The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 1,130 5,869 SH   SOLE 1, 2 0 0 5,869
ABBOTT LABS COM COM 002824100 2,135 17,817 SH   SOLE 1, 2 0 0 17,817
ABBVIE INC COM COM 00287Y109 2,786 25,750 SH   SOLE 1, 2, 3 0 0 25,750
ACCENTURE PLC IRELAND SHS CLASS A COM G1151C101 2,182 7,901 SH   SOLE 1, 2 0 0 7,901
ACTIVISION BLIZZARD INC COM COM 00507V109 397 4,271 SH   SOLE 1, 2 0 0 4,271
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 1,831 3,853 SH   SOLE 1, 2 0 0 3,853
ADVANCED MICRO DEVICES INC COM COM 007903107 400 5,100 SH   SOLE 1, 2 0 0 5,100
AGILENT TECHNOLOGIES INC COM COM 00846U101 237 1,866 SH   SOLE 1, 2 0 0 1,866
AIR PRODS & CHEMS INC COM COM 009158106 268 954 SH   SOLE 1, 2 0 0 954
ALERIAN MLP ETF COM 00162Q452 982 32,217 SH   SOLE 0 0 0 32,217
ALLIANCE DATA SYSTEMS CORP COM COM 018581108 545 4,870 SH   SOLE 1, 2 0 0 4,870
ALPHABET INC CAP STK CL A COM 02079K305 5,711 2,769 SH   SOLE 1, 2 0 0 2,769
ALPHABET INC CAP STK CL C COM 02079K107 9,176 4,436 SH   SOLE 1, 2, 3 0 0 4,436
ALTRIA GROUP INC COM COM 02209S103 497 9,732 SH   SOLE 1, 2 0 0 9,732
AMAZON COM INC COM COM 023135106 16,333 5,279 SH   SOLE 1, 2 0 0 5,279
AMERICAN EXPRESS CO COM COM 025816109 366 2,591 SH   SOLE 1, 2 0 0 2,591
AMETEK INC COM COM 031100100 1,130 8,852 SH   SOLE 1 0 0 8,852
AMGEN INC COM COM 031162100 3,919 15,751 SH   SOLE 1, 2, 3 0 0 15,751
ANSYS INC COM COM 03662Q105 383 1,129 SH   SOLE 0 0 0 1,129
ANTHEM INC COM COM 036752103 265 740 SH   SOLE 1, 2 0 0 740
AON PLC SHS CL A COM G0403H108 536 2,331 SH   SOLE 1, 2 0 0 2,331
APPLE INC COM COM 037833100 23,672 193,799 SH   SOLE 1, 2, 3 0 0 193,799
APPLIED MATLS INC COM COM 038222105 233 1,748 SH   SOLE 1, 2 0 0 1,748
ARCHER DANIELS MIDLAND CO COM COM 039483102 540 9,474 SH   SOLE 1, 2 0 0 9,474
ARK FINTECH INNOVATION ETF COM 00214Q708 225 4,418 SH   SOLE 0 0 0 4,418
ARK GENOMIC REVOLUTION ETF COM 00214Q302 304 3,436 SH   SOLE 0 0 0 3,436
ARK INNOVATION ETF COM 00214Q104 419 3,494 SH   SOLE 0 0 0 3,494
ARROW FINL CORP COM COM 042744102 730 21,924 SH   SOLE 0 0 0 21,924
AT&T INC COM COM 00206R102 1,746 57,684 SH   SOLE 1, 2 0 0 57,684
AUTOMATIC DATA PROCESSING INC COM COM 053015103 407 2,151 SH   SOLE 1, 3 0 0 2,151
AUTOZONE INC COM COM 053332102 300 214 SH   SOLE 1, 2 0 0 214
AVERY DENNISON CORP COM COM 053611109 289 1,575 SH   SOLE 2 0 0 1,575
AZURRX BIOPHARMA INC COM COM 05502L105 93 69,835 SH   SOLE 0 0 0 69,835
BANK NEW YORK MELLON CORP COM COM 064058100 249 5,270 SH   SOLE 1, 2 0 0 5,270
BAXTER INTL INC COM COM 071813109 379 4,488 SH   SOLE 1, 2 0 0 4,488
BECTON DICKINSON & CO COM COM 075887109 601 2,473 SH   SOLE 1, 2 0 0 2,473
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108 771 2 SH   SOLE 0 0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 11,695 45,779 SH   SOLE 1, 2, 3 0 0 45,779
BIOGEN INC COM COM 09062X103 208 746 SH   SOLE 1, 2 0 0 746
BK OF AMERICA CORP COM COM 060505104 1,113 28,780 SH   SOLE 1, 2 0 0 28,780
BLACKROCK INC COM COM 09247X101 706 937 SH   SOLE 1, 2 0 0 937
BLACKSTONE GROUP INC COM COM 09260D107 2,974 39,908 SH   SOLE 3 0 0 39,908
BLOOM ENERGY CORP COM CL A COM 093712107 917 33,930 SH   SOLE 1 0 0 33,930
BOEING CO COM COM 097023105 1,099 4,318 SH   SOLE 1, 2 0 0 4,318
BOOKING HOLDINGS INC COM COM 09857L108 789 339 SH   SOLE 1, 2 0 0 339
BRISTOL-MYERS SQUIBB CO COM COM 110122108 866 13,723 SH   SOLE 1, 2 0 0 13,723
BROADCOM INC COM COM 11135F101 409 883 SH   SOLE 1, 2 0 0 883
CAMPBELL SOUP CO COM COM 134429109 1,238 24,636 SH   SOLE 1, 3 0 0 24,636
CANTALOUPE INC COM COM 90328S500 768 65,554 SH   SOLE 0 0 0 65,554
CATERPILLAR INC COM COM 149123101 725 3,130 SH   SOLE 1, 2 0 0 3,130
CB FINL SVCS INC COM COM 12479G101 1,334 60,306 SH   SOLE 0 0 0 60,306
CELANESE CORP DEL COM COM 150870103 801 5,350 SH   SOLE 1, 2, 3 0 0 5,350
CERNER CORP COM COM 156782104 216 3,014 SH   SOLE 1, 2 0 0 3,014
CHARTER COMMUNICATIONS INC NEW CL A COM 16119P108 246 400 SH   SOLE 1, 2 0 0 400
CHEVRON CORP NEW COM COM 166764100 1,493 14,252 SH   SOLE 1, 2 0 0 14,252
CIGNA CORP NEW COM COM 125523100 462 1,915 SH   SOLE 1, 2 0 0 1,915
CISCO SYS INC COM COM 17275R102 5,739 110,994 SH   SOLE 1, 2, 3 0 0 110,994
CITIGROUP INC COM NEW COM 172967424 336 4,627 SH   SOLE 1, 2 0 0 4,627
CITIZENS FINL GROUP INC COM COM 174610105 436 9,884 SH   SOLE 2 0 0 9,884
CLOROX CO DEL COM COM 189054109 1,336 6,927 SH   SOLE 1, 2 0 0 6,927
COCA COLA CO COM COM 191216100 2,503 47,113 SH   SOLE 1, 2 0 0 47,113
COMCAST CORP NEW CL A COM 20030N101 4,241 78,385 SH   SOLE 1, 2, 3 0 0 78,385
COMMERCIAL NATL FINL CORP PA COM COM 202217105 1,899 101,603 SH   SOLE 0 0 0 101,603
COMMUNITY BK SYS INC COM COM 203607106 34,645 449,126 SH   SOLE 0 0 0 449,126
CONOCOPHILLIPS COM COM 20825C104 1,533 28,945 SH   SOLE 1, 2 0 0 28,945
CONSTELLATION BRANDS INC CL A COM 21036P108 346 1,521 SH   SOLE 1, 2 0 0 1,521
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND COM 81369Y407 323 1,922 SH   SOLE 0 0 0 1,922
CONSUMER STAPLES SELECT SECTOR SPDR FUND COM 81369Y308 3,833 56,124 SH   SOLE 0 0 0 56,124
COPART INC COM COM 217204106 216 1,991 SH   SOLE 2 0 0 1,991
COSTCO WHSL CORP NEW COM COM 22160K105 619 1,758 SH   SOLE 1, 2 0 0 1,758
CVS HEALTH CORP COM COM 126650100 801 10,659 SH   SOLE 1, 2 0 0 10,659
DANAHER CORPORATION COM COM 235851102 575 2,555 SH   SOLE 1, 2 0 0 2,555
DEERE & CO COM COM 244199105 660 1,765 SH   SOLE 1 0 0 1,765
DELTA AIR LINES INC DEL COM NEW COM 247361702 209 4,329 SH   SOLE 1, 2 0 0 4,329
DISCOVERY INC COM SER A COM 25470F104 218 5,033 SH   SOLE 2 0 0 5,033
DISCOVERY INC COM SER C COM 25470F302 372 10,086 SH   SOLE 1 0 0 10,086
DISNEY WALT CO COM COM 254687106 2,482 13,456 SH   SOLE 1, 2 0 0 13,456
DOLLAR GEN CORP NEW COM COM 256677105 483 2,387 SH   SOLE 1, 2 0 0 2,387
DOMINION ENERGY INC COM COM 25746U109 236 3,114 SH   SOLE 1 0 0 3,114
DUPONT DE NEMOURS INC COM COM 26614N102 544 7,051 SH   SOLE 1, 2 0 0 7,051
ECOLAB INC COM COM 278865100 495 2,309 SH   SOLE 1, 2 0 0 2,309
EDWARDS LIFESCIENCES CORP COM COM 28176E108 231 2,762 SH   SOLE 1, 2 0 0 2,762
EMERSON ELEC CO COM COM 291011104 968 10,738 SH   SOLE 1, 2, 3 0 0 10,738
ENERGY SELECT SECTOR SPDR FUND COM 81369Y506 726 14,799 SH   SOLE 0 0 0 14,799
ENTEGRIS INC COM COM 29362U104 250 2,241 SH   SOLE 1 0 0 2,241
EQT CORP COM COM 26884L109 672 36,180 SH   SOLE 1, 2 0 0 36,180
ETFMG ALTERNATIVE HARVEST ETF COM 26924G508 223 9,742 SH   SOLE 0 0 0 9,742
EXXON MOBIL CORP COM COM 30231G102 3,533 63,282 SH   SOLE 1, 2 0 0 63,282
FACEBOOK INC CL A COM 30303M102 7,229 24,546 SH   SOLE 1, 2 0 0 24,546
FASTENAL CO COM COM 311900104 413 8,220 SH   SOLE 1, 2 0 0 8,220
FEDEX CORP COM COM 31428X106 327 1,151 SH   SOLE 1, 2 0 0 1,151
FINANCIAL SELECT SECTOR SPDR FUND COM 81369Y605 3,101 91,092 SH   SOLE 0 0 0 91,092
FIRST COMWLTH FINL CORP PA COM COM 319829107 17,198 1,196,811 SH   SOLE 0 0 0 1,196,811
FISERV INC COM COM 337738108 300 2,523 SH   SOLE 1, 2 0 0 2,523
FLEETCOR TECHNOLOGIES INC COM COM 339041105 212 790 SH   SOLE 1, 2 0 0 790
FLOWER ONE HLDGS INC ORD SHS COM 34348Q102 3 15,000 SH   SOLE 0 0 0 15,000
FNCB BANCORP INC COM COM 302578109 168 22,297 SH   SOLE 0 0 0 22,297
GENERAL ELECTRIC CO COM COM 369604103 349 26,585 SH   SOLE 1, 2 0 0 26,585
GILEAD SCIENCES INC COM COM 375558103 357 5,535 SH   SOLE 1, 2 0 0 5,535
GLOBAL PMTS INC COM COM 37940X102 263 1,306 SH   SOLE 1, 2 0 0 1,306
GOLDMAN SACHS GROUP INC COM COM 38141G104 448 1,371 SH   SOLE 1, 2 0 0 1,371
GRAYSCALE BITCOIN TR BTC SHS COM 389637109 211 4,221 SH   SOLE 0 0 0 4,221
HEALTH CARE SELECT SECTOR SPDR FUND COM 81369Y209 3,793 32,497 SH   SOLE 0 0 0 32,497
HOME DEPOT INC COM COM 437076102 2,379 7,795 SH   SOLE 1, 2 0 0 7,795
HONEYWELL INTL INC COM COM 438516106 3,747 17,263 SH   SOLE 1, 2, 3 0 0 17,263
HUNTINGTON BANCSHARES INC COM COM 446150104 245 15,448 SH   SOLE 1, 2 0 0 15,448
ILLINOIS TOOL WKS INC COM COM 452308109 1,137 5,110 SH   SOLE 1, 2 0 0 5,110
INDUSTRIAL SELECT SECTOR SPDR FUND COM 81369Y704 2,832 28,774 SH   SOLE 0 0 0 28,774
INTEL CORP COM COM 458140100 2,931 45,812 SH   SOLE 1, 2, 3 0 0 45,812
INTERCONTINENTAL EXCHANGE INC COM COM 45866F104 262 2,347 SH   SOLE 1, 2 0 0 2,347
INTERNATIONAL BUSINESS MACHS COM COM 459200101 951 7,138 SH   SOLE 1, 2 0 0 7,138
INVESCO QQQ TRUST COM 46090E103 286 897 SH   SOLE 0 0 0 897
IQVIA HLDGS INC COM COM 46266C105 233 1,210 SH   SOLE 1, 2 0 0 1,210
ISHARES CORE MSCI EAFE ETF COM 46432F842 8,958 124,336 SH   SOLE 0 0 0 124,336
ISHARES CORE MSCI EMERGING MARKETS ETF COM 46434G103 15,037 233,640 SH   SOLE 0 0 0 233,640
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF COM 46432F834 248 3,542 SH   SOLE 0 0 0 3,542
ISHARES CORE S&P 500 ETF COM 464287200 8,694 21,856 SH   SOLE 0 0 0 21,856
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF COM 464287150 354 3,871 SH   SOLE 0 0 0 3,871
ISHARES CORE U.S. AGGREGATE BOND ETF COM 464287226 686 6,028 SH   SOLE 0 0 0 6,028
ISHARES GLOBAL INFRASTRUCTURE ETF COM 464288372 13,212 293,163 SH   SOLE 0 0 0 293,163
ISHARES GLOBAL REIT ETF COM 46434V647 7,706 302,469 SH   SOLE 0 0 0 302,469
ISHARES MSCI ACWI EX US INDEX FUND COM 464288240 223 4,057 SH   SOLE 0 0 0 4,057
ISHARES MSCI ACWI INDEX FUND COM 464288257 17,640 185,399 SH   SOLE 0 0 0 185,399
ISHARES MSCI EAFE ETF COM 464287465 12,902 170,059 SH   SOLE 0 0 0 170,059
ISHARES MSCI EAFE MIN VOL FACTOR ETF COM 46429B689 45,880 628,591 SH   SOLE 0 0 0 628,591
ISHARES MSCI EMERGING MARKETS ETF COM 464287234 6,150 115,301 SH   SOLE 0 0 0 115,301
ISHARES NATIONAL MUNI BOND ETF COM 464288414 8,644 74,492 SH   SOLE 0 0 0 74,492
ISHARES PREFERRED AND INCOME SECURITIES ETF COM 464288687 711 18,539 SH   SOLE 0 0 0 18,539
ISHARES RUSSELL 1000 ETF COM 464287622 1,956 8,742 SH   SOLE 0 0 0 8,742
ISHARES RUSSELL 1000 GROWTH ETF COM 464287614 155,261 638,824 SH   SOLE 0 0 0 638,824
ISHARES RUSSELL 1000 VALUE ETF COM 464287598 123,793 816,818 SH   SOLE 0 0 0 816,818
ISHARES RUSSELL 2000 ETF COM 464287655 894 4,047 SH   SOLE 0 0 0 4,047
ISHARES RUSSELL 2000 GROWTH ETF COM 464287648 32,578 108,326 SH   SOLE 0 0 0 108,326
ISHARES RUSSELL 2000 VALUE ETF COM 464287630 30,086 188,652 SH   SOLE 0 0 0 188,652
ISHARES RUSSELL 3000 ETF COM 464287689 20,378 85,901 SH   SOLE 0 0 0 85,901
ISHARES RUSSELL MID-CAP ETF COM 464287499 533 7,218 SH   SOLE 0 0 0 7,218
ISHARES S&P 100 ETF COM 464287101 1,294 7,196 SH   SOLE 0 0 0 7,196
ISHARES S&P 500 GROWTH ETF COM 464287309 224 3,448 SH   SOLE 0 0 0 3,448
ISHARES S&P MIDCAP FUND COM 464287507 4,595 17,654 SH   SOLE 0 0 0 17,654
ISHARES S&P SMALL-CAP FUND COM 464287804 2,224 20,492 SH   SOLE 0 0 0 20,492
ISHARES SELECT DIVIDEND ETF COM 464287168 554 4,856 SH   SOLE 0 0 0 4,856
ISHARES U.S. REAL ESTATE ETF COM 464287739 847 9,215 SH   SOLE 0 0 0 9,215
JERICHO ENERGY VENTURES INC COM COM 476367107 156 221,100 SH   SOLE 0 0 0 221,100
JOHNSON & JOHNSON COM COM 478160104 5,382 32,748 SH   SOLE 1, 2, 3 0 0 32,748
JPMORGAN CHASE & CO COM COM 46625H100 4,851 31,867 SH   SOLE 1, 2, 3 0 0 31,867
KEYCORP COM COM 493267108 752 37,646 SH   SOLE 1, 2 0 0 37,646
KIMBERLY-CLARK CORP COM COM 494368103 243 1,739 SH   SOLE 1, 2 0 0 1,739
KIRKLAND LAKE GOLD LTD COM COM 49741E100 407 12,000 SH   SOLE 0 0 0 12,000
KLA CORP COM NEW COM 482480100 244 741 SH   SOLE 1, 2 0 0 741
KRAFT HEINZ CO COM COM 500754106 538 13,473 SH   SOLE 1, 2 0 0 13,473
LAM RESEARCH CORP COM COM 512807108 251 421 SH   SOLE 1, 2 0 0 421
LAUDER ESTEE COS INC CL A COM 518439104 235 810 SH   SOLE 1, 2 0 0 810
LIBERTY BROADBAND CORP COM SER A COM 530307107 307 2,117 SH   SOLE 1, 2 0 0 2,117
LIBERTY BROADBAND CORP COM SER C COM 530307305 888 5,919 SH   SOLE 1, 2 0 0 5,919
LIBERTY GLOBAL PLC SHS CL C COM G5480U120 439 17,200 SH   SOLE 0 0 0 17,200
LIBERTY MEDIA CORP DEL COM A SIRIUSXM COM 531229409 340 7,719 SH   SOLE 1, 2 0 0 7,719
LIBERTY MEDIA CORP DEL COM C SIRIUSXM COM 531229607 638 14,479 SH   SOLE 2 0 0 14,479
LILLY ELI & CO COM COM 532457108 1,011 5,414 SH   SOLE 1, 2 0 0 5,414
LINCOLN NATL CORP IND COM COM 534187109 308 4,948 SH   SOLE 1 0 0 4,948
LINDE PLC SHS COM G5494J103 212 759 SH   SOLE 1, 2 0 0 759
LIONS GATE ENTMNT CORP CL A VTG COM 535919401 244 16,338 SH   SOLE 1 0 0 16,338
LLOYDS BANKING GROUP PLC SHS COM G5533W248 38 65,000 SH   SOLE 0 0 0 65,000
LOCKHEED MARTIN CORP COM COM 539830109 443 1,200 SH   SOLE 1, 2 0 0 1,200
LOWES COS INC COM COM 548661107 1,729 9,096 SH   SOLE 1, 2 0 0 9,096
LULULEMON ATHLETICA INC COM COM 550021109 207 675 SH   SOLE 1, 2 0 0 675
LYFT INC CL A COM COM 55087P104 339 5,379 SH   SOLE 1 0 0 5,379
M & T BK CORP COM COM 55261F104 1,233 8,136 SH   SOLE 1 0 0 8,136
MARYJANE GROUP INC COM COM 57388Q104 0 1,350,000 SH   SOLE 0 0 0 1,350,000
MASTERCARD INCORPORATED CL A COM 57636Q104 1,902 5,343 SH   SOLE 1, 2, 3 0 0 5,343
MATERIALS SELECT SECTOR SPDR FUND COM 81369Y100 2,225 28,241 SH   SOLE 0 0 0 28,241
MATTHEWS INTL CORP CL A COM 577128101 304 7,711 SH   SOLE 1 0 0 7,711
MCDONALDS CORP COM COM 580135101 1,843 8,226 SH   SOLE 1, 2, 3 0 0 8,226
MEDTRONIC PLC SHS COM G5960L103 632 5,329 SH   SOLE 1, 2 0 0 5,329
MERCK & CO. INC COM COM 58933Y105 2,046 26,328 SH   SOLE 1, 2 0 0 26,328
MICROSOFT CORP COM COM 594918104 17,858 75,743 SH   SOLE 1, 2, 3 0 0 75,743
MICROSTRATEGY INC CL A NEW COM 594972408 291 429 SH   SOLE 1 0 0 429
MONDELEZ INTL INC CL A COM 609207105 1,001 17,026 SH   SOLE 1, 2, 3 0 0 17,026
MONSTER BEVERAGE CORP NEW COM COM 61174X109 628 6,898 SH   SOLE 1, 2 0 0 6,898
MOODYS CORP COM COM 615369105 604 2,026 SH   SOLE 1, 2, 3 0 0 2,026
MORGAN STANLEY COM NEW COM 617446448 418 5,393 SH   SOLE 1, 2 0 0 5,393
MSA SAFETY INC COM COM 553498106 8,488 56,580 SH   SOLE 1, 2 0 0 56,580
NATIONAL FUEL GAS CO COM COM 636180101 232 4,611 SH   SOLE 1, 2 0 0 4,611
NATWEST GROUP PLC SHS COM G6422B105 32 12,000 SH   SOLE 0 0 0 12,000
NETFLIX INC COM COM 64110L106 2,243 4,301 SH   SOLE 1, 2 0 0 4,301
NEXTERA ENERGY INC COM COM 65339F101 556 7,360 SH   SOLE 1, 2 0 0 7,360
NIKE INC CL B COM 654106103 670 5,033 SH   SOLE 1, 2 0 0 5,033
NORFOLK SOUTHN CORP COM COM 655844108 1,195 4,453 SH   SOLE 1, 2, 3 0 0 4,453
NORTHROP GRUMMAN CORP COM COM 666807102 605 1,872 SH   SOLE 1, 2 0 0 1,872
NRG ENERGY INC COM NEW COM 629377508 315 8,356 SH   SOLE 1, 2 0 0 8,356
NUCOR CORP COM COM 670346105 534 6,659 SH   SOLE 1 0 0 6,659
NVIDIA CORPORATION COM COM 67066G104 1,972 3,694 SH   SOLE 1, 2 0 0 3,694
NVR INC COM COM 62944T105 325 69 SH   SOLE 2 0 0 69
OKTA INC CL A COM 679295105 779 3,535 SH   SOLE 1, 2 0 0 3,535
ORACLE CORP COM COM 68389X105 1,762 25,124 SH   SOLE 1, 2 0 0 25,124
PALO ALTO NETWORKS INC COM COM 697435105 1,922 5,968 SH   SOLE 1, 2 0 0 5,968
PARADIGM OIL & GAS INC COM PAR $.0001 COM 69901U306 0 118,300 SH   SOLE 0 0 0 118,300
PAYPAL HLDGS INC COM COM 70450Y103 2,190 9,022 SH   SOLE 1, 2, 3 0 0 9,022
PEPSICO INC COM COM 713448108 2,091 14,784 SH   SOLE 1, 2 0 0 14,784
PFIZER INC COM COM 717081103 1,652 45,617 SH   SOLE 1, 2, 3 0 0 45,617
PHILIP MORRIS INTL INC COM COM 718172109 1,013 11,264 SH   SOLE 1, 2 0 0 11,264
PHILLIPS 66 COM COM 718546104 230 2,823 SH   SOLE 1, 2 0 0 2,823
PINNACLE FINL PARTNERS INC COM COM 72346Q104 209 2,368 SH   SOLE 1, 2 0 0 2,368
PLASTIC2OIL INC COM COM 72759R102 1 47,742 SH   SOLE 0 0 0 47,742
PNC FINL SVCS GROUP INC COM COM 693475105 624 3,562 SH   SOLE 1, 2 0 0 3,562
POWER 3 MED PRODS INC COM COM 73936A103 0 10,000 SH   SOLE 0 0 0 10,000
PPG INDS INC COM COM 693506107 229 1,529 SH   SOLE 1, 2 0 0 1,529
PRINCIPAL FINANCIAL GROUP INC COM COM 74251V102 392 6,538 SH   SOLE 1 0 0 6,538
PROCTER AND GAMBLE CO COM COM 742718109 3,613 26,682 SH   SOLE 1, 2, 3 0 0 26,682
PROGRESSIVE CORP COM COM 743315103 4,210 44,042 SH   SOLE 1, 2, 3 0 0 44,042
PROTEA BIOSCIENCES GROUP INC COM NEW COM 74365B208 0 100,400 SH   SOLE 0 0 0 100,400
QUALCOMM INC COM COM 747525103 4,114 31,029 SH   SOLE 1, 2, 3 0 0 31,029
QURATE RETAIL INC COM SER A COM 74915M100 290 24,737 SH   SOLE 1, 2 0 0 24,737
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 1,096 14,189 SH   SOLE 1, 2 0 0 14,189
REDFIN CORP COM COM 75737F108 333 5,015 SH   SOLE 0 0 0 5,015
RESTAURANT BRANDS INTL INC COM COM 76131D103 282 4,310 SH   SOLE 0 0 0 4,310
RICE ACQUISITION CORP COM CL A COM 762594109 101 10,000 SH   SOLE 0 0 0 10,000
ROGERS COMMUNICATIONS INC CL A CONV COM 775109101 260 5,400 SH   SOLE 0 0 0 5,400
ROGERS COMMUNICATIONS INC CL B COM 775109200 1,104 23,750 SH   SOLE 0 0 0 23,750
RPM INTL INC COM COM 749685103 1,459 15,886 SH   SOLE 2 0 0 15,886
S & T BANCORP INC COM COM 783859101 4,566 136,313 SH   SOLE 0 0 0 136,313
S&P GLOBAL INC COM COM 78409V104 417 1,184 SH   SOLE 1, 2 0 0 1,184
SALESFORCE COM INC COM COM 79466L302 840 3,967 SH   SOLE 1, 2 0 0 3,967
SCHWAB CHARLES CORP COM COM 808513105 573 8,796 SH   SOLE 1, 2 0 0 8,796
SCHWAB U.S. BROAD MARKET ETF COM 808524102 7,273 75,208 SH   SOLE 0 0 0 75,208
SCHWAB U.S. LARGE-CAP ETF COM 808524201 283 2,954 SH   SOLE 0 0 0 2,954
SERVICENOW INC COM COM 81762P102 1,704 3,408 SH   SOLE 1, 2 0 0 3,408
SHERWIN WILLIAMS CO COM COM 824348106 299 406 SH   SOLE 1, 2 0 0 406
SIRIUS XM HOLDINGS INC COM COM 82968B103 385 63,343 SH   SOLE 1, 2 0 0 63,343
SKYWORKS SOLUTIONS INC COM COM 83088M102 535 2,917 SH   SOLE 1, 2 0 0 2,917
SM ENERGY CO COM COM 78454L100 529 32,318 SH   SOLE 0 0 0 32,318
SONY GROUP CORPORATION SPONSORED ADR COM 835699307 586 5,529 SH   SOLE 0 0 0 5,529
SOUTHERN CO COM COM 842587107 220 3,546 SH   SOLE 1, 2 0 0 3,546
SPDR BLOOMBERG BARCLAYS CONVERTIBLE SECURITIES ETF COM 78464A359 13,239 158,843 SH   SOLE 0 0 0 158,843
SPDR DOW JONES GLOBAL REAL ESTATE ETF COM 78463X749 12,962 274,515 SH   SOLE 0 0 0 274,515
SPDR DOW JONES INDUSTRIAL AVERAGE ETF COM 78467X109 239 723 SH   SOLE 0 0 0 723
SPDR GOLD SHARES COM 78463V107 735 4,601 SH   SOLE 0 0 0 4,601
SPDR PORTFOLIO S&P 500 GROWTH ETF COM 78464A409 701 12,436 SH   SOLE 0 0 0 12,436
SPDR PORTFOLIO S&P 500 VALUE ETF COM 78464A508 706 18,637 SH   SOLE 0 0 0 18,637
SPDR S&P 500 ETF COM 78462F103 25,887 65,317 SH   SOLE 0 0 0 65,317
SPDR S&P 600 SMALL CAP GROWTH ETF COM 78464A201 646 7,536 SH   SOLE 0 0 0 7,536
SPDR S&P 600 SMALL CAP VALUE ETF COM 78464A300 684 8,346 SH   SOLE 0 0 0 8,346
SPDR S&P BANK ETF COM 78464A797 442 8,536 SH   SOLE 3 0 0 8,536
SPDR S&P MIDCAP 400 ETF COM 78467Y107 4,852 10,193 SH   SOLE 1 0 0 10,193
SPDR S&P REGIONAL BANKING ETF COM 78464A698 1,496 22,552 SH   SOLE 0 0 0 22,552
SPDR S&P TELECOM ETF COM 78464A540 4,649 49,518 SH   SOLE 0 0 0 49,518
SQUARE INC CL A COM 852234103 239 1,053 SH   SOLE 1, 2 0 0 1,053
STARBUCKS CORP COM COM 855244109 1,284 11,754 SH   SOLE 1, 2 0 0 11,754
STRYKER CORPORATION COM COM 863667101 18,875 77,494 SH   SOLE 1, 2 0 0 77,494
SUNOCO LP COM UT REP LP COM 86765K109 1,592 50,000 SH   SOLE 0 0 0 50,000
SVMK INC COM COM 78489X103 229 12,500 SH   SOLE 0 0 0 12,500
SYSCO CORP COM COM 871829107 559 7,060 SH   SOLE 1, 2 0 0 7,060
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS COM 874039100 374 3,155 SH   SOLE 0 0 0 3,155
TARGET CORP COM COM 87612E106 406 2,050 SH   SOLE 1, 2 0 0 2,050
TASEKO MINES LTD COM COM 876511106 20 12,000 SH   SOLE 0 0 0 12,000
TECHNOLOGY SELECT SECTOR SPDR FUND COM 81369Y803 5,371 40,444 SH   SOLE 0 0 0 40,444
TESLA INC COM COM 88160R101 1,884 2,822 SH   SOLE 1, 2 0 0 2,822
TEXAS INSTRS INC COM COM 882508104 439 2,325 SH   SOLE 1, 2 0 0 2,325
THERMO FISHER SCIENTIFIC INC COM COM 883556102 1,130 2,476 SH   SOLE 1, 2 0 0 2,476
TJX COS INC NEW COM COM 872540109 738 11,165 SH   SOLE 1, 2 0 0 11,165
TORO CO COM COM 891092108 469 4,551 SH   SOLE 1, 2 0 0 4,551
TRACTOR SUPPLY CO COM COM 892356106 376 2,128 SH   SOLE 1, 2 0 0 2,128
TRANE TECHNOLOGIES PLC SHS COM G8994E103 293 1,772 SH   SOLE 1, 2 0 0 1,772
TRAVELERS COMPANIES INC COM COM 89417E109 414 2,758 SH   SOLE 1, 2 0 0 2,758
TRUIST FINL CORP COM COM 89832Q109 1,539 26,401 SH   SOLE 1, 2 0 0 26,401
TYLER TECHNOLOGIES INC COM COM 902252105 225 531 SH   SOLE 1, 2 0 0 531
UNILEVER PLC SPON ADR NEW COM 904767704 1,157 20,735 SH   SOLE 3 0 0 20,735
UNION PAC CORP COM COM 907818108 714 3,240 SH   SOLE 1, 2 0 0 3,240
UNITED BANKSHARES INC WEST VA COM COM 909907107 3,121 80,252 SH   SOLE 1 0 0 80,252
UNITED PARCEL SERVICE INC CL B COM 911312106 774 4,555 SH   SOLE 1, 2, 3 0 0 4,555
UNITEDHEALTH GROUP INC COM COM 91324P102 3,456 9,291 SH   SOLE 1, 2 0 0 9,291
US BANCORP DEL COM NEW COM 902973304 418 7,517 SH   SOLE 1, 2, 3 0 0 7,517
UTILITIES SELECT SECTOR SPDR FUND COM 81369Y886 2,602 40,643 SH   SOLE 0 0 0 40,643
VANGUARD CONSUMER DISCRETIONARY INDEX FUND COM 92204A108 992 3,361 SH   SOLE 0 0 0 3,361
VANGUARD CONSUMER STAPLES INDEX FUND COM 92204A207 694 3,899 SH   SOLE 0 0 0 3,899
VANGUARD ENERGY INDEX FUND COM 92204A306 2,525 37,147 SH   SOLE 0 0 0 37,147
VANGUARD FINANCIALS INDEX FUND COM 92204A405 477 5,655 SH   SOLE 0 0 0 5,655
VANGUARD FTSE DEVELOPED MARKETS ETF COM 921943858 26,298 535,501 SH   SOLE 0 0 0 535,501
VANGUARD FTSE EMERGING MARKETS ETF COM 922042858 22,597 434,155 SH   SOLE 0 0 0 434,155
VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEX COM 922042676 7,647 137,149 SH   SOLE 0 0 0 137,149
VANGUARD GROWTH INDEX FUND COM 922908736 74,126 288,383 SH   SOLE 0 0 0 288,383
VANGUARD HEALTH CARE INDEX FUND COM 92204A504 1,072 4,688 SH   SOLE 0 0 0 4,688
VANGUARD HIGH DIVIDEND YIELD ETF COM 921946406 60,070 594,227 SH   SOLE 0 0 0 594,227
VANGUARD INDUSTRIALS INDEX FUND COM 92204A603 312 1,650 SH   SOLE 0 0 0 1,650
VANGUARD INFORMATION TECHNOLOGY INDEX FUND COM 92204A702 2,562 7,148 SH   SOLE 0 0 0 7,148
VANGUARD LARGE-CAP INDEX FUND COM 922908637 789 4,263 SH   SOLE 0 0 0 4,263
VANGUARD MATERIALS INDEX FUND COM 92204A801 211 1,225 SH   SOLE 0 0 0 1,225
VANGUARD MID-CAP INDEX FUND COM 922908629 808 3,651 SH   SOLE 0 0 0 3,651
VANGUARD REAL ESTATE ETF COM 922908553 7,607 82,811 SH   SOLE 0 0 0 82,811
VANGUARD RUSSELL 1000 GROWTH ETF COM 92206C680 10,942 43,768 SH   SOLE 0 0 0 43,768
VANGUARD RUSSELL 1000 VALUE ETF COM 92206C714 12,606 94,833 SH   SOLE 0 0 0 94,833
VANGUARD RUSSELL 2000 ETF COM 92206C664 559 3,137 SH   SOLE 0 0 0 3,137
VANGUARD RUSSELL 2000 GROWTH ETF COM 92206C623 2,044 9,347 SH   SOLE 0 0 0 9,347
VANGUARD S&P 500 ETF COM 922908363 3,477 9,546 SH   SOLE 1 0 0 9,546
VANGUARD SMALL-CAP GROWTH INDEX FUND COM 922908595 37,532 136,656 SH   SOLE 0 0 0 136,656
VANGUARD SMALL-CAP INDEX FUND COM 922908751 204 957 SH   SOLE 0 0 0 957
VANGUARD SMALL-CAP VALUE INDEX FUND COM 922908611 37,771 228,073 SH   SOLE 0 0 0 228,073
VANGUARD TOTAL BOND MARKET INDEX FUND COM 921937835 1,251 14,768 SH   SOLE 0 0 0 14,768
VANGUARD TOTAL INTERNATIONAL STOCK ETF COM 921909768 1,993 31,793 SH   SOLE 0 0 0 31,793
VANGUARD TOTAL STOCK MARKET INDEX FUND COM 922908769 4,586 22,188 SH   SOLE 0 0 0 22,188
VANGUARD TOTAL WORLD STOCK INDEX FUND COM 922042742 4,226 43,440 SH   SOLE 0 0 0 43,440
VANGUARD VALUE INDEX FUND COM 922908744 109,467 832,704 SH   SOLE 0 0 0 832,704
VERIZON COMMUNICATIONS INC COM COM 92343V104 1,158 19,922 SH   SOLE 1, 2, 3 0 0 19,922
VERTEX PHARMACEUTICALS INC COM COM 92532F100 1,119 5,211 SH   SOLE 1, 2 0 0 5,211
VISA INC COM CL A COM 92826C839 3,422 16,164 SH   SOLE 1, 2 0 0 16,164
VODAFONE GROUP PLC NEW SHS NEW COM G93882192 36 20,000 SH   SOLE 0 0 0 20,000
WALMART INC COM COM 931142103 2,896 21,320 SH   SOLE 1, 2, 3 0 0 21,320
WASTE MGMT INC DEL COM COM 94106L109 1,607 12,463 SH   SOLE 1, 2, 3 0 0 12,463
WELLS FARGO CO NEW COM COM 949746101 302 7,736 SH   SOLE 1 0 0 7,736
WESBANCO INC COM COM 950810101 476 13,083 SH   SOLE 1 0 0 13,083
WORKDAY INC CL A COM 98138H101 1,091 4,392 SH   SOLE 1, 2 0 0 4,392
ZOETIS INC CL A COM 98978V103 5,715 36,291 SH   SOLE 1, 2, 3 0 0 36,291