The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 972 8,930 SH   SOLE   0 0 8,930
ABBVIE INC COM 00287Y109 694 7,922 SH   SOLE   0 0 7,922
ACTIVISION BLIZZARD INC COM 00507V109 202 2,494 SH   SOLE   0 0 2,494
ADOBE SYSTEMS INCORPORATED COM 00724F101 351 717 SH   SOLE   0 0 717
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 473 1,609 SH   SOLE   0 0 1,609
ALLIANT ENERGY CORP COM 018802108 2,030 39,304 SH   SOLE   0 0 39,304
ALPHABET INC CAP STK CL C 02079K107 1,503 1,023 SH   SOLE   0 0 1,023
ALPS ETF TR ALERIAN MLP 00162Q452 23,175 1,159,931 SH   SOLE   0 0 1,159,931
ALTRIA GROUP INC COM 02209S103 2,862 74,059 SH   SOLE   0 0 74,059
AMAZON COM INC COM 023135106 2,595 824 SH   SOLE   0 0 824
AMERICAN EXPRESS CO COM 025816109 238 2,378 SH   SOLE   0 0 2,378
AMERICAN TOWER CORP NEW COM 03027X100 296 1,225 SH   SOLE   0 0 1,225
AMGEN INC COM 031162100 419 1,649 SH   SOLE   0 0 1,649
ANNALY CAPITAL MANAGEMENT IN COM 035710409 74 10,430 SH   SOLE   0 0 10,430
APPLE INC COM 037833100 13,329 115,095 SH   SOLE   0 0 115,095
AT&T INC COM 00206R102 918 32,200 SH   SOLE   0 0 32,200
AUTOMATIC DATA PROCESSING IN COM 053015103 3,771 26,861 SH   SOLE   0 0 26,861
BK OF AMERICA CORP COM 060505104 774 32,124 SH   SOLE   0 0 32,124
BERKSHIRE HATHAWAY INC DEL CL A 084670108 22,080 69 SH   SOLE   0 0 69
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,675 21,955 SH   SOLE   0 0 21,955
BLOCK H & R INC COM 093671105 262 15,802 SH   SOLE   0 0 15,802
BOEING CO COM 097023105 515 3,119 SH   SOLE   0 0 3,119
BP PLC SPONSORED ADR 055622104 179 10,245 SH   SOLE   0 0 10,245
BRISTOL-MYERS SQUIBB CO COM 110122108 504 8,363 SH   SOLE   0 0 8,363
CANADIAN NATL RY CO COM 136375102 464 4,359 SH   SOLE   0 0 4,359
CATERPILLAR INC DEL COM 149123101 1,337 8,966 SH   SOLE   0 0 8,966
CHEVRON CORP NEW COM 166764100 1,174 16,303 SH   SOLE   0 0 16,303
CISCO SYS INC COM 17275R102 552 14,010 SH   SOLE   0 0 14,010
CLOROX CO DEL COM 189054109 384 1,829 SH   SOLE   0 0 1,829
COCA COLA CO COM 191216100 4,975 99,934 SH   SOLE   0 0 99,934
COMCAST CORP NEW CL A 20030N101 1,100 23,787 SH   SOLE   0 0 23,787
CONSTELLATION BRANDS INC CL A 21036P108 466 2,459 SH   SOLE   0 0 2,459
COSTCO WHSL CORP NEW COM 22160K105 504 1,419 SH   SOLE   0 0 1,419
COVANTA HLDG CORP COM 22282E102 78 10,064 SH   SOLE   0 0 10,064
CSX CORP COM 126408103 1,550 19,960 SH   SOLE   0 0 19,960
CVS HEALTH CORP COM 126650100 208 3,556 SH   SOLE   0 0 3,556
DANAHER CORPORATION COM 235851102 238 1,106 SH   SOLE   0 0 1,106
DEERE & CO COM 244199105 560 2,526 SH   SOLE   0 0 2,526
DIAGEO PLC SPON ADR NEW 25243Q205 226 1,642 SH   SOLE   0 0 1,642
DISNEY WALT CO COM DISNEY 254687106 1,282 10,335 SH   SOLE   0 0 10,335
DUKE ENERGY CORP NEW COM NEW 26441C204 1,410 15,927 SH   SOLE   0 0 15,927
EMERSON ELEC CO COM 291011104 269 4,096 SH   SOLE   0 0 4,096
ENBRIDGE INC COM 29250N105 214 7,315 SH   SOLE   0 0 7,315
EXELON CORP COM 30161N101 225 6,288 SH   SOLE   0 0 6,288
EXXON MOBIL CORP COM 30231G102 491 14,300 SH   SOLE   0 0 14,300
FACEBOOK INC CL A 30303M102 805 3,072 SH   SOLE   0 0 3,072
FASTENAL CO COM 311900104 640 14,184 SH   SOLE   0 0 14,184
FIRST FINL BANCORP OH COM 320209109 612 50,957 SH   SOLE   0 0 50,957
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 200 10,508 SH   SOLE   0 0 10,508
FISERV INC COM 337738108 20,562 199,531 SH   SOLE   0 0 199,531
FORD MTR CO DEL COM 345370860 143 21,482 SH   SOLE   0 0 21,482
FULTON FINL CORP PA COM 360271100 166 17,818 SH   SOLE   0 0 17,818
GENERAL DYNAMICS CORP COM 369550108 747 5,397 SH   SOLE   0 0 5,397
GENERAL ELECTRIC CO COM 369604103 241 38,630 SH   SOLE   0 0 38,630
ALPHABET INC CAP STK CL A 02079K305 1,687 1,151 SH   SOLE   0 0 1,151
HMN FINL INC COM 40424G108 630 47,540 SH   SOLE   0 0 47,540
HOME DEPOT INC COM 437076102 11,057 39,814 SH   SOLE   0 0 39,814
HONEYWELL INTL INC COM 438516106 855 5,195 SH   SOLE   0 0 5,195
ILLINOIS TOOL WKS INC COM 452308109 796 4,120 SH   SOLE   0 0 4,120
INTEL CORP COM 458140100 999 19,301 SH   SOLE   0 0 19,301
INTERNATIONAL BUSINESS MACHS COM 459200101 1,072 8,814 SH   SOLE   0 0 8,814
ISHARES TR CALIF MUN BD ETF 464288356 640 10,260 SH   SOLE   0 0 10,260
ISHARES TR CORE MSCI EAFE 46432F842 234 3,875 SH   SOLE   0 0 3,875
ISHARES INC CORE MSCI EMKT 46434G103 250 4,740 SH   SOLE   0 0 4,740
ISHARES TR CORE MSCI INTL 46435G326 324 6,000 SH   SOLE   0 0 6,000
ISHARES TR CORE S&P MCP ETF 464287507 1,060 5,720 SH   SOLE   0 0 5,720
ISHARES TR CRE U S REIT ETF 464288521 24,852 568,169 SH   SOLE   0 0 568,169
ISHARES GOLD TRUST ISHARES 464285105 447 24,873 SH   SOLE   0 0 24,873
ISHARES TR IBOXX HI YD ETF 464288513 661 7,877 SH   SOLE   0 0 7,877
ISHARES TR MSCI EAFE ETF 464287465 7,698 120,943 SH   SOLE   0 0 120,943
ISHARES TR EAFE SML CP ETF 464288273 11,036 187,087 SH   SOLE   0 0 187,087
ISHARES TR MSCI EMG MKT ETF 464287234 516 11,712 SH   SOLE   0 0 11,712
ISHARES TR RUS 1000 GRW ETF 464287614 84,942 391,637 SH   SOLE   0 0 391,637
ISHARES TR RUS 1000 VAL ETF 464287598 38,779 328,276 SH   SOLE   0 0 328,276
ISHARES TR RUSSELL 2000 ETF 464287655 17,066 113,936 SH   SOLE   0 0 113,936
ISHARES TR RUS 2000 GRW ETF 464287648 20,450 92,318 SH   SOLE   0 0 92,318
ISHARES TR RUS 2000 VAL ETF 464287630 12,662 127,476 SH   SOLE   0 0 127,476
ISHARES TR RUS MD CP GR ETF 464287481 2,138 12,368 SH   SOLE   0 0 12,368
ISHARES TR RUS MDCP VAL ETF 464287473 1,389 17,186 SH   SOLE   0 0 17,186
ISHARES TR S&P 500 GRWT ETF 464287309 17,859 77,287 SH   SOLE   0 0 77,287
ISHARES TR CORE S&P500 ETF 464287200 10,931 32,528 SH   SOLE   0 0 32,528
ISHARES TR S&P 500 VAL ETF 464287408 982 8,735 SH   SOLE   0 0 8,735
ISHARES TR CORE S&P SCP ETF 464287804 891 12,694 SH   SOLE   0 0 12,694
ISHARES TR PFD AND INCM SEC 464288687 537 14,732 SH   SOLE   0 0 14,732
ISHARES TR RUS 1000 ETF 464287622 33,608 179,578 SH   SOLE   0 0 179,578
ISHARES TR RUS MID CAP ETF 464287499 2,222 38,729 SH   SOLE   0 0 38,729
ISHARES TR MRGSTR SM CP ETF 464288505 920 5,865 SH   SOLE   0 0 5,865
JOHNSON & JOHNSON COM 478160104 1,264 8,488 SH   SOLE   0 0 8,488
JPMORGAN CHASE & CO COM 46625H100 1,361 14,135 SH   SOLE   0 0 14,135
KANSAS CITY SOUTHERN COM NEW 485170302 278 1,535 SH   SOLE   0 0 1,535
KIMBERLY CLARK CORP COM 494368103 597 4,022 SH   SOLE   0 0 4,022
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 479 10,154 SH   SOLE   0 0 10,154
KRAFT HEINZ CO COM 500754106 376 12,560 SH   SOLE   0 0 12,560
LIPOCINE INC NEW COM 53630X104 92 65,212 SH   SOLE   0 0 65,212
LOWES COS INC COM 548661107 467 2,813 SH   SOLE   0 0 2,813
MAGNA INTL INC COM 559222401 561 12,268 SH   SOLE   0 0 12,268
MARATHON PETE CORP COM 56585A102 368 12,537 SH   SOLE   0 0 12,537
MASTERCARD INCORPORATED CL A 57636Q104 393 1,161 SH   SOLE   0 0 1,161
MCDONALDS CORP COM 580135101 2,973 13,547 SH   SOLE   0 0 13,547
MERCK & CO. INC COM 58933Y105 630 7,593 SH   SOLE   0 0 7,593
MICROSOFT CORP COM 594918104 8,459 40,219 SH   SOLE   0 0 40,219
MONDELEZ INTL INC CL A 609207105 1,396 24,293 SH   SOLE   0 0 24,293
NETFLIX INC COM 64110L106 481 962 SH   SOLE   0 0 962
NEXTERA ENERGY INC COM 65339F101 748 2,695 SH   SOLE   0 0 2,695
NIKE INC CL B 654106103 370 2,939 SH   SOLE   0 0 2,939
NORFOLK SOUTHN CORP COM 655844108 3,021 14,119 SH   SOLE   0 0 14,119
NORTHFIELD BANCORP INC DEL COM 66611T108 158 17,353 SH   SOLE   0 0 17,353
NVIDIA CORPORATION COM 67066G104 552 1,020 SH   SOLE   0 0 1,020
OREILLY AUTOMOTIVE INC COM 67103H107 269 583 SH   SOLE   0 0 583
ORACLE CORP COM 68389X105 295 4,933 SH   SOLE   0 0 4,933
PAYPAL HLDGS INC COM 70450Y103 496 2,517 SH   SOLE   0 0 2,517
PEPSICO INC COM 713448108 1,276 9,203 SH   SOLE   0 0 9,203
PFIZER INC COM 717081103 855 23,306 SH   SOLE   0 0 23,306
PHILIP MORRIS INTL INC COM 718172109 3,901 52,026 SH   SOLE   0 0 52,026
INVESCO QQQ TR UNIT SER 1 46090E103 787 2,832 SH   SOLE   0 0 2,832
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 312 7,752 SH   SOLE   0 0 7,752
PROCTER AND GAMBLE CO COM 742718109 2,866 20,620 SH   SOLE   0 0 20,620
PROGRESSIVE CORP COM 743315103 531 5,608 SH   SOLE   0 0 5,608
PROSHARES TR S&P 500 DV ARIST 74348A467 597 8,280 SH   SOLE   0 0 8,280
RAYTHEON TECHNOLOGIES CORP COM 75513E101 530 9,207 SH   SOLE   0 0 9,207
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 350 4,401 SH   SOLE   0 0 4,401
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 25,852 823,305 SH   SOLE   0 0 823,305
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 21,187 651,320 SH   SOLE   0 0 651,320
SCHWAB STRATEGIC TR US TIPS ETF 808524870 331 5,374 SH   SOLE   0 0 5,374
SEI INVTS CO COM 784117103 6,150 121,253 SH   SOLE   0 0 121,253
SEMPRA ENERGY COM 816851109 332 2,803 SH   SOLE   0 0 2,803
SIMPSON MANUFACTURING CO INC COM 829073105 4,170 42,918 SH   SOLE   0 0 42,918
SOUTHERN CO COM 842587107 283 5,219 SH   SOLE   0 0 5,219
SPDR GOLD TR GOLD SHS 78463V107 952 5,376 SH   SOLE   0 0 5,376
SPDR S&P 500 ETF TR TR UNIT 78462F103 21,357 63,772 SH   SOLE   0 0 63,772
SPDR SER TR S&P DIVID ETF 78464A763 1,024 11,078 SH   SOLE   0 0 11,078
STARBUCKS CORP COM 855244109 867 10,089 SH   SOLE   0 0 10,089
SUNCOR ENERGY INC NEW COM 867224107 229 18,760 SH   SOLE   0 0 18,760
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 10,447 63,229 SH   SOLE   0 0 63,229
TARGET CORP COM 87612E106 325 2,065 SH   SOLE   0 0 2,065
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 510 4,374 SH   SOLE   0 0 4,374
TESLA INC COM 88160R101 571 1,330 SH   SOLE   0 0 1,330
TEXAS PAC LD TR SUB CTF PROP I T 882610108 226 500 SH   SOLE   0 0 500
THERMO FISHER SCIENTIFIC INC COM 883556102 297 672 SH   SOLE   0 0 672
TRANSGLOBE ENERGY CORP COM 893662106 5 12,000 SH   SOLE   0 0 12,000
UNILEVER PLC SPON ADR NEW 904767704 314 5,094 SH   SOLE   0 0 5,094
UNION PAC CORP COM 907818108 1,070 5,437 SH   SOLE   0 0 5,437
UNITED FIRE GROUP INC COM 910340108 277 13,650 SH   SOLE   0 0 13,650
UNITED PARCEL SERVICE INC CL B 911312106 20,537 123,249 SH   SOLE   0 0 123,249
UNITEDHEALTH GROUP INC COM 91324P102 654 2,097 SH   SOLE   0 0 2,097
US BANCORP DEL COM NEW 902973304 651 18,166 SH   SOLE   0 0 18,166
VANECK VECTORS ETF TR VIDEO GAMING 92189F114 227 3,685 SH   SOLE   0 0 3,685
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 322 1,969 SH   SOLE   0 0 1,969
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 767 5,938 SH   SOLE   0 0 5,938
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 35,539 868,917 SH   SOLE   0 0 868,917
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 46,752 1,081,220 SH   SOLE   0 0 1,081,220
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,603 32,970 SH   SOLE   0 0 32,970
VANGUARD INDEX FDS GROWTH ETF 922908736 189,140 830,982 SH   SOLE   0 0 830,982
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 537 6,639 SH   SOLE   0 0 6,639
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 826 8,149 SH   SOLE   0 0 8,149
VANGUARD WORLD FDS INF TECH ETF 92204A702 221 711 SH   SOLE   0 0 711
VANGUARD INDEX FDS LARGE CAP ETF 922908637 18,265 116,755 SH   SOLE   0 0 116,755
VANGUARD INDEX FDS MID CAP ETF 922908629 722 4,097 SH   SOLE   0 0 4,097
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 546 3,033 SH   SOLE   0 0 3,033
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,708 46,957 SH   SOLE   0 0 46,957
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 26,353 85,297 SH   SOLE   0 0 85,297
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 621 7,500 SH   SOLE   0 0 7,500
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 228 4,463 SH   SOLE   0 0 4,463
VANGUARD INDEX FDS SMALL CP ETF 922908751 15,445 100,420 SH   SOLE   0 0 100,420
VANGUARD INDEX FDS SML CP GRW ETF 922908595 83,272 387,439 SH   SOLE   0 0 387,439
VANGUARD INDEX FDS SM CP VAL ETF 922908611 56,098 507,076 SH   SOLE   0 0 507,076
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 12,865 145,825 SH   SOLE   0 0 145,825
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 267 4,583 SH   SOLE   0 0 4,583
VANGUARD INDEX FDS TOTAL STK MKT 922908769 12,835 75,360 SH   SOLE   0 0 75,360
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,172 26,930 SH   SOLE   0 0 26,930
VANGUARD INDEX FDS VALUE ETF 922908744 87,855 840,634 SH   SOLE   0 0 840,634
VERIZON COMMUNICATIONS INC COM 92343V104 1,239 20,834 SH   SOLE   0 0 20,834
VISA INC COM CL A 92826C839 1,859 9,295 SH   SOLE   0 0 9,295
WALGREENS BOOTS ALLIANCE INC COM 931427108 409 11,386 SH   SOLE   0 0 11,386
WALMART INC COM 931142103 976 6,976 SH   SOLE   0 0 6,976
WASTE MGMT INC DEL COM 94106L109 471 4,163 SH   SOLE   0 0 4,163
WELLS FARGO CO NEW COM 949746101 523 22,265 SH   SOLE   0 0 22,265
WISDOMTREE TR US LARGECAP DIVD 97717W307 504 5,195 SH   SOLE   0 0 5,195
YUM CHINA HLDGS INC COM 98850P109 202 3,808 SH   SOLE   0 0 3,808
YUM BRANDS INC COM 988498101 342 3,748 SH   SOLE   0 0 3,748
ZOETIS INC CL A 98978V103 735 4,443 SH   SOLE   0 0 4,443