The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 213 1,330 SH   SOLE   986 0 344
ABBVIE INC COM 00287Y109 1,990 22,722 SH   SOLE   13,292 0 9,430
AIR PRODS & CHEMS INC COM 009158106 2,215 7,438 SH   SOLE   5,112 0 2,326
ALPHABET INC CAP STK CL A 02079K305 448 306 SH   SOLE   3 0 303
ALPS ETF TR SECTR DIV DOGS 00162Q858 260 6,868 SH   SOLE   5,224 0 1,644
AMAZON COM INC COM 023135106 1,149 365 SH   SOLE   70 0 295
AMERICAN FINL GROUP INC OHIO COM 025932104 331 4,949 SH   SOLE   500 0 4,449
AMGEN INC COM 031162100 201 789 SH   SOLE   500 0 289
ANSYS INC COM 03662Q105 330 1,007 SH   SOLE   0 0 1,007
ANTHEM INC COM 036752103 276 1,027 SH   SOLE   681 0 346
APPLE INC COM 037833100 2,314 19,978 SH   SOLE   8,497 0 11,481
AT&T INC COM 00206R102 1,752 61,463 SH   SOLE   37,196 0 24,267
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 660 3,101 SH   SOLE   1,122 0 1,979
BLACKROCK INC COM 09247X101 2,690 4,773 SH   SOLE   3,066 0 1,707
BRISTOL-MYERS SQUIBB CO COM 110122108 1,080 17,906 SH   SOLE   8,793 0 9,113
CHEMED CORP NEW COM 16359R103 367 763 SH   SOLE   0 0 763
CHEVRON CORP NEW COM 166764100 2,115 29,371 SH   SOLE   18,653 0 10,718
CIGNA CORP NEW COM 125523100 303 1,787 SH   SOLE   1,616 0 171
CINCINNATI FINL CORP COM 172062101 1,036 13,283 SH   SOLE   8,716 0 4,567
CINTAS CORP COM 172908105 269 808 SH   SOLE   152 0 656
CISCO SYS INC COM 17275R102 277 7,032 SH   SOLE   1,298 0 5,734
COLGATE PALMOLIVE CO COM 194162103 247 3,201 SH   SOLE   3,181 0 20
COMCAST CORP NEW CL A 20030N101 2,558 55,289 SH   SOLE   36,391 0 18,898
COSTAR GROUP INC COM 22160N109 586 691 SH   SOLE   0 0 691
CROWN CASTLE INTL CORP NEW COM 22822V101 1,657 9,949 SH   SOLE   6,750 0 3,199
DANAHER CORPORATION COM 235851102 321 1,492 SH   SOLE   0 0 1,492
DIREXION SHS ETF TR DAILY SM CP BEAR 25460E125 338 19,900 SH   SOLE   19,900 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 615 6,941 SH   SOLE   1,355 0 5,586
ECOLAB INC COM 278865100 330 1,652 SH   SOLE   0 0 1,652
EMERSON ELEC CO COM 291011104 4,322 65,912 SH   SOLE   30,976 0 34,936
EXXON MOBIL CORP COM 30231G102 1,467 42,733 SH   SOLE   23,060 0 19,673
FASTENAL CO COM 311900104 351 7,795 SH   SOLE   0 0 7,795
FIFTH THIRD BANCORP COM 316773100 324 15,196 SH   SOLE   7,856 0 7,340
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 2,104 48,059 SH   SOLE   32,824 0 15,235
FISERV INC COM 337738108 250 2,423 SH   SOLE   100 0 2,323
FIVE BELOW INC COM 33829M101 284 2,235 SH   SOLE   0 0 2,235
FS KKR CAP CORP II COM 35952V303 156 10,599 SH   SOLE   0 0 10,599
GENERAL ELECTRIC CO COM 369604103 254 40,691 SH   SOLE   6,873 0 33,818
GLOBANT S A COM L44385109 213 1,190 SH   SOLE   0 0 1,190
GRACO INC COM 384109104 267 4,356 SH   SOLE   0 0 4,356
GRAND CANYON ED INC COM 38526M106 234 2,924 SH   SOLE   0 0 2,924
HEICO CORP NEW COM 422806109 310 2,959 SH   SOLE   0 0 2,959
HOME DEPOT INC COM 437076102 431 1,551 SH   SOLE   50 0 1,501
HUMANA INC COM 444859102 235 568 SH   SOLE   468 0 100
IHS MARKIT LTD SHS G47567105 278 3,536 SH   SOLE   0 0 3,536
INTEL CORP COM 458140100 3,369 65,064 SH   SOLE   37,565 0 27,499
INTERNATIONAL BUSINESS MACHS COM 459200101 2,003 16,462 SH   SOLE   10,372 0 6,090
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 852 15,889 SH   SOLE   7,752 0 8,137
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 230 10,517 SH   SOLE   2,541 0 7,976
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 10,114 474,412 SH   SOLE   400,145 0 74,267
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 10,309 485,795 SH   SOLE   405,051 0 80,744
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 422 3,903 SH   SOLE   3,056 0 847
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 34,584 244,169 SH   SOLE   162,205 0 81,964
ISHARES TR MSCI EAFE ETF 464287465 2,448 38,453 SH   SOLE   21,393 0 17,060
ISHARES TR MSCI USA VALUE 46432F388 16,747 226,979 SH   SOLE   156,320 0 70,659
ISHARES TR ULTR SH TRM BD 46434V878 12,179 240,839 SH   SOLE   178,599 0 62,240
ISHARES TR CORE 1 5 YR USD 46432F859 8,873 172,125 SH   SOLE   85,889 0 86,236
ISHARES TR RUS 1000 GRW ETF 464287614 306 1,411 SH   SOLE   179 0 1,232
ISHARES TR ISHS 1-5YR INVS 464288646 377 6,858 SH   SOLE   4,142 0 2,716
ISHARES TR MSCI USA MIN VOL 46429B697 17,600 276,166 SH   SOLE   204,643 0 71,523
ISHARES TR EAFE SML CP ETF 464288273 1,026 17,385 SH   SOLE   11,002 0 6,383
ISHARES TR MSCI USA QLT FCT 46432F339 17,656 170,198 SH   SOLE   115,825 0 54,373
ISHARES TR NATIONAL MUN ETF 464288414 44,258 381,768 SH   SOLE   243,725 0 138,043
ISHARES TR CORE S&P500 ETF 464287200 398 1,185 SH   SOLE   723 0 462
J P MORGAN EXCHANGE-TRADED F DIV RTN EM EQT 46641Q308 18,609 398,190 SH   SOLE   282,311 0 115,879
JOHNSON & JOHNSON COM 478160104 2,090 14,037 SH   SOLE   8,249 0 5,788
JPMORGAN CHASE & CO COM 46625H100 2,404 24,970 SH   SOLE   15,882 0 9,088
KROGER CO COM 501044101 460 13,555 SH   SOLE   12,685 0 870
MEDTRONIC PLC SHS G5960L103 2,890 27,812 SH   SOLE   17,287 0 10,525
MERCK & CO. INC COM 58933Y105 2,863 34,518 SH   SOLE   22,978 0 11,540
MICROSOFT CORP COM 594918104 4,372 20,788 SH   SOLE   8,516 0 12,272
MONDELEZ INTL INC CL A 609207105 2,027 35,277 SH   SOLE   21,182 0 14,095
NATIONAL INSTRS CORP COM 636518102 200 5,610 SH   SOLE   0 0 5,610
NIKE INC CL B 654106103 201 1,601 SH   SOLE   1 0 1,600
NORTHROP GRUMMAN CORP COM 666807102 202 640 SH   SOLE   0 0 640
NVIDIA CORPORATION COM 67066G104 201 371 SH   SOLE   0 0 371
PEPSICO INC COM 713448108 2,165 15,621 SH   SOLE   9,758 0 5,863
PERKINELMER INC COM 714046109 201 1,600 SH   SOLE   0 0 1,600
PFIZER INC COM 717081103 3,085 84,051 SH   SOLE   47,039 0 37,012
PHILLIPS 66 COM 718546104 1,220 23,534 SH   SOLE   14,374 0 9,160
PIMCO ETF TR ACTIVE BD ETF 72201R775 514 4,571 SH   SOLE   4,457 0 114
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 99 16,592 SH   SOLE   3,800 0 12,792
PNC FINL SVCS GROUP INC COM 693475105 253 2,302 SH   SOLE   1,647 0 655
PROCTER AND GAMBLE CO COM 742718109 42,032 302,411 SH   SOLE   115,669 0 186,742
PROSHARES TR ULT MSCIBZL CAPP 74347B292 188 10,950 SH   SOLE   10,950 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 770 10,675 SH   SOLE   5,723 0 4,952
PROTO LABS INC COM 743713109 291 2,246 SH   SOLE   0 0 2,246
PRUDENTIAL FINL INC COM 744320102 2,723 42,869 SH   SOLE   27,657 0 15,212
QUALCOMM INC COM 747525103 684 5,814 SH   SOLE   4,514 0 1,300
REGAL BELOIT CORP COM 758750103 446 4,750 SH   SOLE   0 0 4,750
RITCHIE BROS AUCTIONEERS COM 767744105 315 5,311 SH   SOLE   0 0 5,311
ROCKWELL AUTOMATION INC COM 773903109 353 1,600 SH   SOLE   0 0 1,600
ROLLINS INC COM 775711104 351 6,478 SH   SOLE   0 0 6,478
SALESFORCE COM INC COM 79466L302 550 2,189 SH   SOLE   0 0 2,189
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 413 8,011 SH   SOLE   7,721 0 290
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 6,666 271,297 SH   SOLE   220,266 0 51,031
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,395 79,311 SH   SOLE   54,211 0 25,100
SCHWAB STRATEGIC TR US REIT ETF 808524847 204 5,763 SH   SOLE   5,126 0 637
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 81,294 1,449,602 SH   SOLE   954,288 0 495,314
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 50,277 631,301 SH   SOLE   400,433 0 230,868
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,504 143,442 SH   SOLE   115,428 0 28,014
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 17,001 307,424 SH   SOLE   201,567 0 105,857
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,234 52,024 SH   SOLE   26,518 0 25,506
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 8,562 74,345 SH   SOLE   70,821 0 3,524
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 32,953 514,081 SH   SOLE   352,329 0 161,752
SOUTHERN CO COM 842587107 1,751 32,293 SH   SOLE   17,793 0 14,500
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 67,279 2,797,469 SH   SOLE   1,960,114 0 837,355
SPDR S&P 500 ETF TR TR UNIT 78462F103 774 2,311 SH   SOLE   34 0 2,277
SPDR SER TR NUVEEN BLMBRG SR 78468R739 2,029 40,678 SH   SOLE   21,031 0 19,647
SPDR SER TR S&P DIVID ETF 78464A763 410 4,442 SH   SOLE   3,786 0 656
SPDR SER TR MSCI USA STRTGIC 78468R812 313 3,304 SH   SOLE   181 0 3,123
SPDR SER TR BLMBRG BRC CNVRT 78464A359 957 13,893 SH   SOLE   1,025 0 12,868
SPROTT PHYSICAL GOLD TR UNIT 85207H104 201 13,361 SH   SOLE   0 0 13,361
STARBUCKS CORP COM 855244109 383 4,459 SH   SOLE   55 0 4,404
SYSCO CORP COM 871829107 249 4,000 SH   SOLE   0 0 4,000
TESLA INC COM 88160R101 205 478 SH   SOLE   8 0 470
TYLER TECHNOLOGIES INC COM 902252105 208 596 SH   SOLE   0 0 596
UNION PAC CORP COM 907818108 252 1,279 SH   SOLE   1,124 0 155
UNITEDHEALTH GROUP INC COM 91324P102 313 1,005 SH   SOLE   10 0 995
US BANCORP DEL COM NEW 902973304 4,019 112,104 SH   SOLE   30,630 0 81,474
VALERO ENERGY CORP COM 91913Y100 1,167 26,928 SH   SOLE   18,474 0 8,454
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 376 4,259 SH   SOLE   4,259 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 603 3,541 SH   SOLE   3,541 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 394 1,729 SH   SOLE   1,597 0 132
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 226 4,318 SH   SOLE   4,318 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 425 3,305 SH   SOLE   2,578 0 727
VEEVA SYS INC CL A COM 922475108 470 1,673 SH   SOLE   0 0 1,673
VERISK ANALYTICS INC COM 92345Y106 302 1,631 SH   SOLE   0 0 1,631
VERIZON COMMUNICATIONS INC COM 92343V104 2,144 36,039 SH   SOLE   22,795 0 13,244
VISA INC COM CL A 92826C839 501 2,504 SH   SOLE   20 0 2,484
WALMART INC COM 931142103 2,006 14,339 SH   SOLE   9,798 0 4,541
WELLS FARGO CO NEW COM 949746101 1,966 83,610 SH   SOLE   57,375 0 26,235
WISDOMTREE TR US QTLY DIV GRT 97717X669 3,430 69,196 SH   SOLE   48,065 0 21,131
WISDOMTREE TR US SMALLCAP DIVD 97717W604 222 10,531 SH   SOLE   10,426 0 105
WISDOMTREE TR INTRST RATE HDGE 97717W380 1,135 24,256 SH   SOLE   7,833 0 16,423
ZIMMER BIOMET HOLDINGS INC COM 98956P102 338 2,486 SH   SOLE   1,598 0 888