The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PIMCO ETF TR ACTIVE BD ETF 72201R775 21,868 194,505 SH   SOLE   0 0 194,505
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 428 15,198 SH   SOLE   0 0 15,198
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 13,558 132,976 SH   SOLE   0 0 132,976
ISHARES TR USA MOMENTUM FCT 46432F396 1,174 7,964 SH   SOLE   0 0 7,964
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,922 42,775 SH   SOLE   0 0 42,775
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,964 35,508 SH   SOLE   0 0 35,508
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,366 60,664 SH   SOLE   0 0 60,664
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 17,413 353,142 SH   SOLE   0 0 353,142
ISHARES TR MSCI MIN VOL ETF 46429B697 6,278 98,513 SH   SOLE   0 0 98,513
ISHARES TR CORE S&P SCP ETF 464287804 3,449 49,106 SH   SOLE   0 0 49,106
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 13,139 258,662 SH   SOLE   0 0 258,662
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,287 28,537 SH   SOLE   0 0 28,537
JP MORGAN EXCHANGE TRADED FD DIV RTN INT EQ 46641Q209 260 5,036 SH   SOLE   0 0 5,036
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,764 22,152 SH   SOLE   0 0 22,152
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 326 10,546 SH   SOLE   0 0 10,546
ISHARES INC MIN VOL GBL ETF 464286525 8,621 93,800 SH   SOLE   0 0 93,800
INVESCO EXCHNG TRADED FD TR S&P EMRNG MKTS 46138E297 2 108 SH   SOLE   0 0 108
ISHARES INC MSCI EQUAL WEITE 464286681 1,387 22,706 SH   SOLE   0 0 22,706
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 907 11,252 SH   SOLE   0 0 11,252
APPLE INC COM 037833100 2,634 22,742 SH   SOLE   0 0 22,742
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,178 55,891 SH   SOLE   0 0 55,891
WISDOMTREE TR US MIDCAP DIVID 97717W505 2,005 69,345 SH   SOLE   0 0 69,345
VANGUARD INDEX FDS MID CAP ETF 922908629 2,645 15,009 SH   SOLE   0 0 15,009
SPDR SERIES TRUST MSCI USA STRTGIC 78468R812 772 8,162 SH   SOLE   0 0 8,162
INVESCO EXCHNG TRADED FD TR S&P 500 LOW VOL 46138E354 4,351 81,115 SH   SOLE   0 0 81,115
VISA INC COM CL A 92826C839 72 361 SH   SOLE   0 0 361
VANGUARD INDEX FDS GROWTH ETF 922908736 346 1,519 SH   SOLE   0 0 1,519
ISHARES TR GRWT ALLOCAT ETF 464289867 19 387 SH   SOLE   0 0 387
ISHARES TR USA QUALITY FCTR 46432F339 1,007 9,702 SH   SOLE   0 0 9,702
CALIFORNIA BANCORP COM 13005U101 30 2,625 SH   SOLE   0 0 2,625
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 278 4,847 SH   SOLE   0 0 4,847
ZYNGA INC CL A 98986T108 13 1,466 SH   SOLE   0 0 1,466
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 15 152 SH   SOLE   0 0 152
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,550 20,844 SH   SOLE   0 0 20,844
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,769 8,269 SH   SOLE   0 0 8,269
ISHARES TR CORE S&P MCP ETF 464287507 722 3,894 SH   SOLE   0 0 3,894
ISHARES TR RUS 1000 ETF 464287622 1,582 8,451 SH   SOLE   0 0 8,451
COCA COLA CO COM 191216100 30 614 SH   SOLE   0 0 614
ORACLE CORP COM 68389X105 16 270 SH   SOLE   0 0 270
FLEXSHARES TR QUALT DIVD IDX 33939L860 1,034 23,166 SH   SOLE   0 0 23,166
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 718 8,898 SH   SOLE   0 0 8,898
ISHARES TR RUSSELL 2000 ETF 464287655 37 247 SH   SOLE   0 0 247
UNITED STS 12 MONTH OIL FD L UNIT BEN INT 91288V103 5 300 SH   SOLE   0 0 300
UNITED STS OIL FD LP UNITS 91232N207 1 37 SH   SOLE   0 0 37
VANGUARD GROUP DIV APP ETF 921908844 304 2,365 SH   SOLE   0 0 2,365
WPX ENERGY INC COM 98212B103 0 22 SH   SOLE   0 0 22
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 1,863 36,543 SH   SOLE   0 0 36,543
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 24 469 SH   SOLE   0 0 469
CHIPOTLE MEXICAN GRILL INC COM 169656105 1 1 SH   SOLE   0 0 1
TESLA INC COM 88160R101 659 1,535 SH   SOLE   0 0 1,535
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 305 6,085 SH   SOLE   0 0 6,085
PAYPAL HLDGS INC COM 70450Y103 103 524 SH   SOLE   0 0 524
DUKE ENERGY CORP NEW COM NEW 26441C204 31 346 SH   SOLE   0 0 346
DAVITA INC COM 23918K108 280 3,266 SH   SOLE   0 0 3,266
PINNACLE FINL PARTNERS INC COM 72346Q104 20 573 SH   SOLE   0 0 573
ISHARES TR MSCI ACWI ETF 464288257 35 441 SH   SOLE   0 0 441
JP MORGAN EXCHANGE TRADED FD JPMORGAN DIVER 46641Q407 11 150 SH   SOLE   0 0 150
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 254 750 SH   SOLE   0 0 750
EVERGY INC COM 30034W106 21 412 SH   SOLE   0 0 412
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 341 6,085 SH   SOLE   0 0 6,085
CLOROX CO DEL COM 189054109 184 875 SH   SOLE   0 0 875
COMCAST CORP NEW CL A 20030N101 65 1,406 SH   SOLE   0 0 1,406
AT&T INC COM 00206R102 366 12,844 SH   SOLE   0 0 12,844
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 11 819 SH   SOLE   0 0 819
VERIZON COMMUNICATIONS INC COM 92343V104 68 1,138 SH   SOLE   0 0 1,138
INVESCO QQQ TR UNIT SER 1 46090E103 245 882 SH   SOLE   0 0 882
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 27 125 SH   SOLE   0 0 125
VANGUARD WORLD FD MEGA CAP INDEX 921910873 34 282 SH   SOLE   0 0 282
SOUTHWEST AIRLS CO COM 844741108 4 108 SH   SOLE   0 0 108
ISHARES TR MSCI EMG MKT ETF 464287234 22 502 SH   SOLE   0 0 502
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 9 210 SH   SOLE   0 0 210
PROCTER & GAMBLE CO COM 742718109 6,509 46,832 SH   SOLE   0 0 46,832
SPDR SERIES TRUST S&P DIVID ETF 78464A763 124 1,341 SH   SOLE   0 0 1,341
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 5 220 SH   SOLE   0 0 220
WISDOMTREE TR INTL SMCAP DIV 97717W760 4 69 SH   SOLE   0 0 69
ISHARES TR MIN VOL EAFE ETF 46429B689 67 982 SH   SOLE   0 0 982
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 13 331 SH   SOLE   0 0 331
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 7 63 SH   SOLE   0 0 63
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 15 103 SH   SOLE   0 0 103
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 17 540 SH   SOLE   0 0 540
INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 7 174 SH   SOLE   0 0 174
ISHARES TR MSCI EAFE ETF 464287465 15 243 SH   SOLE   0 0 243
FORD MTR CO DEL COM 345370860 5 718 SH   SOLE   0 0 718
MARATHON OIL CORP COM 565849106 0 100 SH   SOLE   0 0 100
NOKIA CORP SPONSORED ADR 654902204 6 1,500 SH   SOLE   0 0 1,500
CHEVRON CORP NEW COM 166764100 57 795 SH   SOLE   0 0 795
ISHARES TR SP SMCP600VL ETF 464287879 14 114 SH   SOLE   0 0 114
ISHARES TR CORE S&P500 ETF 464287200 206 613 SH   SOLE   0 0 613
MICROSOFT CORP COM 594918104 98 465 SH   SOLE   0 0 465
VANGUARD INDEX FDS VALUE ETF 922908744 7 65 SH   SOLE   0 0 65
ISHARES GOLD TRUST ISHARES 464285105 10 541 SH   SOLE   0 0 541
BANK AMER CORP COM 060505104 0 14 SH   SOLE   0 0 14
ISHARES TR RUS MDCP VAL ETF 464287473 6 75 SH   SOLE   0 0 75
STRYKER CORP COM 863667101 8 40 SH   SOLE   0 0 40
VALE S A SPONSORED ADS 91912E105 1 100 SH   SOLE   0 0 100
DISNEY WALT CO COM DISNEY 254687106 60 480 SH   SOLE   0 0 480
JOHNSON & JOHNSON COM 478160104 307 2,065 SH   SOLE   0 0 2,065
MCDONALDS CORP COM 580135101 33 150 SH   SOLE   0 0 150
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 257 927 SH   SOLE   0 0 927
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 50 460 SH   SOLE   0 0 460
ISHARES TR CORE US AGGBD ET 464287226 8 66 SH   SOLE   0 0 66
MODERNA INC COM 60770K107 4 50 SH   SOLE   0 0 50
ISHARES TR S&P 500 GRWT ETF 464287309 28 122 SH   SOLE   0 0 122
ISHARES TR MULTIFACTOR USA 46434V282 22 653 SH   SOLE   0 0 653
EXXON MOBIL CORP COM 30231G102 63 1,842 SH   SOLE   0 0 1,842
ALIGN TECHNOLOGY INC COM 016255101 64 195 SH   SOLE   0 0 195
ISHARES US ETF TR SHT MAT BD ETF 46431W507 263 5,254 SH   SOLE   0 0 5,254
ISHARES TR EDGE MSCI MINM 46435G433 126 4,324 SH   SOLE   0 0 4,324
CITIGROUP INC COM NEW 172967424 5 111 SH   SOLE   0 0 111
KONTOOR BRANDS INC COM 50050N103 2 81 SH   SOLE   0 0 81
V F CORP COM 918204108 54 765 SH   SOLE   0 0 765
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 5 151 SH   SOLE   0 0 151
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5 204 SH   SOLE   0 0 204
COSTCO WHSL CORP NEW COM 22160K105 39 110 SH   SOLE   0 0 110
AMAZON COM INC COM 023135106 746 237 SH   SOLE   0 0 237
ISHARES TR U.S. ENERGY ETF 464287796 11 688 SH   SOLE   0 0 688
WHITE MTNS INS GROUP LTD COM G9618E107 70 90 SH   SOLE   0 0 90
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 82 984 SH   SOLE   0 0 984
PACER FDS TR TRENDP US LAR CP 69374H105 6 202 SH   SOLE   0 0 202
NEXTERA ENERGY INC COM 65339F101 100 362 SH   SOLE   0 0 362
ROSS STORES INC COM 778296103 11 117 SH   SOLE   0 0 117
PFIZER INC COM 717081103 3 70 SH   SOLE   0 0 70
SPDR GOLD TRUST GOLD SHS 78463V107 20 111 SH   SOLE   0 0 111
3-D SYS CORP DEL COM NEW 88554D205 0 30 SH   SOLE   0 0 30
EXONE CO COM 302104104 0 30 SH   SOLE   0 0 30
HOME DEPOT INC COM 437076102 43 155 SH   SOLE   0 0 155
INTEL CORP COM 458140100 93 1,800 SH   SOLE   0 0 1,800
PIONEER NAT RES CO COM 723787107 6 71 SH   SOLE   0 0 71
DANAHER CORPORATION COM 235851102 4 18 SH   SOLE   0 0 18
FACEBOOK INC CL A 30303M102 8 30 SH   SOLE   0 0 30
ALPHABET INC CAP STK CL C 02079K107 25 17 SH   SOLE   0 0 17
ISHARES TR S&P MC 400VL ETF 464287705 12 88 SH   SOLE   0 0 88
ISHARES TR S&P MC 400GR ETF 464287606 14 59 SH   SOLE   0 0 59
S&P GLOBAL INC COM 78409V104 3 8 SH   SOLE   0 0 8
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 17 415 SH   SOLE   0 0 415
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7 170 SH   SOLE   0 0 170
1LIFE HEALTHCARE INC COM 68269G107 3 100 SH   SOLE   0 0 100
PENN NATL GAMING INC COM 707569109 7 100 SH   SOLE   0 0 100
VIRGIN GALACTIC HOLDINGS INC COM 92766K106 2 96 SH   SOLE   0 0 96
CARNIVAL CORP UNIT 99/99/9999 143658300 2 100 SH   SOLE   0 0 100
VANGUARD INDEX FDS SML CP GRW ETF 922908595 122 569 SH   SOLE   0 0 569
VANGUARD INDEX FDS SM CP VAL ETF 922908611 17 155 SH   SOLE   0 0 155
AMERICAN ELEC PWR CO INC COM 025537101 16 200 SH   SOLE   0 0 200
CISCO SYS INC COM 17275R102 16 400 SH   SOLE   0 0 400
KIMBERLY CLARK CORP COM 494368103 27 180 SH   SOLE   0 0 180
ENTERPRISE PRODS PARTNERS L COM 293792107 11 700 SH   SOLE   0 0 700
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 7 1,267 SH   SOLE   0 0 1,267
PHILLIPS 66 PARTNERS LP COM UNIT REP INT 718549207 8 360 SH   SOLE   0 0 360
QUALCOMM INC COM 747525103 12 100 SH   SOLE   0 0 100
ISHARES TR CORE MSCI PAC 46434V696 5 84 SH   SOLE   0 0 84
WISDOMTREE TR JAPN HEDGE EQT 97717W851 5 101 SH   SOLE   0 0 101
AMERICAN TOWER CORP NEW COM 03027X100 35 145 SH   SOLE   0 0 145
CROWN CASTLE INTL CORP NEW COM 22822V101 32 190 SH   SOLE   0 0 190
BOSTON SCIENTIFIC CORP COM 101137107 8 200 SH   SOLE   0 0 200
HIMAX TECHNOLOGIES INC SPONSORED ADR 43289P106 0 30 SH   SOLE   0 0 30
UNITED STS OIL FD LP CALL 91232N907 0 2 SH   SOLE   0 0 2
GENERAL ELECTRIC CO CALL 369604903 1 5 SH   SOLE   0 0 5
ISHARES INC MSCI JPN ETF NEW 46434G822 5 87 SH   SOLE   0 0 87
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 30 434 SH   SOLE   0 0 434
NEKTAR THERAPEUTICS COM 640268108 1 40 SH   SOLE   0 0 40
INVESCO EXCHANGE TRADED FD T S&P MDCP400 PR 46137V217 9 52 SH   SOLE   0 0 52
INVESCO EXCHNG TRADED FD TR S&P 500 ENHNCD 46138E396 3 110 SH   SOLE   0 0 110
SALESFORCE COM INC COM 79466L302 32 129 SH   SOLE   0 0 129
ALPHABET INC CAP STK CL A 02079K305 18 12 SH   SOLE   0 0 12
MASTERCARD INC CL A 57636Q104 43 126 SH   SOLE   0 0 126