The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 807 5,043 SH   SOLE 1, 2 0 0 5,043
ABBOTT LABS COM COM 002824100 1,947 17,893 SH   SOLE 1, 2 0 0 17,893
ABBVIE INC COM COM 00287Y109 2,207 25,202 SH   SOLE 1, 2 0 0 25,202
ACCENTURE PLC IRELAND SHS CLASS A COM G1151C101 1,823 8,069 SH   SOLE 1, 2 0 0 8,069
ACTIVISION BLIZZARD INC COM COM 00507V109 349 4,322 SH   SOLE 1, 2 0 0 4,322
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 1,916 3,907 SH   SOLE 1, 2 0 0 3,907
ADVANCED MICRO DEVICES INC COM COM 007903107 390 4,764 SH   SOLE 1, 2 0 0 4,764
AIR PRODS & CHEMS INC COM COM 009158106 324 1,088 SH   SOLE 1, 2 0 0 1,088
ALERIAN MLP ETF COM 00162Q452 466 23,360 SH   SOLE 0 0 0 23,360
ALPHABET INC CAP STK CL A COM 02079K305 4,099 2,797 SH   SOLE 1, 2 0 0 2,797
ALPHABET INC CAP STK CL C COM 02079K107 6,638 4,517 SH   SOLE 1, 2 0 0 4,517
ALTRIA GROUP INC COM COM 02209S103 518 13,127 SH   SOLE 1, 2 0 0 13,127
AMAZON COM INC COM COM 023135106 16,896 5,366 SH   SOLE 1, 2 0 0 5,366
AMERICAN EXPRESS CO COM COM 025816109 242 2,415 SH   SOLE 1, 2 0 0 2,415
AMETEK INC COM COM 031100100 1,292 13,007 SH   SOLE 1 0 0 13,007
AMGEN INC COM COM 031162100 4,025 15,839 SH   SOLE 1, 2 0 0 15,839
ANSYS INC COM COM 03662Q105 290 889 SH   SOLE 0 0 0 889
ANTHEM INC COM COM 036752103 201 749 SH   SOLE 1, 2 0 0 749
AON PLC SHS CL A COM G0403H108 466 2,263 SH   SOLE 1, 2 0 0 2,263
APPLE INC COM COM 037833100 23,650 204,214 SH   SOLE 1, 2 0 0 204,214
ARCHER DANIELS MIDLAND CO COM COM 039483102 445 9,572 SH   SOLE 1, 2 0 0 9,572
ARROW FINL CORP COM COM 042744102 550 21,924 SH   SOLE 0 0 0 21,924
AT&T INC COM COM 00206R102 1,922 67,417 SH   SOLE 1, 2 0 0 67,417
AUTOMATIC DATA PROCESSING INC COM COM 053015103 450 3,212 SH   SOLE 1 0 0 3,212
AUTOZONE INC COM COM 053332102 253 215 SH   SOLE 1, 2 0 0 215
AVERY DENNISON CORP COM COM 053611109 201 1,575 SH   SOLE 2 0 0 1,575
AZURRX BIOPHARMA INC COM COM 05502L105 49 69,835 SH   SOLE 0 0 0 69,835
BANK NEW YORK MELLON CORP COM COM 064058100 258 7,541 SH   SOLE 1, 2 0 0 7,541
BAXTER INTL INC COM COM 071813109 314 3,895 SH   SOLE 1, 2 0 0 3,895
BECTON DICKINSON & CO COM COM 075887109 577 2,483 SH   SOLE 1, 2 0 0 2,483
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108 640 2 SH   SOLE 0 0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 8,173 38,386 SH   SOLE 1, 2 0 0 38,386
BIOGEN INC COM COM 09062X103 216 763 SH   SOLE 1, 2 0 0 763
BK OF AMERICA CORP COM COM 060505104 739 30,703 SH   SOLE 1, 2 0 0 30,703
BLACKROCK INC COM COM 09247X101 577 1,024 SH   SOLE 1, 2 0 0 1,024
BLACKSTONE GROUP INC COM CL A COM 09260D107 2,485 47,608 SH   SOLE 0 0 0 47,608
BLOOM ENERGY CORP COM CL A COM 093712107 1,523 84,800 SH   SOLE 1 0 0 84,800
BOEING CO COM COM 097023105 754 4,568 SH   SOLE 1, 2 0 0 4,568
BOOKING HOLDINGS INC COM COM 09857L108 600 351 SH   SOLE 1, 2 0 0 351
BRISTOL-MYERS SQUIBB CO COM COM 110122108 910 15,099 SH   SOLE 1, 2 0 0 15,099
BROADCOM INC COM COM 11135F101 348 956 SH   SOLE 1, 2 0 0 956
BROWN FORMAN CORP CL B COM 115637209 210 2,793 SH   SOLE 1 0 0 2,793
CAMPBELL SOUP CO COM COM 134429109 1,362 28,158 SH   SOLE 1 0 0 28,158
CATERPILLAR INC DEL COM COM 149123101 463 3,109 SH   SOLE 1, 2 0 0 3,109
CB FINL SVCS INC COM COM 12479G101 1,150 60,306 SH   SOLE 0 0 0 60,306
CELANESE CORP DEL COM COM 150870103 712 6,630 SH   SOLE 1, 2 0 0 6,630
CERNER CORP COM COM 156782104 218 3,014 SH   SOLE 1, 2 0 0 3,014
CHARTER COMMUNICATIONS INC NEW CL A COM 16119P108 262 420 SH   SOLE 1, 2 0 0 420
CHEVRON CORP NEW COM COM 166764100 1,106 15,371 SH   SOLE 1, 2 0 0 15,371
CIGNA CORP NEW COM COM 125523100 331 1,958 SH   SOLE 1, 2 0 0 1,958
CISCO SYS INC COM COM 17275R102 4,533 115,096 SH   SOLE 1, 2 0 0 115,096
CITIGROUP INC COM NEW COM 172967424 230 5,341 SH   SOLE 1, 2 0 0 5,341
CITIZENS FINL GROUP INC COM COM 174610105 249 9,884 SH   SOLE 2 0 0 9,884
CLOROX CO DEL COM COM 189054109 1,448 6,892 SH   SOLE 1, 2 0 0 6,892
CLOUDERA INC COM COM 18914U100 117 10,797 SH   SOLE 1 0 0 10,797
COCA COLA CO COM COM 191216100 2,494 50,112 SH   SOLE 1, 2 0 0 50,112
COLGATE PALMOLIVE CO COM COM 194162103 201 2,608 SH   SOLE 1 0 0 2,608
COMCAST CORP NEW CL A COM 20030N101 3,697 79,923 SH   SOLE 1, 2 0 0 79,923
COMMERCIAL NATL FINL CORP PA COM COM 202217105 1,610 101,603 SH   SOLE 0 0 0 101,603
COMMUNITY BK SYS INC COM COM 203607106 35,635 649,326 SH   SOLE 0 0 0 649,326
CONOCOPHILLIPS COM COM 20825C104 220 6,722 SH   SOLE 1, 2 0 0 6,722
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND COM 81369Y407 282 1,922 SH   SOLE 0 0 0 1,922
CONSUMER STAPLES SELECT SECTOR SPDR FUND COM 81369Y308 3,636 56,724 SH   SOLE 0 0 0 56,724
COPART INC COM COM 217204106 209 1,991 SH   SOLE 1, 2 0 0 1,991
COSTCO WHSL CORP NEW COM COM 22160K105 793 2,236 SH   SOLE 1, 2 0 0 2,236
CVS HEALTH CORP COM COM 126650100 647 11,088 SH   SOLE 1, 2 0 0 11,088
DANAHER CORPORATION COM COM 235851102 556 2,586 SH   SOLE 1, 2 0 0 2,586
DELTA AIR LINES INC DEL COM NEW COM 247361702 322 10,531 SH   SOLE 1, 2 0 0 10,531
DISCOVERY INC COM SER C COM 25470F302 197 10,089 SH   SOLE 1, 2 0 0 10,089
DISNEY WALT CO COM DISNEY COM 254687106 1,719 13,860 SH   SOLE 1, 2 0 0 13,860
DOLLAR GEN CORP NEW COM COM 256677105 501 2,394 SH   SOLE 1, 2 0 0 2,394
DOMINION ENERGY INC COM COM 25746U109 229 2,906 SH   SOLE 1, 2 0 0 2,906
DUPONT DE NEMOURS INC COM COM 26614N102 371 6,689 SH   SOLE 1, 2 0 0 6,689
EBAY INC. COM COM 278642103 251 4,826 SH   SOLE 1, 2 0 0 4,826
ECOLAB INC COM COM 278865100 488 2,443 SH   SOLE 1, 2 0 0 2,443
EDWARDS LIFESCIENCES CORP COM COM 28176E108 221 2,781 SH   SOLE 1, 2 0 0 2,781
EMERSON ELEC CO COM COM 291011104 727 11,100 SH   SOLE 1, 2 0 0 11,100
EQT CORP COM COM 26884L109 468 36,241 SH   SOLE 1, 2 0 0 36,241
EXXON MOBIL CORP COM COM 30231G102 1,868 54,430 SH   SOLE 1, 2 0 0 54,430
FACEBOOK INC CL A COM 30303M102 6,496 24,805 SH   SOLE 1, 2 0 0 24,805
FASTENAL CO COM COM 311900104 399 8,865 SH   SOLE 1, 2 0 0 8,865
FEDEX CORP COM COM 31428X106 275 1,093 SH   SOLE 1, 2 0 0 1,093
FINANCIAL SELECT SECTOR SPDR FUND COM 81369Y605 2,220 92,238 SH   SOLE 0 0 0 92,238
FIRST COMWLTH FINL CORP PA COM COM 319829107 10,006 1,292,836 SH   SOLE 0 0 0 1,292,836
FISERV INC COM COM 337738108 247 2,402 SH   SOLE 1, 2 0 0 2,402
FNCB BANCORP INC COM COM 302578109 118 22,297 SH   SOLE 0 0 0 22,297
GCI LIBERTY INC COM CLASS A COM 36164V305 349 4,260 SH   SOLE 1, 2 0 0 4,260
GENERAL ELECTRIC CO COM COM 369604103 150 24,091 SH   SOLE 1, 2 0 0 24,091
GENESIS HEALTHCARE INC CL A COM COM 37185X106 5 10,700 SH   SOLE 0 0 0 10,700
GILEAD SCIENCES INC COM COM 375558103 370 5,862 SH   SOLE 1, 2 0 0 5,862
GLOBAL PMTS INC COM COM 37940X102 231 1,306 SH   SOLE 1 0 0 1,306
GOLDMAN SACHS GROUP INC COM COM 38141G104 258 1,285 SH   SOLE 1 0 0 1,285
HEALTH CARE SELECT SECTOR SPDR FUND COM 81369Y209 3,427 32,497 SH   SOLE 0 0 0 32,497
HOME DEPOT INC COM COM 437076102 2,243 8,078 SH   SOLE 1, 2 0 0 8,078
HONEYWELL INTL INC COM COM 438516106 3,707 22,525 SH   SOLE 1, 2 0 0 22,525
HUNTINGTON BANCSHARES INC COM COM 446150104 143 15,402 SH   SOLE 1, 2 0 0 15,402
ILLINOIS TOOL WKS INC COM COM 452308109 999 5,145 SH   SOLE 1, 2 0 0 5,145
INDUSTRIAL SELECT SECTOR SPDR FUND COM 81369Y704 2,206 28,661 SH   SOLE 0 0 0 28,661
INTEL CORP COM COM 458140100 3,032 58,562 SH   SOLE 1, 2 0 0 58,562
INTERNATIONAL BUSINESS MACHS COM COM 459200101 802 6,594 SH   SOLE 1, 2 0 0 6,594
INTUIT COM COM 461202103 202 621 SH   SOLE 1, 2 0 0 621
INVESCO QQQ TRUST COM 46090E103 200 721 SH   SOLE 0 0 0 721
ISHARES CORE MSCI EAFE ETF COM 46432F842 7,433 123,313 SH   SOLE 0 0 0 123,313
ISHARES CORE MSCI EMERGING MARKETS ETF COM 46434G103 12,731 241,120 SH   SOLE 0 0 0 241,120
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF COM 46432F834 202 3,476 SH   SOLE 0 0 0 3,476
ISHARES CORE S&P 500 ETF COM 464287200 3,048 9,071 SH   SOLE 0 0 0 9,071
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF COM 464287150 279 3,705 SH   SOLE 0 0 0 3,705
ISHARES CORE U.S. AGGREGATE BOND ETF COM 464287226 270 2,291 SH   SOLE 0 0 0 2,291
ISHARES GLOBAL INFRASTRUCTURE ETF COM 464288372 8,838 229,085 SH   SOLE 0 0 0 229,085
ISHARES GLOBAL REIT ETF COM 46434V647 6,010 285,817 SH   SOLE 0 0 0 285,817
ISHARES MSCI ACWI INDEX FUND COM 464288257 14,760 184,695 SH   SOLE 0 0 0 184,695
ISHARES MSCI EAFE ETF COM 464287465 9,073 142,559 SH   SOLE 0 0 0 142,559
ISHARES MSCI EAFE MIN VOL FACTOR ETF COM 46429B689 41,053 602,576 SH   SOLE 0 0 0 602,576
ISHARES MSCI EMERGING MARKETS ETF COM 464287234 4,924 111,688 SH   SOLE 0 0 0 111,688
ISHARES NATIONAL MUNI BOND ETF COM 464288414 4,331 37,362 SH   SOLE 0 0 0 37,362
ISHARES PREFERRED AND INCOME SECURITIES ETF COM 464288687 675 18,539 SH   SOLE 0 0 0 18,539
ISHARES RUSSELL 1000 ETF COM 464287622 1,560 8,337 SH   SOLE 0 0 0 8,337
ISHARES RUSSELL 1000 GROWTH ETF COM 464287614 137,421 633,597 SH   SOLE 0 0 0 633,597
ISHARES RUSSELL 1000 VALUE ETF COM 464287598 88,490 749,092 SH   SOLE 0 0 0 749,092
ISHARES RUSSELL 2000 ETF COM 464287655 577 3,853 SH   SOLE 0 0 0 3,853
ISHARES RUSSELL 2000 GROWTH ETF COM 464287648 30,094 135,854 SH   SOLE 0 0 0 135,854
ISHARES RUSSELL 2000 VALUE ETF COM 464287630 21,238 213,820 SH   SOLE 0 0 0 213,820
ISHARES RUSSELL 3000 ETF COM 464287689 22,352 114,212 SH   SOLE 0 0 0 114,212
ISHARES RUSSELL MID-CAP ETF COM 464287499 411 7,164 SH   SOLE 0 0 0 7,164
ISHARES S&P 100 ETF COM 464287101 423 2,719 SH   SOLE 0 0 0 2,719
ISHARES S&P MIDCAP FUND COM 464287507 2,800 15,112 SH   SOLE 0 0 0 15,112
ISHARES S&P SMALL-CAP FUND COM 464287804 1,125 16,028 SH   SOLE 0 0 0 16,028
ISHARES SELECT DIVIDEND ETF COM 464287168 395 4,856 SH   SOLE 0 0 0 4,856
ISHARES U.S. ENERGY ETF COM 464287796 371 23,250 SH   SOLE 0 0 0 23,250
ISHARES U.S. REAL ESTATE ETF COM 464287739 735 9,215 SH   SOLE 0 0 0 9,215
ISHARES U.S. TECHNOLOGY ETF COM 464287721 257 854 SH   SOLE 0 0 0 854
JERICHO OIL CORP COM COM 476367107 28 221,100 SH   SOLE 0 0 0 221,100
JOHNSON & JOHNSON COM COM 478160104 4,928 33,103 SH   SOLE 1, 2 0 0 33,103
JPMORGAN CHASE & CO COM COM 46625H100 3,179 33,023 SH   SOLE 1, 2 0 0 33,023
KEYCORP COM COM 493267108 449 37,646 SH   SOLE 1, 2 0 0 37,646
KIMBERLY-CLARK CORP COM COM 494368103 337 2,271 SH   SOLE 1, 2 0 0 2,271
KRAFT HEINZ CO COM COM 500754106 403 13,471 SH   SOLE 1, 2 0 0 13,471
LIBERTY BROADBAND CORP COM SER A COM 530307107 355 2,505 SH   SOLE 1, 2 0 0 2,505
LIBERTY BROADBAND CORP COM SER C COM 530307305 533 3,734 SH   SOLE 1 0 0 3,734
LIBERTY GLOBAL PLC SHS CL C COM G5480U120 353 17,200 SH   SOLE 0 0 0 17,200
LIBERTY MEDIA CORP DEL COM A SIRIUSXM COM 531229409 291 8,781 SH   SOLE 1, 2 0 0 8,781
LIBERTY MEDIA CORP DEL COM C SIRIUSXM COM 531229607 555 16,788 SH   SOLE 0 0 0 16,788
LILLY ELI & CO COM COM 532457108 809 5,469 SH   SOLE 1, 2 0 0 5,469
LINDE PLC SHS COM G5494J103 254 1,067 SH   SOLE 1, 2 0 0 1,067
LIONS GATE ENTMNT CORP CL A VTG COM 535919401 154 16,338 SH   SOLE 1 0 0 16,338
LLOYDS BANKING GROUP PLC SHS COM G5533W248 22 65,000 SH   SOLE 0 0 0 65,000
LOCKHEED MARTIN CORP COM COM 539830109 419 1,095 SH   SOLE 1, 2 0 0 1,095
LOWES COS INC COM COM 548661107 1,491 8,993 SH   SOLE 1, 2 0 0 8,993
LULULEMON ATHLETICA INC COM COM 550021109 222 675 SH   SOLE 1, 2 0 0 675
M & T BK CORP COM COM 55261F104 1,717 18,655 SH   SOLE 1 0 0 18,655
MARYJANE GROUP INC COM COM 57388Q104 0 1,350,000 SH   SOLE 0 0 0 1,350,000
MASTERCARD INCORPORATED CL A COM 57636Q104 1,929 5,707 SH   SOLE 1, 2 0 0 5,707
MCDONALDS CORP COM COM 580135101 1,805 8,228 SH   SOLE 1, 2 0 0 8,228
MEDTRONIC PLC SHS COM G5960L103 570 5,462 SH   SOLE 1, 2 0 0 5,462
MERCK & CO. INC COM COM 58933Y105 2,177 26,056 SH   SOLE 1, 2 0 0 26,056
MICROSOFT CORP COM COM 594918104 15,971 75,933 SH   SOLE 1, 2 0 0 75,933
MONDELEZ INTL INC CL A COM 609207105 974 16,871 SH   SOLE 1, 2 0 0 16,871
MONSTER BEVERAGE CORP NEW COM COM 61174X109 494 6,168 SH   SOLE 1, 2 0 0 6,168
MOODYS CORP COM COM 615369105 593 2,048 SH   SOLE 1, 2 0 0 2,048
MSA SAFETY INC COM COM 553498106 7,797 58,113 SH   SOLE 1, 2 0 0 58,113
NATWEST GROUP PLC SHS COM G6422B105 16 12,000 SH   SOLE 0 0 0 12,000
NETFLIX INC COM COM 64110L106 1,678 3,357 SH   SOLE 1, 2 0 0 3,357
NEXTERA ENERGY INC COM COM 65339F101 604 2,177 SH   SOLE 1, 2 0 0 2,177
NIKE INC CL B COM 654106103 636 5,062 SH   SOLE 1, 2 0 0 5,062
NORFOLK SOUTHN CORP COM COM 655844108 1,151 5,383 SH   SOLE 1, 2 0 0 5,383
NORTHROP GRUMMAN CORP COM COM 666807102 611 1,938 SH   SOLE 1, 2 0 0 1,938
NRG ENERGY INC COM NEW COM 629377508 262 8,541 SH   SOLE 1, 2 0 0 8,541
NUCOR CORP COM COM 670346105 298 6,657 SH   SOLE 1 0 0 6,657
NVIDIA CORPORATION COM COM 67066G104 1,890 3,493 SH   SOLE 1, 2 0 0 3,493
NVR INC COM COM 62944T105 281 69 SH   SOLE 2 0 0 69
OKTA INC CL A COM 679295105 757 3,540 SH   SOLE 1, 2 0 0 3,540
ORACLE CORP COM COM 68389X105 1,337 22,404 SH   SOLE 1, 2 0 0 22,404
PALO ALTO NETWORKS INC COM COM 697435105 1,476 6,032 SH   SOLE 1, 2 0 0 6,032
PARADIGM OIL & GAS INC COM PAR $.0001 COM 69901U306 0 118,300 SH   SOLE 0 0 0 118,300
PAYPAL HLDGS INC COM COM 70450Y103 1,683 8,545 SH   SOLE 1, 2 0 0 8,545
PEPSICO INC COM COM 713448108 1,970 14,218 SH   SOLE 1, 2 0 0 14,218
PFIZER INC COM COM 717081103 1,919 52,298 SH   SOLE 1, 2 0 0 52,298
PHILIP MORRIS INTL INC COM COM 718172109 926 12,155 SH   SOLE 1, 2 0 0 12,155
PLASTIC2OIL INC COM COM 72759R102 0 47,742 SH   SOLE 0 0 0 47,742
PNC FINL SVCS GROUP INC COM COM 693475105 405 3,686 SH   SOLE 1, 2 0 0 3,686
POWER 3 MED PRODS INC COM COM 73936A103 0 10,000 SH   SOLE 0 0 0 10,000
PRINCIPAL FINANCIAL GROUP INC COM COM 74251V102 263 6,538 SH   SOLE 1 0 0 6,538
PROCTER AND GAMBLE CO COM COM 742718109 3,866 27,815 SH   SOLE 1, 2 0 0 27,815
PROGRESSIVE CORP COM COM 743315103 4,180 44,160 SH   SOLE 1, 2 0 0 44,160
PROTEA BIOSCIENCES GROUP INC COM NEW COM 74365B208 0 100,400 SH   SOLE 0 0 0 100,400
QUALCOMM INC COM COM 747525103 4,158 35,337 SH   SOLE 1, 2 0 0 35,337
QURATE RETAIL INC COM SER A COM 74915M100 177 24,734 SH   SOLE 1 0 0 24,734
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 787 13,687 SH   SOLE 1, 2 0 0 13,687
REDFIN CORP COM COM 75737F108 250 5,015 SH   SOLE 0 0 0 5,015
RESTAURANT BRANDS INTL INC COM COM 76131D103 240 4,150 SH   SOLE 0 0 0 4,150
ROGERS COMMUNICATIONS INC CL A CONV COM 775109101 224 5,400 SH   SOLE 0 0 0 5,400
ROGERS COMMUNICATIONS INC CL B COM 775109200 950 23,750 SH   SOLE 0 0 0 23,750
ROLLS-ROYCE HOLDINGS PLC NON CUM PFD C COM G76225138 0 139,840 SH   SOLE 0 0 0 139,840
RPM INTL INC COM COM 749685103 1,305 15,764 SH   SOLE 2 0 0 15,764
S & T BANCORP INC COM COM 783859101 2,429 137,313 SH   SOLE 0 0 0 137,313
S&P GLOBAL INC COM COM 78409V104 444 1,234 SH   SOLE 1, 2 0 0 1,234
SALESFORCE COM INC COM COM 79466L302 912 3,630 SH   SOLE 1, 2 0 0 3,630
SCHWAB CHARLES CORP COM COM 808513105 306 8,454 SH   SOLE 1, 2 0 0 8,454
SCHWAB U.S. BROAD MARKET ETF COM 808524102 5,989 75,208 SH   SOLE 0 0 0 75,208
SCHWAB U.S. LARGE-CAP ETF COM 808524201 238 2,954 SH   SOLE 0 0 0 2,954
SERVICENOW INC COM COM 81762P102 1,658 3,419 SH   SOLE 1, 2 0 0 3,419
SHERWIN WILLIAMS CO COM COM 824348106 304 437 SH   SOLE 1, 2 0 0 437
SIRIUS XM HOLDINGS INC COM COM 82968B103 339 63,343 SH   SOLE 1, 2 0 0 63,343
SKYWORKS SOLUTIONS INC COM COM 83088M102 429 2,949 SH   SOLE 1, 2 0 0 2,949
SM ENERGY CO COM COM 78454L100 51 32,318 SH   SOLE 0 0 0 32,318
SONY CORP SPONSORED ADR COM 835699307 771 10,050 SH   SOLE 0 0 0 10,050
SOUTHERN CO COM COM 842587107 216 4,001 SH   SOLE 1, 2 0 0 4,001
SPDR BLOOMBERG BARCLAYS CONVERTIBLE SECURITIES ETF COM 78464A359 18,543 269,168 SH   SOLE 0 0 0 269,168
SPDR DOW JONES GLOBAL REAL ESTATE ETF COM 78463X749 11,964 302,893 SH   SOLE 0 0 0 302,893
SPDR DOW JONES INDUSTRIAL AVERAGE ETF COM 78467X109 211 759 SH   SOLE 0 0 0 759
SPDR GOLD SHARES COM 78463V107 206 1,164 SH   SOLE 0 0 0 1,164
SPDR PORTFOLIO S&P 500 GROWTH ETF COM 78464A409 586 11,713 SH   SOLE 0 0 0 11,713
SPDR PORTFOLIO S&P 500 VALUE ETF COM 78464A508 562 18,637 SH   SOLE 0 0 0 18,637
SPDR S&P 500 ETF COM 78462F103 18,898 56,432 SH   SOLE 0 0 0 56,432
SPDR S&P 600 SMALL CAP GROWTH ETF COM 78464A201 444 7,536 SH   SOLE 0 0 0 7,536
SPDR S&P 600 SMALL CAP VALUE ETF COM 78464A300 418 8,346 SH   SOLE 0 0 0 8,346
SPDR S&P DIVIDEND ETF COM 78464A763 285 3,093 SH   SOLE 0 0 0 3,093
SPDR S&P MIDCAP 400 ETF COM 78467Y107 2,728 8,052 SH   SOLE 0 0 0 8,052
SPDR S&P TELECOM ETF COM 78464A540 3,344 49,518 SH   SOLE 0 0 0 49,518
STARBUCKS CORP COM COM 855244109 1,048 12,206 SH   SOLE 1, 2 0 0 12,206
STERLING BANCORP DEL COM COM 85917A100 409 38,879 SH   SOLE 1 0 0 38,879
STRYKER CORPORATION COM COM 863667101 17,113 82,128 SH   SOLE 1, 2 0 0 82,128
SUNOCO LP COM UT REP LP COM 86765K109 1,219 50,000 SH   SOLE 0 0 0 50,000
SVMK INC COM COM 78489X103 552 25,000 SH   SOLE 0 0 0 25,000
SYSCO CORP COM COM 871829107 407 6,552 SH   SOLE 1, 2 0 0 6,552
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS COM 874039100 236 2,915 SH   SOLE 0 0 0 2,915
TARGET CORP COM COM 87612E106 322 2,050 SH   SOLE 1, 2 0 0 2,050
TASEKO MINES LTD COM COM 876511106 12 12,000 SH   SOLE 0 0 0 12,000
TECHNOLOGY SELECT SECTOR SPDR FUND COM 81369Y803 4,791 41,056 SH   SOLE 0 0 0 41,056
TESLA INC COM COM 88160R101 1,009 2,352 SH   SOLE 1, 2 0 0 2,352
TEXAS INSTRS INC COM COM 882508104 374 2,624 SH   SOLE 1, 2 0 0 2,624
THERMO FISHER SCIENTIFIC INC COM COM 883556102 1,095 2,480 SH   SOLE 1, 2 0 0 2,480
TJX COS INC NEW COM COM 872540109 622 11,192 SH   SOLE 1, 2 0 0 11,192
TORO CO COM COM 891092108 387 4,602 SH   SOLE 1, 2 0 0 4,602
TRACTOR SUPPLY CO COM COM 892356106 330 2,304 SH   SOLE 1, 2 0 0 2,304
TRANE TECHNOLOGIES PLC SHS COM G8994E103 214 1,770 SH   SOLE 1, 2 0 0 1,770
TRANSOCEAN LTD REG SHS COM H8817H100 14 18,476 SH   SOLE 1 0 0 18,476
TRAVELERS COMPANIES INC COM COM 89417E109 202 1,872 SH   SOLE 1, 2 0 0 1,872
TRUIST FINL CORP COM COM 89832Q109 1,012 26,618 SH   SOLE 1, 2 0 0 26,618
UNILEVER N V N Y SHS NEW COM 904784709 376 6,233 SH   SOLE 0 0 0 6,233
UNILEVER PLC SPON ADR NEW COM 904767704 959 15,550 SH   SOLE 0 0 0 15,550
UNION PAC CORP COM COM 907818108 657 3,338 SH   SOLE 1, 2 0 0 3,338
UNITED BANKSHARES INC WEST VA COM COM 909907107 2,022 93,334 SH   SOLE 1 0 0 93,334
UNITED PARCEL SERVICE INC CL B COM 911312106 785 4,714 SH   SOLE 1, 2 0 0 4,714
UNITEDHEALTH GROUP INC COM COM 91324P102 2,824 9,061 SH   SOLE 1, 2 0 0 9,061
US BANCORP DEL COM NEW COM 902973304 384 10,713 SH   SOLE 1, 2 0 0 10,713
USA TECHNOLOGIES INC COM COM 90328S500 971 111,074 SH   SOLE 0 0 0 111,074
UTILITIES SELECT SECTOR SPDR FUND COM 81369Y886 2,413 40,643 SH   SOLE 0 0 0 40,643
VANGUARD CONSUMER DISCRETIONARY INDEX FUND COM 92204A108 788 3,361 SH   SOLE 0 0 0 3,361
VANGUARD CONSUMER STAPLES INDEX FUND COM 92204A207 636 3,899 SH   SOLE 0 0 0 3,899
VANGUARD ENERGY INDEX FUND COM 92204A306 1,497 37,147 SH   SOLE 0 0 0 37,147
VANGUARD FINANCIALS INDEX FUND COM 92204A405 330 5,655 SH   SOLE 0 0 0 5,655
VANGUARD FTSE DEVELOPED MARKETS ETF COM 921943858 19,069 466,258 SH   SOLE 0 0 0 466,258
VANGUARD FTSE EMERGING MARKETS ETF COM 922042858 17,367 401,663 SH   SOLE 0 0 0 401,663
VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEX COM 922042676 6,697 137,789 SH   SOLE 0 0 0 137,789
VANGUARD GROWTH INDEX FUND COM 922908736 61,507 270,118 SH   SOLE 0 0 0 270,118
VANGUARD HEALTH CARE INDEX FUND COM 92204A504 955 4,683 SH   SOLE 0 0 0 4,683
VANGUARD HIGH DIVIDEND YIELD ETF COM 921946406 47,470 586,557 SH   SOLE 0 0 0 586,557
VANGUARD INDUSTRIALS INDEX FUND COM 92204A603 237 1,640 SH   SOLE 0 0 0 1,640
VANGUARD INFORMATION TECHNOLOGY INDEX FUND COM 92204A702 2,624 8,428 SH   SOLE 0 0 0 8,428
VANGUARD LARGE-CAP INDEX FUND COM 922908637 651 4,162 SH   SOLE 0 0 0 4,162
VANGUARD REAL ESTATE ETF COM 922908553 6,410 81,189 SH   SOLE 0 0 0 81,189
VANGUARD RUSSELL 1000 GROWTH ETF COM 92206C680 9,945 44,618 SH   SOLE 0 0 0 44,618
VANGUARD RUSSELL 1000 VALUE ETF COM 92206C714 9,869 95,115 SH   SOLE 0 0 0 95,115
VANGUARD RUSSELL 2000 GROWTH ETF COM 92206C623 2,267 14,058 SH   SOLE 0 0 0 14,058
VANGUARD S&P 500 ETF COM 922908363 1,853 5,999 SH   SOLE 0 0 0 5,999
VANGUARD SMALL-CAP GROWTH INDEX FUND COM 922908595 32,016 148,959 SH   SOLE 0 0 0 148,959
VANGUARD SMALL-CAP VALUE INDEX FUND COM 922908611 26,315 237,855 SH   SOLE 0 0 0 237,855
VANGUARD TOTAL INTERNATIONAL STOCK ETF COM 921909768 1,647 31,575 SH   SOLE 0 0 0 31,575
VANGUARD TOTAL STOCK MARKET INDEX FUND COM 922908769 2,808 16,492 SH   SOLE 0 0 0 16,492
VANGUARD TOTAL WORLD STOCK INDEX FUND COM 922042742 2,773 34,389 SH   SOLE 0 0 0 34,389
VANGUARD VALUE INDEX FUND COM 922908744 77,831 744,049 SH   SOLE 0 0 0 744,049
VERIZON COMMUNICATIONS INC COM COM 92343V104 1,329 22,350 SH   SOLE 1, 2 0 0 22,350
VERTEX PHARMACEUTICALS INC COM COM 92532F100 1,443 5,303 SH   SOLE 1, 2 0 0 5,303
VISA INC COM CL A COM 92826C839 3,200 16,003 SH   SOLE 1, 2 0 0 16,003
VODAFONE GROUP PLC NEW SHS NEW COM G93882192 26 20,000 SH   SOLE 0 0 0 20,000
WALMART INC COM COM 931142103 3,001 21,452 SH   SOLE 1, 2 0 0 21,452
WASTE MGMT INC DEL COM COM 94106L109 1,367 12,082 SH   SOLE 1, 2 0 0 12,082
WELLS FARGO CO NEW COM COM 949746101 246 10,470 SH   SOLE 1, 2 0 0 10,470
WESBANCO INC COM COM 950810101 283 13,083 SH   SOLE 1 0 0 13,083
WORKDAY INC CL A COM 98138H101 947 4,405 SH   SOLE 1, 2 0 0 4,405
ZOETIS INC CL A COM 98978V103 6,026 36,441 SH   SOLE 1, 2 0 0 36,441