The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR PFD AND INCM SEC 464288687 104 2,858 SH   SOLE   2,858 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 104 1,291 SH   SOLE   1,291 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 110 762 SH   SOLE   762 0 0
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 116 8,110 SH   SOLE   8,110 0 0
STARBUCKS CORP COM 855244109 118 1,371 SH   SOLE   1,371 0 0
ISHARES TR MSCI KLD400 SOC 464288570 123 960 SH   SOLE   960 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 125 4,190 SH   SOLE   4,190 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 126 5,989 SH   SOLE   5,989 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 129 1,029 SH   SOLE   1,029 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 129 5,371 SH   SOLE   5,371 0 0
ISHARES TR US HLTHCR PR ETF 464288828 131 650 SH   SOLE   650 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 139 1,177 SH   SOLE   1,177 0 0
ISHARES TR GLOBAL FINLS ETF 464287333 144 2,718 SH   SOLE   2,718 0 0
GLADSTONE LD CORP COM 376549101 160 10,654 SH   SOLE   10,654 0 0
INVESCO EXCHANGE TRADED FD T DYNMC LRG GWTH 46137V746 162 2,612 SH   SOLE   2,612 0 0
APPLE INC COM 037833100 162 1,400 SH   SOLE   1,400 0 0
ISHARES TR PHLX SEMICND ETF 464287523 164 540 SH   SOLE   540 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 172 2,890 SH   SOLE   2,890 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 203 2,026 SH   SOLE   2,026 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 204 4,000 SH   SOLE   4,000 0 0
ALTRIA GROUP INC COM 02209S103 205 5,293 SH   SOLE   5,293 0 0
BIOGEN INC COM 09062X103 205 721 SH   SOLE   721 0 0
EPAM SYS INC COM 29414B104 209 646 SH   SOLE   646 0 0
SPDR SER TR S&P DIVID ETF 78464A763 210 2,268 SH   SOLE   2,268 0 0
TJX COS INC NEW COM 872540109 212 3,810 SH   SOLE   3,810 0 0
WALMART INC COM 931142103 213 1,519 SH   SOLE   1,519 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 224 6,545 SH   SOLE   6,545 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 230 7,452 SH   SOLE   7,452 0 0
ISHARES TR TIPS BD ETF 464287176 237 1,873 SH   SOLE   1,873 0 0
MEDICAL PPTYS TRUST INC COM 58463J304 242 13,727 SH   SOLE   13,727 0 0
SALESFORCE COM INC COM 79466L302 249 989 SH   SOLE   989 0 0
SEA LTD SPONSORD ADS 81141R100 256 1,665 SH   SOLE   1,665 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 267 1,416 SH   SOLE   1,416 0 0
LENNAR CORP CL A 526057104 271 3,319 SH   SOLE   3,319 0 0
HCA HEALTHCARE INC COM 40412C101 277 2,219 SH   SOLE   2,219 0 0
BECTON DICKINSON & CO COM 075887109 282 1,212 SH   SOLE   1,212 0 0
TESLA INC COM 88160R101 284 662 SH   SOLE   662 0 0
AT&T INC COM 00206R102 291 10,221 SH   SOLE   10,221 0 0
INNOVATIVE INDL PPTYS INC COM 45781V101 292 2,349 SH   SOLE   2,349 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 293 5,845 SH   SOLE   5,845 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 296 1,365 SH   SOLE   1,365 0 0
WELLS FARGO CO NEW COM 949746101 298 12,670 SH   SOLE   12,670 0 0
SPDR GOLD TR GOLD SHS 78463V107 301 1,701 SH   SOLE   1,701 0 0
ABIOMED INC COM 003654100 305 1,101 SH   SOLE   1,101 0 0
STRYKER CORPORATION COM 863667101 306 1,468 SH   SOLE   1,468 0 0
MCKESSON CORP COM 58155Q103 314 2,111 SH   SOLE   2,111 0 0
ISHARES TR SELECT DIVID ETF 464287168 317 3,886 SH   SOLE   3,886 0 0
KROGER CO COM 501044101 322 9,500 SH   SOLE   9,500 0 0
SERVICENOW INC COM 81762P102 335 691 SH   SOLE   691 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 361 2,411 SH   SOLE   2,411 0 0
COCA COLA CO COM 191216100 367 7,427 SH   SOLE   7,427 0 0
GEO GROUP INC NEW COM 36162J106 375 33,039 SH   SOLE   33,039 0 0
LOCKHEED MARTIN CORP COM 539830109 387 1,010 SH   SOLE   1,010 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 392 2,355 SH   SOLE   2,355 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796 395 4,730 SH   SOLE   4,730 0 0
HUMANA INC COM 444859102 405 979 SH   SOLE   979 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 414 3,900 SH   SOLE   3,900 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 416 7,635 SH   SOLE   7,635 0 0
ISHARES TR U.S. REAL ES ETF 464287739 417 5,221 SH   SOLE   5,221 0 0
ISHARES TR RUS 1000 ETF 464287622 418 2,232 SH   SOLE   2,232 0 0
ABBOTT LABS COM 002824100 432 3,968 SH   SOLE   3,968 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 433 6,800 SH   SOLE   6,800 0 0
SHERWIN WILLIAMS CO COM 824348106 456 655 SH   SOLE   655 0 0
PFIZER INC COM 717081103 457 12,461 SH   SOLE   12,461 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 460 1,655 SH   SOLE   1,655 0 0
LILLY ELI & CO COM 532457108 469 3,170 SH   SOLE   3,170 0 0
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 474 5,141 SH   SOLE   5,141 0 0
CVS HEALTH CORP COM 126650100 481 8,235 SH   SOLE   8,235 0 0
DOCUSIGN INC COM 256163106 516 2,397 SH   SOLE   2,397 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 534 7,818 SH   SOLE   7,818 0 0
ISHARES TR CALIF MUN BD ETF 464288356 563 9,025 SH   SOLE   9,025 0 0
SYSCO CORP COM 871829107 586 9,415 SH   SOLE   9,415 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 589 11,600 SH   SOLE   11,600 0 0
KLA CORP COM NEW 482480100 590 3,045 SH   SOLE   3,045 0 0
ISHARES INC CORE MSCI EMKT 46434G103 639 12,108 SH   SOLE   12,108 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 648 10,975 SH   SOLE   10,975 0 0
VALERO ENERGY CORP COM 91913Y100 658 15,182 SH   SOLE   15,182 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 676 6,468 SH   SOLE   6,468 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 681 25,447 SH   SOLE   25,447 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 735 6,970 SH   SOLE   6,970 0 0
AMERICAN TOWER CORP NEW COM 03027X100 751 3,105 SH   SOLE   3,105 0 0
BOEING CO COM 097023105 788 4,768 SH   SOLE   4,768 0 0
FLEXSHARES TR GLB QLT R/E IDX 33939L787 840 16,002 SH   SOLE   16,002 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 895 6,154 SH   SOLE   6,154 0 0
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 915 16,596 SH   SOLE   16,596 0 0
EXXON MOBIL CORP COM 30231G102 935 27,243 SH   SOLE   27,243 0 0
ALCON AG ORD SHS H01301128 948 16,638 SH   SOLE   16,638 0 0
ISHARES TR CORE MSCI EAFE 46432F842 953 15,810 SH   SOLE   15,810 0 0
CISCO SYS INC COM 17275R102 958 24,324 SH   SOLE   24,324 0 0
CHEVRON CORP NEW COM 166764100 964 13,382 SH   SOLE   13,382 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 968 26,482 SH   SOLE   26,482 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,006 6,845 SH   SOLE   6,845 0 0
SHOPIFY INC CL A 82509L107 1,049 1,025 SH   SOLE   1,025 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,059 9,194 SH   SOLE   9,194 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,068 6,271 SH   SOLE   6,271 0 0
GILEAD SCIENCES INC COM 375558103 1,082 17,124 SH   SOLE   17,124 0 0
SOUTHERN CO COM 842587107 1,082 19,959 SH   SOLE   19,959 0 0
ALPHABET INC CAP STK CL C 02079K107 1,090 742 SH   SOLE   742 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,099 26,870 SH   SOLE   26,870 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,100 9,316 SH   SOLE   9,316 0 0
SPLUNK INC COM 848637104 1,124 5,973 SH   SOLE   5,973 0 0
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 1,146 2,438 SH   SOLE   2,438 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,160 10,550 SH   SOLE   10,550 0 0
UBER TECHNOLOGIES INC COM 90353T100 1,170 32,084 SH   SOLE   32,084 0 0
ILLUMINA INC COM 452327109 1,171 3,789 SH   SOLE   3,789 0 0
3M CO COM 88579Y101 1,203 7,513 SH   SOLE   7,513 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 1,243 20,758 SH   SOLE   20,758 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,259 11,199 SH   SOLE   11,199 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,272 42,115 SH   SOLE   42,115 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,285 14,859 SH   SOLE   14,859 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,293 10,052 SH   SOLE   10,052 0 0
TYLER TECHNOLOGIES INC COM 902252105 1,318 3,781 SH   SOLE   3,781 0 0
BARRICK GOLD CORP COM 067901108 1,357 48,267 SH   SOLE   48,267 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,448 28,693 SH   SOLE   28,693 0 0
VEEVA SYS INC CL A COM 922475108 1,464 5,208 SH   SOLE   5,208 0 0
KIMBERLY CLARK CORP COM 494368103 1,478 10,009 SH   SOLE   10,009 0 0
BOOKING HOLDINGS INC COM 09857L108 1,485 868 SH   SOLE   868 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,552 26,972 SH   SOLE   26,972 0 0
US BANCORP DEL COM NEW 902973304 1,564 43,619 SH   SOLE   43,619 0 0
ISHARES TR ULTR SH TRM BD 46434V878 1,582 31,285 SH   SOLE   31,285 0 0
CSX CORP COM 126408103 1,584 20,400 SH   SOLE   20,400 0 0
CHUBB LIMITED COM H1467J104 1,585 13,649 SH   SOLE   13,649 0 0
NETFLIX INC COM 64110L106 1,596 3,191 SH   SOLE   3,191 0 0
ELECTRONIC ARTS INC COM 285512109 1,669 12,795 SH   SOLE   12,795 0 0
ISHARES GOLD TRUST ISHARES 464285105 1,722 95,747 SH   SOLE   95,747 0 0
PACCAR INC COM 693718108 1,752 20,548 SH   SOLE   20,548 0 0
ALPHABET INC CAP STK CL C 02079K107 1,765 1,201 SH   SOLE   1,201 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,782 11,393 SH   SOLE   11,393 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,783 34,172 SH   SOLE   34,172 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 1,886 18,176 SH   SOLE   18,176 0 0
COLGATE PALMOLIVE CO COM 194162103 1,945 25,212 SH   SOLE   25,212 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,981 35,702 SH   SOLE   35,702 0 0
LAM RESEARCH CORP COM 512807108 1,996 6,018 SH   SOLE   6,018 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,051 6,668 SH   SOLE   6,668 0 0
NOVARTIS AG SPONSORED ADR 66987V109 2,108 24,243 SH   SOLE   24,243 0 0
NORTHROP GRUMMAN CORP COM 666807102 2,158 6,839 SH   SOLE   6,839 0 0
FORTINET INC COM 34959E109 2,167 18,397 SH   SOLE   18,397 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,207 27,270 SH   SOLE   27,270 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,211 7,522 SH   SOLE   7,522 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 2,245 78,703 SH   SOLE   78,703 0 0
PROCTER AND GAMBLE CO COM 742718109 2,341 16,846 SH   SOLE   16,846 0 0
NVIDIA CORPORATION COM 67066G104 2,381 4,400 SH   SOLE   4,400 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,395 7,069 SH   SOLE   7,069 0 0
NEXTERA ENERGY INC COM 65339F101 2,470 8,900 SH   SOLE   8,900 0 0
TRAVELERS COMPANIES INC COM 89417E109 2,499 23,102 SH   SOLE   23,102 0 0
HONEYWELL INTL INC COM 438516106 2,524 15,331 SH   SOLE   15,331 0 0
EXPEDITORS INTL WASH INC COM 302130109 2,524 27,884 SH   SOLE   27,884 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,530 14,856 SH   SOLE   14,856 0 0
UNION PAC CORP COM 907818108 2,540 12,902 SH   SOLE   12,902 0 0
COMCAST CORP NEW CL A 20030N101 2,703 58,434 SH   SOLE   58,434 0 0
ECOLAB INC COM 278865100 2,718 13,599 SH   SOLE   13,599 0 0
TEXAS INSTRS INC COM 882508104 2,733 19,142 SH   SOLE   19,142 0 0
DISNEY WALT CO COM DISNEY 254687106 2,734 22,032 SH   SOLE   22,032 0 0
UNITED PARCEL SERVICE INC CL B 911312106 2,746 16,480 SH   SOLE   16,480 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,816 12,184 SH   SOLE   12,184 0 0
BLACKROCK INC COM 09247X101 2,855 5,066 SH   SOLE   5,066 0 0
PEPSICO INC COM 713448108 2,866 20,679 SH   SOLE   20,679 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 3,046 17,283 SH   SOLE   17,283 0 0
CINTAS CORP COM 172908105 3,179 9,552 SH   SOLE   9,552 0 0
MEDTRONIC PLC SHS G5960L103 3,190 30,699 SH   SOLE   30,699 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,434 11,015 SH   SOLE   11,015 0 0
ZOETIS INC CL A 98978V103 3,452 20,875 SH   SOLE   20,875 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,532 11,342 SH   SOLE   11,342 0 0
DANAHER CORPORATION COM 235851102 3,552 16,497 SH   SOLE   16,497 0 0
INTEL CORP COM 458140100 3,628 70,061 SH   SOLE   70,061 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,631 51,707 SH   SOLE   51,707 0 0
UBER TECHNOLOGIES INC COM 90353T100 3,770 103,333 SH   SOLE   103,333 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 3,974 8,104 SH   SOLE   8,104 0 0
JPMORGAN CHASE & CO COM 46625H100 4,043 41,993 SH   SOLE   41,993 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 4,119 80,790 SH   SOLE   80,790 0 0
NIKE INC CL B 654106103 4,124 32,847 SH   SOLE   32,847 0 0
PACCAR INC COM 693718108 4,145 48,603 SH   SOLE   48,603 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,187 96,830 SH   SOLE   96,830 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,561 21,421 SH   SOLE   21,421 0 0
STARBUCKS CORP COM 855244109 4,679 54,455 SH   SOLE   54,455 0 0
AMGEN INC COM 031162100 4,766 18,752 SH   SOLE   18,752 0 0
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 4,967 97,832 SH   SOLE   97,832 0 0
JOHNSON & JOHNSON COM 478160104 5,082 34,136 SH   SOLE   34,136 0 0
HOME DEPOT INC COM 437076102 5,563 20,033 SH   SOLE   20,033 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,573 87,557 SH   SOLE   87,557 0 0
PAYPAL HLDGS INC COM 70450Y103 6,027 30,589 SH   SOLE   30,589 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 6,370 54,581 SH   SOLE   54,581 0 0
VISA INC COM CL A 92826C839 6,474 32,375 SH   SOLE   32,375 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 6,731 69,359 SH   SOLE   69,359 0 0
FACEBOOK INC CL A 30303M102 6,925 26,443 SH   SOLE   26,443 0 0
ALPHABET INC CAP STK CL A 02079K305 7,599 5,185 SH   SOLE   5,185 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 7,912 34,763 SH   SOLE   34,763 0 0
ISHARES TR RUS MID CAP ETF 464287499 9,463 164,914 SH   SOLE   164,914 0 0
COSTCO WHSL CORP NEW COM 22160K105 9,788 27,572 SH   SOLE   27,572 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9,838 313,308 SH   SOLE   313,308 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 9,901 64,373 SH   SOLE   64,373 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,979 29,798 SH   SOLE   29,798 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 10,921 214,998 SH   SOLE   214,998 0 0
ISHARES TR CORE S&P MCP ETF 464287507 12,761 68,862 SH   SOLE   68,862 0 0
MICROSOFT CORP COM 594918104 17,589 83,627 SH   SOLE   83,627 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 19,480 665,744 SH   SOLE   665,744 0 0
AMAZON COM INC COM 023135106 20,366 6,468 SH   SOLE   6,468 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 20,884 259,012 SH   SOLE   259,012 0 0
ISHARES TR CORE S&P500 ETF 464287200 22,423 66,724 SH   SOLE   66,724 0 0
APPLE INC COM 037833100 28,416 245,365 SH   SOLE   245,365 0 0
MICROSOFT CORP COM 594918104 49,452 235,118 SH   SOLE   235,118 0 0