The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM Stock 001055102 236 5,308 SH   SOLE   0 0 5,308
AT&T INC COM Stock 00206R102 461 16,012 SH   SOLE   0 0 16,012
ABBOTT LABS COM Stock 002824100 652 5,952 SH   SOLE   0 0 5,951
ABBVIE INC COM Stock 00287Y109 934 8,688 SH   SOLE   0 0 8,687
ACCOLADE INC COM Stock 00437E102 3,221 74,048 SH   SOLE   0 0 74,048
ACTIVISION BLIZZARD INC COM Stock 00507V109 664 7,150 SH   SOLE   0 0 7,150
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 324 648 SH   SOLE   0 0 648
AIR PRODS & CHEMS INC COM Stock 009158106 391 1,432 SH   SOLE   0 0 1,432
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 3,352 14,414 SH   SOLE   0 0 14,414
ALPHABET INC CAP STK CL C Stock 02079K107 9,753 5,567 SH   SOLE   0 0 5,567
ALPHABET INC CAP STK CL A Stock 02079K305 5,183 2,957 SH   SOLE   0 0 2,957
AMAZON COM INC COM Stock 023135106 26,616 8,172 SH   SOLE   0 0 8,172
AMERICAN TOWER CORP NEW COM REIT 03027X100 578 2,575 SH   SOLE   0 0 2,575
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 398 2,592 SH   SOLE   0 0 2,592
AMETEK INC COM Stock 031100100 880 7,277 SH   SOLE   0 0 7,277
AMGEN INC COM Stock 031162100 730 3,176 SH   SOLE   0 0 3,176
ANALOG DEVICES INC COM Stock 032654105 467 3,161 SH   SOLE   0 0 3,161
ANTHEM INC COM Stock 036752103 7,611 23,703 SH   SOLE   0 0 23,703
APPLE INC COM Stock 037833100 50,071 376,974 SH   SOLE   0 0 376,973
ARES CAPITAL CORP COM CEF 04010L103 486 28,769 SH   SOLE   0 0 28,769
ARES DYNAMIC CR ALLOCATION FD COM CEF 04014F102 357 25,000 SH   SOLE   0 0 25,000
ASPEN TECHNOLOGY INC COM Stock 045327103 969 7,440 SH   SOLE   0 0 7,440
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 455 2,585 SH   SOLE   0 0 2,585
BAIDU INC SPON ADR REP A ADR 056752108 388 1,792 SH   SOLE   0 0 1,792
BK OF AMERICA CORP COM Stock 060505104 402 13,268 SH   SOLE   0 0 13,268
BARRICK GOLD CORP COM Stock 067901108 911 40,010 SH   SOLE   0 0 40,010
BECTON DICKINSON & CO COM Stock 075887109 428 1,709 SH   SOLE   0 0 1,709
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 7,318 31,561 SH   SOLE   0 0 31,561
BIOGEN INC COM Stock 09062X103 249 1,016 SH   SOLE   0 0 1,016
BLACKROCK INC COM Stock 09247X101 325 450 SH   SOLE   0 0 450
BLACKROCK TAX MUNICPAL BD TR SHS CEF 09248X100 1,854 68,754 SH   SOLE   0 0 68,754
BLACKROCK MUNIYIELD CALIF QUAL COM CEF 09254N103 193 12,920 SH   SOLE   0 0 12,920
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN CEF 09257P105 5,019 195,427 SH   SOLE   0 0 195,427
BOEING CO COM Stock 097023105 1,586 7,409 SH   SOLE   0 0 7,409
BOOKING HOLDINGS INC COM Stock 09857L108 249 112 SH   SOLE   0 0 112
BOOZ ALLEN HAMILTON HLDG CORP CL A Stock 099502106 8,999 103,219 SH   SOLE   0 0 103,219
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 319 5,146 SH   SOLE   0 0 5,146
BROADCOM INC COM Stock 11135F101 1,125 2,570 SH   SOLE   0 0 2,570
CF INDS HLDGS INC COM Stock 125269100 1,983 51,229 SH   SOLE   0 0 51,229
CIGNA CORP NEW COM Stock 125523100 336 1,612 SH   SOLE   0 0 1,612
CSX CORP COM Stock 126408103 281 3,092 SH   SOLE   0 0 3,092
CVS HEALTH CORP COM Stock 126650100 1,189 17,407 SH   SOLE   0 0 17,406
CALAMP CORP COM Stock 128126109 219 22,110 SH   SOLE   0 0 22,110
CATERPILLAR INC COM Stock 149123101 2,017 11,082 SH   SOLE   0 0 11,082
CENTENE CORP DEL COM Stock 15135B101 4,414 73,530 SH   SOLE   0 0 73,530
LUMEN TECHNOLOGIES INC COM Stock 156700106 127 13,045 SH   SOLE   0 0 13,045
CHEMED CORP NEW COM Stock 16359R103 3,733 7,010 SH   SOLE   0 0 7,009
CHEVRON CORP NEW COM Stock 166764100 1,532 18,118 SH   SOLE   0 0 18,117
CHROMADEX CORP COM NEW Stock 171077407 96 20,000 SH   SOLE   0 0 20,000
CHURCH & DWIGHT INC COM Stock 171340102 223 2,561 SH   SOLE   0 0 2,561
CIRRUS LOGIC INC COM Stock 172755100 3,023 36,780 SH   SOLE   0 0 36,780
CISCO SYS INC COM Stock 17275R102 637 14,245 SH   SOLE   0 0 14,245
CITIGROUP INC COM NEW Stock 172967424 3,608 58,518 SH   SOLE   0 0 58,517
COCA COLA CO COM Stock 191216100 255 4,654 SH   SOLE   0 0 4,654
COGENT COMMUNICATIONS HLDGS IN COM NEW Stock 19239V302 356 5,952 SH   SOLE   0 0 5,952
COHEN & STEERS QUALITY INCOME COM CEF 19247L106 2,296 185,181 SH   SOLE   0 0 185,181
COHEN & STEERS TOTAL RETURN RL COM CEF 19247R103 232 17,500 SH   SOLE   0 0 17,500
COHEN & STEERS INFRASTRUCTURE COM CEF 19248A109 1,894 73,344 SH   SOLE   0 0 73,344
COHEN & STEERS MLP & ENGY OPP COM SHS CEF 19249B106 53 23,000 SH   SOLE   0 0 23,000
COMCAST CORP NEW CL A Stock 20030N101 368 7,025 SH   SOLE   0 0 7,025
COSTCO WHSL CORP NEW COM Stock 22160K105 6,740 17,889 SH   SOLE   0 0 17,888
CUMMINS INC COM Stock 231021106 3,510 15,457 SH   SOLE   0 0 15,456
CYMABAY THERAPEUTICS INC COM Stock 23257D103 144 25,000 SH   SOLE   0 0 25,000
X-TRACKERS MSCI EAFE HEDGED EQUITY ETF ETF 233051200 2,662 79,195 SH   SOLE   0 0 79,195
X-TRACKERS USD HIGH YIELD CORPORATE BOND ETF ETF 233051432 2,823 56,361 SH   SOLE   0 0 56,360
D R HORTON INC COM Stock 23331A109 3,494 50,694 SH   SOLE   0 0 50,694
DEERE & CO COM Stock 244199105 1,065 3,960 SH   SOLE   0 0 3,960
DELTA AIR LINES INC DEL COM NEW Stock 247361702 208 5,162 SH   SOLE   0 0 5,162
DIREXION DAILY FINANCIAL BULL 3X SHARES ETF 25459Y694 742 12,200 SH   SOLE   0 0 12,200
DISNEY WALT CO COM Stock 254687106 2,176 12,005 SH   SOLE   0 0 12,005
DOMINION ENERGY INC COM Stock 25746U109 204 2,717 SH   SOLE   0 0 2,717
DRAFTKINGS INC COM CL A Stock 26142R104 620 13,286 SH   SOLE   0 0 13,286
EATON VANCE CORP COM NON VTG Stock 278265103 204 3,001 SH   SOLE   0 0 3,001
EATON VANCE TAX-MANAGED DIVERS COM CEF 27828N102 197 16,122 SH   SOLE   0 0 16,122
EATON VANCE FLOATING RATE 2022 COM CEF 27831H100 110 12,321 SH   SOLE   0 0 12,321
EDWARDS LIFESCIENCES CORP COM Stock 28176E108 899 9,851 SH   SOLE   0 0 9,851
EMERSON ELEC CO COM Stock 291011104 204 2,536 SH   SOLE   0 0 2,536
ENERGY TRANSFER LP COM UT LTD PTN Stock 29273V100 423 68,380 SH   SOLE   0 0 68,380
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107 288 14,714 SH   SOLE   0 0 14,714
EQUINIX INC COM REIT 29444U700 1,550 2,170 SH   SOLE   0 0 2,169
EQUINOX GOLD CORP COM Stock 29446Y502 152 14,700 SH   SOLE   0 0 14,700
ESSEX PPTY TR INC COM REIT 297178105 594 2,503 SH   SOLE   0 0 2,503
EVERSOURCE ENERGY COM Stock 30040W108 238 2,755 SH   SOLE   0 0 2,755
EXLSERVICE HOLDINGS INC COM Stock 302081104 337 3,962 SH   SOLE   0 0 3,962
EXXON MOBIL CORP COM Stock 30231G102 264 6,411 SH   SOLE   0 0 6,411
FACEBOOK INC CL A Stock 30303M102 9,386 34,354 SH   SOLE   0 0 34,354
FACTSET RESH SYS INC COM Stock 303075105 333 1,000 SH   SOLE   0 0 1,000
FEDEX CORP COM Stock 31428X106 575 2,216 SH   SOLE   0 0 2,216
FIRST TRUST CAPITAL STRENGTH ETF ETF 33733E104 596 8,825 SH   SOLE   0 0 8,825
FIRST TRUST DOW JONES INTERNET INDEX FUND ETF 33733E302 378 1,779 SH   SOLE   0 0 1,779
FIRST TRUST NASDAQ TECHNOLOGY DIVIDEND INDEX FUND ETF 33738R118 252 5,102 SH   SOLE   0 0 5,102
FIRST TRUST PREFERRED SECURITIES AND INCOME ETF ETF 33739E108 33,233 1,646,020 SH   SOLE   0 0 1,646,020
FIRST TRUST LOW DURATION MORTGAGE OPPORTUNITIES ETF ETF 33739Q200 17,716 344,197 SH   SOLE   0 0 344,196
GENERAL DYNAMICS CORP COM Stock 369550108 329 2,208 SH   SOLE   0 0 2,208
GENERAL ELECTRIC CO COM Stock 369604103 461 42,614 SH   SOLE   0 0 42,614
GENTEX CORP COM Stock 371901109 4,579 134,951 SH   SOLE   0 0 134,951
GILEAD SCIENCES INC COM Stock 375558103 415 7,124 SH   SOLE   0 0 7,123
GLOBAL X MLP & ENERGY INFRASTRUCTURE ETF ETF 37954Y293 364 13,500 SH   SOLE   0 0 13,500
GLOBAL X U.S. PREFERRED ETF ETF 37954Y657 3,256 126,220 SH   SOLE   0 0 126,219
GLOBAL X ROBOTICS & ARTIFICIAL INTELLIGENCE THEMATIC ETF ETF 37954Y715 735 22,196 SH   SOLE   0 0 22,196
GOLDMAN SACHS ACCESS TREASURY 0-1 YEAR ETF ETF 381430529 5,812 58,054 SH   SOLE   0 0 58,054
GUGGENHEIM TAXABLE MUNICP BOND COM CEF 401664107 1,986 77,926 SH   SOLE   0 0 77,926
HENRY JACK & ASSOC INC COM Stock 426281101 3,139 19,378 SH   SOLE   0 0 19,378
HOME DEPOT INC COM Stock 437076102 6,531 24,589 SH   SOLE   0 0 24,588
HONEYWELL INTL INC COM Stock 438516106 465 2,184 SH   SOLE   0 0 2,183
HUNTINGTON INGALLS INDS INC COM Stock 446413106 1,916 11,239 SH   SOLE   0 0 11,238
IPG PHOTONICS CORP COM Stock 44980X109 592 2,646 SH   SOLE   0 0 2,646
ILLINOIS TOOL WKS INC COM Stock 452308109 492 2,413 SH   SOLE   0 0 2,412
IMEDIA BRANDS INC COM CL A Stock 452465206 67 14,097 SH   SOLE   0 0 14,097
INTEL CORP COM Stock 458140100 967 19,402 SH   SOLE   0 0 19,402
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 1,768 14,041 SH   SOLE   0 0 14,041
INVESCO ULTRA SHORT DURATION ETF ETF 46090A887 8,906 176,085 SH   SOLE   0 0 176,085
INVESCO QQQ TRUST ETF 46090E103 79,998 254,982 SH   SOLE   0 0 254,981
INTUIT COM Stock 461202103 296 778 SH   SOLE   0 0 778
INTUITIVE SURGICAL INC COM NEW Stock 46120E602 5,125 6,265 SH   SOLE   0 0 6,265
INVESCO WATER RESOURCES ETF ETF 46137V142 998 21,476 SH   SOLE   0 0 21,476
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 1,315 10,311 SH   SOLE   0 0 10,311
INVESCO CALIFORNIA AMT-FREE MUNICIPAL BOND ETF ETF 46138E206 3,041 108,601 SH   SOLE   0 0 108,601
INVESCO S&P GLOBAL WATER INDEX ETF ETF 46138E263 351 7,500 SH   SOLE   0 0 7,500
INVESCO S&P SMALLCAP LOW VOLATILITY ETF ETF 46138G102 3,246 79,682 SH   SOLE   0 0 79,682
INVESCO SENIOR LOAN ETF ETF 46138G508 37,778 1,695,599 SH   SOLE   0 0 1,695,598
ISHARES MSCI PACIFIC EX JAPAN ETF ETF 464286665 233 4,863 SH   SOLE   0 0 4,863
ISHARES SELECT DIVIDEND ETF ETF 464287168 1,059 11,012 SH   SOLE   0 0 11,011
ISHARES TRANSPORTATION AVERAGE ETF ETF 464287192 9,058 41,072 SH   SOLE   0 0 41,072
ISHARES CORE S&P 500 ETF ETF 464287200 14,704 39,170 SH   SOLE   0 0 39,169
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 647 5,472 SH   SOLE   0 0 5,471
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 4,417 85,485 SH   SOLE   0 0 85,484
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 8,638 62,537 SH   SOLE   0 0 62,536
ISHARES S&P 500 GROWTH ETF ETF 464287309 62,331 974,023 SH   SOLE   0 0 974,023
ISHARES S&P 500 VALUE ETF ETF 464287408 21,276 166,195 SH   SOLE   0 0 166,194
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 22,736 189,545 SH   SOLE   0 0 189,545
ISHARES MSCI EAFE ETF ETF 464287465 14,690 201,338 SH   SOLE   0 0 201,337
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 1,031 10,635 SH   SOLE   0 0 10,634
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 848 8,258 SH   SOLE   0 0 8,258
ISHARES RUSSELL MID-CAP ETF ETF 464287499 11,300 164,842 SH   SOLE   0 0 164,842
ISHARES S&P MIDCAP FUND ETF 464287507 395 1,717 SH   SOLE   0 0 1,716
ISHARES EXPANDED TECH-SOFTWARE SECTOR ETF ETF 464287515 656 1,853 SH   SOLE   0 0 1,853
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 1,052 7,693 SH   SOLE   0 0 7,693
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 1,025 4,249 SH   SOLE   0 0 4,249
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 301 2,283 SH   SOLE   0 0 2,283
ISHARES RUSSELL 2000 ETF ETF 464287655 964 4,915 SH   SOLE   0 0 4,914
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 354 4,162 SH   SOLE   0 0 4,161
ISHARES U.S. ENERGY ETF ETF 464287796 1,916 94,662 SH   SOLE   0 0 94,662
ISHARES S&P SMALL-CAP FUND ETF 464287804 309 3,365 SH   SOLE   0 0 3,364
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 1,112 13,671 SH   SOLE   0 0 13,670
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 16,563 153,203 SH   SOLE   0 0 153,203
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 6,180 90,423 SH   SOLE   0 0 90,422
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 396 3,416 SH   SOLE   0 0 3,416
ISHARES NEW YORK MUNI BOND ETF ETF 464288323 236 4,043 SH   SOLE   0 0 4,043
ISHARES CALIFORNIA MUNI BOND ETF ETF 464288356 31,935 508,280 SH   SOLE   0 0 508,280
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 19,146 163,361 SH   SOLE   0 0 163,361
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 1,585 53,781 SH   SOLE   0 0 53,780
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513 2,702 30,947 SH   SOLE   0 0 30,946
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 1,358 18,976 SH   SOLE   0 0 18,976
ISHARES MBS ETF ETF 464288588 20,189 183,316 SH   SOLE   0 0 183,315
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 1,813 29,341 SH   SOLE   0 0 29,340
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 5,799 105,109 SH   SOLE   0 0 105,109
ISHARES SHORT TREASURY BOND ETF ETF 464288679 13,668 123,659 SH   SOLE   0 0 123,658
ISHARES PREFERRED AND INCOME SECURITIES ETF ETF 464288687 3,892 101,077 SH   SOLE   0 0 101,077
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 784 9,524 SH   SOLE   0 0 9,524
ISHARES MSCI EAFE MIN VOL FACTOR ETF ETF 46429B689 30,015 408,870 SH   SOLE   0 0 408,870
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 1,814 15,611 SH   SOLE   0 0 15,610
ISHARES CORE MSCI EAFE ETF ETF 46432F842 30,504 441,511 SH   SOLE   0 0 441,511
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 23,559 379,741 SH   SOLE   0 0 379,741
ISHARES MSCI ACWI LOW CARBON TARGET ETF ETF 46434V464 1,106 7,433 SH   SOLE   0 0 7,433
BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878 32,517 643,643 SH   SOLE   0 0 643,643
ISHARES ESG AWARE USD CORPORATE BOND ETF ETF 46435G193 1,423 50,207 SH   SOLE   0 0 50,207
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243 1,025 39,147 SH   SOLE   0 0 39,147
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425 1,853 21,539 SH   SOLE   0 0 21,539
JOYY INC ADS REPSTG COM A ADR 46591M109 608 7,600 SH   SOLE   0 0 7,600
JPMORGAN CHASE & CO COM Stock 46625H100 8,900 70,037 SH   SOLE   0 0 70,036
JOHN HANCOCK MULTIFACTOR LARGE CAP ETF ETF 47804J107 2,233 47,129 SH   SOLE   0 0 47,129
JOHN HANCOCK MULTIFACTOR MID CAP ETF ETF 47804J206 622 13,824 SH   SOLE   0 0 13,824
JOHNSON & JOHNSON COM Stock 478160104 7,296 46,358 SH   SOLE   0 0 46,358
KLA CORP COM NEW Stock 482480100 1,966 7,594 SH   SOLE   0 0 7,594
KANSAS CITY SOUTHERN COM NEW Stock 485170302 244 1,194 SH   SOLE   0 0 1,194
KRANESHARES CSI CHINA INTERNET ETF ETF 500767306 1,501 19,543 SH   SOLE   0 0 19,543
LIBERTY TRIPADVISOR HLDGS INC COM SER A Stock 531465102 43 10,000 SH   SOLE   0 0 10,000
LILLY ELI & CO COM Stock 532457108 3,131 18,543 SH   SOLE   0 0 18,543
LOCKHEED MARTIN CORP COM Stock 539830109 4,234 11,928 SH   SOLE   0 0 11,928
LOWES COS INC COM Stock 548661107 474 2,953 SH   SOLE   0 0 2,953
LULULEMON ATHLETICA INC COM Stock 550021109 316 907 SH   SOLE   0 0 907
LYFT INC CL A COM Stock 55087P104 675 13,738 SH   SOLE   0 0 13,738
MFA FINL INC COM REIT 55272X102 743 191,124 SH   SOLE   0 0 191,124
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP Stock 559080106 216 5,092 SH   SOLE   0 0 5,092
MANHATTAN BRDG CAP INC COM REIT 562803106 0 172,840 SH   SOLE   0 0 172,840
MASTERCARD INCORPORATED CL A Stock 57636Q104 1,641 4,597 SH   SOLE   0 0 4,597
MCDONALDS CORP COM Stock 580135101 7,225 33,671 SH   SOLE   0 0 33,671
MCKESSON CORP COM Stock 58155Q103 703 4,041 SH   SOLE   0 0 4,041
MEDICAL PPTYS TRUST INC COM REIT 58463J304 610 28,015 SH   SOLE   0 0 28,015
MICROSOFT CORP COM Stock 594918104 19,423 87,325 SH   SOLE   0 0 87,324
NIO INC 4.5 02/01/2024 Convertible 62914VAB2 1,554 300,000 SH   SOLE   0 0 300,000
NVR INC COM Stock 62944T105 3,370 826 SH   SOLE   0 0 826
NASDAQ INC COM Stock 631103108 848 6,389 SH   SOLE   0 0 6,389
NETFLIX INC COM Stock 64110L106 2,194 4,058 SH   SOLE   0 0 4,058
NEWMONT CORP COM Stock 651639106 1,621 27,072 SH   SOLE   0 0 27,072
NEXTERA ENERGY INC COM Stock 65339F101 10,209 132,326 SH   SOLE   0 0 132,325
NIKE INC CL B Stock 654106103 6,091 43,056 SH   SOLE   0 0 43,055
NORFOLK SOUTHN CORP COM Stock 655844108 256 1,078 SH   SOLE   0 0 1,078
NUCOR CORP COM Stock 670346105 1,298 24,407 SH   SOLE   0 0 24,407
NUVEEN CALIFORNIA AMT QLT MUN COM CEF 670651108 220 13,988 SH   SOLE   0 0 13,988
NVIDIA CORPORATION COM Stock 67066G104 2,358 4,515 SH   SOLE   0 0 4,515
NUVEEN CA QUALTY MUN INCOME FD COM CEF 67066Y105 189 12,480 SH   SOLE   0 0 12,480
NUVEEN ESG U.S. AGGREGATE BOND ETF ETF 67092P870 2,111 78,804 SH   SOLE   0 0 78,804
ORACLE CORP COM Stock 68389X105 614 9,489 SH   SOLE   0 0 9,488
OWL ROCK CAPITAL CORPORATION COM CEF 69121K104 171 13,500 SH   SOLE   0 0 13,500
PPG INDS INC COM Stock 693506107 227 1,575 SH   SOLE   0 0 1,575
PALO ALTO NETWORKS INC COM Stock 697435105 939 2,643 SH   SOLE   0 0 2,643
PAYCHEX INC COM Stock 704326107 2,689 28,860 SH   SOLE   0 0 28,859
PAYPAL HLDGS INC COM Stock 70450Y103 1,456 6,191 SH   SOLE   0 0 6,191
PEPSICO INC COM Stock 713448108 2,192 14,780 SH   SOLE   0 0 14,779
PFIZER INC COM Stock 717081103 2,350 63,839 SH   SOLE   0 0 63,839
PHILIP MORRIS INTL INC COM Stock 718172109 288 3,476 SH   SOLE   0 0 3,476
PHILLIPS 66 COM Stock 718546104 1,702 24,332 SH   SOLE   0 0 24,332
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND ETF 72201R775 11,218 99,180 SH   SOLE   0 0 99,180
PIMCO INVESTMENT GRADE CORPORATE BOND INDEX EXCHANGE-TRADED FUND ETF 72201R817 2,550 21,779 SH   SOLE   0 0 21,779
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 1,704 16,697 SH   SOLE   0 0 16,697
PIMCO DYNAMIC CR INCOME FD COM SHS CEF 72202D106 467 22,050 SH   SOLE   0 0 22,050
PINNACLE WEST CAP CORP COM Stock 723484101 924 11,554 SH   SOLE   0 0 11,554
POOL CORP COM Stock 73278L105 299 802 SH   SOLE   0 0 802
PRICE T ROWE GROUP INC COM Stock 74144T108 463 3,056 SH   SOLE   0 0 3,056
PROCTER AND GAMBLE CO COM Stock 742718109 1,648 11,841 SH   SOLE   0 0 11,841
PROLOGIS INC. COM REIT 74340W103 220 2,212 SH   SOLE   0 0 2,212
PROSHARES SHORT S&P 500 ETF 74347B425 739 41,150 SH   SOLE   0 0 41,150
PUBLIC STORAGE COM REIT 74460D109 1,155 5,001 SH   SOLE   0 0 5,001
QUALCOMM INC COM Stock 747525103 3,957 25,972 SH   SOLE   0 0 25,972
QUEST DIAGNOSTICS INC COM Stock 74834L100 2,142 17,977 SH   SOLE   0 0 17,977
RADNET INC COM Stock 750491102 1,016 51,905 SH   SOLE   0 0 51,905
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 282 3,945 SH   SOLE   0 0 3,945
REPLIGEN CORP COM Stock 759916109 211 1,100 SH   SOLE   0 0 1,100
RETAIL PPTYS AMER INC CL A REIT 76131V202 86 10,000 SH   SOLE   0 0 10,000
ROPER TECHNOLOGIES INC COM Stock 776696106 791 1,836 SH   SOLE   0 0 1,836
ROYCE VALUE TR INC COM CEF 780910105 1,273 78,849 SH   SOLE   0 0 78,849
RYDER SYS INC COM Stock 783549108 295 4,775 SH   SOLE   0 0 4,775
S&P GLOBAL INC COM Stock 78409V104 646 1,965 SH   SOLE   0 0 1,965
SPDR S&P 500 ETF ETF 78462F103 2,749 7,352 SH   SOLE   0 0 7,352
SPDR GOLD SHARES ETF 78463V107 1,281 7,182 SH   SOLE   0 0 7,182
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 5,822 138,103 SH   SOLE   0 0 138,103
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 1,673 49,571 SH   SOLE   0 0 49,571
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300 4,039 61,028 SH   SOLE   0 0 61,027
SPDR PORTFOLIO MORTGAGE BACKED BOND ETF ETF 78464A383 4,484 169,707 SH   SOLE   0 0 169,707
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 1,012 18,301 SH   SOLE   0 0 18,301
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 790 25,147 SH   SOLE   0 0 25,147
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 203 5,894 SH   SOLE   0 0 5,894
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821 4,192 60,468 SH   SOLE   0 0 60,467
SPDR DOUBLELINE TOTAL RETURN TACTICAL ETF ETF 78467V848 2,319 47,066 SH   SOLE   0 0 47,066
SPDR DOW JONES INDUSTRIAL AVERAGE ETF ETF 78467X109 4,087 13,367 SH   SOLE   0 0 13,367
SPDR S&P MIDCAP 400 ETF ETF 78467Y107 14,352 34,178 SH   SOLE   0 0 34,178
SPDR PORTFOLIO HIGH YIELD BOND ETF ETF 78468R606 661 24,965 SH   SOLE   0 0 24,964
SPDR SSGA US LARGE CAP LOW VOLATILITY INDEX ETF ETF 78468R804 4,707 39,238 SH   SOLE   0 0 39,238
SPDR SSGA US SMALL CAP LOW VOLATILITY INDEX ETF ETF 78468R887 2,497 26,089 SH   SOLE   0 0 26,089
SPDR MSCI EAFE FOSSIL FUEL RESERVES FREE ETF ETF 78470E106 1,838 23,590 SH   SOLE   0 0 23,590
SPDR MSCI EMERGING MARKETS FOSSIL FUEL RESERVES FREE ETF ETF 78470E205 1,014 13,143 SH   SOLE   0 0 13,143
SALESFORCE COM INC COM Stock 79466L302 1,632 7,334 SH   SOLE   0 0 7,334
SCHWAB CHARLES CORP COM Stock 808513105 345 6,512 SH   SOLE   0 0 6,512
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 1,929 21,199 SH   SOLE   0 0 21,198
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 3,069 33,748 SH   SOLE   0 0 33,748
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 8,757 68,195 SH   SOLE   0 0 68,194
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 1,714 28,790 SH   SOLE   0 0 28,790
SCHWAB U.S. MID-CAP ETF ETF 808524508 7,510 110,142 SH   SOLE   0 0 110,142
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 646 7,261 SH   SOLE   0 0 7,261
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 23,854 778,271 SH   SOLE   0 0 778,270
SCHWAB FUNDAMENTAL INTERNATIONAL SMALL COMPANY INDEX ETF ETF 808524748 3,398 97,694 SH   SOLE   0 0 97,694
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF ETF 808524755 546 18,649 SH   SOLE   0 0 18,648
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 11,260 175,561 SH   SOLE   0 0 175,560
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 2,223 61,743 SH   SOLE   0 0 61,742
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888 2,737 72,704 SH   SOLE   0 0 72,704
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 12,953 114,186 SH   SOLE   0 0 114,185
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 393 2,442 SH   SOLE   0 0 2,442
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 262 6,903 SH   SOLE   0 0 6,902
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 25,777 874,377 SH   SOLE   0 0 874,376
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704 3,499 39,515 SH   SOLE   0 0 39,515
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 5,950 45,761 SH   SOLE   0 0 45,760
COMMUNICATION SERVICES SELECT SECTOR SPDRA FUND ETF 81369Y852 270 4,002 SH   SOLE   0 0 4,002
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 686 10,935 SH   SOLE   0 0 10,935
SEMTECH CORP COM Stock 816850101 577 8,000 SH   SOLE   0 0 8,000
SHOPIFY INC CL A Stock 82509L107 3,313 2,927 SH   SOLE   0 0 2,927
SIMON PPTY GROUP INC NEW COM REIT 828806109 225 2,640 SH   SOLE   0 0 2,640
SIRIUS XM HOLDINGS INC COM Stock 82968B103 125 19,680 SH   SOLE   0 0 19,680
SNAP ON INC COM Stock 833034101 2,526 14,761 SH   SOLE   0 0 14,760
SNAP INC CL A Stock 83304A106 272 5,428 SH   SOLE   0 0 5,428
STARBUCKS CORP COM Stock 855244109 374 3,493 SH   SOLE   0 0 3,492
STMICROELECTRONICS N V NY REGISTRY ADR 861012102 1,488 40,086 SH   SOLE   0 0 40,086
SYNCHRONY FINANCIAL COM Stock 87165B103 4,661 134,276 SH   SOLE   0 0 134,276
SYSCO CORP COM Stock 871829107 4,306 57,987 SH   SOLE   0 0 57,986
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 349 3,202 SH   SOLE   0 0 3,202
TESLA INC COM Stock 88160R101 1,712 2,421 SH   SOLE   0 0 2,421
TEXAS INSTRS INC COM Stock 882508104 4,427 26,973 SH   SOLE   0 0 26,973
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 1,651 3,544 SH   SOLE   0 0 3,544
THOMSON REUTERS CORP. COM NEW Stock 884903709 1,664 20,325 SH   SOLE   0 0 20,325
TRANSDIGM GROUP INC COM Stock 893641100 349 564 SH   SOLE   0 0 564
TRAVELERS COMPANIES INC COM Stock 89417E109 387 2,757 SH   SOLE   0 0 2,757
TWILIO INC CL A Stock 90138F102 986 2,913 SH   SOLE   0 0 2,913
UBER TECHNOLOGIES INC COM Stock 90353T100 227 4,447 SH   SOLE   0 0 4,447
UNITED PARCEL SERVICE INC CL B Stock 911312106 7,889 46,847 SH   SOLE   0 0 46,846
UNITEDHEALTH GROUP INC COM Stock 91324P102 1,079 3,076 SH   SOLE   0 0 3,076
URBAN OUTFITTERS INC COM Stock 917047102 282 11,000 SH   SOLE   0 0 11,000
V F CORP COM Stock 918204108 261 3,051 SH   SOLE   0 0 3,051
VANECK VECTORS GOLD MINERS ETF ETF 92189F106 4,505 125,063 SH   SOLE   0 0 125,063
VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF ETF 92189H300 326 9,805 SH   SOLE   0 0 9,805
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 9,270 65,669 SH   SOLE   0 0 65,668
VANGUARD MEGA CAP GROWTH ETF ETF 921910816 398 1,951 SH   SOLE   0 0 1,951
VANGUARD S&P 500 GROWTH ETF ETF 921932505 10,142 44,082 SH   SOLE   0 0 44,081
VANGUARD S&P 500 VALUE ETF ETF 921932703 3,750 30,314 SH   SOLE   0 0 30,313
VANGUARD S&P SMALL-CAP 600 VALUE ETF ETF 921932778 1,807 12,868 SH   SOLE   0 0 12,867
VANGUARD S&P SMALL-CAP 600 ETF ETF 921932828 1,319 7,862 SH   SOLE   0 0 7,862
VANGUARD S&P MID-CAP 400 VALUE ETF ETF 921932844 2,134 16,211 SH   SOLE   0 0 16,210
VANGUARD S&P MID-CAP 400 GROWTH ETF ETF 921932869 5,863 32,787 SH   SOLE   0 0 32,786
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF 921937819 1,730 18,633 SH   SOLE   0 0 18,633
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 292 3,518 SH   SOLE   0 0 3,518
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 55,745 632,102 SH   SOLE   0 0 632,101
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 42,104 891,848 SH   SOLE   0 0 891,848
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 3,919 42,827 SH   SOLE   0 0 42,826
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF ETF 921946810 7,551 92,781 SH   SOLE   0 0 92,781
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 281 4,802 SH   SOLE   0 0 4,802
VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEX ETF 922042676 30,335 558,553 SH   SOLE   0 0 558,552
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND ETF 922042718 3,060 25,112 SH   SOLE   0 0 25,112
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 1,379 27,527 SH   SOLE   0 0 27,527
VANGUARD FTSE PACIFIC ETF ETF 922042866 965 12,128 SH   SOLE   0 0 12,127
VANGUARD FTSE EUROPE ETF ETF 922042874 1,316 21,851 SH   SOLE   0 0 21,850
VANGUARD FINANCIALS INDEX FUND ETF 92204A405 2,539 34,850 SH   SOLE   0 0 34,849
VANGUARD HEALTH CARE INDEX FUND ETF 92204A504 1,214 5,427 SH   SOLE   0 0 5,427
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF 92204A702 1,210 3,419 SH   SOLE   0 0 3,419
VANGUARD UTILITIES INDEX FUND ETF 92204A876 485 3,532 SH   SOLE   0 0 3,531
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 19,846 238,390 SH   SOLE   0 0 238,389
VANGUARD RUSSELL 2000 VALUE ETF ETF 92206C649 2,689 23,287 SH   SOLE   0 0 23,287
VANGUARD INTERMEDIATE-TERM GOVERNMENT BOND ETF ETF 92206C706 688 9,908 SH   SOLE   0 0 9,908
VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771 7,019 129,814 SH   SOLE   0 0 129,814
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 4,552 46,857 SH   SOLE   0 0 46,857
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 299 5,424 SH   SOLE   0 0 5,424
VANGUARD S&P 500 ETF ETF 922908363 20,884 60,764 SH   SOLE   0 0 60,763
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 7,524 63,249 SH   SOLE   0 0 63,248
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 3,095 14,593 SH   SOLE   0 0 14,593
VANGUARD SMALL-CAP VALUE INDEX FUND ETF 922908611 5,431 38,187 SH   SOLE   0 0 38,186
VANGUARD MID-CAP INDEX FUND ETF 922908629 3,073 14,860 SH   SOLE   0 0 14,859
VANGUARD GROWTH INDEX FUND ETF 922908736 3,456 13,642 SH   SOLE   0 0 13,642
VANGUARD VALUE INDEX FUND ETF 922908744 16,859 141,724 SH   SOLE   0 0 141,723
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 21,990 112,956 SH   SOLE   0 0 112,956
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 208 1,067 SH   SOLE   0 0 1,067
VERIZON COMMUNICATIONS INC COM Stock 92343V104 7,161 121,864 SH   SOLE   0 0 121,864
VERISK ANALYTICS INC COM Stock 92345Y106 2,968 14,295 SH   SOLE   0 0 14,295
VIACOMCBS INC CL B Stock 92556H206 266 7,137 SH   SOLE   0 0 7,137
VIRGIN GALACTIC HOLDINGS INC COM Stock 92766K106 259 10,900 SH   SOLE   0 0 10,900
VISA INC COM CL A Stock 92826C839 7,261 33,198 SH   SOLE   0 0 33,198
VISTRA CORP COM Stock 92840M102 381 19,400 SH   SOLE   0 0 19,400
WALMART INC COM Stock 931142103 7,554 52,400 SH   SOLE   0 0 52,400
WASTE MGMT INC DEL COM Stock 94106L109 338 2,864 SH   SOLE   0 0 2,864
WELLS FARGO CO NEW COM Stock 949746101 469 15,553 SH   SOLE   0 0 15,553
WESTERN DIGITAL CORP. COM Stock 958102105 1,359 24,532 SH   SOLE   0 0 24,532
WISDOMTREE EMERGING MARKETS HIGH DIVIDEND FUND ETF 97717W315 922 22,411 SH   SOLE   0 0 22,411
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND ETF 97717W760 512 7,510 SH   SOLE   0 0 7,510
WISDOMTREE EMERGING MARKETS ESG FUND ETF 97717X214 362 10,126 SH   SOLE   0 0 10,126
WISDOMTREE DYNAMIC CURRENCY HEDGED INTERNATIONAL SMALLCAP EQUITY FUND ETF 97717X271 3,134 101,614 SH   SOLE   0 0 101,613
WISDOMTREE YIELD ENHANCED U.S. AGGREGATE BOND FUND ETF 97717X511 40,119 747,233 SH   SOLE   0 0 747,232
WYNDHAM HOTELS & RESORTS INC COM Stock 98311A105 3,380 56,866 SH   SOLE   0 0 56,865
XILINX INC COM Stock 983919101 4,447 31,368 SH   SOLE   0 0 31,367
XERIS PHARMACEUTICALS INC COM Stock 98422L107 587 119,300 SH   SOLE   0 0 119,300
ZEBRA TECHNOLOGIES CORPORATION CL A Stock 989207105 1,372 3,571 SH   SOLE   0 0 3,571
ZOOM VIDEO COMMUNICATIONS INC CL A Stock 98980L101 365 1,082 SH   SOLE   0 0 1,082
ZYNGA INC CL A Stock 98986T108 157 15,930 SH   SOLE   0 0 15,930
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 3,457 13,235 SH   SOLE   0 0 13,235
FERROGLOBE PLC SHS Stock G33856108 20 12,000 SH   SOLE   0 0 12,000
LINDE PLC SHS Stock G5494J103 830 3,149 SH   SOLE   0 0 3,149
MEDTRONIC PLC SHS Stock G5960L103 5,188 44,274 SH   SOLE   0 0 44,274
TEXTAINER GROUP HOLDINGS LTD SHS Stock G8766E109 297 15,500 SH   SOLE   0 0 15,500
XP INC CL A Stock G98239109 336 8,481 SH   SOLE   0 0 8,481
COPA HOLDINGS SA CL A Stock P31076105 348 4,500 SH   SOLE   0 0 4,500