The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 477 2,406 SH   SOLE   310 0 2,096
AGILENT TECHNOLOGIES INC COM 00846U101 972 6,573 SH   SOLE   0 0 6,573
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 279 6,000 SH   SOLE   0 0 6,000
ALPHABET INC CAP STK CL A 02079K305 293 120 SH   SOLE   0 0 120
ALTRIA GROUP INC COM 02209S103 444 9,315 SH   SOLE   8,501 0 814
AMAZON COM INC COM 023135106 705 205 SH   SOLE   35 0 170
AMDOCS LTD SHS G02602103 4,907 63,432 SH   SOLE   63,232 0 200
APPLE INC COM 037833100 5,184 37,856 SH   SOLE   28,624 0 9,232
APPLIED MATLS INC COM 038222105 433 3,038 SH   SOLE   0 0 3,038
ARCHER DANIELS MIDLAND CO COM 039483102 8,046 132,773 SH   SOLE   131,973 0 800
AT&T INC COM 00206R102 12,460 432,953 SH   SOLE   429,124 0 3,829
BANK NEW YORK MELLON CORP COM 064058100 7,567 147,709 SH   SOLE   146,709 0 1,000
BK OF AMERICA CORP COM 060505104 6,243 151,436 SH   SOLE   143,636 0 7,800
BLACKSTONE GROUP INC COM 09260D107 291 3,000 SH   SOLE   0 0 3,000
BRISTOL-MYERS SQUIBB CO COM 110122108 10,490 156,989 SH   SOLE   156,189 0 800
BROADCOM INC COM 11135F101 23,598 49,489 SH   SOLE   49,047 0 442
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 231 6,000 SH   SOLE   0 0 6,000
CAPITAL ONE FINL CORP COM 14040H105 3,704 23,945 SH   SOLE   23,645 0 300
CARNIVAL CORP UNIT 99/99/9999 143658300 829 31,437 SH   SOLE   31,337 0 100
CHEVRON CORP NEW COM 166764100 8,845 84,451 SH   SOLE   83,939 0 512
CISCO SYS INC COM 17275R102 16,108 303,928 SH   SOLE   296,970 0 6,958
COCA COLA CO COM 191216100 853 15,784 SH   SOLE   14,284 0 1,500
COMPASS MINERALS INTL INC COM 20451N101 5,067 85,515 SH   SOLE   85,015 0 500
CONOCOPHILLIPS COM 20825C104 9,643 158,343 SH   SOLE   157,543 0 800
COSTCO WHSL CORP NEW COM 22160K105 716 1,810 SH   SOLE   0 0 1,810
CSX CORP COM 126408103 247 7,725 SH   SOLE   7,500 0 225
CVS HEALTH CORP COM 126650100 16,138 193,418 SH   SOLE   192,618 0 800
DBX ETF TR XTKR MSCI EMRG 233051226 314 8,836 SH   SOLE   0 0 8,836
DBX ETF TR XTRACKERS MSCI 233051218 490 15,928 SH   SOLE   0 0 15,928
DBX ETF TR XTRACKERS S&P 233051143 1,690 44,754 SH   SOLE   0 0 44,754
DBX ETF TR XTRACKERS S&P MD 233051127 264 9,878 SH   SOLE   0 0 9,878
DBX ETF TR XTRACKERS SHRT 233051283 18,616 386,735 SH   SOLE   0 0 386,735
DEVON ENERGY CORP NEW COM 25179M103 2,458 84,217 SH   SOLE   83,117 0 1,100
DOW INC COM 260557103 7,910 125,010 SH   SOLE   124,710 0 300
DUKE ENERGY CORP NEW COM NEW 26441C204 10,748 108,881 SH   SOLE   108,581 0 300
EATON CORP PLC SHS G29183103 3,344 22,571 SH   SOLE   22,271 0 300
EMERSON ELEC CO COM 291011104 6,419 66,699 SH   SOLE   66,449 0 250
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 121 11,400 SH   SOLE   0 0 11,400
EXXON MOBIL CORP COM 30231G102 9,174 145,436 SH   SOLE   144,936 0 500
FACEBOOK INC CL A 30303M102 320 920 SH   SOLE   0 0 920
FEDEX CORP COM 31428X106 4,135 13,861 SH   SOLE   13,686 0 175
FIRST HORIZON CORPORATION COM 320517105 7,103 411,106 SH   SOLE   409,906 0 1,200
FORD MTR CO DEL COM 345370860 1,732 116,606 SH   SOLE   114,606 0 2,000
FREEPORT-MCMORAN INC CL B 35671D857 1,471 39,646 SH   SOLE   39,646 0 0
GENERAL ELECTRIC CO COM 369604103 1,087 80,822 SH   SOLE   78,069 0 2,753
GENUINE PARTS CO COM 372460105 10,276 81,256 SH   SOLE   81,031 0 225
GOLDMAN SACHS GROUP INC COM 38141G104 228 600 SH   SOLE   0 0 600
HIGHLAND INCOME FD HIGHLAND INCOME 43010E404 210 19,274 SH   SOLE   0 0 19,274
HP INC COM 40434L105 13,798 457,055 SH   SOLE   454,655 0 2,400
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 41,960 1,251,797 SH   SOLE   0 0 1,251,797
INGERSOLL RAND INC COM 45687V106 206 4,234 SH   SOLE   4,234 0 0
INTEL CORP COM 458140100 10,615 189,087 SH   SOLE   188,020 0 1,067
INTERNATIONAL BUSINESS MACHS COM 459200101 16,805 114,647 SH   SOLE   113,462 0 1,185
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 297 11,291 SH   SOLE   0 0 11,291
INVESCO QQQ TR UNIT SER 1 46090E103 67,913 191,609 SH   SOLE   0 0 191,609
ISHARES INC CORE MSCI EMKT 46434G103 6,655 99,341 SH   SOLE   0 0 99,341
ISHARES TR 3 7 YR TREAS BD 464288661 47,349 362,748 SH   SOLE   0 0 362,748
ISHARES TR CORE MSCI EAFE 46432F842 2,035 27,188 SH   SOLE   0 0 27,188
ISHARES TR CORE MSCI INTL 46435G326 11,732 173,940 SH   SOLE   0 0 173,940
ISHARES TR CORE S&P MCP ETF 464287507 31,061 115,582 SH   SOLE   0 0 115,582
ISHARES TR CORE S&P SCP ETF 464287804 9,290 82,220 SH   SOLE   0 0 82,220
ISHARES TR CORE S&P500 ETF 464287200 97,877 227,663 SH   SOLE   0 0 227,663
ISHARES TR CORE US AGGBD ET 464287226 667 5,785 SH   SOLE   0 0 5,785
ISHARES TR ESG AWR MSCI USA 46435G425 440 4,473 SH   SOLE   0 0 4,473
ISHARES TR ESG AWR US AGRGT 46435U549 2,326 42,042 SH   SOLE   0 0 42,042
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,282 49,220 SH   SOLE   0 0 49,220
ISHARES TR FLTG RATE NT ETF 46429B655 11,194 220,267 SH   SOLE   0 0 220,267
ISHARES TR IBOXX HI YD ETF 464288513 714 8,114 SH   SOLE   0 0 8,114
ISHARES TR ISHS 1-5YR INVS 464288646 238 4,346 SH   SOLE   0 0 4,346
ISHARES TR RUSSELL 2000 ETF 464287655 1,466 6,390 SH   SOLE   0 0 6,390
JOHNSON & JOHNSON COM 478160104 15,199 92,265 SH   SOLE   90,855 0 1,410
JPMORGAN CHASE & CO COM 46625H100 19,382 124,615 SH   SOLE   122,565 0 2,050
KELLOGG CO COM 487836108 13,600 211,414 SH   SOLE   210,514 0 900
KEYCORP COM 493267108 11,418 552,976 SH   SOLE   550,176 0 2,800
KIMBERLY-CLARK CORP COM 494368103 7,599 56,805 SH   SOLE   56,605 0 200
KOHLS CORP COM 500255104 6,682 121,257 SH   SOLE   120,557 0 699
LINCOLN NATL CORP IND COM 534187109 10,249 163,100 SH   SOLE   162,500 0 600
LOCKHEED MARTIN CORP COM 539830109 5,312 14,040 SH   SOLE   13,980 0 60
LUMEN TECHNOLOGIES INC COM 550241103 1,076 79,217 SH   SOLE   78,517 0 700
MCDONALDS CORP COM 580135101 1,092 4,728 SH   SOLE   0 0 4,728
MEDTRONIC PLC SHS G5960L103 4,392 35,385 SH   SOLE   35,285 0 100
MERCK & CO INC COM 58933Y105 13,752 176,835 SH   SOLE   176,135 0 700
METLIFE INC COM 59156R108 10,969 183,280 SH   SOLE   181,880 0 1,400
MICROSOFT CORP COM 594918104 4,916 18,146 SH   SOLE   16,196 0 1,950
MONDELEZ INTL INC CL A 609207105 8,055 129,010 SH   SOLE   128,083 0 927
MOSAIC CO NEW COM 61945C103 1,523 47,750 SH   SOLE   47,150 0 600
NATIONAL FUEL GAS CO COM 636180101 5,074 97,119 SH   SOLE   96,819 0 300
NETAPP INC COM 64110D104 327 4,000 SH   SOLE   0 0 4,000
NEXPOINT STRATEGIC OPPORTES COM NEW 65340G205 1,086 78,897 SH   SOLE   0 0 78,897
NORFOLK SOUTHN CORP COM 655844108 298 1,125 SH   SOLE   1,125 0 0
NUCOR CORP COM 670346105 14,564 151,819 SH   SOLE   151,119 0 700
NUSHARES ETF TR ESG HI TLD CRP 67092P854 853 34,373 SH   SOLE   0 0 34,373
NUSHARES ETF TR NUVEEN ESG US 67092P870 314 12,034 SH   SOLE   0 0 12,034
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107 205 19,191 SH   SOLE   0 0 19,191
ORGANON & CO COMMON STOCK 68622V106 6,874 227,192 SH   SOLE   225,822 0 1,370
PAYCHEX INC COM 704326107 343 3,200 SH   SOLE   0 0 3,200
PEOPLES UNITED FINANCIAL INC COM 712704105 6,009 350,610 SH   SOLE   349,510 0 1,100
PEPSICO INC COM 713448108 1,315 8,879 SH   SOLE   8,229 0 650
PFIZER INC COM 717081103 12,566 320,883 SH   SOLE   315,183 0 5,700
PHILIP MORRIS INTL INC COM 718172109 10,859 109,573 SH   SOLE   108,979 0 594
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 570 5,702 SH   SOLE   0 0 5,702
PPL CORP COM 69351T106 4,817 172,230 SH   SOLE   171,330 0 900
PRESIDIO PPTY TR INC COM CL A 74102L303 98 24,899 SH   SOLE   0 0 24,899
PROCTER AND GAMBLE CO COM 742718109 952 7,058 SH   SOLE   3,850 0 3,208
PRUDENTIAL FINL INC COM 744320102 8,234 80,359 SH   SOLE   80,040 0 319
QUALCOMM INC COM 747525103 876 6,128 SH   SOLE   0 0 6,128
RAYTHEON TECHNOLOGIES CORP COM 75513E101 13,754 161,228 SH   SOLE   160,578 0 650
REALTY INCOME CORP COM 756109104 200 3,000 SH   SOLE   0 0 3,000
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 9,177 236,354 SH   SOLE   234,954 0 1,400
SALESFORCE COM INC COM 79466L302 244 1,000 SH   SOLE   0 0 1,000
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 494 4,734 SH   SOLE   0 0 4,734
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 17,643 169,693 SH   SOLE   0 0 169,693
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,475 69,945 SH   SOLE   0 0 69,945
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,637 15,712 SH   SOLE   0 0 15,712
SIMON PPTY GROUP INC NEW COM 828806109 11,052 84,707 SH   SOLE   84,307 0 400
SKYWORKS SOLUTIONS INC COM 83088M102 488 2,547 SH   SOLE   0 0 2,547
SMUCKER J M CO COM NEW 832696405 6,732 51,962 SH   SOLE   51,837 0 125
SPDR GOLD TR GOLD SHS 78463V107 273 1,647 SH   SOLE   0 0 1,647
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,995 16,341 SH   SOLE   0 0 16,341
SPDR SER TR BLOMBERG BRC INV 78468R200 8,690 283,531 SH   SOLE   0 0 283,531
SPDR SER TR BLOOMBERG SRT TR 78468R408 29,442 1,067,506 SH   SOLE   0 0 1,067,506
SPDR SER TR PORTFOLIO INTRMD 78464A375 48,300 1,316,093 SH   SOLE   0 0 1,316,093
TAPESTRY INC COM 876030107 11,440 263,119 SH   SOLE   261,419 0 1,700
TARGET CORP COM 87612E106 2,327 9,627 SH   SOLE   9,527 0 100
TJX COS INC NEW COM 872540109 1,255 18,621 SH   SOLE   18,421 0 200
TRANE TECHNOLOGIES PLC SHS G8994E103 1,888 10,254 SH   SOLE   10,054 0 200
TRAVELERS COMPANIES INC COM 89417E109 2,329 15,561 SH   SOLE   15,511 0 50
TRUIST FINL CORP COM 89832Q109 11,075 199,550 SH   SOLE   198,400 0 1,150
TYSON FOODS INC CL A 902494103 7,525 102,025 SH   SOLE   101,675 0 350
UNITED PARCEL SERVICE INC CL B 911312106 2,264 10,887 SH   SOLE   320 0 10,567
US BANCORP DEL COM NEW 902973304 12,743 223,685 SH   SOLE   222,985 0 700
VANECK VECTORS ETF TR BDC INCOME ETF 92189F411 224 13,077 SH   SOLE   0 0 13,077
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 4,233 166,771 SH   SOLE   0 0 166,771
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 337 10,751 SH   SOLE   0 0 10,751
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,902 33,791 SH   SOLE   0 0 33,791
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,491 22,371 SH   SOLE   0 0 22,371
VANGUARD INDEX FDS MID CAP ETF 922908629 825 3,477 SH   SOLE   0 0 3,477
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 88,770 225,579 SH   SOLE   0 0 225,579
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,250 23,563 SH   SOLE   0 0 23,563
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,829 44,628 SH   SOLE   0 0 44,628
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 22,066 406,305 SH   SOLE   0 0 406,305
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 611 6,428 SH   SOLE   0 0 6,428
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 71,241 1,334,841 SH   SOLE   0 0 1,334,841
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,015 6,555 SH   SOLE   0 0 6,555
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 52,433 1,017,727 SH   SOLE   0 0 1,017,727
VANGUARD WORLD FDS INF TECH ETF 92204A702 225 563 SH   SOLE   0 0 563
VENTAS INC COM 92276F100 8,337 146,010 SH   SOLE   145,510 0 500
VERIZON COMMUNICATIONS INC COM 92343V104 7,709 137,608 SH   SOLE   134,293 0 3,315
VIACOMCBS INC CL B 92556H206 16,072 355,593 SH   SOLE   353,893 0 1,700
WALMART INC COM 931142103 2,876 20,400 SH   SOLE   17,977 0 2,423
WELLS FARGO CO NEW COM 949746101 12,127 267,778 SH   SOLE   263,683 0 4,095
WESTERN UN CO COM 959802109 999 43,511 SH   SOLE   42,811 0 700
WISDOMTREE TR CHINADIV EX FI 97717X719 5,997 88,990 SH   SOLE   0 0 88,990
WISDOMTREE TR EM EX ST-OWNED 97717X578 14,974 355,921 SH   SOLE   0 0 355,921