The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 17,992 5,714 SH   SOLE 0 5,714 0 0
MIMECAST LTD ORD SHS Stock G14838109 887 18,895 SH   SOLE 0 18,895 0 0
JOHNSON & JOHNSON Stock 478160104 18,446 123,896 SH   SOLE 0 123,895 0 0
FLEETCOR TECHNOLOGIES INC COM Stock 339041105 7,180 30,155 SH   SOLE 0 30,155 0 0
DISCOVERY INC COM SER C Stock 25470F302 1,395 71,153 SH   SOLE 0 71,153 0 0
WASTE MGMT INC DEL COM Stock 94106L109 232 2,050 SH   SOLE 0 2,050 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 950 5,576 SH   SOLE 0 5,576 0 0
COSTCO WHOLESALE CORPORATION Stock 22160K105 9,696 27,314 SH   SOLE 0 27,314 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 4,789 23,827 SH   SOLE 0 23,827 0 0
TELEDYNE TECHNOLOGIES INC COM Stock 879360105 1,979 6,379 SH   SOLE 0 6,379 0 0
PERMIAN BASIN RTY TR UNIT BEN INT Stock 714236106 109 43,772 SH   SOLE 0 43,772 0 0
LIBERTY MEDIA CORP DEL COM C SIRIUSXM Stock 531229607 256 7,741 SH   SOLE 0 7,741 0 0
PROCTER & GAMBLE COMPANY Stock 742718109 16,964 122,051 SH   SOLE 0 122,050 0 0
COCA COLA CO COM Stock 191216100 11,699 236,957 SH   SOLE 0 236,957 0 0
GENERAL MLS INC COM Stock 370334104 1,984 32,170 SH   SOLE 0 32,170 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 10,732 64,408 SH   SOLE 0 64,408 0 0
INTEL CORP COM Stock 458140100 6,628 128,005 SH   SOLE 0 128,005 0 0
MEDTRONIC PLC SHS Stock G5960L103 5,646 54,327 SH   SOLE 0 54,327 0 0
LAUDER ESTEE COS INC CL A Stock 518439104 407 1,863 SH   SOLE 0 1,863 0 0
MERCK & CO. INC COM Stock 58933Y105 6,019 72,558 SH   SOLE 0 72,558 0 0
SPDR S&P 500 ETF ETF 78462F103 1,024 3,057 SH   SOLE 0 3,057 0 0
MCKESSON CORP COM Stock 58155Q103 1,146 7,695 SH   SOLE 0 7,695 0 0
TIMKENSTEEL CORP 6 06/01/2021 Convertible 887399AA1 2,662 3,185,000 SH   SOLE 0 3,185,000 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 24,975 73,854 SH   SOLE 0 73,854 0 0
FIRST REP BK SAN FRANCISCO CAL COM Stock 33616C100 6,320 57,947 SH   SOLE 0 57,947 0 0
EMERSON ELEC CO COM Stock 291011104 6,784 103,461 SH   SOLE 0 103,460 0 0
WESTERN NEW ENG BANCORP INC COM Stock 958892101 137 24,279 SH   SOLE 0 24,279 0 0
SMUCKER J M CO COM NEW Stock 832696405 2,963 25,645 SH   SOLE 0 25,645 0 0
EDWARDS LIFESCIENCES CORP COM Stock 28176E108 9,313 116,674 SH   SOLE 0 116,674 0 0
CITIZENS CMNTY BANCORP INC MD COM Stock 174903104 129 18,778 SH   SOLE 0 18,778 0 0
ISHARES S&P 100 ETF ETF 464287101 226 1,450 SH   SOLE 0 1,450 0 0
VERIZON COMMUNICATIONS INC. Stock 92343V104 5,365 90,186 SH   SOLE 0 90,186 0 0
CHUBB LIMITED COM Stock H1467J104 5,592 48,158 SH   SOLE 0 48,158 0 0
FEDEX CORP COM Stock 31428X106 1,891 7,517 SH   SOLE 0 7,516 0 0
SHERWIN WILLIAMS CO COM Stock 824348106 2,299 3,300 SH   SOLE 0 3,300 0 0
PEPSICO, INC. Stock 713448108 12,605 90,946 SH   SOLE 0 90,946 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 229 2,645 SH   SOLE 0 2,645 0 0
HONEYWELL INTERNATIONAL INC. Stock 438516106 465 2,824 SH   SOLE 0 2,824 0 0
TRANE TECHNOLOGIES PLC SHS Stock G8994E103 1,525 12,575 SH   SOLE 0 12,575 0 0
FIRSTENERGY CORP COM Stock 337932107 367 12,767 SH   SOLE 0 12,767 0 0
FORD MTR CO DEL COM Stock 345370860 89 13,315 SH   SOLE 0 13,315 0 0
BP PLC SPONSORED ADR ADR 055622104 190 10,873 SH   SOLE 0 10,873 0 0
HOME DEPOT INC COM Stock 437076102 7,621 27,442 SH   SOLE 0 27,442 0 0
BAXTER INTL INC COM Stock 071813109 5,487 68,228 SH   SOLE 0 68,228 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 2,503 17,945 SH   SOLE 0 17,945 0 0
HV BANCORP INC COM Stock 40441H105 180 13,550 SH   SOLE 0 13,550 0 0
SPDR GOLD SHARES ETF 78463V107 760 4,293 SH   SOLE 0 4,293 0 0
SOUTHERN CO COM Stock 842587107 326 6,010 SH   SOLE 0 6,010 0 0
BECTON DICKINSON & CO COM Stock 075887109 7,832 33,662 SH   SOLE 0 33,662 0 0
KEYCORP COM Stock 493267108 873 73,207 SH   SOLE 0 73,207 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 305 6,000 SH   SOLE 0 6,000 0 0
AON PLC SHS CL A Stock G0403H108 1,748 8,474 SH   SOLE 0 8,474 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 1,665 16,331 SH   SOLE 0 16,331 0 0
MERIDIAN BANCORP INC MD COM Stock 58958U103 105 10,150 SH   SOLE 0 10,150 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 12,748 59,867 SH   SOLE 0 59,867 0 0
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 6,735 13,732 SH   SOLE 0 13,732 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 14,672 177,086 SH   SOLE 0 177,086 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 9,135 6,233 SH   SOLE 0 6,233 0 0
GCI LIBERTY INC COM CLASS A Stock 36164V305 227 2,773 SH   SOLE 0 2,773 0 0
OREILLY AUTOMOTIVE INC COM Stock 67103H107 10,164 22,043 SH   SOLE 0 22,043 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 4,905 79,531 SH   SOLE 0 79,531 0 0
CSX CORP COM Stock 126408103 1,752 22,557 SH   SOLE 0 22,557 0 0
SENSATA TECHNOLOGIES HLDNG PLC SHS Stock G8060N102 2,892 67,036 SH   SOLE 0 67,036 0 0
COMCAST CORP NEW CL A Stock 20030N101 14,159 306,064 SH   SOLE 0 306,064 0 0
MICROSOFT CORP COM Stock 594918104 30,948 147,142 SH   SOLE 0 147,141 0 0
SCHLUMBERGER LTD COM Stock 806857108 1,148 73,750 SH   SOLE 0 73,750 0 0
CVS HEALTH CORP COM Stock 126650100 6,403 109,644 SH   SOLE 0 109,644 0 0
RPM INTL INC COM Stock 749685103 312 3,765 SH   SOLE 0 3,765 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 3,200 10 SH   SOLE 0 10 0 0
BOEING CO COM Stock 097023105 5,945 35,975 SH   SOLE 0 35,975 0 0
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 787 5,118 SH   SOLE 0 5,118 0 0
NEXTERA ENERGY INC COM Stock 65339F101 591 2,131 SH   SOLE 0 2,130 0 0
LINDE PLC SHS Stock G5494J103 7,469 31,365 SH   SOLE 0 31,365 0 0
NORFOLK SOUTHN CORP COM Stock 655844108 1,933 9,032 SH   SOLE 0 9,032 0 0
FOX CORP CL A COM Stock 35137L105 1,021 36,681 SH   SOLE 0 36,681 0 0
AMERISERV FINL INC COM Stock 03074A102 31 11,000 SH   SOLE 0 11,000 0 0
FIFTH THIRD BANCORP COM Stock 316773100 938 43,988 SH   SOLE 0 43,988 0 0
HUNTINGTON BANCSHARES INC COM Stock 446150104 3,023 329,653 SH   SOLE 0 329,653 0 0
RICHMOND MUT BANCORPORATION COM Stock 76525P100 384 36,315 SH   SOLE 0 36,315 0 0
HARBORONE BANCORP INC NEW COM NEW Stock 41165Y100 161 20,000 SH   SOLE 0 20,000 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 3,064 10,287 SH   SOLE 0 10,286 0 0
BOGOTA FINL CORP COM Stock 097235105 151 19,850 SH   SOLE 0 19,850 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 475 5,366 SH   SOLE 0 5,366 0 0
FORTIVE CORP 0.875 02/15/2022 Convertible 34959JAK4 552 550,000 SH   SOLE 0 550,000 0 0
CARRIER GLOBAL CORPORATION COM Stock 14448C104 362 11,863 SH   SOLE 0 11,863 0 0
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 250 4,652 SH   SOLE 0 4,652 0 0
MILLICOM INTL CELLULAR S A COM STK Stock L6388F110 530 17,514 SH   SOLE 0 17,514 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101 1,399 17,114 SH   SOLE 0 17,114 0 0
KEMPER CORP COM Stock 488401100 3,887 58,166 SH   SOLE 0 58,166 0 0
ENERGY TRANSFER LP COM UT LTD PTN Stock 29273V100 63 11,557 SH   SOLE 0 11,557 0 0
TRACTOR SUPPLY CO COM Stock 892356106 758 5,286 SH   SOLE 0 5,286 0 0
VISA INC COM CL A Stock 92826C839 857 4,284 SH   SOLE 0 4,284 0 0
HERSHEY CO COM Stock 427866108 7,496 52,297 SH   SOLE 0 52,296 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 324 5,082 SH   SOLE 0 5,082 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 510 4,879 SH   SOLE 0 4,879 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 308 1,354 SH   SOLE 0 1,354 0 0
FACEBOOK INC CL A Stock 30303M102 14,915 56,950 SH   SOLE 0 56,950 0 0
SOUND FINL BANCORP INC COM Stock 83607A100 299 10,200 SH   SOLE 0 10,200 0 0
CF BANKSHARES INC COM Stock 15346Q400 393 32,521 SH   SOLE 0 32,521 0 0
MONDELEZ INTL INC CL A Stock 609207105 1,676 29,172 SH   SOLE 0 29,172 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 562 11,023 SH   SOLE 0 11,023 0 0
D R HORTON INC COM Stock 23331A109 5,472 72,346 SH   SOLE 0 72,346 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105 538 13,162 SH   SOLE 0 13,162 0 0
MOODYS CORP COM Stock 615369105 290 1,000 SH   SOLE 0 1,000 0 0
PROVIDENT FINL SVCS INC COM Stock 74386T105 148 12,138 SH   SOLE 0 12,138 0 0
PIONEER NAT RES CO COM Stock 723787107 298 3,463 SH   SOLE 0 3,463 0 0
TIMKEN CO COM Stock 887389104 1,528 28,182 SH   SOLE 0 28,182 0 0
NVIDIA CORPORATION COM Stock 67066G104 223 412 SH   SOLE 0 412 0 0
CUMMINS INC COM Stock 231021106 6,916 32,751 SH   SOLE 0 32,751 0 0
EOG RES INC COM Stock 26875P101 1,471 40,935 SH   SOLE 0 40,935 0 0
INVESTORS BANCORP INC NEW COM Stock 46146L101 90 12,350 SH   SOLE 0 12,350 0 0
ABBVIE INC COM Stock 00287Y109 3,618 41,310 SH   SOLE 0 41,310 0 0
CURTISS WRIGHT CORP COM Stock 231561101 1,478 15,843 SH   SOLE 0 15,843 0 0
ZOETIS INC CL A Stock 98978V103 983 5,946 SH   SOLE 0 5,946 0 0
FARMERS NATIONAL BANC CORP COM Stock 309627107 5,132 469,946 SH   SOLE 0 469,946 0 0
FS BANCORP INC COM Stock 30263Y104 299 7,285 SH   SOLE 0 7,285 0 0
ROCKWELL AUTOMATION INC COM Stock 773903109 3,043 13,787 SH   SOLE 0 13,787 0 0
BRIGHT HORIZONS FAM SOL IN DEL COM Stock 109194100 208 1,365 SH   SOLE 0 1,365 0 0
STRYKER CORPORATION COM Stock 863667101 7,666 36,792 SH   SOLE 0 36,792 0 0
QUALCOMM INC COM Stock 747525103 2,163 18,382 SH   SOLE 0 18,382 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 813 5,870 SH   SOLE 0 5,870 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602 263 371 SH   SOLE 0 371 0 0
MCDONALDS CORP COM Stock 580135101 10,562 48,119 SH   SOLE 0 48,118 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104 8,913 89,083 SH   SOLE 0 89,083 0 0
CISCO SYS INC COM Stock 17275R102 5,399 137,064 SH   SOLE 0 137,064 0 0
LIBERTY GLOBAL PLC SHS CL C Stock G5480U120 459 22,375 SH   SOLE 0 22,375 0 0
AUTODESK INC COM Stock 052769106 500 2,164 SH   SOLE 0 2,164 0 0
AT&T INC COM Stock 00206R102 3,988 139,876 SH   SOLE 0 139,876 0 0
GENERAL ELECTRIC CO COM Stock 369604103 568 91,154 SH   SOLE 0 91,153 0 0
CHARTER COMMUNICATIONS INC NEW CL A Stock 16119P108 616 986 SH   SOLE 0 986 0 0
LAMAR ADVERTISING CO NEW CL A REIT 512816109 1,663 25,131 SH   SOLE 0 25,131 0 0
INVESCO BULLETSHARES 2022 CORPORATE BOND ETF ETF 46138J882 271 12,395 SH   SOLE 0 12,395 0 0
WELLS FARGO CO NEW COM Stock 949746101 1,797 76,415 SH   SOLE 0 76,415 0 0
UNION PAC CORP COM Stock 907818108 6,392 32,468 SH   SOLE 0 32,468 0 0
SALESFORCE COM INC COM Stock 79466L302 742 2,952 SH   SOLE 0 2,952 0 0
MCCORMICK & CO INC COM NON VTG Stock 579780206 330 1,700 SH   SOLE 0 1,700 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102 3,732 11,829 SH   SOLE 0 11,829 0 0
DIEBOLD NXDF INC COM Stock 253651103 298 38,959 SH   SOLE 0 38,959 0 0
REPUBLIC SVCS INC COM Stock 760759100 660 7,075 SH   SOLE 0 7,075 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 296 772 SH   SOLE 0 772 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 7,825 81,277 SH   SOLE 0 81,277 0 0
CHEVRON CORP NEW COM Stock 166764100 6,377 88,565 SH   SOLE 0 88,564 0 0
CONOCOPHILLIPS COM Stock 20825C104 3,123 95,091 SH   SOLE 0 95,091 0 0
MARKEL CORP COM Stock 570535104 1,626 1,670 SH   SOLE 0 1,670 0 0
CINCINNATI FINL CORP COM Stock 172062101 310 3,976 SH   SOLE 0 3,976 0 0
TJX COS INC NEW COM Stock 872540109 7,504 134,834 SH   SOLE 0 134,834 0 0
BERKSHIRE HILLS BANCORP INC COM Stock 084680107 123 12,167 SH   SOLE 0 12,167 0 0
WALMART INC COM Stock 931142103 1,115 7,971 SH   SOLE 0 7,971 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 1,558 12,805 SH   SOLE 0 12,805 0 0
ORACLE CORP COM Stock 68389X105 351 5,883 SH   SOLE 0 5,883 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 2,673 46,455 SH   SOLE 0 46,455 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 382 8,827 SH   SOLE 0 8,827 0 0
TEXAS INSTRS INC COM Stock 882508104 4,934 34,553 SH   SOLE 0 34,553 0 0
TARGET CORP COM Stock 87612E106 508 3,230 SH   SOLE 0 3,230 0 0
PFIZER INC COM Stock 717081103 2,999 81,718 SH   SOLE 0 81,717 0 0
3M COMPANY Stock 88579Y101 2,879 17,975 SH   SOLE 0 17,975 0 0
CATERPILLAR INC DEL COM Stock 149123101 3,030 20,314 SH   SOLE 0 20,314 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 12,110 8,240 SH   SOLE 0 8,240 0 0
AMERICAN EXPRESS CO COM Stock 025816109 1,869 18,640 SH   SOLE 0 18,640 0 0
AMGEN INC COM Stock 031162100 334 1,313 SH   SOLE 0 1,313 0 0
TRANSDIGM GROUP INC COM Stock 893641100 1,155 2,431 SH   SOLE 0 2,431 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 1,146 8,904 SH   SOLE 0 8,904 0 0
TIMKENSTEEL CORP COM Stock 887399103 338 95,312 SH   SOLE 0 95,312 0 0
ECHOSTAR CORP CL A Stock 278768106 450 18,060 SH   SOLE 0 18,060 0 0
SYNCHRONY FINANCIAL COM Stock 87165B103 856 32,717 SH   SOLE 0 32,717 0 0
EATON CORP PLC SHS Stock G29183103 1,134 11,111 SH   SOLE 0 11,111 0 0
AXON ENTERPRISE INC COM Stock 05464C101 279 3,080 SH   SOLE 0 3,080 0 0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841 437 19,690 SH   SOLE 0 19,690 0 0
LIBERTY BROADBAND CORP COM SER C Stock 530307305 248 1,738 SH   SOLE 0 1,738 0 0
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 281 3,389 SH   SOLE 0 3,389 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 4,849 64,660 SH   SOLE 0 64,660 0 0
ROPER TECHNOLOGIES INC COM Stock 776696106 3,287 8,320 SH   SOLE 0 8,320 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 293 2,669 SH   SOLE 0 2,669 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 3,199 53,062 SH   SOLE 0 53,062 0 0
ALTRIA GROUP, INC. Stock 02209S103 959 24,827 SH   SOLE 0 24,827 0 0
LOEWS CORP COM Stock 540424108 674 19,395 SH   SOLE 0 19,395 0 0
DOMINION ENERGY INC COM Stock 25746U109 4,022 50,956 SH   SOLE 0 50,956 0 0
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 275 1,900 SH   SOLE 0 1,900 0 0
EXXON MOBIL CORP COM Stock 30231G102 4,946 144,059 SH   SOLE 0 144,058 0 0
LOWES COS INC COM Stock 548661107 10,701 64,521 SH   SOLE 0 64,521 0 0
ROYAL DUTCH SHELL PLC SPON ADR B ADR 780259107 641 26,486 SH   SOLE 0 26,486 0 0
DEERE & CO COM Stock 244199105 2,371 10,700 SH   SOLE 0 10,700 0 0
CIVISTA BANCSHARES INC COM NO PAR Stock 178867107 2,971 237,277 SH   SOLE 0 237,277 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR ADR 92857W308 147 10,965 SH   SOLE 0 10,965 0 0
EQUITY LIFESTYLE PPTYS INC COM REIT 29472R108 357 5,820 SH   SOLE 0 5,820 0 0
KRAFT HEINZ CO COM Stock 500754106 248 8,278 SH   SOLE 0 8,278 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 14,375 72,956 SH   SOLE 0 72,956 0 0
DISH NETWORK CORPORATION CL A Stock 25470M109 2,546 87,692 SH   SOLE 0 87,692 0 0
ESSA BANCORP INC COM Stock 29667D104 217 17,597 SH   SOLE 0 17,597 0 0
ISHARES MSCI EAFE ETF ETF 464287465 678 10,646 SH   SOLE 0 10,645 0 0
APPLE INC COM Stock 037833100 42,765 369,271 SH   SOLE 0 369,271 0 0
WEC ENERGY GROUP INC COM Stock 92939U106 255 2,628 SH   SOLE 0 2,628 0 0
ABBOTT LABS COM Stock 002824100 11,542 106,057 SH   SOLE 0 106,057 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 15,641 126,057 SH   SOLE 0 126,057 0 0