The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc COM 037833100 307 2,651 SH   SOLE   2,651 0 0
iShares MSCI ACWI ETF MSCI ACWI ETF 464288257 3,108 38,885 SH   SOLE   38,885 0 0
Allogene Therapeutics Inc COM 019770106 5,167 137,019 SH   SOLE   137,019 0 0
Ally Financial Inc COM 02005N100 2,322 92,624 SH   SOLE   92,624 0 0
Alexion Pharmaceuticals Inc COM 015351109 18,934 165,466 SH   SOLE   165,466 0 0
Amazon.com Inc COM 023135106 65,371 20,761 SH   SOLE   20,761 0 0
Anthem Inc COM 036752103 235 875 SH   SOLE   875 0 0
Altice USA Inc CL A 02156K103 18,955 729,041 SH   SOLE   729,041 0 0
Activision Blizzard Inc COM 00507V109 1,948 24,062 SH   SOLE   24,062 0 0
Alibaba Group Holding Ltd SPONSORED ADS 01609W102 12,212 41,541 SH   SOLE   41,541 0 0
BeiGene Ltd SPONSORED ADR 07725L102 6,492 22,666 SH   SOLE   22,666 0 0
Brighthouse Financial Inc COM 10922N103 153 5,680 SH   SOLE   5,680 0 0
Booking Holdings Inc COM 09857L108 41,339 24,165 SH   SOLE   24,165 0 0
Bristol-Myers Squibb Co COM 110122108 323 5,357 SH   SOLE   5,357 0 0
Vanguard Short-Term Bond ETF SHORT TRM BOND 921937827 5,252 63,234 SH   SOLE   63,234 0 0
Boston Scientific Corp COM 101137107 16,157 422,838 SH   SOLE   422,838 0 0
Citigroup Inc COM NEW 172967424 25,432 589,930 SH   SOLE   589,930 0 0
CBRE Group Inc CL A 12504L109 13,124 279,420 SH   SOLE   279,420 0 0
Chemours Co/The COM 163851108 382 18,250 SH   SOLE   18,250 0 0
Charter Communications Inc CL A 16119P108 44,207 70,806 SH   SOLE   70,806 0 0
Comcast Corp COM SER A 20030N101 26,008 562,208 SH   SOLE   562,208 0 0
Centene Corp COM 15135B101 12,652 216,903 SH   SOLE   216,903 0 0
Canadian Pacific Railway Ltd COM 13645T100 15,961 52,428 SH   SOLE   52,428 0 0
salesforce.com Inc COM 79466L302 26,487 105,392 SH   SOLE   105,392 0 0
CSX Corp COM 126408103 10,301 132,623 SH   SOLE   132,623 0 0
Xtrackers MSCI Europe Hedged Equity ETF XTRACK MSCI EURP 233051853 6,377 232,405 SH   SOLE   232,405 0 0
Xtrackers MSCI Japan Hedged Equity ETF XTRACK MSCI JAPN 233051507 14,013 344,130 SH   SOLE   344,130 0 0
Discover Financial Services COM 254709108 1,925 33,322 SH   SOLE   33,322 0 0
Walt Disney Co/The COM DISNEY 254687106 1,952 15,731 SH   SOLE   15,731 0 0
Dunkin' Brands Group Inc COM 265504100 190 2,317 SH   SOLE   2,317 0 0
WisdomTree Japan Hedged Equity Fund JAPN HEDGE EQT 97717W851 1,114 22,735 SH   SOLE   22,735 0 0
SPDR MSCI Emerging Markets Fossil Fuel Reserves Free ETF MSCI EMR MKT ETF 78470E205 1,421 21,525 SH   SOLE   21,525 0 0
SPDR MSCI EAFE Fossil Fuel Reserves Free ETF MSCI EAFE FS ETF 78470E106 579 8,460 SH   SOLE   8,460 0 0
Vanguard ESG US Stock ETF ESG US STK ETF 921910733 2,533 40,982 SH   SOLE   40,982 0 0
Expedia Inc COM NEW 30212P303 17,239 188,019 SH   SOLE   188,019 0 0
Facebook Inc CL A 30303M102 22,074 84,284 SH   SOLE   84,284 0 0
Fidelity National Information Services Inc COM 31620M106 1,901 12,916 SH   SOLE   12,916 0 0
Twenty-First Century Fox Inc CL B 90130A200 20,986 754,066 SH   SOLE   754,066 0 0
SPDR Gold Shares GOLD SHS 78463V107 2,180 12,310 SH   SOLE   12,310 0 0
General Motors Co COM 37045V100 194 6,571 SH   SOLE   6,571 0 0
Alphabet Inc - Class A CAP STK CL A 02079K305 620 423 SH   SOLE   423 0 0
WR Grace & Co COM 38388F108 11,510 285,686 SH   SOLE   285,686 0 0
Guidewire Software Inc COM 40171V100 41,692 399,849 SH   SOLE   399,849 0 0
iShares Currency Hedged MSCI EAFE ETF HDG MSCI EAFE 46434V803 102,150 3,709,154 SH   SOLE   3,709,154 0 0
iShares Currency Hedged MSCI Japan ETF HDG MSCI JAPAN 46434V886 14,981 468,891 SH   SOLE   468,891 0 0
iShares iBoxx $ High Yield Corporate Bond ETF IBOXX HI YD ETF 464288513 3,224 38,426 SH   SOLE   38,426 0 0
iShares Gold Trust ISHARES 464285105 70,300 3,907,710 SH   SOLE   3,907,710 0 0
iShares Global Clean Energy ETF GL CLEAN ENE ETF 464288224 1,726 93,350 SH   SOLE   93,350 0 0
iShares 7-10 Year Treasury Bond ETF BARCLAYS 7 10 YR 464287440 36,431 299,057 SH   SOLE   299,057 0 0
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 39,290 651,793 SH   SOLE   651,793 0 0
iShares 3-7 Year Treasury Bond ETF 3 7 YR TREAS BD 464288661 347 2,600 SH   SOLE   2,600 0 0
iShares Core MSCI Emerging Markets ETF CORE MSCI EMKT 46434G103 47,362 897,012 SH   SOLE   897,012 0 0
WisdomTree International Hedged Quality Dividend Growth Fund ITL HDG QTLY DIV 97717X594 186 5,086 SH   SOLE   5,086 0 0
Incyte Corp COM 45337C102 18,123 201,947 SH   SOLE   201,947 0 0
iQIYI Inc SPONSORED ADS 46267X108 4,677 207,125 SH   SOLE   207,125 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 105,895 315,107 SH   SOLE   315,107 0 0
iShares Russell 3000 ETF RUSSELL 3000 ETF 464287689 1,253 6,401 SH   SOLE   6,401 0 0
JD.com Inc SPON ADR CL A 47215P106 34,357 442,687 SH   SOLE   442,687 0 0
Johnson & Johnson COM 478160104 2,648 17,785 SH   SOLE   17,785 0 0
JPMorgan Chase & Co COM 46625H100 1,796 18,659 SH   SOLE   18,659 0 0
SPDR S&P Bank ETF S&P BK ETF 78464A797 30,356 1,030,772 SH   SOLE   1,030,772 0 0
KKR & Co Inc CL A 48251W104 46,409 1,351,443 SH   SOLE   1,351,443 0 0
SPDR S&P Regional Banking ETF S&P REGL BKG 78464A698 6,804 190,686 SH   SOLE   190,686 0 0
KraneShares CSI China Internet ETF CSI CHI INTERNET 500767306 14,223 208,612 SH   SOLE   208,612 0 0
L3Harris Technologies Inc COM 502431109 1,579 9,295 SH   SOLE   9,295 0 0
Linde PLC SHS G5494J103 17,379 72,980 SH   SOLE   72,980 0 0
LKQ Corp COM 501889208 12,741 459,471 SH   SOLE   459,471 0 0
Mastercard Inc CL A 57636Q104 2,063 6,101 SH   SOLE   6,101 0 0
Morgan Stanley COM NEW 617446448 41,677 861,978 SH   SOLE   861,978 0 0
Microsoft Corp COM 594918104 50,297 239,134 SH   SOLE   239,134 0 0
iShares Edge MSCI USA Momentum Factor ETF USA MOMENTUM FCT 46432F396 545 3,697 SH   SOLE   3,697 0 0
Netflix Inc COM 64110L106 456 912 SH   SOLE   912 0 0
Northrop Grumman Corp COM 666807102 1,731 5,487 SH   SOLE   5,487 0 0
ServiceNow Inc COM 81762P102 23,280 48,001 SH   SOLE   48,001 0 0
Norfolk Southern Corp COM 655844108 13,421 62,717 SH   SOLE   62,717 0 0
PayPal Holdings Inc COM 70450Y103 27,084 137,463 SH   SOLE   137,463 0 0
Invesco QQQ Trust Series 1 UNIT SER 1 46090E103 694 2,499 SH   SOLE   2,499 0 0
Ferrari NV COM N3167Y103 388 2,110 SH   SOLE   2,110 0 0
iShares Global REIT ETF GLOBAL REIT ETF 46434V647 17,643 838,968 SH   SOLE   838,968 0 0
Rexford Industrial Realty Inc COM 76169C100 71 1,550 SH   SOLE   1,550 0 0
RealPage Inc COM 75606N109 829 14,377 SH   SOLE   14,377 0 0
Raytheon Technologies Corp COM 75513E101 2,982 51,820 SH   SOLE   51,820 0 0
Sea Ltd SPONSORED ADS 81141R100 6,614 42,939 SH   SOLE   42,939 0 0
Seattle Genetics Inc COM 812578102 26,187 133,820 SH   SOLE   133,820 0 0
iShares 1-3 Year Treasury Bond ETF 1 3 YR TREAS BD 464287457 910 10,522 SH   SOLE   10,522 0 0
SPDR S&P 500 ETF Trust TR UNIT 78462F103 9,265 27,667 SH   SOLE   27,667 0 0
SPDR S&P 500 Fossil Fuel Reserves Free ETF SPDR S&P 500 ETF 78468R796 2,621 31,376 SH   SOLE   31,376 0 0
Seagate Technology PLC SHS G7945M107 36,362 738,022 SH   SOLE   738,022 0 0
Constellation Brands Inc CL A 21036P108 1,960 10,344 SH   SOLE   10,344 0 0
TAL Education Group SPONSORED ADS 874080104 5,443 71,576 SH   SOLE   71,576 0 0
Trip.com Group Ltd ADS 89677Q107 4,264 136,942 SH   SOLE   136,942 0 0
TransDigm Group Inc COM 893641100 34,276 72,141 SH   SOLE   72,141 0 0
iShares TIPS Bond ETF TIPS BD ETF 464287176 17,961 141,986 SH   SOLE   141,986 0 0
TJX Cos Inc/The COM 872540109 1,880 33,788 SH   SOLE   33,788 0 0
Take-Two Interactive Software Inc COM 874054109 2,151 13,018 SH   SOLE   13,018 0 0
United Continental Holdings Inc COM 910047109 9,773 281,245 SH   SOLE   281,245 0 0
UnitedHealth Group Inc COM 91324P102 1,824 5,851 SH   SOLE   5,851 0 0
Union Pacific Corp COM 907818108 14,810 75,228 SH   SOLE   75,228 0 0
iShares MSCI USA Min Vol Factor ETF MSCI MIN VOL ETF 46429B697 3,517 55,187 SH   SOLE   55,187 0 0
Visa Inc COM CL A 92826C839 3,780 18,903 SH   SOLE   18,903 0 0
Vanguard Consumer Staples ETF CONSUM STP ETF 92204A207 12,897 78,947 SH   SOLE   78,947 0 0
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 11,146 272,509 SH   SOLE   272,509 0 0
Vanguard Financials ETF FINANCIALS ETF 92204A405 1,677 28,671 SH   SOLE   28,671 0 0
Vanguard FTSE Europe ETF FTSE EUROPE ETF 922042874 4,301 82,038 SH   SOLE   82,038 0 0
Vanguard Short-Term Treasury ETF SHORT TERM TREAS 92206C102 4,199 67,632 SH   SOLE   67,632 0 0
Vanguard Health Care ETF HEALTH CAR ETF 92204A504 13,345 65,418 SH   SOLE   65,418 0 0
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 26,479 86,069 SH   SOLE   86,069 0 0
Vanguard Total World Stock ETF TT WRLD ST ETF 922042742 23,102 286,477 SH   SOLE   286,477 0 0
Vanguard Value ETF VALUE ETF 922908744 12,768 122,174 SH   SOLE   122,174 0 0
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858 6,405 148,130 SH   SOLE   148,130 0 0
Vanguard Extended Market ETF EXTEND MKT ETF 922908652 265 2,043 SH   SOLE   2,043 0 0
ZTO Express Cayman Inc SPONSORED ADS A 98980A105 3,876 129,546 SH   SOLE   129,546 0 0