The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODS & CHEMS INC COM 009158106 353 1,256 SH   SOLE   0 0 1,256
APPLE INC COM 037833100 804 6,585 SH   SOLE   0 0 6,585
AT&T INC COM 00206R102 214 7,072 SH   SOLE   0 0 7,072
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 234 916 SH   SOLE   0 0 916
CODORUS VY BANCORP INC COM 192025104 464 25,229 SH   SOLE   0 0 25,229
COLGATE PALMOLIVE CO COM 194162103 300 3,800 SH   SOLE   0 0 3,800
COSTCO WHSL CORP NEW COM 22160K105 206 584 SH   SOLE   0 0 584
DISNEY WALT CO COM 254687106 262 1,420 SH   SOLE   0 0 1,420
FIFTH THIRD BANCORP COM 316773100 225 6,000 SH   SOLE   0 0 6,000
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 2,249 32,347 SH   SOLE   0 0 32,347
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 251 7,254 SH   SOLE   0 0 7,254
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 12,293 81,048 SH   SOLE   0 0 81,048
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 1,213 7,387 SH   SOLE   0 0 7,387
INVESCO EXCHANGE TRADED FD T ZACKS MID CAP 46137Y401 5,005 59,432 SH   SOLE   0 0 59,432
ISHARES INC CORE MSCI EMKT 46434G103 4,930 76,602 SH   SOLE   0 0 76,602
ISHARES TR CORE DIV GRWTH 46434V621 18,760 388,656 SH   SOLE   0 0 388,656
ISHARES TR CORE MSCI EAFE 46432F842 7,275 100,977 SH   SOLE   0 0 100,977
ISHARES TR CORE S&P SCP ETF 464287804 215 1,980 SH   SOLE   0 0 1,980
ISHARES TR CORE S&P500 ETF 464287200 852 2,141 SH   SOLE   0 0 2,141
ISHARES TR CRE U S REIT ETF 464288521 3,937 75,135 SH   SOLE   0 0 75,135
ISHARES TR MORNINGSTAR GRWT 464287119 3,367 11,672 SH   SOLE   0 0 11,672
ISHARES TR MORNINGSTAR VALU 464288109 204 1,661 SH   SOLE   0 0 1,661
ISHARES TR MRGSTR MD CP GRW 464288307 4,115 10,882 SH   SOLE   0 0 10,882
ISHARES TR MRGSTR MD CP VAL 464288406 4,917 26,666 SH   SOLE   0 0 26,666
ISHARES TR MRGSTR SM CP GR 464288604 663 2,206 SH   SOLE   0 0 2,206
ISHARES TR MRNING SM CP ETF 464288703 2,068 12,257 SH   SOLE   0 0 12,257
ISHARES TR MSCI EAFE MIN VL 46429B689 530 7,260 SH   SOLE   0 0 7,260
ISHARES TR RUS 1000 GRW ETF 464287614 36,607 150,621 SH   SOLE   0 0 150,621
ISHARES TR RUS 2000 GRW ETF 464287648 4,359 14,493 SH   SOLE   0 0 14,493
ISHARES TR RUS 2000 VAL ETF 464287630 455 2,853 SH   SOLE   0 0 2,853
ISHARES TR RUS MD CP GR ETF 464287481 39,479 386,822 SH   SOLE   0 0 386,822
ISHARES TR RUS MDCP VAL ETF 464287473 16,157 147,824 SH   SOLE   0 0 147,824
ISHARES TR RUS MID CAP ETF 464287499 421 5,695 SH   SOLE   0 0 5,695
ISHARES TR S&P 500 GRWT ETF 464287309 12,981 199,375 SH   SOLE   0 0 199,375
ISHARES TR S&P 500 VAL ETF 464287408 4,172 29,539 SH   SOLE   0 0 29,539
ISHARES TR S&P MC 400GR ETF 464287606 4,393 56,054 SH   SOLE   0 0 56,054
ISHARES TR S&P MC 400VL ETF 464287705 494 4,847 SH   SOLE   0 0 4,847
ISHARES TR S&P SML 600 GWT 464287887 7,042 54,919 SH   SOLE   0 0 54,919
ISHARES TR SP SMCP600VL ETF 464287879 4,119 40,887 SH   SOLE   0 0 40,887
ISHARES TR U.S. REAL ES ETF 464287739 1,449 15,762 SH   SOLE   0 0 15,762
J & J SNACK FOODS CORP COM 466032109 804 5,120 SH   SOLE   0 0 5,120
JOHNSON & JOHNSON COM 478160104 244 1,483 SH   SOLE   0 0 1,483
LOWES COS INC COM 548661107 3,872 20,359 SH   SOLE   0 0 20,359
MICROSOFT CORP COM 594918104 1,318 5,589 SH   SOLE   0 0 5,589
NVIDIA CORPORATION COM 67066G104 238 445 SH   SOLE   0 0 445
PARKER-HANNIFIN CORP COM 701094104 981 3,111 SH   SOLE   0 0 3,111
PROCTER AND GAMBLE CO COM 742718109 230 1,700 SH   SOLE   0 0 1,700
PROSHARES TR ULTRAPRO QQQ 74347X831 262 2,874 SH   SOLE   0 0 2,874
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,556 35,049 SH   SOLE   0 0 35,049
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 243 1,869 SH   SOLE   0 0 1,869
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 523 1,583 SH   SOLE   0 0 1,583
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 8,020 226,819 SH   SOLE   0 0 226,819
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 16,052 366,642 SH   SOLE   0 0 366,642
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 251 527 SH   SOLE   0 0 527
SPDR SER TR NUVEEN BLMBRG SR 78468R739 1,367 27,579 SH   SOLE   0 0 27,579
SPDR SER TR PORTFOLIO SHORT 78464A474 39,990 1,277,215 SH   SOLE   0 0 1,277,215
SPDR SER TR PRTFLO S&P500 GW 78464A409 28,294 501,669 SH   SOLE   0 0 501,669
SPDR SER TR PRTFLO S&P500 VL 78464A508 17,382 458,632 SH   SOLE   0 0 458,632
SPDR SER TR RUSSELL YIELD 78468R770 312 3,471 SH   SOLE   0 0 3,471
SPDR SER TR S&P 400 MDCP GRW 78464A821 9,394 125,076 SH   SOLE   0 0 125,076
SPDR SER TR S&P 400 MDCP VAL 78464A839 10,480 160,168 SH   SOLE   0 0 160,168
SPDR SER TR S&P 600 SMCP GRW 78464A201 19,367 225,589 SH   SOLE   0 0 225,589
SPDR SER TR S&P 600 SMCP VAL 78464A300 16,315 198,994 SH   SOLE   0 0 198,994
SPDR SER TR S&P DIVID ETF 78464A763 720 6,104 SH   SOLE   0 0 6,104
VALLEY NATL BANCORP COM 919794107 515 37,500 SH   SOLE   0 0 37,500
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 602 2,563 SH   SOLE   0 0 2,563
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 1,128 8,250 SH   SOLE   0 0 8,250
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 482 3,085 SH   SOLE   0 0 3,085
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,108 6,366 SH   SOLE   0 0 6,366
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 322 1,818 SH   SOLE   0 0 1,818
VANGUARD INDEX FDS GROWTH ETF 922908736 10,060 39,138 SH   SOLE   0 0 39,138
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,179 6,360 SH   SOLE   0 0 6,360
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 7,102 33,097 SH   SOLE   0 0 33,097
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 36,248 268,760 SH   SOLE   0 0 268,760
VANGUARD INDEX FDS MID CAP ETF 922908629 293 1,322 SH   SOLE   0 0 1,322
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,565 82,356 SH   SOLE   0 0 82,356
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 256 703 SH   SOLE   0 0 703
VANGUARD INDEX FDS SM CP VAL ETF 922908611 41,333 249,580 SH   SOLE   0 0 249,580
VANGUARD INDEX FDS SMALL CP ETF 922908751 964 4,503 SH   SOLE   0 0 4,503
VANGUARD INDEX FDS SML CP GRW ETF 922908595 15,409 56,105 SH   SOLE   0 0 56,105
VANGUARD INDEX FDS TOTAL STK MKT 922908769 906 4,383 SH   SOLE   0 0 4,383
VANGUARD INDEX FDS VALUE ETF 922908744 45,805 348,430 SH   SOLE   0 0 348,430
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,016 173,214 SH   SOLE   0 0 173,214
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,678 32,455 SH   SOLE   0 0 32,455
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 2,004 8,015 SH   SOLE   0 0 8,015
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 260 1,957 SH   SOLE   0 0 1,957
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 2,498 17,866 SH   SOLE   0 0 17,866
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 11,493 234,017 SH   SOLE   0 0 234,017
VANGUARD WORLD FD MEGA GRWTH IND 921910816 591 2,855 SH   SOLE   0 0 2,855
WISDOMTREE TR US MIDCAP DIVID 97717W505 316 7,815 SH   SOLE   0 0 7,815