The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 434 2,435 SH   SOLE   2,435 0 0
ALLETE INC COM NEW 018522300 402 6,484 SH   SOLE   6,484 0 0
ALLIANT ENERGY CORP COM 018802108 243 4,721 SH   SOLE   4,721 0 0
ALPHABET INC CAP STK CL A 02079K305 2,541 1,450 SH   SOLE   1,450 0 0
ALPHABET INC CAP STK CL C 02079K107 2,691 1,536 SH   SOLE   1,536 0 0
AMEREN CORP COM 023608102 231 2,960 SH   SOLE   2,960 0 0
AMERICAN ELEC PWR CO INC COM 025537101 303 3,634 SH   SOLE   3,634 0 0
AMERICAN TOWER CORP NEW COM 03027X100 805 3,585 SH   SOLE   3,585 0 0
APPLE INC COM 037833100 9,927 74,814 SH   SOLE   74,814 0 0
ATMOS ENERGY CORP COM 049560105 222 2,327 SH   SOLE   2,327 0 0
AVALONBAY CMNTYS INC COM 053484101 443 2,760 SH   SOLE   2,760 0 0
AVISTA CORP COM 05379B107 404 10,059 SH   SOLE   10,059 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 348 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,781 7,679 SH   SOLE   3,868 0 3,811
BLACK HILLS CORP COM 092113109 338 5,496 SH   SOLE   5,496 0 0
BOSTON PROPERTIES INC COM 101121101 271 2,864 SH   SOLE   2,864 0 0
CAPSTAR FINL HLDGS INC COM 14070T102 148 10,000 SH   SOLE   10,000 0 0
CHEVRON CORP NEW COM 166764100 7,636 90,421 SH   SOLE   85,717 0 4,704
CIGNA CORP NEW COM 125523100 413 1,983 SH   SOLE   1,983 0 0
CMS ENERGY CORP COM 125896100 258 4,225 SH   SOLE   4,225 0 0
COLGATE PALMOLIVE CO COM 194162103 497 5,815 SH   SOLE   5,815 0 0
DIGITAL RLTY TR INC COM 253868103 729 5,222 SH   SOLE   5,222 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 252 9,500 SH   SOLE   9,500 0 0
DISNEY WALT CO COM 254687106 2,600 14,350 SH   SOLE   14,348 0 2
DOW INC COM 260557103 16,068 289,516 SH   SOLE   274,753 0 14,763
DUKE ENERGY CORP NEW COM NEW 26441C204 381 4,161 SH   SOLE   4,161 0 0
DUKE REALTY CORP COM NEW 264411505 288 7,201 SH   SOLE   7,201 0 0
ENTERGY CORP NEW COM 29364G103 287 2,876 SH   SOLE   2,876 0 0
EQUINIX INC COM 29444U700 844 1,182 SH   SOLE   1,182 0 0
EQUITY LIFESTYLE PPTYS INC COM 29472R108 225 3,552 SH   SOLE   3,552 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 413 6,959 SH   SOLE   6,959 0 0
ESSEX PPTY TR INC COM 297178105 306 1,288 SH   SOLE   1,288 0 0
EVERSOURCE ENERGY COM 30040W108 371 4,287 SH   SOLE   4,287 0 0
EXTRA SPACE STORAGE INC COM 30225T102 291 2,510 SH   SOLE   2,510 0 0
EXXON MOBIL CORP COM 30231G102 7,786 188,901 SH   SOLE   180,357 0 8,544
FIRSTENERGY CORP COM 337932107 508 16,583 SH   SOLE   16,583 0 0
GENERAL ELECTRIC CO COM 369604103 341 31,591 SH   SOLE   31,591 0 0
HOME DEPOT INC COM 437076102 844 3,179 SH   SOLE   2,034 0 1,145
HOMOLOGY MEDICINES INC COM 438083107 417 36,955 SH   SOLE   36,955 0 0
HOST HOTELS & RESORTS INC COM 44107P104 207 14,147 SH   SOLE   14,147 0 0
IDACORP INC COM 451107106 282 2,933 SH   SOLE   2,933 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 13,523 107,427 SH   SOLE   102,155 0 5,272
INVESCO QQQ TR UNIT SER 1 46090E103 8,725 27,811 SH   SOLE   27,811 0 0
INVITATION HOMES INC COM 46187W107 318 10,695 SH   SOLE   10,695 0 0
ISHARES GOLD TRUST ISHARES 464285105 14,719 811,850 SH   SOLE   745,327 0 66,523
ISHARES TR 1 3 YR TREAS BD 464287457 2,472 28,614 SH   SOLE   28,317 0 297
ISHARES TR COHEN STEER REIT 464287564 331 6,140 SH   SOLE   6,140 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,003 10,912 SH   SOLE   10,912 0 0
ISHARES TR CORE S&P500 ETF 464287200 836 2,227 SH   SOLE   2,002 0 225
ISHARES TR CORE US AGGBD ET 464287226 766 6,485 SH   SOLE   6,220 0 265
ISHARES TR MICRO-CAP ETF 464288869 269 2,270 SH   SOLE   2,080 0 190
ISHARES TR MSCI EAFE ETF 464287465 285 3,902 SH   SOLE   2,709 0 1,193
ISHARES TR MSCI EMG MKT ETF 464287234 792 15,321 SH   SOLE   13,980 0 1,341
ISHARES TR RUS 1000 GRW ETF 464287614 1,477 6,123 SH   SOLE   5,491 0 632
ISHARES TR RUS 1000 VAL ETF 464287598 346 2,530 SH   SOLE   2,530 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 236 1,793 SH   SOLE   1,793 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 751 3,833 SH   SOLE   3,833 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,565 24,519 SH   SOLE   17,619 0 6,900
ISHARES TR S&P 500 VAL ETF 464287408 406 3,173 SH   SOLE   2,744 0 429
ISHARES TR SHORT TREAS BD 464288679 287 2,596 SH   SOLE   2,596 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,181 14,519 SH   SOLE   13,899 0 620
ISHARES TR TIPS BD ETF 464287176 910 7,129 SH   SOLE   6,289 0 840
JPMORGAN CHASE & CO COM 46625H100 373 2,936 SH   SOLE   2,936 0 0
LILLY ELI & CO COM 532457108 481 2,850 SH   SOLE   2,850 0 0
MASTERCARD INCORPORATED CL A 57636Q104 752 2,107 SH   SOLE   2,107 0 0
MCDONALDS CORP COM 580135101 744 3,468 SH   SOLE   3,468 0 0
MEDTRONIC PLC SHS G5960L103 340 2,902 SH   SOLE   2,902 0 0
MICROSOFT CORP COM 594918104 242 1,090 SH   SOLE   1,090 0 0
MONDELEZ INTL INC CL A 609207105 2,414 41,295 SH   SOLE   41,295 0 0
NEXTERA ENERGY INC COM 65339F101 608 7,876 SH   SOLE   7,876 0 0
NIKE INC CL B 654106103 482 3,406 SH   SOLE   3,406 0 0
NISOURCE INC COM 65473P105 300 13,081 SH   SOLE   13,081 0 0
NORTHWEST NAT HLDG CO COM 66765N105 339 7,373 SH   SOLE   7,373 0 0
NORTHWESTERN CORP COM NEW 668074305 377 6,458 SH   SOLE   6,458 0 0
OGE ENERGY CORP COM 670837103 391 12,269 SH   SOLE   12,269 0 0
ONE GAS INC COM 68235P108 233 3,041 SH   SOLE   3,041 0 0
PEPSICO INC COM 713448108 722 4,870 SH   SOLE   4,870 0 0
PHILIP MORRIS INTL INC COM 718172109 862 10,410 SH   SOLE   10,000 0 410
PINNACLE WEST CAP CORP COM 723484101 343 4,288 SH   SOLE   4,288 0 0
PNM RES INC COM 69349H107 217 4,477 SH   SOLE   4,477 0 0
PORTLAND GEN ELEC CO COM NEW 736508847 352 8,229 SH   SOLE   8,229 0 0
PROCTER AND GAMBLE CO COM 742718109 683 4,908 SH   SOLE   4,908 0 0
PROLOGIS INC. COM 74340W103 910 9,131 SH   SOLE   9,131 0 0
PUBLIC STORAGE COM 74460D109 686 2,972 SH   SOLE   2,972 0 0
REALTY INCOME CORP COM 756109104 423 6,808 SH   SOLE   6,808 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 631 2,236 SH   SOLE   2,236 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,178 38,436 SH   SOLE   38,436 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,296 35,982 SH   SOLE   35,982 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 398 7,743 SH   SOLE   7,743 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,276 21,435 SH   SOLE   21,435 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,575 17,313 SH   SOLE   17,313 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,771 31,131 SH   SOLE   29,021 0 2,110
SERVICENOW INC COM 81762P102 220 400 SH   SOLE   400 0 0
SIMON PPTY GROUP INC NEW COM 828806109 520 6,095 SH   SOLE   6,095 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 315 1,030 SH   SOLE   1,030 0 0
SPDR GOLD TR GOLD SHS 78463V107 557 3,124 SH   SOLE   3,074 0 50
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,304 97,882 SH   SOLE   93,292 0 4,590
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,482 35,141 SH   SOLE   32,842 0 2,299
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,563 22,903 SH   SOLE   22,402 0 501
SPDR SER TR PORTFOLIO S&P500 78464A854 1,932 43,948 SH   SOLE   38,469 0 5,479
SPDR SER TR PORTFOLIO S&P600 78468R853 862 24,076 SH   SOLE   22,571 0 1,505
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,454 42,277 SH   SOLE   41,287 0 990
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,292 19,524 SH   SOLE   19,524 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 369 4,033 SH   SOLE   4,033 0 0
SPIRE INC COM 84857L101 359 5,603 SH   SOLE   5,603 0 0
STANLEY BLACK & DECKER INC COM 854502101 214 1,200 SH   SOLE   1,200 0 0
SUN CMNTYS INC COM 866674104 280 1,840 SH   SOLE   1,840 0 0
TE CONNECTIVITY LTD REG SHS H84989104 326 2,689 SH   SOLE   2,689 0 0
TESLA INC COM 88160R101 4,216 5,975 SH   SOLE   5,975 0 0
UDR INC COM 902653104 219 5,691 SH   SOLE   5,691 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,797 57,867 SH   SOLE   52,462 0 5,405
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,435 38,947 SH   SOLE   34,338 0 4,609
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,520 43,036 SH   SOLE   42,516 0 520
VANGUARD INDEX FDS GROWTH ETF 922908736 33,961 134,051 SH   SOLE   119,623 0 14,428
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,696 15,339 SH   SOLE   14,779 0 560
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,077 48,004 SH   SOLE   45,562 0 2,442
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,620 4,713 SH   SOLE   4,713 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,879 41,340 SH   SOLE   37,978 0 3,362
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,332 27,387 SH   SOLE   23,467 0 3,920
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,038 10,472 SH   SOLE   10,472 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 12,324 103,596 SH   SOLE   99,400 0 4,196
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 343 5,880 SH   SOLE   5,880 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,144 122,616 SH   SOLE   121,495 0 1,121
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 832 15,324 SH   SOLE   15,100 0 224
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,989 36,033 SH   SOLE   34,841 0 1,192
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 284 4,087 SH   SOLE   4,087 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 563 5,793 SH   SOLE   5,793 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 201 1,425 SH   SOLE   1,425 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,728 163,684 SH   SOLE   155,030 0 8,654
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 18,234 300,000 SH   SOLE   300,000 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 9,989 74,849 SH   SOLE   74,849 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 218 4,203 SH   SOLE   4,203 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 5,135 37,420 SH   SOLE   35,865 0 1,555
VERIZON COMMUNICATIONS INC COM 92343V104 6,027 102,587 SH   SOLE   97,973 0 4,614
VISA INC COM CL A 92826C839 457 2,091 SH   SOLE   1,221 0 870
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,603 65,262 SH   SOLE   61,819 0 3,443
WEC ENERGY GROUP INC COM 92939U106 232 2,526 SH   SOLE   2,526 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E204 25,424 1,342,335 SH   SOLE   1,246,485 0 95,850
XCEL ENERGY INC COM 98389B100 251 3,758 SH   SOLE   3,758 0 0