The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc. Com 001055102 55 1,018 SH   SOLE 0 1,018 0 0
Aflac Inc. Com 001055102 13 237 SH   DFND 0 237 0 0
Aes Corp Com 00130H105 1,983 76,072 SH   SOLE 0 76,072 0 0
Aes Corp Com 00130H105 809 31,025 SH   DFND 0 31,025 0 0
AT&T Inc Com 00206R102 633 21,978 SH   SOLE 0 21,978 0 0
AT&T Inc Com 00206R102 112 3,887 SH   DFND 0 3,887 0 0
ATT Inc Preferred Pfd Stk 00206R508 54 2,000 SH   SOLE 0 2,000 0 0
Abbott Laboratories Com 002824100 3,385 29,199 SH   SOLE 0 29,199 0 0
Abbott Laboratories Com 002824100 1,256 10,838 SH   DFND 0 10,838 0 0
Abbvie Inc Com 00287Y109 3,325 29,515 SH   SOLE 0 29,515 0 0
Abbvie Inc Com 00287Y109 400 3,548 SH   DFND 0 3,548 0 0
Aberdeen Standard Precious Metals ETF Com 003263100 19 200 SH   SOLE 0 200 0 0
Activision Blizzard Inc Com 00507V109 1,039 10,887 SH   SOLE 0 10,887 0 0
Activision Blizzard Inc Com 00507V109 655 6,862 SH   DFND 0 6,862 0 0
Adobe Systems Inc. Com 00724F101 128 218 SH   SOLE 0 218 0 0
Air Products & Chemicals Inc Com 009158106 1,457 5,065 SH   SOLE 0 5,065 0 0
Air Products & Chemicals Inc Com 009158106 226 787 SH   DFND 0 787 0 0
Albemarle Corp. Com 012653101 2,293 13,610 SH   SOLE 0 13,610 0 0
Albemarle Corp. Com 012653101 1,226 7,276 SH   DFND 0 7,276 0 0
Alibaba Group Holding Ltd Com 01609W102 73 320 SH   SOLE 0 320 0 0
Alibaba Group Holding Ltd Com 01609W102 45 200 SH   DFND 0 200 0 0
Alico Inc Com Com 016230104 15 429 SH   SOLE 0 429 0 0
Alliant Energy Corp Com 018802108 82 1,467 SH   SOLE 0 1,467 0 0
Allstate Corp Com 020002101 39 300 SH   SOLE 0 300 0 0
Allstate Corp Com 020002101 7 54 SH   DFND 0 54 0 0
Allstate Corp Pfd Stk 020002838 84 3,000 SH   DFND 0 3,000 0 0
Alphabet Inc Cap Class C Com 02079K107 43 17 SH   SOLE 0 17 0 0
Alphabet Inc Cap Class A Com 02079K305 6,417 2,628 SH   SOLE 0 2,628 0 0
Alphabet Inc Cap Class A Com 02079K305 3,106 1,272 SH   DFND 0 1,272 0 0
Altria Group Inc Com 02209S103 298 6,259 SH   SOLE 0 6,259 0 0
Altria Group Inc Com 02209S103 248 5,200 SH   DFND 0 5,200 0 0
Amazon.com Inc. Com 023135106 4,531 1,317 SH   SOLE 0 1,317 0 0
Amazon.com Inc. Com 023135106 2,446 711 SH   DFND 0 711 0 0
America Movil Sa De Sv Sponsored ADR Com 02364W105 227 15,122 SH   SOLE 0 15,122 0 0
American Electric Power Co Com 025537101 152 1,801 SH   SOLE 0 1,801 0 0
American Express Co Com 025816109 11 69 SH   DFND 0 69 0 0
American Mutual Fund Inc Com 027681105 45 899 SH   SOLE 0 899 0 0
American Tower Corp Cl A Com 03027X100 95 350 SH   DFND 0 350 0 0
American Water Works Co Com 030420103 154 1,000 SH   DFND 0 1,000 0 0
Amgen Inc Com 031162100 82 336 SH   DFND 0 336 0 0
Analog Devices, Inc. Com 032654105 13 74 SH   SOLE 0 74 0 0
Apple Computer Inc Com 037833100 10,786 78,751 SH   SOLE 0 78,751 0 0
Apple Computer Inc Com 037833100 3,542 25,863 SH   DFND 0 25,863 0 0
Applied Materials Inc Com 038222105 15 108 SH   SOLE 0 108 0 0
Arcturus Therapeutics Com 03969T109 7 200 SH   SOLE 0 200 0 0
Astrazeneca PLC Sponsored ADR UK Com 046353108 12 200 SH   SOLE 0 200 0 0
Atmos Energy Corp Com 049560105 20 213 SH   SOLE 0 213 0 0
Automatic Data Processing Inc Com 053015103 89 450 SH   SOLE 0 450 0 0
Avalonbay Communities Inc Com 053484101 29 140 SH   SOLE 0 140 0 0
BP Amoco PLC Sponsored ADR Com 055622104 103 3,889 SH   SOLE 0 3,889 0 0
Badger Meter Inc Com 056525108 1,891 19,273 SH   SOLE 0 19,273 0 0
Badger Meter Inc Com 056525108 859 8,752 SH   DFND 0 8,752 0 0
Bank America Corp Com 060505104 218 5,277 SH   SOLE 0 5,277 0 0
Bank of Americal Corp Prfd Pfd Stk 06055H202 55 2,000 SH   SOLE 0 2,000 0 0
Barrick Gold Corp Com 067901108 4 200 SH   SOLE 0 200 0 0
Baxter Intl Inc Com 071813109 81 1,000 SH   SOLE 0 1,000 0 0
Becton Dickinson & Co Com 075887109 180 740 SH   SOLE 0 740 0 0
Becton Dickinson & Co Com 075887109 52 215 SH   DFND 0 215 0 0
Berkshire Hathaway Inc Class B Com 084670702 50 180 SH   SOLE 0 180 0 0
Berkshire Hathaway Inc Class B Com 084670702 111 400 SH   DFND 0 400 0 0
Biotricity Inc Com 09074H104 47 15,000 SH   DFND 0 15,000 0 0
Blackrock Inc Com 09247X101 6,792 7,763 SH   SOLE 0 7,763 0 0
Blackrock Inc Com 09247X101 1,955 2,234 SH   DFND 0 2,234 0 0
Boeing Co Com 097023105 991 4,136 SH   SOLE 0 4,136 0 0
Boeing Co Com 097023105 120 499 SH   DFND 0 499 0 0
Brightspire Capital Inc Class A Com 10949T109 1 140 SH   SOLE 0 140 0 0
Bristol Myers Squibb Co Com 110122108 2,298 34,384 SH   SOLE 0 34,384 0 0
Bristol Myers Squibb Co Com 110122108 370 5,532 SH   DFND 0 5,532 0 0
British Amern Tob Plc ADR Com 110448107 8 200 SH   SOLE 0 200 0 0
British Amern Tob Plc ADR Com 110448107 41 1,052 SH   DFND 0 1,052 0 0
Broadcom Inc Com 11135F101 5,884 12,339 SH   SOLE 0 12,339 0 0
Broadcom Inc Com 11135F101 1,452 3,045 SH   DFND 0 3,045 0 0
Brunswick Corp Com 117043109 63 632 SH   SOLE 0 632 0 0
CME Group Inc Com 12572Q105 313 1,471 SH   SOLE 0 1,471 0 0
CSW Industrials Inc Com 126402106 54 460 SH   SOLE 0 460 0 0
CSX Corp. Com 126408103 258 8,055 SH   SOLE 0 8,055 0 0
CVS Health Corp Com 126650100 4 52 SH   SOLE 0 52 0 0
Cardinal Health Inc. Com 14149Y108 29 502 SH   DFND 0 502 0 0
Carnival Corp Com Paired Com 143658300 3 100 SH   SOLE 0 100 0 0
Carrier Global Corporation Com 14448C104 39 800 SH   DFND 0 800 0 0
Caterpillar Inc Com 149123101 349 1,605 SH   SOLE 0 1,605 0 0
Caterpillar Inc Com 149123101 200 920 SH   DFND 0 920 0 0
Charter Communications Inc CL A Com 16119P108 22 30 SH   DFND 0 30 0 0
Chemed Corp Com 16359R103 190 400 SH   SOLE 0 400 0 0
Cheniere Energy Com 16411R208 3 33 SH   DFND 0 33 0 0
Chevron Corp Com 166764100 1,142 10,902 SH   SOLE 0 10,902 0 0
Chevron Corp Com 166764100 454 4,331 SH   DFND 0 4,331 0 0
Cisco Systems Inc Com 17275R102 2,907 54,844 SH   SOLE 0 54,844 0 0
Cisco Systems Inc Com 17275R102 520 9,815 SH   DFND 0 9,815 0 0
Clorox Co Com 189054109 19 107 SH   SOLE 0 107 0 0
Coca Cola Co Com 191216100 80 1,471 SH   SOLE 0 1,471 0 0
Coca Cola Co Com 191216100 139 2,562 SH   DFND 0 2,562 0 0
Cognex Corp Com 192422103 5 56 SH   SOLE 0 56 0 0
Cohen & Steers Infrastructure Fund Com 19248A109 22 755 SH   SOLE 0 755 0 0
Colgate-Palmolive Co Com 194162103 120 1,474 SH   SOLE 0 1,474 0 0
Columbia Property Trust Inc Com 198287203 22 1,250 SH   SOLE 0 1,250 0 0
Comcast Corp New Class A Com 20030N101 2,279 39,968 SH   SOLE 0 39,968 0 0
Comcast Corp New Class A Com 20030N101 138 2,413 SH   DFND 0 2,413 0 0
Comerica Inc Common Stock Com 200340107 285 3,995 SH   SOLE 0 3,995 0 0
Conagra Brands Inc Com 205887102 16 450 SH   SOLE 0 450 0 0
Conocophillips Com Com 20825C104 3 50 SH   SOLE 0 50 0 0
Consolidated Edison Inc. Com 209115104 27 370 SH   SOLE 0 370 0 0
Constellation Brands Inc Com 21036P108 1,844 7,882 SH   SOLE 0 7,882 0 0
Constellation Brands Inc Com 21036P108 808 3,454 SH   DFND 0 3,454 0 0
Corning Inc Com 219350105 1,681 41,099 SH   SOLE 0 41,099 0 0
Corning Inc Com 219350105 164 4,007 SH   DFND 0 4,007 0 0
Corteva Inc Com 22052L104 17 386 SH   DFND 0 386 0 0
Costco Wholesale Corp Com 22160K105 1,803 4,556 SH   SOLE 0 4,556 0 0
Costco Wholesale Corp Com 22160K105 141 357 SH   DFND 0 357 0 0
Crown Castle Intl Corp Com 22822V101 11 56 SH   SOLE 0 56 0 0
Crown Castle Intl Corp Com 22822V101 19 95 SH   DFND 0 95 0 0
Cummins Inc. Com 231021106 4,285 17,576 SH   SOLE 0 17,576 0 0
Cummins Inc. Com 231021106 1,028 4,215 SH   DFND 0 4,215 0 0
Danaher Corp Com 235851102 3,032 11,300 SH   SOLE 0 11,300 0 0
Danaher Corp Com 235851102 1,403 5,229 SH   DFND 0 5,229 0 0
Deere & Co Com 244199105 113 320 SH   SOLE 0 320 0 0
Deere & Co Com 244199105 74 210 SH   DFND 0 210 0 0
Diageo PLC ADR Com 25243Q205 38 200 SH   DFND 0 200 0 0
Digital Rlty Tr Inc Prrd Pfd Stk 253868822 169 6,000 SH   SOLE 0 6,000 0 0
Digital Rlty Tr Inc Prrd Pfd Stk 253868822 56 2,000 SH   DFND 0 2,000 0 0
Disney Common Stock Com 254687106 2,946 16,763 SH   SOLE 0 16,763 0 0
Disney Common Stock Com 254687106 1,565 8,902 SH   DFND 0 8,902 0 0
Discover Financial Services Com 254709108 3,069 25,947 SH   SOLE 0 25,947 0 0
Discover Financial Services Com 254709108 224 1,894 SH   DFND 0 1,894 0 0
Dodge & Cox Balanced Fund Com 256201104 204 1,756 SH   SOLE 0 1,756 0 0
Dominion Resources Inc New Com 25746U109 10 141 SH   SOLE 0 141 0 0
Dominion Resources Inc New Com 25746U109 37 500 SH   DFND 0 500 0 0
Dow Inc Com 260557103 4 62 SH   SOLE 0 62 0 0
Dow Inc Com 260557103 51 806 SH   DFND 0 806 0 0
Draftkings Inc Com 26142R104 10 200 SH   DFND 0 200 0 0
Duke Energy Corp New Com 26441C204 73 737 SH   SOLE 0 737 0 0
Duke Energy Corp New Com 26441C204 218 2,206 SH   DFND 0 2,206 0 0
Dupont De Nemours Inc Com 26614N102 12 153 SH   DFND 0 153 0 0
Electrameccanica Vehicles Co Com 284849205 43 10,000 SH   SOLE 0 10,000 0 0
Emerson Electric Corp Com 291011104 96 994 SH   SOLE 0 994 0 0
Enbridge Inc Com 29250N105 2,159 53,911 SH   SOLE 0 53,911 0 0
Enbridge Inc Com 29250N105 241 6,014 SH   DFND 0 6,014 0 0
Entergy Corp Com 29364G103 50 502 SH   SOLE 0 502 0 0
Entergy Corp Com 29364G103 55 550 SH   DFND 0 550 0 0
Enterprise Prods Partners L P Com 293792107 74 3,050 SH   SOLE 0 3,050 0 0
Aqua Amer Inc Com 29670G102 73 1,600 SH   SOLE 0 1,600 0 0
Exelon Corp Com 30161N101 153 3,454 SH   SOLE 0 3,454 0 0
Exxon Mobil Corp Com 30231G102 115 1,816 SH   SOLE 0 1,816 0 0
Exxon Mobil Corp Com 30231G102 104 1,650 SH   DFND 0 1,650 0 0
Facebook Inc Com 30303M102 1,399 4,023 SH   SOLE 0 4,023 0 0
Facebook Inc Com 30303M102 1,116 3,211 SH   DFND 0 3,211 0 0
First Trust Bal Inc Equity & ETF Com 30311B510 12 1,068 SH   SOLE 0 1,068 0 0
Fisrt Trust Diverfied Fixed Income ETF Com 30315L712 14 1,410 SH   SOLE 0 1,410 0 0
FT Income Com 30315N676 6 518 SH   SOLE 0 518 0 0
First Trust Select Dsip Com 30315P317 30 2,583 SH   SOLE 0 2,583 0 0
First Trust High Income Model Com 30316Q595 5 527 SH   SOLE 0 527 0 0
First Trust 60/40 Strategic Allocation Com 30317D734 16 1,582 SH   SOLE 0 1,582 0 0
First Trust Val Line Target Safety 30 Com 30318G231 24 2,307 SH   SOLE 0 2,307 0 0
First Trust Tactical Alpha Port 29 Com 30319Q550 12 1,188 SH   SOLE 0 1,188 0 0
Fastenal Co Com 311900104 31 600 SH   DFND 0 600 0 0
Fidelity Blue-Chip Growth Com 316389303 8 40 SH   SOLE 0 40 0 0
Fifth Third Bancorp Com 316773100 778 20,359 SH   SOLE 0 20,359 0 0
First Quantum Minerals Ltd. Com 335934105 6 250 SH   SOLE 0 250 0 0
Fiserv Inc Com 337738108 1,859 17,394 SH   SOLE 0 17,394 0 0
Fiserv Inc Com 337738108 768 7,183 SH   DFND 0 7,183 0 0
General Dynamics Corp Com 369550108 6 30 SH   SOLE 0 30 0 0
General Dynamics Corp Com 369550108 56 300 SH   DFND 0 300 0 0
General Electric Co Com 369604103 54 4,000 SH   DFND 0 4,000 0 0
General Mills Inc Com 370334104 97 1,600 SH   SOLE 0 1,600 0 0
Gilead Sciences Inc Com 375558103 21 300 SH   DFND 0 300 0 0
Glaxosmithkline PLC ADR Com 37733W105 30 750 SH   DFND 0 750 0 0
Goldman Sachs Group Inc Com 38141G104 57 151 SH   DFND 0 151 0 0
Groen Bros Aviation Inc Com 398743104 0 20,000 SH   SOLE 0 20,000 0 0
H-Entertainment Inc. Com 40417A100 0 5 SH   SOLE 0 5 0 0
Hanesbrands Inc. Com 410345102 30 1,600 SH   DFND 0 1,600 0 0
Hasbro Inc. Com 418056107 18 186 SH   SOLE 0 186 0 0
Heritage Crystal Clean Inc. Com 42726M106 10 347 SH   SOLE 0 347 0 0
Hershey Co. Com 427866108 35 200 SH   SOLE 0 200 0 0
Home Depot Inc Com 437076102 2,752 8,630 SH   SOLE 0 8,630 0 0
Home Depot Inc Com 437076102 568 1,781 SH   DFND 0 1,781 0 0
Honeywell Intl Inc Com 438516106 1,449 6,606 SH   SOLE 0 6,606 0 0
Honeywell Intl Inc Com 438516106 157 716 SH   DFND 0 716 0 0
Illumina Inc Com 452327109 8 16 SH   SOLE 0 16 0 0
Illumina Inc Com 452327109 33 70 SH   DFND 0 70 0 0
Indexiq Merger Arbitrage ETF Com 45409B800 39 1,165 SH   SOLE 0 1,165 0 0
Ingersoll Rand Inc Com 45687V106 9 192 SH   SOLE 0 192 0 0
Innovative Inducstrial Properties Inc Com 45781V101 424 2,219 SH   SOLE 0 2,219 0 0
Intel Corp Com 458140100 544 9,692 SH   SOLE 0 9,692 0 0
Intel Corp Com 458140100 216 3,850 SH   DFND 0 3,850 0 0
International Business Machines Corp Com 459200101 428 2,920 SH   SOLE 0 2,920 0 0
Invesco QQQ Trust Series 1 Com 46090E103 124 350 SH   SOLE 0 350 0 0
Invesco Van Kampen Adv Muni Income II Com 46132E103 13 1,059 SH   SOLE 0 1,059 0 0
Invesco Bond Fund Com 46132L107 63 3,045 SH   SOLE 0 3,045 0 0
Invesco Senior Loan ETF Com 46138G508 19 866 SH   SOLE 0 866 0 0
Invesco Senior Loan ETF Com 46138G508 15 675 SH   DFND 0 675 0 0
Ishares Gold Tr Com 464285204 26 775 SH   SOLE 0 775 0 0
Ishares MSCI Brazil ETF Com 464286400 11,032 272,133 SH   SOLE 0 272,133 0 0
Ishares MSCI Brazil ETF Com 464286400 3,488 86,042 SH   DFND 0 86,042 0 0
Ishares Dow Jones Select Div. Index Fd. Com 464287168 106 912 SH   SOLE 0 912 0 0
Ishares TIPS Bond ETF Com 464287176 13 100 SH   SOLE 0 100 0 0
Ishares TIPS Bond ETF Com 464287176 11 85 SH   DFND 0 85 0 0
Ishares S & P 500 Index Fund Com 464287200 774 1,800 SH   SOLE 0 1,800 0 0
Ishares Tr MSCI Emerging Markets Com 464287234 113 2,045 SH   SOLE 0 2,045 0 0
Ishares Iboxx Invt Grade Group Bd Fnd Com 464287242 56 420 SH   SOLE 0 420 0 0
Ishares MSCI Eafe Index Fd Com 464287465 516 6,540 SH   SOLE 0 6,540 0 0
Ishares MSCI Eafe Index Fd Com 464287465 168 2,129 SH   DFND 0 2,129 0 0
Ishares Tr Russell Midcap Index Fund Com 464287499 616 7,780 SH   SOLE 0 7,780 0 0
Ishares Tr Cohen & Steers Realty Majors Com 464287564 27 412 SH   DFND 0 412 0 0
Ishares Tr Russell 1000 Growth Index Fund Com 464287614 109 400 SH   SOLE 0 400 0 0
Ishares Tr Russell 1000 Growth Index Fund Com 464287614 185 681 SH   DFND 0 681 0 0
Ishares Russell 1000 Index Com 464287622 32 131 SH   SOLE 0 131 0 0
Ishares Tr Russell 2000 Index Fd Com 464287655 709 3,090 SH   SOLE 0 3,090 0 0
Ishares S & P Midcap 400/Value Com 464287705 19 176 SH   DFND 0 176 0 0
Ishares DJ US Healthcare Com 464287762 30 109 SH   SOLE 0 109 0 0
Ishares S&P Smallcap 600 Index Fd Com 464287804 58 512 SH   SOLE 0 512 0 0
Ishares S&P Smallcap 600 Index Fd Com 464287804 25 222 SH   DFND 0 222 0 0
I Shares U.S. Basic Materials EFT Com 464287838 3 20 SH   SOLE 0 20 0 0
MFC S&P Small Cap 600 Ishares Com 464287887 2 18 SH   SOLE 0 18 0 0
Morningstar Mid Cap Value-I shares ETF Com 464288406 2 35 SH   SOLE 0 35 0 0
Ishares DJ Intl Select Div Com 464288448 87 2,673 SH   SOLE 0 2,673 0 0
IShares Core US REIT ETF Com 464288521 47 807 SH   SOLE 0 807 0 0
Ishares US Preferred Stock E Pfd Stk 464288687 20 500 SH   SOLE 0 500 0 0
Ishares US Preferred Stock E Pfd Stk 464288687 14 350 SH   DFND 0 350 0 0
Ishares Regional Bank Com 464288778 36 633 SH   SOLE 0 633 0 0
MSCI EAFE Growth Fund ETF Com 464288885 10 96 SH   SOLE 0 96 0 0
Ishares India 50 ETF Com 464289529 28 600 SH   DFND 0 600 0 0
Ishares Silver Tr Com 46428Q109 21 886 SH   SOLE 0 886 0 0
MSCI USA Quality EFT Com 46432F339 13 95 SH   SOLE 0 95 0 0
Ishares Core Emerging Markets ETF Com 46434G103 343 5,125 SH   SOLE 0 5,125 0 0
MCSI Emerging Mkts ex China Com 46434G764 102 1,643 SH   DFND 0 1,643 0 0
Ishares MSCI Japan ETF Com 46434G822 45 662 SH   SOLE 0 662 0 0
Ishares Tr Ultra Short Term Bond Fund Com 46434V878 12,308 243,628 SH   SOLE 0 243,628 0 0
Ishares Tr Ultra Short Term Bond Fund Com 46434V878 3,377 66,844 SH   DFND 0 66,844 0 0
J P Morgan Chase & Co Com 46625H100 7,864 50,558 SH   SOLE 0 50,558 0 0
J P Morgan Chase & Co Com 46625H100 2,181 14,024 SH   DFND 0 14,024 0 0
Jacobs Engineering Group Inc Com 469814107 27 200 SH   SOLE 0 200 0 0
Johnson & Johnson Com 478160104 5,282 32,065 SH   SOLE 0 32,065 0 0
Johnson & Johnson Com 478160104 1,537 9,327 SH   DFND 0 9,327 0 0
KLA-Tencor Corp Com 482480100 5,835 17,999 SH   SOLE 0 17,999 0 0
KLA-Tencor Corp Com 482480100 1,721 5,309 SH   DFND 0 5,309 0 0
Kimberly-Clark Corp Com 494368103 65 489 SH   SOLE 0 489 0 0
Kimberly-Clark Corp Com 494368103 13 100 SH   DFND 0 100 0 0
Kinder Morgan Inc Com 49456B101 27 1,500 SH   SOLE 0 1,500 0 0
Kirlkland Lake Gold Ltd Com 49741E100 39 1,000 SH   SOLE 0 1,000 0 0
Kraft Heinz Co Com 500754106 8 196 SH   SOLE 0 196 0 0
Kraft Heinz Co Com 500754106 19 461 SH   DFND 0 461 0 0
Kraneshares CSI China ETF Com 500767306 7,785 111,562 SH   SOLE 0 111,562 0 0
Kraneshares CSI China ETF Com 500767306 1,931 27,668 SH   DFND 0 27,668 0 0
LKQ Corporation Com 501889208 2,297 46,661 SH   SOLE 0 46,661 0 0
LKQ Corporation Com 501889208 1,045 21,226 SH   DFND 0 21,226 0 0
Laboratory Corp of America Holdings Com 50540R409 28 100 SH   SOLE 0 100 0 0
Lilly Eli & Co Com 532457108 905 3,945 SH   SOLE 0 3,945 0 0
Lilly Eli & Co Com 532457108 46 200 SH   DFND 0 200 0 0
Lockheed Martin Corp Com 539830109 262 693 SH   SOLE 0 693 0 0
Lowes Companies Inc Com 548661107 40 204 SH   SOLE 0 204 0 0
Lowes Companies Inc Com 548661107 12 61 SH   DFND 0 61 0 0
MGT Capital Investments Inc. Com 55302P202 2 37,974 SH   DFND 0 37,974 0 0
Marathon Pete Corp Com 56585A102 26 427 SH   SOLE 0 427 0 0
Marathon Pete Corp Com 56585A102 48 800 SH   DFND 0 800 0 0
Marriott International Class A Com 571903202 68 500 SH   SOLE 0 500 0 0
Marvell Technology Inc Com 573874104 31 525 SH   SOLE 0 525 0 0
Masco Corp Com 574599106 59 1,000 SH   SOLE 0 1,000 0 0
Mastercard Inc. Com 57636Q104 3,087 8,455 SH   SOLE 0 8,455 0 0
Mastercard Inc. Com 57636Q104 1,530 4,192 SH   DFND 0 4,192 0 0
McDonalds Corp Com 580135101 2,543 11,009 SH   SOLE 0 11,009 0 0
McDonalds Corp Com 580135101 460 1,993 SH   DFND 0 1,993 0 0
Merck & Co Inc Com 58933Y105 646 8,306 SH   SOLE 0 8,306 0 0
Merck & Co Inc Com 58933Y105 62 800 SH   DFND 0 800 0 0
Metlife Inc Com 59156R108 3,798 63,460 SH   SOLE 0 63,460 0 0
Metlife Inc Com 59156R108 951 15,895 SH   DFND 0 15,895 0 0
Microsoft Corp Com 594918104 10,512 38,805 SH   SOLE 0 38,805 0 0
Microsoft Corp Com 594918104 4,106 15,156 SH   DFND 0 15,156 0 0
Moderna Inc Com 60770K107 53 225 SH   SOLE 0 225 0 0
Mondelez Intl Inc Com 609207105 241 3,862 SH   SOLE 0 3,862 0 0
Mondelez Intl Inc Com 609207105 149 2,385 SH   DFND 0 2,385 0 0
Morgan Stanley Com 617446448 4,832 52,697 SH   SOLE 0 52,697 0 0
Morgan Stanley Com 617446448 1,218 13,289 SH   DFND 0 13,289 0 0
NCR Corp Common Stock Com 62886E108 9 200 SH   SOLE 0 200 0 0
National Grid PLC SP-ADR Com 636274409 79 1,237 SH   DFND 0 1,237 0 0
Netflix Inc Com 64110L106 13 25 SH   DFND 0 25 0 0
Nextera Energy Inc Com 65339F101 84 1,140 SH   SOLE 0 1,140 0 0
Nextera Energy Inc Com 65339F101 196 2,668 SH   DFND 0 2,668 0 0
Nordstrom Inc Com 655664100 11 300 SH   DFND 0 300 0 0
Norfolk Southern Corp Com 655844108 2,605 9,815 SH   SOLE 0 9,815 0 0
Norfolk Southern Corp Com 655844108 978 3,684 SH   DFND 0 3,684 0 0
Northern Trust Corp Com 665859104 18 153 SH   SOLE 0 153 0 0
Nvidia Corporation Com 67066G104 4,406 5,507 SH   SOLE 0 5,507 0 0
Nvidia Corporation Com 67066G104 2,419 3,023 SH   DFND 0 3,023 0 0
Nuveen Credit Stategies Income Fd Com 67073D102 8 1,200 SH   SOLE 0 1,200 0 0
Occidental Pete Corp Wt Exp 080327 Com 674599162 0 13 SH   SOLE 0 13 0 0
Odyssey Marine Exploration Inc Com 676118201 0 42 SH   SOLE 0 42 0 0
Oneok Inc Com 682680103 102 1,829 SH   SOLE 0 1,829 0 0
Oneok Inc Com 682680103 17 300 SH   DFND 0 300 0 0
Oracle Corp Com 68389X105 20 260 SH   SOLE 0 260 0 0
Oracle Corp Com 68389X105 389 5,000 SH   DFND 0 5,000 0 0
Organon & Co Com 68622V106 25 831 SH   SOLE 0 831 0 0
Organon & Co Com 68622V106 2 80 SH   DFND 0 80 0 0
Otis Worldwide Corp Com 68902V107 25 300 SH   DFND 0 300 0 0
PNC Financial Services Group Com 693475105 58 305 SH   SOLE 0 305 0 0
Paccar Inc Com 693718108 18 200 SH   DFND 0 200 0 0
Packaging Corp of America Com 695156109 1,741 12,855 SH   SOLE 0 12,855 0 0
Packaging Corp of America Com 695156109 99 733 SH   DFND 0 733 0 0
Paychex Inc Com 704326107 147 1,367 SH   SOLE 0 1,367 0 0
Paychex Inc Com 704326107 19 176 SH   DFND 0 176 0 0
Paycom Software Inc Com 70432V102 84 232 SH   SOLE 0 232 0 0
Paycom Software Inc Com 70432V102 0 1 SH   DFND 0 1 0 0
Paypal Holdings Inc Com 70450Y103 4,897 16,800 SH   SOLE 0 16,800 0 0
Paypal Holdings Inc Com 70450Y103 2,039 6,994 SH   DFND 0 6,994 0 0
Pennantpark Investment Corp Com 708062104 11 1,702 SH   DFND 0 1,702 0 0
Pepsico Inc. Com 713448108 2,874 19,400 SH   SOLE 0 19,400 0 0
Pepsico Inc. Com 713448108 273 1,841 SH   DFND 0 1,841 0 0
Pfizer Inc Com 717081103 3,924 100,202 SH   SOLE 0 100,202 0 0
Pfizer Inc Com 717081103 1,027 26,228 SH   DFND 0 26,228 0 0
Philip Morris Intl Inc Com 718172109 397 4,005 SH   SOLE 0 4,005 0 0
Philip Morris Intl Inc Com 718172109 273 2,750 SH   DFND 0 2,750 0 0
Principal Financial Group Inc Com 74251V102 19 300 SH   DFND 0 300 0 0
Procter & Gamble Co Com 742718109 3,206 23,761 SH   SOLE 0 23,761 0 0
Procter & Gamble Co Com 742718109 573 4,243 SH   DFND 0 4,243 0 0
Public Service Enterprise Group Inc Com 744573106 2,312 38,705 SH   SOLE 0 38,705 0 0
Public Service Enterprise Group Inc Com 744573106 217 3,639 SH   DFND 0 3,639 0 0
Public Storage Pfd Pfd Stk 74460W578 446 16,000 SH   SOLE 0 16,000 0 0
Public Storage Pfd Pfd Stk 74460W578 110 3,960 SH   DFND 0 3,960 0 0
Public Storage Pfd Pfd Stk 74460W628 28 1,000 SH   SOLE 0 1,000 0 0
Public Storage Pfd Pfd Stk 74460W628 356 12,900 SH   DFND 0 12,900 0 0
Pulte Homes, Inc Com 745867101 2,442 44,745 SH   SOLE 0 44,745 0 0
Pulte Homes, Inc Com 745867101 1,389 25,454 SH   DFND 0 25,454 0 0
Qualcomm Inc Com 747525103 2,651 18,547 SH   SOLE 0 18,547 0 0
Qualcomm Inc Com 747525103 405 2,835 SH   DFND 0 2,835 0 0
Quantum Fuel Sys Tech Worldwde Com 74765E307 0 50 SH   SOLE 0 50 0 0
Quest Diagnostics Inc Com 74834L100 66 500 SH   SOLE 0 500 0 0
Rpm Inc Com 749685103 36 410 SH   SOLE 0 410 0 0
Raytheon Technologies Corp Com 75513E101 162 1,901 SH   SOLE 0 1,901 0 0
Raytheon Technologies Corp Com 75513E101 43 500 SH   DFND 0 500 0 0
Roper Industries Inc Com 776696106 2,238 4,760 SH   SOLE 0 4,760 0 0
Roper Industries Inc Com 776696106 1,265 2,691 SH   DFND 0 2,691 0 0
Royal Dutch Shell Com 780259107 56 1,450 SH   DFND 0 1,450 0 0
SPDR S&P 500 ETF Trust Com 78462F103 5,882 13,741 SH   SOLE 0 13,741 0 0
SPDR S&P 500 ETF Trust Com 78462F103 1,293 3,021 SH   DFND 0 3,021 0 0
Spider Gold Tr Com 78463V107 52 312 SH   SOLE 0 312 0 0
Spider Gold Tr Com 78463V107 75 455 SH   DFND 0 455 0 0
SPDR Portfolio Emerging Mkt Com 78463X509 824 18,109 SH   SOLE 0 18,109 0 0
SPDR Portfolio Emerging Mkt Com 78463X509 31 676 SH   DFND 0 676 0 0
SPDR Developed World ex-US Com 78463X889 284 7,732 SH   SOLE 0 7,732 0 0
SPDR Nuven S&P High Yield Muni Bond ETF Com 78464A284 8 124 SH   SOLE 0 124 0 0
SPDR Portfolio Intermediate Corp Bond ETF Com 78464A375 138 3,754 SH   SOLE 0 3,754 0 0
Spdr Blmbrg Barclay Emerg Mkt Local Bnd ETF Com 78464A391 0 11 SH   SOLE 0 11 0 0
SPDR Portfolio S&P 500 Grwth Com 78464A409 83 1,321 SH   SOLE 0 1,321 0 0
SPDR Portfolio S&P 500 Grwth Com 78464A409 32 516 SH   DFND 0 516 0 0
SPDR Portfolio S&P 500 Value Com 78464A508 177 4,486 SH   SOLE 0 4,486 0 0
Spdr Portfolio Ggregate Bond ETF Com 78464A649 19 641 SH   SOLE 0 641 0 0
Spdr Portfolio Mid Cap ETF Com 78464A847 61 1,294 SH   SOLE 0 1,294 0 0
Spdr Ser Tr Port S & P 500 ETF Com 78464A854 6 117 SH   SOLE 0 117 0 0
SPDR S&P Biotech ETF Com 78464A870 79 582 SH   SOLE 0 582 0 0
SPDR Dow Jones Indl Average Ser 1 Com 78467X109 534 1,549 SH   SOLE 0 1,549 0 0
SPDR S&P Midcap 400 Ser 1 Com 78467Y107 484 986 SH   SOLE 0 986 0 0
SPDR S&P Midcap 400 Ser 1 Com 78467Y107 12 25 SH   DFND 0 25 0 0
Spdr Portfolio Small Cap ETF Com 78468R853 63 1,438 SH   SOLE 0 1,438 0 0
Salesforce Com Inc. Com 79466L302 19 77 SH   SOLE 0 77 0 0
Schwab Strategic Tr US TIPS ETF Com 808524870 0 6 SH   SOLE 0 6 0 0
SPDR Materials ETF Com 81369Y100 1,681 20,418 SH   SOLE 0 20,418 0 0
SPDR Materials ETF Com 81369Y100 716 8,704 SH   DFND 0 8,704 0 0
Sector Spdr Healthcare Com 81369Y209 23 185 SH   SOLE 0 185 0 0
SPDR Discrectionary ETF Com 81369Y407 36 200 SH   SOLE 0 200 0 0
SPDR Discrectionary ETF Com 81369Y407 138 773 SH   DFND 0 773 0 0
Select Sector Spider Tr Energy Com 81369Y506 2,476 45,960 SH   SOLE 0 45,960 0 0
Select Sector Spider Tr Energy Com 81369Y506 1,223 22,695 SH   DFND 0 22,695 0 0
Financial Select Sector SPDR Com 81369Y605 109 2,972 SH   SOLE 0 2,972 0 0
Industrial Select Sector Spdr Com 81369Y704 41 400 SH   SOLE 0 400 0 0
Select Sector Spider Technology Com 81369Y803 59 400 SH   SOLE 0 400 0 0
Select Sector Spdr Tr Utils Com 81369Y886 168 2,652 SH   SOLE 0 2,652 0 0
Select Sector Spdr Tr Utils Com 81369Y886 107 1,700 SH   DFND 0 1,700 0 0
Servicenow Inc Com 81762P102 27 50 SH   DFND 0 50 0 0
Shopify Inc Com 82509L107 162 111 SH   DFND 0 111 0 0
Slack Technologies Inc A Com 83088V102 89 2,000 SH   SOLE 0 2,000 0 0
Smith & Nephew PLC Com 83175M205 11 250 SH   DFND 0 250 0 0
Smucker J M Co Com 832696405 26 202 SH   SOLE 0 202 0 0
Snap-On Inc. Com 833034101 45 200 SH   DFND 0 200 0 0
Southern Co. Com 842587107 87 1,443 SH   SOLE 0 1,443 0 0
Southern Co. Com 842587107 191 3,150 SH   DFND 0 3,150 0 0
Sprott Physical Gold & Silver Trust Com 85208R101 28 1,500 SH   SOLE 0 1,500 0 0
Stanley Black & Decker Inc Com 854502101 1,971 9,614 SH   SOLE 0 9,614 0 0
Stanley Black & Decker Inc Com 854502101 743 3,627 SH   DFND 0 3,627 0 0
Starbucks Corp Com 855244109 2,867 25,641 SH   SOLE 0 25,641 0 0
Starbucks Corp Com 855244109 306 2,736 SH   DFND 0 2,736 0 0
Store Capital Corp Com 862121100 25 729 SH   DFND 0 729 0 0
Stryker Corp Com 863667101 1,910 7,354 SH   SOLE 0 7,354 0 0
Stryker Corp Com 863667101 962 3,705 SH   DFND 0 3,705 0 0
Target Corp Com 87612E106 147 607 SH   SOLE 0 607 0 0
Target Corp Com 87612E106 199 825 SH   DFND 0 825 0 0
Tencent Hldgs Ltd-UNS ADR Com 88032Q109 16 207 SH   SOLE 0 207 0 0
Tesla Motors Com 88160R101 3 4 SH   SOLE 0 4 0 0
Texas Instruments Inc Com 882508104 84 435 SH   SOLE 0 435 0 0
Thermo Fisher Scientific Inc. Com 883556102 743 1,473 SH   SOLE 0 1,473 0 0
Thermo Fisher Scientific Inc. Com 883556102 229 454 SH   DFND 0 454 0 0
Thomson Reuters Corp Com 884903709 41 408 SH   SOLE 0 408 0 0
3m Co Com 88579Y101 94 473 SH   SOLE 0 473 0 0
3m Co Com 88579Y101 99 500 SH   DFND 0 500 0 0
Truist Finl Corp Com 89832Q109 28 500 SH   SOLE 0 500 0 0
Truist Finl Corp Com 89832Q109 22 400 SH   DFND 0 400 0 0
Twilio Inc-A Com 90138F102 8 20 SH   DFND 0 20 0 0
Tyson Foods Inc Class A Com 902494103 4,118 55,825 SH   SOLE 0 55,825 0 0
Tyson Foods Inc Class A Com 902494103 1,075 14,568 SH   DFND 0 14,568 0 0
US Bancorp Del Com New Com 902973304 2,014 35,350 SH   SOLE 0 35,350 0 0
US Bancorp Del Com New Com 902973304 4,685 82,237 SH   DFND 0 82,237 0 0
Us Bancorp Del Pfd Stk 902973866 862 850 SH   SOLE 0 850 0 0
Us Bancorp Del Pfd Stk 902973866 203 200 SH   DFND 0 200 0 0
Unilever Plc Sponsored ADR Com 904767704 1,970 33,682 SH   SOLE 0 33,682 0 0
Unilever Plc Sponsored ADR Com 904767704 284 4,848 SH   DFND 0 4,848 0 0
Union Pacific Corp Com 907818108 130 593 SH   SOLE 0 593 0 0
Union Pacific Corp Com 907818108 88 400 SH   DFND 0 400 0 0
United Parcel Service Inc Class B Com 911312106 74 355 SH   SOLE 0 355 0 0
United Parcel Service Inc Class B Com 911312106 47 225 SH   DFND 0 225 0 0
Unitedhealth Group Inc Com 91324P102 150 374 SH   SOLE 0 374 0 0
Valero Energy Corp Com 91913Y100 2,452 31,406 SH   SOLE 0 31,406 0 0
Valero Energy Corp Com 91913Y100 254 3,250 SH   DFND 0 3,250 0 0
Vaneck Vectors Morningstar Wide MOAT ETF Com 92189F643 780 10,532 SH   SOLE 0 10,532 0 0
Vanguard Dividend Appreciation ETF Com 921908844 94 605 SH   SOLE 0 605 0 0
Vanguard Dividend Appreciation ETF Com 921908844 133 860 SH   DFND 0 860 0 0
Vanguard FTSE Deloped ETF Com 921943858 104 2,009 SH   SOLE 0 2,009 0 0
Vanguard High Dividend Yield Com 921946406 231 2,202 SH   SOLE 0 2,202 0 0
Vanguard High Dividend Yield Com 921946406 225 2,144 SH   DFND 0 2,144 0 0
Vanguard GNMA Fund Com 922031307 33 3,134 SH   SOLE 0 3,134 0 0
Vanguard MSCI Emerging Markets ETF Com 922042858 36 659 SH   SOLE 0 659 0 0
Vanguard FTSE Europe ETF Com 922042874 55 822 SH   SOLE 0 822 0 0
Vanguard Utilities ETF Com 92204A876 1,475 10,629 SH   SOLE 0 10,629 0 0
Vanguard Utilities ETF Com 92204A876 142 1,023 SH   DFND 0 1,023 0 0
Vanguard REIT Com 922908553 2,145 21,069 SH   SOLE 0 21,069 0 0
Vanguard REIT Com 922908553 880 8,646 SH   DFND 0 8,646 0 0
Vanguard Small Cap Value ETF Com 922908611 5 28 SH   SOLE 0 28 0 0
Vanguard Mid-Cap ETF Com 922908629 46 192 SH   SOLE 0 192 0 0
Vanguard Value ETF Com 922908744 133 966 SH   SOLE 0 966 0 0
Vanguard Small Cap ETF Com 922908751 538 2,390 SH   SOLE 0 2,390 0 0
Verizon Communications Com 92343V104 4,076 72,739 SH   SOLE 0 72,739 0 0
Verizon Communications Com 92343V104 1,020 18,198 SH   DFND 0 18,198 0 0
Viatris Inc Com 92556V106 4 270 SH   DFND 0 270 0 0
WEC Energy Group Inc Com 92939U106 512 5,753 SH   SOLE 0 5,753 0 0
WEC Energy Group Inc Com 92939U106 53 600 SH   DFND 0 600 0 0
Wal-Mart Stores Inc Com 931142103 2,266 16,066 SH   SOLE 0 16,066 0 0
Wal-Mart Stores Inc Com 931142103 914 6,479 SH   DFND 0 6,479 0 0
Walgreens Boots Alliance Inc Com 931427108 2,329 44,265 SH   SOLE 0 44,265 0 0
Walgreens Boots Alliance Inc Com 931427108 901 17,119 SH   DFND 0 17,119 0 0
Waste Management New Com 94106L109 156 1,114 SH   SOLE 0 1,114 0 0
Waste Management New Com 94106L109 261 1,864 SH   DFND 0 1,864 0 0
Wells Fargo & Co New Com 949746101 36 793 SH   DFND 0 793 0 0
Welltower Inc Com 95040Q104 61 730 SH   SOLE 0 730 0 0
Welltower Inc Com 95040Q104 6 78 SH   DFND 0 78 0 0
Weyerhaeuser Company Com 962166104 13 366 SH   SOLE 0 366 0 0
Wintrust Financial Corp Com 97650W108 30 400 SH   SOLE 0 400 0 0
Woodward Governor Co Com 980745103 98 800 SH   SOLE 0 800 0 0
Xcel Energy Com 98389B100 262 3,979 SH   SOLE 0 3,979 0 0
Yum Brands Inc Com 988498101 14 120 SH   SOLE 0 120 0 0
Yum China Holdings Inc Com 98850P109 8 120 SH   SOLE 0 120 0 0
Zimmer Biomet Holdings Inc Com 98956P102 42 262 SH   SOLE 0 262 0 0
Zoetis Inc Com 98978V103 1,925 10,328 SH   SOLE 0 10,328 0 0
Zoetis Inc Com 98978V103 828 4,441 SH   DFND 0 4,441 0 0
Daimler AG Com D1668R123 40 450 SH   SOLE 0 450 0 0
Allegion PLC Com G0176J109 42 305 SH   SOLE 0 305 0 0
Eaton Corp PLC Com G29183103 3,497 23,602 SH   SOLE 0 23,602 0 0
Eaton Corp PLC Com G29183103 372 2,513 SH   DFND 0 2,513 0 0
Johnson Controls International PLC Com G51502105 41 600 SH   SOLE 0 600 0 0
Linde PLC Com G5494J103 72 250 SH   SOLE 0 250 0 0
Medtronic Holdings LTD Com G5960L103 4,148 33,417 SH   SOLE 0 33,417 0 0
Medtronic Holdings LTD Com G5960L103 1,102 8,876 SH   DFND 0 8,876 0 0
Aptiv PLC Com G6095L109 2,461 15,642 SH   SOLE 0 15,642 0 0
Aptiv PLC Com G6095L109 979 6,224 SH   DFND 0 6,224 0 0
Seadrill Ltd Com G7998G106 0 6 SH   SOLE 0 6 0 0
Trane Technologies Plc Com G8994E103 72 390 SH   SOLE 0 390 0 0
Alcon Inc Com H01301128 3 42 SH   SOLE 0 42 0 0
Chubb LTD Com H1467J104 29 180 SH   DFND 0 180 0 0
NPX Semiconductors NV Com N6596X109 12 58 SH   SOLE 0 58 0 0