The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 2,801 97,312 SH   SOLE 0 97,240 0 72
AT&T Inc Com 00206R102 1 45 SH   DFND 0 45 0 0
Abbott Laboratories Com 002824100 9,638 83,140 SH   SOLE 0 81,854 0 1,286
Abbott Laboratories Com 002824100 120 1,031 SH   DFND 0 1,031 0 0
AbbVie Inc Com 00287Y109 5,488 48,725 SH   SOLE 0 48,534 0 191
AbbVie Inc Com 00287Y109 132 1,173 SH   DFND 0 1,173 0 0
Aberdeen Std Gold ETF Com 00326A104 431 25,380 SH   SOLE 0 25,380 0 0
Adobe Systems Inc Com 00724F101 1,120 1,912 SH   SOLE 0 1,912 0 0
Agilent Technologies Inc Com 00846U101 266 1,802 SH   SOLE 0 1,802 0 0
Air Products & Chemicals Inc Com 009158106 2,864 9,956 SH   SOLE 0 9,938 0 18
Air Products & Chemicals Inc Com 009158106 3 12 SH   DFND 0 12 0 0
Allstate Corp Com 020002101 760 5,825 SH   SOLE 0 5,825 0 0
Alphabet Inc-C Com 02079K107 3,459 1,380 SH   SOLE 0 1,380 0 0
Alphabet Inc-C Com 02079K107 150 60 SH   DFND 0 60 0 0
Alphabet Inc-A Com 02079K305 7,074 2,897 SH   SOLE 0 2,897 0 0
Alphabet Inc-A Com 02079K305 198 81 SH   DFND 0 81 0 0
Amazon.com Inc Com 023135106 8,999 2,616 SH   SOLE 0 2,616 0 0
Amazon.com Inc Com 023135106 69 20 SH   DFND 0 20 0 0
American Electric Power Co Inc Com 025537101 496 5,868 SH   SOLE 0 5,868 0 0
American Electric Power Co Inc Com 025537101 0 3 SH   DFND 0 3 0 0
American Express Co Com 025816109 1,145 6,928 SH   SOLE 0 6,928 0 0
American Express Co Com 025816109 47 287 SH   DFND 0 287 0 0
American Tower Corp Com 03027X100 391 1,449 SH   SOLE 0 1,449 0 0
American Water Works Co Inc Com 030420103 2,569 16,669 SH   SOLE 0 16,634 0 35
American Water Works Co Inc Com 030420103 90 587 SH   DFND 0 587 0 0
Amgen Inc Com 031162100 4,257 17,465 SH   SOLE 0 17,199 0 266
Amgen Inc Com 031162100 118 483 SH   DFND 0 483 0 0
Analog Devices Inc Com 032654105 2,866 16,649 SH   SOLE 0 16,616 0 33
Analog Devices Inc Com 032654105 106 615 SH   DFND 0 615 0 0
Apple Inc Com 037833100 28,807 210,334 SH   SOLE 0 209,942 0 392
Apple Inc Com 037833100 274 2,000 SH   DFND 0 2,000 0 0
ADR AstraZeneca PLC- II Sp Com 046353108 347 5,795 SH   SOLE 0 5,795 0 0
Automatic Data Processing Inc Com 053015103 1,522 7,663 SH   SOLE 0 7,568 0 95
Bank of America Corp Com 060505104 220 5,347 SH   SOLE 0 5,347 0 0
Bank of America Corp Com 060505104 13 311 SH   DFND 0 311 0 0
Baxter International Inc Com 071813109 2,731 33,931 SH   SOLE 0 33,753 0 178
Baxter International Inc Com 071813109 55 679 SH   DFND 0 679 0 0
Berkshire Hathaway Inc-A Com 084670108 837 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702 1,419 5,107 SH   SOLE 0 4,457 0 650
Berkshire Hathaway Inc-B Com 084670702 10 36 SH   DFND 0 36 0 0
Blackrock Inc Com 09247X101 1,347 1,539 SH   SOLE 0 1,538 0 1
Boeing Co/The Com 097023105 1,935 8,076 SH   SOLE 0 7,336 0 740
Boeing Co/The Com 097023105 31 131 SH   DFND 0 131 0 0
Bristol Myers Squibb Com 110122108 2,659 39,794 SH   SOLE 0 39,174 0 620
Bristol Myers Squibb Com 110122108 27 400 SH   DFND 0 400 0 0
Broadcom Inc Com 11135F101 262 550 SH   SOLE 0 550 0 0
Cigna Corp Com 125523100 291 1,228 SH   SOLE 0 1,228 0 0
Cigna Corp Com 125523100 1 4 SH   DFND 0 4 0 0
CME Group Inc Com 12572Q105 2,126 9,998 SH   SOLE 0 9,998 0 0
CME Group Inc Com 12572Q105 1 7 SH   DFND 0 7 0 0
CSX Corp Com 126408103 411 4,266 SH   SOLE 0 4,266 0 0
CVS Health Corp Com 126650100 2,280 27,326 SH   SOLE 0 25,290 0 2,036
CVS Health Corp Com 126650100 48 579 SH   DFND 0 579 0 0
Canadian Imperial Bank of Commerce Com 136069101 318 2,790 SH   SOLE 0 2,790 0 0
Canadian National Railway Co Com 136375102 207 1,961 SH   SOLE 0 1,961 0 0
Carrier Global Corp Com 14448C104 877 18,055 SH   SOLE 0 18,055 0 0
Carrier Global Corp Com 14448C104 17 347 SH   DFND 0 347 0 0
Caterpillar Inc Com 149123101 2,025 9,303 SH   SOLE 0 7,303 0 2,000
Chevron Corp Com 166764100 5,515 52,651 SH   SOLE 0 51,439 0 1,212
Chevron Corp Com 166764100 112 1,073 SH   DFND 0 823 0 250
Cincinnati Financial Corp Com 172062101 896 7,686 SH   SOLE 0 7,686 0 0
Cisco Systems Inc Com 17275R102 4,657 87,867 SH   SOLE 0 85,430 0 2,437
Cisco Systems Inc Com 17275R102 44 833 SH   DFND 0 833 0 0
Coca-Cola Co/The Com 191216100 5,177 95,681 SH   SOLE 0 95,681 0 0
Coca-Cola Co/The Com 191216100 112 2,073 SH   DFND 0 2,073 0 0
Cognizant Tech Solutions Corp-A Com 192446102 1,956 28,245 SH   SOLE 0 28,245 0 0
Cognizant Tech Solutions Corp-A Com 192446102 57 822 SH   DFND 0 822 0 0
Colgate-Palmolive Company Com 194162103 920 11,311 SH   SOLE 0 8,711 0 2,600
Comcast Corp-A Com 20030N101 2,287 40,101 SH   SOLE 0 40,049 0 52
Comcast Corp-A Com 20030N101 69 1,214 SH   DFND 0 1,214 0 0
ConocoPhillips Inc Com 20825C104 488 8,005 SH   SOLE 0 8,005 0 0
ConocoPhillips Inc Com 20825C104 0 3 SH   DFND 0 3 0 0
Costco Wholesale Corp Com 22160K105 2,000 5,054 SH   SOLE 0 5,054 0 0
Costco Wholesale Corp Com 22160K105 40 100 SH   DFND 0 100 0 0
Crown Castle Intl Corp Com 22822V101 1,002 5,134 SH   SOLE 0 5,134 0 0
Cummins Inc Com 231021106 303 1,242 SH   SOLE 0 1,242 0 0
CyrusOne Inc Com 23283R100 555 7,761 SH   SOLE 0 7,761 0 0
DTE Energy Co Com 233331107 202 1,556 SH   SOLE 0 1,556 0 0
DTE Energy Co Com 233331107 0 2 SH   DFND 0 2 0 0
Danaher Corp Com 235851102 9,889 36,850 SH   SOLE 0 36,850 0 0
Danaher Corp Com 235851102 166 618 SH   DFND 0 618 0 0
Darden Restaurants Inc Com 237194105 469 3,215 SH   SOLE 0 3,215 0 0
Darden Restaurants Inc Com 237194105 0 3 SH   DFND 0 3 0 0
Deere & Company Com 244199105 5,692 16,138 SH   SOLE 0 12,238 0 3,900
Dentsply Sirona Inc Com 24906P109 787 12,442 SH   SOLE 0 12,442 0 0
Dentsply Sirona Inc Com 24906P109 25 400 SH   DFND 0 400 0 0
Digital Realty Trust Inc Com 253868103 2,183 14,508 SH   SOLE 0 14,483 0 25
Digital Realty Trust Inc Com 253868103 81 537 SH   DFND 0 537 0 0
Disney Walt Co Com 254687106 9,505 54,077 SH   SOLE 0 54,077 0 0
Disney Walt Co Com 254687106 38 216 SH   DFND 0 216 0 0
Dominion Resources Inc/VA Com 25746U109 2,318 31,505 SH   SOLE 0 31,468 0 37
Dominion Resources Inc/VA Com 25746U109 90 1,223 SH   DFND 0 1,223 0 0
Dover Corp Com 260003108 522 3,464 SH   SOLE 0 3,464 0 0
Duke Energy Corp Com 26441C204 2,267 22,968 SH   SOLE 0 22,934 0 34
Duke Energy Corp Com 26441C204 2 24 SH   DFND 0 24 0 0
DuPont de Nemours Inc Com 26614N102 1,106 14,287 SH   SOLE 0 14,287 0 0
DuPont de Nemours Inc Com 26614N102 17 221 SH   DFND 0 221 0 0
Eastman Chemical Company Com 277432100 573 4,912 SH   SOLE 0 4,912 0 0
Emerson Electric Company Com 291011104 744 7,727 SH   SOLE 0 5,327 0 2,400
Enbridge Inc Com 29250N105 1,072 26,767 SH   SOLE 0 25,923 0 844
Enbridge Inc Com 29250N105 4 100 SH   DFND 0 100 0 0
Exelon Corp Com 30161N101 1,493 33,696 SH   SOLE 0 33,122 0 574
Exelon Corp Com 30161N101 73 1,657 SH   DFND 0 1,657 0 0
Exxon Mobil Corp Com 30231G102 3,637 57,661 SH   SOLE 0 54,327 0 3,334
Exxon Mobil Corp Com 30231G102 45 711 SH   DFND 0 411 0 300
Facebook Inc-A Com 30303M102 541 1,556 SH   SOLE 0 1,556 0 0
Federated Ultra Short Term Bond-I Com 31428Q747 10,446 1,132,992 SH   SOLE 0 1,132,992 0 0
Federated Ultra Short Term Bond-I Com 31428Q747 174 18,845 SH   DFND 0 10,660 0 8,185
Fifth Third Bancorp Com 316773100 1,685 44,079 SH   SOLE 0 37,679 0 6,400
Fortive Corp Com 34959J108 848 12,153 SH   SOLE 0 12,153 0 0
Fortive Corp Com 34959J108 21 300 SH   DFND 0 300 0 0
Franco-Nevada Corp Com 351858105 442 3,050 SH   SOLE 0 1,600 0 1,450
Franklin Electric Co Inc Com 353514102 226 2,800 SH   SOLE 0 1,200 0 1,600
Arthur J Gallagher & Co Com 363576109 2,771 19,782 SH   SOLE 0 19,735 0 47
Arthur J Gallagher & Co Com 363576109 113 810 SH   DFND 0 810 0 0
General Dynamics Corp Com 369550108 1,374 7,296 SH   SOLE 0 7,296 0 0
General Dynamics Corp Com 369550108 24 130 SH   DFND 0 130 0 0
General Electric Co Com 369604103 211 15,685 SH   SOLE 0 13,485 0 2,200
General Mills Inc Com 370334104 1,319 21,655 SH   SOLE 0 21,600 0 55
General Mills Inc Com 370334104 47 776 SH   DFND 0 776 0 0
Gilead Sciences Inc Com 375558103 1,259 18,277 SH   SOLE 0 18,277 0 0
Gilead Sciences Inc Com 375558103 1 20 SH   DFND 0 20 0 0
Goldman Sachs Group Inc Com 38141G104 707 1,862 SH   SOLE 0 1,862 0 0
Great Elm Capital Corp Com 390320109 41 11,622 SH   SOLE 0 11,622 0 0
Great Elm Group Inc Com 39037G109 34 15,000 SH   SOLE 0 15,000 0 0
HCA Healthcare Inc Com 40412C101 609 2,947 SH   SOLE 0 2,947 0 0
HCA Healthcare Inc Com 40412C101 3 13 SH   DFND 0 13 0 0
Hershey Co/The Com 427866108 597 3,425 SH   SOLE 0 3,425 0 0
Home Depot Inc Com 437076102 3,937 12,346 SH   SOLE 0 11,746 0 600
Honeywell International Inc Com 438516106 3,851 17,556 SH   SOLE 0 17,556 0 0
Honeywell International Inc Com 438516106 1 6 SH   DFND 0 6 0 0
Illinois Tool Works Inc Com 452308109 492 2,202 SH   SOLE 0 2,202 0 0
Intel Corp Com 458140100 6,600 117,564 SH   SOLE 0 116,619 0 945
Intel Corp Com 458140100 102 1,812 SH   DFND 0 1,812 0 0
IntercontinentalExchange Group Inc Com 45866F104 2,979 25,100 SH   SOLE 0 25,100 0 0
IntercontinentalExchange Group Inc Com 45866F104 45 375 SH   DFND 0 375 0 0
Intl Business Machines Corp Com 459200101 1,232 8,401 SH   SOLE 0 8,401 0 0
Invesco QQQ Trust Ser 1 ETF Com 46090E103 1,310 3,696 SH   SOLE 0 3,472 0 224
Invesco S&P 500 Equal Weight ETF Com 46137V357 336 2,230 SH   SOLE 0 2,230 0 0
iShares S&P 500 Index ETF Com 464287200 1,322 3,074 SH   SOLE 0 3,074 0 0
iShares S&P Midcap 400 Index ETF Com 464287507 934 3,475 SH   SOLE 0 3,475 0 0
iShares Core S&P Small-Cap ETF Com 464287804 4,165 36,866 SH   SOLE 0 36,866 0 0
JP Morgan Chase & Co Com 46625H100 11,249 72,324 SH   SOLE 0 72,294 0 30
JP Morgan Chase & Co Com 46625H100 146 938 SH   DFND 0 938 0 0
Johnson & Johnson Com 478160104 5,332 32,366 SH   SOLE 0 32,128 0 238
KLA Corp Com 482480100 264 814 SH   SOLE 0 814 0 0
KeyCorp Com 493267108 1,089 52,743 SH   SOLE 0 52,743 0 0
Kimberly-Clark Corp Com 494368103 1,789 13,371 SH   SOLE 0 13,347 0 24
Kimberly-Clark Corp Com 494368103 49 363 SH   DFND 0 363 0 0
Lam Research Corp Com 512807108 891 1,370 SH   SOLE 0 1,370 0 0
Estee Lauder Companies Inc/The-A Com 518439104 249 784 SH   SOLE 0 784 0 0
Lilly Eli & Co Com 532457108 5,871 25,581 SH   SOLE 0 25,071 0 510
Lilly Eli & Co Com 532457108 131 569 SH   DFND 0 569 0 0
Lockheed Martin Corp Com 539830109 2,807 7,418 SH   SOLE 0 7,409 0 9
Lockheed Martin Corp Com 539830109 2 6 SH   DFND 0 6 0 0
Loomis Sayles Strategic Income Y Com 543487250 6,871 480,168 SH   SOLE 0 473,990 0 6,178
Loomis Sayles Strategic Income Y Com 543487250 911 63,686 SH   DFND 0 63,686 0 0
Lowe's Companies Inc Com 548661107 6,433 33,167 SH   SOLE 0 33,167 0 0
Lowe's Companies Inc Com 548661107 100 516 SH   DFND 0 516 0 0
Marathon Petroleum Corp Com 56585A102 207 3,426 SH   SOLE 0 3,426 0 0
Marsh & McLennan Co Inc Com 571748102 1,036 7,362 SH   SOLE 0 7,362 0 0
MasterCard Inc-A Com 57636Q104 1,042 2,855 SH   SOLE 0 2,855 0 0
McDonalds Corp Com 580135101 6,789 29,392 SH   SOLE 0 29,250 0 142
McDonalds Corp Com 580135101 48 209 SH   DFND 0 209 0 0
McKesson Corp Com 58155Q103 2,204 11,524 SH   SOLE 0 11,524 0 0
McKesson Corp Com 58155Q103 43 225 SH   DFND 0 225 0 0
Merck & Co Inc Com 58933Y105 4,839 62,226 SH   SOLE 0 62,181 0 45
Merck & Co Inc Com 58933Y105 89 1,139 SH   DFND 0 1,139 0 0
Metlife Inc Com 59156R108 1,529 25,551 SH   SOLE 0 25,524 0 27
Metlife Inc Com 59156R108 1 13 SH   DFND 0 13 0 0
Microsoft Corp Com 594918104 33,913 125,186 SH   SOLE 0 125,148 0 38
Microsoft Corp Com 594918104 515 1,901 SH   DFND 0 1,901 0 0
Microchip Technology Inc Com 595017104 5,877 39,247 SH   SOLE 0 39,247 0 0
Microchip Technology Inc Com 595017104 138 924 SH   DFND 0 924 0 0
Mondelez International Inc Com 609207105 654 10,481 SH   SOLE 0 10,481 0 0
Moody's Corp Com 615369105 2,446 6,750 SH   SOLE 0 6,750 0 0
Morgan Stanley Com 617446448 1,069 11,663 SH   SOLE 0 11,663 0 0
Morgan Stanley Com 617446448 16 176 SH   DFND 0 176 0 0
ADR Nestle SA- I Sp Com 641069406 212 1,700 SH   SOLE 0 1,700 0 0
Netflix Inc Com 64110L106 368 697 SH   SOLE 0 697 0 0
NextEra Energy Inc Com 65339F101 6,141 83,805 SH   SOLE 0 82,197 0 1,608
NextEra Energy Inc Com 65339F101 103 1,408 SH   DFND 0 1,408 0 0
Nike Inc-B Com 654106103 8,626 55,836 SH   SOLE 0 55,836 0 0
Nike Inc-B Com 654106103 129 834 SH   DFND 0 834 0 0
Norfolk Southern Corp Com 655844108 9,032 34,031 SH   SOLE 0 34,009 0 22
Norfolk Southern Corp Com 655844108 145 546 SH   DFND 0 546 0 0
Northern Ultra-Short Fixed Income Fund Com 665162467 23,389 2,266,328 SH   SOLE 0 2,214,713 0 51,614
Northern Ultra-Short Fixed Income Fund Com 665162467 748 72,517 SH   DFND 0 63,230 0 9,287
Northern Trust Corp Com 665859104 267 2,313 SH   SOLE 0 2,313 0 0
Northrop Grumman Corp Com 666807102 291 802 SH   SOLE 0 802 0 0
ADR Novartis AG- II Sp Com 66987V109 2,017 22,104 SH   SOLE 0 20,771 0 1,333
ADR Novartis AG- II Sp Com 66987V109 34 370 SH   DFND 0 370 0 0
Nvidia Corp Com 67066G104 2,176 2,720 SH   SOLE 0 2,680 0 40
Omnicom Group Inc Com 681919106 1,031 12,886 SH   SOLE 0 12,848 0 38
Omnicom Group Inc Com 681919106 73 914 SH   DFND 0 914 0 0
Oracle Corporation Com 68389X105 7,630 98,022 SH   SOLE 0 98,022 0 0
Oracle Corporation Com 68389X105 68 878 SH   DFND 0 878 0 0
Otis Worldwide Corp Com 68902V107 1,088 13,301 SH   SOLE 0 13,289 0 12
Otis Worldwide Corp Com 68902V107 14 173 SH   DFND 0 173 0 0
PIMCO Total Return Institutional Fund Com 693390700 1,220 117,569 SH   SOLE 0 117,569 0 0
Palo Alto Networks Inc Com 697435105 3,110 8,382 SH   SOLE 0 8,382 0 0
Parnassus Fixed-Income Fund Com 701769200 2,142 122,183 SH   SOLE 0 122,183 0 0
Parnassus Fixed-Income Fund Com 701769200 238 13,570 SH   DFND 0 13,570 0 0
PepsiCo Inc Com 713448108 6,995 47,206 SH   SOLE 0 47,180 0 26
PepsiCo Inc Com 713448108 94 634 SH   DFND 0 634 0 0
Pfizer Inc Com 717081103 4,224 107,855 SH   SOLE 0 103,776 0 4,079
Pfizer Inc Com 717081103 2 47 SH   DFND 0 47 0 0
Philip Morris International Com 718172109 340 3,433 SH   SOLE 0 3,433 0 0
Phillips 66 Com 718546104 460 5,359 SH   SOLE 0 5,359 0 0
T Rowe Price Group Inc Com 74144T108 533 2,694 SH   SOLE 0 2,694 0 0
T Rowe Price High Yield-Inv Com 741481105 3,244 483,485 SH   SOLE 0 483,485 0 0
Procter & Gamble Co Com 742718109 10,127 75,053 SH   SOLE 0 74,322 0 731
Procter & Gamble Co Com 742718109 177 1,310 SH   DFND 0 1,310 0 0
Qualcomm Inc Com 747525103 6,477 45,316 SH   SOLE 0 44,803 0 513
Qualcomm Inc Com 747525103 172 1,206 SH   DFND 0 1,206 0 0
Raymond James Financial Inc Com 754730109 758 5,835 SH   SOLE 0 5,835 0 0
Rayonier Inc Com 754907103 347 9,663 SH   SOLE 0 7,413 0 2,250
Rayonier Inc Com 754907103 26 717 SH   DFND 0 717 0 0
T Rowe Price Real Estate Fund Com 779919109 676 34,647 SH   SOLE 0 34,647 0 0
T Rowe Price Real Estate Fund Com 779919109 4 206 SH   DFND 0 206 0 0
ADR Royal Dutch Shell-A - II Sp Com 780259206 879 21,758 SH   SOLE 0 21,711 0 47
ADR Royal Dutch Shell-A - II Sp Com 780259206 1 27 SH   DFND 0 27 0 0
S&P Global Inc Com 78409V104 254 618 SH   SOLE 0 618 0 0
SPDR Gold Shares ETF Com 78463V107 601 3,627 SH   SOLE 0 3,627 0 0
Salesforce.com Inc Com 79466L302 4,141 16,954 SH   SOLE 0 16,954 0 0
Salesforce.com Inc Com 79466L302 56 230 SH   DFND 0 230 0 0
Schlumberger Ltd Com 806857108 1,402 43,808 SH   SOLE 0 36,166 0 7,642
Schlumberger Ltd Com 806857108 16 494 SH   DFND 0 494 0 0
Smith (AO) Corp Com 831865209 1,560 21,654 SH   SOLE 0 21,654 0 0
JM Smucker Co/The Com 832696405 214 1,648 SH   SOLE 0 1,648 0 0
Southern Co/The Com 842587107 461 7,612 SH   SOLE 0 5,887 0 1,725
Starbucks Corp Com 855244109 2,523 22,565 SH   SOLE 0 22,565 0 0
Starbucks Corp Com 855244109 47 423 SH   DFND 0 423 0 0
Stryker Corp Com 863667101 344 1,324 SH   SOLE 0 1,324 0 0
Sysco Corp Com 871829107 324 4,172 SH   SOLE 0 4,172 0 0
Sysco Corp Com 871829107 39 500 SH   DFND 0 500 0 0
TJX Companies Inc Com 872540109 656 9,733 SH   SOLE 0 9,733 0 0
Target Corp Com 87612E106 3,675 15,203 SH   SOLE 0 15,203 0 0
Tesla Inc Com 88160R101 640 942 SH   SOLE 0 942 0 0
Texas Instruments Inc Com 882508104 770 4,005 SH   SOLE 0 4,005 0 0
Thermo Fisher Scientific Inc Com 883556102 323 640 SH   SOLE 0 640 0 0
3M Company Com 88579Y101 2,367 11,915 SH   SOLE 0 11,915 0 0
Travelers Cos Inc/The Com 89417E109 563 3,761 SH   SOLE 0 3,761 0 0
Truist Financial Corp Com 89832Q109 2,582 46,527 SH   SOLE 0 46,469 0 58
US Bancorp Com 902973304 490 8,595 SH   SOLE 0 8,595 0 0
Union Pacific Corp Com 907818108 3,222 14,650 SH   SOLE 0 11,550 0 3,100
United Parcel Service-B Com 911312106 2,824 13,579 SH   SOLE 0 13,554 0 25
United Parcel Service-B Com 911312106 114 549 SH   DFND 0 549 0 0
UnitedHealth Group Inc Com 91324P102 908 2,267 SH   SOLE 0 2,267 0 0
Vanguard Wellesley Income-Adm Com 921938205 222 3,112 SH   SOLE 0 650 0 2,462
Vanguard High-Yield Corp-Adm Com 922031760 257 42,988 SH   SOLE 0 42,988 0 0
Vanguard Short-Term Federal-Adm Com 922031844 74,281 6,789,884 SH   SOLE 0 6,694,187 0 95,698
Vanguard Short-Term Federal-Adm Com 922031844 12,372 1,130,927 SH   DFND 0 1,130,927 0 0
Verizon Communications Inc Com 92343V104 4,082 72,855 SH   SOLE 0 71,619 0 1,236
Verizon Communications Inc Com 92343V104 96 1,717 SH   DFND 0 1,717 0 0
Visa Inc-A Com 92826C839 355 1,518 SH   SOLE 0 1,518 0 0
WEC Energy Group Inc Com 92939U106 466 5,243 SH   SOLE 0 5,243 0 0
Walmart Inc Com 931142103 1,835 13,009 SH   SOLE 0 13,009 0 0
Walgreens Boots Alliance Inc Com 931427108 312 5,924 SH   SOLE 0 5,924 0 0
Waste Management Inc Com 94106L109 2,254 16,085 SH   SOLE 0 16,048 0 37
Waste Management Inc Com 94106L109 3 22 SH   DFND 0 22 0 0
Wells Fargo & Co Com 949746101 1,724 38,059 SH   SOLE 0 38,059 0 0
Wells Fargo & Co Com 949746101 56 1,237 SH   DFND 0 1,237 0 0
Welltower Inc Com 95040Q104 8,730 105,053 SH   SOLE 0 101,595 0 3,458
Welltower Inc Com 95040Q104 138 1,657 SH   DFND 0 657 0 1,000
Weyerhaeuser Co Com 962166104 1,880 54,623 SH   SOLE 0 48,303 0 6,320
Weyerhaeuser Co Com 962166104 39 1,120 SH   DFND 0 0 0 1,120
Wheaton Precious Metals Corp Com 962879102 317 7,200 SH   SOLE 0 4,350 0 2,850
Xilinx Inc Com 983919101 3,175 21,954 SH   SOLE 0 21,915 0 39
Xilinx Inc Com 983919101 109 753 SH   DFND 0 753 0 0
Yum! Brands Inc Com 988498101 425 3,692 SH   SOLE 0 3,692 0 0
Zimmer Biomet Holdings Inc Com 98956P102 872 5,423 SH   SOLE 0 5,423 0 0
Zoetis Inc Com 98978V103 359 1,928 SH   SOLE 0 1,328 0 600
Cohen & Steers Quality Income Realty Fund Inc Com BKC47L109 0 30,000 SH   SOLE 0 30,000 0 0
Accenture PLC-A Com G1151C101 551 1,870 SH   SOLE 0 1,870 0 0
Eaton Corp PLC Com G29183103 2,291 15,464 SH   SOLE 0 15,427 0 37
Eaton Corp PLC Com G29183103 118 794 SH   DFND 0 794 0 0
Everest Re Group Ltd Com G3223R108 1,450 5,754 SH   SOLE 0 5,754 0 0
Everest Re Group Ltd Com G3223R108 38 150 SH   DFND 0 150 0 0
Johnson Controls Intl PLC Com G51502105 1,989 28,978 SH   SOLE 0 28,909 0 69
Johnson Controls Intl PLC Com G51502105 115 1,674 SH   DFND 0 1,674 0 0
Medtronic PLC Com G5960L103 1,672 13,470 SH   SOLE 0 13,470 0 0
Medtronic PLC Com G5960L103 34 275 SH   DFND 0 275 0 0
Rayonier Fractional share Com HFE907109 0 50,000 SH   SOLE 0 50,000 0 0
RMR Real Estate Inc Fd Pacific fractional shs Com HGK70B105 0 52,500 SH   SOLE 0 52,500 0 0