The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 932 4,692 SH   SOLE   0 0 4,692
ALASKA AIR GROUP INC COM 011659109 875 14,512 SH   SOLE   0 0 14,512
ALLSTATE CORP COM 020002101 1,017 7,797 SH   SOLE   0 0 7,797
ALPHABET INC CAP STK CL A 02079K305 288 118 SH   SOLE   0 0 118
ALTRIA GROUP INC COM 02209S103 966 20,255 SH   SOLE   0 0 20,255
AMAZON COM INC COM 023135106 722 210 SH   SOLE   0 0 210
AMERICAN EXPRESS CO COM 025816109 295 1,788 SH   SOLE   0 0 1,788
AMGEN INC COM 031162100 1,141 4,679 SH   SOLE   0 0 4,679
APPLE INC COM 037833100 859 6,270 SH   SOLE   0 0 6,270
AT&T INC COM 00206R102 1,020 35,445 SH   SOLE   0 0 35,445
BERKSHIRE HATHAWAY INC DEL CL A 084670108 419 1 SH   SOLE   0 0 1
BIG LOTS INC COM 089302103 375 5,685 SH   SOLE   0 0 5,685
BORGWARNER INC COM 099724106 940 19,367 SH   SOLE   0 0 19,367
BROADCOM INC COM 11135F101 825 1,730 SH   SOLE   0 0 1,730
CAPITAL ONE FINL CORP COM 14040H105 1,593 10,301 SH   SOLE   0 0 10,301
CARDINAL HEALTH INC COM 14149Y108 877 15,362 SH   SOLE   0 0 15,362
CATERPILLAR INC COM 149123101 1,022 4,695 SH   SOLE   0 0 4,695
CIGNA CORP NEW COM 125523100 221 934 SH   SOLE   0 0 934
COCA COLA CO COM 191216100 288 5,325 SH   SOLE   0 0 5,325
COMCAST CORP NEW CL A 20030N101 829 14,537 SH   SOLE   0 0 14,537
COMERICA INC COM 200340107 1,337 18,748 SH   SOLE   0 0 18,748
CONSOLIDATED EDISON INC COM 209115104 393 5,478 SH   SOLE   0 0 5,478
DEVON ENERGY CORP NEW COM 25179M103 1,691 57,921 SH   SOLE   0 0 57,921
DROPBOX INC CL A 26210C104 930 30,673 SH   SOLE   0 0 30,673
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33742F100 208 850 SH   SOLE   0 0 850
FOOT LOCKER INC COM 344849104 1,292 20,958 SH   SOLE   0 0 20,958
FREEPORT-MCMORAN INC CL B 35671D857 1,619 43,621 SH   SOLE   0 0 43,621
GREENBRIER COS INC COM 393657101 1,079 24,760 SH   SOLE   0 0 24,760
HOME DEPOT INC COM 437076102 713 2,236 SH   SOLE   0 0 2,236
INVESCO ACTIVELY MANAGED ETF CNSRTV MLT AST 46090A309 418 30,407 SH   SOLE   0 0 30,407
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 2,037 132,984 SH   SOLE   0 0 132,984
ISHARES GOLD TR ISHARES NEW 464285204 1,517 44,996 SH   SOLE   0 0 44,996
ISHARES INC CORE MSCI EMKT 46434G103 251 3,749 SH   SOLE   0 0 3,749
ISHARES TR S&P MC 400VL ETF 464287705 9,247 87,786 SH   SOLE   0 0 87,786
ISHARES TR CORE S&P SCP ETF 464287804 375 3,320 SH   SOLE   0 0 3,320
ISHARES TR SP SMCP600VL ETF 464287879 9,434 89,480 SH   SOLE   0 0 89,480
ISHARES TR RUSSELL 2000 ETF 464287655 9,716 42,358 SH   SOLE   0 0 42,358
ISHARES TR RUS 2000 GRW ETF 464287648 9,980 32,019 SH   SOLE   0 0 32,019
ISHARES TR MSCI EAFE ETF 464287465 1,109 14,061 SH   SOLE   0 0 14,061
ISHARES TR MSCI EMG MKT ETF 464287234 1,899 34,434 SH   SOLE   0 0 34,434
ISHARES TR JPMORGAN USD EMG 464288281 3,020 26,855 SH   SOLE   0 0 26,855
ISHARES TR GRWT ALLOCAT ETF 464289867 650 11,615 SH   SOLE   0 0 11,615
ISHARES TR MSCI GBL MULTIFC 46434V316 2,179 57,187 SH   SOLE   0 0 57,187
JOHNSON & JOHNSON COM 478160104 1,923 11,672 SH   SOLE   0 0 11,672
JPMORGAN CHASE & CO COM 46625H100 204 1,311 SH   SOLE   0 0 1,311
KEYCORP COM 493267108 997 48,286 SH   SOLE   0 0 48,286
KROGER CO COM 501044101 826 21,568 SH   SOLE   0 0 21,568
L BRANDS INC COM 501797104 1,788 24,808 SH   SOLE   0 0 24,808
LEGGETT & PLATT INC COM 524660107 1,013 19,558 SH   SOLE   0 0 19,558
LOCKHEED MARTIN CORP COM 539830109 242 640 SH   SOLE   0 0 640
MARATHON OIL CORP COM 565849106 1,733 127,212 SH   SOLE   0 0 127,212
MCKESSON CORP COM 58155Q103 868 4,539 SH   SOLE   0 0 4,539
MERCK & CO INC COM 58933Y105 1,785 22,958 SH   SOLE   0 0 22,958
MICROSOFT CORP COM 594918104 653 2,409 SH   SOLE   0 0 2,409
MONDELEZ INTL INC CL A 609207105 729 11,680 SH   SOLE   0 0 11,680
NU SKIN ENTERPRISES INC CL A 67018T105 330 5,820 SH   SOLE   0 0 5,820
NUCOR CORP COM 670346105 1,536 16,016 SH   SOLE   0 0 16,016
NUTRIEN LTD COM 67077M108 1,215 20,042 SH   SOLE   0 0 20,042
PFIZER INC COM 717081103 893 22,811 SH   SOLE   0 0 22,811
PHILIP MORRIS INTL INC COM 718172109 1,734 17,498 SH   SOLE   0 0 17,498
PIONEER NAT RES CO COM 723787107 979 6,026 SH   SOLE   0 0 6,026
PROCTER AND GAMBLE CO COM 742718109 714 5,290 SH   SOLE   0 0 5,290
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,212 20,295 SH   SOLE   0 0 20,295
QUEST DIAGNOSTICS INC COM 74834L100 947 7,179 SH   SOLE   0 0 7,179
RAYTHEON TECHNOLOGIES CORP COM 75513E101 726 8,514 SH   SOLE   0 0 8,514
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,916 30,308 SH   SOLE   0 0 30,308
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 10,128 123,051 SH   SOLE   0 0 123,051
SELECT SECTOR SPDR TR ENERGY 81369Y506 10,561 196,049 SH   SOLE   0 0 196,049
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 10,698 291,579 SH   SOLE   0 0 291,579
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 10,809 105,555 SH   SOLE   0 0 105,555
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 364 2,464 SH   SOLE   0 0 2,464
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 320 4,574 SH   SOLE   0 0 4,574
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 660 5,237 SH   SOLE   0 0 5,237
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 338 1,895 SH   SOLE   0 0 1,895
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 568 7,020 SH   SOLE   0 0 7,020
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 9,207 18,752 SH   SOLE   0 0 18,752
TAPESTRY INC COM 876030107 1,648 37,912 SH   SOLE   0 0 37,912
TE CONNECTIVITY LTD REG SHS H84989104 369 2,730 SH   SOLE   0 0 2,730
TYSON FOODS INC CL A 902494103 881 11,948 SH   SOLE   0 0 11,948
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,461 6,254 SH   SOLE   0 0 6,254
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 218 4,230 SH   SOLE   0 0 4,230
WALGREENS BOOTS ALLIANCE INC COM 931427108 988 18,788 SH   SOLE   0 0 18,788