The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 1,077 14,157 SH   SOLE   0 0 14,157
ISHARES TR CORE S&P500 ETF 464287200 1,802 5,128 SH   SOLE   0 0 5,128
ISHARES TR RUSSELL 2000 ETF 464287655 354 2,161 SH   SOLE   0 0 2,161
ISHARES TR U.S. REAL ES ETF 464287739 243 2,996 SH   SOLE   0 0 2,996
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,050 34,412 SH   SOLE   0 0 34,412
AMAZON COM INC COM 023135106 35,491 10,718 SH   SOLE   0 0 10,718
BRISTOL-MYERS SQUIBB CO COM 110122108 1,969 30,865 SH   SOLE   0 0 30,865
EMERSON ELEC CO COM 291011104 222 3,160 SH   SOLE   0 0 3,160
BOEING CO COM 097023105 14,053 89,092 SH   SOLE   0 0 89,092
INVESCO QQQ TR UNIT SER 1 46090E103 37,658 127,824 SH   SOLE   0 0 127,824
AMGEN INC COM 031162100 5,747 24,808 SH   SOLE   0 0 24,808
ABBOTT LABS COM 002824100 1,427 12,471 SH   SOLE   0 0 12,471
ADVANCED MICRO DEVICES INC COM 007903107 279 3,250 SH   SOLE   0 0 3,250
ALTRIA GROUP INC COM 02209S103 1,283 34,423 SH   SOLE   0 0 34,423
FEDEX CORP COM 31428X106 291 1,041 SH   SOLE   0 0 1,041
INTEL CORP COM 458140100 1,978 43,576 SH   SOLE   0 0 43,576
ORACLE CORP COM 68389X105 339 5,973 SH   SOLE   0 0 5,973
QUALCOMM INC COM 747525103 234 1,614 SH   SOLE   0 0 1,614
DISNEY WALT CO COM DISNEY 254687106 479 3,761 SH   SOLE   0 0 3,761
HONEYWELL INTL INC COM 438516106 240 1,302 SH   SOLE   0 0 1,302
JOHNSON & JOHNSON COM 478160104 2,334 16,406 SH   SOLE   0 0 16,406
PFIZER INC COM 717081103 574 15,781 SH   SOLE   0 0 15,781
CHEVRON CORP NEW COM 166764100 750 10,542 SH   SOLE   0 0 10,542
MICROSOFT CORP COM 594918104 23,600 105,488 SH   SOLE   0 0 105,488
UNITED PARCEL SERVICE INC CL B 911312106 1,309 7,807 SH   SOLE   0 0 7,807
AT&T INC COM 00206R102 3,297 120,161 SH   SOLE   0 0 120,161
CISCO SYS INC COM 17275R102 530 14,114 SH   SOLE   0 0 14,114
INTERNATIONAL BUSINESS MACHS COM 459200101 597 5,235 SH   SOLE   0 0 5,235
COCA COLA CO COM 191216100 755 15,268 SH   SOLE   0 0 15,268
LOCKHEED MARTIN CORP COM 539830109 693 1,918 SH   SOLE   0 0 1,918
PEPSICO INC COM 713448108 1,290 9,323 SH   SOLE   0 0 9,323
VERIZON COMMUNICATIONS INC COM 92343V104 2,958 50,543 SH   SOLE   0 0 50,543
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,720 32,592 SH   SOLE   0 0 32,592
ISHARES TR RUS MD CP GR ETF 464287481 924 4,866 SH   SOLE   0 0 4,866
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,508 20,629 SH   SOLE   0 0 20,629
DEERE & CO COM 244199105 365 1,474 SH   SOLE   0 0 1,474
BK OF AMERICA CORP COM 060505104 891 36,670 SH   SOLE   0 0 36,670
EXXON MOBIL CORP COM 30231G102 234 7,135 SH   SOLE   0 0 7,135
APPLIED MATLS INC COM 038222105 896 12,698 SH   SOLE   0 0 12,698
TEXAS INSTRS INC COM 882508104 499 3,164 SH   SOLE   0 0 3,164
COLGATE PALMOLIVE CO COM 194162103 1,139 13,723 SH   SOLE   0 0 13,723
COSTCO WHSL CORP NEW COM 22160K105 454 1,176 SH   SOLE   0 0 1,176
LILLY ELI & CO COM 532457108 2,403 16,838 SH   SOLE   0 0 16,838
MERCK & CO. INC COM 58933Y105 1,069 13,303 SH   SOLE   0 0 13,303
PROCTER AND GAMBLE CO COM 742718109 1,355 9,462 SH   SOLE   0 0 9,462
KIMBERLY CLARK CORP COM 494368103 286 2,100 SH   SOLE   0 0 2,100
GOLDMAN SACHS GROUP INC COM 38141G104 980 4,871 SH   SOLE   0 0 4,871
HOME DEPOT INC COM 437076102 4,279 15,055 SH   SOLE   0 0 15,055
MCDONALDS CORP COM 580135101 4,228 19,522 SH   SOLE   0 0 19,522
NIKE INC CL B 654106103 618 4,792 SH   SOLE   0 0 4,792
JPMORGAN CHASE & CO COM 46625H100 2,229 21,654 SH   SOLE   0 0 21,654
WELLS FARGO CO NEW COM 949746101 1,784 81,411 SH   SOLE   0 0 81,411
WESTAMERICA BANCORPORATION COM 957090103 700 13,319 SH   SOLE   0 0 13,319
ISHARES TR 1 3 YR TREAS BD 464287457 2,205 25,523 SH   SOLE   0 0 25,523
ISHARES TR 20 YR TR BD ETF 464287432 399 2,500 SH   SOLE   0 0 2,500
ISHARES TR IBOXX INV CP ETF 464287242 2,246 16,491 SH   SOLE   0 0 16,491
RAYTHEON TECHNOLOGIES CORP COM 75513E101 444 7,581 SH   SOLE   0 0 7,581
3M CO COM 88579Y101 208 1,275 SH   SOLE   0 0 1,275
CSX CORP COM 126408103 259 3,000 SH   SOLE   0 0 3,000
APPLE INC COM 037833100 32,810 276,432 SH   SOLE   0 0 276,432
NEKTAR THERAPEUTICS COM 640268108 1,617 92,836 SH   SOLE   0 0 92,836
CATERPILLAR INC DEL COM 149123101 1,480 9,179 SH   SOLE   0 0 9,179
ISHARES TR MSCI EMG MKT ETF 464287234 711 14,824 SH   SOLE   0 0 14,824
DTE ENERGY CO COM 233331107 874 7,055 SH   SOLE   0 0 7,055
GENERAL MLS INC COM 370334104 432 7,080 SH   SOLE   0 0 7,080
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,470 52,699 SH   SOLE   0 0 52,699
PAYCHEX INC COM 704326107 290 3,300 SH   SOLE   0 0 3,300
NETFLIX INC COM 64110L106 12,211 23,723 SH   SOLE   0 0 23,723
ISHARES TR CORE US AGGBD ET 464287226 12,145 103,101 SH   SOLE   0 0 103,101
ISHARES TR TIPS BD ETF 464287176 1,825 14,598 SH   SOLE   0 0 14,598
CLOROX CO DEL COM 189054109 249 1,140 SH   SOLE   0 0 1,140
NVIDIA CORPORATION COM 67066G104 30,756 52,801 SH   SOLE   0 0 52,801
ALPHABET INC CAP STK CL A 02079K305 11,792 6,701 SH   SOLE   0 0 6,701
VANGUARD INDEX FDS VALUE ETF 922908744 1,542 14,270 SH   SOLE   0 0 14,270
VANGUARD INDEX FDS MID CAP ETF 922908629 2,632 13,916 SH   SOLE   0 0 13,916
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,738 14,497 SH   SOLE   0 0 14,497
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,634 20,451 SH   SOLE   0 0 20,451
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,124 6,709 SH   SOLE   0 0 6,709
SEAGATE TECHNOLOGY PLC SHS G7945M107 345 6,448 SH   SOLE   0 0 6,448
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,500 14,866 SH   SOLE   0 0 14,866
SPDR SER TR S&P DIVID ETF 78464A763 530 5,500 SH   SOLE   0 0 5,500
UNITED AIRLS HLDGS INC COM 910047109 277 8,000 SH   SOLE   0 0 8,000
ISHARES TR EAFE GRWTH ETF 464288885 1,234 13,178 SH   SOLE   0 0 13,178
BANK MARIN BANCORP COM 063425102 2,075 69,395 SH   SOLE   0 0 69,395
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 758 3,886 SH   SOLE   0 0 3,886
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 3,607 33,580 SH   SOLE   0 0 33,580
PROSHARES TR SHORT S&P 500 NE 74347B425 4,355 225,300 SH   SOLE   0 0 225,300
ISHARES TR IBOXX HI YD ETF 464288513 596 6,995 SH   SOLE   0 0 6,995
ISHARES TR ISHS 1-5YR INVS 464288646 2,527 46,010 SH   SOLE   0 0 46,010
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 5,983 72,253 SH   SOLE   0 0 72,253
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,931 42,195 SH   SOLE   0 0 42,195
DELTA AIR LINES INC DEL COM NEW 247361702 961 30,583 SH   SOLE   0 0 30,583
ISHARES TR INTL SEL DIV ETF 464288448 246 9,533 SH   SOLE   0 0 9,533
ISHARES TR 3 7 YR TREAS BD 464288661 4,461 33,543 SH   SOLE   0 0 33,543
ISHARES TR NATIONAL MUN ETF 464288414 5,214 44,946 SH   SOLE   0 0 44,946
LULULEMON ATHLETICA INC COM 550021109 5,455 15,868 SH   SOLE   0 0 15,868
ISHARES TR JPMORGAN USD EMG 464288281 321 2,851 SH   SOLE   0 0 2,851
SPDR SER TR BLOOMBERG BRCLYS 78468R622 700 6,593 SH   SOLE   0 0 6,593
ISHARES TR EAFE SML CP ETF 464288273 1,261 20,721 SH   SOLE   0 0 20,721
HENNESSY ADVISORS INC COM 425885100 363 42,143 SH   SOLE   0 0 42,143
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9,467 290,036 SH   SOLE   0 0 290,036
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,059 24,330 SH   SOLE   0 0 24,330
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,325 15,991 SH   SOLE   0 0 15,991
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,760 22,451 SH   SOLE   0 0 22,451
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,234 42,368 SH   SOLE   0 0 42,368
TESLA INC COM 88160R101 20,604 47,921 SH   SOLE   0 0 47,921
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,786 29,331 SH   SOLE   0 0 29,331
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,227 38,002 SH   SOLE   0 0 38,002
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 284 5,076 SH   SOLE   0 0 5,076
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 7,214 124,308 SH   SOLE   0 0 124,308
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 219 6,324 SH   SOLE   0 0 6,324
FACEBOOK INC CL A 30303M102 4,918 16,760 SH   SOLE   0 0 16,760
RH COM 74967X103 1,375 3,536 SH   SOLE   0 0 3,536
ABBVIE INC COM 00287Y109 3,515 37,862 SH   SOLE   0 0 37,862
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,303 39,424 SH   SOLE   0 0 39,424
PAYPAL HLDGS INC COM 70450Y103 9,349 46,116 SH   SOLE   0 0 46,116
TWILIO INC CL A 90138F102 9,342 31,979 SH   SOLE   0 0 31,979
DOCUSIGN INC COM 256163106 4,214 18,189 SH   SOLE   0 0 18,189
UXIN LTD ADS 91818X108 11 10,000 SH   SOLE   0 0 10,000
NIKOLA CORP COM 654110105 443 22,609 SH   SOLE   0 0 22,609
PINTEREST INC CL A 72352L106 37,448 578,435 SH   SOLE   0 0 578,435
CORTEXYME INC COM 22053A107 4,482 93,318 SH   SOLE   0 0 93,318
UBER TECHNOLOGIES INC COM 90353T100 19,197 427,833 SH   SOLE   0 0 427,833
FASTLY INC CL A 31188V100 257 3,500 SH   SOLE   0 0 3,500
DIAMONDPEAK HLDGS COR COM CL A 25280H100 6,531 365,065 SH   SOLE   0 0 365,065
DIAMONDPEAK HLDGS COR *W EXP 02/22/202 25280H118 2,272 329,211 SH   SOLE   0 0 329,211
CARRIER GLOBAL CORPORATION COM 14448C104 286 7,346 SH   SOLE   0 0 7,346
OTIS WORLDWIDE CORP COM 68902V107 234 3,673 SH   SOLE   0 0 3,673
APPLIED MOLECULAR TRANS INC COM 03824M109 3,515 118,390 SH   SOLE   0 0 118,390
PROSHARES TR SHORT S&P 500 NE 74347B425 254 462,500 SH Call SOLE   0 0 462,500
PROSHARES TR SHORT S&P 500 NE 74347B425 450 500,000 SH Call SOLE   0 0 500,000
CORTEXYME INC COM 22053A107 56 4,200 SH Call SOLE   0 0 4,200
CORTEXYME INC COM 22053A107 37 2,500 SH Call SOLE   0 0 2,500
DIAMONDPEAK HLDGS COR COM CL A 25280H100 273 50,000 SH Call SOLE   0 0 50,000
PROSHARES TR SHORT S&P 500 NE 74347B425 88 50,000 SH Call SOLE   0 0 50,000