The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 295 1,838 SH   DFND 2 0 0 1,838
3M CO COM 88579Y101 2,507 15,650 SH   DFND 1 15,650 0 0
ABBOTT LABS COM 002824100 317 2,972 SH   DFND 2 0 0 2,972
ABBOTT LABS COM 002824100 2,264 20,801 SH   DFND 1 20,801 0 0
ABBVIE INC COM 00287Y109 1,173 13,391 SH   DFND 1 13,391 0 0
ABBVIE INC COM 00287Y109 373 4,326 SH   DFND 2 0 0 4,326
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 9,659 42,740 SH   DFND 1 42,740 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 418 1,880 SH   DFND 2 0 0 1,880
ACTIVISION BLIZZARD INC COM 00507V109 218 2,781 SH   DFND 2 0 0 2,781
ADOBE SYS INC COM 00724F101 664 1,386 SH   DFND 2 0 0 1,386
ADOBE SYS INC COM 00724F101 18,424 37,568 SH   DFND 1 37,568 0 0
AFLAC INC COM 001055102 305 8,394 SH   DFND 1 8,394 0 0
AIR PRODS & CHEMS INC COM 009158106 835 2,803 SH   DFND 1 2,803 0 0
ALIGN TECHNOLOGY INC COM 016255101 1,244 3,801 SH   DFND 1 3,801 0 0
ALPHABET INC CAP STK CL A 02079K305 959 659 SH   DFND 2 0 0 659
ALPHABET INC CAP STK CL A 02079K305 19,808 13,515 SH   DFND 1 13,515 0 0
ALPHABET INC CAP STK CL C 02079K107 13,122 8,929 SH   DFND 1 8,929 0 0
ALPHABET INC CAP STK CL C 02079K107 1,228 842 SH   DFND 2 0 0 842
ALTRIA GROUP INC COM 02209S103 416 10,754 SH   DFND 1 10,754 0 0
AMAZON COM INC COM 023135106 30,916 9,819 SH   DFND 1 9,819 0 0
AMAZON COM INC COM 023135106 3,803 1,217 SH   DFND 2 0 0 1,217
AMERICAN ELEC PWR INC COM 025537101 211 2,586 SH   DFND 1 2,586 0 0
AMERICAN EXPRESS CO COM 025816109 264 2,597 SH   DFND 2 0 0 2,597
AMERICAN EXPRESS CO COM 025816109 7,028 70,104 SH   DFND 1 70,104 0 0
AMERICAN TOWER CORP NEW COM 03027X100 7,380 30,528 SH   DFND 1 30,528 0 0
AMERIPRISE FINL INC COM 03076C106 327 2,124 SH   DFND 1 2,124 0 0
AMGEN INC COM 031162100 14,946 58,804 SH   DFND 1 58,804 0 0
AMGEN INC COM 031162100 506 2,062 SH   DFND 2 0 0 2,062
ANALOG DEVICES INC COM 032654105 238 2,037 SH   DFND 1 2,037 0 0
AON PLC SHS CL A G0403H108 383 1,864 SH   DFND 2 0 0 1,864
AON PLC SHS CL A G0403H108 6,834 33,128 SH   DFND 1 33,128 0 0
APPLE INC COM 037833100 7,194 63,654 SH   DFND 2 0 0 63,654
APPLE INC COM 037833100 73,224 632,279 SH   DFND 1 632,279 0 0
APPLIED MATLS INC COM 038222105 320 5,505 SH   DFND 2 0 0 5,505
APPLIED MATLS INC COM 038222105 8,061 135,598 SH   DFND 1 135,598 0 0
APTARGROUP INC COM 038336103 564 4,996 SH   DFND 2 0 0 4,996
AT&T INC COM 00206R102 4,099 143,762 SH   DFND 1 143,762 0 0
AT&T INC COM 00206R102 413 14,400 SH   DFND 2 0 0 14,400
AUTOMATIC DATA PROCESSING IN COM 053015103 201 1,448 SH   DFND 2 0 0 1,448
AUTOMATIC DATA PROCESSING IN COM 053015103 2,695 19,321 SH   DFND 1 19,321 0 0
AUTOZONE INC COM 053332102 601 510 SH   DFND 1 510 0 0
BANK AMER CORP COM 060505104 560 23,151 SH   DFND 2 0 0 23,151
BANK AMER CORP COM 060505104 9,322 386,958 SH   DFND 1 386,708 0 250
BECTON DICKINSON & CO COM 075887109 292 1,256 SH   DFND 1 1,256 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 407 1,928 SH   DFND 2 0 0 1,928
BERKSHIRE HATHAWAY INC DEL CL A 084670108 317 1 SH   DFND 2 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,501 7,048 SH   DFND 1 7,048 0 0
BIOGEN INC COM 09062X103 8,302 29,267 SH   DFND 1 29,267 0 0
BIOGEN INC COM 09062X103 342 1,232 SH   DFND 2 0 0 1,232
BOEING CO COM 097023105 214 1,271 SH   DFND 2 0 0 1,271
BOEING CO COM 097023105 3,131 18,943 SH   DFND 1 18,943 0 0
BOSTON SCIENTIFIC CORP COM 101137107 342 8,946 SH   DFND 1 8,946 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,625 26,957 SH   DFND 1 26,957 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 309 5,261 SH   DFND 2 0 0 5,261
BROADCOM INC COM 11135F101 223 625 SH   DFND 2 0 0 625
CAPITAL ONE FINL CORP COM 14040H105 253 3,522 SH   DFND 1 3,522 0 0
CATERPILLAR INC DEL COM 149123101 918 6,155 SH   DFND 1 6,155 0 0
CDK GLOBAL INC COM 12508E101 316 7,246 SH   DFND 1 7,246 0 0
CHEVRON CORP NEW COM 166764100 1,567 21,769 SH   DFND 1 21,519 0 250
CHEVRON CORP NEW COM 166764100 217 3,042 SH   DFND 2 0 0 3,042
CHURCH & DWIGHT INC COM 171340102 286 3,055 SH   DFND 1 3,055 0 0
CIGNA CORP NEW COM 125523100 1,544 9,115 SH   DFND 1 9,115 0 0
CINTAS CORP COM 172908105 10,914 32,791 SH   DFND 1 32,791 0 0
CINTAS CORP COM 172908105 224 668 SH   DFND 2 0 0 668
CISCO SYS INC COM 17275R102 659 17,229 SH   DFND 2 0 0 17,229
CISCO SYS INC COM 17275R102 8,356 212,143 SH   DFND 1 212,143 0 0
CITIGROUP INC COM NEW 172967424 550 12,605 SH   DFND 2 0 0 12,605
CITIGROUP INC COM NEW 172967424 6,204 143,910 SH   DFND 1 143,910 0 0
CITIZENS FINL GROUP INC COM 174610105 1,686 64,325 SH   DFND 2 0 0 64,325
CLOROX CO DEL COM 189054109 975 4,637 SH   DFND 1 4,637 0 0
COCA COLA CO COM 191216100 468 9,478 SH   DFND 2 0 0 9,478
COCA COLA CO COM 191216100 2,726 55,220 SH   DFND 1 55,220 0 0
COLGATE PALMOLIVE CO COM 194162103 2,309 29,923 SH   DFND 1 29,923 0 0
COMCAST CORP NEW CL A 20030N101 584 12,941 SH   DFND 2 0 0 12,941
COMCAST CORP NEW CL A 20030N101 9,114 197,008 SH   DFND 1 197,008 0 0
CONOCOPHILLIPS COM 20825C104 2,189 66,651 SH   DFND 1 66,201 0 450
CONSOLIDATED EDISON INC COM 209115104 515 6,619 SH   DFND 1 6,619 0 0
COSTCO WHSL CORP NEW COM 22160K105 10,749 30,279 SH   DFND 1 30,279 0 0
COSTCO WHSL CORP NEW COM 22160K105 485 1,366 SH   DFND 2 0 0 1,366
CSX CORP COM 126408103 266 3,420 SH   DFND 1 3,420 0 0
CSX CORP COM 126408103 344 4,453 SH   DFND 2 0 0 4,453
CVS HEALTH CORP COM 126650100 7,779 133,202 SH   DFND 1 133,202 0 0
CVS HEALTH CORP COM 126650100 455 7,871 SH   DFND 2 0 0 7,871
D R HORTON INC COM 23331A109 7,253 95,901 SH   DFND 1 95,901 0 0
DANAHER CORP DEL COM 235851102 302 1,422 SH   DFND 2 0 0 1,422
DANAHER CORP DEL COM 235851102 4,084 18,967 SH   DFND 1 18,967 0 0
DBX ETF TR XTRAK MSCI EAFE 233051200 828 26,988 SH   DFND 2 0 0 26,988
DENTSPLY SIRONA INC COM 24906P109 231 5,290 SH   DFND 1 5,290 0 0
DIGITAL RLTY TR INC COM 253868103 7,272 49,549 SH   DFND 1 49,549 0 0
DISNEY WALT CO COM DISNEY 254687106 2,601 20,962 SH   DFND 1 20,962 0 0
DISNEY WALT CO COM DISNEY 254687106 522 4,258 SH   DFND 2 0 0 4,258
DOLLAR GEN CORP NEW COM 256677105 11,653 55,593 SH   DFND 1 55,593 0 0
DOLLAR GEN CORP NEW COM 256677105 340 1,605 SH   DFND 2 0 0 1,605
DOMINION RES INC VA NEW COM 25746U109 6,671 84,522 SH   DFND 1 84,522 0 0
DOMINION RES INC VA NEW COM 25746U109 260 3,254 SH   DFND 2 0 0 3,254
DOMINOS PIZZA INC COM 25754A201 443 1,041 SH   DFND 1 1,041 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,048 23,127 SH   DFND 1 23,127 0 0
EAST RES ACQUISITION CO UNIT 07/01/2027 274681204 101 10,000 SH   DFND 1 10,000 0 0
ECOLAB INC COM 278865100 1,644 8,225 SH   DFND 1 8,225 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 280 3,555 SH   DFND 2 0 0 3,555
EDWARDS LIFESCIENCES CORP COM 28176E108 10,481 131,303 SH   DFND 1 131,303 0 0
ELECTRONIC ARTS INC COM 285512109 8,181 62,734 SH   DFND 1 62,734 0 0
ELECTRONIC ARTS INC COM 285512109 255 1,978 SH   DFND 2 0 0 1,978
EMERSON ELEC CO COM 291011104 713 10,869 SH   DFND 1 10,869 0 0
EXXON MOBIL CORP COM 30231G102 2,775 80,844 SH   DFND 1 80,844 0 0
FACEBOOK INC CL A 30303M102 1,519 5,845 SH   DFND 2 0 0 5,845
FACEBOOK INC CL A 30303M102 21,899 83,618 SH   DFND 1 83,618 0 0
FEDEX CORP COM 31428X106 392 1,559 SH   DFND 1 1,559 0 0
FISERV INC COM 337738108 4,065 39,444 SH   DFND 1 39,444 0 0
GENERAL DYNAMICS CORP COM 369550108 524 3,783 SH   DFND 1 3,783 0 0
GENERAL ELECTRIC CO COM 369604103 486 77,953 SH   DFND 1 77,953 0 0
GENERAL MLS INC COM 370334104 550 8,915 SH   DFND 1 8,915 0 0
GILEAD SCIENCES INC COM 375558103 1,068 16,895 SH   DFND 1 16,895 0 0
GLOBAL PMTS INC COM 37940X102 215 1,208 SH   DFND 1 1,208 0 0
GLOBAL X FDS CLOUD COMPUTNG 37954Y442 209 8,581 SH   DFND 2 0 0 8,581
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 895 8,939 SH   DFND 2 0 0 8,939
GRAINGER W W INC COM 384802104 732 2,052 SH   DFND 1 2,052 0 0
HANESBRANDS INC COM 410345102 195 12,360 SH   DFND 1 12,360 0 0
HCA HOLDINGS INC COM 40412C101 204 1,603 SH   DFND 2 0 0 1,603
HCA HOLDINGS INC COM 40412C101 6,700 53,733 SH   DFND 1 53,733 0 0
HERSHEY CO COM 427866108 217 1,515 SH   DFND 2 0 0 1,515
HERSHEY CO COM 427866108 7,793 54,364 SH   DFND 1 54,364 0 0
HOME DEPOT INC COM 437076102 902 3,231 SH   DFND 2 0 0 3,231
HOME DEPOT INC COM 437076102 15,496 55,798 SH   DFND 1 55,798 0 0
HONEYWELL INTL INC COM 438516106 500 3,020 SH   DFND 2 0 0 3,020
HONEYWELL INTL INC COM 438516106 12,888 78,297 SH   DFND 1 78,297 0 0
HOWMET AEROSPACE INC COM 443201108 318 19,017 SH   DFND 1 19,017 0 0
ILLINOIS TOOL WKS INC COM 452308109 2,075 10,740 SH   DFND 1 10,740 0 0
INTEL CORP COM 458140100 788 15,445 SH   DFND 2 0 0 15,445
INTEL CORP COM 458140100 7,711 148,913 SH   DFND 1 148,913 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 436 4,360 SH   DFND 1 4,360 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,302 10,699 SH   DFND 1 10,699 0 0
INTUIT COM 461202103 631 1,934 SH   DFND 1 1,934 0 0
INVESCO ACTIVELY MANAGD ETF TOTAL RETURN 46090A804 1,424 24,602 SH   DFND 2 0 0 24,602
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 804 26,524 SH   DFND 2 0 0 26,524
INVESCO QQQ TR UNIT SER 1 46090E103 213 776 SH   DFND 2 0 0 776
ISHARES EM MK MINVOL ETF 464286533 916 16,600 SH   DFND 2 0 0 16,600
ISHARES GOLD TRUST ISHARES 464285105 297 16,407 SH   DFND 2 0 0 16,407
ISHARES GOLD TRUST ISHARES 464285105 293 16,311 SH   DFND 1 16,311 0 0
ISHARES INC ESG MSCI EM ETF 46434G863 778 21,862 SH   DFND 2 0 0 21,862
ISHARES INC CORE MSCI EMKT 46434G103 17,082 323,531 SH   DFND 1 323,531 0 0
ISHARES INC CORE MSCI EMKT 46434G103 12,617 239,644 SH   DFND 2 0 0 239,644
ISHARES TR IBOXX HI YD ETF 464288513 556 6,637 SH   DFND 2 0 0 6,637
ISHARES TR RUS 1000 GRW ETF 464287614 421 1,958 SH   DFND 2 0 0 1,958
ISHARES TR CORE US AGGBD ET 464287226 1,036 8,786 SH   DFND 2 0 0 8,786
ISHARES TR MSCI EMG MKT ETF 464287234 6,948 157,948 SH   DFND 2 0 0 157,948
ISHARES TR CORE MSCI EAFE 46432F842 30,688 506,570 SH   DFND 2 0 0 506,570
ISHARES TR EAFE SML CP ETF 464288273 1,419 23,924 SH   DFND 2 0 0 23,924
ISHARES TR MSCI EAFE ETF 464287465 5,187 81,193 SH   DFND 2 0 0 81,193
ISHARES TR IBOXX INV CP ETF 464287242 336 2,496 SH   DFND 2 0 0 2,496
ISHARES TR EAFE MIN VOL ETF 46429B689 236 3,443 SH   DFND 2 0 0 3,443
ISHARES TR CORE S&P MCP ETF 464287507 13,638 71,945 SH   DFND 2 0 0 71,945
ISHARES TR CORE S&P500 ETF 464287200 43,161 128,432 SH   DFND 1 128,432 0 0
ISHARES TR U.S. PFD STK ETF 464288687 493 13,532 SH   DFND 1 13,532 0 0
ISHARES TR CORE MSCI INTL 46435G326 4,843 89,428 SH   DFND 2 0 0 89,428
ISHARES TR ESG MSCI USA SML 46435U663 248 9,166 SH   DFND 2 0 0 9,166
ISHARES TR SELECT DIVID ETF 464287168 2,328 28,191 SH   DFND 2 0 0 28,191
ISHARES TR ESG MSCI EAFE 46435G516 228 3,579 SH   DFND 2 0 0 3,579
ISHARES TR RUS 1000 GRW ETF 464287614 703 3,240 SH   DFND 1 3,240 0 0
ISHARES TR CORE US AGGBD ET 464287226 763 6,465 SH   DFND 1 6,465 0 0
ISHARES TR CORE US TR BD 46429B267 9,350 334,528 SH   DFND 1 334,528 0 0
ISHARES TR EAFE GRWTH ETF 464288885 458 5,093 SH   DFND 1 5,093 0 0
ISHARES TR IBOXX INV CP ETF 464287242 2,977 22,097 SH   DFND 1 22,097 0 0
ISHARES TR INTL SEL DIV ETF 464288448 326 13,080 SH   DFND 1 13,080 0 0
ISHARES TR JP MOR EM MK ETF 464288281 1,522 13,725 SH   DFND 1 13,725 0 0
ISHARES TR MSCI EAFE ETF 464287465 32,086 504,102 SH   DFND 1 504,102 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,051 29,199 SH   DFND 1 29,199 0 0
ISHARES TR NASDQ BIOTEC ETF 464287556 556 4,105 SH   DFND 1 4,105 0 0
ISHARES TR CORE S&P MCP ETF 464287507 39,613 213,766 SH   DFND 1 213,766 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 228 1,929 SH   DFND 1 1,929 0 0
ISHARES TR RUS MID-CAP ETF 464287499 2,864 49,921 SH   DFND 1 49,921 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,710 24,770 SH   DFND 1 24,770 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 8,559 37,038 SH   DFND 1 37,038 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,066 9,481 SH   DFND 1 9,481 0 0
ISHARES TR SELECT DIVID ETF 464287168 608 7,462 SH   DFND 1 7,462 0 0
ISHARES TR USA MIN VOL ETF 46429B697 4,076 63,959 SH   DFND 1 63,959 0 0
ISHARES TR AGENCY BOND ETF 464288166 252 2,081 SH   DFND 1 2,081 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 611 13,860 SH   DFND 1 13,860 0 0
ISHARES TR S&P MC 400VL ETF 464287705 417 3,006 SH   DFND 2 0 0 3,006
ISHARES TR CORE MSCI EAFE 46432F842 25,923 430,051 SH   DFND 1 430,051 0 0
ISHARES TR 7-10 Y TR BD ETF 464287440 1,516 12,445 SH   DFND 1 12,445 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 4,202 18,310 SH   DFND 2 0 0 18,310
ISHARES TR CORE S&P500 ETF 464287200 30,216 90,183 SH   DFND 2 0 0 90,183
ISHARES TR S&P MC 400GR ETF 464287606 387 1,591 SH   DFND 2 0 0 1,591
ISHARES TR SP SMCP600GR ETF 464287887 333 1,854 SH   DFND 2 0 0 1,854
ISHARES TR SP SMCP600VL ETF 464287879 335 2,650 SH   DFND 2 0 0 2,650
ISHARES TR RUS 2000 VAL ETF 464287630 222 2,165 SH   DFND 2 0 0 2,165
ISHARES TR USA MIN VOL ETF 46429B697 6,627 103,960 SH   DFND 2 0 0 103,960
ISHARES TR RUS 1000 ETF 464287622 353 1,890 SH   DFND 2 0 0 1,890
ISHARES TR RUS 1000 VAL ETF 464287598 720 6,066 SH   DFND 2 0 0 6,066
ISHARES TR 1-3 YR TR BD ETF 464287457 1,479 17,101 SH   DFND 1 17,101 0 0
ISHARES TR S&P 500 VAL ETF 464287408 3,781 33,517 SH   DFND 2 0 0 33,517
ISHARES TR RUSSELL 2000 ETF 464287655 20,661 135,174 SH   DFND 2 0 0 135,174
ISHARES TR CORE US TR BD 46429B267 443 15,885 SH   DFND 2 0 0 15,885
JOHNSON & JOHNSON COM 478160104 19,638 131,902 SH   DFND 1 131,902 0 0
JOHNSON & JOHNSON COM 478160104 1,423 9,732 SH   DFND 2 0 0 9,732
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 6,851 135,005 SH   DFND 2 0 0 135,005
JPMORGAN CHASE & CO COM 46625H100 1,065 10,880 SH   DFND 2 0 0 10,880
JPMORGAN CHASE & CO COM 46625H100 5,303 55,081 SH   DFND 1 55,081 0 0
KIMBERLY CLARK CORP COM 494368103 356 2,413 SH   DFND 2 0 0 2,413
KIMBERLY CLARK CORP COM 494368103 6,482 43,900 SH   DFND 1 43,900 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 6,895 40,600 SH   DFND 1 40,600 0 0
LILLY ELI & CO COM 532457108 9,258 62,549 SH   DFND 1 62,549 0 0
LILLY ELI & CO COM 532457108 600 4,129 SH   DFND 2 0 0 4,129
LINDE PLC COM G5494J103 8,469 35,565 SH   DFND 1 35,565 0 0
LINDE PLC COM G5494J103 246 1,060 SH   DFND 2 0 0 1,060
LOCKHEED MARTIN CORP COM 539830109 251 655 SH   DFND 1 655 0 0
LOWES COS INC COM 548661107 323 1,940 SH   DFND 2 0 0 1,940
LOWES COS INC COM 548661107 2,067 12,464 SH   DFND 1 12,464 0 0
MARRIOTT INTL INC NEW CL A 571903202 372 4,014 SH   DFND 1 4,014 0 0
MARSH & MCLENNAN COS INC COM 571748102 248 2,164 SH   DFND 2 0 0 2,164
MARSH & MCLENNAN COS INC COM 571748102 10,055 87,660 SH   DFND 1 87,660 0 0
MASTERCARD INC CL A 57636Q104 1,003 2,965 SH   DFND 1 2,965 0 0
MASTERCARD INC CL A 57636Q104 747 2,205 SH   DFND 2 0 0 2,205
MCDONALDS CORP COM 580135101 3,634 16,555 SH   DFND 1 16,555 0 0
MCDONALDS CORP COM 580135101 253 1,136 SH   DFND 2 0 0 1,136
MEDTRONIC PLC SHS G5960L103 491 4,729 SH   DFND 1 4,729 0 0
MERCK & CO INC NEW COM 58933Y105 644 7,968 SH   DFND 2 0 0 7,968
MERCK & CO INC NEW COM 58933Y105 1,637 19,729 SH   DFND 1 19,729 0 0
MICROSOFT CORP COM 594918104 6,406 31,067 SH   DFND 2 0 0 31,067
MICROSOFT CORP COM 594918104 58,947 280,260 SH   DFND 1 280,260 0 0
MONDELEZ INTL INC CL A 609207105 421 7,330 SH   DFND 1 7,330 0 0
MONDELEZ INTL INC CL A 609207105 255 4,478 SH   DFND 2 0 0 4,478
MONSTER BEVERAGE CORP NEW COM 61174X109 250 3,122 SH   DFND 1 3,122 0 0
MOODYS CORP COM 615369105 290 1,000 SH   DFND 1 1,000 0 0
MORGAN STANLEY COM NEW 617446448 204 4,255 SH   DFND 2 0 0 4,255
MOTOROLA SOLUTIONS INC COM NEW 620076307 5,141 32,788 SH   DFND 1 32,788 0 0
NETFLIX INC COM 64110L106 532 1,058 SH   DFND 2 0 0 1,058
NEXTERA ENERGY INC COM 65339F101 1,075 3,825 SH   DFND 2 0 0 3,825
NEXTERA ENERGY INC COM 65339F101 17,541 63,197 SH   DFND 1 63,197 0 0
NIKE INC CL B 654106103 677 5,345 SH   DFND 2 0 0 5,345
NIKE INC CL B 654106103 20,186 160,790 SH   DFND 1 160,790 0 0
NITED BANKSHARES INC WEST V COM 909907107 237 11,053 SH   DFND 1 11,053 0 0
NITED PARCEL SERVICE INC CL B 911312106 492 2,946 SH   DFND 2 0 0 2,946
NITED PARCEL SERVICE INC CL B 911312106 11,958 71,761 SH   DFND 1 71,761 0 0
NORDIC AMERICAN TANKERS LIMI COM G65773106 41 11,723 SH   DFND 1 11,723 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,017 4,752 SH   DFND 1 4,752 0 0
NORTHROP GRUMMAN CORP COM 666807102 886 2,808 SH   DFND 1 2,808 0 0
NVIDIA CORP COM 67066G104 12,637 23,349 SH   DFND 1 23,349 0 0
NVIDIA CORP COM 67066G104 1,022 1,955 SH   DFND 2 0 0 1,955
ORACLE CORP COM 68389X105 12,795 214,318 SH   DFND 1 214,318 0 0
ORACLE CORP COM 68389X105 899 15,279 SH   DFND 2 0 0 15,279
PAYPAL HLDGS INC COM 70450Y103 700 3,648 SH   DFND 2 0 0 3,648
PAYPAL HLDGS INC COM 70450Y103 12,426 63,065 SH   DFND 1 63,065 0 0
PEPSICO INC COM 713448108 13,406 96,724 SH   DFND 1 96,724 0 0
PEPSICO INC COM 713448108 582 4,215 SH   DFND 2 0 0 4,215
PFIZER INC COM 717081103 503 13,826 SH   DFND 2 0 0 13,826
PFIZER INC COM 717081103 2,098 57,158 SH   DFND 1 57,158 0 0
PHILIP MORRIS INTL INC COM 718172109 289 3,884 SH   DFND 2 0 0 3,884
PHILIP MORRIS INTL INC COM 718172109 609 8,115 SH   DFND 1 8,115 0 0
PNC FINL SVCS GROUP INC COM 693475105 6,768 61,580 SH   DFND 1 61,580 0 0
PPG INDS INC COM 693506107 839 6,876 SH   DFND 1 6,876 0 0
PROCTER & GAMBLE CO COM 742718109 691 5,002 SH   DFND 2 0 0 5,002
PROCTER & GAMBLE CO COM 742718109 4,112 29,587 SH   DFND 1 29,587 0 0
PROGRESSIVE CORP OHIO COM 743315103 545 5,780 SH   DFND 2 0 0 5,780
PROGRESSIVE CORP OHIO COM 743315103 11,033 116,546 SH   DFND 1 116,546 0 0
PUTNAM MASTER INTER INCOME T SH BEN INT 746909100 68 16,476 SH   DFND 1 16,476 0 0
PUTNAM PREMIER INCOME TR SH BEN INT 746853100 212 47,713 SH   DFND 1 47,713 0 0
QUALCOMM INC COM 747525103 276 2,388 SH   DFND 2 0 0 2,388
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,019 17,705 SH   DFND 1 17,705 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 359 6,055 SH   DFND 2 0 0 6,055
S&P GLOBAL INC COM 78409V104 4,184 11,602 SH   DFND 1 11,602 0 0
SALESFORCE COM INC COM 79466L302 275 1,109 SH   DFND 2 0 0 1,109
SCHEIN HENRY INC COM 806407102 407 6,922 SH   DFND 1 6,922 0 0
SCHWAB CHARLES CORP NEW COM 808513105 6,248 172,455 SH   DFND 1 172,455 0 0
SCHWAB CHARLES CORP NEW COM 808513105 200 5,303 SH   DFND 2 0 0 5,303
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,024 18,175 SH   DFND 2 0 0 18,175
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,009 14,463 SH   DFND 2 0 0 14,463
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,456 22,880 SH   DFND 1 22,880 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 388 3,374 SH   DFND 2 0 0 3,374
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 242 4,070 SH   DFND 1 4,070 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 478 16,313 SH   DFND 2 0 0 16,313
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 205 1,968 SH   DFND 2 0 0 1,968
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 325 2,784 SH   DFND 1 2,784 0 0
SHERWIN WILLIAMS CO COM 824348106 916 1,314 SH   DFND 1 1,314 0 0
SOUTHERN CO COM 842587107 737 13,597 SH   DFND 1 13,597 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 579 3,243 SH   DFND 2 0 0 3,243
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 1,788 74,341 SH   DFND 1 74,341 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,336 12,988 SH   DFND 2 0 0 12,988
SPDR S&P 500 ETF TR TR UNIT 78462F103 41,716 124,566 SH   DFND 1 124,566 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 605 1,745 SH   DFND 2 0 0 1,745
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 26,749 78,944 SH   DFND 1 78,944 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 222 2,378 SH   DFND 2 0 0 2,378
SPDR SERIES TRUST S&P METALS MNG 78464A755 307 12,781 SH   DFND 2 0 0 12,781
SPDR SERIES TRUST S&P 500 VALUE 78464A508 371 12,253 SH   DFND 2 0 0 12,253
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 242 4,260 SH   DFND 1 4,260 0 0
SPDR SERIES TRUST S&P 500 GROWTH 78464A409 2,184 43,892 SH   DFND 2 0 0 43,892
SPDR SERIES TRUST DJ REIT ETF 78464A607 558 6,831 SH   DFND 2 0 0 6,831
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 470 9,546 SH   DFND 2 0 0 9,546
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 973 44,585 SH   DFND 1 44,585 0 0
STARBUCKS CORP COM 855244109 992 11,541 SH   DFND 1 11,541 0 0
STARBUCKS CORP COM 855244109 210 2,425 SH   DFND 2 0 0 2,425
STRYKER CORP COM 863667101 7,874 37,786 SH   DFND 1 37,786 0 0
STRYKER CORP COM 863667101 290 1,393 SH   DFND 2 0 0 1,393
SYSCO CORP COM 871829107 573 9,211 SH   DFND 1 9,211 0 0
TARGET CORP COM 87612E106 10,462 66,458 SH   DFND 1 66,458 0 0
TARGET CORP COM 87612E106 496 3,115 SH   DFND 2 0 0 3,115
TELEFLEX INC COM 879369106 315 925 SH   DFND 1 925 0 0
TEXAS INSTRS INC COM 882508104 627 4,443 SH   DFND 2 0 0 4,443
TEXAS INSTRS INC COM 882508104 14,303 100,170 SH   DFND 1 100,170 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 686 1,576 SH   DFND 2 0 0 1,576
THERMO FISHER SCIENTIFIC INC COM 883556102 22,837 51,723 SH   DFND 1 51,723 0 0
TJX COS INC NEW COM 872540109 1,689 30,343 SH   DFND 1 30,343 0 0
TRACTOR SUPPLY CO COM 892356106 303 2,113 SH   DFND 1 2,113 0 0
TRAVELERS COMPANIES INC COM 89417E109 217 1,998 SH   DFND 2 0 0 1,998
TYSON FOODS INC CL A 902494103 4,723 79,411 SH   DFND 1 79,411 0 0
UNION PAC CORP COM 907818108 9,409 47,791 SH   DFND 1 47,791 0 0
UNION PAC CORP COM 907818108 595 3,029 SH   DFND 2 0 0 3,029
UNITEDHEALTH GROUP INC COM 91324P102 1,096 3,513 SH   DFND 2 0 0 3,513
UNITEDHEALTH GROUP INC COM 91324P102 19,712 63,227 SH   DFND 1 63,227 0 0
US BANCORP DEL COM NEW 902973304 508 14,173 SH   DFND 1 14,173 0 0
VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700 533 7,991 SH   DFND 2 0 0 7,991
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 27,135 88,467 SH   DFND 2 0 0 88,467
VANGUARD INDEX FDS REIT ETF 922908553 6,678 84,580 SH   DFND 1 84,580 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,062 9,114 SH   DFND 2 0 0 9,114
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 376 3,657 SH   DFND 2 0 0 3,657
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,495 28,801 SH   DFND 2 0 0 28,801
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 34,054 110,690 SH   DFND 1 110,690 0 0
VANGUARD INDEX FDS REIT ETF 922908553 7,450 90,935 SH   DFND 2 0 0 90,935
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,915 44,104 SH   DFND 2 0 0 44,104
VANGUARD INDEX FDS SM CP VAL ETF 922908611 266 2,343 SH   DFND 2 0 0 2,343
VANGUARD INDEX FDS SML CP GRW ETF 922908595 237 1,093 SH   DFND 2 0 0 1,093
VANGUARD INDEX FDS VALUE ETF 922908744 11,275 107,711 SH   DFND 2 0 0 107,711
VANGUARD INDEX FDS VALUE ETF 922908744 639 6,115 SH   DFND 1 6,115 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 217 1,274 SH   DFND 1 1,274 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 362 1,996 SH   DFND 2 0 0 1,996
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,141 22,556 SH   DFND 2 0 0 22,556
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,484 34,410 SH   DFND 2 0 0 34,410
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7,336 145,412 SH   DFND 1 145,412 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 888 20,531 SH   DFND 1 20,531 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 569 4,610 SH   DFND 2 0 0 4,610
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 8,682 159,980 SH   DFND 1 159,980 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,705 56,788 SH   DFND 1 56,788 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 230 4,246 SH   DFND 2 0 0 4,246
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 1,573 12,239 SH   DFND 2 0 0 12,239
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 579 14,101 SH   DFND 2 0 0 14,101
VERIZON COMMUNICATIONS INC COM 92343V104 788 13,304 SH   DFND 2 0 0 13,304
VERIZON COMMUNICATIONS INC COM 92343V104 14,578 245,051 SH   DFND 1 245,051 0 0
VISA INC COM CL A 92826C839 1,050 5,210 SH   DFND 2 0 0 5,210
VISA INC COM CL A 92826C839 21,731 108,670 SH   DFND 1 108,670 0 0
VULCAN MATLS CO COM 929160109 5,788 42,699 SH   DFND 1 42,699 0 0
WAL-MART STORES INC COM 931142103 13,314 95,161 SH   DFND 1 95,161 0 0
WAL-MART STORES INC COM 931142103 770 5,478 SH   DFND 2 0 0 5,478
WASTE MGMT INC DEL COM 94106L109 8,423 74,431 SH   DFND 1 74,431 0 0
WASTE MGMT INC DEL COM 94106L109 318 2,792 SH   DFND 2 0 0 2,792
WEC ENERGY GROUP INC COM 92939U106 482 4,975 SH   DFND 1 4,975 0 0
WELLS FARGO & CO NEW COM 949746101 444 18,904 SH   DFND 1 18,904 0 0
WISDOMTREE TR MIDCAP DIVI FD 97717W505 521 18,012 SH   DFND 1 18,012 0 0
YUM BRANDS INC COM 988498101 557 6,101 SH   DFND 1 6,101 0 0
ZOETIS INC CL A 98978V103 9,738 58,884 SH   DFND 1 58,884 0 0
ZOETIS INC CL A 98978V103 315 1,929 SH   DFND 2 0 0 1,929