 SH   SOLE   4,624 0 0
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 386 12,586 SH   SOLE   12,586 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 239 1,507 SH   SOLE   1,507 0 0
ISHARES INC MSCI EMERG MRKT 464286533 2,546 40,621 SH   SOLE   40,621 0 0
ISHARES TR CONV BD ETF 46435G102 508 5,091 SH   SOLE   5,091 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867 2,706 48,785 SH   SOLE   48,785 0 0
ISHARES TR CORE INTL AGGR 46435G672 5,644 102,585 SH   SOLE   102,585 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,366 18,401 SH   SOLE   18,401 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 949 13,362 SH   SOLE   13,362 0 0
ISHARES TR CORE S&P TTL STK 464287150 625 6,350 SH   SOLE   6,350 0 0
ISHARES TR CORE S&P US GWT 464287671 655 6,391 SH   SOLE   6,391 0 0
ISHARES TR CORE TOTAL USD 46434V613 395 7,410 SH   SOLE   7,410 0 0
ISHARES TR MSCI USA MMENTM 46432F396 29,721 169,254 SH   SOLE   169,254 0 0
ISHARES TR MRGSTR MD CP VAL 464288406 590 9,327 SH   SOLE   9,327 0 0
ISHARES TR EAFE GRWTH ETF 464288885 426 4,000 SH   SOLE   4,000 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 37,809 501,839 SH   SOLE   501,839 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 407 1,486 SH   SOLE   1,486 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 294 1,154 SH   SOLE   1,154 0 0
ISHARES TR RUS MD CP GR ETF 464287481 835 7,448 SH   SOLE   7,448 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 256 2,261 SH   SOLE   2,261 0 0
ISHARES TR NATIONAL MUN ETF 464288414 4,337 37,332 SH   SOLE   37,332 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 12,011 237,813 SH   SOLE   237,813 0 0
JOHNSON & JOHNSON COM 478160104 1,741 10,777 SH   SOLE   10,777 0 0
JPMORGAN CHASE & CO COM 46625H100 883 5,397 SH   SOLE   5,397 0 0
LILLY ELI & CO COM 532457108 719 3,113 SH   SOLE   3,113 0 0
MARRIOTT INTL INC NEW CL A 571903202 887 5,988 SH   SOLE   5,988 0 0
MERCK & CO INC COM 58933Y105 350 4,657 SH   SOLE   4,657 0 0
MICROSOFT CORP COM 594918104 3,387 12,015 SH   SOLE   12,015 0 0
NIKE INC CL B 654106103 724 4,985 SH   SOLE   4,985 0 0
ORACLE CORP COM 68389X105 292 3,356 SH   SOLE   3,356 0 0
PEPSICO INC COM 713448108 379 2,522 SH   SOLE   2,522 0 0
PFIZER INC COM 717081103 549 12,759 SH   SOLE   12,759 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 392 3,947 SH   SOLE   3,947 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 397 3,591 SH   SOLE   3,591 0 0
PNC FINL SVCS GROUP INC COM 693475105 224 1,145 SH   SOLE   1,145 0 0
PROCTER AND GAMBLE CO COM 742718109 931 6,660 SH   SOLE   6,660 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 9,381 173,891 SH   SOLE   173,891 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 931 17,163 SH   SOLE   17,163 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 289 2,784 SH   SOLE   2,784 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 12,963 124,607 SH   SOLE   124,607 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 799 5,395 SH   SOLE   5,395 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 14,477 144,626 SH   SOLE   144,626 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 16,834 269,004 SH   SOLE   269,004 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 24,549 57,204 SH   SOLE   57,204 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 252 525 SH   SOLE   525 0 0
SPDR SER TR NUVEEN BRC MUNIC 78468R721 546 10,596 SH   SOLE   10,596 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 200 2,645 SH   SOLE   2,645 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 368 5,549 SH   SOLE   5,549 0 0
SPDR SER TR S&P 600 SML CAP 78464A813 310 3,274 SH   SOLE   3,274 0 0
STATE STR CORP COM 857477103 246 2,900 SH   SOLE   2,900 0 0
SYSCO CORP COM 871829107 267 3,400 SH   SOLE   3,400 0 0
TRUIST FINL CORP COM 89832Q109 227 3,871 SH   SOLE   3,871 0 0
UNION PAC CORP COM 907818108 732 3,734 SH   SOLE   3,734 0 0
UNITEDHEALTH GROUP INC COM 91324P102 7,242 18,534 SH   SOLE   18,534 0 0
US BANCORP DEL COM NEW 902973304 642 10,808 SH   SOLE   10,808 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 33,853 378,495 SH   SOLE   378,495 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 884 15,516 SH   SOLE   15,516 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 411 1,042 SH   SOLE   1,042 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 935 4,275 SH   SOLE   4,275 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 343 1,545 SH   SOLE   1,545 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 495 9,905 SH   SOLE   9,905 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,713 31,271 SH   SOLE   31,271 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 359 3,472 SH   SOLE   3,472 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 353 6,545 SH   SOLE   6,545 0 0
VISA INC COM CL A 92826C839 376 1,687 SH   SOLE   1,687 0 0
WALMART INC COM 931142103 425 3,049 SH   SOLE   3,049 0 0
WELLS FARGO CO NEW COM 949746101 235 5,070 SH   SOLE   5,070 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E204 18,950 1,085,325 SH   SOLE   1,085,325 0 0
ZIX CORP COM 98974P100 91 12,900 SH   SOLE   12,900 0 0