The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 7,071 2,171 SH   SOLE   0 0 2,171
INVESCO QQQ TRUST ETF 46090E103 1,860 5,930 SH   SOLE   0 0 5,930
STARBUCKS CORP COM Stock 855244109 943 8,817 SH   SOLE   0 0 8,817
ANTHEM INC COM Stock 036752103 3,353 10,444 SH   SOLE   0 0 10,444
JOHNSON & JOHNSON COM Stock 478160104 4,436 28,185 SH   SOLE   0 0 28,185
AKAMAI TECHNOLOGIES INC COM Stock 00971T101 1,965 18,720 SH   SOLE   0 0 18,720
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 11,620 59,701 SH   SOLE   0 0 59,701
COSTCO WHSL CORP NEW COM Stock 22160K105 8,388 22,262 SH   SOLE   0 0 22,262
CHOICE HOTELS INTL INC COM Stock 169905106 216 2,025 SH   SOLE   0 0 2,025
GOLDMAN SACHS GROUP INC COM Stock 38141G104 5,412 20,521 SH   SOLE   0 0 20,521
BOSTON SCIENTIFIC CORP COM Stock 101137107 1,320 36,710 SH   SOLE   0 0 36,710
PROCTER AND GAMBLE CO COM Stock 742718109 5,104 36,682 SH   SOLE   0 0 36,682
COCA COLA CO COM Stock 191216100 3,376 61,555 SH   SOLE   0 0 61,555
PPG INDS INC COM Stock 693506107 491 3,404 SH   SOLE   0 0 3,404
UNITED PARCEL SERVICE INC CL B Stock 911312106 1,018 6,043 SH   SOLE   0 0 6,043
MARRIOTT INTL INC NEW CL A Stock 571903202 298 2,261 SH   SOLE   0 0 2,261
BIOGEN INC COM Stock 09062X103 1,821 7,438 SH   SOLE   0 0 7,438
CMC MATERIALS INC COM Stock 12571T100 2,752 18,190 SH   SOLE   0 0 18,190
KVH INDS INC COM Stock 482738101 390 34,350 SH   SOLE   0 0 34,350
INTEL CORP COM Stock 458140100 272 5,466 SH   SOLE   0 0 5,466
CME GROUP INC COM Stock 12572Q105 10,243 56,266 SH   SOLE   0 0 56,266
MEDTRONIC PLC SHS Stock G5960L103 1,046 8,930 SH   SOLE   0 0 8,930
SANOFI SPONSORED ADR ADR 80105N105 2,763 56,870 SH   SOLE   0 0 56,870
MERCK & CO. INC COM Stock 58933Y105 4,660 56,963 SH   SOLE   0 0 56,963
SPDR S&P 500 ETF ETF 78462F103 3,652 9,768 SH   SOLE   0 0 9,768
ILLINOIS TOOL WKS INC COM Stock 452308109 211 1,035 SH   SOLE   0 0 1,035
CRISPR THERAPEUTICS AG NAMEN AKT Stock H17182108 283 1,850 SH   SOLE   0 0 1,850
DIAGEO PLC SPON ADR NEW ADR 25243Q205 689 4,337 SH   SOLE   0 0 4,337
SMUCKER J M CO COM NEW Stock 832696405 787 6,805 SH   SOLE   0 0 6,805
TEGNA INC COM Stock 87901J105 197 14,150 SH   SOLE   0 0 14,150
VERIZON COMMUNICATIONS INC COM Stock 92343V104 5,568 94,769 SH   SOLE   0 0 94,769
FEDEX CORP COM Stock 31428X106 3,835 14,772 SH   SOLE   0 0 14,772
PEPSICO INC COM Stock 713448108 3,156 21,280 SH   SOLE   0 0 21,280
KIMBERLY-CLARK CORP COM Stock 494368103 4,287 31,799 SH   SOLE   0 0 31,799
TE CONNECTIVITY LTD REG SHS Stock H84989104 859 7,097 SH   SOLE   0 0 7,097
HONEYWELL INTL INC COM Stock 438516106 688 3,235 SH   SOLE   0 0 3,235
US BANCORP DEL COM NEW Stock 902973304 307 6,579 SH   SOLE   0 0 6,579
HOME DEPOT INC COM Stock 437076102 1,431 5,387 SH   SOLE   0 0 5,387
BAXTER INTL INC COM Stock 071813109 345 4,300 SH   SOLE   0 0 4,300
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 315 1,789 SH   SOLE   0 0 1,789
DUPONT DE NEMOURS INC COM Stock 26614N102 2,639 37,115 SH   SOLE   0 0 37,115
SPDR GOLD SHARES ETF 78463V107 441 2,470 SH   SOLE   0 0 2,470
BECTON DICKINSON & CO COM Stock 075887109 510 2,038 SH   SOLE   0 0 2,038
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 507 2,104 SH   SOLE   0 0 2,104
LABORATORY CORP AMER HLDGS COM NEW Stock 50540R409 305 1,500 SH   SOLE   0 0 1,500
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 5,730 159,199 SH   SOLE   0 0 159,199
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 526 13,019 SH   SOLE   0 0 13,019
AON PLC SHS CL A Stock G0403H108 421 1,993 SH   SOLE   0 0 1,993
ISHARES S&P SMALL-CAP FUND ETF 464287804 1,676 18,240 SH   SOLE   0 0 18,240
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 9,021 38,907 SH   SOLE   0 0 38,907
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 11,519 23,033 SH   SOLE   0 0 23,033
ALPHABET INC CAP STK CL A Stock 02079K305 4,899 2,795 SH   SOLE   0 0 2,795
DROPBOX INC CL A Stock 26210C104 2,301 103,715 SH   SOLE   0 0 103,715
INTUIT COM Stock 461202103 13,407 35,296 SH   SOLE   0 0 35,296
UNILEVER PLC SPON ADR NEW ADR 904767704 5,481 90,798 SH   SOLE   0 0 90,798
COMCAST CORP NEW CL A Stock 20030N101 232 4,433 SH   SOLE   0 0 4,433
MICROSOFT CORP COM Stock 594918104 5,341 24,013 SH   SOLE   0 0 24,013
CBOE GLOBAL MKTS INC COM Stock 12503M108 6,277 67,411 SH   SOLE   0 0 67,411
BOEING CO COM Stock 097023105 761 3,557 SH   SOLE   0 0 3,557
NEXTERA ENERGY INC COM Stock 65339F101 297 3,852 SH   SOLE   0 0 3,852
ALIGN TECHNOLOGY INC COM Stock 016255101 424 794 SH   SOLE   0 0 794
TESLA INC COM Stock 88160R101 1,207 1,710 SH   SOLE   0 0 1,710
EASTGROUP PPTYS INC COM REIT 277276101 387 2,801 SH   SOLE   0 0 2,801
VORNADO RLTY TR SH BEN INT REIT 929042109 957 25,619 SH   SOLE   0 0 25,619
VANGUARD FTSE EUROPE ETF ETF 922042874 4,628 76,830 SH   SOLE   0 0 76,830
DOW INC COM Stock 260557103 212 3,814 SH   SOLE   0 0 3,814
VANGUARD S&P 500 ETF ETF 922908363 560 1,629 SH   SOLE   0 0 1,629
ILLUMINA INC COM Stock 452327109 588 1,590 SH   SOLE   0 0 1,590
CORTEVA INC COM Stock 22052L104 3,052 78,814 SH   SOLE   0 0 78,814
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 222 2,130 SH   SOLE   0 0 2,130
SPDR S&P 600 SMALL CAP ETF ETF 78464A813 11,456 144,029 SH   SOLE   0 0 144,029
AIR PRODS & CHEMS INC COM Stock 009158106 741 2,711 SH   SOLE   0 0 2,711
SCHWAB U.S. MID-CAP ETF ETF 808524508 12,135 177,983 SH   SOLE   0 0 177,983
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 1,543 16,851 SH   SOLE   0 0 16,851
ISHARES FLOATING RATE BOND ETF ETF 46429B655 7,828 154,345 SH   SOLE   0 0 154,345
ISHARES SELECT DIVIDEND ETF ETF 464287168 476 4,950 SH   SOLE   0 0 4,950
ENTERGY CORP NEW COM Stock 29364G103 573 5,739 SH   SOLE   0 0 5,739
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 235 2,286 SH   SOLE   0 0 2,286
UTZ BRANDS INC COM CL A Stock 918090101 895 40,550 SH   SOLE   0 0 40,550
REPUBLIC BANCORP INC KY CL A Stock 760281204 1,620 44,926 SH   SOLE   0 0 44,926
SCHWAB US AGGREGATE BOND ETF ETF 808524839 234 4,180 SH   SOLE   0 0 4,180
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 4,006 62,457 SH   SOLE   0 0 62,457
VISA INC COM CL A Stock 92826C839 209 957 SH   SOLE   0 0 957
ISHARES MSCI INDIA INDEX FUND ETF 46429B598 2,364 58,782 SH   SOLE   0 0 58,782
PHILLIPS 66 COM Stock 718546104 610 8,727 SH   SOLE   0 0 8,727
FACEBOOK INC CL A Stock 30303M102 3,248 11,891 SH   SOLE   0 0 11,891
THERAPEUTICSMD INC COM Stock 88338N107 62 51,532 SH   SOLE   0 0 51,532
WASHINGTON REAL ESTATE INVT TR SH BEN INT REIT 939653101 359 16,600 SH   SOLE   0 0 16,600
MONDELEZ INTL INC CL A Stock 609207105 984 16,837 SH   SOLE   0 0 16,837
BROADCOM INC COM Stock 11135F101 1,717 3,922 SH   SOLE   0 0 3,922
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 307 6,000 SH   SOLE   0 0 6,000
CANADIAN PAC RY LTD COM Stock 13645T100 7,901 22,789 SH   SOLE   0 0 22,789
NOVARTIS AG SPONSORED ADR ADR 66987V109 406 4,304 SH   SOLE   0 0 4,304
ROYAL BK CDA COM Stock 780087102 1,045 12,735 SH   SOLE   0 0 12,735
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 1,105 4,232 SH   SOLE   0 0 4,232
ISHARES SHORT TREASURY BOND ETF ETF 464288679 18,344 165,964 SH   SOLE   0 0 165,964
GENUINE PARTS CO COM Stock 372460105 1,067 10,620 SH   SOLE   0 0 10,620
ABBVIE INC COM Stock 00287Y109 406 3,786 SH   SOLE   0 0 3,786
ZOETIS INC CL A Stock 98978V103 268 1,621 SH   SOLE   0 0 1,621
FIRST TRUST PREFERRED SECURITIES AND INCOME ETF ETF 33739E108 406 20,097 SH   SOLE   0 0 20,097
QUALCOMM INC COM Stock 747525103 7,802 51,212 SH   SOLE   0 0 51,212
GENERAL DYNAMICS CORP COM Stock 369550108 1,732 11,635 SH   SOLE   0 0 11,635
MCDONALDS CORP COM Stock 580135101 1,028 4,790 SH   SOLE   0 0 4,790
CISCO SYS INC COM Stock 17275R102 1,425 31,843 SH   SOLE   0 0 31,843
CAPITAL ONE FINL CORP COM Stock 14040H105 218 2,209 SH   SOLE   0 0 2,209
AT&T INC COM Stock 00206R102 386 13,427 SH   SOLE   0 0 13,427
ISHARES CORE S&P 500 ETF ETF 464287200 691 1,840 SH   SOLE   0 0 1,840
CIGNA CORP NEW COM Stock 125523100 3,118 14,977 SH   SOLE   0 0 14,977
UNION PAC CORP COM Stock 907818108 572 2,749 SH   SOLE   0 0 2,749
RIO TINTO PLC SPONSORED ADR ADR 767204100 1,467 19,500 SH   SOLE   0 0 19,500
ISHARES MBS ETF ETF 464288588 8,501 77,190 SH   SOLE   0 0 77,190
REPUBLIC SVCS INC COM Stock 760759100 357 3,707 SH   SOLE   0 0 3,707
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 1,459 3,132 SH   SOLE   0 0 3,132
LOCKHEED MARTIN CORP COM Stock 539830109 914 2,575 SH   SOLE   0 0 2,575
JPMORGAN CHASE & CO COM Stock 46625H100 3,880 30,537 SH   SOLE   0 0 30,537
CHEVRON CORP NEW COM Stock 166764100 1,233 14,595 SH   SOLE   0 0 14,595
MARKEL CORP COM Stock 570535104 201 195 SH   SOLE   0 0 195
DANAHER CORPORATION COM Stock 235851102 622 2,800 SH   SOLE   0 0 2,800
BK OF AMERICA CORP COM Stock 060505104 1,338 44,147 SH   SOLE   0 0 44,147
VANGUARD CONSUMER DISCRETIONARY INDEX FUND ETF 92204A108 272 990 SH   SOLE   0 0 990
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 680 14,754 SH   SOLE   0 0 14,754
WALMART INC COM Stock 931142103 405 2,808 SH   SOLE   0 0 2,808
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 466 3,704 SH   SOLE   0 0 3,704
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 1,465 20,492 SH   SOLE   0 0 20,492
TEXAS INSTRS INC COM Stock 882508104 10,833 66,004 SH   SOLE   0 0 66,004
TARGET CORP COM Stock 87612E106 459 2,600 SH   SOLE   0 0 2,600
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 320 3,496 SH   SOLE   0 0 3,496
PFIZER INC COM Stock 717081103 491 13,332 SH   SOLE   0 0 13,332
3M CO COM Stock 88579Y101 1,495 8,553 SH   SOLE   0 0 8,553
ALPHABET INC CAP STK CL C Stock 02079K107 1,377 786 SH   SOLE   0 0 786
AMERICAN EXPRESS CO COM Stock 025816109 2,358 19,506 SH   SOLE   0 0 19,506
AMGEN INC COM Stock 031162100 786 3,419 SH   SOLE   0 0 3,419
APPLIED MATLS INC COM Stock 038222105 203 2,350 SH   SOLE   0 0 2,350
ANALOG DEVICES INC COM Stock 032654105 879 5,947 SH   SOLE   0 0 5,947
TRANSDIGM GROUP INC COM Stock 893641100 309 500 SH   SOLE   0 0 500
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 274 2,320 SH   SOLE   0 0 2,320
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 8,744 198,903 SH   SOLE   0 0 198,903
EATON CORP PLC SHS Stock G29183103 341 2,838 SH   SOLE   0 0 2,838
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 433 1,860 SH   SOLE   0 0 1,860
SAUL CTRS INC COM REIT 804395101 1,300 41,050 SH   SOLE   0 0 41,050
PARKER-HANNIFIN CORP COM Stock 701094104 631 2,315 SH   SOLE   0 0 2,315
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 553 8,914 SH   SOLE   0 0 8,914
DOMINION ENERGY INC COM Stock 25746U109 8,472 112,664 SH   SOLE   0 0 112,664
AGILENT TECHNOLOGIES INC COM Stock 00846U101 645 5,440 SH   SOLE   0 0 5,440
EXXON MOBIL CORP COM Stock 30231G102 2,160 52,413 SH   SOLE   0 0 52,413
UNITEDHEALTH GROUP INC COM Stock 91324P102 893 2,548 SH   SOLE   0 0 2,548
SOLAREDGE TECHNOLOGIES INC COM Stock 83417M104 1,352 4,236 SH   SOLE   0 0 4,236
DEERE & CO COM Stock 244199105 1,352 5,025 SH   SOLE   0 0 5,025
SOUTHWEST AIRLS CO COM Stock 844741108 558 11,962 SH   SOLE   0 0 11,962
ISHARES MSCI ACWI INDEX FUND ETF 464288257 207 2,277 SH   SOLE   0 0 2,277
COLGATE PALMOLIVE CO COM Stock 194162103 204 2,386 SH   SOLE   0 0 2,386
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 3,901 62,219 SH   SOLE   0 0 62,219
FOMENTO ECONOMICO MEXICANO SAB SPON ADR UNITS ADR 344419106 2,500 32,998 SH   SOLE   0 0 32,998
LINDBLAD EXPEDITIONS HLDGS INC COM Stock 535219109 1,592 92,994 SH   SOLE   0 0 92,994
ATRION CORP COM Stock 049904105 257 400 SH   SOLE   0 0 400
BLACKROCK INC COM Stock 09247X101 201 279 SH   SOLE   0 0 279
ISHARES S&P MIDCAP FUND ETF 464287507 217 946 SH   SOLE   0 0 946
APPLE INC COM Stock 037833100 6,184 46,602 SH   SOLE   0 0 46,602
ABBOTT LABS COM Stock 002824100 1,580 14,433 SH   SOLE   0 0 14,433
DISNEY WALT CO COM Stock 254687106 7,462 41,185 SH   SOLE   0 0 41,185
INVESCO PREFERRED ETF ETF 46138E511 5,818 381,276 SH   SOLE   0 0 381,276
SPDR BLOOMBERG BARCLAYS 1-3 MONTH T-BILL ETF ETF 78468R663 9,671 105,670 SH   SOLE   0 0 105,670