The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108 217 1,027 SH   SOLE 0 0 0 1,027
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 241 5,585 SH   SOLE 0 0 0 5,585
EATON CORP PLC SHS G29183103 1,579 13,140 SH   SOLE 0 0 0 13,140
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 432 2,617 SH   SOLE 0 0 0 2,617
MEDTRONIC PLC SHS G5960L103 313 2,676 SH   SOLE 0 0 0 2,676
PENTAIR PLC SHS G7S00T104 325 6,118 SH   SOLE 0 0 0 6,118
SPOTIFY TECHNOLOGY S A SHS L8681T102 315 1,000 SH   SOLE 0 0 0 1,000
AMN HEALTHCARE SVCS INC COM 001744101 268 3,920 SH   SOLE 0 0 0 3,920
AT&T INC COM 00206R102 1,275 44,324 SH   SOLE 0 0 0 44,324
ABBOTT LABS COM 002824100 451 4,120 SH   SOLE 0 0 0 4,120
ABBVIE INC COM 00287Y109 12,173 113,606 SH   SOLE 0 0 0 113,606
ACTIVISION BLIZZARD INC COM 00507V109 724 7,800 SH   SOLE 0 0 0 7,800
ADOBE SYSTEMS INCORPORATED COM 00724F101 701 1,401 SH   SOLE 0 0 0 1,401
ADVANCED MICRO DEVICES INC COM 007903107 847 9,240 SH   SOLE 0 0 0 9,240
AGILENT TECHNOLOGIES INC COM 00846U101 202 1,701 SH   SOLE 0 0 0 1,701
AGNICO EAGLE MINES LTD COM 008474108 201 2,845 SH   SOLE 0 0 0 2,845
ALEXION PHARMACEUTICALS INC COM 015351109 216 1,385 SH   SOLE 0 0 0 1,385
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 581 2,497 SH   SOLE 0 0 0 2,497
ALLSTATE CORP COM 020002101 342 3,108 SH   SOLE 0 0 0 3,108
ALPHABET INC CAP STK CL C 02079K107 1,179 673 SH   SOLE 0 0 0 673
ALPHABET INC CAP STK CL A 02079K305 5,752 3,282 SH   SOLE 0 0 0 3,282
ALTRIA GROUP INC COM 02209S103 9,184 224,005 SH   SOLE 0 0 0 224,005
AMAZON COM INC COM 023135106 11,666 3,582 SH   SOLE 0 0 0 3,582
AMER STATES WTR CO COM 029899101 1,390 17,483 SH   SOLE 0 0 0 17,483
AMERICAN WTR WKS CO INC NEW COM 030420103 433 2,823 SH   SOLE 0 0 0 2,823
AMERISOURCEBERGEN CORP COM 03073E105 8,317 85,074 SH   SOLE 0 0 0 85,074
AMERIPRISE FINL INC COM 03076C106 363 1,867 SH   SOLE 0 0 0 1,867
AMGEN INC COM 031162100 5,136 22,340 SH   SOLE 0 0 0 22,340
AMPHENOL CORP NEW CL A 032095101 203 1,550 SH   SOLE 0 0 0 1,550
ANTHEM INC COM 036752103 539 1,680 SH   SOLE 0 0 0 1,680
APOGEE ENTERPRISES INC COM 037598109 235 7,419 SH   SOLE 0 0 0 7,419
APHRIA INC COM 03765K104 316 45,694 SH   SOLE 0 0 0 45,694
APPLE INC COM 037833100 44,132 332,593 SH   SOLE 0 0 0 332,593
ASTRAZENECA PLC SPONSORED ADR 046353108 281 5,621 SH   SOLE 0 0 0 5,621
AXOS FINANCIAL INC COM 05465C100 387 10,320 SH   SOLE 0 0 0 10,320
AZEK CO INC CL A 05478C105 238 6,202 SH   SOLE 0 0 0 6,202
BALL CORP COM 058498106 209 2,246 SH   SOLE 0 0 0 2,246
BK OF AMERICA CORP COM 060505104 6,409 211,450 SH   SOLE 0 0 0 211,450
BANK NEW YORK MELLON CORP COM 064058100 648 15,272 SH   SOLE 0 0 0 15,272
BARRICK GOLD CORP COM 067901108 4,337 190,400 SH   SOLE 0 0 0 190,400
BERKSHIRE HATHAWAY INC DEL CL A 084670108 348 1 SH   SOLE 0 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,741 20,445 SH   SOLE 0 0 0 20,445
BEST BUY INC COM 086516101 3,902 39,100 SH   SOLE 0 0 0 39,100
BHP GROUP LTD SPONSORED ADS 088606108 4,502 68,904 SH   SOLE 0 0 0 68,904
BIOTELEMETRY INC COM 090672106 631 8,751 SH   SOLE 0 0 0 8,751
BOEING CO COM 097023105 992 4,635 SH   SOLE 0 0 0 4,635
BOOKING HOLDINGS INC COM 09857L108 212 95 SH   SOLE 0 0 0 95
BRISTOL-MYERS SQUIBB CO COM 110122108 938 15,120 SH   SOLE 0 0 0 15,120
BROADCOM INC COM 11135F101 524 1,197 SH   SOLE 0 0 0 1,197
CIGNA CORP NEW COM 125523100 419 2,013 SH   SOLE 0 0 0 2,013
CSW INDUSTRIALS INC COM 126402106 257 2,300 SH   SOLE 0 0 0 2,300
CVS HEALTH CORP COM 126650100 501 7,338 SH   SOLE 0 0 0 7,338
CANOPY GROWTH CORP COM 138035100 262 10,640 SH   SOLE 0 0 0 10,640
CARNIVAL CORP UNIT 99/99/9999 143658300 479 22,127 SH   SOLE 0 0 0 22,127
CARRIER GLOBAL CORPORATION COM 14448C104 443 11,750 SH   SOLE 0 0 0 11,750
CENTENE CORP DEL COM 15135B101 332 5,534 SH   SOLE 0 0 0 5,534
CHARTER COMMUNICATIONS INC N CL A 16119P108 296 447 SH   SOLE 0 0 0 447
CHEGG INC COM 163092109 4,155 46,000 SH   SOLE 0 0 0 46,000
CHENIERE ENERGY PARTNERS LP COM UNIT 16411Q101 702 19,918 SH   SOLE 0 0 0 19,918
CHEVRON CORP NEW COM 166764100 5,730 67,850 SH   SOLE 0 0 0 67,850
CISCO SYS INC COM 17275R102 11,732 262,165 SH   SOLE 0 0 0 262,165
CITIZENS FINL GROUP INC COM 174610105 417 11,650 SH   SOLE 0 0 0 11,650
CLOROX CO DEL COM 189054109 9,836 48,714 SH   SOLE 0 0 0 48,714
CLOUDFLARE INC CL A COM 18915M107 758 9,980 SH   SOLE 0 0 0 9,980
COCA COLA CO COM 191216100 1,401 25,546 SH   SOLE 0 0 0 25,546
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 9,122 111,314 SH   SOLE 0 0 0 111,314
COLGATE PALMOLIVE CO COM 194162103 279 3,265 SH   SOLE 0 0 0 3,265
COMCAST CORP NEW CL A 20030N101 811 15,479 SH   SOLE 0 0 0 15,479
CONSOLIDATED EDISON INC COM 209115104 217 2,996 SH   SOLE 0 0 0 2,996
CONSTELLATION BRANDS INC CL A 21036P108 3,424 15,629 SH   SOLE 0 0 0 15,629
CORVUS GOLD INC COM 221013105 146 61,500 SH   SOLE 0 0 0 61,500
COSTCO WHSL CORP NEW COM 22160K105 5,079 13,480 SH   SOLE 0 0 0 13,480
CUMMINS INC COM 231021106 335 1,475 SH   SOLE 0 0 0 1,475
DANAHER CORPORATION COM 235851102 2,015 9,072 SH   SOLE 0 0 0 9,072
DECKERS OUTDOOR CORP COM 243537107 6,342 22,116 SH   SOLE 0 0 0 22,116
DIAGEO PLC SPON ADR NEW 25243Q205 220 1,386 SH   SOLE 0 0 0 1,386
DIGITAL RLTY TR INC COM 253868103 415 2,976 SH   SOLE 0 0 0 2,976
DISNEY WALT CO COM 254687106 2,144 11,831 SH   SOLE 0 0 0 11,831
DIRTT ENVIRONMENTAL SOLUTION COM 25490H106 247 100,000 SH   SOLE 0 0 0 100,000
DOLLAR GEN CORP NEW COM 256677105 249 1,184 SH   SOLE 0 0 0 1,184
DOMINION ENERGY INC COM 25746U109 5,941 79,006 SH   SOLE 0 0 0 79,006
DOUBLELINE INCOME SOLUTIONS COM 258622109 174 10,510 SH   SOLE 0 0 0 10,510
DOUBLELINE OPPORTUNISTIC CR COM 258623107 584 29,722 SH   SOLE 0 0 0 29,722
EMX RTY CORP COM 26873J107 79 23,500 SH   SOLE 0 0 0 23,500
EBAY INC. COM 278642103 7,124 141,765 SH   SOLE 0 0 0 141,765
ECOLAB INC COM 278865100 331 1,528 SH   SOLE 0 0 0 1,528
ENABLE MIDSTREAM PARTNERS LP COM UNIT RP IN 292480100 105 20,000 SH   SOLE 0 0 0 20,000
ENVESTNET INC COM 29404K106 430 5,229 SH   SOLE 0 0 0 5,229
EPLUS INC COM 294268107 329 3,740 SH   SOLE 0 0 0 3,740
EQUIFAX INC COM 294429105 210 1,091 SH   SOLE 0 0 0 1,091
ESSEX PPTY TR INC COM 297178105 369 1,555 SH   SOLE 0 0 0 1,555
ETSY INC COM 29786A106 639 3,594 SH   SOLE 0 0 0 3,594
EXXON MOBIL CORP COM 30231G102 1,073 26,029 SH   SOLE 0 0 0 26,029
FLIR SYS INC COM 302445101 613 13,995 SH   SOLE 0 0 0 13,995
FACEBOOK INC CL A 30303M102 4,959 18,156 SH   SOLE 0 0 0 18,156
FEDEX CORP COM 31428X106 239 920 SH   SOLE 0 0 0 920
FIDELITY NATL INFORMATION SV COM 31620M106 355 2,510 SH   SOLE 0 0 0 2,510
FIFTH THIRD BANCORP COM 316773100 414 15,020 SH   SOLE 0 0 0 15,020
FIRSTCASH INC COM 33767D105 544 7,761 SH   SOLE 0 0 0 7,761
FIVE BELOW INC COM 33829M101 806 4,606 SH   SOLE 0 0 0 4,606
FOCUS FINL PARTNERS INC COM CL A 34417P100 322 7,405 SH   SOLE 0 0 0 7,405
FORTUNA SILVER MINES INC COM 349915108 92 11,220 SH   SOLE 0 0 0 11,220
FRANCO NEV CORP COM 351858105 363 2,895 SH   SOLE 0 0 0 2,895
GW PHARMACEUTICALS PLC ADS 36197T103 634 5,490 SH   SOLE 0 0 0 5,490
GENERAL ELECTRIC CO COM 369604103 7,356 681,097 SH   SOLE 0 0 0 681,097
GENERAL MTRS CO COM 37045V100 234 5,628 SH   SOLE 0 0 0 5,628
GILEAD SCIENCES INC COM 375558103 6,614 113,522 SH   SOLE 0 0 0 113,522
GOLDMAN SACHS GROUP INC COM 38141G104 407 1,543 SH   SOLE 0 0 0 1,543
GOLDMINING INC COM 38149E101 401 184,000 SH   SOLE 0 0 0 184,000
GREEN DOT CORP CL A 39304D102 403 7,227 SH   SOLE 0 0 0 7,227
HEALTHCARE TR AMER INC CL A NEW 42225P501 234 8,500 SH   SOLE 0 0 0 8,500
HOME DEPOT INC COM 437076102 1,028 3,872 SH   SOLE 0 0 0 3,872
HONEYWELL INTL INC COM 438516106 413 1,943 SH   SOLE 0 0 0 1,943
HOULIHAN LOKEY INC CL A 441593100 224 3,331 SH   SOLE 0 0 0 3,331
ILLUMINA INC COM 452327109 1,598 4,318 SH   SOLE 0 0 0 4,318
INNOVATIVE INDL PPTYS INC COM 45781V101 1,345 7,343 SH   SOLE 0 0 0 7,343
INTEL CORP COM 458140100 1,939 38,923 SH   SOLE 0 0 0 38,923
INTERCONTINENTAL EXCHANGE IN COM 45866F104 9,078 78,740 SH   SOLE 0 0 0 78,740
INTERNATIONAL BUSINESS MACHS COM 459200101 337 2,677 SH   SOLE 0 0 0 2,677
INTRA CELLULAR THERAPIES INC COM 46116X101 350 11,000 SH   SOLE 0 0 0 11,000
INTUIT COM 461202103 230 606 SH   SOLE 0 0 0 606
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 345 2,586 SH   SOLE 0 0 0 2,586
ISHARES SILVER TR ISHARES 46428Q109 410 16,679 SH   SOLE 0 0 0 16,679
ISHARES GOLD TRUST ISHARES 464285105 3,343 184,389 SH   SOLE 0 0 0 184,389
ISHARES INC MSCI GBL MIN VOL 464286525 514 5,302 SH   SOLE 0 0 0 5,302
ISHARES INC MSCI PAC JP ETF 464286665 430 8,973 SH   SOLE 0 0 0 8,973
ISHARES TR SELECT DIVID ETF 464287168 456 4,740 SH   SOLE 0 0 0 4,740
ISHARES TR CORE S&P500 ETF 464287200 12,522 33,357 SH   SOLE 0 0 0 33,357
ISHARES TR CORE US AGGBD ET 464287226 22,434 189,813 SH   SOLE 0 0 0 189,813
ISHARES TR MSCI EMG MKT ETF 464287234 486 9,410 SH   SOLE 0 0 0 9,410
ISHARES TR IBOXX INV CP ETF 464287242 11,836 85,684 SH   SOLE 0 0 0 85,684
ISHARES TR S&P 500 GRWT ETF 464287309 484 7,576 SH   SOLE 0 0 0 7,576
ISHARES TR 20 YR TR BD ETF 464287432 2,575 16,326 SH   SOLE 0 0 0 16,326
ISHARES TR 1 3 YR TREAS BD 464287457 5,003 57,918 SH   SOLE 0 0 0 57,918
ISHARES TR RUS 1000 GRW ETF 464287614 483 2,005 SH   SOLE 0 0 0 2,005
ISHARES TR RUSSELL 2000 ETF 464287655 3,674 18,738 SH   SOLE 0 0 0 18,738
ISHARES TR CORE S&P SCP ETF 464287804 221 2,408 SH   SOLE 0 0 0 2,408
ISHARES TR JPMORGAN USD EMG 464288281 311 2,685 SH   SOLE 0 0 0 2,685
ISHARES TR INTL SEL DIV ETF 464288448 487 16,542 SH   SOLE 0 0 0 16,542
ISHARES TR MSCI KLD400 SOC 464288570 815 11,394 SH   SOLE 0 0 0 11,394
ISHARES TR MBS ETF 464288588 493 4,481 SH   SOLE 0 0 0 4,481
ISHARES TR ISHS 5-10YR INVT 464288638 10,168 164,557 SH   SOLE 0 0 0 164,557
ISHARES TR ISHS 1-5YR INVS 464288646 14,317 259,502 SH   SOLE 0 0 0 259,502
ISHARES TR PFD AND INCM SEC 464288687 484 12,559 SH   SOLE 0 0 0 12,559
ISHARES TR MSCI USA ESG SLC 464288802 285 3,456 SH   SOLE 0 0 0 3,456
ISHARES TR U.S. MED DVC ETF 464288810 934 2,855 SH   SOLE 0 0 0 2,855
ISHARES TR EAFE GRWTH ETF 464288885 4,535 44,937 SH   SOLE 0 0 0 44,937
ISHARES TR GRWT ALLOCAT ETF 464289867 238 4,558 SH   SOLE 0 0 0 4,558
ISHARES TR US TREAS BD ETF 46429B267 15,495 568,827 SH   SOLE 0 0 0 568,827
ISHARES TR CORE HIGH DV ETF 46429B663 668 7,617 SH   SOLE 0 0 0 7,617
ISHARES TR MSCI USA MIN VOL 46429B697 6,984 102,890 SH   SOLE 0 0 0 102,890
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 265 5,279 SH   SOLE 0 0 0 5,279
ISHARES TR MSCI USA QLT FCT 46432F339 10,675 91,863 SH   SOLE 0 0 0 91,863
ISHARES TR MSCI USA SZE FT 46432F370 2,894 26,031 SH   SOLE 0 0 0 26,031
ISHARES TR MSCI USA VALUE 46432F388 8,190 94,233 SH   SOLE 0 0 0 94,233
ISHARES TR MSCI USA MMENTM 46432F396 2,605 16,151 SH   SOLE 0 0 0 16,151
ISHARES TR CORE MSCI EAFE 46432F842 646 9,346 SH   SOLE 0 0 0 9,346
ISHARES INC CORE MSCI EMKT 46434G103 6,324 101,940 SH   SOLE 0 0 0 101,940
ISHARES INC MSCI JPN ETF NEW 46434G822 3,167 46,870 SH   SOLE 0 0 0 46,870
ISHARES INC ESG AWR MSCI EM 46434G863 9,462 225,401 SH   SOLE 0 0 0 225,401
ISHARES TR MSCI LW CRB TG 46434V464 825 5,543 SH   SOLE 0 0 0 5,543
ISHARES TR ESG AWRE USD ETF 46435G193 636 22,440 SH   SOLE 0 0 0 22,440
ISHARES TR ESG AWRE 1 5 YR 46435G243 232 8,875 SH   SOLE 0 0 0 8,875
ISHARES TR ESG AWR MSCI USA 46435G425 10,869 126,339 SH   SOLE 0 0 0 126,339
ISHARES TR ESG AW MSCI EAFE 46435G516 288 3,947 SH   SOLE 0 0 0 3,947
ISHARES TR ESG AWR US AGRGT 46435U549 1,004 17,755 SH   SOLE 0 0 0 17,755
ISHARES TR ESG EAFE ETF 46436E759 240 3,800 SH   SOLE 0 0 0 3,800
ISHARES TR ESG MSCI USA ETF 46436E767 235 7,500 SH   SOLE 0 0 0 7,500
JPMORGAN CHASE & CO COM 46625H100 1,333 10,488 SH   SOLE 0 0 0 10,488
JOHNSON & JOHNSON COM 478160104 20,184 128,247 SH   SOLE 0 0 0 128,247
KIMBERLY-CLARK CORP COM 494368103 9,560 70,902 SH   SOLE 0 0 0 70,902
KIRKLAND LAKE GOLD LTD COM 49741E100 434 10,528 SH   SOLE 0 0 0 10,528
LHC GROUP INC COM 50187A107 270 1,266 SH   SOLE 0 0 0 1,266
LAM RESEARCH CORP COM 512807108 3,048 6,453 SH   SOLE 0 0 0 6,453
LOCKHEED MARTIN CORP COM 539830109 393 1,107 SH   SOLE 0 0 0 1,107
LULULEMON ATHLETICA INC COM 550021109 284 815 SH   SOLE 0 0 0 815
LUMENTUM HLDGS INC COM 55024U109 525 5,542 SH   SOLE 0 0 0 5,542
MANTECH INTL CORP CL A 564563104 209 2,346 SH   SOLE 0 0 0 2,346
MARKETAXESS HLDGS INC COM 57060D108 257 451 SH   SOLE 0 0 0 451
MARTEN TRANS LTD COM 573075108 365 21,211 SH   SOLE 0 0 0 21,211
MASTERCARD INCORPORATED CL A 57636Q104 359 1,007 SH   SOLE 0 0 0 1,007
MCDONALDS CORP COM 580135101 389 1,815 SH   SOLE 0 0 0 1,815
MCKESSON CORP COM 58155Q103 215 1,238 SH   SOLE 0 0 0 1,238
MEDICAL PPTYS TRUST INC COM 58463J304 1,013 46,475 SH   SOLE 0 0 0 46,475
MERCK & CO. INC COM 58933Y105 1,633 19,969 SH   SOLE 0 0 0 19,969
METALLA RTY & STREAMING LTD COM NEW 59124U605 322 25,675 SH   SOLE 0 0 0 25,675
MICROSOFT CORP COM 594918104 13,126 59,013 SH   SOLE 0 0 0 59,013
MORGAN STANLEY COM NEW 617446448 515 7,508 SH   SOLE 0 0 0 7,508
NIO INC SPON ADS 62914V106 738 15,150 SH   SOLE 0 0 0 15,150
NETFLIX INC COM 64110L106 420 776 SH   SOLE 0 0 0 776
NEWMONT CORP COM 651639106 710 11,850 SH   SOLE 0 0 0 11,850
NEXTERA ENERGY INC COM 65339F101 254 3,294 SH   SOLE 0 0 0 3,294
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 618 9,210 SH   SOLE 0 0 0 9,210
NIKE INC CL B 654106103 475 3,357 SH   SOLE 0 0 0 3,357
NORFOLK SOUTHN CORP COM 655844108 325 1,369 SH   SOLE 0 0 0 1,369
NORTHERN TR CORP COM 665859104 1,779 19,099 SH   SOLE 0 0 0 19,099
NOVO-NORDISK A S ADR 670100205 2,658 38,050 SH   SOLE 0 0 0 38,050
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 390 24,750 SH   SOLE 0 0 0 24,750
NVIDIA CORPORATION COM 67066G104 692 1,325 SH   SOLE 0 0 0 1,325
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 1,004 66,222 SH   SOLE 0 0 0 66,222
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102 87 13,800 SH   SOLE 0 0 0 13,800
NUVEEN TAXABLE MUNICPAL INM COM 67074C103 360 15,156 SH   SOLE 0 0 0 15,156
NUVEEN REAL ASSET INCOME & G COM 67074Y105 229 17,038 SH   SOLE 0 0 0 17,038
ORACLE CORP COM 68389X105 7,030 108,680 SH   SOLE 0 0 0 108,680
PNC FINL SVCS GROUP INC COM 693475105 559 3,750 SH   SOLE 0 0 0 3,750
PPL CORP COM 69351T106 212 7,529 SH   SOLE 0 0 0 7,529
PARKER-HANNIFIN CORP COM 701094104 312 1,146 SH   SOLE 0 0 0 1,146
PAYPAL HLDGS INC COM 70450Y103 13,795 58,902 SH   SOLE 0 0 0 58,902
PEPSICO INC COM 713448108 1,216 8,201 SH   SOLE 0 0 0 8,201
PETMED EXPRESS INC COM 716382106 514 16,018 SH   SOLE 0 0 0 16,018
PFIZER INC COM 717081103 2,215 60,184 SH   SOLE 0 0 0 60,184
PIMCO INCOME STRATEGY FD COM 72201H108 126 11,000 SH   SOLE 0 0 0 11,000
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 295 3,004 SH   SOLE 0 0 0 3,004
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 300 2,940 SH   SOLE 0 0 0 2,940
PRESTIGE CONSMR HEALTHCARE I COM 74112D101 400 11,476 SH   SOLE 0 0 0 11,476
PRICE T ROWE GROUP INC COM 74144T108 201 1,330 SH   SOLE 0 0 0 1,330
PROCTER AND GAMBLE CO COM 742718109 2,129 15,301 SH   SOLE 0 0 0 15,301
PROGRESSIVE CORP COM 743315103 217 2,194 SH   SOLE 0 0 0 2,194
PROLOGIS INC. COM 74340W103 290 2,911 SH   SOLE 0 0 0 2,911
PROSHARES TR SHORT S&P 500 NE 74347B425 432 24,050 SH   SOLE 0 0 0 24,050
QUALCOMM INC COM 747525103 2,258 14,820 SH   SOLE 0 0 0 14,820
QUALYS INC COM 74758T303 657 5,395 SH   SOLE 0 0 0 5,395
RAYTHEON TECHNOLOGIES CORP COM 75513E101 217 3,039 SH   SOLE 0 0 0 3,039
REALTY INCOME CORP COM 756109104 547 8,800 SH   SOLE 0 0 0 8,800
REGENERON PHARMACEUTICALS COM 75886F107 222 460 SH   SOLE 0 0 0 460
ROPER TECHNOLOGIES INC COM 776696106 1,513 3,510 SH   SOLE 0 0 0 3,510
ROYAL GOLD INC COM 780287108 225 2,120 SH   SOLE 0 0 0 2,120
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,937 18,554 SH   SOLE 0 0 0 18,554
SPDR GOLD TR GOLD SHS 78463V107 2,242 12,569 SH   SOLE 0 0 0 12,569
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 341 10,103 SH   SOLE 0 0 0 10,103
SPDR SER TR PORTFOLI S&P1500 78464A805 333 7,221 SH   SOLE 0 0 0 7,221
SPDR SER TR SPDR BLOOMBERG 78468R663 4,672 51,047 SH   SOLE 0 0 0 51,047
SPDR SER TR PORTFOLIO S&P600 78468R853 226 6,311 SH   SOLE 0 0 0 6,311
SP PLUS CORP COM 78469C103 251 8,702 SH   SOLE 0 0 0 8,702
SALESFORCE COM INC COM 79466L302 465 2,089 SH   SOLE 0 0 0 2,089
SANDSTORM GOLD LTD COM NEW 80013R206 88 12,300 SH   SOLE 0 0 0 12,300
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 211 2,320 SH   SOLE 0 0 0 2,320
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 310 2,412 SH   SOLE 0 0 0 2,412
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 582 6,540 SH   SOLE 0 0 0 6,540
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 278 7,708 SH   SOLE 0 0 0 7,708
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 219 4,252 SH   SOLE 0 0 0 4,252
SEAGEN INC COM 81181C104 299 1,705 SH   SOLE 0 0 0 1,705
SHERWIN WILLIAMS CO COM 824348106 312 425 SH   SOLE 0 0 0 425
SHOPIFY INC CL A 82509L107 549 485 SH   SOLE 0 0 0 485
SIMULATIONS PLUS INC COM 829214105 220 3,061 SH   SOLE 0 0 0 3,061
SMITH & WESSON BRANDS INC COM 831754106 445 25,044 SH   SOLE 0 0 0 25,044
SOUTHERN CO COM 842587107 371 6,034 SH   SOLE 0 0 0 6,034
SPLUNK INC COM 848637104 218 1,283 SH   SOLE 0 0 0 1,283
SPROTT PHYSICAL GOLD TR UNIT 85207H104 204 13,493 SH   SOLE 0 0 0 13,493
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 290 31,100 SH   SOLE 0 0 0 31,100
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 1,072 55,403 SH   SOLE 0 0 0 55,403
SQUARE INC CL A 852234103 651 2,993 SH   SOLE 0 0 0 2,993
STANLEY BLACK & DECKER INC COM 854502101 225 1,259 SH   SOLE 0 0 0 1,259
STARBUCKS CORP COM 855244109 2,820 26,357 SH   SOLE 0 0 0 26,357
STEEL DYNAMICS INC COM 858119100 4,996 135,494 SH   SOLE 0 0 0 135,494
STONECASTLE FINL CORP COM 861780104 318 16,500 SH   SOLE 0 0 0 16,500
STURM RUGER & CO INC COM 864159108 213 3,275 SH   SOLE 0 0 0 3,275
SUNPOWER CORP COM 867652406 208 8,100 SH   SOLE 0 0 0 8,100
SYSCO CORP COM 871829107 467 6,283 SH   SOLE 0 0 0 6,283
TJX COS INC NEW COM 872540109 557 8,156 SH   SOLE 0 0 0 8,156
T-MOBILE US INC COM 872590104 560 4,153 SH   SOLE 0 0 0 4,153
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 639 5,859 SH   SOLE 0 0 0 5,859
TARGET CORP COM 87612E106 3,471 19,665 SH   SOLE 0 0 0 19,665
TESLA INC COM 88160R101 22,147 31,384 SH   SOLE 0 0 0 31,384
TEXAS INSTRS INC COM 882508104 413 2,515 SH   SOLE 0 0 0 2,515
THE TRADE DESK INC COM CL A 88339J105 489 610 SH   SOLE 0 0 0 610
THERMO FISHER SCIENTIFIC INC COM 883556102 588 1,263 SH   SOLE 0 0 0 1,263
3M CO COM 88579Y101 10,114 57,862 SH   SOLE 0 0 0 57,862
TRECORA RES COM 894648104 174 24,913 SH   SOLE 0 0 0 24,913
TRUSTCO BK CORP N Y COM 898349105 75 11,231 SH   SOLE 0 0 0 11,231
TWITTER INC COM 90184L102 225 4,163 SH   SOLE 0 0 0 4,163
US BANCORP DEL COM NEW 902973304 203 4,350 SH   SOLE 0 0 0 4,350
UNITED PARCEL SERVICE INC CL B 911312106 238 1,416 SH   SOLE 0 0 0 1,416
UNITEDHEALTH GROUP INC COM 91324P102 1,420 4,049 SH   SOLE 0 0 0 4,049
VALLEY NATL BANCORP COM 919794107 125 12,800 SH   SOLE 0 0 0 12,800
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,945 13,774 SH   SOLE 0 0 0 13,774
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 426 4,653 SH   SOLE 0 0 0 4,653
VANGUARD WORLD FDS UTILITIES ETF 92204A876 411 2,996 SH   SOLE 0 0 0 2,996
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 5,335 88,559 SH   SOLE 0 0 0 88,559
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 246 2,533 SH   SOLE 0 0 0 2,533
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 654 1,904 SH   SOLE 0 0 0 1,904
VANGUARD INDEX FDS TOTAL STK MKT 922908769 472 2,423 SH   SOLE 0 0 0 2,423
VERIZON COMMUNICATIONS INC COM 92343V104 14,714 250,451 SH   SOLE 0 0 0 250,451
VILLAGE FARMS INTL INC COM 92707Y108 133 13,100 SH   SOLE 0 0 0 13,100
VISA INC COM CL A 92826C839 1,945 8,892 SH   SOLE 0 0 0 8,892
WP CAREY INC COM 92936U109 244 3,455 SH   SOLE 0 0 0 3,455
WEC ENERGY GROUP INC COM 92939U106 1,936 21,040 SH   SOLE 0 0 0 21,040
WALMART INC COM 931142103 1,609 11,162 SH   SOLE 0 0 0 11,162
WASTE MGMT INC DEL COM 94106L109 6,593 55,909 SH   SOLE 0 0 0 55,909
WELLS FARGO CO NEW PERP PFD CNV A 949746804 1,300 857 SH   SOLE 0 0 0 857
WHEATON PRECIOUS METALS CORP COM 962879102 246 5,905 SH   SOLE 0 0 0 5,905
YUM BRANDS INC COM 988498101 826 7,613 SH   SOLE 0 0 0 7,613
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 220 651 SH   SOLE 0 0 0 651