The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
KIWI PROPERTY GRP NPV COM 00BTDY2M7 8 10,000 SH   SOLE   10,000 0 0
AT&T INC COM 00206R102 1,398 48,570 SH   SOLE   41,774 0 6,796
AT&T INC COM 00206R102 32 1,100 SH   OTR   1,100 0 0
ABBOTT LABS COM 002824100 563 4,856 SH   SOLE   4,856 0 0
ABBVIE INC COM 00287Y109 489 4,342 SH   SOLE   4,342 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 832 1,421 SH   SOLE   1,421 0 0
ALPHABET INC CAP STK CL C 02079K107 602 240 SH   SOLE   240 0 0
ALPHABET INC CAP STK CL A 02079K305 383 157 SH   SOLE   157 0 0
AMAZON COM INC COM 023135106 915 266 SH   SOLE   266 0 0
AMAZON COM INC COM 023135106 34 10 SH   OTR   10 0 0
AMERICAN EXPRESS CO COM 025816109 288 1,742 SH   SOLE   1,742 0 0
AMGEN INC COM 031162100 438 1,796 SH   SOLE   1,796 0 0
APPLE INC COM 037833100 3,153 23,021 SH   SOLE   23,021 0 0
APPLE INC COM 037833100 15 108 SH   OTR   0 108 0
AUTOMATIC DATA PROCESSING IN COM 053015103 307 1,545 SH   SOLE   1,545 0 0
618 2ND AVE LP 05355A925 600 1 SH   SOLE   1 0 0
BK OF AMERICA CORP COM 060505104 226 5,470 SH   SOLE   5,470 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 611 2,197 SH   SOLE   2,197 0 0
BOEING CO COM 097023105 842 3,513 SH   SOLE   3,513 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 503 5,902 SH   SOLE   5,902 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 324 4,854 SH   SOLE   4,854 0 0
CSX CORP COM 126408103 423 13,200 SH   SOLE   13,200 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 284 5,839 SH   SOLE   5,839 0 0
CATERPILLAR INC COM 149123101 2,370 10,889 SH   SOLE   10,889 0 0
CHEVRON CORP NEW COM 166764100 642 6,128 SH   SOLE   6,128 0 0
CISCO SYS INC COM 17275R102 753 14,215 SH   SOLE   14,215 0 0
COCA COLA CO COM 191216100 551 10,177 SH   SOLE   10,177 0 0
COMCAST CORP NEW CL A 20030N101 843 14,789 SH   SOLE   12,783 0 2,006
CONOCOPHILLIPS COM 20825C104 365 6,001 SH   SOLE   6,001 0 0
COSTCO WHSL CORP NEW COM 22160K105 626 1,583 SH   SOLE   1,583 0 0
DEERE & CO COM 244199105 292 828 SH   SOLE   828 0 0
DISNEY WALT CO COM 254687106 797 4,535 SH   SOLE   4,535 0 0
DOMINION ENERGY INC COM 25746U109 1,015 13,801 SH   SOLE   13,801 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 564 5,709 SH   SOLE   5,709 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 30 300 SH   OTR   300 0 0
ETF SER SOLUTIONS VIDENT INTL EQ 26922A404 790 28,123 SH   SOLE   28,123 0 0
ETF SER SOLUTIONS VIDENTCORE EQ FD 26922A503 730 16,549 SH   SOLE   16,549 0 0
ETF SER SOLUTIONS VIDENT CORE US 26922A602 315 6,140 SH   SOLE   6,140 0 0
ESQUIN WINE STORAGE LLC LLC 29666A903 250 1 SH   SOLE   1 0 0
EVERSOURCE ENERGY COM 30040W108 201 2,506 SH   SOLE   2,506 0 0
EXXON MOBIL CORP COM 30231G102 1,145 18,153 SH   SOLE   18,153 0 0
FACEBOOK INC CL A 30303M102 250 720 SH   SOLE   720 0 0
GENERAL ELECTRIC CO COM 369604103 382 28,413 SH   SOLE   28,413 0 0
GOLDEN RAINBOW FREEDOM FUND COM 38077A907 455 1 SH   SOLE   1 0 0
GREENHUNTER RES INC COM 39530A104 0 10,200 SH   SOLE   10,200 0 0
HERSHEY CO COM 427866108 251 1,442 SH   SOLE   1,442 0 0
HOME DEPOT INC COM 437076102 1,910 5,991 SH   SOLE   5,991 0 0
HONEYWELL INTL INC COM 438516106 705 3,213 SH   SOLE   3,213 0 0
INTEL CORP COM 458140100 810 14,425 SH   SOLE   14,425 0 0
INTEL CORP COM 458140100 90 1,600 SH   OTR   1,600 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 4,372 29,824 SH   SOLE   29,749 0 75
INVESCO QQQ TR UNIT SER 1 46090E103 629 1,776 SH   SOLE   1,776 0 0
ISHARES GOLD TR ISHARES NEW 464285204 232 6,875 SH   SOLE   6,875 0 0
ISHARES TR CORE S&P500 ETF 464287200 654 1,522 SH   SOLE   1,522 0 0
ISHARES TR CORE US AGGBD ET 464287226 189,671 1,644,594 SH   SOLE   1,643,582 64 948
ISHARES TR CORE US AGGBD ET 464287226 128 1,110 SH   OTR   719 391 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,294 23,465 SH   SOLE   23,465 0 0
ISHARES TR IBOXX INV CP ETF 464287242 369 2,744 SH   SOLE   2,744 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 368,190 4,273,323 SH   SOLE   4,271,891 0 1,432
ISHARES TR 1 3 YR TREAS BD 464287457 402 4,669 SH   OTR   1,720 2,949 0
ISHARES TR MSCI EAFE ETF 464287465 5,290 67,070 SH   SOLE   66,520 0 550
ISHARES TR CORE S&P MCP ETF 464287507 184,599 686,930 SH   SOLE   686,669 23 238
ISHARES TR CORE S&P MCP ETF 464287507 122 453 SH   OTR   190 263 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,121 13,369 SH   SOLE   13,369 0 0
ISHARES TR RUS 1000 ETF 464287622 947 3,913 SH   SOLE   3,913 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 267 1,043 SH   SOLE   1,043 0 0
ISHARES TR S&P MC 400VL ETF 464287705 6,443 61,167 SH   SOLE   61,167 0 0
ISHARES TR CORE S&P SCP ETF 464287804 173,250 1,533,454 SH   SOLE   1,533,034 42 378
ISHARES TR CORE S&P SCP ETF 464287804 130 1,154 SH   OTR   469 685 0
ISHARES TR MSCI KLD400 SOC 464288570 589 7,108 SH   SOLE   7,108 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 530,584 9,680,431 SH   SOLE   9,678,569 275 1,587
ISHARES TR ISHS 1-5YR INVS 464288646 217 3,962 SH   OTR   2,562 1,400 0
ISHARES TR 3 7 YR TREAS BD 464288661 695 5,322 SH   SOLE   5,322 0 0
ISHARES TR MSCI USA ESG SLC 464288802 723 7,564 SH   SOLE   7,564 0 0
ISHARES TR CORE MSCI EAFE 46432F842 231,767 3,096,009 SH   SOLE   3,095,212 106 691
ISHARES TR CORE MSCI EAFE 46432F842 138 1,845 SH   OTR   911 934 0
ISHARES INC CORE MSCI EMKT 46434G103 184,040 2,747,281 SH   SOLE   2,746,391 113 777
ISHARES INC CORE MSCI EMKT 46434G103 120 1,795 SH   OTR   786 1,009 0
ISHARES TR CORE MSCI PAC 46434V696 436 6,572 SH   SOLE   6,572 0 0
ISHARES TR ESG AWARE MSCI 46435U663 202 5,000 SH   SOLE   5,000 0 0
JPMORGAN CHASE & CO COM 46625H100 1,116 7,176 SH   SOLE   7,176 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 18,974 373,954 SH   SOLE   373,954 0 0
4746 OHIO AVE SOUTH LP LP 47738A909 1,343 1 SH   SOLE   1 0 0
JOHNSON & JOHNSON COM 478160104 1,751 10,629 SH   SOLE   10,629 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 222 805 SH   SOLE   805 0 0
LILLY ELI & CO COM 532457108 266 1,158 SH   SOLE   1,158 0 0
LOCKHEED MARTIN CORP COM 539830109 371 980 SH   SOLE   980 0 0
MARATHON OIL CORP COM 565849106 302 22,149 SH   SOLE   22,149 0 0
MARATHON PETE CORP COM 56585A102 1,360 22,504 SH   SOLE   22,504 0 0
MCDONALDS CORP COM 580135101 1,227 5,314 SH   SOLE   5,314 0 0
MCDONALDS CORP COM 580135101 46 200 SH   OTR   200 0 0
MERCK & CO INC COM 58933Y105 382 4,908 SH   SOLE   4,908 0 0
MERCK & CO INC COM 58933Y105 31 400 SH   OTR   400 0 0
MICROSOFT CORP COM 594918104 8,347 30,813 SH   SOLE   30,813 0 0
MICROSOFT CORP COM 594918104 12 45 SH   OTR   0 45 0
NEXTERA ENERGY INC COM 65339F101 334 4,554 SH   SOLE   4,554 0 0
NIKE INC CL B 654106103 315 2,041 SH   SOLE   2,041 0 0
NORFOLK SOUTHN CORP COM 655844108 535 2,014 SH   SOLE   2,014 0 0
NVIDIA CORPORATION COM 67066G104 4,572 5,714 SH   SOLE   5,714 0 0
ORACLE CORP COM 68389X105 271 3,482 SH   SOLE   3,482 0 0
OTIS WORLDWIDE CORP COM 68902V107 292 3,573 SH   SOLE   3,573 0 0
PPG INDS INC COM 693506107 451 2,655 SH   SOLE   2,655 0 0
PEPSICO INC COM 713448108 963 6,501 SH   SOLE   6,501 0 0
PEPSICO INC COM 713448108 30 200 SH   OTR   200 0 0
PFIZER INC COM 717081103 942 24,054 SH   SOLE   24,054 0 0
PHILIP MORRIS INTL INC COM 718172109 248 2,507 SH   SOLE   2,507 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 61,643 1,119,566 SH   SOLE   1,119,123 0 443
PROCTER AND GAMBLE CO COM 742718109 1,285 9,523 SH   SOLE   9,523 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 354 4,154 SH   SOLE   4,154 0 0
S&P GLOBAL INC COM 78409V104 965 2,350 SH   SOLE   2,350 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 346,854 810,294 SH   SOLE   809,578 19 697
SPDR S&P 500 ETF TR TR UNIT 78462F103 230 537 SH   OTR   309 228 0
SPDR GOLD TR GOLD SHS 78463V107 1,744 10,528 SH   SOLE   10,528 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 148,219 4,735,436 SH   SOLE   4,734,486 0 950
SPDR SER TR PORTFOLIO SHORT 78464A474 64 2,039 SH   OTR   1,317 722 0
SOUTHERN CO COM 842587107 529 8,743 SH   SOLE   8,743 0 0
SOUTHERN CO COM 842587107 18 300 SH   OTR   300 0 0
STADIUM INNOVATION CENTER LP LP 85234A908 4,520 1 SH   SOLE   1 0 0
STARBUCKS CORP COM 855244109 1,003 8,969 SH   SOLE   8,969 0 0
T-MOBILE US INC COM 872590104 212 1,465 SH   SOLE   1,465 0 0
TARGET CORP COM 87612E106 539 2,231 SH   SOLE   2,231 0 0
3M CO COM 88579Y101 443 2,232 SH   SOLE   2,232 0 0
TRUIST FINL CORP COM 89832Q109 217 3,918 SH   SOLE   3,918 0 0
UNION PAC CORP COM 907818108 312 1,419 SH   SOLE   1,419 0 0
UNITEDHEALTH GROUP INC COM 91324P102 452 1,129 SH   SOLE   1,129 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 249 1,607 SH   SOLE   1,607 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 272 2,600 SH   SOLE   2,600 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 371 5,518 SH   SOLE   5,518 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 163,649 1,978,589 SH   SOLE   1,978,589 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 34,795 365,996 SH   SOLE   365,996 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 26,956 93,019 SH   SOLE   92,894 9 116
VANGUARD INDEX FDS MID CAP ETF 922908629 390 1,643 SH   SOLE   1,643 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 399 1,988 SH   SOLE   1,988 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 28,647 99,882 SH   SOLE   99,726 8 148
VANGUARD INDEX FDS VALUE ETF 922908744 367,368 2,672,544 SH   SOLE   2,671,868 114 562
VANGUARD INDEX FDS VALUE ETF 922908744 155 1,128 SH   OTR   572 556 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 796 3,574 SH   SOLE   3,574 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,642 29,313 SH   SOLE   26,939 0 2,374
VERIZON COMMUNICATIONS INC COM 92343V104 44 782 SH   OTR   782 0 0
VISA INC COM CL A 92826C839 250 1,070 SH   SOLE   1,070 0 0
WALMART INC COM 931142103 661 4,685 SH   SOLE   4,685 0 0
XYLEM INC COM 98419M100 363 3,025 SH   SOLE   2,925 0 100