The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 277 1,589 SH   SOLE NONE 1,589 0 0
ABB LTD SPON ADR EACH REP 1 ORD SHS SPONSORED ADR 000375204 234 8,394 SH   SOLE NONE 8,394 0 0
ABBOTT LABORATORIES COM 002824100 577 5,276 SH   SOLE NONE 5,276 0 0
ABBVIE INC COM USD0.01 COM 00287Y109 710 6,633 SH   SOLE NONE 6,633 0 0
ACCENTURE PLC SHS CLASS A G1151C101 262 1,004 SH   SOLE NONE 1,004 0 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 666 1,333 SH   SOLE NONE 1,333 0 0
ADVANCED DRAINAGE SYSTEMS INC COM 00790R104 267 3,200 SH   SOLE NONE 3,200 0 0
AIR PRODUCTS AND CHEMICALS INC COM 009158106 277 1,014 SH   SOLE NONE 1,014 0 0
ALIBABA GROUP HOLDING LTD SPON ADS EACH REP 8 ORD SHS SPONSORED ADS 01609W102 624 2,682 SH   SOLE NONE 2,682 0 0
ALLISON TRANSMISSION HOLDINGS INC COM 01973R101 229 5,319 SH   SOLE NONE 5,319 0 0
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 2,409 1,375 SH   SOLE NONE 1,375 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 655 374 SH   SOLE NONE 374 0 0
ALTRIA GROUP INC COM 02209S103 277 6,770 SH   SOLE NONE 6,770 0 0
AMAZON.COM INC COM 023135106 4,582 1,407 SH   SOLE NONE 1,407 0 0
AMEDISYS INC COM 023436108 267 911 SH   SOLE NONE 911 0 0
AMERICAN ELEC PWR CO INC COM COM 025537101 1,779 21,370 SH   SOLE NONE 21,370 0 0
AMERICAN EXPRESS CO COM USD0.20 COM 025816109 303 2,508 SH   SOLE NONE 2,508 0 0
AMERICAN TOWER CORP COM USD0.01 COM 03027X100 348 1,554 SH   SOLE NONE 1,554 0 0
AMGEN INC COM 031162100 1,029 4,475 SH   SOLE NONE 4,475 0 0
ANTHEM INC COM 036752103 301 940 SH   SOLE NONE 940 0 0
APPLE INC COM USD0.00001 COM 037833100 12,672 95,504 SH   SOLE NONE 95,504 0 0
ASML HOLDING NV EUR0.09 NY REGISTRY SHS 2012 N Y REGISTRY SHS N07059210 268 551 SH   SOLE NONE 551 0 0
ASTRAZENECA ADR REP 0.5 ORD SPONSORED ADR 046353108 1,867 37,349 SH   SOLE NONE 37,349 0 0
AT&T INC COM USD1 COM 00206R102 767 26,684 SH   SOLE NONE 26,684 0 0
AUTODESK INC COM 052769106 327 1,074 SH   SOLE NONE 1,074 0 0
AUTOMATIC DATA PROCESSING INC COM USD0.10 COM 053015103 310 1,759 SH   SOLE NONE 1,759 0 0
BANK OF NOVA SCOTIA COM NPV ISIN #CA0641491075 SEDOL #2076281 COM 064149107 201 3,727 SH   SOLE NONE 3,727 0 0
BERKSHIRE HATHAWAY INC CL A 084670108 347 1 SH   SOLE NONE 1 0 0
BERRY GLOBAL GROUP INC COM 08579W103 247 4,398 SH   SOLE NONE 4,398 0 0
BJS WHSL CLUB HLDGS INC COM COM 05550J101 206 5,546 SH   SOLE NONE 5,546 0 0
BK OF AMERICA CORP COM COM 060505104 807 26,655 SH   SOLE NONE 26,655 0 0
BLACKROCK INC COM USD0.01 COM 09247X101 462 641 SH   SOLE NONE 641 0 0
BLACKROCK MUNIYIELD PENNSYLVANIA QUALITY FUND COM 09255G107 372 24,979 SH   SOLE NONE 24,979 0 0
BLACKSTONE GROUP INC COM CL A COM CL A 09260D107 1,040 16,047 SH   SOLE NONE 16,047 0 0
BOEING CO COM USD5.00 COM 097023105 1,018 4,757 SH   SOLE NONE 4,757 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 465 7,506 SH   SOLE NONE 7,506 0 0
BROADCOM INC COM COM 11135F101 775 1,771 SH   SOLE NONE 1,771 0 0
CATALENT INC COM COM 148806102 257 2,476 SH   SOLE NONE 2,476 0 0
CHARLES RIVER LABORATORIES INTERNATIONAL INC COM 159864107 241 967 SH   SOLE NONE 967 0 0
CHEMOURS CO COM COM 163851108 847 34,190 SH   SOLE NONE 34,190 0 0
CHEVRON CORP NEW COM COM 166764100 674 7,986 SH   SOLE NONE 7,986 0 0
CHINA LIFE INSURANCE CO ADR EACH REP 5 ORD H CNY1 SPON ADR REP H 16939P106 150 13,614 SH   SOLE NONE 13,614 0 0
CIRRUS LOGIC INC COM 172755100 255 3,109 SH   SOLE NONE 3,109 0 0
CISCO SYSTEMS INC COM 17275R102 1,190 26,599 SH   SOLE NONE 26,599 0 0
CITIGROUP INC COM NEW 172967424 386 6,265 SH   SOLE NONE 6,265 0 0
CME GROUP INC COM COM 12572Q105 1,143 6,279 SH   SOLE NONE 6,279 0 0
COCA-COLA CO COM 191216100 1,194 21,785 SH   SOLE NONE 21,785 0 0
COLGATE-PALMOLIVE CO COM USD1.00 COM 194162103 561 6,563 SH   SOLE NONE 6,563 0 0
COMCAST CORP CL A 20030N101 351 6,702 SH   SOLE NONE 6,702 0 0
CONOCOPHILLIPS COM COM 20825C104 337 8,441 SH   SOLE NONE 8,441 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND SBI CONS DISCR 81369Y407 3,711 23,083 SH   SOLE NONE 23,083 0 0
CONSUMER STAPLES SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 204 3,033 SH   SOLE NONE 3,033 0 0
CORTEVA INC COM COM 22052L104 2,482 64,110 SH   SOLE NONE 64,110 0 0
COSTCO WHOLESALE CORP COM USD0.01 COM 22160K105 397 1,056 SH   SOLE NONE 1,056 0 0
CROWN CASTLE INTL CORP NEW COM ISIN #US22822V1017 SEDOL #BTGQCX1 COM 22822V101 525 3,300 SH   SOLE NONE 3,300 0 0
CSX CORP COM USD1 COM 126408103 513 5,653 SH   SOLE NONE 5,653 0 0
CYRUSONE INC COM USD0.01 COM 23283R100 299 4,088 SH   SOLE NONE 4,088 0 0
DANAHER CORPORATION COM COM 235851102 267 1,203 SH   SOLE NONE 1,203 0 0
DARDEN RESTAURANTS INC COM 237194105 285 2,400 SH   SOLE NONE 2,400 0 0
DEERE & CO COM 244199105 233 867 SH   SOLE NONE 867 0 0
DIGITAL REALTY TRUST INC COM 253868103 952 6,827 SH   SOLE NONE 6,827 0 0
DISNEY WALT CO COM COM 254687106 1,185 6,544 SH   SOLE NONE 6,544 0 0
DOMINION ENERGY INC COM COM 25746U109 541 7,201 SH   SOLE NONE 7,201 0 0
DOW INC COM COM 260557103 3,208 57,813 SH   SOLE NONE 57,813 0 0
DUKE ENERGY CORP NEW COM NEW ISIN #US26441C2044 SEDOL #B7JZSK0 COM NEW 26441C204 275 3,007 SH   SOLE NONE 3,007 0 0
DUPONT DE NEMOURS INC COM COM 26614N102 3,895 54,780 SH   SOLE NONE 54,780 0 0
ELI LILLY AND CO COM 532457108 1,128 6,682 SH   SOLE NONE 6,682 0 0
EMERSON ELECTRIC CO COM 291011104 616 7,666 SH   SOLE NONE 7,666 0 0
ESTEE LAUDER COMPANIES INC COM USD0.01 CLASS A CL A 518439104 315 1,184 SH   SOLE NONE 1,184 0 0
EVERBRIDGE INC COM COM 29978A104 250 1,680 SH   SOLE NONE 1,680 0 0
EXELON CORP COM NPV COM 30161N101 635 15,043 SH   SOLE NONE 15,043 0 0
EXXON MOBIL CORP COM 30231G102 781 18,968 SH   SOLE NONE 18,968 0 0
FACEBOOK INC-CLASS A CL A 30303M102 1,317 4,823 SH   SOLE NONE 4,823 0 0
FEDEX CORP COM USD0.10 COM 31428X106 326 1,257 SH   SOLE NONE 1,257 0 0
FIRST HORIZON CORPORATION COM COM 320517105 252 19,821 SH   SOLE NONE 19,821 0 0
FIRST TR EXCHANGE TRADED FD DOW JONES INTERNET INDEX FD DJ INTERNT IDX 33733E302 479 2,258 SH   SOLE NONE 2,258 0 0
FIRST TRUST CLOUD COMPUTING ETF CLOUD COMPUTING 33734X192 341 3,598 SH   SOLE NONE 3,598 0 0
FRANKLIN TEMPLETON ETF TR FTSE EUROPE FTSE EUROPE 35473P652 1,279 49,072 SH   SOLE NONE 49,072 0 0
GENERAC HLDGS INC COM USD0.01 COM 368736104 235 1,036 SH   SOLE NONE 1,036 0 0
GENERAL DYNAMICS CORP COM USD1.00 COM 369550108 268 1,801 SH   SOLE NONE 1,801 0 0
GENERAL ELECTRIC CO COM USD0.06 COM 369604103 412 38,189 SH   SOLE NONE 38,189 0 0
GENERAL MILLS INC COM USD0.10 COM 370334104 323 5,494 SH   SOLE NONE 5,494 0 0
GLOBAL X FDS MSCI SUPR EM ETF MSCI SUPR EM ETF 37950E119 1,258 108,682 SH   SOLE NONE 108,682 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA EME ACTIVEBETA EME 381430206 384 10,065 SH   SOLE NONE 10,065 0 0
GRANITESHARES GOLD TR SHS BEN INT SHS BEN INT 38748G101 3,638 192,605 SH   SOLE NONE 192,605 0 0
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 4,367 38,499 SH   SOLE NONE 38,499 0 0
HELEN OF TROY LTD COM COM G4388N106 239 1,079 SH   SOLE NONE 1,079 0 0
HILL-ROM HOLDINGS INC COM 431475102 229 2,346 SH   SOLE NONE 2,346 0 0
HOME DEPOT INC COM 437076102 569 2,144 SH   SOLE NONE 2,144 0 0
HONEYWELL INTERNATIONAL INC COM USD1 COM 438516106 304 1,430 SH   SOLE NONE 1,430 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND SBI INT-INDS 81369Y704 1,307 14,767 SH   SOLE NONE 14,767 0 0
INTEL CORP COM USD0.001 COM 458140100 1,426 28,636 SH   SOLE NONE 28,636 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 256 314 SH   SOLE NONE 314 0 0
INVESCO EXCH TRADED FD TR II CHINA TECHNLGY CHINA TECHNLGY 46138E800 1,672 20,309 SH   SOLE NONE 20,309 0 0
INVESCO EXCH TRADED FD TR II PFD ETF PFD ETF 46138E511 314 20,624 SH   SOLE NONE 20,624 0 0
INVESCO EXCHANGE TRADED FD TR INTL DIVI ACHI INTL DIVI ACHI 46137V548 1,229 80,066 SH   SOLE NONE 80,066 0 0
INVESCO EXCHANGE TRADED FD TR S&P 500 TOP 50 S&P 500 TOP 50 46137V233 542 1,900 SH   SOLE NONE 1,900 0 0
INVESCO EXCHANGE TRADED FD TR S&P500 EQL WGT S&P500 EQL WGT 46137V357 793 6,221 SH   SOLE NONE 6,221 0 0
INVESCO QQQ TR UNIT SER 1 UNIT SER 1 46090E103 4,793 15,279 SH   SOLE NONE 15,279 0 0
ISHARES CORE 1-5 YEAR USD BOND ETF CORE 1 5 YR USD 46432F859 478 9,263 SH   SOLE NONE 9,263 0 0
ISHARES CORE AGGRESSIVE ALLOCATION ETF AGGRES ALLOC ETF 464289859 291 4,541 SH   SOLE NONE 4,541 0 0
ISHARES CORE GROWTH ALLOCATION ETF GRWT ALLOCAT ETF 464289867 263 5,048 SH   SOLE NONE 5,048 0 0
ISHARES CORE HIGH DIVIDEND ETF CORE HIGH DV ETF 46429B663 3,005 34,281 SH   SOLE NONE 34,281 0 0
ISHARES CORE MSCI EUROPE ETF CORE MSCI EURO 46434V738 978 19,073 SH   SOLE NONE 19,073 0 0
ISHARES CORE MSCI PACIFIC ETF CORE MSCI PAC 46434V696 822 12,766 SH   SOLE NONE 12,766 0 0
ISHARES CORE S&P SMALL-CAP E CORE S&P SCP ETF 464287804 601 6,540 SH   SOLE NONE 6,540 0 0
ISHARES GOLD TRUST ISHARES ISIN #US4642851053 SEDOL B0SF3S5 ISHARES 464285105 238 13,136 SH   SOLE NONE 13,136 0 0
ISHARES IBONDS DEC 2021 TERM CORPORATE ETF IBONDS DEC21 ETF 46434VBK5 652 26,176 SH   SOLE NONE 26,176 0 0
ISHARES IBONDS DEC 2021 TERM MUNI BOND ETF IBONDS DEC2021 46435G789 3,133 121,561 SH   SOLE NONE 121,561 0 0
ISHARES IBONDS DEC 2022 TERM CORPORATE ETF IBONDS DEC22 ETF 46434VBA7 252 9,877 SH   SOLE NONE 9,877 0 0
ISHARES IBONDS DEC 2022 TERM MUNI BOND ETF IBONDS DEC2022 46435G755 1,586 60,202 SH   SOLE NONE 60,202 0 0
ISHARES INC CORE MSCI EMERGING MKTS ETF CORE MSCI EMKT 46434G103 4,734 76,311 SH   SOLE NONE 76,311 0 0
ISHARES INC EM MKTS DIV ETF EM MKTS DIV ETF 464286319 838 22,509 SH   SOLE NONE 22,509 0 0
ISHARES INC MSCI JPN ETF NEW MSCI JPN ETF NEW 46434G822 896 13,275 SH   SOLE NONE 13,275 0 0
ISHARES INC MSCI PAC JP ETF MSCI PAC JP ETF 464286665 532 11,133 SH   SOLE NONE 11,133 0 0
ISHARES NATIONAL MUNI BOND ETF NATIONAL MUN ETF 464288414 8,243 70,339 SH   SOLE NONE 70,339 0 0
ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622 689 3,256 SH   SOLE NONE 3,256 0 0
ISHARES S&P 500 CORE S&P500 ETF 464287200 1,440 3,838 SH   SOLE NONE 3,838 0 0
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 702 11,012 SH   SOLE NONE 11,012 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF S&P MC 400GR ETF 464287606 938 13,000 SH   SOLE NONE 13,000 0 0
ISHARES S&P SMALLCAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 243 3,000 SH   SOLE NONE 3,000 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SHRT NAT MUN ETF 464288158 3,904 36,115 SH   SOLE NONE 36,115 0 0
ISHARES TR CORE MSCI TOTAL CORE MSCI TOTAL 46432F834 2,188 32,571 SH   SOLE NONE 32,571 0 0
ISHARES TR ESG AW MSCI EAFE ESG AW MSCI EAFE 46435G516 291 3,986 SH   SOLE NONE 3,986 0 0
ISHARES TR IBDS DEC28 ETF IBDS DEC28 ETF 46435U515 14,646 495,656 SH   SOLE NONE 495,656 0 0
ISHARES TR IBONDS 27 ETF IBONDS 27 ETF 46435UAA9 14,529 527,014 SH   SOLE NONE 527,014 0 0
ISHARES TR IBONDS DEC 2024 TERM MUNI BD ETF IBONDS DEC 46435U697 1,226 45,266 SH   SOLE NONE 45,266 0 0
ISHARES TR IBONDS DEC 2025 TERM MUNI BDS ETF IBONDS DEC 25 46435U432 574 20,377 SH   SOLE NONE 20,377 0 0
ISHARES TR IBONDS DEC 2026 TERM CORP ETF IBONDS DEC2026 46435GAA0 14,652 540,662 SH   SOLE NONE 540,662 0 0
ISHARES TR IBONDS DEC2023 TERM MUNI BD ETF IBONDS DEC2023 46435G318 1,515 57,882 SH   SOLE NONE 57,882 0 0
ISHARES TR INTL DIV GRWTH INTL DIV GRWTH 46435G524 1,947 30,866 SH   SOLE NONE 30,866 0 0
ISHARES TR INTL SEL DIV ETF INTL SEL DIV ETF 464288448 1,941 65,866 SH   SOLE NONE 65,866 0 0
ISHARES TR MBS ETF MBS ETF 464288588 21,915 198,993 SH   SOLE NONE 198,993 0 0
ISHARES TR MSCI CHINA ETF MSCI CHINA ETF 46429B671 374 4,627 SH   SOLE NONE 4,627 0 0
ISHARES TR MSCI EAFE MIN VL MSCI EAFE MIN VL 46429B689 662 9,031 SH   SOLE NONE 9,031 0 0
ISHARES TR MSCI INTL MOMENT MSCI INTL MOMENT 46434V449 1,019 27,074 SH   SOLE NONE 27,074 0 0
ISHARES TR MSCI USA MIN VOL MSCI USA MIN VOL 46429B697 3,708 54,628 SH   SOLE NONE 54,628 0 0
ISHARES TR MSCI USA MMENTM MSCI USA MMENTM 46432F396 318 1,974 SH   SOLE NONE 1,974 0 0
ISHARES TR MSCI USA QLT FCT MSCI USA QLT FCT 46432F339 461 3,969 SH   SOLE NONE 3,969 0 0
ISHARES TR NASDAQ BIOTECH NASDAQ BIOTECH 464287556 1,577 10,412 SH   SOLE NONE 10,412 0 0
ISHARES TR RUS 1000 GRW ETF RUS 1000 GRW ETF 464287614 408 1,695 SH   SOLE NONE 1,695 0 0
ISHARES TRUST 0-5YR HIGH YIELD CORP BD ISIN #US46434V4077 SEDOL #BFS2LL0 0-5YR HI YL CP 46434V407 670 14,745 SH   SOLE NONE 14,745 0 0
ISHARES TRUST CORE DIVID GWTH CORE DIV GRWTH 46434V621 575 12,845 SH   SOLE NONE 12,845 0 0
ISHARES TRUST GLOBAL REIT ETF GLOBAL REIT ETF 46434V647 7,776 324,965 SH   SOLE NONE 324,965 0 0
ISHARES U S ETF TR BLACKROCK SHORT BLACKROCK SHORT 46431W838 200 3,989 SH   SOLE NONE 3,989 0 0
ITT INC COM COM 45073V108 257 3,338 SH   SOLE NONE 3,338 0 0
J P MORGAN EXCHANGE-TRADED FD BETBULD EUROPE BETBULD EUROPE 46641Q720 3,075 117,761 SH   SOLE NONE 117,761 0 0
JOHNSON &JOHNSON COM USD1.00 COM 478160104 2,167 13,773 SH   SOLE NONE 13,773 0 0
JPMORGAN CHASE & CO COM 46625H100 3,079 24,231 SH   SOLE NONE 24,231 0 0
KBR INC COM USD0.001 COM 48242W106 275 8,909 SH   SOLE NONE 8,909 0 0
KIMBERLY-CLARK CORP COM COM 494368103 417 3,097 SH   SOLE NONE 3,097 0 0
KINDER MORGAN INC COM USD0.01 COM 49456B101 519 38,013 SH   SOLE NONE 38,013 0 0
KRANESHARES TR CSI CHINA INTERNET ETF CSI CHI INTERNET 500767306 716 9,326 SH   SOLE NONE 9,326 0 0
KT ADR REP 1/2 ORD SPONSORED ADR 48268K101 173 15,760 SH   SOLE NONE 15,760 0 0
LHC GROUP INC COM 50187A107 221 1,038 SH   SOLE NONE 1,038 0 0
LOCKHEED MARTIN CORP COM USD1.00 COM 539830109 1,562 4,402 SH   SOLE NONE 4,402 0 0
LULULEMON ATHLETICA INC COM USD0.005 COM 550021109 253 727 SH   SOLE NONE 727 0 0
MASTERCARD INCORPORATED CL A CL A 57636Q104 299 840 SH   SOLE NONE 840 0 0
MATERIALS SELECT SECTOR SPDR SBI MATERIALS 81369Y100 636 8,799 SH   SOLE NONE 8,799 0 0
MCDONALD S CORP COM 580135101 2,167 10,099 SH   SOLE NONE 10,099 0 0
MERCK &CO. INC COM COM 58933Y105 1,551 18,972 SH   SOLE NONE 18,972 0 0
MICROCHIP TECHNOLOGY INC. COM COM 595017104 233 1,691 SH   SOLE NONE 1,691 0 0
MICROSOFT CORP COM 594918104 4,627 20,805 SH   SOLE NONE 20,805 0 0
MONSTER BEVERAGE CORP NEW COM COM 61174X109 220 2,381 SH   SOLE NONE 2,381 0 0
NETEASE INC ADS EACH REPR 25 COM STK USD0.0001 SPONSORED ADS 64110W102 310 3,244 SH   SOLE NONE 3,244 0 0
NETFLIX INC COM 64110L106 714 1,322 SH   SOLE NONE 1,322 0 0
NEXTERA ENERGY INC COM USD0.01 COM 65339F101 1,041 13,496 SH   SOLE NONE 13,496 0 0
NOVARTIS AG SPONSORED ADR SPONSORED ADR 66987V109 489 5,180 SH   SOLE NONE 5,180 0 0
NOVO NORDISK A/S ADR-EACH CNV INTO 1 CLASS B DKK1 ADR 670100205 346 4,964 SH   SOLE NONE 4,964 0 0
NUVEEN PA MUN VALUE FUND COMMON SHARES OF BEN INT USD0.01 COM 67074K105 166 11,651 SH   SOLE NONE 11,651 0 0
NUVEEN PENNSYLVANIA QLT MUN FD COM COM 670972108 218 15,116 SH   SOLE NONE 15,116 0 0
NVIDIA CORPORATION COM COM 67066G104 985 1,887 SH   SOLE NONE 1,887 0 0
ORACLE CORP COM 68389X105 314 4,864 SH   SOLE NONE 4,864 0 0
PACCAR INC COM USD1.00 COM 693718108 613 7,109 SH   SOLE NONE 7,109 0 0
PATTERSON COS INC COM COM 703395103 250 8,456 SH   SOLE NONE 8,456 0 0
PAYPAL HLDGS INC COM COM 70450Y103 405 1,730 SH   SOLE NONE 1,730 0 0
PENSKE AUTOMOTIVE GROUP INC COM 70959W103 234 3,950 SH   SOLE NONE 3,950 0 0
PEPSICO INC COM 713448108 2,178 14,686 SH   SOLE NONE 14,686 0 0
PFIZER INC COM 717081103 1,571 42,684 SH   SOLE NONE 42,684 0 0
PHILIP MORRIS INTERNATIONAL INC COM NPV COM 718172109 274 3,316 SH   SOLE NONE 3,316 0 0
PHILLIPS 66 COM COM 718546104 381 5,450 SH   SOLE NONE 5,450 0 0
PNC FINANCIAL SERVICES GROUP COM USD5 COM 693475105 1,349 9,054 SH   SOLE NONE 9,054 0 0
PROCTER AND GAMBLE CO COM COM 742718109 2,251 16,184 SH   SOLE NONE 16,184 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF S&P 500 DV ARIST 74348A467 238 2,987 SH   SOLE NONE 2,987 0 0
PUBLIC SVC ENTERPRISE GRP INC COM COM 744573106 307 5,275 SH   SOLE NONE 5,275 0 0
QTS REALTY TRUST INC COM USD0.01 CL A COM CL A 74736A103 209 3,384 SH   SOLE NONE 3,384 0 0
QUALCOMM INC COM 747525103 366 2,404 SH   SOLE NONE 2,404 0 0
QUEST DIAGNOSTICS INC COM USD0.01 COM 74834L100 205 1,721 SH   SOLE NONE 1,721 0 0
RADIAN GROUP INC COM USD0.001 COM 750236101 254 12,555 SH   SOLE NONE 12,555 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 640 8,962 SH   SOLE NONE 8,962 0 0
ROBERT HALF INTERNATIONAL INC COM 770323103 213 3,425 SH   SOLE NONE 3,425 0 0
SALESFORCE.COM INC COM USD0.001 COM 79466L302 654 2,939 SH   SOLE NONE 2,939 0 0
SANOFI ADR REP 1 1/2 ORD SPONSORED ADR 80105N105 228 4,711 SH   SOLE NONE 4,711 0 0
SAP ADR REP 1 ORD SPON ADR 803054204 230 1,765 SH   SOLE NONE 1,765 0 0
SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF EMRG MKTEQ ETF 808524706 19,783 645,457 SH   SOLE NONE 645,457 0 0
SCHWAB STRATEGIC TR INTL EQUITY ETF INTL EQTY ETF 808524805 21,493 596,882 SH   SOLE NONE 596,882 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF INTL SCEQT ETF 808524888 211 5,623 SH   SOLE NONE 5,623 0 0
SCHWAB STRATEGIC TR SHORT-TERM US TREASURY ETF SHT TM US TRES 808524862 36,778 715,676 SH   SOLE NONE 715,676 0 0
SCHWAB STRATEGIC TR US TIPS ETF US TIPS ETF 808524870 29,342 472,659 SH   SOLE NONE 472,659 0 0
SCOTTS MIRACLE-GRO CO CL A 810186106 273 1,373 SH   SOLE NONE 1,373 0 0
SELECT SECTOR SPDR TR COMMUNICATION COMMUNICATION 81369Y852 409 6,063 SH   SOLE NONE 6,063 0 0
SELECT SECTOR SPDR TRUST AMEX FINANCIAL SELECT INDEX USD DIS SBI INT-FINL 81369Y605 9,335 316,672 SH   SOLE NONE 316,672 0 0
SELECT SECTOR SPDR TRUST TECHNOLOGY SELECT SECTOR USD DIS TECHNOLOGY 81369Y803 795 6,119 SH   SOLE NONE 6,119 0 0
SNAP-ON INC COM 833034101 206 1,207 SH   SOLE NONE 1,207 0 0
SPDR BLACKSTONE/GSO SEN LOAN BLKSTN GSOSRLN 78467V608 304 6,670 SH   SOLE NONE 6,670 0 0
SPDR S & P INTERNATIONAL DIVIDEND ETF S&P INTL ETF 78463X772 2,773 75,849 SH   SOLE NONE 75,849 0 0
SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT TR UNIT 78462F103 2,375 6,353 SH   SOLE NONE 6,353 0 0
SPDR SER TR S&P DIVID ETF S&P DIVID ETF 78464A763 233 2,204 SH   SOLE NONE 2,204 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL S&P 600 SMCP VAL 78464A300 7,934 119,878 SH   SOLE NONE 119,878 0 0
STARBUCKS CORP COM USD0.001 COM 855244109 650 6,080 SH   SOLE NONE 6,080 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING SPON ADS EACH REP 5 ORD TWD10 SPONSORED ADS 874039100 624 5,729 SH   SOLE NONE 5,729 0 0
TARGET CORP COM 87612E106 706 4,004 SH   SOLE NONE 4,004 0 0
TESLA INC COM COM 88160R101 211 300 SH   SOLE NONE 300 0 0
TEXAS INSTRUMENTS INC COM USD1.00 COM 882508104 503 3,069 SH   SOLE NONE 3,069 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 704 1,513 SH   SOLE NONE 1,513 0 0
THOMSON-REUTERS CORP COM NPV(POST REV SPLIT) ISIN #CA8849037095 SEDOL #BFXPTB0 COM NEW 884903709 271 3,311 SH   SOLE NONE 3,311 0 0
TIM S.A. SPON ADS EACH REP 5 ORD SHS SPONSORED ADR 88706T108 191 13,726 SH   SOLE NONE 13,726 0 0
TIMKEN CO COM 887389104 260 3,368 SH   SOLE NONE 3,368 0 0
TOTAL SE SPON ADS EA REP 1 ORD SHS SPONSORED ADS 89151E109 282 6,736 SH   SOLE NONE 6,736 0 0
TOYOTA MOTOR ADR REP 2 ORD SP ADR REP2COM 892331307 288 1,869 SH   SOLE NONE 1,869 0 0
UNION PAC CORP COM COM 907818108 824 3,958 SH   SOLE NONE 3,958 0 0
UNITED PARCEL SERVICE INC CL B 911312106 349 2,075 SH   SOLE NONE 2,075 0 0
UNITEDHEALTH GROUP INC COM 91324P102 635 1,813 SH   SOLE NONE 1,813 0 0
UTILITIES SELECT SECTOR SPDR FUND SBI INT-UTILS 81369Y886 346 5,527 SH   SOLE NONE 5,527 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF HIGH YLD MUN ETF 92189H409 1,438 23,372 SH   SOLE NONE 23,372 0 0
VANECK VECTORS ETF TR INTRMDT MUNI ETF INTRMDT MUNI ETF 92189H201 4,095 78,704 SH   SOLE NONE 78,704 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS JP MORGAN MKTS 92189H300 341 10,269 SH   SOLE NONE 10,269 0 0
VANECK VECTORS ETF TR SHRT HGH YLD MUN SHRT HGH YLD MUN 92189F387 387 15,629 SH   SOLE NONE 15,629 0 0
VANGUARD CHARLOTTE TOTAL INTL BD INDEX FD ETF INTL BD IDX ETF 92203J407 14,590 249,197 SH   SOLE NONE 249,197 0 0
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108 17,639 64,101 SH   SOLE NONE 64,101 0 0
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405 578 7,944 SH   SOLE NONE 7,944 0 0
VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504 21,611 96,596 SH   SOLE NONE 96,596 0 0
VANGUARD IDX FUND TOTAL STK MKT 922908769 2,211 11,360 SH   SOLE NONE 11,360 0 0
VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS GROWTH ETF 922908736 1,555 6,139 SH   SOLE NONE 6,139 0 0
VANGUARD INDEX FUNDS S&P 500 ETF USD S&P 500 ETF SHS 922908363 283 824 SH   SOLE NONE 824 0 0
VANGUARD INDUSTRIALS ETF INDUSTRIAL ETF 92204A603 16,014 94,206 SH   SOLE NONE 94,206 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF FTSE EMR MKT ETF 922042858 3,501 69,872 SH   SOLE NONE 69,872 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EUROPE ETF FTSE EUROPE ETF 922042874 921 15,302 SH   SOLE NONE 15,302 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE PACIFIC ETF FTSE PACIFIC ETF 922042866 2,670 33,558 SH   SOLE NONE 33,558 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE SMCAP ETF FTSE SMCAP ETF 922042718 8,126 66,699 SH   SOLE NONE 66,699 0 0
VANGUARD INTL EQUITY INDEX FDS TT WRLD ST ETF TT WRLD ST ETF 922042742 250 2,710 SH   SOLE NONE 2,710 0 0
VANGUARD LARGE-CAP INDEX FUND LARGE CAP ETF 922908637 841 4,789 SH   SOLE NONE 4,789 0 0
VANGUARD MATERIALS INDEX FUND MATERIALS ETF 92204A801 276 1,761 SH   SOLE NONE 1,761 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD TAX EXEMPT BD 922907746 413 7,487 SH   SOLE NONE 7,487 0 0
VANGUARD RUSSELL 1000 GROWTH ETF VNG RUS1000GRW 92206C680 330 1,335 SH   SOLE NONE 1,335 0 0
VANGUARD S&P SMALL-CAP 600 V SMLCP 600 VAL 921932778 1,792 12,766 SH   SOLE NONE 12,766 0 0
VANGUARD SMALL CAP VALUE ETF SM CP VAL ETF 922908611 3,599 25,308 SH   SOLE NONE 25,308 0 0
VANGUARD SMALL-CAP GROWTH INDEX FUND SML CP GRW ETF 922908595 453 1,694 SH   SOLE NONE 1,694 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF DIV APP ETF 921908844 305 2,161 SH   SOLE NONE 2,161 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF FTSE DEV MKT ETF 921943858 298 6,331 SH   SOLE NONE 6,331 0 0
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND VG TL INTL STK F 921909768 426 7,096 SH   SOLE NONE 7,096 0 0
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 5,088 37,083 SH   SOLE NONE 37,083 0 0
VANGUARD WHITEHALL FDS EMERG MKT BD ETF EMERG MKT BD ETF 921946885 469 5,705 SH   SOLE NONE 5,705 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD HIGH DIV YLD 921946406 1,899 20,752 SH   SOLE NONE 20,752 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF INTL DVD ETF 921946810 31,634 388,676 SH   SOLE NONE 388,676 0 0
VANGUARD WORLD FD ESG US STK ETF ESG US STK ETF 921910733 931 13,281 SH   SOLE NONE 13,281 0 0
VANGUARD WORLD FDS COMM SRVC ETF COMM SRVC ETF 92204A884 15,791 131,376 SH   SOLE NONE 131,376 0 0
VANGUARD WORLD FDS VANGUARD CONSUMER STAPLES ETF CONSUM STP ETF 92204A207 12,844 73,853 SH   SOLE NONE 73,853 0 0
VANGUARD WORLD FDS VANGUARD INFORMATION TECHNOLOGY ETF INF TECH ETF 92204A702 46,318 130,919 SH   SOLE NONE 130,919 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,342 39,869 SH   SOLE NONE 39,869 0 0
VISA INC COM CL A 92826C839 1,206 5,517 SH   SOLE NONE 5,517 0 0
WALMART INC COM COM 931142103 583 4,045 SH   SOLE NONE 4,045 0 0
WEC ENERGY GROUP INC COM COM 92939U106 415 4,514 SH   SOLE NONE 4,514 0 0
WISDOMTREE TR EMERGING MKTS HIGH DIVID FD EMER MKT HIGH FD 97717W315 1,480 35,982 SH   SOLE NONE 35,982 0 0
WORLD GOLD TR SPDR GLD MINIS SPDR GLD MINIS 98149E204 24,214 1,278,505 SH   SOLE NONE 1,278,505 0 0
YUM! BRANDS INC COM 988498101 244 2,251 SH   SOLE NONE 2,251 0 0
ZENDESK INC COM USD0.01 COM 98936J101 279 1,956 SH   SOLE NONE 1,956 0 0
ZOETIS INC CL A 98978V103 407 2,464 SH   SOLE NONE 2,464 0 0