The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 335 2,794 SH   SOLE   0 0 2,794
ABBVIE INC COM 00287Y109 284 2,626 SH   SOLE   0 0 2,626
ADOBE SYSTEMS INCORPORATED COM 00724F101 243 511 SH   SOLE   0 0 511
AEGON N V NY REGISTRY SHS 007924103 94 19,861 SH   SOLE   0 0 19,861
AERCAP HOLDINGS NV SHS N00985106 689 11,725 SH   SOLE   0 0 11,725
AES CORP COM 00130H105 1,228 45,810 SH   SOLE   0 0 45,810
ALPHABET INC CAP STK CL A 02079K305 1,190 577 SH   SOLE   0 0 577
ALPHABET INC CAP STK CL C 02079K107 1,789 865 SH   SOLE   0 0 865
AMAZON COM INC COM 023135106 2,290 740 SH   SOLE   0 0 740
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1,633 24,855 SH   SOLE   0 0 24,855
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 5,077 83,915 SH   SOLE   0 0 83,915
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 724 11,641 SH   SOLE   0 0 11,641
AMERICAN CENTY ETF TR US EQT ETF 025072885 7,756 111,827 SH   SOLE   0 0 111,827
AMERICAN CENTY ETF TR US SML CP VALU 025072877 10,042 139,068 SH   SOLE   0 0 139,068
AMERICAN EXPRESS CO COM 025816109 971 6,866 SH   SOLE   0 0 6,866
AMGEN INC COM 031162100 609 2,449 SH   SOLE   0 0 2,449
APPLE INC COM 037833100 7,620 62,380 SH   SOLE   0 0 62,380
ASML HOLDING N V N Y REGISTRY SHS N07059210 572 927 SH   SOLE   0 0 927
ASTRAZENECA PLC SPONSORED ADR 046353108 387 7,785 SH   SOLE   0 0 7,785
AT&T INC COM 00206R102 224 7,386 SH   SOLE   0 0 7,386
AUTODESK INC COM 052769106 313 1,130 SH   SOLE   0 0 1,130
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 126 24,200 SH   SOLE   0 0 24,200
BANCO SANTANDER S.A. ADR 05964H105 86 25,012 SH   SOLE   0 0 25,012
BARCLAYS PLC ADR 06738E204 156 15,274 SH   SOLE   0 0 15,274
BARRICK GOLD CORP COM 067901108 470 23,720 SH   SOLE   0 0 23,720
BERKSHIRE HATHAWAY INC DEL CL A 084670108 386 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 543 2,125 SH   SOLE   0 0 2,125
BHP GROUP LTD SPONSORED ADS 088606108 958 13,811 SH   SOLE   0 0 13,811
BIOGEN INC COM 09062X103 210 751 SH   SOLE   0 0 751
BK OF AMERICA CORP COM 060505104 223 5,752 SH   SOLE   0 0 5,752
BLACKROCK INC COM 09247X101 1,105 1,465 SH   SOLE   0 0 1,465
BLOOM ENERGY CORP COM CL A 093712107 280 10,342 SH   SOLE   0 0 10,342
BOEING CO COM 097023105 796 3,124 SH   SOLE   0 0 3,124
BOOKING HOLDINGS INC COM 09857L108 273 117 SH   SOLE   0 0 117
BP PLC SPONSORED ADR 055622104 523 21,463 SH   SOLE   0 0 21,463
BRISTOL-MYERS SQUIBB CO COM 110122108 642 10,174 SH   SOLE   0 0 10,174
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 238 6,153 SH   SOLE   0 0 6,153
BROADCOM INC COM 11135F101 457 986 SH   SOLE   0 0 986
CAMECO CORP COM 13321L108 815 49,074 SH   SOLE   0 0 49,074
CARNIVAL CORP UNIT 99/99/9999 143658300 387 14,597 SH   SOLE   0 0 14,597
CHEVRON CORP NEW COM 166764100 328 3,130 SH   SOLE   0 0 3,130
CISCO SYS INC COM 17275R102 915 17,698 SH   SOLE   0 0 17,698
CLEVELAND-CLIFFS INC NEW COM 185899101 256 12,710 SH   SOLE   0 0 12,710
COCA COLA CO COM 191216100 247 4,680 SH   SOLE   0 0 4,680
COMCAST CORP NEW CL A 20030N101 1,230 22,726 SH   SOLE   0 0 22,726
CONCENTRIX CORP COM 20602D101 685 4,577 SH   SOLE   0 0 4,577
COSTCO WHSL CORP NEW COM 22160K105 415 1,178 SH   SOLE   0 0 1,178
CYRUSONE INC COM 23283R100 384 5,674 SH   SOLE   0 0 5,674
DAVITA INC COM 23918K108 280 2,597 SH   SOLE   0 0 2,597
DIAGEO PLC SPON ADR NEW 25243Q205 262 1,597 SH   SOLE   0 0 1,597
DISNEY WALT CO COM 254687106 405 2,194 SH   SOLE   0 0 2,194
DOCUSIGN INC COM 256163106 13,001 64,218 SH   SOLE   0 0 64,218
DUKE ENERGY CORP NEW COM NEW 26441C204 227 2,353 SH   SOLE   0 0 2,353
EATON VANCE TAX MNGED BUY WR COM 27828X100 787 50,025 SH   SOLE   0 0 50,025
EPAM SYS INC COM 29414B104 779 1,963 SH   SOLE   0 0 1,963
EXXON MOBIL CORP COM 30231G102 308 5,509 SH   SOLE   0 0 5,509
FACEBOOK INC CL A 30303M102 935 3,174 SH   SOLE   0 0 3,174
FASTLY INC CL A 31188V100 666 9,898 SH   SOLE   0 0 9,898
FIRST REP BK SAN FRANCISCO C COM 33616C100 731 4,383 SH   SOLE   0 0 4,383
GENERAL ELECTRIC CO COM 369604103 186 14,159 SH   SOLE   0 0 14,159
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 938 18,475 SH   SOLE   0 0 18,475
HEWLETT PACKARD ENTERPRISE C COM 42824C109 790 50,160 SH   SOLE   0 0 50,160
HOME DEPOT INC COM 437076102 456 1,495 SH   SOLE   0 0 1,495
HSBC HLDGS PLC SPON ADR NEW 404280406 243 8,328 SH   SOLE   0 0 8,328
HYRECAR INC COM 44916T107 2,336 238,330 SH   SOLE   0 0 238,330
ILLUMINA INC COM 452327109 321 837 SH   SOLE   0 0 837
ING GROEP N.V. SPONSORED ADR 456837103 174 14,237 SH   SOLE   0 0 14,237
INTEL CORP COM 458140100 674 10,527 SH   SOLE   0 0 10,527
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 4,554 16,876 SH   SOLE   0 0 16,876
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 15,388 108,623 SH   SOLE   0 0 108,623
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 429 2,609 SH   SOLE   0 0 2,609
ISHARES GOLD TR ISHARES 464285105 12,633 776,921 SH   SOLE   0 0 776,921
ISHARES INC CORE MSCI EMKT 46434G103 3,978 61,805 SH   SOLE   0 0 61,805
ISHARES TR CORE INTL AGGR 46435G672 1,535 27,981 SH   SOLE   0 0 27,981
ISHARES TR CORE MSCI EAFE 46432F842 12,617 175,109 SH   SOLE   0 0 175,109
ISHARES TR CORE S&P MCP ETF 464287507 437 1,680 SH   SOLE   0 0 1,680
ISHARES TR CORE S&P SCP ETF 464287804 390 3,594 SH   SOLE   0 0 3,594
ISHARES TR CORE S&P500 ETF 464287200 1,852 4,655 SH   SOLE   0 0 4,655
ISHARES TR CORE US AGGBD ET 464287226 438 3,848 SH   SOLE   0 0 3,848
ISHARES TR EAFE SML CP ETF 464288273 593 8,250 SH   SOLE   0 0 8,250
ISHARES TR FLTG RATE NT ETF 46429B655 813 16,011 SH   SOLE   0 0 16,011
ISHARES TR MSCI EMG MKT ETF 464287234 275 5,150 SH   SOLE   0 0 5,150
ISHARES TR MSCI EURO FL ETF 464289180 405 21,000 SH   SOLE   0 0 21,000
ISHARES TR PFD AND INCM SEC 464288687 891 23,206 SH   SOLE   0 0 23,206
ISHARES TR RUS 1000 GRW ETF 464287614 486 2,000 SH   SOLE   0 0 2,000
ISHARES TR RUSSELL 2000 ETF 464287655 1,459 6,602 SH   SOLE   0 0 6,602
ISHARES TR SELECT DIVID ETF 464287168 212 1,855 SH   SOLE   0 0 1,855
ISHARES TR U.S. REAL ES ETF 464287739 1,513 16,451 SH   SOLE   0 0 16,451
JOHNSON & JOHNSON COM 478160104 1,136 6,911 SH   SOLE   0 0 6,911
JPMORGAN CHASE & CO COM 46625H100 1,432 9,409 SH   SOLE   0 0 9,409
KKR & CO INC COM 48251W104 511 10,455 SH   SOLE   0 0 10,455
KKR INCOME OPPORTUNITIES FD COM 48249T106 4,110 259,786 SH   SOLE   0 0 259,786
LILLY ELI & CO COM 532457108 382 2,045 SH   SOLE   0 0 2,045
LYFT INC CL A COM 55087P104 2,088 33,053 SH   SOLE   0 0 33,053
MACYS INC COM 55616P104 179 11,082 SH   SOLE   0 0 11,082
MASTERCARD INCORPORATED CL A 57636Q104 336 943 SH   SOLE   0 0 943
MCDONALDS CORP COM 580135101 251 1,119 SH   SOLE   0 0 1,119
MEDTRONIC PLC SHS G5960L103 366 3,097 SH   SOLE   0 0 3,097
MERCK & CO. INC COM 58933Y105 781 10,137 SH   SOLE   0 0 10,137
MICROSOFT CORP COM 594918104 3,286 13,935 SH   SOLE   0 0 13,935
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 195 36,187 SH   SOLE   0 0 36,187
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 143 49,219 SH   SOLE   0 0 49,219
MORGAN STANLEY COM NEW 617446448 1,347 17,348 SH   SOLE   0 0 17,348
NETFLIX INC COM 64110L106 964 1,847 SH   SOLE   0 0 1,847
NEW YORK MTG TR INC COM PAR $.02 649604501 53 11,893 SH   SOLE   0 0 11,893
NEWMONT CORP COM 651639106 717 11,902 SH   SOLE   0 0 11,902
NEXTERA ENERGY INC COM 65339F101 213 2,812 SH   SOLE   0 0 2,812
NOMURA HLDGS INC SPONSORED ADR 65535H208 99 18,417 SH   SOLE   0 0 18,417
NOVARTIS AG SPONSORED ADR 66987V109 447 5,230 SH   SOLE   0 0 5,230
NOVO-NORDISK A S ADR 670100205 314 4,661 SH   SOLE   0 0 4,661
NVIDIA CORPORATION COM 67066G104 364 681 SH   SOLE   0 0 681
ORACLE CORP COM 68389X105 769 10,953 SH   SOLE   0 0 10,953
PALANTIR TECHNOLOGIES INC CL A 69608A108 1,236 53,056 SH   SOLE   0 0 53,056
PAYPAL HLDGS INC COM 70450Y103 416 1,713 SH   SOLE   0 0 1,713
PEPSICO INC COM 713448108 213 1,506 SH   SOLE   0 0 1,506
PFIZER INC COM 717081103 274 7,556 SH   SOLE   0 0 7,556
PHILIP MORRIS INTL INC COM 718172109 658 7,418 SH   SOLE   0 0 7,418
PHILLIPS 66 COM 718546104 368 4,514 SH   SOLE   0 0 4,514
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 944 9,259 SH   SOLE   0 0 9,259
PROCTER AND GAMBLE CO COM 742718109 825 6,092 SH   SOLE   0 0 6,092
QUALCOMM INC COM 747525103 437 3,296 SH   SOLE   0 0 3,296
RIO TINTO PLC SPONSORED ADR 767204100 243 3,125 SH   SOLE   0 0 3,125
ROSS STORES INC COM 778296103 705 5,879 SH   SOLE   0 0 5,879
SAFEGUARD SCIENTIFICS INC COM NEW 786449207 68 10,000 SH   SOLE   0 0 10,000
SALESFORCE COM INC COM 79466L302 841 3,970 SH   SOLE   0 0 3,970
SANOFI SPONSORED ADR 80105N105 325 6,571 SH   SOLE   0 0 6,571
SAP SE SPON ADR 803054204 300 2,447 SH   SOLE   0 0 2,447
SCHWAB CHARLES CORP COM 808513105 976 14,979 SH   SOLE   0 0 14,979
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 424 4,259 SH   SOLE   0 0 4,259
SEAGATE TECHNOLOGY PLC SHS G7945M107 219 2,848 SH   SOLE   0 0 2,848
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 5,322 54,060 SH   SOLE   0 0 54,060
SONY CORP SPONSORED ADR 835699307 345 3,253 SH   SOLE   0 0 3,253
SOUTHWESTERN ENERGY CO COM 845467109 100 21,579 SH   SOLE   0 0 21,579
SPDR GOLD TR GOLD SHS 78463V107 325 2,029 SH   SOLE   0 0 2,029
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 1,077 21,437 SH   SOLE   0 0 21,437
SPDR S&P 500 ETF TR TR UNIT 78462F103 344 867 SH   SOLE   0 0 867
SPDR S&P 500 ETF TR TR UNIT 78462F103 38 2,000 SH Put SOLE   0 0 2,000
SPDR SER TR BLMBRG BRC CNVRT 78464A359 701 8,408 SH   SOLE   0 0 8,408
SPDR SER TR S&P DIVID ETF 78464A763 9,898 83,862 SH   SOLE   0 0 83,862
SPLUNK INC COM 848637104 407 3,006 SH   SOLE   0 0 3,006
SQUARE INC CL A 852234103 244 1,073 SH   SOLE   0 0 1,073
STARBUCKS CORP COM 855244109 300 2,746 SH   SOLE   0 0 2,746
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 244 33,699 SH   SOLE   0 0 33,699
SYSCO CORP COM 871829107 576 7,316 SH   SOLE   0 0 7,316
TE CONNECTIVITY LTD REG SHS H84989104 218 1,687 SH   SOLE   0 0 1,687
TELEFONICA S A SPONSORED ADR 879382208 78 17,265 SH   SOLE   0 0 17,265
TERRENO RLTY CORP COM 88146M101 1,468 25,405 SH   SOLE   0 0 25,405
TESLA INC COM 88160R101 5,076 7,599 SH   SOLE   0 0 7,599
THERMO FISHER SCIENTIFIC INC COM 883556102 204 448 SH   SOLE   0 0 448
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 396 2,540 SH   SOLE   0 0 2,540
TWILIO INC CL A 90138F102 5,504 16,151 SH   SOLE   0 0 16,151
TWITTER INC COM 90184L102 460 7,224 SH   SOLE   0 0 7,224
UBER TECHNOLOGIES INC COM 90353T100 863 15,829 SH   SOLE   0 0 15,829
UBS GROUP AG SHS H42097107 198 12,730 SH   SOLE   0 0 12,730
UNILEVER PLC SPON ADR NEW 904767704 355 6,355 SH   SOLE   0 0 6,355
UNION PAC CORP COM 907818108 203 920 SH   SOLE   0 0 920
UNITED PARCEL SERVICE INC CL B 911312106 243 1,431 SH   SOLE   0 0 1,431
UNITEDHEALTH GROUP INC COM 91324P102 759 2,039 SH   SOLE   0 0 2,039
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,719 20,291 SH   SOLE   0 0 20,291
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 822 4,648 SH   SOLE   0 0 4,648
VANGUARD INDEX FDS MID CAP ETF 922908629 11,660 52,680 SH   SOLE   0 0 52,680
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 270 2,941 SH   SOLE   0 0 2,941
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,535 49,211 SH   SOLE   0 0 49,211
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,675 22,618 SH   SOLE   0 0 22,618
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,013 33,173 SH   SOLE   0 0 33,173
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,611 127,016 SH   SOLE   0 0 127,016
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,690 28,744 SH   SOLE   0 0 28,744
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,289 23,119 SH   SOLE   0 0 23,119
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,669 71,185 SH   SOLE   0 0 71,185
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,031 11,082 SH   SOLE   0 0 11,082
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 679 4,615 SH   SOLE   0 0 4,615
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 421 8,573 SH   SOLE   0 0 8,573
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5,312 52,544 SH   SOLE   0 0 52,544
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,952 17,278 SH   SOLE   0 0 17,278
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,682 9,725 SH   SOLE   0 0 9,725
VERIZON COMMUNICATIONS INC COM 92343V104 491 8,438 SH   SOLE   0 0 8,438
VERTEX PHARMACEUTICALS INC COM 92532F100 325 1,513 SH   SOLE   0 0 1,513
VINCERX PHARMA INC COM NEW 92731L106 31,231 1,618,199 SH   SOLE   0 0 1,618,199
VISA INC COM CL A 92826C839 452 2,134 SH   SOLE   0 0 2,134
WALMART INC COM 931142103 273 2,008 SH   SOLE   0 0 2,008
WELLS FARGO CO NEW COM 949746101 851 21,777 SH   SOLE   0 0 21,777
WESTPAC BANKING CORP SPONSORED ADR 961214301 258 13,896 SH   SOLE   0 0 13,896
WORKIVA INC COM CL A 98139A105 441 5,000 SH   SOLE   0 0 5,000
ZOETIS INC CL A 98978V103 591 3,752 SH   SOLE   0 0 3,752
ZUORA INC COM CL A 98983V106 935 63,167 SH   SOLE   0 0 63,167