The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR 000375204 590 21,141 SH   DFND 5 0 21,141 0
AFLAC INC COM 001055102 577 13,108 SH   DFND 5 0 13,108 0
AT&T INC COM 00206R102 8,318 291,955 SH   DFND 5 0 291,955 0
ABBOTT LABS COM 002824100 3,242 29,899 SH   DFND 5 0 29,899 0
ABBVIE INC COM 00287Y109 4,959 47,107 SH   DFND 5 0 47,107 0
ACTIVISION BLIZZARD INC COM 00507V109 221 2,415 SH   DFND 5 0 2,415 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,877 5,784 SH   DFND 5 0 5,784 0
ADVANCE AUTO PARTS INC COM 00751Y106 417 2,644 SH   DFND 5 0 2,644 0
ADVANCED MICRO DEVICES INC COM 007903107 749 8,111 SH   DFND 5 0 8,111 0
AIR PRODS & CHEMS INC COM 009158106 788 2,907 SH   DFND 5 0 2,907 0
ALARM COM HLDGS INC COM 011642105 444 4,275 SH   DFND 5 0 4,275 0
ALBANY INTL CORP CL A 012348108 475 6,500 SH   DFND 5 0 6,500 0
ALEXION PHARMACEUTICALS INC COM 015351109 580 3,715 SH   DFND 5 0 3,715 0
ALGONQUIN PWR UTILS CORP COM 015857105 275 16,625 SH   DFND 5 0 16,625 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,156 9,047 SH   DFND 5 0 9,047 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 267 8,039 SH   DFND 5 0 8,039 0
ALLSTATE CORP COM 020002101 390 3,604 SH   DFND 5 0 3,604 0
ALPHABET INC CAP STK CL C 02079K107 8,753 5,034 SH   DFND 5 0 5,034 0
ALPHABET INC CAP STK CL A 02079K305 20,460 11,784 SH   DFND 5 0 11,784 0
ALTRIA GROUP INC COM 02209S103 3,025 74,244 SH   DFND 5 0 74,244 0
AMAZON COM INC COM 023135106 29,543 8,994 SH   DFND 5 0 8,994 0
AMEDISYS INC COM 023436108 3,289 11,378 SH   DFND 5 0 11,378 0
AMERICAN ELEC PWR CO INC COM 025537101 810 9,942 SH   DFND 5 0 9,942 0
AMERICAN EXPRESS CO COM 025816109 1,097 9,182 SH   DFND 5 0 9,182 0
AMERICAN TOWER CORP NEW COM 03027X100 1,470 6,670 SH   DFND 5 0 6,670 0
AMERICAN WTR WKS CO INC NEW COM 030420103 453 3,005 SH   DFND 5 0 3,005 0
AMERISOURCEBERGEN CORP COM 03073E105 7,363 75,943 SH   DFND 5 0 75,943 0
AMGEN INC COM 031162100 6,767 29,791 SH   DFND 5 0 29,791 0
ANALOG DEVICES INC COM 032654105 4,030 27,572 SH   DFND 5 0 27,572 0
ANIKA THERAPEUTICS INC COM 035255108 269 6,012 SH   DFND 5 0 6,012 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 1,430 171,042 SH   DFND 5 0 171,042 0
ANSYS INC COM 03662Q105 3,253 8,978 SH   DFND 5 0 8,978 0
ANTHEM INC COM 036752103 5,417 17,248 SH   DFND 5 0 17,248 0
APPLE INC COM 037833100 47,968 358,714 SH   DFND 5 0 358,714 0
APPLIED MATLS INC COM 038222105 888 10,208 SH   DFND 5 0 10,208 0
APPLIED OPTOELECTRONICS INC COM 03823U102 195 22,700 SH   DFND 5 0 22,700 0
ARBOR REALTY TRUST INC COM 038923108 379 26,834 SH   DFND 5 0 26,834 0
ARCHER DANIELS MIDLAND CO COM 039483102 244 4,895 SH   DFND 5 0 4,895 0
ARCOSA INC COM 039653100 230 4,207 SH   DFND 5 0 4,207 0
ARES CAPITAL CORP COM 04010L103 285 17,147 SH   DFND 5 0 17,147 0
ARGENX SE SPONSORED ADR 04016X101 907 3,047 SH   DFND 5 0 3,047 0
ARMSTRONG WORLD INDS INC COM 04247X102 437 5,896 SH   DFND 5 0 5,896 0
ASTRAZENECA PLC SPONSORED ADR 046353108 787 15,684 SH   DFND 5 0 15,684 0
ATLANTIC AMERN CORP COM 048209100 115 54,721 SH   DFND 5 0 54,721 0
AUTODESK INC COM 052769106 3,142 10,496 SH   DFND 5 0 10,496 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,780 10,244 SH   DFND 5 0 10,244 0
AUTOZONE INC COM 053332102 222 189 SH   DFND 5 0 189 0
AVERY DENNISON CORP COM 053611109 217 1,409 SH   DFND 5 0 1,409 0
AXON ENTERPRISE INC COM 05464C101 628 5,070 SH   DFND 5 0 5,070 0
BCE INC COM NEW 05534B760 2,092 48,901 SH   DFND 5 0 48,901 0
BP PLC SPONSORED ADR 055622104 526 25,017 SH   DFND 5 0 25,017 0
BADGER METER INC COM 056525108 235 2,519 SH   DFND 5 0 2,519 0
BAIDU INC SPON ADR REP A 056752108 352 1,604 SH   DFND 5 0 1,604 0
BALL CORP COM 058498106 612 6,594 SH   DFND 5 0 6,594 0
BK OF AMERICA CORP COM 060505104 2,557 85,282 SH   DFND 5 0 85,282 0
BANK HAWAII CORP COM 062540109 436 5,667 SH   DFND 5 0 5,667 0
BANK MONTREAL QUE COM 063671101 256 3,379 SH   DFND 5 0 3,379 0
BANK NEW YORK MELLON CORP COM 064058100 1,512 36,278 SH   DFND 5 0 36,278 0
BECTON DICKINSON & CO COM 075887109 1,009 4,088 SH   DFND 5 0 4,088 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 11,591 50,471 SH   DFND 5 0 50,471 0
BEST BUY INC COM 086516101 426 4,202 SH   DFND 5 0 4,202 0
BEYOND MEAT INC COM 08862E109 214 1,695 SH   DFND 5 0 1,695 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101 302 3,471 SH   DFND 5 0 3,471 0
BIOGEN INC COM 09062X103 315 1,292 SH   DFND 5 0 1,292 0
BLACKLINE INC COM 09239B109 3,763 28,264 SH   DFND 5 0 28,264 0
BLACKROCK INC COM 09247X101 2,507 3,539 SH   DFND 5 0 3,539 0
BLACKSTONE GROUP INC COM CL A 09260D107 1,736 26,831 SH   DFND 5 0 26,831 0
BOEING CO COM 097023105 2,452 11,315 SH   DFND 5 0 11,315 0
BOOKING HOLDINGS INC COM 09857L108 9,145 4,148 SH   DFND 5 0 4,148 0
BORGWARNER INC COM 099724106 226 5,757 SH   DFND 5 0 5,757 0
BOSTON BEER INC CL A 100557107 538 539 SH   DFND 5 0 539 0
BRISTOL-MYERS SQUIBB CO COM 110122108 2,191 35,390 SH   DFND 5 0 35,390 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 824 21,855 SH   DFND 5 0 21,855 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 437 2,871 SH   DFND 5 0 2,871 0
BROADCOM INC COM 11135F101 1,371 3,152 SH   DFND 5 0 3,152 0
BROOKS AUTOMATION INC NEW COM 114340102 709 9,624 SH   DFND 5 0 9,624 0
BROWN FORMAN CORP CL B 115637209 2,131 27,090 SH   DFND 5 0 27,090 0
CBRE GROUP INC CL A 12504L109 265 4,240 SH   DFND 5 0 4,240 0
CDW CORP COM 12514G108 561 4,319 SH   DFND 5 0 4,319 0
CIGNA CORP NEW COM 125523100 341 1,670 SH   DFND 5 0 1,670 0
CME GROUP INC COM 12572Q105 358 2,014 SH   DFND 5 0 2,014 0
CRH PLC ADR 12626K203 601 14,041 SH   DFND 5 0 14,041 0
CSX CORP COM 126408103 499 5,525 SH   DFND 5 0 5,525 0
CVS HEALTH CORP COM 126650100 4,326 63,852 SH   DFND 5 0 63,852 0
CADENCE DESIGN SYSTEM INC COM 127387108 320 2,368 SH   DFND 5 0 2,368 0
CANADIAN IMP BK COMM COM 136069101 1,088 12,743 SH   DFND 5 0 12,743 0
CANADIAN NATL RY CO COM 136375102 405 3,704 SH   DFND 5 0 3,704 0
CANON INC SPONSORED ADR 138006309 399 20,575 SH   DFND 5 0 20,575 0
CARDINAL HEALTH INC COM 14149Y108 355 6,633 SH   DFND 5 0 6,633 0
CAREDX INC COM 14167L103 328 4,375 SH   DFND 5 0 4,375 0
CARMAX INC COM 143130102 3,982 42,087 SH   DFND 5 0 42,087 0
CARRIER GLOBAL CORPORATION COM 14448C104 270 7,154 SH   DFND 5 0 7,154 0
CATERPILLAR INC COM 149123101 3,959 21,988 SH   DFND 5 0 21,988 0
CEMEX SAB DE CV SPON ADR NEW 151290889 345 66,667 SH   DFND 5 0 66,667 0
CENTENE CORP DEL COM 15135B101 381 6,467 SH   DFND 5 0 6,467 0
CENTERPOINT ENERGY INC COM 15189T107 1,675 78,187 SH   DFND 5 0 78,187 0
LUMEN TECHNOLOGIES INC COM 156700106 170 17,467 SH   DFND 5 0 17,467 0
CHEESECAKE FACTORY INC COM 163072101 592 16,235 SH   DFND 5 0 16,235 0
CHEMED CORP NEW COM 16359R103 2,503 4,743 SH   DFND 5 0 4,743 0
CHEVRON CORP NEW COM 166764100 4,732 55,457 SH   DFND 5 0 55,457 0
CHIMERA INVT CORP COM NEW 16934Q208 151 14,862 SH   DFND 5 0 14,862 0
CHURCH & DWIGHT INC COM 171340102 268 3,086 SH   DFND 5 0 3,086 0
CISCO SYS INC COM 17275R102 5,389 121,149 SH   DFND 5 0 121,149 0
CINTAS CORP COM 172908105 2,488 7,104 SH   DFND 5 0 7,104 0
CITIGROUP INC COM NEW 172967424 1,118 18,365 SH   DFND 5 0 18,365 0
CLEAN ENERGY FUELS CORP COM 184499101 253 30,866 SH   DFND 5 0 30,866 0
CLOROX CO DEL COM 189054109 672 3,343 SH   DFND 5 0 3,343 0
COCA COLA CO COM 191216100 5,773 106,053 SH   DFND 5 0 106,053 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 246 3,037 SH   DFND 5 0 3,037 0
COLGATE PALMOLIVE CO COM 194162103 711 8,392 SH   DFND 5 0 8,392 0
COMCAST CORP NEW CL A 20030N101 7,816 152,632 SH   DFND 5 0 152,632 0
COMPASS MINERALS INTL INC COM 20451N101 1,866 30,374 SH   DFND 5 0 30,374 0
CONAGRA BRANDS INC COM 205887102 690 19,106 SH   DFND 5 0 19,106 0
CONOCOPHILLIPS COM 20825C104 1,013 25,323 SH   DFND 5 0 25,323 0
CONSOLIDATED EDISON INC COM 209115104 662 9,325 SH   DFND 5 0 9,325 0
CONSTELLATION BRANDS INC CL A 21036P108 505 2,315 SH   DFND 5 0 2,315 0
CONSTRUCTION PARTNERS INC COM CL A 21044C107 285 9,831 SH   DFND 5 0 9,831 0
CORELOGIC INC COM 21871D103 600 7,772 SH   DFND 5 0 7,772 0
CORNING INC COM 219350105 941 26,166 SH   DFND 5 0 26,166 0
CORTEVA INC COM 22052L104 605 15,730 SH   DFND 5 0 15,730 0
COSTCO WHSL CORP NEW COM 22160K105 3,551 9,485 SH   DFND 5 0 9,485 0
COSTAR GROUP INC COM 22160N109 5,509 5,956 SH   DFND 5 0 5,956 0
COVANTA HLDG CORP COM 22282E102 169 13,142 SH   DFND 5 0 13,142 0
CRACKER BARREL OLD CTRY STOR COM 22410J106 234 1,762 SH   DFND 5 0 1,762 0
CUMMINS INC COM 231021106 418 1,858 SH   DFND 5 0 1,858 0
D R HORTON INC COM 23331A109 251 3,586 SH   DFND 5 0 3,586 0
DTE ENERGY CO COM 233331107 206 1,720 SH   DFND 5 0 1,720 0
DANAHER CORPORATION COM 235851102 6,146 27,850 SH   DFND 5 0 27,850 0
DEERE & CO COM 244199105 694 2,608 SH   DFND 5 0 2,608 0
DELTA AIR LINES INC DEL COM NEW 247361702 767 18,906 SH   DFND 5 0 18,906 0
DEXCOM INC COM 252131107 2,202 6,071 SH   DFND 5 0 6,071 0
DIAGEO PLC SPON ADR NEW 25243Q205 812 5,018 SH   DFND 5 0 5,018 0
DIGITAL RLTY TR INC COM 253868103 235 1,695 SH   DFND 5 0 1,695 0
DISNEY WALT CO COM 254687106 7,727 42,650 SH   DFND 5 0 42,650 0
DISCOVER FINL SVCS COM 254709108 721 8,072 SH   DFND 5 0 8,072 0
DR REDDYS LABS LTD ADR 256135203 418 5,905 SH   DFND 5 0 5,905 0
DOCUSIGN INC COM 256163106 1,005 4,450 SH   DFND 5 0 4,450 0
DOLLAR GEN CORP NEW COM 256677105 722 3,437 SH   DFND 5 0 3,437 0
DOMINION ENERGY INC COM 25746U109 3,405 45,970 SH   DFND 5 0 45,970 0
DOVER CORP COM 260003108 422 3,392 SH   DFND 5 0 3,392 0
DOW INC COM 260557103 995 17,936 SH   DFND 5 0 17,936 0
DRAFTKINGS INC COM CL A 26142R104 337 6,889 SH   DFND 5 0 6,889 0
DUKE ENERGY CORP NEW COM NEW 26441C204 7,941 87,682 SH   DFND 5 0 87,682 0
DUPONT DE NEMOURS INC COM 26614N102 498 7,087 SH   DFND 5 0 7,087 0
EASTMAN CHEM CO COM 277432100 237 2,361 SH   DFND 5 0 2,361 0
EBAY INC. COM 278642103 1,739 34,395 SH   DFND 5 0 34,395 0
ECOLAB INC COM 278865100 4,064 18,883 SH   DFND 5 0 18,883 0
EDISON INTL COM 281020107 377 6,117 SH   DFND 5 0 6,117 0
EDWARDS LIFESCIENCES CORP COM 28176E108 3,604 40,205 SH   DFND 5 0 40,205 0
ELDORADO GOLD CORP NEW COM 284902509 160 11,750 SH   DFND 5 0 11,750 0
ELECTRONIC ARTS INC COM 285512109 3,068 21,604 SH   DFND 5 0 21,604 0
EMERSON ELEC CO COM 291011104 807 10,109 SH   DFND 5 0 10,109 0
ENBRIDGE INC COM 29250N105 12,687 396,833 SH   DFND 5 0 396,833 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 69 11,199 SH   DFND 5 0 11,199 0
ENTERGY CORP NEW COM 29364G103 268 2,718 SH   DFND 5 0 2,718 0
ENTERPRISE PRODS PARTNERS L COM 293792107 2,378 121,658 SH   DFND 5 0 121,658 0
ERICSSON ADR B SEK 10 294821608 142 11,956 SH   DFND 5 0 11,956 0
ERIE INDTY CO CL A 29530P102 277 1,130 SH   DFND 5 0 1,130 0
ESSENTIAL UTILS INC COM 29670G102 201 4,308 SH   DFND 5 0 4,308 0
EURONET WORLDWIDE INC COM 298736109 228 1,599 SH   DFND 5 0 1,599 0
EVERTEC INC COM 30040P103 529 13,447 SH   DFND 5 0 13,447 0
EVERSOURCE ENERGY COM 30040W108 380 4,451 SH   DFND 5 0 4,451 0
EXELON CORP COM 30161N101 313 7,459 SH   DFND 5 0 7,459 0
EXXON MOBIL CORP COM 30231G102 6,621 159,154 SH   DFND 5 0 159,154 0
FS KKR CAP CORP COM 302635206 469 28,592 SH   DFND 5 0 28,592 0
FACEBOOK INC CL A 30303M102 16,429 60,430 SH   DFND 5 0 60,430 0
FASTENAL CO COM 311900104 3,918 79,843 SH   DFND 5 0 79,843 0
FEDERAL RLTY INVT TR SH BEN INT NEW 313747206 286 3,333 SH   DFND 5 0 3,333 0
FEDEX CORP COM 31428X106 846 3,253 SH   DFND 5 0 3,253 0
FIDELITY NATL INFORMATION SV COM 31620M106 2,624 18,803 SH   DFND 5 0 18,803 0
FIFTH THIRD BANCORP COM 316773100 399 14,640 SH   DFND 5 0 14,640 0
FIRST COMWLTH FINL CORP PA COM 319829107 162 14,952 SH   DFND 5 0 14,952 0
FIRST FINL BANKSHARES COM 32020R109 440 12,200 SH   DFND 5 0 12,200 0
FIRST MAJESTIC SILVER CORP COM 32076V103 254 18,600 SH   DFND 5 0 18,600 0
FIRST SOLAR INC COM 336433107 258 2,574 SH   DFND 5 0 2,574 0
FIRST TR MORNINGSTAR DIVID L SHS 336917109 287 9,790 SH   DFND 5 0 9,790 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 1,590 23,715 SH   DFND 5 0 23,715 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 1,019 4,788 SH   DFND 5 0 4,788 0
FIRST TR MULTI CAP GROWTH AL COM SHS 33733F101 599 5,759 SH   DFND 5 0 5,759 0
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 368 3,664 SH   DFND 5 0 3,664 0
FIRST TR NASDAQ 100 TECH IND SHS 337345102 857 6,210 SH   DFND 5 0 6,210 0
FIRST TR VALUE LINE DIVID IN SHS 33734H106 1,110 31,847 SH   DFND 5 0 31,847 0
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 523 7,154 SH   DFND 5 0 7,154 0
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 468 4,369 SH   DFND 5 0 4,369 0
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 1,475 13,207 SH   DFND 5 0 13,207 0
FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108 344 4,132 SH   DFND 5 0 4,132 0
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 318 5,845 SH   DFND 5 0 5,845 0
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108 205 2,125 SH   DFND 5 0 2,125 0
FISERV INC COM 337738108 1,523 13,488 SH   DFND 5 0 13,488 0
FIRSTENERGY CORP COM 337932107 2,172 72,124 SH   DFND 5 0 72,124 0
FIVE BELOW INC COM 33829M101 3,246 18,793 SH   DFND 5 0 18,793 0
FORD MTR CO DEL COM 345370860 334 37,694 SH   DFND 5 0 37,694 0
FORTIS INC COM 349553107 306 7,453 SH   DFND 5 0 7,453 0
FORTIVE CORP COM 34959J108 2,234 32,105 SH   DFND 5 0 32,105 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 249 2,898 SH   DFND 5 0 2,898 0
FRANKLIN RESOURCES INC COM 354613101 291 11,729 SH   DFND 5 0 11,729 0
FS KKR CAP CORP II COM 35952V303 1,021 63,803 SH   DFND 5 0 63,803 0
GDS HLDGS LTD SPONSORED ADS 36165L108 274 2,913 SH   DFND 5 0 2,913 0
GANNETT CO INC COM 36472T109 68 23,377 SH   DFND 5 0 23,377 0
GENERAL DYNAMICS CORP COM 369550108 2,440 16,456 SH   DFND 5 0 16,456 0
GENERAL ELECTRIC CO COM 369604103 898 83,824 SH   DFND 5 0 83,824 0
GENERAL MLS INC COM 370334104 3,105 53,024 SH   DFND 5 0 53,024 0
GENTEX CORP COM 371901109 1,952 57,325 SH   DFND 5 0 57,325 0
GENMAB A/S SPONSORED ADS 372303206 345 8,465 SH   DFND 5 0 8,465 0
GENUINE PARTS CO COM 372460105 2,919 29,310 SH   DFND 5 0 29,310 0
GILEAD SCIENCES INC COM 375558103 1,245 21,968 SH   DFND 5 0 21,968 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 544 14,700 SH   DFND 5 0 14,700 0
GLOBAL PMTS INC COM 37940X102 809 3,849 SH   DFND 5 0 3,849 0
GOLD FIELDS LTD SPONSORED ADR 38059T106 683 70,946 SH   DFND 5 0 70,946 0
GOLDMAN SACHS GROUP INC COM 38141G104 567 2,183 SH   DFND 5 0 2,183 0
GRACO INC COM 384109104 609 8,429 SH   DFND 5 0 8,429 0
GRAINGER W W INC COM 384802104 536 1,318 SH   DFND 5 0 1,318 0
GRAND CANYON ED INC COM 38526M106 2,534 27,391 SH   DFND 5 0 27,391 0
GUIDEWIRE SOFTWARE INC COM 40171V100 1,868 14,563 SH   DFND 5 0 14,563 0
HCA HEALTHCARE INC COM 40412C101 237 1,461 SH   DFND 5 0 1,461 0
HDFC BANK LTD SPONSORED ADS 40415F101 393 5,461 SH   DFND 5 0 5,461 0
HANESBRANDS INC COM 410345102 1,584 107,989 SH   DFND 5 0 107,989 0
HEALTHCARE SVCS GROUP INC COM 421906108 1,989 71,616 SH   DFND 5 0 71,616 0
HEALTHPEAK PROPERTIES INC COM 42250P103 878 29,412 SH   DFND 5 0 29,412 0
HEICO CORP NEW COM 422806109 3,723 28,102 SH   DFND 5 0 28,102 0
HENRY JACK & ASSOC INC COM 426281101 2,156 13,581 SH   DFND 5 0 13,581 0
HERSHEY CO COM 427866108 992 6,587 SH   DFND 5 0 6,587 0
HOME DEPOT INC COM 437076102 13,806 52,045 SH   DFND 5 0 52,045 0
HONEYWELL INTL INC COM 438516106 1,445 6,847 SH   DFND 5 0 6,847 0
HORMEL FOODS CORP COM 440452100 272 5,867 SH   DFND 5 0 5,867 0
HOULIHAN LOKEY INC CL A 441593100 630 9,476 SH   DFND 5 0 9,476 0
HUAZHU GROUP LTD SPONSORED ADS 44332N106 364 8,063 SH   DFND 5 0 8,063 0
HUBSPOT INC COM 443573100 423 1,070 SH   DFND 5 0 1,070 0
HUNTINGTON BANCSHARES INC COM 446150104 688 54,765 SH   DFND 5 0 54,765 0
HUNTINGTON INGALLS INDS INC COM 446413106 496 2,944 SH   DFND 5 0 2,944 0
IAC INTERACTIVECORP NEW COM 44891N109 2,578 13,751 SH   DFND 5 0 13,751 0
IDEXX LABS INC COM 45168D104 3,054 6,146 SH   DFND 5 0 6,146 0
ILLINOIS TOOL WKS INC COM 452308109 844 4,174 SH   DFND 5 0 4,174 0
ILLUMINA INC COM 452327109 217 595 SH   DFND 5 0 595 0
INDEPENDENT BANK CORP MASS COM 453836108 285 3,909 SH   DFND 5 0 3,909 0
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 742 22,352 SH   DFND 5 0 22,352 0
ING GROEP N.V. SPONSORED ADR 456837103 161 17,178 SH   DFND 5 0 17,178 0
INSEEGO CORP COM 45782B104 174 11,024 SH   DFND 5 0 11,024 0
INTEL CORP COM 458140100 4,753 97,504 SH   DFND 5 0 97,504 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,063 16,592 SH   DFND 5 0 16,592 0
INTUIT COM 461202103 3,050 8,123 SH   DFND 5 0 8,123 0
INTUITIVE SURGICAL INC COM NEW 46120E602 3,628 4,453 SH   DFND 5 0 4,453 0
IQVIA HLDGS INC COM 46266C105 10,577 59,582 SH   DFND 5 0 59,582 0
ISHARES GOLD TRUST ISHARES 464285105 22,713 1,258,326 SH   DFND 5 0 1,258,326 0
ISHARES INC MSCI STH KOR ETF 464286772 272 3,155 SH   DFND 5 0 3,155 0
ISHARES INC MSCI GERMANY ETF 464286806 680 21,139 SH   DFND 5 0 21,139 0
ISHARES TR MRNGSTR LG-CP GR 464287119 588 2,035 SH   DFND 5 0 2,035 0
ISHARES TR CORE S&P TTL STK 464287150 688 8,014 SH   DFND 5 0 8,014 0
ISHARES TR SELECT DIVID ETF 464287168 584 6,118 SH   DFND 5 0 6,118 0
ISHARES TR TIPS BD ETF 464287176 4,059 31,862 SH   DFND 5 0 31,862 0
ISHARES TR CORE S&P500 ETF 464287200 44,052 118,011 SH   DFND 5 0 118,011 0
ISHARES TR CORE US AGGBD ET 464287226 9,444 79,968 SH   DFND 5 0 79,968 0
ISHARES TR MSCI EMG MKT ETF 464287234 788 15,238 SH   DFND 5 0 15,238 0
ISHARES TR IBOXX INV CP ETF 464287242 124,227 899,544 SH   DFND 5 0 899,544 0
ISHARES TR GLOBAL TECH ETF 464287291 334 1,113 SH   DFND 5 0 1,113 0
ISHARES TR S&P 500 GRWT ETF 464287309 3,071 48,307 SH   DFND 5 0 48,307 0
ISHARES TR GLOBAL ENERG ETF 464287341 293 14,288 SH   DFND 5 0 14,288 0
ISHARES TR S&P 500 VAL ETF 464287408 268 2,107 SH   DFND 5 0 2,107 0
ISHARES TR 20 YR TR BD ETF 464287432 121,350 770,472 SH   DFND 5 0 770,472 0
ISHARES TR BARCLAYS 7 10 YR 464287440 4,408 36,772 SH   DFND 5 0 36,772 0
ISHARES TR 1 3 YR TREAS BD 464287457 23,732 274,718 SH   DFND 5 0 274,718 0
ISHARES TR MSCI EAFE ETF 464287465 807 10,971 SH   DFND 5 0 10,971 0
ISHARES TR RUS MDCP VAL ETF 464287473 281 2,917 SH   DFND 5 0 2,917 0
ISHARES TR RUS MD CP GR ETF 464287481 694 6,755 SH   DFND 5 0 6,755 0
ISHARES TR RUS MID CAP ETF 464287499 722 10,561 SH   DFND 5 0 10,561 0
ISHARES TR CORE S&P MCP ETF 464287507 43,962 191,444 SH   DFND 5 0 191,444 0
ISHARES TR EXPANDED TECH 464287515 5,262 14,895 SH   DFND 5 0 14,895 0
ISHARES TR PHLX SEMICND ETF 464287523 14,991 39,654 SH   DFND 5 0 39,654 0
ISHARES TR NASDAQ BIOTECH 464287556 961 6,300 SH   DFND 5 0 6,300 0
ISHARES TR COHEN STEER REIT 464287564 244 4,587 SH   DFND 5 0 4,587 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,755 12,938 SH   DFND 5 0 12,938 0
ISHARES TR S&P MC 400GR ETF 464287606 1,384 19,180 SH   DFND 5 0 19,180 0
ISHARES TR RUS 1000 GRW ETF 464287614 3,489 14,503 SH   DFND 5 0 14,503 0
ISHARES TR RUS 1000 ETF 464287622 289 1,368 SH   DFND 5 0 1,368 0
ISHARES TR RUSSELL 2000 ETF 464287655 718 3,652 SH   DFND 5 0 3,652 0
ISHARES TR CORE S&P US GWT 464287671 294 3,328 SH   DFND 5 0 3,328 0
ISHARES TR S&P MC 400VL ETF 464287705 264 3,060 SH   DFND 5 0 3,060 0
ISHARES TR U.S. TECH ETF 464287721 589 6,917 SH   DFND 5 0 6,917 0
ISHARES TR U.S. FINLS ETF 464287788 313 4,743 SH   DFND 5 0 4,743 0
ISHARES TR CORE S&P SCP ETF 464287804 52,503 572,181 SH   DFND 5 0 572,181 0
ISHARES TR SP SMCP600VL ETF 464287879 412 5,074 SH   DFND 5 0 5,074 0
ISHARES TR SHRT NAT MUN ETF 464288158 549 5,083 SH   DFND 5 0 5,083 0
ISHARES TR MRGSTR MD CP ETF 464288208 836 3,583 SH   DFND 5 0 3,583 0
ISHARES TR EAFE SML CP ETF 464288273 642 9,334 SH   DFND 5 0 9,334 0
ISHARES TR JPMORGAN USD EMG 464288281 2,506 21,632 SH   DFND 5 0 21,632 0
ISHARES TR MRGSTR MD CP GRW 464288307 782 2,044 SH   DFND 5 0 2,044 0
ISHARES TR NATIONAL MUN ETF 464288414 1,733 14,797 SH   DFND 5 0 14,797 0
ISHARES TR INTL SEL DIV ETF 464288448 297 9,993 SH   DFND 5 0 9,993 0
ISHARES TR IBOXX HI YD ETF 464288513 152,734 1,750,931 SH   DFND 5 0 1,750,931 0
ISHARES TR MBS ETF 464288588 8,145 73,966 SH   DFND 5 0 73,966 0
ISHARES TR MRGSTR SM CP GR 464288604 991 3,238 SH   DFND 5 0 3,238 0
ISHARES TR ISHS 5-10YR INVT 464288638 5,099 82,525 SH   DFND 5 0 82,525 0
ISHARES TR ISHS 1-5YR INVS 464288646 6,434 116,662 SH   DFND 5 0 116,662 0
ISHARES TR 3 7 YR TREAS BD 464288661 5,850 44,010 SH   DFND 5 0 44,010 0
ISHARES TR SHORT TREAS BD 464288679 10,606 95,966 SH   DFND 5 0 95,966 0
ISHARES TR PFD AND INCM SEC 464288687 1,507 39,310 SH   DFND 5 0 39,310 0
ISHARES TR US AER DEF ETF 464288760 2,734 28,850 SH   DFND 5 0 28,850 0
ISHARES TR MSCI USA ESG SLC 464288802 1,322 16,143 SH   DFND 5 0 16,143 0
ISHARES TR U.S. MED DVC ETF 464288810 2,224 6,851 SH   DFND 5 0 6,851 0
ISHARES TR US HLTHCR PR ETF 464288828 392 1,688 SH   DFND 5 0 1,688 0
ISHARES TR EAFE VALUE ETF 464288877 3,175 66,745 SH   DFND 5 0 66,745 0
ISHARES TR RUS TP200 GR ETF 464289438 452 3,409 SH   DFND 5 0 3,409 0
ISHARES TR 10+ YR INVST GRD 464289511 2,474 33,892 SH   DFND 5 0 33,892 0
ISHARES TR AGGRES ALLOC ETF 464289859 386 6,010 SH   DFND 5 0 6,010 0
ISHARES SILVER TR ISHARES 46428Q109 6,428 259,593 SH   DFND 5 0 259,593 0
JPMORGAN CHASE & CO COM 46625H100 6,345 50,612 SH   DFND 5 0 50,612 0
JACOBS ENGR GROUP INC COM 469814107 281 2,615 SH   DFND 5 0 2,615 0
JINKOSOLAR HLDG CO LTD SPONSORED ADR 47759T100 319 4,971 SH   DFND 5 0 4,971 0
JOHN BEAN TECHNOLOGIES CORP COM 477839104 356 3,037 SH   DFND 5 0 3,037 0
JOHNSON & JOHNSON COM 478160104 11,264 72,182 SH   DFND 5 0 72,182 0
KB FINL GROUP INC SPONSORED ADR 48241A105 346 8,740 SH   DFND 5 0 8,740 0
KLA CORP COM NEW 482480100 250 962 SH   DFND 5 0 962 0
KKR & CO INC COM 48251W104 1,050 26,446 SH   DFND 5 0 26,446 0
KELLOGG CO COM 487836108 249 4,040 SH   DFND 5 0 4,040 0
KEURIG DR PEPPER INC COM 49271V100 236 7,412 SH   DFND 5 0 7,412 0
KIMBERLY-CLARK CORP COM 494368103 2,479 18,618 SH   DFND 5 0 18,618 0
KINDER MORGAN INC DEL COM 49456B101 193 14,254 SH   DFND 5 0 14,254 0
KINROSS GOLD CORP COM 496902404 93 12,363 SH   DFND 5 0 12,363 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 336 6,169 SH   DFND 5 0 6,169 0
KRAFT HEINZ CO COM 500754106 329 9,487 SH   DFND 5 0 9,487 0
KROGER CO COM 501044101 564 17,888 SH   DFND 5 0 17,888 0
L3HARRIS TECHNOLOGIES INC COM 502431109 2,440 13,001 SH   DFND 5 0 13,001 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 335 1,660 SH   DFND 5 0 1,660 0
LAM RESEARCH CORP COM 512807108 822 1,696 SH   DFND 5 0 1,696 0
LANDSTAR SYS INC COM 515098101 461 3,435 SH   DFND 5 0 3,435 0
LAS VEGAS SANDS CORP COM 517834107 547 9,307 SH   DFND 5 0 9,307 0
LAUDER ESTEE COS INC CL A 518439104 2,329 8,869 SH   DFND 5 0 8,869 0
LEGGETT & PLATT INC COM 524660107 356 8,041 SH   DFND 5 0 8,041 0
LEIDOS HOLDINGS INC COM 525327102 320 3,082 SH   DFND 5 0 3,082 0
LENNAR CORP CL A 526057104 380 4,876 SH   DFND 5 0 4,876 0
LESLIES INC COM 527064109 341 12,414 SH   DFND 5 0 12,414 0
LILLY ELI & CO COM 532457108 1,174 7,032 SH   DFND 5 0 7,032 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 863 440,410 SH   DFND 5 0 440,410 0
LOCKHEED MARTIN CORP COM 539830109 5,486 15,489 SH   DFND 5 0 15,489 0
LOWES COS INC COM 548661107 12,947 80,636 SH   DFND 5 0 80,636 0
LULULEMON ATHLETICA INC COM 550021109 1,688 4,811 SH   DFND 5 0 4,811 0
LYFT INC CL A COM 55087P104 3,203 63,620 SH   DFND 5 0 63,620 0
M & T BK CORP COM 55261F104 444 3,535 SH   DFND 5 0 3,535 0
MPLX LP COM UNIT REP LTD 55336V100 304 14,101 SH   DFND 5 0 14,101 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 2,290 54,318 SH   DFND 5 0 54,318 0
MARATHON PETE CORP COM 56585A102 1,298 31,212 SH   DFND 5 0 31,212 0
MARKEL CORP COM 570535104 268 263 SH   DFND 5 0 263 0
MARSH & MCLENNAN COS INC COM 571748102 558 4,853 SH   DFND 5 0 4,853 0
MARRIOTT INTL INC NEW CL A 571903202 637 4,885 SH   DFND 5 0 4,885 0
MASTERCARD INCORPORATED CL A 57636Q104 22,282 62,669 SH   DFND 5 0 62,669 0
MATCH GROUP INC NEW COM 57667L107 2,232 14,687 SH   DFND 5 0 14,687 0
MCCORMICK & CO INC COM NON VTG 579780206 377 3,989 SH   DFND 5 0 3,989 0
MCDONALDS CORP COM 580135101 5,736 27,114 SH   DFND 5 0 27,114 0
MCKESSON CORP COM 58155Q103 905 5,221 SH   DFND 5 0 5,221 0
MEDICAL PPTYS TRUST INC COM 58463J304 310 14,353 SH   DFND 5 0 14,353 0
MERCADOLIBRE INC COM 58733R102 1,035 604 SH   DFND 5 0 604 0
MERCK & CO. INC COM 58933Y105 4,899 60,790 SH   DFND 5 0 60,790 0
MICROSOFT CORP COM 594918104 46,902 211,570 SH   DFND 5 0 211,570 0
MICROCHIP TECHNOLOGY INC. COM 595017104 1,768 12,922 SH   DFND 5 0 12,922 0
MICRON TECHNOLOGY INC COM 595112103 631 8,771 SH   DFND 5 0 8,771 0
MONDELEZ INTL INC CL A 609207105 523 9,018 SH   DFND 5 0 9,018 0
MORGAN STANLEY COM NEW 617446448 1,687 24,869 SH   DFND 5 0 24,869 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 414 2,480 SH   DFND 5 0 2,480 0
NATIONAL BEVERAGE CORP COM 635017106 717 8,360 SH   DFND 5 0 8,360 0
NATIONAL GRID PLC SPONSORED ADR NE 636274409 820 13,913 SH   DFND 5 0 13,913 0
NATIONAL INSTRS CORP COM 636518102 1,727 39,534 SH   DFND 5 0 39,534 0
NEOGEN CORP COM 640491106 974 12,182 SH   DFND 5 0 12,182 0
NETFLIX INC COM 64110L106 8,212 15,655 SH   DFND 5 0 15,655 0
NEW ORIENTAL ED & TECHNOLOGY SPON ADR 647581107 470 2,593 SH   DFND 5 0 2,593 0
NEXTERA ENERGY INC COM 65339F101 3,503 46,144 SH   DFND 5 0 46,144 0
NICE LTD SPONSORED ADR 653656108 1,172 4,143 SH   DFND 5 0 4,143 0
NIKE INC CL B 654106103 693 4,893 SH   DFND 5 0 4,893 0
NORFOLK SOUTHN CORP COM 655844108 2,109 8,937 SH   DFND 5 0 8,937 0
NORTHROP GRUMMAN CORP COM 666807102 736 2,432 SH   DFND 5 0 2,432 0
NOVARTIS AG SPONSORED ADR 66987V109 3,935 41,706 SH   DFND 5 0 41,706 0
NOVO-NORDISK A S ADR 670100205 1,042 14,839 SH   DFND 5 0 14,839 0
NUCOR CORP COM 670346105 261 4,940 SH   DFND 5 0 4,940 0
NVIDIA CORPORATION COM 67066G104 4,622 8,788 SH   DFND 5 0 8,788 0
OKTA INC CL A 679295105 424 1,627 SH   DFND 5 0 1,627 0
OMNICOM GROUP INC COM 681919106 1,590 25,684 SH   DFND 5 0 25,684 0
OMEGA HEALTHCARE INVS INC COM 681936100 504 13,680 SH   DFND 5 0 13,680 0
ONEOK INC NEW COM 682680103 203 5,338 SH   DFND 5 0 5,338 0
ORACLE CORP COM 68389X105 2,804 43,545 SH   DFND 5 0 43,545 0
OSHKOSH CORP COM 688239201 205 2,398 SH   DFND 5 0 2,398 0
OTIS WORLDWIDE CORP COM 68902V107 221 3,305 SH   DFND 5 0 3,305 0
PNC FINL SVCS GROUP INC COM 693475105 1,133 7,713 SH   DFND 5 0 7,713 0
PPG INDS INC COM 693506107 735 5,135 SH   DFND 5 0 5,135 0
PPL CORP COM 69351T106 656 23,767 SH   DFND 5 0 23,767 0
PACKAGING CORP AMER COM 695156109 246 1,793 SH   DFND 5 0 1,793 0
PALO ALTO NETWORKS INC COM 697435105 508 1,428 SH   DFND 5 0 1,428 0
PARKER-HANNIFIN CORP COM 701094104 315 1,164 SH   DFND 5 0 1,164 0
PAYCHEX INC COM 704326107 738 8,012 SH   DFND 5 0 8,012 0
PAYCOM SOFTWARE INC COM 70432V102 4,808 10,734 SH   DFND 5 0 10,734 0
PAYPAL HLDGS INC COM 70450Y103 4,542 19,622 SH   DFND 5 0 19,622 0
PEOPLES UNITED FINANCIAL INC COM 712704105 238 18,368 SH   DFND 5 0 18,368 0
PEPSICO INC COM 713448108 6,089 41,334 SH   DFND 5 0 41,334 0
PFIZER INC COM 717081103 8,367 227,737 SH   DFND 5 0 227,737 0
PHILIP MORRIS INTL INC COM 718172109 5,409 66,394 SH   DFND 5 0 66,394 0
PHILLIPS 66 COM 718546104 308 4,360 SH   DFND 5 0 4,360 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 362 3,544 SH   DFND 5 0 3,544 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 737 12,983 SH   DFND 5 0 12,983 0
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 1,266 24,627 SH   DFND 5 0 24,627 0
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 526 61,596 SH   DFND 5 0 61,596 0
PLURALSIGHT INC COM CL A 72941B106 965 46,102 SH   DFND 5 0 46,102 0
PRICE T ROWE GROUP INC COM 74144T108 1,084 7,249 SH   DFND 5 0 7,249 0
PRIMERICA INC COM 74164M108 407 3,041 SH   DFND 5 0 3,041 0
PROCTER AND GAMBLE CO COM 742718109 9,322 67,663 SH   DFND 5 0 67,663 0
PROLOGIS INC. COM 74340W103 500 5,061 SH   DFND 5 0 5,061 0
PROTO LABS INC COM 743713109 2,973 18,883 SH   DFND 5 0 18,883 0
PRUDENTIAL FINL INC COM 744320102 607 7,841 SH   DFND 5 0 7,841 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 387 6,740 SH   DFND 5 0 6,740 0
QORVO INC COM 74736K101 308 1,839 SH   DFND 5 0 1,839 0
QUALCOMM INC COM 747525103 2,616 17,446 SH   DFND 5 0 17,446 0
RLI CORP COM 749607107 488 4,736 SH   DFND 5 0 4,736 0
RANGE RES CORP COM 75281A109 119 17,710 SH   DFND 5 0 17,710 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,165 44,349 SH   DFND 5 0 44,349 0
RBC BEARINGS INC COM 75524B104 578 3,219 SH   DFND 5 0 3,219 0
REALTY INCOME CORP COM 756109104 1,282 20,925 SH   DFND 5 0 20,925 0
REGENERON PHARMACEUTICALS COM 75886F107 216 451 SH   DFND 5 0 451 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 518 32,541 SH   DFND 5 0 32,541 0
REPLIGEN CORP COM 759916109 389 2,055 SH   DFND 5 0 2,055 0
REPUBLIC SVCS INC COM 760759100 583 6,087 SH   DFND 5 0 6,087 0
RINGCENTRAL INC CL A 76680R206 327 844 SH   DFND 5 0 844 0
RIO TINTO PLC SPONSORED ADR 767204100 569 7,491 SH   DFND 5 0 7,491 0
RITCHIE BROS AUCTIONEERS COM 767744105 4,178 59,396 SH   DFND 5 0 59,396 0
ROLLINS INC COM 775711104 3,345 87,440 SH   DFND 5 0 87,440 0
ROPER TECHNOLOGIES INC COM 776696106 2,590 6,140 SH   DFND 5 0 6,140 0
ROSS STORES INC COM 778296103 876 7,148 SH   DFND 5 0 7,148 0
ROYAL BK CDA COM 780087102 254 3,095 SH   DFND 5 0 3,095 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 458 13,333 SH   DFND 5 0 13,333 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 228 6,336 SH   DFND 5 0 6,336 0
RYANAIR HOLDINGS PLC SPONSORED ADS 783513203 368 3,287 SH   DFND 5 0 3,287 0
S&P GLOBAL INC COM 78409V104 203 628 SH   DFND 5 0 628 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 2,331 8,490 SH   DFND 5 0 8,490 0
SLM CORP COM 78442P106 159 13,095 SH   DFND 5 0 13,095 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,242 22,156 SH   DFND 5 0 22,156 0
SPDR GOLD TR GOLD SHS 78463V107 2,918 16,420 SH   DFND 5 0 16,420 0
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 478 3,753 SH   DFND 5 0 3,753 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 456 10,310 SH   DFND 5 0 10,310 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,029 59,692 SH   DFND 5 0 59,692 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,079 14,123 SH   DFND 5 0 14,123 0
SPDR SER TR WELLS FG PFD ETF 78464A292 2,818 63,728 SH   DFND 5 0 63,728 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 907 13,725 SH   DFND 5 0 13,725 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 1,234 14,901 SH   DFND 5 0 14,901 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 3,148 57,139 SH   DFND 5 0 57,139 0
SPDR SER TR PORTFOLIO SHORT 78464A474 1,424 45,323 SH   DFND 5 0 45,323 0
SPDR SER TR BLOMBERG INTL TR 78464A516 351 11,213 SH   DFND 5 0 11,213 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 720 23,197 SH   DFND 5 0 23,197 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 5,451 121,005 SH   DFND 5 0 121,005 0
SPDR SER TR S&P REGL BKG 78464A698 317 6,138 SH   DFND 5 0 6,138 0
SPDR SER TR S&P RETAIL ETF 78464A714 765 11,785 SH   DFND 5 0 11,785 0
SPDR SER TR S&P METALS MNG 78464A755 809 24,219 SH   DFND 5 0 24,219 0
SPDR SER TR S&P DIVID ETF 78464A763 1,696 16,098 SH   DFND 5 0 16,098 0
SPDR SER TR S&P CAP MKTS 78464A771 419 5,619 SH   DFND 5 0 5,619 0
SPDR SER TR PORTFOLI S&P1500 78464A805 4,408 96,082 SH   DFND 5 0 96,082 0
SPDR SER TR S&P 600 SML CAP 78464A813 269 3,392 SH   DFND 5 0 3,392 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,394 20,144 SH   DFND 5 0 20,144 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 1,223 22,055 SH   DFND 5 0 22,055 0
SPDR SER TR PORTFOLIO S&P400 78464A847 2,436 60,400 SH   DFND 5 0 60,400 0
SPDR SER TR PORTFOLIO S&P500 78464A854 11,984 274,050 SH   DFND 5 0 274,050 0
SPDR SER TR S&P BIOTECH 78464A870 580 4,023 SH   DFND 5 0 4,023 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 2,079 6,836 SH   DFND 5 0 6,836 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 203 484 SH   DFND 5 0 484 0
SALESFORCE COM INC COM 79466L302 4,869 21,895 SH   DFND 5 0 21,895 0
SANOFI SPONSORED ADR 80105N105 1,094 22,624 SH   DFND 5 0 22,624 0
SCHWAB CHARLES CORP COM 808513105 1,410 26,904 SH   DFND 5 0 26,904 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 18,826 146,699 SH   DFND 5 0 146,699 0
SCIENCE APPLICATIONS INTL CO COM 808625107 234 2,476 SH   DFND 5 0 2,476 0
SCOTTS MIRACLE GRO CO CL A 810186106 1,138 5,791 SH   DFND 5 0 5,791 0
SEA LTD SPONSORD ADS 81141R100 644 3,275 SH   DFND 5 0 3,275 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 274 3,807 SH   DFND 5 0 3,807 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,473 13,120 SH   DFND 5 0 13,120 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,647 24,596 SH   DFND 5 0 24,596 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,243 7,730 SH   DFND 5 0 7,730 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 4,103 107,352 SH   DFND 5 0 107,352 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 500 17,173 SH   DFND 5 0 17,173 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 533 6,042 SH   DFND 5 0 6,042 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,644 28,054 SH   DFND 5 0 28,054 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,098 17,778 SH   DFND 5 0 17,778 0
SEMPRA ENERGY COM 816851109 353 2,802 SH   DFND 5 0 2,802 0
SERVICENOW INC COM 81762P102 4,632 8,462 SH   DFND 5 0 8,462 0
SHERWIN WILLIAMS CO COM 824348106 2,881 3,962 SH   DFND 5 0 3,962 0
SHOPIFY INC CL A 82509L107 3,189 2,742 SH   DFND 5 0 2,742 0
SIBANYE STILLWATER LTD SPONSORED ADR 82575P107 613 37,617 SH   DFND 5 0 37,617 0
SIRIUS XM HOLDINGS INC COM 82968B103 207 32,261 SH   DFND 5 0 32,261 0
SITEONE LANDSCAPE SUPPLY INC COM 82982L103 1,378 8,717 SH   DFND 5 0 8,717 0
SKYWORKS SOLUTIONS INC COM 83088M102 868 5,683 SH   DFND 5 0 5,683 0
SMITH A O CORP COM 831865209 1,011 18,477 SH   DFND 5 0 18,477 0
SMILEDIRECTCLUB INC CL A COM 83192H106 281 23,000 SH   DFND 5 0 23,000 0
SMUCKER J M CO COM NEW 832696405 379 3,302 SH   DFND 5 0 3,302 0
SOCIEDAD QUIMICA Y MINERA DE SPON ADR SER B 833635105 399 8,114 SH   DFND 5 0 8,114 0
SOLAREDGE TECHNOLOGIES INC COM 83417M104 201 629 SH   DFND 5 0 629 0
SONY CORP SPONSORED ADR 835699307 396 3,934 SH   DFND 5 0 3,934 0
SOUTHERN CO COM 842587107 2,644 43,616 SH   DFND 5 0 43,616 0
SOUTHWEST AIRLS CO COM 844741108 1,071 23,083 SH   DFND 5 0 23,083 0
SPLUNK INC COM 848637104 204 1,182 SH   DFND 5 0 1,182 0
SQUARE INC CL A 852234103 281 1,270 SH   DFND 5 0 1,270 0
STANLEY BLACK & DECKER INC COM 854502101 363 2,038 SH   DFND 5 0 2,038 0
STARBUCKS CORP COM 855244109 5,969 56,328 SH   DFND 5 0 56,328 0
STATE STR CORP COM 857477103 575 7,942 SH   DFND 5 0 7,942 0
STRYKER CORPORATION COM 863667101 665 2,747 SH   DFND 5 0 2,747 0
SUN CMNTYS INC COM 866674104 428 2,861 SH   DFND 5 0 2,861 0
SUNCOR ENERGY INC NEW COM 867224107 290 16,980 SH   DFND 5 0 16,980 0
SYSCO CORP COM 871829107 1,162 15,861 SH   DFND 5 0 15,861 0
TJX COS INC NEW COM 872540109 1,100 16,101 SH   DFND 5 0 16,101 0
T-MOBILE US INC COM 872590104 263 1,972 SH   DFND 5 0 1,972 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 6,761 62,087 SH   DFND 5 0 62,087 0
TAL EDUCATION GROUP SPONSORED ADS 874080104 541 7,536 SH   DFND 5 0 7,536 0
TANDEM DIABETES CARE INC COM NEW 875372203 1,160 12,152 SH   DFND 5 0 12,152 0
TARGET CORP COM 87612E106 2,312 13,298 SH   DFND 5 0 13,298 0
TC ENERGY CORP COM 87807B107 528 13,128 SH   DFND 5 0 13,128 0
TELADOC HEALTH INC COM 87918A105 2,933 14,408 SH   DFND 5 0 14,408 0
TERMINIX GLOBAL HOLDINGS INC COM 88087E100 664 13,108 SH   DFND 5 0 13,108 0
TESLA INC COM 88160R101 5,420 7,801 SH   DFND 5 0 7,801 0
TEXAS INSTRS INC COM 882508104 3,295 20,253 SH   DFND 5 0 20,253 0
THE TRADE DESK INC COM CL A 88339J105 287 351 SH   DFND 5 0 351 0
THERMO FISHER SCIENTIFIC INC COM 883556102 4,633 10,035 SH   DFND 5 0 10,035 0
THOMSON REUTERS CORP. COM NEW 884903709 443 5,403 SH   DFND 5 0 5,403 0
THOR INDS INC COM 885160101 548 5,652 SH   DFND 5 0 5,652 0
3-D SYS CORP DEL COM NEW 88554D205 476 44,551 SH   DFND 5 0 44,551 0
3M CO COM 88579Y101 3,481 19,989 SH   DFND 5 0 19,989 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,256 22,250 SH   DFND 5 0 22,250 0
TOTAL SE SPONSORED ADS 89151E109 618 14,489 SH   DFND 5 0 14,489 0
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 341 2,212 SH   DFND 5 0 2,212 0
TRAVELERS COMPANIES INC COM 89417E109 791 5,688 SH   DFND 5 0 5,688 0
TRUIST FINL CORP COM 89832Q109 3,354 70,814 SH   DFND 5 0 70,814 0
21VIANET GROUP INC SPONSORED ADS A 90138A103 520 14,929 SH   DFND 5 0 14,929 0
TWITTER INC COM 90184L102 249 4,577 SH   DFND 5 0 4,577 0
2U INC COM 90214J101 906 22,192 SH   DFND 5 0 22,192 0
TYLER TECHNOLOGIES INC COM 902252105 4,631 10,796 SH   DFND 5 0 10,796 0
TYSON FOODS INC CL A 902494103 290 4,559 SH   DFND 5 0 4,559 0
US BANCORP DEL COM NEW 902973304 1,038 22,483 SH   DFND 5 0 22,483 0
UBER TECHNOLOGIES INC COM 90353T100 4,688 88,197 SH   DFND 5 0 88,197 0
UNIFIRST CORP MASS COM 904708104 334 1,591 SH   DFND 5 0 1,591 0
UNILEVER PLC SPON ADR NEW 904767704 4,153 68,191 SH   DFND 5 0 68,191 0
UNION PAC CORP COM 907818108 3,474 16,865 SH   DFND 5 0 16,865 0
UNITED PARCEL SERVICE INC CL B 911312106 6,199 37,291 SH   DFND 5 0 37,291 0
UNITEDHEALTH GROUP INC COM 91324P102 13,335 38,649 SH   DFND 5 0 38,649 0
UNIVERSAL HLTH SVCS INC CL B 913903100 217 1,591 SH   DFND 5 0 1,591 0
V F CORP COM 918204108 786 9,118 SH   DFND 5 0 9,118 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,400 38,511 SH   DFND 5 0 38,511 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 688 3,382 SH   DFND 5 0 3,382 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 354 3,230 SH   DFND 5 0 3,230 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 4,124 44,419 SH   DFND 5 0 44,419 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 11,985 144,638 SH   DFND 5 0 144,638 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 117,524 1,334,443 SH   DFND 5 0 1,334,443 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,346 49,358 SH   DFND 5 0 49,358 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 14,085 155,229 SH   DFND 5 0 155,229 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,318 35,296 SH   DFND 5 0 35,296 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 94,717 1,613,587 SH   DFND 5 0 1,613,587 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,679 73,232 SH   DFND 5 0 73,232 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 220 2,765 SH   DFND 5 0 2,765 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 291 1,054 SH   DFND 5 0 1,054 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 784 4,534 SH   DFND 5 0 4,534 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 456 6,336 SH   DFND 5 0 6,336 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 315 1,416 SH   DFND 5 0 1,416 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 224 1,320 SH   DFND 5 0 1,320 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,285 3,636 SH   DFND 5 0 3,636 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 219 1,395 SH   DFND 5 0 1,395 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 630 4,658 SH   DFND 5 0 4,658 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 538 4,509 SH   DFND 5 0 4,509 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 840 10,086 SH   DFND 5 0 10,086 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,196 22,615 SH   DFND 5 0 22,615 0
VEEVA SYS INC CL A COM 922475108 4,220 15,288 SH   DFND 5 0 15,288 0
VENTAS INC COM 92276F100 1,222 25,001 SH   DFND 5 0 25,001 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,076 17,584 SH   DFND 5 0 17,584 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 670 3,163 SH   DFND 5 0 3,163 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,622 19,277 SH   DFND 5 0 19,277 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,095 4,088 SH   DFND 5 0 4,088 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,839 12,952 SH   DFND 5 0 12,952 0
VANGUARD INDEX FDS MID CAP ETF 922908629 3,462 16,777 SH   DFND 5 0 16,777 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 129,534 740,365 SH   DFND 5 0 740,365 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 56,918 345,102 SH   DFND 5 0 345,102 0
VANGUARD INDEX FDS GROWTH ETF 922908736 7,972 31,526 SH   DFND 5 0 31,526 0
VANGUARD INDEX FDS VALUE ETF 922908744 26,847 227,650 SH   DFND 5 0 227,650 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,232 6,324 SH   DFND 5 0 6,324 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,827 40,393 SH   DFND 5 0 40,393 0
VERIZON COMMUNICATIONS INC COM 92343V104 10,605 182,412 SH   DFND 5 0 182,412 0
VERISK ANALYTICS INC COM 92345Y106 3,715 18,054 SH   DFND 5 0 18,054 0
VERTEX PHARMACEUTICALS INC COM 92532F100 210 903 SH   DFND 5 0 903 0
VIATRIS INC COM 92556V106 370 20,387 SH   DFND 5 0 20,387 0
VIPSHOP HOLDINGS LIMITED SPONSORED ADS A 92763W103 408 14,682 SH   DFND 5 0 14,682 0
VISA INC COM CL A 92826C839 33,563 153,693 SH   DFND 5 0 153,693 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 1,112 66,800 SH   DFND 5 0 66,800 0
WD-40 CO COM 929236107 528 1,981 SH   DFND 5 0 1,981 0
WP CAREY INC COM 92936U109 645 9,253 SH   DFND 5 0 9,253 0
WPP PLC NEW ADR 92937A102 349 6,395 SH   DFND 5 0 6,395 0
WALMART INC COM 931142103 4,207 29,180 SH   DFND 5 0 29,180 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 979 24,892 SH   DFND 5 0 24,892 0
WASTE MGMT INC DEL COM 94106L109 990 8,465 SH   DFND 5 0 8,465 0
WATSCO INC COM 942622200 610 2,676 SH   DFND 5 0 2,676 0
WELLS FARGO CO NEW COM 949746101 3,604 121,157 SH   DFND 5 0 121,157 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 3,678 13,139 SH   DFND 5 0 13,139 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 244 7,247 SH   DFND 5 0 7,247 0
WILLIAMS COS INC COM 969457100 1,285 64,451 SH   DFND 5 0 64,451 0
WILLIAMS SONOMA INC COM 969904101 223 2,160 SH   DFND 5 0 2,160 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 1,868 17,529 SH   DFND 5 0 17,529 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 419 12,089 SH   DFND 5 0 12,089 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 339 4,971 SH   DFND 5 0 4,971 0
WISDOMTREE TR EUROPE SMCP DV 97717W869 305 4,709 SH   DFND 5 0 4,709 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105 211 3,619 SH   DFND 5 0 3,619 0
XYLEM INC COM 98419M100 349 3,467 SH   DFND 5 0 3,467 0
YAMANA GOLD INC COM 98462Y100 605 103,064 SH   DFND 5 0 103,064 0
YUM BRANDS INC COM 988498101 273 2,492 SH   DFND 5 0 2,492 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 262 683 SH   DFND 5 0 683 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 375 2,465 SH   DFND 5 0 2,465 0
ZOETIS INC CL A 98978V103 2,982 18,157 SH   DFND 5 0 18,157 0
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 717 2,028 SH   DFND 5 0 2,028 0
ZOMEDICA CORP COM 98980M109 2 10,000 SH   DFND 5 0 10,000 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,023 3,972 SH   DFND 5 0 3,972 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 347 6,981 SH   DFND 5 0 6,981 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 285 6,720 SH   DFND 5 0 6,720 0
COCA COLA EUROPEAN PARTNERS SHS G25839104 286 5,833 SH   DFND 5 0 5,833 0
EATON CORP PLC SHS G29183103 1,335 11,187 SH   DFND 5 0 11,187 0
GENPACT LIMITED SHS G3922B107 1,201 29,138 SH   DFND 5 0 29,138 0
ICON PLC SHS G4705A100 614 3,171 SH   DFND 5 0 3,171 0
IHS MARKIT LTD SHS G47567105 2,842 32,101 SH   DFND 5 0 32,101 0
JOHNSON CTLS INTL PLC SHS G51502105 1,442 31,054 SH   DFND 5 0 31,054 0
LINDE PLC SHS G5494J103 3,199 12,220 SH   DFND 5 0 12,220 0
MARVELL TECHNOLOGY GROUP LTD ORD G5876H105 371 7,802 SH   DFND 5 0 7,802 0
MEDTRONIC PLC SHS G5960L103 2,593 22,423 SH   DFND 5 0 22,423 0
APTIV PLC SHS G6095L109 226 1,728 SH   DFND 5 0 1,728 0
CHUBB LIMITED COM H1467J104 2,129 14,013 SH   DFND 5 0 14,013 0
LOGITECH INTL S A SHS H50430232 488 5,019 SH   DFND 5 0 5,019 0
GLOBANT S A COM L44385109 4,957 22,750 SH   DFND 5 0 22,750 0
STRATASYS LTD SHS M85548101 320 15,460 SH   DFND 5 0 15,460 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 755 1,541 SH   DFND 5 0 1,541 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 610 6,695 SH   DFND 5 0 6,695 0
NXP SEMICONDUCTORS N V COM N6596X109 2,654 16,653 SH   DFND 5 0 16,653 0