The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 1,388 6,862 SH   SOLE 0 0 0 6,862
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,840 8,110 SH   SOLE 0 0 0 8,110
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,241 34,948 SH   SOLE 0 0 0 34,948
AMAZON COM INC COM 023135106 288 87 SH   SOLE 0 0 0 87
BRISTOL-MYERS SQUIBB CO COM 110122108 859 13,466 SH   SOLE 0 0 0 13,466
IRON MTN INC NEW COM 46284V101 1,833 68,366 SH   SOLE 0 0 0 68,366
INVESCO QQQ TR UNIT SER 1 46090E103 200 680 SH   SOLE 0 0 0 680
ABBOTT LABS COM 002824100 271 2,367 SH   SOLE 0 0 0 2,367
BEST BUY INC COM 086516101 1,179 9,577 SH   SOLE 0 0 0 9,577
CONAGRA BRANDS INC COM 205887102 255 7,062 SH   SOLE 0 0 0 7,062
ALTRIA GROUP INC COM 02209S103 453 12,164 SH   SOLE 0 0 0 12,164
INTEL CORP COM 458140100 1,379 30,371 SH   SOLE 0 0 0 30,371
ORACLE CORP COM 68389X105 1,505 26,500 SH   SOLE 0 0 0 26,500
QUALCOMM INC COM 747525103 1,309 9,029 SH   SOLE 0 0 0 9,029
DISNEY WALT CO COM DISNEY 254687106 332 2,606 SH   SOLE 0 0 0 2,606
JOHNSON & JOHNSON COM 478160104 1,063 7,471 SH   SOLE 0 0 0 7,471
PFIZER INC COM 717081103 607 16,689 SH   SOLE 0 0 0 16,689
LOWES COS INC COM 548661107 357 2,117 SH   SOLE 0 0 0 2,117
CHEVRON CORP NEW COM 166764100 603 8,475 SH   SOLE 0 0 0 8,475
MICROSOFT CORP COM 594918104 6,592 29,467 SH   SOLE 0 0 0 29,467
AT&T INC COM 00206R102 776 28,293 SH   SOLE 0 0 0 28,293
CITIGROUP INC COM NEW 172967424 244 5,702 SH   SOLE 0 0 0 5,702
CISCO SYS INC COM 17275R102 729 19,437 SH   SOLE 0 0 0 19,437
INTERNATIONAL BUSINESS MACHS COM 459200101 3,760 32,970 SH   SOLE 0 0 0 32,970
LOCKHEED MARTIN CORP COM 539830109 1,090 3,016 SH   SOLE 0 0 0 3,016
PEPSICO INC COM 713448108 373 2,698 SH   SOLE 0 0 0 2,698
VERIZON COMMUNICATIONS INC COM 92343V104 400 6,835 SH   SOLE 0 0 0 6,835
SPDR SER TR PRTFLO S&P500 GW 78464A409 11,393 215,896 SH   SOLE 0 0 0 215,896
ISHARES TR RUS MID CAP ETF 464287499 783 12,676 SH   SOLE 0 0 0 12,676
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,198 41,399 SH   SOLE 0 0 0 41,399
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 338 4,161 SH   SOLE 0 0 0 4,161
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 234 1,923 SH   SOLE 0 0 0 1,923
BK OF AMERICA CORP COM 060505104 629 25,878 SH   SOLE 0 0 0 25,878
EXXON MOBIL CORP COM 30231G102 500 15,243 SH   SOLE 0 0 0 15,243
WALMART INC COM 931142103 5,944 40,778 SH   SOLE 0 0 0 40,778
UNION PAC CORP COM 907818108 211 1,110 SH   SOLE 0 0 0 1,110
TEXAS INSTRS INC COM 882508104 1,068 6,773 SH   SOLE 0 0 0 6,773
TARGET CORP COM 87612E106 986 6,104 SH   SOLE 0 0 0 6,104
CAPITAL ONE FINL CORP COM 14040H105 2,749 35,351 SH   SOLE 0 0 0 35,351
LILLY ELI & CO COM 532457108 661 4,630 SH   SOLE 0 0 0 4,630
CVS HEALTH CORP COM 126650100 1,924 29,621 SH   SOLE 0 0 0 29,621
DOMINION ENERGY INC COM 25746U109 2,485 29,695 SH   SOLE 0 0 0 29,695
MERCK & CO. INC COM 58933Y105 782 9,730 SH   SOLE 0 0 0 9,730
PROCTER AND GAMBLE CO COM 742718109 325 2,268 SH   SOLE 0 0 0 2,268
GENERAL ELECTRIC CO COM 369604103 82 10,100 SH   SOLE 0 0 0 10,100
KIMBERLY CLARK CORP COM 494368103 272 2,000 SH   SOLE 0 0 0 2,000
GOLDMAN SACHS GROUP INC COM 38141G104 217 1,080 SH   SOLE 0 0 0 1,080
HOME DEPOT INC COM 437076102 2,878 10,125 SH   SOLE 0 0 0 10,125
MCDONALDS CORP COM 580135101 489 2,258 SH   SOLE 0 0 0 2,258
JPMORGAN CHASE & CO COM 46625H100 3,719 36,123 SH   SOLE 0 0 0 36,123
TJX COS INC NEW COM 872540109 1,200 22,240 SH   SOLE 0 0 0 22,240
CORNING INC COM 219350105 299 8,620 SH   SOLE 0 0 0 8,620
FISERV INC COM 337738108 2,400 23,284 SH   SOLE 0 0 0 23,284
FORD MTR CO DEL COM 345370860 117 15,000 SH   SOLE 0 0 0 15,000
UNITEDHEALTH GROUP INC COM 91324P102 1,051 3,024 SH   SOLE 0 0 0 3,024
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,606 6,795 SH   SOLE 0 0 0 6,795
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,836 31,354 SH   SOLE 0 0 0 31,354
MARSH & MCLENNAN COS INC COM 571748102 2,196 20,042 SH   SOLE 0 0 0 20,042
3M CO COM 88579Y101 834 5,118 SH   SOLE 0 0 0 5,118
ALBEMARLE CORP COM 012653101 1,720 15,325 SH   SOLE 0 0 0 15,325
COMCAST CORP NEW CL A 20030N101 1,947 43,731 SH   SOLE 0 0 0 43,731
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,784 9,954 SH   SOLE 0 0 0 9,954
WELLTOWER INC COM 95040Q104 1,288 23,215 SH   SOLE 0 0 0 23,215
NEXTERA ENERGY INC COM 65339F101 1,059 13,980 SH   SOLE 0 0 0 13,980
DUKE ENERGY CORP NEW COM NEW 26441C204 1,744 18,666 SH   SOLE 0 0 0 18,666
CONOCOPHILLIPS COM 20825C104 220 7,522 SH   SOLE 0 0 0 7,522
APPLE INC COM 037833100 6,960 58,644 SH   SOLE 0 0 0 58,644
INTERNATIONAL PAPER CO COM 460146103 214 4,600 SH   SOLE 0 0 0 4,600
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6,141 53,871 SH   SOLE 0 0 0 53,871
ROSS STORES INC COM 778296103 560 6,000 SH   SOLE 0 0 0 6,000
AMERICAN EXPRESS CO COM 025816109 524 5,420 SH   SOLE 0 0 0 5,420
REGIONS FINANCIAL CORP NEW COM 7591EP100 326 25,000 SH   SOLE 0 0 0 25,000
GENERAL DYNAMICS CORP COM 369550108 430 3,090 SH   SOLE 0 0 0 3,090
SOUTHERN CO COM 842587107 1,592 26,554 SH   SOLE 0 0 0 26,554
PAYCHEX INC COM 704326107 258 2,935 SH   SOLE 0 0 0 2,935
ROCKWELL AUTOMATION INC COM 773903109 223 896 SH   SOLE 0 0 0 896
NVIDIA CORPORATION COM 67066G104 4,152 7,128 SH   SOLE 0 0 0 7,128
TRAVELERS COMPANIES INC COM 89417E109 537 4,225 SH   SOLE 0 0 0 4,225
AMERICAN ELEC PWR CO INC COM 025537101 310 3,410 SH   SOLE 0 0 0 3,410
RYDER SYS INC COM 783549108 1,056 20,139 SH   SOLE 0 0 0 20,139
SPDR GOLD TR GOLD SHS 78463V107 302 1,646 SH   SOLE 0 0 0 1,646
VANGUARD INDEX FDS MID CAP ETF 922908629 1,795 9,491 SH   SOLE 0 0 0 9,491
VANGUARD INDEX FDS SMALL CP ETF 922908751 912 5,444 SH   SOLE 0 0 0 5,444
F M C CORP COM NEW 302491303 997 9,180 SH   SOLE 0 0 0 9,180
AMERIPRISE FINL INC COM 03076C106 424 2,500 SH   SOLE 0 0 0 2,500
BLACKROCK INCOME TR INC COM 09247F100 2,008 329,700 SH   SOLE 0 0 0 329,700
BLACKROCK CORPOR HI YLD FD I COM 09255P107 8,843 795,906 SH   SOLE 0 0 0 795,906
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,032 8,633 SH   SOLE 0 0 0 8,633
THERMO FISHER SCIENTIFIC INC COM 883556102 4,411 8,360 SH   SOLE 0 0 0 8,360
DEXCOM INC COM 252131107 1,023 2,831 SH   SOLE 0 0 0 2,831
ROPER TECHNOLOGIES INC COM 776696106 698 1,796 SH   SOLE 0 0 0 1,796
ARENA PHARMACEUTICALS INC COM NEW 040047607 318 3,670 SH   SOLE 0 0 0 3,670
MASTERCARD INCORPORATED CL A 57636Q104 233 744 SH   SOLE 0 0 0 744
EQUINIX INC COM 29444U700 4,291 5,401 SH   SOLE 0 0 0 5,401
DIGITAL RLTY TR INC COM 253868103 1,589 10,832 SH   SOLE 0 0 0 10,832
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 9,240 47,353 SH   SOLE 0 0 0 47,353
SPDR SER TR S&P REGL BKG 78464A698 2,030 49,083 SH   SOLE 0 0 0 49,083
SPDR SER TR S&P BK ETF 78464A797 2,573 76,417 SH   SOLE 0 0 0 76,417
ISHARES TR IBOXX HI YD ETF 464288513 4,262 50,011 SH   SOLE 0 0 0 50,011
ISHARES TR ISHS 1-5YR INVS 464288646 21,083 383,815 SH   SOLE 0 0 0 383,815
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,769 31,462 SH   SOLE 0 0 0 31,462
ISHARES TR 3 7 YR TREAS BD 464288661 3,819 28,713 SH   SOLE 0 0 0 28,713
SPDR SER TR PORTFOLIO S&P500 78464A854 1,636 39,766 SH   SOLE 0 0 0 39,766
SPDR SER TR PORTFOLIO INTRMD 78464A375 16,353 443,528 SH   SOLE 0 0 0 443,528
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 338 3,510 SH   SOLE 0 0 0 3,510
VERISK ANALYTICS INC COM 92345Y106 371 1,881 SH   SOLE 0 0 0 1,881
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,748 45,243 SH   SOLE 0 0 0 45,243
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 717 11,567 SH   SOLE 0 0 0 11,567
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,516 27,991 SH   SOLE 0 0 0 27,991
SPDR SER TR PORTFOLIO SHORT 78464A474 4,665 148,721 SH   SOLE 0 0 0 148,721
SPDR SER TR PORTFLI MORTGAGE 78464A383 2,047 77,194 SH   SOLE 0 0 0 77,194
TESLA INC COM 88160R101 230 535 SH   SOLE 0 0 0 535
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,330 28,999 SH   SOLE 0 0 0 28,999
GENERAL MTRS CO COM 37045V100 382 10,205 SH   SOLE 0 0 0 10,205
FIRST TR EXCH TRD ALPHDX FD MID CP GR ALPH 33737M102 2,317 39,776 SH   SOLE 0 0 0 39,776
ISHARES TR FLTG RATE NT ETF 46429B655 4,082 80,565 SH   SOLE 0 0 0 80,565
MANNING & NAPIER INC CL A 56382Q102 41 10,000 SH   SOLE 0 0 0 10,000
FACEBOOK INC CL A 30303M102 251 854 SH   SOLE 0 0 0 854
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 1,899 3,797 SH   SOLE 0 0 0 3,797
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 10,188 201,230 SH   SOLE 0 0 0 201,230
ABBVIE INC COM 00287Y109 245 2,637 SH   SOLE 0 0 0 2,637
ZOETIS INC CL A 98978V103 254 1,500 SH   SOLE 0 0 0 1,500
ISHARES TR 0-5YR HI YL CP 46434V407 5,229 117,639 SH   SOLE 0 0 0 117,639
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 1,452 58,052 SH   SOLE 0 0 0 58,052
WISDOMTREE TR YIELD ENHANCD US 97717X511 967 17,985 SH   SOLE 0 0 0 17,985
CHARTER COMMUNICATIONS INC N CL A 16119P108 348 540 SH   SOLE 0 0 0 540
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 10,423 418,931 SH   SOLE 0 0 0 418,931
DELL TECHNOLOGIES INC CL C 24703L202 894 13,834 SH   SOLE 0 0 0 13,834