The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 332 3,053 SH   SOLE   0 0 3,053
ABBVIE INC COM 00287Y109 224 2,557 SH   SOLE   0 0 2,557
ADOBE SYSTEMS INCORPORATED COM 00724F101 261 533 SH   SOLE   0 0 533
AEGON N V NY REGISTRY SHS 007924103 50 19,577 SH   SOLE   0 0 19,577
AERCAP HOLDINGS NV SHS N00985106 302 11,995 SH   SOLE   0 0 11,995
AES CORP COM 00130H105 825 45,538 SH   SOLE   0 0 45,538
ALPHABET INC CAP STK CL A 02079K305 797 544 SH   SOLE   0 0 544
ALPHABET INC CAP STK CL C 02079K107 995 677 SH   SOLE   0 0 677
AMAZON COM INC COM 023135106 2,254 716 SH   SOLE   0 0 716
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 352 6,806 SH   SOLE   0 0 6,806
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 389 8,233 SH   SOLE   0 0 8,233
AMERICAN CENTY ETF TR US EQT ETF 025072885 5,932 109,695 SH   SOLE   0 0 109,695
AMERICAN CENTY ETF TR US SML CP VALU 025072877 6,707 156,640 SH   SOLE   0 0 156,640
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 3,669 74,473 SH   SOLE   0 0 74,473
AMERICAN EXPRESS CO COM 025816109 720 7,182 SH   SOLE   0 0 7,182
AMGEN INC COM 031162100 590 2,322 SH   SOLE   0 0 2,322
APPLE INC COM 037833100 6,868 59,301 SH   SOLE   0 0 59,301
ASML HOLDING N V N Y REGISTRY SHS N07059210 333 903 SH   SOLE   0 0 903
ASTRAZENECA PLC SPONSORED ADR 046353108 550 10,041 SH   SOLE   0 0 10,041
AT&T INC COM 00206R102 230 8,076 SH   SOLE   0 0 8,076
AUTODESK INC COM 052769106 261 1,131 SH   SOLE   0 0 1,131
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 58 21,280 SH   SOLE   0 0 21,280
BANCO SANTANDER S.A. ADR 05964H105 57 30,829 SH   SOLE   0 0 30,829
BARCLAYS PLC ADR 06738E204 74 14,868 SH   SOLE   0 0 14,868
BARRICK GOLD CORP COM 067901108 550 19,563 SH   SOLE   0 0 19,563
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 380 1,786 SH   SOLE   0 0 1,786
BHP GROUP LTD SPONSORED ADS 088606108 688 13,312 SH   SOLE   0 0 13,312
BIOGEN INC COM 09062X103 222 784 SH   SOLE   0 0 784
BLACKROCK INC COM 09247X101 781 1,385 SH   SOLE   0 0 1,385
BLOOM ENERGY CORP COM CL A 093712107 186 10,342 SH   SOLE   0 0 10,342
BOOKING HOLDINGS INC COM 09857L108 200 117 SH   SOLE   0 0 117
BP PLC SPONSORED ADR 055622104 245 14,004 SH   SOLE   0 0 14,004
BRISTOL-MYERS SQUIBB CO COM 110122108 617 10,238 SH   SOLE   0 0 10,238
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 203 5,629 SH   SOLE   0 0 5,629
BROADCOM INC COM 11135F101 348 956 SH   SOLE   0 0 956
CAMECO CORP COM 13321L108 469 46,402 SH   SOLE   0 0 46,402
CARNIVAL CORP UNIT 99/99/9999 143658300 218 14,342 SH   SOLE   0 0 14,342
CHEVRON CORP NEW COM 166764100 200 2,784 SH   SOLE   0 0 2,784
CISCO SYS INC COM 17275R102 673 17,092 SH   SOLE   0 0 17,092
CLEVELAND-CLIFFS INC NEW COM 185899101 100 15,614 SH   SOLE   0 0 15,614
COMCAST CORP NEW CL A 20030N101 1,103 23,836 SH   SOLE   0 0 23,836
COSTCO WHSL CORP NEW COM 22160K105 630 1,774 SH   SOLE   0 0 1,774
CYRUSONE INC COM 23283R100 398 5,680 SH   SOLE   0 0 5,680
DANAHER CORPORATION COM 235851102 220 1,020 SH   SOLE   0 0 1,020
DAVITA INC COM 23918K108 1,127 13,157 SH   SOLE   0 0 13,157
DIAGEO PLC SPON ADR NEW 25243Q205 209 1,516 SH   SOLE   0 0 1,516
DISNEY WALT CO COM DISNEY 254687106 253 2,042 SH   SOLE   0 0 2,042
DOCUSIGN INC COM 256163106 7,282 33,832 SH   SOLE   0 0 33,832
DUKE ENERGY CORP NEW COM NEW 26441C204 203 2,287 SH   SOLE   0 0 2,287
EATON VANCE CORP COM NON VTG 278265103 1,061 27,805 SH   SOLE   0 0 27,805
EATON VANCE TAX MNGED BUY WR COM 27828X100 860 63,025 SH   SOLE   0 0 63,025
EPAM SYS INC COM 29414B104 648 2,004 SH   SOLE   0 0 2,004
FACEBOOK INC CL A 30303M102 794 3,031 SH   SOLE   0 0 3,031
FASTLY INC CL A 31188V100 943 10,070 SH   SOLE   0 0 10,070
FIRST REP BK SAN FRANCISCO C COM 33616C100 458 4,202 SH   SOLE   0 0 4,202
GABELLI UTIL TR COM 36240A101 918 121,386 SH   SOLE   0 0 121,386
GENERAL ELECTRIC CO COM 369604103 73 11,719 SH   SOLE   0 0 11,719
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 214 5,693 SH   SOLE   0 0 5,693
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 604 11,894 SH   SOLE   0 0 11,894
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 389 3,870 SH   SOLE   0 0 3,870
HEWLETT PACKARD ENTERPRISE C COM 42824C109 429 45,795 SH   SOLE   0 0 45,795
HOME DEPOT INC COM 437076102 464 1,672 SH   SOLE   0 0 1,672
HYRECAR INC COM 44916T107 592 188,000 SH   SOLE   0 0 188,000
ILLUMINA INC COM 452327109 287 929 SH   SOLE   0 0 929
ING GROEP N.V. SPONSORED ADR 456837103 91 12,917 SH   SOLE   0 0 12,917
INTEL CORP COM 458140100 497 9,589 SH   SOLE   0 0 9,589
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 11,839 109,513 SH   SOLE   0 0 109,513
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 450 3,179 SH   SOLE   0 0 3,179
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 3,655 17,352 SH   SOLE   0 0 17,352
ISHARES GOLD TRUST ISHARES 464285105 11,177 621,273 SH   SOLE   0 0 621,273
ISHARES INC CORE MSCI EMKT 46434G103 3,329 63,052 SH   SOLE   0 0 63,052
ISHARES TR CORE S&P MCP ETF 464287507 311 1,680 SH   SOLE   0 0 1,680
ISHARES TR RUS 1000 GRW ETF 464287614 434 2,000 SH   SOLE   0 0 2,000
ISHARES TR MSCI EMG MKT ETF 464287234 227 5,150 SH   SOLE   0 0 5,150
ISHARES TR RUSSELL 2000 ETF 464287655 989 6,602 SH   SOLE   0 0 6,602
ISHARES TR CORE MSCI EAFE 46432F842 9,821 162,922 SH   SOLE   0 0 162,922
ISHARES TR EAFE SML CP ETF 464288273 487 8,250 SH   SOLE   0 0 8,250
ISHARES TR CORE S&P500 ETF 464287200 1,611 4,795 SH   SOLE   0 0 4,795
ISHARES TR U.S. REAL ES ETF 464287739 1,154 14,451 SH   SOLE   0 0 14,451
ISHARES TR CORE US AGGBD ET 464287226 454 3,848 SH   SOLE   0 0 3,848
ISHARES TR PFD AND INCM SEC 464288687 728 19,979 SH   SOLE   0 0 19,979
ISHARES TR ULTR SH TRM BD 46434V878 390 7,709 SH   SOLE   0 0 7,709
ISHARES TR CORE S&P SCP ETF 464287804 252 3,594 SH   SOLE   0 0 3,594
ISHARES TR FLTG RATE NT ETF 46429B655 562 11,084 SH   SOLE   0 0 11,084
ISHARES TR CORE INTL AGGR 46435G672 1,462 26,261 SH   SOLE   0 0 26,261
JOHNSON & JOHNSON COM 478160104 986 6,623 SH   SOLE   0 0 6,623
JPMORGAN CHASE & CO COM 46625H100 878 9,115 SH   SOLE   0 0 9,115
KKR & CO INC COM 48251W104 359 10,455 SH   SOLE   0 0 10,455
KKR INCOME OPPORTUNITIES FD COM 48249T106 3,116 230,312 SH   SOLE   0 0 230,312
LILLY ELI & CO COM 532457108 292 1,970 SH   SOLE   0 0 1,970
MASTERCARD INCORPORATED CL A 57636Q104 305 902 SH   SOLE   0 0 902
MCDONALDS CORP COM 580135101 215 980 SH   SOLE   0 0 980
MEDTRONIC PLC SHS G5960L103 315 3,034 SH   SOLE   0 0 3,034
MERCK & CO. INC COM 58933Y105 836 10,078 SH   SOLE   0 0 10,078
MICROSOFT CORP COM 594918104 2,387 11,347 SH   SOLE   0 0 11,347
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 145 36,119 SH   SOLE   0 0 36,119
MIZUHO FINANCIAL GROUP INC. SPONSORED ADR 60687Y109 117 45,977 SH   SOLE   0 0 45,977
NETFLIX INC COM 64110L106 913 1,825 SH   SOLE   0 0 1,825
NEW YORK MTG TR INC COM PAR $.02 649604501 27 10,784 SH   SOLE   0 0 10,784
NEWMONT CORP COM 651639106 667 10,506 SH   SOLE   0 0 10,506
NOMURA HLDGS INC SPONSORED ADR 65535H208 87 18,891 SH   SOLE   0 0 18,891
NOVARTIS AG SPONSORED ADR 66987V109 440 5,055 SH   SOLE   0 0 5,055
NOVO-NORDISK A S ADR 670100205 308 4,432 SH   SOLE   0 0 4,432
NVIDIA CORPORATION COM 67066G104 314 581 SH   SOLE   0 0 581
ORACLE CORP COM 68389X105 794 13,292 SH   SOLE   0 0 13,292
PAYPAL HLDGS INC COM 70450Y103 266 1,349 SH   SOLE   0 0 1,349
PEPSICO INC COM 713448108 208 1,499 SH   SOLE   0 0 1,499
PFIZER INC COM 717081103 273 7,452 SH   SOLE   0 0 7,452
PHILIP MORRIS INTL INC COM 718172109 589 7,850 SH   SOLE   0 0 7,850
PHILLIPS 66 COM 718546104 202 3,888 SH   SOLE   0 0 3,888
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,018 9,988 SH   SOLE   0 0 9,988
PROCTER AND GAMBLE CO COM 742718109 833 5,992 SH   SOLE   0 0 5,992
QUALCOMM INC COM 747525103 414 3,515 SH   SOLE   0 0 3,515
ROSS STORES INC COM 778296103 529 5,670 SH   SOLE   0 0 5,670
SALESFORCE COM INC COM 79466L302 465 1,849 SH   SOLE   0 0 1,849
SANOFI SPONSORED ADR 80105N105 320 6,375 SH   SOLE   0 0 6,375
SAP SE SPON ADR 803054204 386 2,478 SH   SOLE   0 0 2,478
SCHWAB CHARLES CORP COM 808513105 546 15,078 SH   SOLE   0 0 15,078
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 291 4,259 SH   SOLE   0 0 4,259
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 4,057 52,708 SH   SOLE   0 0 52,708
SONY CORP SPONSORED ADR 835699307 239 3,118 SH   SOLE   0 0 3,118
SOUTHWESTERN ENERGY CO COM 845467109 45 19,097 SH   SOLE   0 0 19,097
SPDR GOLD TR GOLD SHS 78463V107 97 2,500 SH Call SOLE   0 0 2,500
SPDR GOLD TR GOLD SHS 78463V107 248 1,400 SH   SOLE   0 0 1,400
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 803 21,393 SH   SOLE   0 0 21,393
SPDR SER TR BLMBRG BRC CNVRT 78464A359 1,290 18,725 SH   SOLE   0 0 18,725
SPDR SER TR S&P DIVID ETF 78464A763 7,688 83,204 SH   SOLE   0 0 83,204
SPLUNK INC COM 848637104 566 3,006 SH   SOLE   0 0 3,006
STARBUCKS CORP COM 855244109 234 2,727 SH   SOLE   0 0 2,727
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 183 32,721 SH   SOLE   0 0 32,721
SYSCO CORP COM 871829107 436 7,012 SH   SOLE   0 0 7,012
TELEFONICA S A SPONSORED ADR 879382208 36 10,510 SH   SOLE   0 0 10,510
TERRENO RLTY CORP COM 88146M101 1,328 24,247 SH   SOLE   0 0 24,247
TESLA INC COM 88160R101 28 3,000 SH Put SOLE   0 0 3,000
TESLA INC COM 88160R101 2,997 6,985 SH   SOLE   0 0 6,985
THERMO FISHER SCIENTIFIC INC COM 883556102 295 668 SH   SOLE   0 0 668
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 330 2,494 SH   SOLE   0 0 2,494
TWILIO INC CL A 90138F102 4,009 16,225 SH   SOLE   0 0 16,225
TWITTER INC COM 90184L102 279 6,269 SH   SOLE   0 0 6,269
UBS GROUP AG SHS H42097107 131 11,754 SH   SOLE   0 0 11,754
UNION PAC CORP COM 907818108 267 1,355 SH   SOLE   0 0 1,355
UNITEDHEALTH GROUP INC COM 91324P102 636 2,039 SH   SOLE   0 0 2,039
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,529 17,333 SH   SOLE   0 0 17,333
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 232 2,941 SH   SOLE   0 0 2,941
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 596 4,598 SH   SOLE   0 0 4,598
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,513 20,626 SH   SOLE   0 0 20,626
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,700 50,066 SH   SOLE   0 0 50,066
VANGUARD INDEX FDS MID CAP ETF 922908629 8,851 50,216 SH   SOLE   0 0 50,216
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,113 118,242 SH   SOLE   0 0 118,242
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,674 33,172 SH   SOLE   0 0 33,172
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,027 21,122 SH   SOLE   0 0 21,122
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,005 28,538 SH   SOLE   0 0 28,538
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,250 63,710 SH   SOLE   0 0 63,710
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 923 9,639 SH   SOLE   0 0 9,639
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 581 4,515 SH   SOLE   0 0 4,515
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 351 8,573 SH   SOLE   0 0 8,573
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,096 50,614 SH   SOLE   0 0 50,614
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,236 9,183 SH   SOLE   0 0 9,183
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,866 18,953 SH   SOLE   0 0 18,953
VERIZON COMMUNICATIONS INC COM 92343V104 472 7,936 SH   SOLE   0 0 7,936
VERTEX PHARMACEUTICALS INC COM 92532F100 308 1,132 SH   SOLE   0 0 1,132
VISA INC COM CL A 92826C839 497 2,484 SH   SOLE   0 0 2,484
WALMART INC COM 931142103 289 2,067 SH   SOLE   0 0 2,067
WELLS FARGO CO NEW COM 949746101 568 24,146 SH   SOLE   0 0 24,146
WESTPAC BANKING CORP SPONSORED ADR 961214301 163 13,567 SH   SOLE   0 0 13,567
WISDOMTREE TR US HIGH DIVIDEND 97717W208 210 3,360 SH   SOLE   0 0 3,360
WORKIVA INC COM CL A 98139A105 279 5,000 SH   SOLE   0 0 5,000
ZOETIS INC CL A 98978V103 659 3,982 SH   SOLE   0 0 3,982
ZUORA INC COM CL A 98983V106 867 83,882 SH   SOLE   0 0 83,882